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  1. <?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-2037965015530805191</id><updated>2024-03-12T19:59:44.812-07:00</updated><title type='text'>Finance freedom roads</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='https://financialassistancess.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default'/><link rel='alternate' type='text/html' href='https://financialassistancess.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>6</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-2037965015530805191.post-9063894654829772978</id><published>2024-02-07T10:10:00.000-08:00</published><updated>2024-02-07T10:10:33.414-08:00</updated><title type='text'>Monbebe Rebel II Travel System: Companion for On-the-Go Parents</title><content type='html'>&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;span id=&quot;docs-internal-guid-6d67897b-7fff-0aed-92f3-a9b593cd77fa&quot;&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;&lt;span style=&quot;border: none; display: inline-block; height: 339px; overflow: hidden; width: 602px;&quot;&gt;&lt;img height=&quot;339&quot; src=&quot;https://lh7-us.googleusercontent.com/yAZtSLyTdNeJ8zRh3P-Ca8ga53J2TJEyE_BiN_D0OXItabbjonZCeDRtVMF1CvthwO27iBSkUU6Z6CyL-PIsVcmYb_2N0XTBkfY1UFTx9eouHoFOihHas1JJgiB-h0jwNFvbHXXQzYudwUj9pjWAowM&quot; style=&quot;margin-left: 0px; margin-top: 0px;&quot; width=&quot;602&quot; /&gt;&lt;/span&gt;&lt;/span&gt;&lt;/h2&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;Monbebe Rebel ii Travel System&lt;/span&gt;&lt;/h2&gt;&lt;br /&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 0pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;Are you in search of a &lt;a href=&quot;http://feedbuzzard.com&quot;&gt;versatile and reliable travel &lt;/a&gt;system for your little one? Look no further than the Monbebe Rebel II Travel System! As an expert, I can confidently say that this travel system is designed to meet the needs of both parents and babies, providing comfort, convenience, and style all in one package.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;The Monbebe Rebel II Travel System offers a range of features that make it stand out from the crowd. Firstly, its lightweight design ensures easy maneuverability, making it ideal for navigating busy streets or crowded spaces. Whether you&#39;re strolling through the park or running errands, this travel system will keep up with your active lifestyle.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;Additionally, safety is a top priority with the Monbebe Rebel II Travel System. Equipped with a secure five-point harness and sturdy construction, you can have peace of mind knowing that your little one is protected while on-the-go. The included car seat also meets rigorous safety standards to ensure maximum protection during car rides.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;Not only does the Monbebe Rebel II Travel System excel in functionality and safety but it also boasts an eye-catching design. With its sleek lines and modern color options, this travel system is sure to turn heads wherever you go. Say goodbye to bulky and outdated strollers – this stylish option allows you to express your personal taste while on family outings.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;What exactly is the Monbebe Rebel II Travel System?&amp;nbsp;&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;Well, let me break it down for you. The Monbebe Rebel II Travel System is a versatile and convenient solution for parents on the go. It combines a stroller and car seat into one seamless unit, making it easy to transport your little one from point A to point B without any hassle.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;This travel system is designed with both functionality and style in mind. With its sleek and modern design, the Monbebe Rebel II Travel System is sure to turn heads wherever you go. But it&#39;s not just about looks - this travel system also boasts an array of features that will make your life easier.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;One of the standout features of the Monbebe Rebel II Travel System is its easy maneuverability. Equipped with sturdy wheels and a smooth suspension system, navigating through crowded streets or rough terrains becomes a breeze. Whether you&#39;re exploring city sidewalks or taking a leisurely stroll in the park, this travel system ensures a comfortable ride for both you and your child.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;Safety is always a top priority when it comes to choosing baby gear, and the Monbebe Rebel II Travel System doesn&#39;t disappoint. The car seat included in this system meets all safety standards, providing peace of mind while traveling with your little one. Additionally, the stroller features a secure harness system to keep your child snug and secure during outings.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;Not only does this travel system offer convenience and safety, but it also provides versatility. The car seat seamlessly clicks into place on the stroller frame, allowing for easy transitions between modes without disturbing your sleeping baby. This means no more waking up your little one when moving them from car to stroller or vice versa.