![[Valid RSS]](images/valid-rss-rogers.png "Valid RSS")
This is a valid RSS feed.
This feed is valid, but interoperability with the widest range of feed readers could be improved by implementing the following recommendations.
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>gcimsms.info</title> <atom:link href="http://gcimsms.info/feed" rel="self" type="application/rss+xml" /> <link>https://gcimsms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:19:23 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://gcimsms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html</link> <comments>https://gcimsms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html#comments</comments> <pubDate>Thu, 16 Mar 2023 08:02:43 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[adswdms.info]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=63</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>History of Travel & Tourism</title> <link>https://gcimsms.info/history-of-travel-tourism,html</link> <comments>https://gcimsms.info/history-of-travel-tourism,html#comments</comments> <pubDate>Fri, 24 Feb 2023 11:46:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Adventure Travel]]></category> <category><![CDATA[Airline Travel]]></category> <category><![CDATA[Budget Travel]]></category> <category><![CDATA[Charter Jets]]></category> <category><![CDATA[Travel Planning]]></category> <category><![CDATA[Vacation Homes]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=61</guid> <description><![CDATA[2000 years Before Christ, in India and MesopotamiaTravel for trade was an important feature since the beginning of civilisation. The port at Lothal was an important centre of trade between the Indus valley civilisation and the Sumerian civilisation.600 BC and thereafter The earliest form of leisure tourism can be traced as far back as the [...]]]></description> <content:encoded><![CDATA[<p> 2000 years Before Christ, in India and MesopotamiaTravel for trade was an important feature since the beginning of civilisation. The port at Lothal was an important centre of trade between the Indus valley civilisation and the Sumerian civilisation.600 BC and thereafter The earliest form of leisure tourism can be traced as far back as the Babylonian and Egyptian empires. A museum of historic antiquities was open to the public in Babylon. The Egyptians held many religious festivals that attracted the devout and many people who thronged to cities to see famous works of arts and buildings.In India, as elsewhere, kings travelled for empire building. The Brahmins and the common people travelled for religious purposes. Thousands of Brahmins and the common folk thronged Sarnath and Sravasti to be greeted by the inscrutable smile of the Enlightened One- the Buddha.500 BC, the Greek civilisationThe Greek tourists travelled to sites of healing gods. The Greeks also enjoyed their religious festivals that increasingly became a pursuit of pleasure, and in particular, sport. Athens had become an important site for travellers visiting the major sights such as the Parthenon. Inns were established in large towns and seaports to provide for travellers’ needs. Courtesans were the principal entertainment offered. <br />This era also saw the birth of travel writing. Herodotus was the worlds’ first travel writer. Guidebooks also made their appearance in the fourth century covering destinations such as Athens, Sparta and Troy. Advertisements in the way of signs directing people to inns are also known in this period.The Roman EmpireWith no foreign borders between England and Syria, and with safe seas from piracy due to Roman patrols, the conditions favouring travel had arrived. First class roads coupled with staging inns (precursors of modern motels) promoted the growth of travel. Romans travelled to Sicily, Greece, Rhodes, Troy and Egypt. From 300 AD travel to the Holy Land also became very popular. The Romans introduced their guidebooks (itineraria), listing hotels with symbols to identify quality.Second homes were built by the rich near Rome, occupied primarily during springtime social season. The most fashionable resorts were found around Bay of Naples. Naples attracted the retired and the intellectuals, Cumae attracted the fashionable while Baiae attracted the down market tourist, becoming noted for its rowdiness, drunkenness and all- night singing.Travel and Tourism were to never attain a similar status until the modern times.In the Middle AgesTravel became difficult and dangerous as people travelled for business or for a sense of obligation and duty.Adventurers sought fame and fortune through travel. The Europeans tried to discover a sea route to India for trade purposes and in this fashion discovered America and explored parts of Africa. Strolling players and minstrels made their living by performing as they travelled. Missionaries, saints, etc. travelled to spread the sacred word.Leisure travel in India was introduced by the Mughals. The Mughal kings built luxurious palaces and enchanting gardens at places of natural and scenic beauty (for example Jehangir travelled to Kashmir drawn by its beauty.Travel for empire building and pilgrimage was a regular feature.The Grand Tour From the early seventeenth century, a new form of tourism was developed as a direct outcome of the Renaissance. Under the reign of Elizabeth 1, young men seeking positions at court were encouraged to travel to continent to finish their education. Later, it became customary for education of gentleman to be completed by a ‘Grand Tour’ accompanied by a tutor and lasting for three or more years. While ostensibly educational, the pleasure seeking men travelled to enjoy life and culture of Paris, Venice or Florence. By the end of eighteenth century, the custom had become institutionalised in the gentry. Gradually pleasure travel displaced educational travel. The advent of Napoleonic wars inhibited travel for around 30 years and led to the decline of the custom of the Grand Tour.The development of the spasThe spas grew in popularity in the seventeenth century in Britain and a little later in the European Continent as awareness about the therapeutic qualities of mineral water increased. Taking the cure in the spa rapidly acquired the nature of a status symbol. The resorts changed in character as pleasure became