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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>jrzksms.info</title> <atom:link href="http://jrzksms.info/feed" rel="self" type="application/rss+xml" /> <link>https://jrzksms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:15:17 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Choosing Bathroom Vanities For a Modern Home</title> <link>https://jrzksms.info/choosing-bathroom-vanities-for-a-modern-home,html</link> <comments>https://jrzksms.info/choosing-bathroom-vanities-for-a-modern-home,html#comments</comments> <pubDate>Sun, 16 Apr 2023 17:50:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[modern home]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=63</guid> <description><![CDATA[The key to buying furniture for modern homes is quite simple – make it utilitarian, minimalistic, and space-saving. A few elegant artistic lines are an added bonus.Bathroom vanities are no exception. You get them in all different sizes and different kinds, but you have to pick the one that’s just right. Currently, modern bathroom vanities [...]]]></description> <content:encoded><![CDATA[<p> The key to buying furniture for modern homes is quite simple – make it utilitarian, minimalistic, and space-saving. A few elegant artistic lines are an added bonus.Bathroom vanities are no exception. You get them in all different sizes and different kinds, but you have to pick the one that’s just right. Currently, modern bathroom vanities usually have the following features:1. Minimalistic. The age of huge, chunky ornaments and carving is over. People want to live simple lives rather than revel in their own opulence, and the most expensive of things today are often the simplest and most delicate. Go for simple one-color or bordered finishes, clean and simple lines.2. Transparent. Glass is “in” in a big way. Your vanity could have a glass paneled door, or even a glass sink. For aesthetic purposes, tinted or stained glass works better than transparent in your sink.3. Small. Modern homes are usually small. If you are lucky or rich enough to have a huge bathroom, make sure to utilize that space rather than clutter it with the largest possible furniture items. If you have a small bathroom, make sure that it’s friendly for emergency access. Wall-mounted vanities let you access a lot of floor space, while serving as storage units as well.4. Vessel sinks. Vessel sinks are mounted on top of the vanity rather than embedded into it. While glass vessel sinks can look stunningly contemporary, stone vessel sinks in a variety of finishes – marble, malachite, granite etc – can serve as a pleasing vintage-y contrast to your ultra-modern bathroom.5. Adventurous faucets. Faucets are no longer those stainless steel eyesores that have knobs to grasp and twist. Today, faucets come in stainless steel, bronze, chrome, nickel and even black finishes. Beautifully crafted in thousands of designs, they let you choose from knobs to levers to automatic infrared detection. They may be wall mounted as well as attached to your vanity. I hope you won’t take ugly faucets for granted any more after reading this.6. Storage space. Modern homes need storage space. A classy bathroom vanity can let you store your towels and bathrobes as well as cosmetics without looking ugly. If you can afford it – which shouldn’t be tough from a factory price discounted store – this gives you more reason to buy that double vanity you know you need.Everything I’ve said here is a mere guideline, not to be taken as gospel. The Internet is full of vanities that you can see for yourself. If you measure your bathroom, you will easily be able to tell what size of vanity you’re looking for. If you still can’t, ask someone experienced to estimate the size for you.At the end of the day, pick the bathroom vanity that suits your idea of style and utility, within a reasonable budget. Being modern is all about choosing for yourself, and that’s all that you need to be doing. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/choosing-bathroom-vanities-for-a-modern-home,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>11 Reasons Why Your Affiliate Business Is Doomed To Failure</title> <link>https://jrzksms.info/11-reasons-why-your-affiliate-business-is-doomed-to-failure,html</link> <comments>https://jrzksms.info/11-reasons-why-your-affiliate-business-is-doomed-to-failure,html#comments</comments> <pubDate>Thu, 16 Mar 2023 07:40:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cmlgrms.info]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=60</guid> <description><![CDATA[Many an online entrepreneur has been in this situation. You keep getting back up because you know there is light at the end of the tunnel. You have tried everything, but sometimes you find it hard opening up your computer and keeping on going. When will all this work pay off? Are my friends and [...]]]