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;&lt;span style=&quot;border: none; display: inline-block; height: 339px; overflow: hidden; width: 602px;&quot;&gt;&lt;img height=&quot;339&quot; src=&quot;https://lh7-us.googleusercontent.com/n_qr3hytH-rueTnzsR27NFGoSrCJWflWBHoL3VtG2HkOQ1fGkUzsPGg3hh8n2r8GQ_pM5CB79H32jLrbn5lAtKrm145IwCQsJ_pQ9E9eqCJDoVgLttS7etUwf7GtOSPYHzjtwVRilMGLEOrALQH4ELw&quot; style=&quot;margin-left: 0px; margin-top: 0px;&quot; width=&quot;602&quot; /&gt;&lt;/span&gt;&lt;/span&gt;&lt;/h2&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;Key Features of the Monbebe Rebel II Travel System&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;&quot;&gt;The Monbebe Rebel II Travel System is packed with features designed to make traveling with your little one a breeze. From its sleek design to its practical functionality, this travel system offers convenience and comfort for both parent and child. Let&#39;s take a closer look at some of its key features:&lt;/span&gt;&lt;/p&gt;&lt;ol style=&quot;margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;&quot;&gt;&lt;li aria-level=&quot;1&quot; dir=&quot;ltr&quot; style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;&quot;&gt;&lt;p dir=&quot;ltr&quot; role=&quot;presentation&quot; style=&quot;line-height: 1.38; margin-bottom: 0pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;&quot;&gt;Versatile Stroller: The Monbebe Rebel II comes with a versatile stroller that can adapt to your changing needs as your child grows. It features multiple recline positions, allowing you to find the perfect angle for your little one&#39;s comfort. Whether they want to sit up and explore or lay back for a nap, this stroller has got you covered.&lt;/span&gt;&lt;/p&gt;&lt;/li&gt;&lt;li aria-level=&quot;1&quot; dir=&quot;ltr&quot; style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;&quot;&gt;&lt;p dir=&quot;ltr&quot; role=&quot;presentation&quot; style=&quot;line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;&quot;&gt;&lt;span style=&quot;font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;&quot;&gt;Car Seat Compatibility: This travel system includes a compatible car seat that seamlessly transitions from the stroller to the car without disturbing your sleeping baby. With its easy click-in mechanism, securing the car seat is a breeze, providing peace of mind during those hectic moments when you&#39;re on the go.&lt;/span&gt;&lt;/p&gt;&lt;/li&gt;&lt;li aria-level=&quot;1&quot; dir=&quot;ltr&quot; style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;&quot;&gt;&lt;p dir=&quot;ltr&quot; role=&quot;presentation&quot; style=&quot;line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;&quot;&gt;&lt;span style=&quot;font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;&quot;&gt;Smooth Maneuverability: Navigating through crowded spaces or bumpy terrains is made effortless with the Monbebe Rebel II&#39;s smooth maneuverability. Equipped with sturdy wheels and a reliable suspension system, this travel system ensures a comfortable ride for both parent and child.&lt;/span&gt;&lt;/p&gt;&lt;/li&gt;&lt;li aria-level=&quot;1&quot; dir=&quot;ltr&quot; style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;&quot;&gt;&lt;p dir=&quot;ltr&quot; role=&quot;presentation&quot; style=&quot;line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;&quot;&gt;&lt;span style=&quot;font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;&quot;&gt;Ample Storage Space: Say goodbye to carrying multiple bags while juggling your little one&#39;s essentials! The Monbebe Rebel II comes with generous storage space, including an extra-large under-seat basket and convenient pockets for storing diapers, toys, snacks, and other necessities.&lt;/span&gt;&lt;/p&gt;&lt;/li&gt;&lt;li aria-level=&quot;1&quot; dir=&quot;ltr&quot; style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;&quot;&gt;&lt;p dir=&quot;ltr&quot; role=&quot;presentation&quot; style=&quot;line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;&quot;&gt;&lt;span style=&quot;font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;&quot;&gt;Stylish Design: Who says practicality can&#39;t be stylish? The Monbebe Rebel II boasts an elegant design that will turn heads wherever you go. With its modern color options and sleek lines, this travel system adds a touch of sophistication to your outings.&lt;/span&gt;&lt;/p&gt;&lt;/li&gt;&lt;li aria-level=&quot;1&quot; dir=&quot;ltr&quot; style=&quot;font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;&quot;&gt;&lt;p dir=&quot;ltr&quot; role=&quot;presentation&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 0pt;&quot;&gt;&lt;span style=&quot;font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;&quot;&gt;Safety First: When it comes to our children, safety is paramount. The Monbebe Rebel II Travel System prioritizes your child&#39;s well-being with its sturdy construction and reliable safety features. From the adjustable harness to the secure seat belt attachments, this travel system ensures that your little one is always protected.&lt;/span&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ol&gt;&lt;br /&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='https://financialassistancess.blogspot.com/feeds/9063894654829772978/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://financialassistancess.blogspot.com/2024/02/monbebe-rebel-ii-travel-system.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/9063894654829772978'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/9063894654829772978'/><link rel='alternate' type='text/html' href='https://financialassistancess.blogspot.com/2024/02/monbebe-rebel-ii-travel-system.html' title='Monbebe Rebel II Travel System: Companion for On-the-Go Parents'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://lh7-us.googleusercontent.com/yAZtSLyTdNeJ8zRh3P-Ca8ga53J2TJEyE_BiN_D0OXItabbjonZCeDRtVMF1CvthwO27iBSkUU6Z6CyL-PIsVcmYb_2N0XTBkfY1UFTx9eouHoFOihHas1JJgiB-h0jwNFvbHXXQzYudwUj9pjWAowM=s72-c" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2037965015530805191.post-7404663901324970156</id><published>2022-02-28T21:24:00.002-08:00</published><updated>2022-02-28T21:24:14.533-08:00</updated><title type='text'>Gaming as a career</title><content type='html'>&lt;p&gt;&amp;nbsp;Ever wonder what it would be like to get paid for playing video games, i recently read an article on &lt;a href=&quot;https://thinkofgames.com/&quot;&gt;Think of games&lt;/a&gt; and I was very surprised at how much gamers can earn.