the motivation of visits. They became an important centre of social life for the high society.In the nineteenth century they were gradually replaced by the seaside resort.The sun, sand and sea resortsThe sea water became associated with health benefits. The earliest visitors therefore drank it and did not bathe in it. By the early eighteenth century, small fishing resorts sprung up in England for visitors who drank and immersed themselves in sea water. With the overcrowding of inland spas, the new sea side resorts grew in popularity. The introduction of steamboat services in 19th century introduced more resorts in the circuit. The seaside resort gradually became a social meeting point Role of the industrial revolution in promoting travel in the west The rapid urbanisation due to industrialisation led to mass immigration in cities. These people were lured into travel to escape their environment to places of natural beauty, often to the countryside they had come from change of routine from a physically and psychologically stressful jobs to a leisurely pace in countryside.Highlights of travel in the nineteenth century · Advent of railway initially catalysed business travel and later leisure travel. Gradually special trains were chartered to only take leisure travel to their destinations.· Package tours organised by entrepreneurs such as Thomas Cook.· The European countries indulged in a lot of business travel often to their colonies to buy raw material and sell finished goods.· The invention of photography acted as a status-enhancing tool and promoted overseas travel.· The formation of first hotel chains; pioneered by the railway companies who established great railway terminus hotels.· Seaside resorts began to develop different images as for day-trippers, elite, for gambling.· Other types of destinations-ski resorts, hill stations, mountaineering spots etc.· The technological development in steamships promoted travel between North America and Europe.· The Suez Canal opened direct sea routes to India and the Far East.· The cult of the guidebook followed the development of photography. Tourism in the Twentieth Century The First World War gave first hand experience of countries and aroused a sense of curiosity about international travel among less well off sector for the first time. The large scale of migration to the US meant a lot of travel across the Atlantic. Private motoring began to encourage domestic travel in Europe and the west. The sea side resort became annual family holiday destination in Britain and increased in popularity in other countries of the west. Hotels proliferated in these destinations.The birth of air travel and after The wars increased interest in international travel. This interest was given the shape of mass tourism by the aviation industry. The surplus of aircraft and growth of private airlines aided the expansion of air travel. The aircraft had become comfortable, faster and steadily cheaper for overseas travel. With the introduction of Boeing 707 jet in 1958, the age of air travel for the masses had arrived. The beginning of chartered flights boosted the package tour market and led to the establishment of organised mass tourism. The Boeing 747, a 400 seat craft, brought the cost of travel down sharply. The seaside resorts in the Mediterranean, North Africa and the Caribbean were the initial hot spots of mass tourism.A corresponding growth in hotel industry led to the establishment of world-wide chains. Tourism also began to diversify as people began to flock alternative destinations in the 70s. Nepal and India received a throng of tourists lured by Hare Krishna movement and transcendental meditation. The beginning of individual travel in a significant volume only occurred in the 80s. Air travel also led to a continuous growth in business travel especially with the emergence of the MNCs. </p>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/history-of-travel-tourism,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Health Care Coverage: The Importance Of Reading The Small Print</title> <link>https://gcimsms.info/health-care-coverage-the-importance-of-reading-the-small-print,html</link> <comments>https://gcimsms.info/health-care-coverage-the-importance-of-reading-the-small-print,html#comments</comments> <pubDate>Fri, 24 Feb 2023 10:38:09 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Health Care]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=59</guid> <description><![CDATA[Health care coverage is essential for people in all walks of life, regardless of who you are and where you come from. You only live once and need to look after yourself when you are here. You should explore all options before settling on the best policy, and you should be satisfied that it is [...]]]></description> <content:encoded><![CDATA[<p> Health care coverage is essential for people in all walks of life, regardless of who you are and where you come from. You only live once and need to look after yourself when you are here. You should explore all options before settling on the best policy, and you should be satisfied that it is the best one for you. Make sure that you read all of the small print before you finally decide on a policy because it is often the terms and conditions that makes the policy effective for the individual.Health Care Coverage And CostThe golden rule of choosing health care coverage is not choosing the cheapest policy on cost alone. Cheap health care coverage is usually very poor and you generally tend to get what you pay for. The health care coverage company will happily take your money and give you absolutely no protection against illness and disease should you fall victim to either one of them. You will end up with bills to pay that can mount up to hundreds, with absolutely no way of claiming the money back.You must consider health care coverage in terms of your own needs and aim to purchase health care coverage from a company that has a solid reputation and is well known for its excellent health care. If the only reason that you go for a specific health care insurance s because of the price then you should seriously consider your options and shop around for good deals from trusted health care coverage companies.The health care coverage that you choose should be comprehensive and cover all eventualities