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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>gjzpyms.info</title> <atom:link href="http://gjzpyms.info/feed" rel="self" type="application/rss+xml" /> <link>https://gjzpyms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:14:39 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>7 Steps to a Perfect Master Bedroom – Furniture, Planning and Design</title> <link>https://gjzpyms.info/7-steps-to-a-perfect-master-bedroom-furniture-planning-and-design,html</link> <comments>https://gjzpyms.info/7-steps-to-a-perfect-master-bedroom-furniture-planning-and-design,html#comments</comments> <pubDate>Sun, 16 Apr 2023 17:46:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[furniture outlet]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=61</guid> <description><![CDATA[Your master bedroom is the one place that you can go after a long day and relax completely… right? If you’re shaking your head, you may be in need of a master bedroom makeover. The mood of the room and the bedroom furniture should be just right – the paint should soothe and lull you [...]]]></description> <content:encoded><![CDATA[<p> Your master bedroom is the one place that you can go after a long day and relax completely… right? If you’re shaking your head, you may be in need of a master bedroom makeover. The mood of the room and the bedroom furniture should be just right – the paint should soothe and lull you to sleep. The comforter should call your name and lure you into its embrace. If there’s no lulling, soothing or luring happening in your house, you can simply follow these steps and create a space you can’t wait to curl up in.1. Plan<br />Planning your bedroom is the first essential step to your sleepy oasis. When thinking about your bedroom you first need to collect ideas and brainstorm your favourite looks and the way you want your bedroom to feel. An easy way to do this is by looking through design magazines or online furniture outlets to gather decorating ideas and look at pictures of bedroom furniture that you are fond of.You will also need to measure your space to ensure no furniture returns or odd furniture placements.2. Purpose<br />Take a minute to decide on the purpose of your master bedroom. Will it be your cozy, curl-up space? A night-time getaway with a TV and sitting area? Will you put your sewing table in the corner for quick seam stitch-ups? Your bedroom can be as simple or as multi-purpose as you make it, but this should be decided before you start picking out bedroom furniture.3. Theme<br />The theme of your bedroom is extremely important. It helps tie all of the colours, furniture lines and lighting together, and will ultimately help you make logical decisions about all of your choices. Think about whether you want a casual, continental or country bedroom. What about a romantic, relaxing or Victorian theme? Choose a theme that best reflects your (and your partners) personality. Once you have done that, you can start thinking about which elements of the theme you would like to incorporate. (Bedrooms are best with simplified themes that utilize the most important elements as beautiful accents to your room, not as a main feature.)4. Colours<br />The colours that you choose for your master suite should be warm and inviting. Some people prefer neutrals while others will choose a bold colour – the choice is up to you. Just remember that your colours should reflect your theme and you can always bring in accenting colours through fabrics, decorative pillows and bedding.5. Bedroom Furniture<br />After you have measured and thought about theme, you can start browsing for your furniture. There are several things to consider while you are shopping.<br />Decide if you want matching pieces or an eclectic mix.<br />Make sure the night stands have enough storage space.<br />Choose furniture that fits into your theme. For example, a “Romantic” theme might call for a beautiful, modern canopy bed with rot iron detailing, while a relaxing oasis may call for a soothing, fabric covered headboard.<br />Don’t overcrowd your room.<br />Choose the furniture that fits your needs; make sure you have enough space for all of your bedroom accoutrements.6. Lighting<br />When decorating their bedroom, many people often forget the very important detail of lighting. Lighting a room properly can completely change the way your furniture and skin tone look, the warmth or the room and the subtlety of accent colours. Make sure your room has enough lighting to suit your needs – choose bedside table lamps if you like to read, or a standing lamp if you have a sitting area. The main light fixture will be a focal point, so choose wisely and make sure it fits with the overall flow of the room. Another consideration could be whether or not you also need a ceiling fan for warmer climates.7. Accents<br />This is where you tie it all together and complete your look. The accents in a room often make or break the look and should be chosen with care. First, make a list of everything you need. Some purchases to think about are:<br />Curtains and blinds<br />Bedding – duvets, comforters, throw blankets, pillowcases, etc.<br />Decorative pillows<br />Wall hangings and picture frames<br />An area rug for chilly wood floors<br />Mirrors – a stand-up mirror for a full-length view is optimal if you have the space.<br />Shopping for your accents is where you can truly bring the elements and theme of your room together.With some planning, shopping and your own personal touch, your bedroom can become the room of your dreams. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/7-steps-to-a-perfect-master-bedroom-furniture-planning-and-design,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Start a Plumbing Business</title> <link>https://gjzpyms.info/how-to-start-a-plumbing-business,html</link> <comments>https://gjzpyms.info/how-to-start-a-plumbing-business,html#comments</comments> <pubDate>Thu, 16 Mar 2023 07:36:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[aadmlms.info]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=59</guid> <description><![CDATA[So, you want to start a plumbing business. This could be a terrific decision, or, it could be the worst idea ever. Starting a plumbing business, or any business really, involves a certain amount of structured thinking to put everything in place, and making sure that you have thought of everything. By following this strategy [...]]]></description> <content:encoded><![CDATA[<p> So, you want to start a plumbing business. This could be a terrific decision, or, it could be the worst idea ever. Starting a plumbing business, or any business really, involves a certain amount of structured thinking to put everything in place, and making sure that you have thought of everything. By following this strategy planning process, you will have covered all the important aspects of getting your planning and strategy in the right place, and this will make the starting of your own plumbing business some 450% more successful.The Strategy Required to Start Any BusinessStarting a plumbing business, a bakery, or a high-tech company all requires the same basic thinking strategy. To remember it best, use the EASI acronym. In this case, E stands for emotion, A for achieving a win, S for simple and straightforward and I for the implementation.Everybody wanting to start a business should be aware that it is going to involve plenty of challenges, hardships, stress, worry, and a multitude of other issues. The process of starting a business has often been likened to jumping off a cliff, and building an aeroplane on the way down. It will mean sleepless nights, long working hours and the unwavering support of family and friends around you. This is real, and the reason so many start-up businesses fail.The first step, therefore, is to examine the reasons that you want to start the business in the first place. This involves an examination of the emotions, or feeling behind the rationale of starting your own plumbing business. Everyone will have their own reasons for wanting to start their business. It may be as a last resort as they are unable to find employment in the field, it may be that they hate having a boss, it may be that they want to become extraordinarily wealthy. Whatever the reason, it is essential that the owners of the business, if there are more than one, are aware of the strength of their emotions regarding the venture. This will determine the power of the motivation, the real forces behind the venture, and, with the aid of a skilled consultant, allow the prospective business owners to determine if their vessel will survive the storms on the ocean, or if there needs to be some additional emotional management included.The second item speaks to the vision, or goal of the organisation. A prospective plumbing business may have as its goal to be a loss leader and therefore a tax write-off. It may be that achieving a win with the business would be familial survival, or putting children through school. Either way, all the owners need to be able, collaboratively, to understand what the goal is and to have a combined vision of the business that everyone can buy into. Without this shared vision, any subsequent planning and strategizing will ultimately be negated and sporadic, with everyone involved having different goals and aims, instead of pulling together in the right direction.Keep Things Simple and StraightforwardIt does not take any real skill to make things more complex. The real genius in any situation is to make things more simple. This line of thinking is propagated by all the top entrepreneurs such as Richard Branson, Bill Gates, and Elon Musk. Albert Einstein often used to say that if you couldn’t explain a thing to a six-year-old, you didn’t understand it yourself. In light of this strategic thinking, the next piece of advice is to keep all your plans and strategies simple and straightforward. Set a goal that everyone involved, all the stakeholders, can buy into. See where you currently are, and plan a way to get to that goal that all concerned can understand, appreciate, and take ownership of.The final step in setting up a new plumbing business is to implement the strategy. Without a rigorous implementation strategy and plan, all the goal-setting and personal examination of business vision and motivation will just become a distant wish. Implementation plans fall into five basic categories; overall business strategy, financial planning, human resources and communications, sales and marketing, and project management. All businesses must be able to conduct planning with respect to these five regions of business expertise in order to be successful.Implementing Your Plumbing Business StrategyThe first step in initiating the plan within all the five sectors that need examination is to complete a real, practical, and genuine business plan. Having gone through the initial strategic thinking process as outlined above, compiling an overall business plan should be relatively easy. Nevertheless, failing to spend sufficient time aligning a business plan to the strategy will mean that the business is also likely to fail, because one of the well-known factors in determining business success is that more than 80% of successful businesses have determined their overall strategy in detail, aligned the business plan, gone into each aspect of the business plan in detail, and repeat this strategic thinking process regularly amongst all the stakeholders.Once the business plan has been compiled in detail, with all the necessary inputs being not only realistic but pragmatic as well, then the detailed considerations in each of the five business aspects can begin. This should