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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>dwafxms.info</title> <atom:link href="http://dwafxms.info/feed" rel="self" type="application/rss+xml" /> <link>https://dwafxms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 01:32:16 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>The Choice for Appointment Setting: Telemarketing</title> <link>https://dwafxms.info/the-choice-for-appointment-setting-telemarketing,html</link> <comments>https://dwafxms.info/the-choice-for-appointment-setting-telemarketing,html#comments</comments> <pubDate>Mon, 17 Apr 2023 21:46:29 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Telemarketing]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=73</guid> <description><![CDATA[Businesses these days are in a tight bind, and why not? These are difficult times, with the world still reeling from the effects of the US financial crisis. Tough times call for tough measures, and that includes the search for an advertising model that will snatch an appointment setting for the firm. But it has [...]]]></description> <content:encoded><![CDATA[<p> Businesses these days are in a tight bind, and why not? These are difficult times, with the world still reeling from the effects of the US financial crisis. Tough times call for tough measures, and that includes the search for an advertising model that will snatch an appointment setting for the firm. But it has to the one that will not cost much, and still be able to produce the same desired results. Luckily, we do have one. It’s been around for many years, and yet it’s been the most misunderstood. It’s called telemarketing.Many people these days view telemarketing with a heavy dose of disdain. It really can’t be helped. Telemarketing earned a bad reputation with the public as a disturber of the peace, and it’s an image that is hard to do away with. That’s no thanks to the numerous firms who have abused its potentials. What was initially seen as the salvation of many struggling small firms has been turned into a tool for con artists and other scams to steal money from unsuspecting people. That’s how bad things had turned telemarketing into.It’s just a good thing that things are being done to correct it. Professional telemarketers go to great lengths just to clean up their ranks, making sure that only responsible and professional people are allowed to take even a single phone call. With the government passing laws to protect people from unscrupulous telemarketers, private citizens can finally have some privacy for themselves. A good example of this kind of federal legislation is the creation of a Do Not Call list. Now, con artists and other criminals will not be able to freely call people anymore, lest they end up in the wrong side of the law.As for professional telemarketing itself, lead generation and appointment setting has become a more common need from telemarketers. Telemarketing services these days are more engaged in business to business, or B2B, transactions. This is a very lucrative venture for telemarketers and the businesses they serve. In the first place, they can get the proper reaction from the people they call. And since businesses are also in need of other businesses to trade with, then telemarketers can be the perfect middlemen for this.Besides, other marketing tools cannot achieve the same level of market penetration compared to what telemarketing can do. Do business executives spend their time watching TV or listening to the radio? Nope. They are busy people who can only be reached by phone. Now this is where telemarketing shows itself to be the best. TV and radio can only do so much, but if you really want to gain some foothold in the business you’re interested to trade with, then it’s telemarketing for you. Executives and other decision makers prefer talking directly to the promoters so that they can make a quick decision over the matter. And telemarketers are the best at that. That’s the beauty of such an often understated tool.So where does that leave you? Appointment setting and lead generation is possible with telemarketing, and it doesn’t take a genius to tell us that this job is the perfect fit for telemarketing. It can catch the attention of people, since the phone is constantly ringing. It has this personal touch that many people favor when something is being advertised to them. There’s that magic in the craft where you can elicit a positive response from people whom you call by name. And there’s no running out of firms who are willing to work with you. Many are already reaching out to firms in need of an effective advertising tool. The only thing that remains is for people like you to reach back at them. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/the-choice-for-appointment-setting-telemarketing,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>[Full Details] How to Make Money Online From Home</title> <link>https://dwafxms.info/full-details-how-to-make-money-online-from-home,html</link> <comments>https://dwafxms.info/full-details-how-to-make-money-online-from-home,html#comments</comments> <pubDate>Sat, 01 Apr 2023 18:36:18 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Making Money Online]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=71</guid> <description><![CDATA[For beginners, I didn’t always understand how to make money online from home. My journey really started in 2013 after being fed up with frustrations of being stuck in cubicle tasks I didn’t feel comfy with. Not because the job itself was bad, but due to the fact that of the level of tension from [...]]]