instead of providing you with only basic health care or coverage that only covers the most unlikely of events. There are policies that are both of the previous and they are usually presented at the most attractive prices that you have ever seen. However, the terms and conditions of every policy will reveal the loopholes and the pitfalls that you will be faced with should anything happen.Health care coverage is extremely important to every individual and should be chosen to suit your individual circumstances. There are health care policies that can be tailored to individual, maternity, short-term, travel and self-employed coverage. When you look at the options, you will be stumped as to know where to begin. You health care coverage premium will all depend on which option you choose, but you can always alter your cover as and when necessary.Medical costs can be extremely high in certain circumstances, but you need to have health care coverage to ensure that you do not have to cover those costs on your own. You can get health care coverage to suit your needs, you are one step closer to a better quality of life. </p>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/health-care-coverage-the-importance-of-reading-the-small-print,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Chinese Education: Students, Teachers, and Methodology</title> <link>https://gcimsms.info/chinese-education-students-teachers-and-methodology,html</link> <comments>https://gcimsms.info/chinese-education-students-teachers-and-methodology,html#comments</comments> <pubDate>Fri, 24 Feb 2023 07:49:09 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Education]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=57</guid> <description><![CDATA[With my interest and background in education, my teaching in China placed me in a unique position to do firsthand observation of Chinese education at all levels, which was one of the primary purposes of my original sabbatical request and my subsequent trips there. My wife and I visited a number of elementary, middle, and [...]]]></description> <content:encoded><![CDATA[<p> With my interest and background in education, my teaching in China placed me in a unique position to do firsthand observation of Chinese education at all levels, which was one of the primary purposes of my original sabbatical request and my subsequent trips there. My wife and I visited a number of elementary, middle, and high schools, as well as several community colleges; in addition, I had the opportunity of teaching at all university grade levels. I came to find out that education has very different, much more deterministic consequences for Chinese students than it does for American students.Look at it this way. With a population of over 1.3 billion people, China has one-fifth of the world’s population: one in every five people on Earth is Chinese. Further complicating the problems of that massive populace is the distribution of the people. China has roughly the same land mass as the United States. However, a good portion of that area is uninhabitable or sparsely populated: the Gobi Desert is non-arable and the Himalayas and the Himalayan plateau regions have proven to be largely useless; the eastern half of the nation is where the majority of the people are clustered, with a good deal of the population concentrated in and around the large cities located in that part of the country’s land mass. In addition, seventy-five to eighty percent of the people are still agrarian. Such disparate distribution and density of the population certainly makes feeding, housing, caring for, and educating the citizens an ongoing challenge, with education being a key focus.Every school day in China, over 300 million students study in Chinese classrooms… more than the entire population of America. Indeed, one of my Chinese colleagues once related to me an enlightening analogy. Education in China, he illustrated, can be compared to a wide, packed highway leading to a narrow bridge. The farther along the road one goes, the narrower it gets. Many students get forced out into endless side streets all along the way. And at the end of that crowded road lies a very narrow bridge called “post secondary study.” If one does not cross that bridge, full participation and success in the Chinese economy is extremely limited. And because very few people can ever cross that bridge successfully, entry into post-secondary study is extremely competitive.All Chinese citizens are guaranteed a basic ninth-grade education and increased literacy in the nation is one of the primary goals of the government. However, given the enormous number of students to be educated, those aims are difficult to achieve. Average class sizes range anywhere from forty to eighty, depending on the specialization of the school, and can number even more if the circumstances demand. The better schools have smaller classes (no more than forty students) so the teacher can do a better job. However, fifty to sixty students is the norm. From kindergarten on, regimentation is the rule of the day. Students are required to listen and take notes. The teacher traditionally has supreme authority and asking questions or commenting on course content in the classroom is considered to be an affront to the teacher and is thus forbidden. Teacher aides, tutors, or parental help in the classroom are unheard of. Rote memorization remains the dominant methodology and students learn early on that silence and copious note taking are the only keys to success. The students themselves spend most of their day in the classroom-usually from eight to ten hours-and the remainder of their time is devoted to homework and any additional tutoring or other supplemental courses that the parents can afford. At all levels of schooling, test results determine the caliber and quality of school the students will be able to attend, so continual study for capstone examinations (national exams at the completion of fourth, sixth, eight, tenth, and twelfth grades) do much in determining the direction and quality of the students’ lives. Some of the college students I talked to admitted that the rigorous demands placed on them by their teachers and parents left them with little or no childhood, a condition they vowed they would never impart on their own children.The