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEhE9VEnQXlifW1GhdZWdCwMULW4pJZbWI0IDu2t-laF_5Zu6wdaen8OmGswJVCIGU7TrpwdLq8zA2BbanvrzcDaDPEwY0k_W6LbnhN4DIzUu2jO3lWqH9QdV_uU9DlMz7kCzoLQgAreP7mhlMiml3wqARZTKsDnUbu9wnj_e41UMqPYbeetbNgVND3g-w=s640&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;426&quot; data-original-width=&quot;640&quot; height=&quot;213&quot; src=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEhE9VEnQXlifW1GhdZWdCwMULW4pJZbWI0IDu2t-laF_5Zu6wdaen8OmGswJVCIGU7TrpwdLq8zA2BbanvrzcDaDPEwY0k_W6LbnhN4DIzUu2jO3lWqH9QdV_uU9DlMz7kCzoLQgAreP7mhlMiml3wqARZTKsDnUbu9wnj_e41UMqPYbeetbNgVND3g-w=s320&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://financialassistancess.blogspot.com/feeds/7404663901324970156/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://financialassistancess.blogspot.com/2022/02/gaming-as-career.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/7404663901324970156'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/7404663901324970156'/><link rel='alternate' type='text/html' href='https://financialassistancess.blogspot.com/2022/02/gaming-as-career.html' title='Gaming as a career'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/a/AVvXsEhE9VEnQXlifW1GhdZWdCwMULW4pJZbWI0IDu2t-laF_5Zu6wdaen8OmGswJVCIGU7TrpwdLq8zA2BbanvrzcDaDPEwY0k_W6LbnhN4DIzUu2jO3lWqH9QdV_uU9DlMz7kCzoLQgAreP7mhlMiml3wqARZTKsDnUbu9wnj_e41UMqPYbeetbNgVND3g-w=s72-c" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2037965015530805191.post-1353483091128767513</id><published>2021-11-29T11:17:00.005-08:00</published><updated>2021-12-27T23:15:03.275-08:00</updated><title type='text'>The Mobile banking app Dave is available for iOS and Android</title><content type='html'>&lt;p&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;Dave is a mobile banking platform. It allows you to manage all your personal financial affairs through one simple app like &lt;a href=&quot;https://eyexcon.com/&quot;&gt;EyeXcon&lt;/a&gt;, which you can use on the go, whether at home or elsewhere.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEhjDGbhEvQCEm_9hD4WNyvk9qnNfcecsPEwd4jfV3oqHjLm9MyrP1Vbw8vY2nwiYiwkzH8ut5DL6H-uS8wXp7OI0J5_Pt_mebU37cjZz_FhFmxHxIx3NVg_y0CwEUQRAZ8fmt8wODqjGJUgKG6LA84qf_EmWvye9YdEImtpsul-DB_xa9MMFguejtvT6A=s1640&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;924&quot; data-original-width=&quot;1640&quot; src=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEhjDGbhEvQCEm_9hD4WNyvk9qnNfcecsPEwd4jfV3oqHjLm9MyrP1Vbw8vY2nwiYiwkzH8ut5DL6H-uS8wXp7OI0J5_Pt_mebU37cjZz_FhFmxHxIx3NVg_y0CwEUQRAZ8fmt8wODqjGJUgKG6LA84qf_EmWvye9YdEImtpsul-DB_xa9MMFguejtvT6A=s16000&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;p&gt;&lt;/p&gt;&lt;span id=&quot;docs-internal-guid-24a41f54-7fff-cc47-2141-b57087c2f741&quot;&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Clarity without loss of depth&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The Dave site provides information about the main areas of finance in everyday language and covers all key topics, without presenting too much detail.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Provide an overview of what is available&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;To make it easier to find the right information, the content is structured into six main sections: my finances , my properties , Dave&#39;s accounts , insurance with Chase and also Dave Events . Each section includes several sub-sections that provide all relevant information on certain topics.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Keep it simple!&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;A site is a reflection of your company, and when communicating Bank&#39;s values, the design should be consistent with all other marketing materials.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Getting to know you&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Dave has a few basic questions in order to get to know its users better and provide a better service in the future. Each question is followed by a short text that explains in simple language what the site is asking you, so it&#39;s easier to understand.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Securing data with an SSL certificate&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Dave uses an SSL certificate to encrypt your data and prevent unauthorized access.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Help icon&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;An icon appears in the top right corner when you hover over a door that needs further explanation, or if there is a Help section . Clicking on this icon opens a window with short explanations of how these sections work.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Mobile apps and online banking&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Dave offers a mobile app that works on the same principle as the website, but adapted to mobile devices. You can also use Dave online banking from any Internet browser using your computer or a tablet device.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;How do I get started?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;To register for an account, you only need your National Identity Card and a mobile phone number. Once you fill in your details, confirm your account by sending an SMS-code to Dave&#39;s bank number (Iban: PT. Bank Central Asia Tbk 021-05000555762 A/N Bank Central Asia).&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Transferring money into Dave&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;All the transactions that you make on the website are authorized through SMS-codes that Dave sends to your mobile phone via the bank. If you want to transfer money into your account, just choose the desired amount and then pay by sending an SMS-code with &quot;Dave&quot; followed by the number of rupiah.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Fees for transferring money&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;If you want to transfer funds into your account via Automated Teller Machine you will be charged 2,000 IDR per transaction.