></description> <content:encoded><![CDATA[<p> For beginners, I didn’t always understand how to make money online from home. My journey really started in 2013 after being fed up with frustrations of being stuck in cubicle tasks I didn’t feel comfy with. Not because the job itself was bad, but due to the fact that of the level of tension from other individuals.By the time I left work, I was so burnt up that didn’t have any energy left to be there for my wife mentally and invest great quality time with her. I acted unfavorable most of the time and did not understand exactly what was happening to my happiness. See, I was looking for freedom to be there for my other half and do the important things I love doing, when ever I desired to do them.Being tied to a job cubicle task where there wasn’t any human relationship involved, was eating me alive gradually. It affected my mood, my relationship, and my life in general.It was like I wasn’t human anymore, but a robot.To make long story short, one day I was searching online, much like you, on the best ways to generate income online from home. Not gonna lie, I was a bit skeptic about it. I heard of people being scammed. Possibly you can relate.However, I was fed up and saw numerous success stories of people earning money online from home. They were normal individuals like you and me and from different backgrounds and occupations. After browsing for an hour or two, I discovered a program that really resonated with meIt was like I could taste, feel, and see the freedom that making an income from home brings. So I started, got in touch with my sponsored immediately, got plugged into the system and training in place, and not long after executing what was taught in the training, I started making my very first sales online!!!Now I’m able to spend more time with my and I’m able to deal with her assisting people with their hair requires all while earning money online from home with just a couple hours of work! I enjoy our lives and is thanks to what I took my time to find out and carry out.Pay very close attention to exactly what I’m about to teach you. If you’re brand new to this, this will assist out a lot.OK, here it is! How to earn money online from home.Let’s begin with what you need, to begin earning money online:1) You need targeted traffic – Traffic boils down to eyeballs or individuals on the internet. Now I stated targeted since you need individuals that are already searching for exactly what you have to offer. I’ll discuss that in a minute.2) You require leads conversion – From that traffic you have to produce leads. A lead is simply a person that has actually linked to you and has showed interest in what you provide (item, service, message, opportunity).3) You need sales conversion – OK so now that you’re generating leads, you need to begin to generate sales. The leads that you create will eventually purchase exactly what you’re offering and this is how you start making sales.Required tools to make it work from homeOK so exactly what was explained above may sound complex, and it can be if you’re attempting to do everything yourself. It is why you need the right software tools that are going to help the above process be smooth and simple. The following tools are exactly what makes possible for you to make a considerable income online on autopilot with just 1-3 hours of work. Here they are:1) You need a laptop computer or PC to work on and internet connection – That’s evident and self-explanatory, right?2) You need a high quality service or product to provide – Something I found is that countless people are looking for solutions to their problems online. Much like I pointed out above, I was searching online for a method to generate income from home since I wanted flexibility to invest more time with my other half and do the important things I enjoy doing.So because I thought of myself looking for a solution, I saw that there were thousands and thousands of individuals browsing for solutions to their issues too. With that being said, you require a high quality product that fixes problems in a mass market.For instance, let’s state somebody is searching on Google for “how to lose 5 lbs in 3 weeks”. If you had an item that provided that individual that option, don’t you think that individual would be more likely to purchase that item from you, if they found your solution online? Heck yeah!3) You require a system! This is it! As soon as you have the item you’re going to need a system that it’s going to do the selling and informing on your behalf. This system is made up of 3 main parts.A capture page or a.k.a squeeze page – I mentioned above that generating leads it’s part of the process. A capture page serves that purpose. It offers the visitor a chance to check out your offer in exchanged of their email.As quickly as the visitor enters their email, they become your lead. Now that they provided you with their email, you can now follow up with them and reintroduce them to the offer in case they didn’t purchase your offer or didn’t have a time to view the details about your it.An autoresponder – After a person enters their email on the