![[Valid RSS]](images/valid-rss-rogers.png "Valid RSS")
This is a valid RSS feed.
This feed is valid, but interoperability with the widest range of feed readers could be improved by implementing the following recommendations.
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>hbrkems.info</title> <atom:link href="http://hbrkems.info/feed" rel="self" type="application/rss+xml" /> <link>https://hbrkems.info</link> <description></description> <lastBuildDate>Tue, 04 Mar 2025 19:23:01 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>How To Identify The Field of Virtual Assistant?</title> <link>https://hbrkems.info/how-to-identify-the-field-of-virtual-assistant,html</link> <comments>https://hbrkems.info/how-to-identify-the-field-of-virtual-assistant,html#comments</comments> <pubDate>Tue, 04 Mar 2025 19:23:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=52</guid> <description><![CDATA[With our ever-changing world, we can automatically conclude that “change” is the only constant. Technology, for instance, has affected the micro units of the world and it expands up to macro-units. The word ” technology” can be associated with the word “change,” why? Simply because the technology it brought changes to us. It innovated every [...]]]></description> <content:encoded><![CDATA[<p>With our ever-changing world, we can automatically conclude that “change” is the only constant. Technology, for instance, has affected the micro units of the world and it expands up to macro-units. The word ” technology” can be associated with the word “change,” why? Simply because the technology it brought changes to us. It innovated every single detail of our daily routine, starting from the way we are preparing our food, take a bath and our mode of transportation. We could now say that we belong to the 21st-century world that is center more on technology. One of the biggest innovation technology has offered what we called virtual assistant. According to Merriam Webster, it defined there that the word “virtual” means “being to someone or something without personally existing.” Therefore a virtual assistant is a new way of helping or working without them to be in contact personally or face to face. That is the nature of a virtual assistant.</p><p>For instance, Korean people need the skills in English, and we all know that Filipinos were one of the best teachers of English, for this reason, they want Filipino teachers, but how? Do they need to go to the Philippines? Well probably some could afford, but to those who had a very hectic schedule where they only have few hours left in their vacant time, they would tend to find means for them to learn, one of which is to look for the teacher who can help them with the use of the internet. In other words, they will need someone who could assist them with computers, and that is one of the services or work provided by the virtual assistant.</p><p>News all over the internet tells us the demand for a virtual assistant. Aside from the fact that we Filipinos of today ‘s generation would look for a “greener pasture” for the future, we look for something with a high paying job, and this could probably be the answer of a long time hunting for it. That is the nature of this work can be either be home-based or office base which is very convenient for them. Virtual assistant nowadays is hugely in demand, even with the growing numbers of VAs but still, the need for their service is increasing.</p><p>What could be the reason for this?</p><p>Virtual Assistants are composed of people who can perform the task given by the client in a fast and with high-quality outputs with the help of technology available to us at present. Aside from the mention above, they are open to changes when it comes to improvements in the outputs. They are very in demand because they provide support and perform task accurately, time-bounded even from a remote area. They are of great help, especially to that solo-business.</p><p>They can assist a client through a variety of services. They can handle almost all of the administrative projects. There is no limit as to what and where a Virtual Assistant can do for the improvements of the clients’ business. Even with the high technology we have in this modernized world, we still need to engrave in our hearts and mind the discipline in everything that we do. In this arena, we only have one goal, and that is to give our clients satisfaction in our work.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/how-to-identify-the-field-of-virtual-assistant,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Hire a Children’s Entertainer</title> <link>https://hbrkems.info/how-to-hire-a-childrens-entertainer,html</link> <comments>https://hbrkems.info/how-to-hire-a-childrens-entertainer,html#comments</comments> <pubDate>Sun, 26 Feb 2023 15:03:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=57</guid> <description><![CDATA[You are looking for someone to entertain children for a very special event (e.g Weddings, Parties etc) and making the right choice is very important. Do not focus on price, the cheapest is not always the best. Find out what they offer then judge whether it is good value for money.* Look for ProfessionalismAny good [...]]]></description> <content:encoded><![CDATA[<p> You are looking for someone to entertain children for a very special event (e.g Weddings, Parties etc) and making the right choice is very important. Do not focus on price, the cheapest is not always the best. Find out what they offer then judge whether it is good value for money.