Chinese post-secondary education system is vastly different from the America system. The semesters are twenty-one weeks long. Chinese college students often attend classes Monday through Friday as well as extra classes, tutoring, and/or study sessions on Saturday and Sunday. Entrance into Chinese colleges and universities is quite difficult and is determined by the infamous national Gaokao placement exam. Only about 10 to 20 percent of high school graduates go on to technical colleges or universities and the exam results determine not only which universities they can attend, but also what majors they can study. Once accepted by a university, the students move through their course of studies in cadres of thirty-five to forty. Each cohort takes exactly the same classes and the members share the same, gender separate dormitories, with eight people to a small, confined room. Often their shower and toilet facilities are in a separate building. One of the students from each cohort is appointed to be the class monitor, and he or she becomes tasked with assuring that all classroom and dormitory activities take place with as few problems as possible. To be selected class monitor is indeed an honor. The students within each cohort and dorm room form close bonds and work together for the good of the whole. Interesting enough, most of the students I have talked with say there is little collaborative or interactive learning that goes on in the classroom. The totality of the Chinese education system serves to severely restrict creativity and individuality in students. Just as with the public education system, the college classroom experience involves listening, memorization, and continuous preparation for entrance exams and placements tests. However, the tests college students take are cumulative and will determine the employment they will acquire after graduation, and thus their future quality of life. The competitive nature of the Chinese education system has produced students who, for the most part, are very earnest, obedient, and extremely hardworking, yet who severely lack initiative.I taught Chinese college students from all grade levels and their abilities and eagerness to learn continually impressed me. Unlike in America, problems with attendance and preparedness never interfered with classroom instruction, which made my teaching experience most enjoyable. And nearly to a person, the students continually exuded a childlike air about them… a certain navet… a sense of innocence to the ways of the world… indeed, they lacked the hardness present in so many of the students I deal with in my American classroom. The students who I worked with were highly motivated to do their best because they almost universally felt compelled to achieve success at any cost; doing so is their duty to not only society, but more importantly to their family. Parents often sacrifice a great deal in the education of their child, who comes to feel deeply obligated to repay them for the education he or she has received. Many of my students said the same thing: “I must get a good job and make much money so I can take care of my parents. They have worked so hard and spent so much money on my education.” The Chinese still place great emphasis on family… the ancient Confucian notion of Parental Piety… and on subservience to the society as a whole… the collectivism so sharply contrary to the individualist worldview of Westerners.Every once and a while, one is given an epiphany, a moment of insight, if you will, that provides more information than volumes of books ever can. The first of my educational moments of enlightenment came when we visited several classrooms at a middle school. After the last class of the school day, I noticed many of the students were busy cleaning the windows in the classrooms, washing the blackboards, mopping the floors, and even cleaning the bathrooms. I asked the teacher giving us the tour of the school about this and her reply was, “These activities are part of the students’ education.” Schools have no janitorial force; all of the cleanup work is delegated to the students. “If the students are responsible for the condition of the classrooms and the school,” she continued, “they will put much more effort into and value upon their education. This is very much a part of our Socialist tradition… of Chairman Mao’s ideas of loving labor.”The second insight came during the second month I was at Northeastern University. On a cold Sunday evening in February a sudden snow storm dropped several inches of snow on Shenyang. Very early the next morning, as I left our apartment building and began to make my way to my first class, I noticed students all over the campus-by the thousands-industriously shoveling snow off of the sidewalks and streets and chipping away at the patches of ice that had formed near door stoops and on steps. They had apparently been at their tasks since daybreak. I could only look on, perplexed, not sure of what I was experiencing. When I met my first class, which coincidentally was a cross-cultural communications course, I took several minutes to explain my curiosity about their activities. They were more than happy to explain the mechanics and the purpose of the activity.”It is our duty!” explained Albert proudly (Chinese students learning English usually assume an English name).”Shoveling snow is part of our education.”"Yes, no one should slip on the ice and become injured,” chimed in Tiffany, whose muffler remained just below her lips in the cold classroom.”How is the work determined?” I asked, still trying to keep the conversation going.”Each class is given an assigned area. If the area is not done satisfactorily, the responsible class will be punished,” answered Gerald.”What happens if someone is lazy and doesn’t want to go out into the cold and sleeps in?” I continued.”That person will be scorned and even ridiculed by his fellow classmates… will be considered as a person who is unreliable… who can’t be trusted,” said Gail.Intrigued by the ingenuousness of their answers, I tried to get as much information as I could. “And I saw the girls shoveling and chipping just as hard as the boys. Why is this?”Connie, who was always timid in class, finally found her voice. “Chairman Mao did much for establishing the equality of women to men. He