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEgEiK7XXnI_loTElp5eOtu8tYj3Gi0PFTwP5_7bMzp9FUnGRNrTUF3D-sP0FwcXGl1jJS1SAq41OG6B4fUMTBlBYnV2Hset9C98Sc4fGpN5tJBxxY7JMGahDV6HjzrOIx3Ga7liGkzpVtbYBBagji9PmBvOrixXfBsYc5CWSIgdWZxbLEGwTRKkqw_9Mw=s1640&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;924&quot; data-original-width=&quot;1640&quot; src=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEgEiK7XXnI_loTElp5eOtu8tYj3Gi0PFTwP5_7bMzp9FUnGRNrTUF3D-sP0FwcXGl1jJS1SAq41OG6B4fUMTBlBYnV2Hset9C98Sc4fGpN5tJBxxY7JMGahDV6HjzrOIx3Ga7liGkzpVtbYBBagji9PmBvOrixXfBsYc5CWSIgdWZxbLEGwTRKkqw_9Mw=s16000&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;p&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Sending money to others&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Sending funds is easy. Just choose the amount of money you want to send and then go shopping by sending an SMS-code with &quot;Dave&quot; followed by the recipient&#39;s bank account number (Iban) and the amount to be sent.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Dave will send a message to your contact via their mobile phone number, informing them that money has been received into his account.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Withdrawing money&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;If you want to withdraw funds from your own account, just enter the amount in rupiah you want to withdraw and then pay by sending an SMS-code with &quot;Dave&quot; followed by the number of rupiah.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Fees for withdrawing money&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;You can withdraw funds from Automated Teller Machines for a fee of 2,000 IDR per transaction.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;How to not pay dave app back?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The way you can do this is if I transfer money from a friend, and then my friend transfers it back to me so the money goes straight back into his account. This will look as though I had never taken anything out of my account even thought I have been putting all my accounts up on Dave for everyone to see.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The above information was about Dave and how easy it is to use and for you to understand. It also gives basic reasons why we should be using dave because of their great customer service and the easy access anyone has to all transactions made on our bank accounts.I think that dave app is a good way to improve your regular banking experience as well as the way you manage your own account.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Nowadays most people have smart phones so it is very easy to use an app, especially for teenagers who are always on there phones. When I used Dave I was able to see what my family members were spending their money on and also what my parents spent their money on too!&lt;/span&gt;&lt;/p&gt;&lt;div&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='https://financialassistancess.blogspot.com/feeds/1353483091128767513/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://financialassistancess.blogspot.com/2021/11/the-only-banking-app-youll-need-dave-is.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/1353483091128767513'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/1353483091128767513'/><link rel='alternate' type='text/html' href='https://financialassistancess.blogspot.com/2021/11/the-only-banking-app-youll-need-dave-is.html' title='The Mobile banking app Dave is available for iOS and Android'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/a/AVvXsEhjDGbhEvQCEm_9hD4WNyvk9qnNfcecsPEwd4jfV3oqHjLm9MyrP1Vbw8vY2nwiYiwkzH8ut5DL6H-uS8wXp7OI0J5_Pt_mebU37cjZz_FhFmxHxIx3NVg_y0CwEUQRAZ8fmt8wODqjGJUgKG6LA84qf_EmWvye9YdEImtpsul-DB_xa9MMFguejtvT6A=s72-c" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2037965015530805191.post-936341019957920193</id><published>2021-11-26T11:15:00.000-08:00</published><updated>2021-11-30T11:19:43.007-08:00</updated><title type='text'>Dividing a room without dividing your budget</title><content type='html'>&lt;p&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;It is very easy to divide a room if you have enough money. You can hire an architect or interior designer, find the best price on Ikea furniture boxes. Or just draw the lines with duct tape and move on to furniture assembly work. &lt;/span&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;But what if the budget is tight?&lt;/span&gt;&lt;/p&gt;&lt;span id=&quot;docs-internal-guid-45ffeaa8-7fff-534e-3939-dbe035a33eb1&quot;&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEjV1k3coZtJo4Kx13LcKX8CereR_pexf5AkTl2CTuw4fveH-jtWsQ_xyWDKa-pO4GWrTVJMjc9TZjiIY1BjV8K4y681-1mM8iVaM4xmbBzKrCHaOXnjPZYobtL4c7EHAzFEHB_X4iC7PcSrSTS_uBLCluPLLqDyuyl3jZCGa6orzeDo2sfsyfmKDL-Dbw=s1640&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;924&quot; data-original-width=&quot;1640&quot; src=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEjV1k3coZtJo4Kx13LcKX8CereR_pexf5AkTl2CTuw4fveH-jtWsQ_xyWDKa-pO4GWrTVJMjc9TZjiIY1BjV8K4y681-1mM8iVaM4xmbBzKrCHaOXnjPZYobtL4c7EHAzFEHB_X4iC7PcSrSTS_uBLCluPLLqDyuyl3jZCGa6orzeDo2sfsyfmKDL-Dbw=s16000&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;p&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;How much does it cost to build a wall to divide a room?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Asking how much does it cost to build a wall to divide a room is like asking: How much does it cost to heat the sky? Well, the answer is nothing. If you don&#39;t want the space divider up, just take it down.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;So instead of asking how much does it cost to build a wall that divides a room, let&#39;s ask: how much does it cost to divide a room with a wall?&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;First we need to look at what types of walls we&#39;re talking about.