></description> <content:encoded><![CDATA[<p> Many an online entrepreneur has been in this situation. You keep getting back up because you know there is light at the end of the tunnel. You have tried everything, but sometimes you find it hard opening up your computer and keeping on going. When will all this work pay off? Are my friends and family right after all? Maybe I’m wasting my time and should do something else.But then it dawns on you what alternatives you have. 9 to 5 working hours, long commutes, annoying coworkers and bosses. The unemployment line and the jobs fairs. Careers days and lack of purpose. Capped wages and job uncertainty. You realise the reasons why you are persevering online, and carry on.I have found myself in this situation many times. I often ask myself what the best course of action is. But it always comes back to time and financial freedom. I don’t want to trade time for money any more. I want something else. I don’t want to work for anyone else or trust anyone else with my income level. I don’t want to be tied up to a job I have no love for, or with people who don’t care for me.Why Is Your Affiliate Business DoomedYour affiliate business is never doomed until you are beaten! But for many people they will never achieve the time and financial freedom which they aspire to achieve. Some will give up too easily and blame their business for their shortcomings. Some will try for years only to give up later. But why do so many people struggle when trying to build a profitable online business?Number 1 – ExpectationsOne of the top reasons I suspect is our expectations. We see the guru’s with their Lamborghini’s and expect to have one ourselves soon too. We start our online business fully believing this to be possible but we don’t get any results.For one, it’s very easy to ‘show your wealth’ online. Don’t expect every guru to be telling the truth. It’s much cheaper to hire a Lamborghini for a day than it is to buy one outright. When it’s a business expense you can write it off against expenses. I’m not saying the top online entrepreneurs don’t achieve great things, just to keep it in perspective. Also, most people starting an online business aren’t interested in Lamborghini’s. They want to escape their unhappy jobs and lives. They want something better for themselves.The second point with expectations is that we can expect something too early to come from a little effort online. When we don’t see results we assume our efforts have no effect at all. The truth is that our small actions online will magnify their effect over time. Some take months to get their online business going and some take years. If you can keep positive while also having a firm grounding in reality, it will serve to keep you going for the long haul, rather than spitting out your dummy just because you haven’t made huge amounts of money for a tiny little bit of work.Ask yourself, “Do I really deserve success for the effort I have put in?”. Often the answer will be no. Only when you keep going through the difficult times and pursue knowledge as well as profit, will you arrive.Number 2 – Shiny Object SyndromeYou’re doomed to failure online if you believe everything the next ‘shiny object’ promises you. Jumping from one ‘get rich quick’ scheme to another is a futile exercise. The problem with the internet is there is too much information. We are overloaded with information. If you start browsing around for programs to teach you how to make money online you will be met with a full email inbox every day.Information overload leads to inactivity. And this leads to poverty. Just when you are about to take one course of action, another shiny new ‘system’ arrives which distracts you. Before you can apply the knowledge you have learned, you ditch it for another system which offers an even ‘easier’ way to do things online!Number 3 – DistractionsSticking to your course is difficult online. The shiny distractions, the people in your life and the well meaning friends and family who are trying to persuade you not to pursue the life of your dreams. They will try and distract you, and put you off the idea that you can make money with an internet business. The ‘status quo’ has a strong pull for people. Going a different route scares people, and they like to be comfortable.Holding to a regular pattern of work online can present some challenges. Especially if you have a full time job and family commitments. Your employer doesn’t want your online business to work either and will undermine you at every chance. They don’t want you to be free of your employment if they can’t be!All of these factors will conspire to draw you away from your internet business. No one is interested in your wealth and prosperity – only in maintaining the status quo. So number 3 on my list as to why your affiliate business is doomed to failure are distractions! Avoid distractions and focus wholeheartedly on your internet business whenever you can. Do this regularly and over a long period of time and it will start producing results.Number 4 – Lack Of KnowledgeIf we all had perfect knowledge we would all be living very different lives. But in reality we don’t know everything about everything. Our preconceived ideas come from our education, upbringing, location, the people around us and the people we spend most of our time with. Those people who advise you about your internet business – are they entrepreneurs? Are they successful?The answer is probably not. Despite this we still look to people around us for advice which they couldn’t possibly be qualified to give. The problem is, everyone seems to be a self appointed fountain of knowledge for everything!Starting out with an online business takes some know-how. Despite the fact that an internet business can change your life, most people would prefer to browse free forums and look at YouTube videos for their information. Would a doctor or a lawyer think about doing this for their career? Number 4 in the reasons of why your internet business is doomed to failure is lack of knowledge. But more than that it is the lack of interest in