maintained that women need to stand with men in society, not behind them.”Perhaps with a little chagrin, I concluded the conversation with a joke about what my students would probably tell me to do with the shovel if I commanded them to go out and remove snow from our college’s sidewalks… a joke no one really understood. But I had found a “teachable moment”… or rather a “learnable moment”… an instance in which the students and I were able to look beyond ourselves and jointly comment on the world around us. And not only had I found out more information about my environment, I was beginning to find those rare moments of teaching when I learned much more than I could ever impart.I had two such other sudden leaps of understanding just this past year when I went to Shenyang. In my several trips there I had never had the occasion to go in the fall, so because we went during September and October on that visit I was able to observe two very remarkable occurrences. The first was on September 10th, which I did not realize was National Day of the Teacher, a nationwide holiday in which students around the country show their appreciation for their teachers by presenting them with gifts of cards and flowers. We knew the day was a holiday for teachers, but we were incredibly surprised when two of our students appeared at our door with two large arrangements of flowers… a token they said of the gratitude all of our students had for us being their teachers. Traditionally, the relationship of the teacher to the student has almost mirrored that of the one between parent and child, a concept that comes from the time of Confucius (Kongfuzi).This insight was followed up shortly thereafter with yet another, when I was visiting the Foreign Studies College at Northeastern University, just after the beginning of the semester in September. From several blocks away I heard a chorus of hundreds of voices singing a martial anthem. As I walked onto the large concrete square in front of the twelve-story Administration Building, I saw arrayed there at least two thousand students dressed in the drab green of military uniforms. Some were marching, some were standing in large cadres on the building steps, and other were engaged in military hand-to-hand combat tactics, all under the direction of regular Chinese Army instructors. Later I came to find out that all college freshmen, at every college and university around the country, are required to receive a full three weeks of military training before they even begin their classes. Some of the teachers I talked to explained how that requirement was purposeful in helping the students prepare for the rigors of college life and studies; others said it had come out of the Tiananmen Square incident and had been implemented to prevent university students from engaging in anti-government organizing and activities. Again, the differences between the students of China and those of America are often stark.But the restlessness and impatience of youth is universal. In China the imposition of Western influences, brought about by the rise of capitalism and the driving force of commercialism and advertising, movies and videos, the Internet and other glimpses of outside cultures, have generated a rising sense of not dissent, but perhaps discontent… maybe uneasiness with the status quo. The Chinese youth of today are not the same as that of twenty or even ten years ago, and this groundswell is probably most noticeable in education. Though still hard-working and conscientious, contemporary students are progressively coming to expect more than just a passive exchange of information and knowledge during the course of their learning; they are, I think, gradually asking for a more participatory role in their education, which might, in the end, spill over into the broader social and political realms.This need for change in educational methodology is exerting growing pressure on the teaching profession in China to change. The Chinese teachers and professors I worked with were equally industrious and eager to help and learn. And though the teacher remains the center of authority in the classroom, they are continually asked for much and given little in return; they for the most part are underpaid, making a fraction of their American counterparts, while doing more with less. And they sense the limitations of their traditional methods of teaching… those that have been ingrained into the culture since the time of Kongfuzi. With the new generation of students coming into their classrooms, the old methods prove to not be working so well. The twenty-first century is requiring people who can do more tha just memorize; instead, abstract thinkers are going to be needed and the teachers and professors are looking to the West, strangely enough, to provide them with the teaching tools to accomplish this goal. And just as with their students, when exposed to new and different ways of teaching, such as collaborative learning and independent thought, Chinese teachers are slowly finding out that melding innovation with tradition brings success.At the risk of over generalization, I can say that the students, and certainly the faculty members, are extremely different from those I have grown accustomed to in America. Because education is not a right, but rather a privilege in China, both groups for the most part take their studies, educational mission, and teaching responsibilities quite seriously. As a result, I submit that both the American and Chinese cultures and educational systems can learn a great deal from each other.Note: The above article has been excerpted from a photo narrative entitled An American Academic in Li Bai’s Court: China Photos and Reflection, created and written by John H. Paddison. Copyright 2010, Paddison-Orvik Publishing.Copyright 2011 Paddison-Orvik Publishing. </p>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/chinese-education-students-teachers-and-methodology,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Federal Student Loan Consolidation Facts and Information You Can’t Miss</title> <link>https://gcimsms.info/federal-student-loan-consolidation-facts-and-information-you-cant-miss,html</link> <comments>https://gcimsms.info/federal-student-loan-consolidation-facts-and-information-you-cant-miss,html#comments</comments> <pubDate>Fri, 24 Feb 2023 06:28:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Loans]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=55</guid> <description><![CDATA[Federal Student Loans are easier to pay and brings less long term hassle and panic if these debts are converted into Federal Student Loan Consolidation. Consolidating your loan means that all the different types of student loans you acquired will be combined in one loan. Doing so has many advantages. Since federal student loan interest [...]]]