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Types of Walls and Their Costs&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Plaster - per sheet is about $4.00&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Lath and Plaster - lath is the mesh material that goes on the wall to give it strength, then plaster is applied to the back side of it. The finished product will cost you between $6.50 - 7.50 per square foot&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Studs are usually sold in bundles of 4. The cost is about $5.00 per bundle&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Cinder block can be as expensive as $4.00 each or as inexpensive as $0.90 per brick and they&#39;re usually sold in pallets at construction supply stores for between $12 and $15 a sheet, depending on the size of the sheets you buy&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Sheetrock is the wallboard, and it costs between $3.50 - 4.50 per sheet, depending on if you go for a blue board or a green board (blue boards are water resistant)&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Another option is to use plywood panels. You can buy them in varying thicknesses (1/4&quot;, 5/8&quot;, 3/4&quot; and more), but the thinner they are, the more you pay. They run about $5 per sheet&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The cheapest option is to build your wall with cinder blocks, buy plywood panels for the wall facing (you can paint it any color you like) and use nailgun to install them on top of cinder blocks. And then just paint the whole thing if you want to hide that it&#39;s plywood facing.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The total cost of building the wall is $2.80 + $5.00 + $3.50 = $10.30 per square foot of finished wall space... But wait, there is another option!&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;You can also use brick to create a room divider. It&#39;s much easier if you have access to a brick wall that you can use as the base for your room divider, but even if you don&#39;t, you can just buy a one-piece product called &#39;Brick Veneer&#39; which you stick on top of your drywall and it looks like a brick wall.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The cost of the bricks depends on how many you purchase. If your local supply store has them priced by each (like Lowe&#39;s and Home Depot), then you can get one hundred bricks for about $45, but if they&#39;re sold in pallets, then it will be cheaper because you can get approximately 2200 square feet of brick covering for $150.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;That&#39;s the boxboy method, and you can find out more here: Boxboy Method For Wall Building .&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Add a mirror to the wall to make it look larger&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The size of the room divider is not limited to wall space. If you have a large mirror , you can install it over the couch or the bed to create an illusion of more distance between these pieces of furniture, but you still keep them in one room.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEhcYMzOHQlvP2bgZ2i0BOHVdGkVChJSkS-UfkaAe-kR9b0onyAHnB1HKCssUP8GNPKbBwamK2_3Jy9iORZBJYItlB7DvOXNPwB4KVNbWNrwuzMF0Khnhnzv8ROk8s9YmE1kM7Iy4tqDjSWtmzry6uvwmwCam297d9R1KAVzOp7jZZYMw4sv8uq8KYYbJQ=s1640&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;924&quot; data-original-width=&quot;1640&quot; src=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEhcYMzOHQlvP2bgZ2i0BOHVdGkVChJSkS-UfkaAe-kR9b0onyAHnB1HKCssUP8GNPKbBwamK2_3Jy9iORZBJYItlB7DvOXNPwB4KVNbWNrwuzMF0Khnhnzv8ROk8s9YmE1kM7Iy4tqDjSWtmzry6uvwmwCam297d9R1KAVzOp7jZZYMw4sv8uq8KYYbJQ=s16000&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;p&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Use art and curtains to divide your living room without using up any physical space&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Put the sofa in front of the window. If you have a good view from that spot, then no one will want to sit on the couch, they&#39;ll all gather around the window seat, creating an invisible wall between them and your living room.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;You can use curtains or blinds - it doesn&#39;t matter if they&#39;re open or closed. Just make sure that they remain over the window so nobody sits on the couch. If you have no windows, then put some kind of art above where your sofa will be positioned.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Make sure it&#39;s either very large or very impressive so that people will want to walk past it and spend time looking at it.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;There are many ways to divide a room without spending money. You can hang curtains, you can use art or mirrors, even large furniture like sofas and tables can act as dividers - if they&#39;re placed in front of the TV or away from the window.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The best thing about this is that you don&#39;t have to do any construction. You can just put a cushion on the floor and you already have an invisible wall between your bedroom and living room.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;If you like this article, then please share it with your friends or leave a comment below! Thank you for reading :)&lt;/span&gt;&lt;/p&gt;&lt;div&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='https://financialassistancess.blogspot.com/feeds/936341019957920193/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://financialassistancess.blogspot.com/2021/11/dividing-room-without-dividing-your.