developing that knowledge and continuing to improve.The Busy Fool – Number 5Are you being a busy fool? Are you avoiding the important to do the unnecessary? For a long time I was focused on the wrong activities with my online business. I spent far too long creating shiny websites and adjusting images to make them look better. They didn’t even get any traffic, much less make any money. In the early stages I just thought people would randomly find my websites. All I had to do (I thought) was put them up and make them look good!Several years (years of poverty) later, I realised my mistake. Don’t be a busy fool online. An affiliate business is performance related. It’s not like a job where you can ‘wing it’ and still get paid at the end of the month. If you don’t make any sales, you don’t get paid.Concentrate your time on doing the vital money producing activities after you have learned what is necessary to build an internet business in the right way.Number 6 – The Wrong Business ModelYou can work really hard on your online business and still make no money. Conversely, you can do all the right things and make money much more easily. The difference is knowledge. Having a business model which works for you for the long term is a huge part of this.<br />Some affiliate products pay you once for a sale. After that the customer belongs to them. Further sales to the customer are not attributed to you, the affiliate. Think about the lifetime value of a loyal customer for a business. If you choose an affiliate program which rewards you for the lifetime value of a customer, you are gearing your activities to be profitable in the future, even after the initial sale.Membership products allow affiliates to earn month after month for a single sale. Are you using them? Struggling affiliates are missing a trick with this one. Membership sales can last a lifetime for each customer.Are you using a built in sales team and up-sells? A built in sales team can dramatically improve your bottom line as an affiliate. This is particularly true of high ticket sales. Use all these aspects in conjunction with each other for maximum effect. Sell single items for minimum commission and you will have a long road ahead of you to make your business viable and to quit your job (if that’s one of your goals).Number 7 – Lack Of MomentumTop affiliates don’t dabble with their business. They know it has the potential to transform their lives massively. They take massive action on a daily basis. If you’re dabbling with your business maybe it’s time to take stock. Do you have what it takes to make it work or is this just a hobby?Treat your business like a hobby and it will pay you accordingly. Treat it like a real business and it will respond in kind. Remember why you started an online business in the first place. It wasn’t to add to your to ‘do list’ and keep you busy. Remind yourself why you are bothering with an online business. Set some serious heavy weight goals for your business and take action every day to achieve them.Momentum comes from working hard in a certain direction. When you see results your motivation increases. You learn what works and work harder in those areas. If you lack focus it can become a habit to wander and dawdle. Focus on what you can do to change your state and do something positive for your business.Number 8 You Don’t Set GoalsYour online business is doomed to failure if you don’t set any goals. How can you hit a target if you don’t know what it is or where it is? If you work consistently but have no goals it could be you are filling time in to distract yourself or keep busy. Most achievements are accomplished through having specific and time bound goals. Goals should be realistic but also they should highly motivate you too.Write down some realistic goals which you are massively motivated by. Break them down into daily action steps and keep going.Many would-be internet entrepreneurs lose track of their bigger dreams and get bogged down in the daily tasks. As an entrepreneur you need to think of the bigger picture and do the daily tasks as well. You need to see the overview of your life and your business, and not get ‘stuck’ in the ‘technician’ role of daily tasks.Number 9 – Self ImageHow do you see yourself? What about when no one is looking? Or when you are around certain people? Your self image is such an important part of your success. See yourself as a success and you will become one. See yourself as a failure and you will become one.The self image is an important invisible barrier to success in all endeavors. Read Psycho-cybernetics by Maxwell Maltz if you are serious about growing your business.How do you see yourself? How do you relate to money coming in? And going out? How do you interact with other people in life? How do you feel about money? The answers to these questions can lead to a better understanding of our inner world and how we see ourselves. Unless we change our inner world we have very little chance of changing our outer circumstances. Simply because we fall back to our default ‘comfort zone’ and perpetuate our same problems which we know and feel ‘safe’ with. They are based around our self image, which we have built up over our lifetime.Number 10 – Your 10 Best FriendsLike attracts like. You can tell what kind of person someone is by looking closely at the their 10 best friends. The average of all their income will usually give you yours. You’ve probably heard the saying ‘birds of a feather flock together’. If you spend time