capture page you require a software that will store their email and handle it. This is where an autoresponder comes in.Not just you’ll have the ability to send an e-mail out to numerous people one time, but you can likewise setup automated emails that can be sent instantly when a person subscribes and become your lead.Consider an autoresponder as an individual assistant that can send out emails on your behalf. This is a must have for automation and for list building. The larger the list of people interested in your products, service or opportunity, the more cash you make.A Sales video – A sales video is a video your lead will be directed to after they enter their e-mail on the capture page. This video will explain or give more details about the offer. Then the lead will have the chance to make a purchase of such product and services.A check out kind – When the person views the sales video and chooses that what is being offer is ideal for them. That person will have the option to click on a buy or an add to haul button, which then will direct them to the checkout page to make a purchase.4) Learn to get traffic (visitors on the internet) to your system– Getting traffic is the gas of to the engine. Simply put, if you’re not getting traffic you’re not getting your money system going. If you’re brand-new to this, naturally you’ll need proper training to execute, however they’re simple tasks to do as soon as you get the hang of it.An that’s how you do it. It might look like a great deal of details, but it’s very simple to make an income online when you have the right software, the right people, and the proper training at your service. </p>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/full-details-how-to-make-money-online-from-home,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Looking For a Bankruptcy Lawyer?</title> <link>https://dwafxms.info/are-you-looking-for-a-bankruptcy-lawyer,html</link> <comments>https://dwafxms.info/are-you-looking-for-a-bankruptcy-lawyer,html#comments</comments> <pubDate>Sat, 01 Apr 2023 07:39:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Bankruptcy Lawyers]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=69</guid> <description><![CDATA[With the financial crisis many families are having to face today, many declare bankruptcy as a way of being able to handle any accumulated debt which they may have. For this purpose, it is always advisable to obtain help from a bankruptcy lawyer. The lawyers are skilled in the work they do and will be [...]]]></description> <content:encoded><![CDATA[<p> With the financial crisis many families are having to face today, many declare bankruptcy as a way of being able to handle any accumulated debt which they may have. For this purpose, it is always advisable to obtain help from a bankruptcy lawyer. The lawyers are skilled in the work they do and will be able to help you in not only filing you as becoming bankrupt, they will also help fight your case. If you feel that you ought to declare bankruptcy and would like someone to file your case and fight for you, Atlanta Bankruptcy Lawyer would be the best choice for you.He can be relied upon for providing you with the best of results. He will be able to handle all issues with good care and will provide you with tips which will be advantageous for you. These lawyers always give their customers priority and deal with them with respect and honesty.When dealing with a lawyer from Atlanta, you will feel confident to provide him with information which you may otherwise be hesitant to share. A bankruptcy lawyer from Atlanta will keep any information you provide confidential and safe with him.Most lawyers do not treat their clients with respect and do not involve them in the decision making process. A lawyer like this will not treat his client in this way; he will always include the client in the decision making process and will enlighten him with the positive and negative aspects of his case. The lawyer then will make the decision on the best course of action after gaining the approval from his client.Finding the right bankruptcy lawyer can be a difficult task and once a good lawyer is found, most people still remain hesitant as to whether the job will be done or not. If you are making use of the services of a bankruptcy lawyer, you have nothing to worry about as an Atlanta lawyer is extremely reliable. These lawyers are always updated with the current laws and hence they work according to the right method.Unlike other lawyers, an Atlanta lawyer is one who is passionate and dedicated toward his work. He will take the time to understand the problems which you are facing and will make you understand the best possible solution. If you are looking for justice and for someone to take a stand for you, you should definitely take help from an Atlanta bankruptcy lawyer. </p>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/are-you-looking-for-a-bankruptcy-lawyer,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Creating Culture of Accountability, Performance and Coaching – Lean Performance Management</title> <link>https://dwafxms.info/creating-culture-of-accountability-performance-and-coaching-lean-performance-management,html</link> <comments>https://dwafxms.info/creating-culture-of-accountability-performance-and-coaching-lean-performance-management,html#comments</comments> <pubDate>Fri, 31 Mar 2023 21:31:08 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=67</guid> <description><![CDATA[If there is ONE talk-show that is very scary and beat the shit out of everyone, right from the CEO of an organization to fresh-graduate Trainee is – Performance Management Talks. Why people are so scared to discuss their performance? There can be many reasons and few of them are - Format – Performance is [...]]]