></description> <content:encoded><![CDATA[<p> Federal Student Loans are easier to pay and brings less long term hassle and panic if these debts are converted into Federal Student Loan Consolidation. Consolidating your loan means that all the different types of student loans you acquired will be combined in one loan. Doing so has many advantages. Since federal student loan interest rates are currently at their lowest, loan consolidation actually means that the interest rate used for the whole duration of your loan is fixed.However, there are also disadvantages when one avails student loan consolidations. It all depends on you, really. If you think it would take you a longer time to pay off your student loan, you will then consequently pay more interest during the course of your whole loan repayment. However, since in consolidating your loans, there are really no penalties in prepayment and if you continually pay the same amount of payments before actually consolidating your loans, the interest you will incur would not increase. You will be able to pay the student loan off faster than when you did not consolidate your loans.One category you could take into consideration regarding federal student loans is availing of the FFEL consolidation loan. This loan program helps any borrower via multiple repayment schedules. Through the FFEL loan consolidation program, only one payment is made each month. In the FFEL program, the student loan consolidation you will be acquiring will be made by a commercial lender, after which credit bureaus will tell you that you already have a zero balance in your account, after doing so you will then sign a fresh promissory note indicating that you will have a new interest rate and schedule of repayment. But, in order to avail of the FFEL student loan consolidation, you must currently be in repayment on the loan you defaulted or that you have been able to make at least three voluntary and on time monthly payments in full.Again, refinancing student loans depends on the borrower. The United States Department of Education does not in any way allow any borrower to refinance a student loan consolidation. But if in case a borrower has an additional federal loan that is not originally included in the loan consolidation, these debts may then be added and calculated again into a another Federal Consolidation Loan. Another advantage when one avails of student loan consolidation is that there are no fees or charges incurred. The United States Department of Education does not in any way make charges or collects any fees to any borrower who avails of the student loan consolidation.So now that the details and advantages have been outlined, the following is a basic list of some student loans that are eligible to be consolidated: PERK – Federal Perkins Loans, formerly Nations Defense/National Direct Student Loans (NDSL), PLUS – Federal PLUS (Parent) Loans, SCON – Subsidized Federal Consolidation Loans, UCON- Unsubsidized Federal Consolidation Loans, SLS – Federal Supplemental Loans for Students (formerly Auxiliary Loans to Assist Students (ALAS) and Student PLUS Loans), SS – Subsidized Federal Stafford Loans & Guaranteed Student Loans (GSL), DSS – Direct Subsidized Stafford Loans, DUS – Direct Unsubsidized Stafford Loans, DPLUS – Direct PLUS Loans, DUCON – Direct Unsubsidized Consolidation Loan, including Direct PLUS Consolidation Loans.Student loan consolidation has another advantage. A borrower is still entitled to avail of the same Federal benefits. This is because student loan consolidation is a federal program. And being it a federal program, a borrower is more than welcome and is entitled to various benefits such as deferment, interest that is tax deductible and forbearance. Plus, the student loan is guaranteed by the government and is insured federally. </p>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/federal-student-loan-consolidation-facts-and-information-you-cant-miss,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Student Loan Consolidation – Detailed Facts and Guidelines to Follow Before Applying</title> <link>https://gcimsms.info/student-loan-consolidation-detailed-facts-and-guidelines-to-follow-before-applying,html</link> <comments>https://gcimsms.info/student-loan-consolidation-detailed-facts-and-guidelines-to-follow-before-applying,html#comments</comments> <pubDate>Fri, 24 Feb 2023 04:46:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Loans]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=53</guid> <description><![CDATA[Student loans are undoubtedly a great financial aid for those who cannot afford to fund their education. However, these multiple loans burden students with overwhelming debts soon after they graduate from college. Writing more than one repayment check every month, in the very beginning of a career, is next to impossible. In most cases, failure [...]]]