with people who constantly complain about lack of money, trouble with their partners and work colleagues, it will be more difficult to change your reality from theirs.Find people who support your changing values and have goals in common with you. Spend less time with people who don’t support your goals and dreams. Notice how some people make you feel about your goals and aspirations.Many online businesses are doomed to failure because of this one simple thing. You are alone with your online business. You don’t have anyone around you to support your new direction, learning and goals. In fact, many of your closest friends probably secretly hope you will fail, simply because they don’t want to improve themselves. You succeeding means the ‘status quo’ changes. The social status bar has changed and they may see themselves as more of a failure measured against you by some unconscious competitiveness, which we all have a little of.<br />Find a community of entrepreneurs to help you focus on your goals and encourage you forwards.The Wrong Activities – Number 11You mean well and you work hard with your online business. Unfortunately you keep doing the same activities. Those activities which will only take you to your ultimate goal in a very long time. Maybe you just do a blog every day, hoping to get found on Google for your work. Perhaps you expect Google to be your savior? If you’re waiting for Google to rank your articles before you make any money you might be in for a long wait. Plus, Google may even never rank you highly enough to get a realistic amount of visitors to your website.Based on 1% of your visitors turning into buyers, how does your business look now? Remember the internet is an information gathering tool. No-one owes you a living. Certainly Google doesn’t. You can even be hit by a penalty, or never rank in the first place.Do you share your articles? Blogging is a good cheap source of traffic but you also need to share your content. Don’t expect Google to work for you, it’s too busy working for itself!So my number 10 reason why your internet business is doomed to failure is that you’re doing the wrong things. Doing the wrong things can only be good if you learn from it, after noticing it, and then alter your activities accordingly.Of course it all takes time. Even hard work and dedication falls on deaf ears from time to time. You need to suck it up and remember that it is just a business..Keep working and turning up. Eventually your business will thrive, but only if you do it right, get the right education from the start, join a community and keep working hard both on your business and on yourself.Keep reminding yourself that an internet business is still a business. But it’s not like any other business. If you do it right and stick at it for long enough and work hard in the right direction it can give you a lot more than most businesses.Time freedom, financial freedom and geographical freedom are all things which an internet based business can offer. But for most people it is just the simple things that really matter. Things like spending more time with friends and family, not having to work for anyone else, and working in your own way. For some it’s the income which has held their lives back for long enough to want to do something about it. </p>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/11-reasons-why-your-affiliate-business-is-doomed-to-failure,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Custom Entertainment Centers</title> <link>https://jrzksms.info/custom-entertainment-centers,html</link> <comments>https://jrzksms.info/custom-entertainment-centers,html#comments</comments> <pubDate>Sun, 26 Feb 2023 15:10:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=57</guid> <description><![CDATA[Entertainment centers play an important role in the overall décor of a home. They are available in all kinds of designs, colors and styles to match the theme and other furniture in a home. Today, many people prefer to have their entertainment centers customized to suit their distinctive needs.To buy a custom-made entertainment center, a [...]]]></description> <content:encoded><![CDATA[<p> Entertainment centers play an important role in the overall décor of a home. They are available in all kinds of designs, colors and styles to match the theme and other furniture in a home. Today, many people prefer to have their entertainment centers customized to suit their distinctive needs.To buy a custom-made entertainment center, a person should begin by contacting a few furniture showrooms in the city. Many cabinet showrooms employ design professionals who can customize entertainment centers. These designers can design a piece that maximizes the available space. Most furniture designers possess the expertise to ensure that no matter what space size, the entertainment center will fit and function well.To extract the fullest advantage, it is important that customers share their ideas preferably with photographs or an advertisement of the entertainment center concept that appeals to them. Designers generally provide site photographs of the entertainment centers made earlier as a reference point.A buyer can select the type of wood and paint they desire and provide the designer with details of the equipments they want to store in the unit. It is usually recommended that an entertainment center’s TV cabinet have foldaway pocket doors. These doors open and fold back along the inside of the cabinet. For remote control equipment, glass