* Look for ProfessionalismAny good entertainer will look and behave in a professional manner. They will want their business to look smart and professional as well. If little or no effort has gone into their advert or website, how much effort do you think they put into their shows? Search for the adverts or websites that look professional and indeed check to see whether the performer is a full-time pro. You should also beware of agencies; they have numerous entertainers on their books and you may not be booking the person shown on their website. Also costs are often higher as the agent adds commission to the entertainer’s fee.* Knowing What Services to BookHaving found an entertainer that looks the part you need to dig a bit deeper to find out what types of services they provide and any party formats they may have. If you are looking for a 2 hour party, will the entertainer entertain all the children for the whole period (food break excepted)? This is very important, if the entertainer advertises games and the children are “out” as the game progresses, the child that is out is now free to cause all sorts of trouble! This type of game is not recommended and neither is face painting. If the entertainer has come on their own they can only paint one child at a time, so what do all the rest of the children do? You need to find an entertainer that engages the children for the duration of the party, keeps them involved and most of all has lots of fun with them. Prizes are a great way to grab children’s attention and good entertainers will use these to good effect.* What To Look For in Your EntertainerHaving established what the entertainer can offer, ask how they are qualified. Questions to ask:Are you a member of any magic societies or organisations for professional entertainers?Do you have public liability insurance?Are you CRB (Criminal Record Bureau) police checked? The CRB check is becoming more a standard amongst entertainers, although many will argue it is out of date the day after it is issued, an enhanced check will show all criminal convictions the person may have. There is no reason why an entertainer should not have a CRB certificate they can show unless they have something to hide.* Discussing Your RequirementsA good entertainer will communicate in a professional, manner and always provide a written or email confirmation of the event, what is to be performed and the cost, this way all parties understand what will happen on the day. Try to imagine the way the party will go and is the entertainer providing a range of entertainment for the duration of the party? This is very important as the magician may perform a 1 hour magic show, which initially may sound fine, but 1 hour is a long time for the children to stay sat down however good the show! Children’s magicians are actually starting to understand this and some are starting to offer discos, games and even balloon modelling to compliment the magic, which gives a whole host of activities for the children at the party which keeps their interest high.Finally, how does enthusiastic does the entertainer sound? If they don’t seem excited about the show when you speak to them, this may reflect in the quality of their work. I hope you found this article helpful and will hopefully ensure you choose the right Children’s Entertainer and have a great day. </p>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/how-to-hire-a-childrens-entertainer,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>3 Best Places to Invest Money in Stocks</title> <link>https://hbrkems.info/3-best-places-to-invest-money-in-stocks,html</link> <comments>https://hbrkems.info/3-best-places-to-invest-money-in-stocks,html#comments</comments> <pubDate>Fri, 03 Feb 2023 17:45:29 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=55</guid> <description><![CDATA[For 2012 and beyond there are 3 very popular ways or places to invest money in stocks, and your best place to invest will depend on how actively you want to invest in the stock market. Do you want to try to pick the best stocks yourself or would you rather invest your money with [...]]]></description> <content:encoded><![CDATA[<p> For 2012 and beyond there are 3 very popular ways or places to invest money in stocks, and your best place to invest will depend on how actively you want to invest in the stock market. Do you want to try to pick the best stocks yourself or would you rather invest your money with a fund and leave the money management to professionals?You can invest money in stocks online by simply opening an account with a major discount stock broker (like TD Ameritrade or E-Trade) and invest in individual stocks, in exchange traded funds (ETFs), or in mutual funds. You can also invest your money in stock mutual funds and get personal attention with low cost if you invest directly with a no-load fund company like Vanguard, Fidelity, or T Rowe Price. Here are the 3 best ways or best places to invest in stocks depending on how active you want to be in the management of your money.If you really want to invest money in individual stocks in an attempt to find the best stocks each year your best place to invest is with a discount stock broker. Unless you really know what you are doing I wouldn’t invest much money in individual stocks. When you invest money here it requires that you stay on top of things. The odds of the average person making money and beating the stock market in 2012 and beyond by buying and selling individual stocks are slim. Few investors beat the stock market.Your second choice if you want to invest money in stocks is to invest in exchange traded stock funds or stock mutual funds through a discount broker. This is your best place to invest if you are capable of picking your own