></description> <content:encoded><![CDATA[<p> Student loans are undoubtedly a great financial aid for those who cannot afford to fund their education. However, these multiple loans burden students with overwhelming debts soon after they graduate from college. Writing more than one repayment check every month, in the very beginning of a career, is next to impossible. In most cases, failure to make multiple payments within the stipulated time period causes the debts to accumulate. Consequently, interest rates keep escalating and the student eventually falls into a debt trap!If you want to avoid this situation in future, you should apply for a Student Loan Consolidation, which would allow you to merge all your current loans into a single loan with lower interest rates and a very flexible repayment plan. However, before applying for it, there are certain important facts that you should be aware of and a few guidelines you should follow:1) Is this Option Right For You?:You should opt for loan consolidation if and only if you are finding it difficult to make monthly repayments of your current loans in time. In case the total balance amount left on all your loans is very less and you are close to paying it off soon, do not opt for consolidation as it might not be worth it at all.2) Interest Rates:The interest rate for the consolidated loan is estimated by taking out the average of the interest rate of all your current loans and then rounding it up to the next 1/8th of a percent. The maximum interest rate is 8.25 percent. Also, the interest rate is fixed and does not increase with time. You can also use online mortgage calculators to calculate your interest rate.3) Repayment Amount:- If you wish to reduce your monthly repayment amount and save big on consolidating your loans, it is necessary to extend the repayment duration of the loan. By extending your repayment plan, you can even reduce your current monthly payments by 54%.- Usually, the repayment period is 10 years, but it can be extended to as long as 30 years. However, this largely depends on the balance amount you are consolidating.- Although extending the repayment term is beneficial, you will have to pay more in interest as you would take a little longer to repay the entire loan. However, the good news here is that no pre-payment penalties are charged in case you choose to pay off the loan early.4) Eligibility:Following criteria should be met to meet the eligibility requirements for loan consolidation:- Should be having loans from at least two lenders<br />- Your current student loans have not been consolidated earlier<br />- The total balance loan amount on all loans to be consolidated should exceed $7,500<br />- You should be in your six-month grace period of your loans after your graduation or you should have started making the repayments.5) Loan Approval Process:The entire loan consolidation process usually takes a month. Sometimes, you might have to even wait for more than 45 days. Therefore, it is better to plan for it accordingly.6) Types of Loans that can be Consolidated:- Direct Subsidized and Unsubsidized Loans<br />- Federal Subsidized and Unsubsidized Federal Stafford Loans<br />- Direct PLUS Loans and Federal PLUS Loans<br />- Direct Consolidation Loans and Federal Consolidation Loans<br />- Guaranteed Student Loans<br />- Federal Insured Student Loans<br />- Federal Supplemental Loans for Students<br />- Auxiliary Loans to Assist Students<br />- Federal Perkins Loans<br />- National Direct Student Loans<br />- National Defense Student Loans<br />- Health Education Assistance Loans<br />- Health Professions Student Loans<br />- Loans for Disadvantaged Students<br />- Nursing Student Loans7) Choosing the Lender:- If all your current loans have been acquired from a single lender, it is better to consolidate with the same lender.- Alternatively, you can get the student loan consolidation either through the U.S. Department of Education or through a financial service that is registered in the Federal Family Education Loan Program.Thus, with the help of the above facts and guidelines, you can get the best deal on a student loan consolidation at the right time from the right lender. Consolidating education loans is a simple way to get relief from the overwhelming debts, and should definitely be considered to ensure a secured future. </p>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/student-loan-consolidation-detailed-facts-and-guidelines-to-follow-before-applying,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Windows Small Business Server 2008</title> <link>https://gcimsms.info/windows-small-business-server-2008,html</link> <comments>https://gcimsms.info/windows-small-business-server-2008,html#comments</comments> <pubDate>Thu, 23 Feb 2023 18:58:49 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=50</guid> <description><![CDATA[In big business it isn’t entirely difficult to create a computer atmosphere that is robust, serves its users well, and is not broken down more often than not. The trick is to hire the right people to build and maintain the network and deal with IT projects as they come up. OK, maybe it’s not [...]]]></description> <content:encoded><![CDATA[<p> In big business it isn’t entirely difficult to create a computer atmosphere that is robust, serves its users well, and is not broken down more often than not. The trick is to hire the right people to build and maintain the network and deal with IT projects as they come up. OK, maybe it’s not quite THAT simple but it doesn’t need to be a nightmare, provided the right resources are in place.In the small business world, things often become entirely different. Many small businesses simply don’t have the resources to build – let alone maintain – a network that will adequately take care of business needs. Many small businesses wind up with a mismatch of different parts put together piece by piece by whichever technician was available at any given time and was offering the right price. Nobody’s really sure how the pieces fit together and why this was done or that was configured differently. Just finding a password for a router can be a gargantuan challenge in its own right.I doubt I’ve ever met a small business owner who wouldn’t do whatever it would take to make their network stable and more importantly, useful and to manageable, were the resources to do so in place. From a software vendor’s point of view, it’s great to charge lots for your product and have a niche base of large businesses who can afford it. We all know that small business is in many ways driving the economy. Is it really wise to target only those large businesses and leave a wealth of opportunity on the table?Sure, there are plenty of free and open source products out there that can take the edge off of ferocious software prices, and in fact I’ve bestowed their virtues here oh so many times. I am indeed a firm believer in the value of open source in business. My view of those benefits begin to fall apart however when we consider running an entire business on open source software when resources are limited.Open source products are typically more difficult to manage than their commercial counterparts and support can at times be hard to find. Even the best