></description> <content:encoded><![CDATA[<p> If there is ONE talk-show that is very scary and beat the shit out of everyone, right from the CEO of an organization to fresh-graduate Trainee is – Performance Management Talks. Why people are so scared to discuss their performance? There can be many reasons and few of them are -</p><p>Format – Performance is considered as an event which is organized once in a year or at the best once in every SIX months. However, the fact remains that Performance Management is a continuous process.</p><p>Poor alignment of performance scores and merit increase – No matter how much an individual score in his performance assessment, it is his reporting manager who decides his merit increase percentage and usually there is no correlation between the two. Hence, employees don’t believe in the process.</p><p>Incompetent and untrained Assessors/Managers – Many managers do not consider performance management as one of the key components of their role. They believe it to be a job of HR. Probably they don’t want to spoil their relationship with their team members. Managers are usually biased in their approach towards assessment of team members. They want to keep everyone happy. </p><p>Poorly defined KRA’s and KPI’s (What needs to be measured and how it will be measured) – In many organizations, performance goals don’t seem to have any relation to organizational goals. They work in silos. They don’t have defined success criteria’s of their goal. There is no clarity about what need to be done and when the task will be labeled as “successfully completed”.</p><p>Poor communication between assessor and assessee – Communication regarding the change in goal or change in success criteria rarely gets communicated to employees. They are up for a surprise when they are told about these changes in the final review meeting. This leads to irritation and frustration and as a result, leads to unhappy, disengaged employees.<br />What gets measured gets managed. And what gets managed gets improved upon. What organizations should do to overcome these challenges and fears of employees and can do to create a culture of performance?1) The Role of a manager is to manage – It is one thing to roll-up your sleeves and get to work and it is another thing to do what you are hired for. A team member is promoted to the position of Team Manager to guide the team, manage the team and show the direction. If he will continue to contribute as a team member then he is not doing his work properly. As a team manager, it is his responsibility to manage his resources, communications, customers, performances of the team and deliver within specified timeline. Performance Management and Performance Coaching must be one of the key competencies for an individual to be hired to or promoted to the level of manager. “Don’t promote your subject-matter expert as Manager. An efficient and effective manager need not be subject-matter expert”. “Performance Management or Resource Management is not my work” is an excuse.2) Aligning KRA’s and KPI’s of an individual with organizational goals – Every organization carve annual goals and growth targets for itself. Every employee in an organization must contribute towards those goals and targets. Every goal has defined success criteria; hence, every goal or target is measurable. Every employee in an organization contributes towards the goals of his department or team, which in turn inches organization closer to its goals. For an individual to win his team must win and his organization must achieve its targets. Its collective win and collective failure. Someone said, “But I did my job properly”. Unfortunately, your contribution was not sufficient or good enough for the organization to achieve its goals. One question an employee must always ask himself, “how better I can contribute” or “what else I can do”.3) Aligning Performance Assessment scores with Merit Increase Percentage – “I have scored 85/100 in my annual performance assessment. Another team member scored 75/100. I am awarded 10% increase over my existing salary and he has been awarded 18% increase over his existing salary, how”? Usually, managers don’t answer these types of questions or they put the blame on the management team of organization and thereby creating an impression, “if you want to give increments as per your whims and fancies then why you did this drama of appraisals, you could have given us increment without assessing us”. There has to be a direct and clear correlation between assessment scores and merit increase percentage. This correlation can be drawn at grade level or functional level based on the business model of organization and its compensation philosophy.4) Performance Management is a process (creating a culture of performance coaching) – Performance management is not once a year activity. It is a continuous process. A manager shall have monthly performance review meeting with his team members to assess their progress and