dovetail with the business plan, but expand on the details simply stated in the plan to some extent. In the case of a plumbing business as we are considering here, some of the parameters in these five aspects of the business will be examined. Not in an attempt to intimidate any prospective plumbing entrepreneurs, but rather in an attempt to illustrate the importance of this strategic thinking process, and the reasons why it should be conducted in detail, and why utilising effective and experienced business consultants will not only increase the chances of success, but probably save substantial money in the medium to long term.Five Business Areas to Conduct PlanningThese five business areas, as related to a plumbing business, are strategy, financial, sales and marketing, human resources and communications, and projects. Overall strategy has been discussed in some detail, and following the above instructions will guarantee success in this regard.The financial planning aspect when starting a plumbing business is of crucial importance. A detailed understanding of potential income, and expenditures related to the running of the business need to be examined. Whereas these are obviously tied in the overall strategy, the practical aspects of a plumbing business will need to be added by the stakeholders, using their experience and knowledge of the field. Office premises, the maintenance of stock and supplies, transport, and the ability to survive until the income exceeds the costs needs to be determined. All potential financial considerations, such as stakeholder input, the possibility of generating loans and financial support and receiving up-front payments all need to be planned in great detail.Income of a plumbing business is directly related to the amount of work undertaken and the charges levied on this work. In an overall sense, the amount of income must exceed the costs of the business, and the aim of any sales and marketing plan is to ensure that this is, in fact, the case. With the advent of social media and the internet, the avenues available to market a business have increased exponentially. The starting point for any plumbing business, like any service related business, is to determine in as much detail as possible who exactly the people are that would be providing the business with revenue. These people, as a whole, are called the buying persona of the business. A plumbing business may, for instance, decide to stay small and provide after-hours services to family and friends, or it may target large corporate projects and tenders. Or anything in between. The better any prospective plumbing organisation understands exactly the behaviour, like, needs, wants, and aims of their prospective market the better they will fare. The example here is that a plumber who caters to the lower end of the economic market would use more print media and posters to advertise the business, while a plumber catering to an upper market segment may elect to use social media more since richer people have smartphones and will be reachable using digital platforms.Human resources and communications requires detailed planning on its own too. Depending on the structure of the plumbing organisation, and their unique selling points, there may be a customer service department required, or a marketing department if this is the determining factor of achieving business. Planning and structuring the organisation accordingly will depend on the overall aims and vision, but will need to take the entire business plan into consideration.Plumbing services generally will require on-site operations and the effective management of these operations as individual projects. Good project management is key to any service industry and the basic principles of project management is going to be essential. Once again, though, project management should not be seen as a complex and difficult issue, but rather a simplified and straightforward way of dealing, and communicating with all the stakeholders involved in every project.The Required Starting Blocks of a Plumbing BusinessThese steps, as outlined above, if conducted thoroughly and efficiently, with the businesses core vision in mind and a positive collaborative mindset as a starting point, will ensure that the business has a better than 80% chance of success. However, as stated numerous times during this discussion piece, this is not a 5-minute exercise. This is a detailed strategic thinking process that will require honesty and commitment. There are certain things, therefore, that should be borne in mind before even embarking on the strategy process.The first is an audit of the emotional intelligence of the stakeholders in the plumbing business. Like any service industry, plumbing involves hard work and much on-site work where things can easily go wrong. A high emotional intelligence score amongst the business owners is the best possible indicator of success. Emotional intelligence means being able to cope and manage the stresses and challenges involved, it means training your mind to find solutions in the midst of chaos happening all around you, and it means being able to be an effective leadership team who can steer a business through uncertain times. On the other hand, it does not mean someone who succumbs to the influences of anger or vindictiveness. Emotional intelligence can be learned and improved upon, so it certainly can be developed, but it is key that this quality be determined before initiating any business.Secondly, there needs to be an understanding that knowledge is vital. The prognosis for a baker who wakes up one morning and sees a plumber friend making lots of money and then decides to start a plumbing business is unfortunately not very good. Plumbing, in order to be successful, needs to be done well. In a highly competitive business environment such as there is today all