doors are most suitable. Proper ventilation is necessary to keep the equipment from overheating. Open shelf spaces can be included to display books and other decorative items.It is important to double-check measurements and advisable to get the cabinet designer or a professional installer to take the measurements. Also, the cabinets must be designed in a way to facilitate replacement of equipment with newer models if desired. It is always advisable to work with professional designers who can blend their expertise with the customer’s requirements and ideas to create a custom-made entertainment center. </p>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/custom-entertainment-centers,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Single Family to Multifamily (Apartment) Investing, Making a Successful Transition</title> <link>https://jrzksms.info/single-family-to-multifamily-apartment-investing-making-a-successful-transition,html</link> <comments>https://jrzksms.info/single-family-to-multifamily-apartment-investing-making-a-successful-transition,html#comments</comments> <pubDate>Fri, 03 Feb 2023 17:56:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=55</guid> <description><![CDATA[“If you are not getting bigger, you are getting smaller.”We’ve all heard the quote in business, but have you applied it to your real estate investing career?If you’ve been investing in real estate for awhile, this article is for you. It’s time you take the next step in your investing career. It’s time to use [...]]]></description> <content:encoded><![CDATA[<p> “If you are not getting bigger, you are getting smaller.”We’ve all heard the quote in business, but have you applied it to your real estate investing career?If you’ve been investing in real estate for awhile, this article is for you. It’s time you take the next step in your investing career. It’s time to use all the knowledge you’ve learned over the years in single family investing and apply it at the next level. It’s time to go from single family to multifamily real estate investments. It’s the logical next step. It will accelerate your wealth and grow your cash flow. There has never been a better time.Are you ready to take the next step in your real estate investing career? Are you ready to go from single family to multifamily investing? If so, there are a few things you need to know so that your jump has a smooth landing.Here are 5 key differences you must know to make a successful transition from single family to multifamily investing:1. How to determine value. One big difference between single family and multifamily investing is how value is determined. Single family home value is determined by looking at sales of comparable homes. Homes can also be priced per square foot. Apartments are not priced by looking at similar property sales. Multifamily property value is determined by the income it produces.2. How to read a financial statement. To be successful in multifamily investing you must know how to read and evaluate an investment property’s financial statements and understand the metrics used to evaluate them. Do you know what Net Operating Income is? Have you heard of CAP Rates? Can you calculate the cash on cash return? You must know what these mean to make a successful transition.3. How to increase or decrease property value. Creating value can be straightforward in single family homes. If you add a bathroom or granite countertops, you increase the home’s value. In commercial properties it’s not that cut and dried. If you add granite countertops, it doesn’t mean you have increased the property value. Value in commercial real estate is created by increasing the cash flow. If installing granite countertops allowed you to increase your cash flow, then it increased the value of the property. If it did not increase the cash flow, it did not increase the value. Knowing how value is increased or decreased is critical in making a successful transition into commercial investing.4. It’s up to you. In single family investing several protections, known as “disclosures,” are put in place to protect the buyers. A single family realtor or seller has to disclose if they know the home has mold or a foundation that is caving in. In commercial investing, the seller does not have to disclose everything. There is much less buyer protection. There are fewer protections for the buyer because it is assumed that the purchase is for investment purposes. It is also assumed that the investor is educated and capable of doing his own research.5. Financing is different. Single family home lending relies on the credit of the buyer. The buyer must qualify for the home loan personally. Lenders determine if they will loan money to you based on your ability to pay the loan payment for that home. In commercial property financing, the lender is much more interested in the property’s ability to pay the loan. Lenders do not expect the buyer to pay the loan payments themselves. They expect the property to be able to pay the loan payments each month. The property makes payments through the rent it receives from its tenants. The same can be said for retail, industrial, and multifamily investment properties. The lender will not finance the property if they do not think the property can support the loan payments. The lender will still look at the individual borrower, however the emphasis for the lending decision is on the investment property itself.”If you are not getting bigger, you are getting smaller.” It applies to