communicate any deviation in goals. A manager must create performance review tracker. In such circumstances, your annual review meeting becomes less tedious and less scary because before even entering for the final assessment, both assessor and assessee know what to expect from the meeting.Secondly, there is another advantage of monthly performance reviews. If the concerned manager decides to separate from the organization at any time during the year, the new manager will not find himself out of place. Through performance tracker, he will be able to trace performance goals and progress of individuals in his team.Thirdly, monthly performance reviews will let the manager know challenges faced by his team members in achieving their goals and hence he will be able to coach him and take corrective actions at an appropriate time.Fourthly, organizations and managers set their annual goals at the beginning of a year. Many changes might occur during the due course of year forcing organization and employees to realign their goals. Monthly review meetings provide a platform for every type of correction and communication. Lastly, monthly performance assessments will eliminate any kind of bias from the process.5) Lean Appraisals – THREE of the biggest drawbacks of annual performance appraisals are -A) Managers can compare performance scores of their team members and hence will be biased towards their favorite team member, which creates unrest and frustration among employees.B) When appraisals are done once in a year, there will be a huge increase in cash flow in one given month, as per the performance cycle of the organization.C) During the year, many new employees join the organization and old employees resign, therefore, in annual appraisals, there will be few employees who will be assessed for SEVEN months and few will be assessed for FIFTEEN months. It might create unnecessary difficulty in allocating increment percentage to employees. Hence, there is a need to have lean appraisal system.Lean appraisals mean doing an annual assessment of employees in their month of joining. A manager managing a team of 24 employees will be required to do TWO assessments in a month, instead of doing 24 in one particular month. It will not be difficult for the organization to arrange for a big chunk of cash-flow in one particular month. It will eliminate any type of bias from the system. There will not be a comparison of performance scores and increments among employees.On the part of the management team of the organization, they need to allocate budget to each manager to manage his team. The budget shall be driven by market and industry and a manager will get it proportionate to the number of members of his team at the beginning of financial year. This fund shall be called as Performance Management Budget for the year ****. Thereafter, it shall be the responsibility of a manager to manage his fund and report back to the management.Let’s understand and accept this. Performance Management and Coaching is one of the integral responsibilities of a manager. They shall not push it on the management of human resource function. HR is to facilitate the process. Management is to allocate the budget. Employees working in the organization are not your personal friends. They have been hired to perform a specific role. They are paid for their performance. As a manager, you must help them improve their performance.Readers might think that this type of performance management system is not feasible and not practical, however, the fact remains that such system is scalable and manageable. I have done this in my several consulting assignments.Your feedbacks and comments will be highly appreciated. </p>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/creating-culture-of-accountability-performance-and-coaching-lean-performance-management,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Top 5 Spas and Health Retreats</title> <link>https://dwafxms.info/top-5-spas-and-health-retreats,html</link> <comments>https://dwafxms.info/top-5-spas-and-health-retreats,html#comments</comments> <pubDate>Fri, 31 Mar 2023 19:10:36 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Spa and Wellness]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=65</guid> <description><![CDATA[If you like the idea of spending some time relaxing at a top spa or health retreat, why not go all out and really indulge your senses. To help you choose which one to visit, here is a list of what we believe are five of the top spas and health retreats in the world.1. [...]]]></description> <content:encoded><![CDATA[<p> If you like the idea of spending some time relaxing at a top spa or health retreat, why not go all out and really indulge your senses. To help you choose which one to visit, here is a list of what we believe are five of the top spas and health retreats in the world.1. California Health and Longevity Institute, California, United States:This is the ultimate in opulence! The California Health and Longevity Institute offers a wide range of holistic therapies, combining ancient Asian wisdom with Western awareness. This is a world-class facility where your personal Life Advisor will help you to devise a plan for your life, health and rejuvenation. Complete with numerous experts on hand including a health chef, this venue has an amazing 40,000-square-foot spa where you can be pampered