funds and want to own a diversified portfolio of stocks vs. individual stocks. Diversification lowers your risk by spreading your money around. Professional money managers make the stock picking decisions for you.The third choice is for people who do not want active participation in the stock market, but do want assistance and service. Their best place to invest money in stocks in 2012 and beyond is through no-load mutual fund companies. Here you open a mutual fund account directly with the fund company vs. a broker. Now you can invest money in a diversified portfolio of stocks with professional money managers working for you. The cost to invest can be much less than you might think if you invest with the fund companies mentioned above. Plus, you can call them and get personal attention – even if you only have a few thousand to invest.Your main objective when you invest money in stocks should be to earn a higher rate of return at an acceptable level of risk. Trying to pick the best stocks is best left to folks who want to speculate. Stock mutual funds are designed for the average investor. Your cost to invest $10,000 in stock mutual funds (with professional management) can be less than $50 a year with the right no-load (no sales charges) fund companies. That’s the best place to invest money in stocks that I know of if you really want to put your money to work for 2012 and beyond without being actively involved in the stock market. </p>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/3-best-places-to-invest-money-in-stocks,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Reasons Why Traveling to Borneo is a Great Idea</title> <link>https://hbrkems.info/reasons-why-traveling-to-borneo-is-a-great-idea,html</link> <comments>https://hbrkems.info/reasons-why-traveling-to-borneo-is-a-great-idea,html#comments</comments> <pubDate>Fri, 03 Feb 2023 14:00:05 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=53</guid> <description><![CDATA[Florida, Mexico, and the Caribbean are very popular places to go on vacation these days. It seems that whenever someone is going on vacation they are going to one of these three places. If you are getting sick of the same old vacation to these places year after year then you should look to Borneo [...]]]></description> <content:encoded><![CDATA[<p> Florida, Mexico, and the Caribbean are very popular places to go on vacation these days. It seems that whenever someone is going on vacation they are going to one of these three places. If you are getting sick of the same old vacation to these places year after year then you should look to Borneo for your new vacation spot. The island of Borneo has many great features and attractions that will allow you to have a great vacation. Borneo is different from all those other places that people usually go on vacation. Borneo Travel plans should be in your mind when thinking about where to book your vacation this year.Borneo is the third largest island in the entire world! This island is located around Indonesia and the Philippines. Borneo consists mainly of jungles and mountains. Many of the land surface of Borneo has yet to be explored because of the rugged landscape. Many of the places on the island of Borneo are hard to reach because of the mountains and other obstacles. The jungles are a great attraction to the island because of the wide variety of animals that call Borneo home. Borneo travel plans are sometimes made just because of the jungles and the animals in them.The island of Borneo has a unique history. It really wasn’t explored until around the 1500s by the Portuguese. The island was used much, if at all, for trading purposes, and that’s why the island wasn’t really inhabited. The Spanish also claimed some rights to the island, and both Spain and Portugal owned a shore of the island until modern time. The island is now broken up into three different districts. Don’t worry though, these three districts won’t interrupt your Borneo Travel plans. The island is very accessible.Let me give you a few more facts before you make your Borneo travel plans. The island hosts a variety of different kinds of peoples. The many different kinds of religions that the island of Borneo has gives tribute to its vast array of cultures that are on the island. This means that there will be plenty of great experiences for you on your vacation to Borneo. </p>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/reasons-why-traveling-to-borneo-is-a-great-idea,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Home Based Jobs For Disabled Veterans</title> <link>https://hbrkems.info/home-based-jobs-for-disabled-veterans,html</link> <comments>https://hbrkems.info/home-based-jobs-for-disabled-veterans,html#comments</comments> <pubDate>Sun, 06 Nov 2022 21:42:40 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=50</guid> <description><![CDATA[Are you a disabled veteran? If you are, then this article is for you. I know that I am speaking to an international audience so I will not address the individual aid that you may or may not receive from your government. What I will address is that there are options out there for you [...]]]></description> <content:encoded><![CDATA[<p>Are you a disabled veteran?</p><p>If you are, then this article is for you. I know that I am speaking to an international audience so I will not address the individual aid that you may or may not receive from your government. What I will address is that there are options out there for you that you may not have considered.</p><p>First I will list a few and then we will go a little deeper in explanation of how you can take advantage of them.