business as well as real estate investing. If you are ready to take the next step in your investing career, it’s time to jump from single family to multifamily investing. Knowing the key differences between single family and multifamily investing will help your leap have a soft landing. </p>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/single-family-to-multifamily-apartment-investing-making-a-successful-transition,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Guanacaste Incentive Travel Programs: An Impeccable Beach Getaway Paired With a Sense of Adventure</title> <link>https://jrzksms.info/guanacaste-incentive-travel-programs-an-impeccable-beach-getaway-paired-with-a-sense-of-adventure,html</link> <comments>https://jrzksms.info/guanacaste-incentive-travel-programs-an-impeccable-beach-getaway-paired-with-a-sense-of-adventure,html#comments</comments> <pubDate>Fri, 03 Feb 2023 14:07:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=53</guid> <description><![CDATA[Every individual dreams of the perfect beach vacation where they can kick back, enjoy the scenery, and try something new; however, this setting is not easily obtainable for everyone. This desire presents an opportunity to an organization wanting to offer an incentive for staff or member improvements. Travel is becoming the motivational method of choice [...]]]></description> <content:encoded><![CDATA[<p> Every individual dreams of the perfect beach vacation where they can kick back, enjoy the scenery, and try something new; however, this setting is not easily obtainable for everyone. This desire presents an opportunity to an organization wanting to offer an incentive for staff or member improvements. Travel is becoming the motivational method of choice because it supplies something out of the ordinary to those being challenged. Guanacaste incentive travel plans allow a company to attain desired performance and supply a dream vacation in return. This Costa Rican province resides along the Pacific Ocean coastline south of Mexico. The locations climate is unique to other provinces found in Costa Rica. Minimal rainfall and steady heat are common through the months of November to April. The supplied timeframe allows tourists to get away from the colder temperatures experienced in other countries and spend some time in the sun. Daily rain showers with more moderate temperatures are typical for the rest of the year.Incentive Travel: What Wonders Wait At This Costa Rican Province?As an incentive travel destination, the province delivers the perfect atmosphere to a group or individual seeking a relaxing trip in a new atmosphere. It is a destination with the adventurous activities most desire to try when on vacation. Scenery comprises of the Pacific Coastline, volcanic masses, cloud forests, the jungle, waterfalls, and various rivers. The local environment promotes activities that are not possible at other travel destinations. The combination allows individuals to relax or take an active approach to their trip without searching extensively for the right activity. Things to do include:• Whitewater Rafting• Zip Line Tours• Deep Sea Fishing• Mountain Biking• Scuba Diving• Snorkeling• Off-Road Tours• Tubing• Trekking• Surfing• Sailing• Wildlife ToursThis incentive travel destination allows any individual to experience an adventure unlike any other while still providing the desired beach getaway. Rincon de la Vieja Volcano Park is a top attraction in the area due to the mass remaining active and assorted wild life. Fishing charters can be found at several ports in Guanacaste and visitors have the opportunity to experience the therapeutic benefits of local natural hot springs. Four Seasons has built stunning resort areas that supply world-class golf among other amenities. Countless sea life makes Guanacaste an ideal place to visit for avid snorkelers or scuba divers.Beaches at Guanacaste are famous for their immense surfing opportunities and countless tours or classes can be taken to become familiar with this popular destination activity. The area offers plenty of space to ride the perfect wave even with its immense popularity. Surfing spots can be found throughout the region to accommodate varying skill levels. This particular Costa Rican province is home to several national parks with stunning scenery. Businesses can use Guanacaste incentive travel activities or the supplied natural scenery to easily gain desired results. A professional service can make the endeavor even more worthwhile by assisting with reward planning and budgeting. Their inside knowledge proves to be beneficial when making these large scale plans by ensuring companies receive a one of a kind itinerary at the most reasonable price. </p>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/guanacaste-incentive-travel-programs-an-impeccable-beach-getaway-paired-with-a-sense-of-adventure,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What Services Are Provided by Demolition Contractors</title> <link>https://jrzksms.info/what-services-are-provided-by-demolition-contractors,html</link> <comments>https://jrzksms.info/what-services-are-provided-by-demolition-contractors,html#comments</comments> <pubDate>Sun, 06 Nov 2022 21:39:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=50</guid> <description><![CDATA[Demolition contractors perform several services that include removing homes, buildings, and structures from their respective sites. They perform their removal duties assigned to them by different companies. After completing a demolition project, the demolition contractor is also responsible for removing building materials and debris from their site. These contractors perform different services, which includes the [...]]]