to your heart’s content.2. Chiva-Som International Health Resort, Hua Hin, Thailand:The Chiva-Som International Health Resort is a stunning resort that is perfect for a luxury Thailand holiday. This sanctuary offers a variety of spa treatments along with physiotherapy, iridology, live blood analysis and electro-dermal screening. They also provide US qualified doctors, nurses and naturopaths enabling visitors who feel like a total rejuvenation to have specialist treatments such as botox injections and laser resurfacing. While in Thailand, make sure you rejuvenate your soul too by exploring some of the mystical ancient temples or meditating with monks.3. Lausanne Palace and Spa, Lausanne, Switzerland:This exquisite resort is sure to leave you spellbound! Imagine spending a week or two of total bliss in this spectacular palace, with breathtaking 360o panoramic views of the Swiss Alps and Lake Geneva. There are various refreshing treatments available here, from wellness, fitness, beauty – even an Aveda hair spa. To complement these treatments, the Yogi booster programme offers nutritional advice to help you create total health balance.Enjoy an aromatic massage and rejuvenating facial treatment before venturing into the nearby town to explore the city and enjoy some well-deserved shopping. Make sure you add the Lausanne Palace and Spa to your luxurious travel itinerary.4. The Grove, Hertfordshire, United Kingdom:This prestigious escape is sure to impress even the most discerning traveller. An extraordinary estate, The Grove leaves most five star resorts way behind. Just a short drive from London, this Cosmopolitan Country Estate is located upon 300 stunning acres. The services offered at the award winning The Grove include state of the art leisure and sporting facilities such as an 18 hole championship golf course and a world class health and fitness centre. For your total pampering, spa treatments incorporate a delicate blend of aromatherapy, hydrotherapy and Ayurvedic philosophy. This is an ideal retreat that is adored by men and women from all over the world.5. Sheraton Mirage Resort and Spa, Gold Coast, Australia:For the ultimate in 5 star resorts you can’t beat the Sheraton Mirage Resort and Spa on the gloriously sun-drenched Gold Coast. This oasis retreat is nestled amongst 37 lush, tropical acres alongside azure waters and golden beaches – just the right atmosphere to begin your relaxing vacation. This resort boasts a spectacular 2.5 acres lagoon – as well as smaller lagoons hidden throughout the resort – a variety of elegant suites or villas to choose from and several award winning restaurants and bars. For your pampering, the resort’s Golden Door Spa and Health Club provides an array of sumptuous treatments. Once you are feeling re-energised and refreshed, you can enjoy an invigorating workout in the gymnasium, a game of tennis, swim in the lap pool or just put your feet up in the relaxation lounge. If you are planning a wedding, the Sheraton Mirage Resort and Spa would be the perfect place to spend a luxury honeymoon.There is no doubt that we all need some time out now and then, and what better way to refresh than by spending time at one of these exclusive health retreats? If you can’t decide which one to go to, perhaps you can take an extended vacation and visit them all! </p>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/top-5-spas-and-health-retreats,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Mind Body Soul Spirit Information That Will Challenge the Way You View Life!</title> <link>https://dwafxms.info/mind-body-soul-spirit-information-that-will-challenge-the-way-you-view-life,html</link> <comments>https://dwafxms.info/mind-body-soul-spirit-information-that-will-challenge-the-way-you-view-life,html#comments</comments> <pubDate>Fri, 31 Mar 2023 17:24:22 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Mind Body Spirit]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=63</guid> <description><![CDATA[Regardless of personal viewpoint about spirituality, many have wondered what would have happened if Saddam Hussein hadn’t been stopped when he first invaded Kuwait back in the early nineties? Well, this story explores that scenario to its surprising conclusion and then reinvents the scene time and again in a sequence similar to ‘Groundhog Day’ but [...]]]></description> <content:encoded><![CDATA[<p> Regardless of personal viewpoint about spirituality, many have wondered what would have happened if Saddam Hussein hadn’t been stopped when he first invaded Kuwait back in the early nineties? Well, this story explores that scenario to its surprising conclusion and then reinvents the scene time and again in a sequence similar to ‘Groundhog Day’ but in a mind, body, spirit theme. The result is a story that has lead many readers to question their concept of so-called reality!I initially believed I was writing a fictional story about angel ET benefactors influencing our world. But when I completed the first book, The Blue Star Millennium, many readers were convinced that the depicted world events had actually happened, even though recorded history shows a different outcome. That’s when the concept of an alternative reality suddenly gelled into the possibility that world events could change depending on the will of the masses.As far as I was concerned, I was simply writing an inspirational