</p><p>Mentor<br />Speaker<br />Writer<br />Fitness Trainer<br />Salesperson<br />Mechanic<br />And the list goes on…<br />You have probably figured out that I do not see you as limited. I see only that your situation calls you to be more focused about what your options are. I have met people without legs who have climbed mountains and without arms have become accomplished at table tennis!<br />So let’s get to “business” shall we?</p><p>Mentorship</p><p>I am not sure if you are aware of this but people will pay incredible amounts of money for a great mentor to work with them professionally and personally. I have personal been paid over $10,000 by a single person to receive mentorship from me. Can you help someone along their path? Can you guide them through a specific process or area a growth?</p><p>As a veteran I believe you can for the simple reason that you have overcome and accomplished what most in the world are to afraid to even attempt!</p><p>Speaker</p><p>Maybe you can’t walk, maybe you can’t catch a ball or hug your loved one… but can you give an encouraging word or inspire someone? IF you have the ability to get up each day and deal with what you are going through, could you be an inspiration to another who is struggle? YES!</p><p>There are many places that are actively looking for people just like you to come and speak to their community such as schools, churches, clubs, organizations, and corporations as well. And yes, they will pay you! It is often called a speaker fee or an honorarium. Look into who you can inspire and where they may hang out and then just let the leader know that you are open to the conversation.</p><p>Writer</p><p>All across the world you are in demand if you can write a complete sentence clearly. You may think I am joking, but go online and look at all the poorly written articles, offers, and sales pages. Did you know that one of the highest paid forms of writing is that of a copywriter? Yes, you can actually make an extraordinary income selling other peoples things!</p><p>“I am not a good writer,” you say.</p><p>Then go learn how. It is a very learnable skill that you can learn for free if you are willing to do a little research.</p><p>Fitness Trainer</p><p>Chances are that being a veteran has given you the opportunity to learn a great deal about fitness and motivation. If you are willing to teach that to others you can pass on one of the most valuable things on this earth… health. It is one of the top earning markets today. Health and fitness continue to rank in the area of top earning around the world. Could you help them in their journey?</p><p>Salesperson</p><p>If you think people are going to look down on you because of your challenges, cast off that thought. Those that will are not worth the air you exhale. The rest will admire you for stepping forward in the face of your challenge. Sales is one of the most honorable paths if you ask me. You see, ethical sales is nothing more than just helping others see the value and chose to act on that which will benefit them most.</p><p>If you believe in a product or service you are already selling it. In fact, look around you, people are selling all day long what they believe in. Why not get paid for doing it?</p><p>Mechanic</p><p>I know for some of you this may seem to be a bit of a stretch, but if a man can climb a mountain with no legs… what is stopping you from fixing a car if you really wanted to?</p><p>BONUS</p><p>This is my favorite area for all beginners who feel they have no skills, no talents, no expertise, and no confidence in themselves. Referrals.</p><p>Yep, that’s what I said. Just refer people to others products or services. I have many people that refer those who need my services and trainings. Each person that refers someone who becomes a client get a considerable financial kickback.</p><p>This is an area that I am very passionate about helping people understand. You are not limited by anything but your own belief in yourself. If you are ready to stop feeling trapped and financially strapped – start working from home today by asking for help from a mentor who cares.</p><p>God Bless You!</p><p>Chad Nedland is an author,faith-based personal strategy coach and well known public speaker.</p><p>Through the course of over 30 years, he has sought out and incorporated faith and personal development into his life and experienced the results first hand.</p><p>Through trial, error, and implementation he has weeded out the ineffective and nurtured that which was effective and efficient. Let him direct and teach you the art of effectively incorporating your faith in your daily pursuit of your goals..</p>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/home-based-jobs-for-disabled-veterans,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://hbrkems.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://hbrkems.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Choosing the Right Stock Market Advisory Company</title> <link>https://hbrkems.info/are-you-choosing-the-right-stock-market-advisory-company,html</link> <comments>https://hbrkems.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[help you]]></category> <category><![CDATA[planners]]></category> <category><![CDATA[point]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=46</guid> <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description> <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p><p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p><p>How much assistance do you actually require?