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/936341019957920193'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/936341019957920193'/><link rel='alternate' type='text/html' href='https://financialassistancess.blogspot.com/2021/11/dividing-room-without-dividing-your.html' title='Dividing a room without dividing your budget'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/a/AVvXsEjV1k3coZtJo4Kx13LcKX8CereR_pexf5AkTl2CTuw4fveH-jtWsQ_xyWDKa-pO4GWrTVJMjc9TZjiIY1BjV8K4y681-1mM8iVaM4xmbBzKrCHaOXnjPZYobtL4c7EHAzFEHB_X4iC7PcSrSTS_uBLCluPLLqDyuyl3jZCGa6orzeDo2sfsyfmKDL-Dbw=s72-c" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2037965015530805191.post-608435334012202421</id><published>2021-11-26T11:07:00.001-08:00</published><updated>2021-11-30T11:11:21.354-08:00</updated><title type='text'>Learn more about closed-ended loans</title><content type='html'>&lt;p&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;Closed-ended loans are also often referred to as &quot;balloon or bullet&quot; loans. A balloon loan is a home loan where the monthly payments are lower than they would be on an amortized mortgage until some earlier date, when they increase dramatically because of the repayment of the principal at one time.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEjlmx9FVDGxh1LNLFBjVLgCeT09IlOB-LI4nkxj3Sjepigmpg7nE2CzlwqBhTBKPsFqr0FMmVwZ5mcGhGyZsKXaRwq8nvep846OubOl0MJXxoTblV09s5yJZTUkC6bZR5AYrmgVGZGA2PgTETqwjpyiENgc_FY10Qfu5h_sjK8MjQl89vHAqh-dyPzRwQ=s1640&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;924&quot; data-original-width=&quot;1640&quot; src=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEjlmx9FVDGxh1LNLFBjVLgCeT09IlOB-LI4nkxj3Sjepigmpg7nE2CzlwqBhTBKPsFqr0FMmVwZ5mcGhGyZsKXaRwq8nvep846OubOl0MJXxoTblV09s5yJZTUkC6bZR5AYrmgVGZGA2PgTETqwjpyiENgc_FY10Qfu5h_sjK8MjQl89vHAqh-dyPzRwQ=s16000&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;p&gt;&lt;/p&gt;&lt;span id=&quot;docs-internal-guid-2e60c117-7fff-ba70-37a0-4341951b2ca3&quot;&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;What is closed ended credit?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The closed-ended loan is a type of unsecured credit that provides borrowers the funds they need to make purchases and pay their bills over a period of time. Unlike an open-ended line of credit, which allows users to borrow and repay money as needed without restrictions, a closed-ended loan requires repayment of the full amount borrowed within a specified time frame.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;What are the three types of closed ended loans?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The three main categories of closed-ended loans include consumer loans, real estate loans and mortgage loans.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;/p&gt;&lt;ul style=&quot;text-align: left;&quot;&gt;&lt;li&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Consumer Loans are given to finance the purchase of goods and services.&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Real Estate Loans primarily finance the purchase or refinance of property or other real estate.&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Mortgage loans are used to finance purchase/refinance transactions for residential real property.&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;What are the five steps in closed ended credit?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The following are five basic steps in closed-end credit:&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;1) The borrower completes and returns a loan application or signs a promissory note.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;2) The lender makes an initial determination about the credit risk and whether to extend credit.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;3) If approved, the lender makes funds available to the borrower;&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;4) The borrower repays the loan in scheduled payments over time;&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;5) At maturity, all of the borrower&#39;s obligations are fulfilled.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;What are the pros and cons of closed-ended loans?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Loans can be an expensive line of credit if not repaid in a timely manner or when the interest rates are high. The primary advantage of this type of financing is that it can provide funds quickly, usually within 24 hours if you have an account with the bank.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Although interest rates are typically higher for this type of loan, they are fixed. This allows you to budget your total payments over time.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;What is an amortized loan?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;An amortized loans features level monthly payments that gradually pay down the principal amount owed on a loan. Over time, these payments reduce the balance owed on a loan until it is repaid in full. Amortized loans are also often referred to as &quot;level payments&quot; or &quot;straight-line repayment&quot; plans.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;What happens if you don&#39;t repay your closed-ended loan?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;If you fail to make timely payments when using this type of credit, the lender can attempt to collect on the loan.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Since you are not paying down the principal on this type of loan, you will continue to accrue interest each month until full repayment is made.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;What are some examples of closed-ended loans?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Some examples of closed-end loans include personal installment loans, student loans and real estate mortgages.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;How long does one repayment plan last?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Repayment plans usually last a period of one month, however this will depend on the lender.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Who should apply for this type of loan?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;This type of loan is ideal for an individual who needs funds quickly. Since this type of financing must be paid back in full at the end of the one-month period, it may not be appropriate for long-term borrowing.