over the world, any business needs to actually be good at their job to be successful. It is for this reason that it is a prerequisite of starting a plumbing business that the stakeholders at the very least have access to high quality plumbing services. This includes knowing all aspects of the work, the market potential, and the survival rates of their competition. Without this core knowledge, no matter how good the strategizing process and the plans that come out of it, there is no chance of success.In conclusion, therefore, starting a plumbing business is easy. Starting a plumbing business that is successful and over the short, medium, and long term can deliver on the aims and requirements of the owners is less much less easy. The key differentiator here is having a good, well thought out and innovative strategy, and using this strategy to generate and compile effective implementation plans in the right areas. JFK always used to say that efforts and courage are not enough without purpose and direction, and so it is with many things, and starting a plumbing business is one of those things. </p>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/how-to-start-a-plumbing-business,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Investing In The Entertainment Industry</title> <link>https://gjzpyms.info/investing-in-the-entertainment-industry,html</link> <comments>https://gjzpyms.info/investing-in-the-entertainment-industry,html#comments</comments> <pubDate>Sun, 26 Feb 2023 15:07:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=57</guid> <description><![CDATA[There is no denying the sheer magnitude of the entertainment industry worldwide – and it shows no sign of slowing down. When deciding what industry to invest in, naturally, you want to choose the most promising and profitable area in which to put your hard-earned money. Growth is an indicator of a healthy business, which [...]]]></description> <content:encoded><![CDATA[<p> There is no denying the sheer magnitude of the entertainment industry worldwide – and it shows no sign of slowing down. When deciding what industry to invest in, naturally, you want to choose the most promising and profitable area in which to put your hard-earned money. Growth is an indicator of a healthy business, which would make the entertainment industry an excellent choice. Yet, when business is booming everyone wants a piece of the winning revenue pie. For example, entertainment companies are home to some of the most high-tech and high-paying jobs. Numerous states in the U.S. have begun to compete for these jobs with statewide tax incentives geared to attract entertainment firms to their location. If governments are competing for the opportunity to reap the rewards of the industry, it is natural to expect a similar competition for the best investment opportunities.To be sure you have an edge over the competition you have to zero in on what type of entertainment in which you want to invest. Trendy. Modern. Technological. Traditional. There are forms of entertainment that fall under all of those categories. The old saying, “there’s no business like show business” still rings true, but, today, entertainment is such a broad commercial business, encompassing more than just Hollywood and the silver screen. Original film and television productions are increasing in both quantity and quality across the globe. Modern technology has led to the creation of the ever-growing video game and online entertainment venues. Huge enterprises like theme parks amuse the masses. Vacations help travelers get away from it all. Kids are occupied with a wide-range of toys. Yet the timeless, classical forms of fun such as a night at the theatre and reading a good book are still popular. The successes of Wicked and Harry Potter are a testament to that. Don’t forget the entire music industry – iTunes, CDs, concerts… it’s all entertainment.After realizing how vast this glamorous industry is, it makes investment decisions so much easier. Making investments in entertainment does not mean that basic investment principles should be thrown to the wind. Despite the growth and success of entertainment firms, nobody really knows what company is going to shine or what part of the industry is going to soar above expectations. Play it safe and be conservative – choose quality entertainment stocks over quantity, and remember keep your portfolio diversified. There’s no reason to change your portfolio to include only entertainment related stocks and bonds.When considering a diversified portfolio, it is important to realize that many entertainment companies are internally diversified. Take AOL Time Warner, for example. They are a company with multiple entertainment divisions: film, television, records, media/publishing, etc. If ticket sales for films are uncharacteristically low one year, there will hopefully be more people listening to music or reading magazines. There is also the whole other technology side to the company to consider, as well. This type of diversification is common among the entertainment powerhouses. Powerhouse companies like Sony and Disney have established their business in multiple areas of entertainment, and even industries outside entertainment, to balance their success.Investing in the entertainment sector can be more than just purchasing stock. For those searching for a more venture capitalist approach, there are numerous promising digital media and traditional media companies looking for financial backers. YouTube and MySpace were once such start ups, and their acquisition illustrates just how viable – and profitable – new media opportunities can be. Finding a winning investment opportunity takes research, but also some luck with being at the right place, at the right time. Whether you choose to invest by acquiring content, building a future hotspot, funding a production, or