technician needs technical support from time to time and when it’s not available – especially when a critical system is down- things can get hairy.To me, it makes more sense for a small business to run critical servers etc. on mainstream software and leave open and source to the likes of non-critical desktop computers, web servers, and even some email servers. A small business can survive a day or two without email but is dead in the water without point of sale or accounting software.Windows servers can form the foundation of a Windows network and let’s face it; Windows is the most dominant operating system out there. Windows servers can also serve Mac, Linux, and UNIX computers as well, so all told they’re not a bad choice for a network foundation. The problem is, they are usually not all that inexpensive.Microsoft saw an opportunity to address the needs of small businesses, provide some higher end products that would help drive those businesses, and of course increase their own ‘[revenues. Small Business Server is a bundle of a number of products and is priced a great deal below what one would pay for the individual packages if they were bought separately. Small Business Server was first released in 1997and frankly the first couple of versions were – well, let’s just say “not so great”.It really wasn’t until Small Business Server 2003, released in (you guessed it!) 2003 that Small Business Server came into its own right. Small Business Server 2003 includes the standard Windows Server plus Microsoft Exchange Server, Windows SharePoint Server, and a plethora of “wizards” that make managing the server relatively easy for a small business owner. The Premium edition also includes Microsoft SQL Server and Microsoft ISA Server It doesn’t much matter at this point what these things are except that they are excellent business tools.Taken together, these products provide a solid foundation for a network that includes shared calendar, contacts, and tasks. Also included is a team web site (also known as an Intranet) and with the Premium edition, a database server and a network firewall.If you consider the standard edition weighed against the individual software packages for 5 users, Small Business Server 2003 comes in at about $575 while the individual packages are priced at about $2100. That becomes roughly $1150 compared to about $2700 when you license 10 users. The savings go and on as users are added.So, what’s the catch? Small Business Server 2003 can handle a maximum of 75 users, domain trust relationships are not available, and only the Small Business Server 2003 can be a domain controller. It doesn’t matter a hoot what those things mean except that very few small businesses would ever know the difference.Microsoft is due to release Business Server 2008 in November 2008. If you own a small business and are in the market for a new server, Small Business Server 2008 will be one of those products you’d be remiss to overlook. If you need a server today you can buy the 2003 version with software assurance and get the upgrade for free. Just beware though, Small Business Server 2008 will be 64 bit only so be careful to buy the right hardware! </p>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/windows-small-business-server-2008,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://gcimsms.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://gcimsms.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Choosing the Right Stock Market Advisory Company</title> <link>https://gcimsms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link> <comments>https://gcimsms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[help you]]></category> <category><![CDATA[planners]]></category> <category><![CDATA[point]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=46</guid> <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description> <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p><p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p><p>How much assistance do you actually require?</p><p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p><p>Choose a top ranked advisory company</p><p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p><p>Asking for a sample financial plan initially makes sense</p><p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p><p>Conclusion</p><p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p><p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/are-you-choosing-the-right-stock-market-advisory-company,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fear and Greed in the Market</title> <link>https://gcimsms.info/fear-and-greed-in-the-market,html</link> <comments>https://gcimsms.info/fear-and-greed-in-the-market,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[indicators]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[technical]]></category> <category><![CDATA[trading]]></category> <guid isPermaLink="false">http://gcimsms.info/?p=44</guid> <description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description> <content:encoded><![CDATA[<p>Greed and Fear.</p><p>Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?</p><p>Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!</p><p>It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?</p><p>Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.</p><p>A Lesson From One of the Greats!</p><p>I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.</p><p>As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.</p><p>Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.</p><p>This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.</p><p>Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.</p><p>I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..</p><p>One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.</p>]]></content:encoded> <wfw:commentRss>https://gcimsms.info/fear-and-greed-in-the-market,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
Download the "valid RSS" banner.
Upload the image to your own server. (This step is important. Please do not link directly to the image on this server.)
Add this HTML to your page (change the image src attribute if necessary):
If you would like to create a text link instead, here is the URL you can use:
http://www.feedvalidator.org/check.cgi?url=https%3A//gcimsms.info/feed