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEi4ZIgGTs36x1eL05iWLSHldSMMB_bcLqxritqzytsxaL5AaP7c_Sv3yqcepVfJ29h4wgiiaHgoqs6N_uqAUgk8lmjDkSgr88n5jjYd7Elxh3pNtUHONq6rohDn7S7yn7XNwpBBNCzngVl4wBRycDOMHaPl7y6YMYUlrd6NWc9TPdct-GV4mH3tzYz9YA=s1640&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;924&quot; data-original-width=&quot;1640&quot; src=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEi4ZIgGTs36x1eL05iWLSHldSMMB_bcLqxritqzytsxaL5AaP7c_Sv3yqcepVfJ29h4wgiiaHgoqs6N_uqAUgk8lmjDkSgr88n5jjYd7Elxh3pNtUHONq6rohDn7S7yn7XNwpBBNCzngVl4wBRycDOMHaPl7y6YMYUlrd6NWc9TPdct-GV4mH3tzYz9YA=s16000&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;p&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Why would someone want to use a closed end credit card instead of an open-ended one?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Closed-end credit cards are often used for immediate purchases, whereas an open-ended credit card is ideal if you need to borrow larger sums of money and repay it back at a later time.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Closed-ended loans are ideal for immediate borrowing needs since it must be repaid within a month&#39;s time. Interest rates typically are lower with this type of financing, however you will continue to accrue interest each month until full repayment is made.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;A closed-end loan is used when borrowers need funds quickly and repay the money they borrow within a short period of time. Closed-end equipment leasing companies provide funds to businesses that need to purchase expensive equipment, such as manufacturing or biotech equipment, but do not have enough cash on hand to cover the cost.&lt;/span&gt;&lt;/p&gt;&lt;div&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='https://financialassistancess.blogspot.com/feeds/608435334012202421/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://financialassistancess.blogspot.com/2021/11/learn-more-about-closed-ended-loans.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/608435334012202421'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/608435334012202421'/><link rel='alternate' type='text/html' href='https://financialassistancess.blogspot.com/2021/11/learn-more-about-closed-ended-loans.html' title='Learn more about closed-ended loans'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/a/AVvXsEjlmx9FVDGxh1LNLFBjVLgCeT09IlOB-LI4nkxj3Sjepigmpg7nE2CzlwqBhTBKPsFqr0FMmVwZ5mcGhGyZsKXaRwq8nvep846OubOl0MJXxoTblV09s5yJZTUkC6bZR5AYrmgVGZGA2PgTETqwjpyiENgc_FY10Qfu5h_sjK8MjQl89vHAqh-dyPzRwQ=s72-c" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2037965015530805191.post-3957032541474891628</id><published>2021-11-17T11:02:00.001-08:00</published><updated>2021-11-30T11:07:21.422-08:00</updated><title type='text'>Undeposited Funds Explained In Detail</title><content type='html'>&lt;p&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;Undeposited Funds Explained is about Undeposited Funds which is money that has been received by a business or person but remains unclaimed.&lt;/span&gt;&lt;/p&gt;&lt;span id=&quot;docs-internal-guid-0b54c365-7fff-bb77-b09b-d0a3d9ff8207&quot;&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEg78cTIG8S5-Emq94jMYBmv_Ok4SrggHTNOzhNFNZ5ow7AlrpAwJw_0iVSlgE8Z0LHiC2aY9k5DUcaPlEFQf-QqfY8ar0qJtyJ13qAGCtfkPB1usDUAgQAVmvlLlaOBzOclwKHJktsMhfLw1vT2oSCllzSjUqgae5BXuKqG0rPxasR7gdVgOnSOI890jQ=s1640&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;924&quot; data-original-width=&quot;1640&quot; src=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEg78cTIG8S5-Emq94jMYBmv_Ok4SrggHTNOzhNFNZ5ow7AlrpAwJw_0iVSlgE8Z0LHiC2aY9k5DUcaPlEFQf-QqfY8ar0qJtyJ13qAGCtfkPB1usDUAgQAVmvlLlaOBzOclwKHJktsMhfLw1vT2oSCllzSjUqgae5BXuKqG0rPxasR7gdVgOnSOI890jQ=s16000&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;p&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;There are many reasons why undeposited funds may remain unclaimed, for example the customer may have moved house and failed to notify the business of their new address, they may be in financial difficulties and unable to supply a bank account for the money to be transferred too or their accounts may on occasion go un-checked and as such they don&#39;t realise that there is any money due to them.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;What is undeposited funds in Quickbooks?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Undeposited funds can be defined as the total of all of the checks that have been written but not deposited. This is an important statistic for a company to keep track of since they will want to make sure that there are enough deposits made and enough money in their bank account on hand at all times.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Funds deposited after banking hours still count as undeposited funds in QuickBooks.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;How to create schedules in Quickbooks?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Schedules are created when you want to analyze the company&#39;s finances in different ways. Creating your own schedule will help you get the results that you need so that you can make better business decisions sooner than later.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;You can create many different schedules in QuickBooks that will be able to help you out as a business owner.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;The three steps needed to be done for creating a schedule are:&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;- Select the Company file from your screen and click on Company &amp;gt;&amp;gt;Advanced &amp;gt;&amp;gt; Create Schedule.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;- Give a name for the schedule and enter the beginning date, ending date and frequency of the schedule.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;- Lastly, choose the type of chart to use in your schedule and press OK.