anything else – remember that your investment has to be something you professionally believe will take off. </p>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/investing-in-the-entertainment-industry,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Get Started With Smart Investing</title> <link>https://gjzpyms.info/get-started-with-smart-investing,html</link> <comments>https://gjzpyms.info/get-started-with-smart-investing,html#comments</comments> <pubDate>Fri, 03 Feb 2023 17:51:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=54</guid> <description><![CDATA[Investing at its most basic level is very simple. The idea is to make money work for the investor, rather than the investor working for the money. This may sound like a simple concept, but it is an important one because of the limitations that everyone faces. Without investing, most people can only earn money [...]]]></description> <content:encoded><![CDATA[<p> Investing at its most basic level is very simple. The idea is to make money work for the investor, rather than the investor working for the money. This may sound like a simple concept, but it is an important one because of the limitations that everyone faces. Without investing, most people can only earn money by working. If they want more money, they have to work more hours or find a higher-paying job. At some point, they are going to hit a wall, and their income will level off simply because they cannot work 24 hours a day. That is where investing comes in.Investing allows an individual to continue earning money 24 hours a day, seven days a week and 365 days a year. It does not matter whether they are working at their day job, mowing their lawn or simply doing nothing. In other words, investing maximizes an individual’s earning potential.Common misconceptions about investing<br />There are many misconceptions about investing, and unfortunately, they often discourage people from investing their money. Instead, they simply place it in a savings account and earn a pitiful return or worse yet; they stick their savings under a mattress. One common misconception is that investing is gambling. Nothing could be farther from the truth, but many people see it this way because some investors “gamble” by investing their money recklessly without doing proper due diligence. A true investor always performs a thorough analysis and only risks their capital when there is a reasonable expectation of earning a profit.Reasons to invest<br />There are many different reasons to invest, but they all boil down to one thing: making more money. This is not about greed; at least, it is not for most people. Investing is becoming a necessity because without a healthy investment portfolio, many individuals will not be able to maintain their current lifestyle once they retire. Why? Because the days of working the same job for 30 years and retiring on a fat pension are coming to an end, and the burden of planning for retirement is shifting away from the state and onto the individual. This is happening because governments around the world are tightening their belts, leaving the future of many pension programs up in the air. This makes the outlook grim for those who do not prepare. Investing allows individuals to take control of their own future and ensure financial stability in their retirement years.When investing<br />Good investing starts with skepticism and common sense. Get-rich-quick schemes are not real investing but gambling. The buyer beware principle applies the same way to investing as it does when making other purchases. If something sounds too good to be true, it probably is. Leave the risky ventures to those who have the money to lose. Smaller investors should stick with established and reputable investments.Some good diversified investments<br />Apart from avoiding dangerous investments, prudent investing centers on diversity. There are several good ways to do this:Mutual funds are perhaps the best-known investment vehicle. Basically, they work by pooling money from different investors under active management. Those in charge of the fund will then invest it in whatever types of investments the fund is set up for. This can range from the very high to low risk. They are popular in part because the ease in which investments can be made once an account is open and the thought of having one’s money under constant management.Exchange traded funds (ETFs) are somewhat like a mutual fund in that they are a pool of money from different investors. However, they have some important differences. While mutual funds are under constant management and will try to beat the market, ETFs are designed simply to follow a market or index (through a basket of investments that will generally track it very closely). This could be anything from the S&P 500 to commodity markets. The main advantage of ETFs is that they require little active management and thus have lower fees than mutual funds. In addition, they can be bought and sold easily just like a stock, and give the investor greater control over when capital gains taxes taken. The drawback is that investor cannot hope to do better than the markets, although they will not do worse than them either.Real estate investment trusts (REITs) are for those who would like to be invested in property but not all the responsibilities that come with managing it. These funds also pool money but in this case invest it in property. While it is generally commercial property, there are REITs for all kinds of property. By law, they must pay out most of their gains annually.All of these instruments offer small investors great ways to diversify. However, they still need to be chosen very carefully since some are much better than others. In addition, follow the principle of not putting all one’s eggs in one basket. For example, if investing in mutual funds, choose funds that include