</p><p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p><p>Choose a top ranked advisory company</p><p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p><p>Asking for a sample financial plan initially makes sense</p><p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p><p>Conclusion</p><p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p><p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/are-you-choosing-the-right-stock-market-advisory-company,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fear and Greed in the Market</title> <link>https://hbrkems.info/fear-and-greed-in-the-market,html</link> <comments>https://hbrkems.info/fear-and-greed-in-the-market,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[indicators]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[technical]]></category> <category><![CDATA[trading]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=44</guid> <description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description> <content:encoded><![CDATA[<p>Greed and Fear.</p><p>Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?</p><p>Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!</p><p>It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?</p><p>Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.</p><p>A Lesson From One of the Greats!</p><p>I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.</p><p>As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.</p><p>Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.</p><p>This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.</p><p>Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.</p><p>I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..</p><p>One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.</p>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/fear-and-greed-in-the-market,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Areas Where Interest Rates Matter!</title> <link>https://hbrkems.info/5-areas-where-interest-rates-matter,html</link> <comments>https://hbrkems.info/5-areas-where-interest-rates-matter,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:32:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[buyer]]></category> <category><![CDATA[government]]></category> <category><![CDATA[politics]]></category> <category><![CDATA[pricing]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=41</guid> <description><![CDATA[Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I [...]]]></description> <content:encoded><![CDATA[<p>Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I strongly believed, one benefits, by understanding, more about these, and how they affect, many things, in our lives! Whether, related to personal, organizational, and/ or, public finance/ spending, home ownership and related costs, credit – related issues, business matters, stock and bond pricing, etc, interest rates, truly, significantly, matter! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 of these areas, and how the cost – of – money, makes a significant difference.</p><p>1. Bond prices and interest rates: The price of a bond, generally, is inversely – related to interest rates! When these rates go down, prices, rise, and when they go up, the inverse occurs! Bonds have, what is known, as, a par – value, which is the price, paid, at the end of the term. Markets usually set these at 100, which represents $1,000 per bond, at maturity. However, during the period, the pricing can rise or fall, which impacts, liquidity – related issues!</p><p>2. Mortgage rates: For the last few years, we have been witnessing and experiencing, record – low, mortgage interest rates, which have helped the overall, real estate/ housing market, especially, in terms of, pricing increases! In most areas of this country, we are seeing, home prices, at their highest levels, ever, by a significant, dramatic amount! When this rate, is low, a home buyer is able to buy, more – house – for – his – bucks, because, his monthly payments, are so low! Consider, however, what might be the potential ramifications, and impacts, when these rates, will, inevitably, rise?</p><p>3. Consumer credit: Low costs of borrowing, help the automobile industry, in terms of consumer financing, etc! Although, not as much as other vehicles, rates on credit card debt, are lower, and there are often, shorter – term, promotions, offering deals! However, since, most of these are variable, and based, on some index, etc, what happens, when there is an increase, in this?</p><p>4. Business borrowing: Another area affected, is business cost of borrowing! Presently, they have had access, to relatively, cheap – money, which helps in reducing the costs of borrowing, overall operations, purchasing inventory, etc. But, what happens, when this, ticks – up?</p><p>5. Impacts on stock market prices: For some time, because bonds have paid so little, in terms of dividends, etc, many have considered, the stock market, the only game, in – town! In addition, many corporations, have seemed, better – off, than they probably are, and we have witnessed, a higher, ratio of prices to profits, than in the past! How long will this last? How high can it go?</p><p>Many factors impact these issues, especially: actual and/ or, perceived inflation; consumer confidence; politics/ government actions/ the Federal Reserve, etc. The more you know, and understand, hopefully, the better – prepared, you will be!