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;- To view the schedule you created, go to Reports &amp;gt;&amp;gt;Chart of Accounts &amp;gt;&amp;gt; (scroll down till you see Undeposited Funds) &amp;gt; Display All Currencies.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;What is QuickBooks?&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Quickbooks is used to track all financial aspects of a business. It is a full-featured bookkeeping and accountant program designed for small to mid-sized businesses.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;QuickBooks can be used by anyone regardless of your computer experience level or how much accounting background you have. &lt;/span&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;Developed in the USA, QuickBooks software allows users to track sales, costs, and profits quickly and easily without extensive training.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;With QuickBooks, users can record and track inventory and sales transactions, prepare invoices, pay bills electronically via e-banking or online banking services. &lt;/span&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;The software also keeps track of customer information such as their address, credit limit amounts and payment history which means you are always aware of who owes you money.&lt;/span&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;How do I get rid of my un-deposited funds?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;There are many ways of getting rid of your un-deposited funds. One way is to print checks for them and then deposit them into an account that will allow you to cover all or some of your expenses.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Another method would be to transfer the money electronically from one bank account to another so as to pay off any outstanding debts owed by your business.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Yet another thing you can do is make a direct credit to an account where the amount relates to an ongoing project or service that has yet to be completed. You can also write off some or all of the funds as bad debt if it was not received through sales of any kind.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEhF0SSRv-qOvSYL643rfGHMeKG2mo7ez4Mn6K0YqMxZyYVhEgV3VA7oyqvRFysZar-ceCq9fYVwQaQjZ9vToQRWJruqVjzy-iV7w_rBUjQlwLbQusrUOPr2n2M5hkYECgMwAJ-PZdW3VJIyMEAoFBOeI5L9gnXMk7K6kuZkcrASbJGUw04NkALW3UNmOA=s1640&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;924&quot; data-original-width=&quot;1640&quot; src=&quot;https://blogger.googleusercontent.com/img/a/AVvXsEhF0SSRv-qOvSYL643rfGHMeKG2mo7ez4Mn6K0YqMxZyYVhEgV3VA7oyqvRFysZar-ceCq9fYVwQaQjZ9vToQRWJruqVjzy-iV7w_rBUjQlwLbQusrUOPr2n2M5hkYECgMwAJ-PZdW3VJIyMEAoFBOeI5L9gnXMk7K6kuZkcrASbJGUw04NkALW3UNmOA=s16000&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;p&gt;&lt;/p&gt;&lt;h2 dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 17pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Why should I avoid holding onto my money in the bank for too long?&lt;/span&gt;&lt;/h2&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;There are a number of reasons why you should avoid holding onto your money in the bank for too long.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Firstly, if you keep your money in an account that earns interest then you will not be able to earn any interest on this money while it is sitting in the bank, especially when they are charging you for keeping it there. &lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;Secondly, you will risk losing your money if there is a bank failure or some other financial catastrophe.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;Thirdly, the value of your funds decreases over time due to inflation. This means that you need to withdraw some money from time to time so as to be able to purchase things at current market prices without having too little money in the future.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;This is especially true if you are planning to live off your interest income in retirement. &lt;/span&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;Undeposited funds are those funds that &quot;sit&quot; in a company&#39;s bank account and do not make any profit.&lt;/span&gt;&lt;/p&gt;&lt;p dir=&quot;ltr&quot; style=&quot;line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;&quot;&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;This is quite an important concept for business owners to understand because they can lose out on the profits that they could be making if their money was invested properly. &lt;/span&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; white-space: pre-wrap;&quot;&gt;It is also extremely important to know how to get rid of your un-deposited funds. You can do this in many different ways which you need to choose depending on the situation of your business.&lt;/span&gt;&lt;/p&gt;&lt;div&gt;&lt;span style=&quot;font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='https://financialassistancess.blogspot.com/feeds/3957032541474891628/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://financialassistancess.blogspot.com/2021/11/undeposited-funds-explained-in-detail.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/3957032541474891628'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/2037965015530805191/posts/default/3957032541474891628'/><link rel='alternate' type='text/html' href='https://financialassistancess.blogspot.com/2021/11/undeposited-funds-explained-in-detail.html' title='Undeposited Funds Explained In Detail'/><author><name>Unknown</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/a/AVvXsEg78cTIG8S5-Emq94jMYBmv_Ok4SrggHTNOzhNFNZ5ow7AlrpAwJw_0iVSlgE8Z0LHiC2aY9k5DUcaPlEFQf-QqfY8ar0qJtyJ13qAGCtfkPB1usDUAgQAVmvlLlaOBzOclwKHJktsMhfLw1vT2oSCllzSjUqgae5BXuKqG0rPxasR7gdVgOnSOI890jQ=s72-c" height="72" width="72"/><thr:total>0</thr:total></entry></feed>

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