different investment categories such a large and small capital stocks.Over time, prudence and patience with investments can turn them into a steady income that will give one a more secure future. For most people, this is the best way to really increase their net worth for those who have the patience. </p>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/get-started-with-smart-investing,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Take Feng Shui With You When Traveling</title> <link>https://gjzpyms.info/take-feng-shui-with-you-when-traveling,html</link> <comments>https://gjzpyms.info/take-feng-shui-with-you-when-traveling,html#comments</comments> <pubDate>Fri, 03 Feb 2023 14:04:20 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=52</guid> <description><![CDATA[Are you planning a trip to a hotel or resort in the near future? Are you hoping for a positive energy change of pace that is filled with rest, relaxation and enjoyable recreation. Or is part of you dreading sleeping in an unfamiliar room in a strange city and a strange bed?There are a few [...]]]></description> <content:encoded><![CDATA[<p> Are you planning a trip to a hotel or resort in the near future? Are you hoping for a positive energy change of pace that is filled with rest, relaxation and enjoyable recreation. Or is part of you dreading sleeping in an unfamiliar room in a strange city and a strange bed?There are a few simple Feng Shui principles you can apply to your travel plans so you can enjoy all of their amenities while being surrounded with your comfort zone energy from home.Feng Shui Your Home First to Insure a Great TripA successful, enjoyable and relaxing trip begins at home. Make sure your travel plans allow for enough time to prepare your house for your return home. When you leave your home filled with clutter and chaos, it is an invitation for chaos and unclear thinking energy to travel with you causing difficulties with room reservations, travel connections and a myriad of minor nuisances.Take care in advance to prepare your house at time of departure for a welcome return to all things comfortable, safe and secure. Give away or throw away all perishable foods and empty all trash containers so no negative energy, unwanted smells and germs circulate throughout your house while away. And, stock your pantry with frequently used non-perishables which provide the energy of abundance and prosperity at home and while traveling. This step will also make your return much easier to deal with as you can prepare a quick meal without the added hassle of going to the grocery store after a long tiring day of travel.Make sure all beds are made and bedrooms are uncluttered to provide you calm stress-free sanctuary energy while traveling. The clutter free bedroom will also be a welcome place to rest your weary head upon your return.To insure cooperative helpful hotel staff energy while away, energize the northwest helpful people area of your living room or family room with something silver. It can be a picture of supportive friends and family in a silver frame, a silver trophy or a round silver plate which will focus energy on making your trip go smoothly providing you with all the help you need or ask for along the way.Preparing your home is a critical key in using positive energy to create calm stress free travel. Because you are so intimately connected with your home, the energy you leave behind will travel with you to your hotel or whatever your final destination. Be sure your home’s energy is organized, calming and rejuvenating.Feng Shui Tips for a Better TripEveryone wants to leave behind the stress and pressures of daily living. It is a welcomed change. The relaxation and rest of even a short stay at a resort helps the tired physical body and the mental fatigue recharge and re-energize. To help you create a calm refreshing sanctuary away from home try some of the following Feng Shui tips.o When checking into your room, make sure it is not near noisy stairwells, elevators and services areas or above the lounge where late night partying takes place. The energy in your space needs to be quiet and restful for maximum enjoyment.o Pack a mini Feng Shui energy bag with a few personal items from home such as a picture of your family and your pet, a spray bottle of rose water, some relaxing CDs and player or MP3 downloads, a night light plus a flashlight.o The flashlight will provide safety energy in case of a loss of power.o Spraying the rose water around your room and on the linens will remove any stagnant energy, unwanted energy from previous guests and unpleasant lingering odors.o Place the night light in the bathroom as a safety measure so you can easily see where you are going in the middle of the night yet not disturb others.o Play relaxing spa-like music or music for resting or meditating to provide you complete downtime energy.o Re-arrange the chairs and tables in your room to either provide you a beautiful view or a comfortable seating arrangement that allows for the maximum flow of energy throughout your room.o Set aside time for inspiration and meditate, write in your creative journal or read a book.o If the television in your room is in a cabinet, close the doors at bedtime to insure maximum rest. If the television is not in a cabinet, toss a scarf or towel over it at night to prevent its negative energy from disturbing your sleep.o Since optimum rest is one of the objectives of your travel plans, cover the alarm clock and telephone at bedtime to allow your mind to totally relax instead of thinking about what is left undone at home or work.o If your stay is for more than one night buy a bouquet of fresh flowers to bring good health and nurturing energy into your room.o The ultimate relaxation tool is to burn a lightly fragrance lavender candle in a safe container. It will set the mood for ultimate peace and