></description> <content:encoded><![CDATA[<p>Demolition contractors perform several services that include removing homes, buildings, and structures from their respective sites. They perform their removal duties assigned to them by different companies. After completing a demolition project, the demolition contractor is also responsible for removing building materials and debris from their site.</p><p>These contractors perform different services, which includes the following-</p><p>Demolition of wood<br />Demolition of drainage system<br />Demolition of concrete structures and buildings<br />Demolition of underground piping<br />Demolition of asphalt surfaces.<br />Demolition of old railroad tracks<br />Demolition of structural construction<br />Professional Services<br />Demolition company’s services are the only option to count on when you want to tear a residential or a commercial structure within the schedule since demolishing the entire structure is just a one-step of the whole demolition project. Demolition contractors are largely contacted these days to handle the large portion of fallen debris very securely and safely. They are well trained and experienced in their job without causing any risk of damage to the demolition site. Their services include professional tools and special equipment to haul large chunks of demolished structures, including lead pipes, a few hazardous items, and beams. The demolition team is well trained to clear the job site using the necessary heavy-duty tools and equipment.</p><p>Waste Management and Environmental Responsibility</p><p>Demolition companies are specialists who know what should be done with the fallen waste material and debris after finishing the demolition work. As soon as the demolition work is completed, they smoothly transport and dispose of the materials at the designated waste management sites. They efficiently manage waste materials such as asbestos, a dangerous material, and handle them with care. The contractors also use some of the waste materials in recycling or reusing, including pieces of wood and metal.</p><p>Inspecting and Quality Assurance</p><p>The demolition contractors carefully inspect the demolition site, and on ensuring that the site has been cleared properly with no shards of metallic objects or toxic waste substances leaving behind the surrounding environment, they allow the commencement of new building construction in that site. They ensure that there are no environmental risks involved in the whole demolition work. They deal carefully with leaks in the plumbing line or gas lines. They check the quality assurance by ensuring no spillage of harmful material has taken place in the vicinity, resulting in serious injuries. Ignorance of quality assurance may lead to legal consequences as well. Thus they effectively perform their duties of inspection.</p><p>Safety Measures</p><p>The demolition contractors take several safety measures such as -</p><p>Fencing the site of demolition<br />Setting up clothing, equipment, and other personal safety measures.<br />Use special sackcloth to cover the building to protect the building’s perimeter from falling rubble.<br />Installation of scaffolding.<br />Taking help of the municipal police or a security company to safeguard the building.<br />A good demolition company follows the safety protocols in the job site and takes care of the health and safety of the public and its workers. It also ensures the security of its employees and the workplace.<br />Other Services</p><p>Demolition projects are unique, and each of the project’s specifications and requirements is different. So the demolition company always meets the requirements by paying attention to detail. They follow an in-depth process and offer a job review survey to ensure that customers are fully satisfied. Other services include-</p><p>Making a Pre-project plan<br />Assessing the site properly<br />Cleaning site regularly<br />Safety and health assessment<br />We are one of the top demolition contractors Vancouver that works efficiently and safely on demolishing buildings. You can count on us to get your work of removing a house on your property done soundly and promptly. Please contact us if you are searching for a demolition excavation service.</p>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/what-services-are-provided-by-demolition-contractors,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://jrzksms.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://jrzksms.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Choosing the Right Stock Market Advisory Company</title> <link>https://jrzksms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link> <comments>https://jrzksms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[help you]]></category> <category><![CDATA[planners]]></category> <category><![CDATA[point]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=46</guid> <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description> <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p><p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p><p>How much assistance do you actually require?