</p>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/5-areas-where-interest-rates-matter,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Utilize Colors strategically in website design</title> <link>https://hbrkems.info/how-to-utilize-colors-strategically-in-website-design,html</link> <comments>https://hbrkems.info/how-to-utilize-colors-strategically-in-website-design,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:30:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Computers]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://hbrkems.info/?p=29</guid> <description><![CDATA[Color can be a powerful tool for website design. It can draw attention, convey emotion, inspire an atmosphere of desire, or directing conversation all these and more are accomplished through the clever and well-planned application of color. Similar to layouts and style of your words the color visitors will see on your website will determine [...]]]></description> <content:encoded><![CDATA[<p>Color can be a powerful tool for website design. It can draw attention, convey emotion, inspire an atmosphere of desire, or directing conversation all these and more are accomplished through the clever and well-planned application of color. Similar to layouts and style of your words the color visitors will see on your website will determine the way they feel about it and whether or whether they’ll return.</p><p>What makes color important for Website Design</p><p>Colors can increase the visibility of your brand and can also entice visitors to your website to engage. The impression they form subconsciously about your company could be based on your website’s color scheme. So when a web design firm is first deciding to design your site, they first look at two aspects – the feelings your brand wants to create, and the cultural and philosophical contexts that it would like to be in line with. This is the initial step to choosing the right colors for the design of your website.</p><p>Color Psychology – colors trigger emotions<br />Psychology of color is the term used to describe the impact that color can influence a person’s feelings behaviours, feelings, and moods. Although the rules are not fixed in stone, we are drawn to certain colors because they affect our feelings. The context here is crucial. Red could mean fear and risk to certain people, but enthusiasm and passion to other people. When using colors in web design, it should blend seamlessly with aspects of the website including copy, typography, and images.</p><p>Below are some colors and the emotions they bring. While they aren’t fixed in stone, these are generalizations and can have an impact on the people who are watching. This will help you determine the color of your choice in accordance with how you would like your viewers to feel and the actions you would like them to do.</p><p>• Red Power, Love passion, danger exhilaration</p><p>• Orange: fun, warmth, comfort, freedom, playfulness</p><p>• White Peace, Clarity pure, purity, and cleanliness</p><p>• Blue: calm, confidence peace, trust and logic, as well as reliability</p><p>• Purple: luxury, sophistication, mystery, loyalty, creativity</p><p>• Pink: gentleness, sincerity, nurturing, warmth</p><p>• Green: health, nature, prosperity, abundance</p><p>• Brown nature protection, security, support</p><p>• Yellow: happiness, creativity, optimism, friendliness</p><p>• The Black: class, control power, sophistication and depression</p><p>Cultural Context<br />While various colors could have different meanings for individuals, colors can are also associated with cultural significance. In many Western countries, it is believed that black symbolizes mourning and death, while the same color is used in a variety of Eastern nations.</p><p>The color Red is thought to be associated with focus and pressure in Western culture, while many Eastern cultures believe it is associated with luck. It is important to consider the context when making a selection of colors. Most of the time, you’ll prefer to select the colors of your company based on the audience you want to reach. Based on the location where your market is located the colors displayed on your site could convey significant messages in different ways.</p><p>However, it’s not always the case particularly when it comes to massive and well-known brands that have images already embedded in our consciousness. The red color of Coca-Cola or KFC, for example, will typically have no negative associations anymore, considering the extent to which well-known and loved they are.</p><p>The Basics of Color Theory</p><p>Theory of Color is an established set of rules that can be helpful in understanding and creating complementary colors and combinations. These basic principles can assist you in creating a color colour scheme that is appropriate to your company’s specific requirements.</p><p>Primary Colors: They are three in total – blue, red and yellow.</p><p>Secondary Colors: These colors are created using primary color combinations like the green (yellow and blue) and orange (yellow and red) along with purple (blue plus red).</p><p>Tertiary Colors: These are colors made by mixing primary with secondary color.</p><p>Shades, Tints Tones: The colors listed above are referred to by some as “pure shades”. But, these colors can be used to create other colors. Tints are created by adding white to pure colors, which makes them less intense and lighter. Shades are created by adding a lack and making them heavier and more powerful. It is possible to use white and black in different levels to create tones using pure hues.</p><p>Contrast: Contrast is the perception of the difference between two hues when put next to each other. The greater the contrast, the more the two colours stand out from one another. This is a crucial idea since different levels of contrast can make an entirely different look to your site. A text that is colored and placed with a background that is low in contrast could cause issues with reading. Contrast may also make certain elements stand out (or even deflect attention from particular elements when used effectively) in your website and can make them stand out visually.