quiet.o If traveling by car, remember that your car is an extension of your home and becomes your living room for the duration of the trip. Prepare for a relaxed safe trip by un-cluttering it first and then stock it with appropriate food and beverages plus sanitary, safety and medical supplies for the length of your drive. Follow the same procedure for the return home.Traveling doesn’t need to be stressful so you return more tired than before you left. If you take precautions you will insure not only a safe but an enjoyable and relaxing trip plus a joy filled return to your home.Your home away from home in a hotel or resort must provide you the same positive energy benefits of your home in addition to all of the added rest and relaxation energy needed to regenerate and rejuvenate you. By leaving your home filled with peaceful calm energy and cupboards filled with abundance, all of that wonderful energy will travel with you. By applying some of these Feng Shui energizing tips you will return home refreshed and renewed.© Pat Heydlauff, all rights reserved 2009 </p>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/take-feng-shui-with-you-when-traveling,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>6 Qualities/ Details To Consider About A Property!</title> <link>https://gjzpyms.info/6-qualities-details-to-consider-about-a-property,html</link> <comments>https://gjzpyms.info/6-qualities-details-to-consider-about-a-property,html#comments</comments> <pubDate>Sun, 06 Nov 2022 21:39:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=50</guid> <description><![CDATA[If, you are a qualified, committed, potential home buyer, be careful to, pay close attention, to many details, but, be certain to fully consider, and examine, the property, characteristics, etc, as well as the house, before committing to purchase, what, to most, is their single – biggest, financial asset! There are many characteristics to consider, [...]]]></description> <content:encoded><![CDATA[<p>If, you are a qualified, committed, potential home buyer, be careful to, pay close attention, to many details, but, be certain to fully consider, and examine, the property, characteristics, etc, as well as the house, before committing to purchase, what, to most, is their single – biggest, financial asset! There are many characteristics to consider, but, this article will briefly, consider, six of the key ones. After, over 15 years, as a Real Estate Licensed Salesperson, in the State of New York, I have discovered, few buyers, are, as prepared, as they should be, and it would be wise, for them, to pay, far – more attention, to many aspects, related to the property, the house, is situated – on! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, these six, and why they are essential, important considerations.</p><p>1. Size of property: Are you seeking a specific – sized, property? In general, larger properties, require more maintenance, and expense, to up – keep! How would you like to balance, your needs, wants, reality, costs, expenses, privacy, and other considerations, and, is, the specific size of this particular property, up – to, your preferences, etc?</p><p>2. Tree – filled, versus open: How much of your lot, is usable, and, how much is not? Different areas, have, specific regulations, regarding, protecting trees (as opposed to knocking them, down. How would this impact, your desired enjoyment, of the land?</p><p>3. Terrain: Is it, a hilly, flat, or something, in – between? How this terrain, affects usage, and possibilities, should be considered, from the onset! Does the pitch, of the land, keep water, from flowing, away, or towards, the house? Obviously, expansion – related issues, etc, are simpler, and less – costly, when property, is more – flat!</p><p>4. Distance from neighbors: Some prioritize personal privacy, and, thus, should seen properties, which are a significant difference, from their neighbors, while others, care, far – less, about this! Is there significant distance, to ensure privacy, or, some sort of barrier (such as bushes, etc)?</p><p>5. Frontage/ side – yard/ back: In many communities, frontage, is a major factor/ consideration, in terms of real estate taxes! What balance do you seek, between, frontage, front – yard, set – back, from the street, usable side – yard, and back (behind the house? Since, we are all different, with differing tastes, needs, and requirements, make certain, the property layout, fits your needs, and personality, etc!</p><p>6. Grounds condition: Evaluate the condition of the grounds of the property! How much will it cost you, to bring – it, to where, you desire? Will landscaping renovations, be urgently needed, and costly, or, basic? What is the overall condition, and what might require immediate attention?</p><p>Before buying a house, pay attention to the overall property, and, whether, it fits your needs, requirements, specifications, and will bring you pleasure! The better prepared a buyer is, the more he will enjoy his new home!</p>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/6-qualities-details-to-consider-about-a-property,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://gjzpyms.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://gjzpyms.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Choosing the Right Stock Market Advisory Company</title> <link>https://gjzpyms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link> <comments>https://gjzpyms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[help you]]></category> <category><![CDATA[planners]]></category> <category><![CDATA[point]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=46</guid> <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description> <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p><p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p><p>How much assistance do you actually require?