</p><p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p><p>Choose a top ranked advisory company</p><p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p><p>Asking for a sample financial plan initially makes sense</p><p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p><p>Conclusion</p><p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p><p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/are-you-choosing-the-right-stock-market-advisory-company,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fear and Greed in the Market</title> <link>https://jrzksms.info/fear-and-greed-in-the-market,html</link> <comments>https://jrzksms.info/fear-and-greed-in-the-market,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[indicators]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[technical]]></category> <category><![CDATA[trading]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=44</guid> <description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description> <content:encoded><![CDATA[<p>Greed and Fear.</p><p>Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?</p><p>Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!</p><p>It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?</p><p>Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.</p><p>A Lesson From One of the Greats!</p><p>I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.</p><p>As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.</p><p>Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.</p><p>This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.</p><p>Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.</p><p>I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..</p><p>One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.</p>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/fear-and-greed-in-the-market,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Areas Where Interest Rates Matter!</title> <link>https://jrzksms.info/5-areas-where-interest-rates-matter,html</link> <comments>https://jrzksms.info/5-areas-where-interest-rates-matter,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:32:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[buyer]]></category> <category><![CDATA[government]]></category> <category><![CDATA[politics]]></category> <category><![CDATA[pricing]]></category> <guid isPermaLink="false">http://jrzksms.info/?p=41</guid> <description><![CDATA[Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I [...]]]></description> <content:encoded><![CDATA[<p>Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I strongly believed, one benefits, by understanding, more about these, and how they affect, many things, in our lives! Whether, related to personal, organizational, and/ or, public finance/ spending, home ownership and related costs, credit – related issues, business matters, stock and bond pricing, etc, interest rates, truly, significantly, matter! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 of these areas, and how the cost – of – money, makes a significant difference.</p><p>1. Bond prices and interest rates: The price of a bond, generally, is inversely – related to interest rates! When these rates go down, prices, rise, and when they go up, the inverse occurs! Bonds have, what is known, as, a par – value, which is the price, paid, at the end of the term. Markets usually set these at 100, which represents $1,000 per bond, at maturity. However, during the period, the pricing can rise or fall, which impacts, liquidity – related issues!</p><p>2. Mortgage rates: For the last few years, we have been witnessing and experiencing, record – low, mortgage interest rates, which have helped the overall, real estate/ housing market, especially, in terms of, pricing increases! In most areas of this country, we are seeing, home prices, at their highest levels, ever, by a significant, dramatic amount! When this rate, is low, a home buyer is able to buy, more – house – for – his – bucks, because, his monthly payments, are so low! Consider, however, what might be the potential ramifications, and impacts, when these rates, will, inevitably, rise?</p><p>3. Consumer credit: Low costs of borrowing, help the automobile industry, in terms of consumer financing, etc! Although, not as much as other vehicles, rates on credit card debt, are lower, and there are often, shorter – term, promotions, offering deals! However, since, most of these are variable, and based, on some index, etc, what happens, when there is an increase, in this?</p><p>4. Business borrowing: Another area affected, is business cost of borrowing! Presently, they have had access, to relatively, cheap – money, which helps in reducing the costs of borrowing, overall operations, purchasing inventory, etc. But, what happens, when this, ticks – up?</p><p>5. Impacts on stock market prices: For some time, because bonds have paid so little, in terms of dividends, etc, many have considered, the stock market, the only game, in – town! In addition, many corporations, have seemed, better – off, than they probably are, and we have witnessed, a higher, ratio of prices to profits, than in the past! How long will this last? How high can it go?</p><p>Many factors impact these issues, especially: actual and/ or, perceived inflation; consumer confidence; politics/ government actions/ the Federal Reserve, etc. The more you know, and understand, hopefully, the better – prepared, you will be!</p>]]></content:encoded> <wfw:commentRss>https://jrzksms.info/5-areas-where-interest-rates-matter,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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