</p><p>Color Models</p><p>When designing graphic designs, color is defined using color models. This is due to the fact that it is possible to find millions of different colors and it’s impossible to list every single one. The standards were developed to allow us to easily define colors by using numbers.</p><p>RGB Model: The model that is used when working with designs on the screen. RGB refers to Red as well as Green and Blue. The three colors are assigned a value of zero to 255, and the different combinations give us different shades. The colors are typically displayed as color codes, six-digit hexadecimal code numbers. It’s an “additive” color model.</p><p>CMYK Model: This model is utilized to print for printing purposes. It is a combination of Cyan, Magenta, Yellow and Black Each color is described using its proportion of these colors. It is a “subtractive” colour model.</p><p>the LAB Model: The word LAB means lightness, A channel as well as B channel. It’s a more complicated model. It includes the lightness factor, which is a range of zero to 100, an A component that is located on the red-green axis, and a B component that is located on the blue and yellow axis. This means that the color description is more akin to human perception when compared to RGB and CMYK models.</p><p>Making Color Palettes</p><p>The first color you select for your website is the primary color of your company’s branding (Red is the color of Coca Cola, for example). This is where the psychology of color is particularly useful. The color you choose is in accordance with the feelings and the personality you want to communicate. Following that, you build your color palette with the colors that complement the base color. This is the time when the color wheel is used.</p><p>Color Wheel: A color wheel can be described as an instrument that is used to illustrate the connection between different colors. It’s basically an abstract drawing that arranges different hues of color within a circle.</p><p>With the aid of a color wheel, you have are five primary types of color palettes you can make with the help of color wheel</p><p>Analogous Palette: Analogous colors are put on top of each other in the form of a color wheel. They are in low contrast against each other and work well together, giving an elegant effect.</p><p>Monochromatic Palette: The palettes are made up of one hue that is distinctive, and is complemented by elements of various colors and hues. The palette is appealing to look at. To prevent an uninteresting look it’s beneficial to add different colors, or even complimentary elements to your website.</p><p>The HTML0 Triad Palette – This palette is composed of three colors, which are evenly spaced from each other on the wheel of color. This method should be employed with care, and not only to select colours that go well with each other and blend well but also to utilize the colors in a way that doesn’t appear too cluttered and loud.</p><p>Complementary Palette: The Complementary palette is made up of colors that are on opposite sides of the spectrum of colors. This is a great way to create striking art designs that attract attention to certain parts of your site.</p><p>Split-complementary Palette: The palette is similar to complement palettes, but it has another color placed beside one of the colors that complement each other on the wheel of color. If used correctly this design can be effective in creating a natural appearance without too much sound.</p><p>Effective Tools to Inspire</p><p>Inspiration for new colors can be found everywhere from competitor websites to nature, and the beautiful outdoors. It’s also beneficial to keep abreast of the new trends in branding. Here are some helpful tools to help you get going with fresh color concepts right away.</p><p>Pinterest The website Pinterest is a wealth of color palette concepts developed by designers from all over the globe. They can be an incredible source of ideas.</p><p>Pantone: The color Pantone has been the leading company in the area of color. It is an index of color that determines the various shades of the various hues. The most recent trends in color in fashion and design generally stem from pantone.</p><p>color-scheme Creation Websites: There are many dedicated color websites for designers that can assist you in creating colors and play around with the palettes in any way you would like. This is a fantastic opportunity to try out and create new palettes for yourself. Websites such as Adobe Color Wheel, Color Collective along with Design Seeds can be great for quick ideas.</p><p>Conclusion</p><p>While color alone may not be the sole factor in website design, it does play an important role. If used properly and in a way that is appropriate, the color(s) that you use be a defining factor for your company’s image. Utilizing the tricks and tips that were mentioned earlier, you will not have any issues using colors in your web design to get the most impact.</p>]]></content:encoded> <wfw:commentRss>https://hbrkems.info/how-to-utilize-colors-strategically-in-website-design,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
Download the "valid RSS" banner.
Upload the image to your own server. (This step is important. Please do not link directly to the image on this server.)
Add this HTML to your page (change the image src attribute if necessary):
If you would like to create a text link instead, here is the URL you can use:
http://www.feedvalidator.org/check.cgi?url=https%3A//hbrkems.info/feed