</p><p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p><p>Choose a top ranked advisory company</p><p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p><p>Asking for a sample financial plan initially makes sense</p><p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p><p>Conclusion</p><p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p><p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/are-you-choosing-the-right-stock-market-advisory-company,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fear and Greed in the Market</title> <link>https://gjzpyms.info/fear-and-greed-in-the-market,html</link> <comments>https://gjzpyms.info/fear-and-greed-in-the-market,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[indicators]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[technical]]></category> <category><![CDATA[trading]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=44</guid> <description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description> <content:encoded><![CDATA[<p>Greed and Fear.</p><p>Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?</p><p>Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!</p><p>It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?</p><p>Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.</p><p>A Lesson From One of the Greats!</p><p>I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.</p><p>As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.</p><p>Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.</p><p>This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.</p><p>Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.</p><p>I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..</p><p>One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.</p>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/fear-and-greed-in-the-market,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Areas Where Interest Rates Matter!</title> <link>https://gjzpyms.info/5-areas-where-interest-rates-matter,html</link> <comments>https://gjzpyms.info/5-areas-where-interest-rates-matter,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:32:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[buyer]]></category> <category><![CDATA[government]]></category> <category><![CDATA[politics]]></category> <category><![CDATA[pricing]]></category> <guid isPermaLink="false">http://gjzpyms.info/?p=41</guid> <description><![CDATA[Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I [...]]]></description> <content:encoded><![CDATA[<p>Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I strongly believed, one benefits, by understanding, more about these, and how they affect, many things, in our lives! Whether, related to personal, organizational, and/ or, public finance/ spending, home ownership and related costs, credit – related issues, business matters, stock and bond pricing, etc, interest rates, truly, significantly, matter! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 of these areas, and how the cost – of – money, makes a significant difference.</p><p>1. Bond prices and interest rates: The price of a bond, generally, is inversely – related to interest rates! When these rates go down, prices, rise, and when they go up, the inverse occurs! Bonds have, what is known, as, a par – value, which is the price, paid, at the end of the term. Markets usually set these at 100, which represents $1,000 per bond, at maturity. However, during the period, the pricing can rise or fall, which impacts, liquidity – related issues!</p><p>2. Mortgage rates: For the last few years, we have been witnessing and experiencing, record – low, mortgage interest rates, which have helped the overall, real estate/ housing market, especially, in terms of, pricing increases! In most areas of this country, we are seeing, home prices, at their highest levels, ever, by a significant, dramatic amount! When this rate, is low, a home buyer is able to buy, more – house – for – his – bucks, because, his monthly payments, are so low! Consider, however, what might be the potential ramifications, and impacts, when these rates, will, inevitably, rise?</p><p>3. Consumer credit: Low costs of borrowing, help the automobile industry, in terms of consumer financing, etc! Although, not as much as other vehicles, rates on credit card debt, are lower, and there are often, shorter – term, promotions, offering deals! However, since, most of these are variable, and based, on some index, etc, what happens, when there is an increase, in this?</p><p>4. Business borrowing: Another area affected, is business cost of borrowing! Presently, they have had access, to relatively, cheap – money, which helps in reducing the costs of borrowing, overall operations, purchasing inventory, etc. But, what happens, when this, ticks – up?</p><p>5. Impacts on stock market prices: For some time, because bonds have paid so little, in terms of dividends, etc, many have considered, the stock market, the only game, in – town! In addition, many corporations, have seemed, better – off, than they probably are, and we have witnessed, a higher, ratio of prices to profits, than in the past! How long will this last? How high can it go?</p><p>Many factors impact these issues, especially: actual and/ or, perceived inflation; consumer confidence; politics/ government actions/ the Federal Reserve, etc. The more you know, and understand, hopefully, the better – prepared, you will be!</p>]]></content:encoded> <wfw:commentRss>https://gjzpyms.info/5-areas-where-interest-rates-matter,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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Add this HTML to your page (change the image src attribute if necessary):
If you would like to create a text link instead, here is the URL you can use:
http://www.feedvalidator.org/check.cgi?url=https%3A//gjzpyms.info/feed