mind, body, spirit story about angel extraterrestrial intervention, but I didn’t know where the story was going until it unfolded before me… and I have to admit, I was surprised at some of the content.The story largely centered on the Gulf War and the changing of events under the influence of a benevolent, angelic race of Beings in the form of extraterrestrial benefactors. The central character in these books is an angel who integrates with human society under the watchful influence of his mentor, the White Star.Many who have read these esoteric books have queried whether the White Star is real … and if so, did he help change world events in keeping with the will of the masses – the ones currently inhabiting our world … You and me? From that angle, did he also influence my writing in a more spiritual slant?To be honest, I don’t know!If he did, I am grateful that he shared this metaphysical knowledge, but a little confused why he would choose me. I’m just an ordinary guy who grew up on the rougher side of town with few privileges, and new age spirituality was not part of my upbringing. I have had my share of knocks that life tends to deal out to all those who walk this earth. However, I have also had my share of unusual (for want of a better term) experiences … but we are getting off the track here.If we take this concept of ET extraterrestrial angels to its logical conclusion, are we not all such Beings? After-all, we are simply visiting this planet for a short while to experience our individual lessons and then we depart – so how can we say that we are of this planet? We simply inhabit a body here temporarily so that we can function in this world.So, whether these metaphysics philosophy books are influenced by extraterrestrial angels, or resulted from my own tapping into the higher consciousness that is the source of us all … what is the difference? The result is equally fascinating and the concepts that these self improvement stories present will challenge your view of life as you know it. </p>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/mind-body-soul-spirit-information-that-will-challenge-the-way-you-view-life,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Best Ways To Make Money Online – Internet Business Ideas For Beginners</title> <link>https://dwafxms.info/5-best-ways-to-make-money-online-internet-business-ideas-for-beginners,html</link> <comments>https://dwafxms.info/5-best-ways-to-make-money-online-internet-business-ideas-for-beginners,html#comments</comments> <pubDate>Sun, 26 Mar 2023 18:31:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Money Online]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=61</guid> <description><![CDATA[Are you interested in making some lump sum pocket money without moving out of the comforts of your home? Do you think it is possible to make money without joining a firm or having your own business? The answer is YES! All you need is a PC or a laptop and an Internet connection and [...]]]></description> <content:encoded><![CDATA[<p> Are you interested in making some lump sum pocket money without moving out of the comforts of your home? Do you think it is possible to make money without joining a firm or having your own business? The answer is YES! All you need is a PC or a laptop and an Internet connection and you have many easy ways to make a fast buck.Below Are My 5 Best Ways Of Making Money Online In An Effortless Way:1. Online TutoringWith many people having tight working schedules, joining a full time course has become a remote possibility. This has seen the boom of online courses that offer amazing tutoring and online classes which can fetch you that coveted degree you so desired. If you have a flair for teaching and are well versed with a particular subject, you can offer your services for online tutoring for both school going kids as well as adults. Online tutoring has become very popular and pays you handsomely if you prove your worth. There are many tutoring websites that you can enroll and make good money online.2. FreelancingFreelancing is one of the best ways to make money online. You can get many online freelancing jobs with a work from home option. Whether it is writing articles, data entry, filling forms, programming or editing, there is no dearth of freelance jobs that can help you earn some quick money. Some freelancers who are very good at their work are offered great online projects that can keep you busy for months and all you need to do is to submit your work within the stipulated period, taking care that you fulfill their requirements satisfactorily. Of course, there are chances that your work may not be liked if you do not follow their guidelines.3. Selling Goods on eBayeBay is truly a boon for online businesses and can be touted as the best way of making money online. If you have something that you think can be sold and you do not know where to sell, simply turn to eBay. You can showcase your products that need to be sold and auction them to the highest bidder. Trial and error methods can give you the best approach to sell your goods with a reasonably good profit margin. You need to learn the tricks of the trade and garner positive feedback for your selling at the eBay auction site. This will improve your ratings in terms of reliability and authenticity. Once people know you are a genuine party, you will get more and more online customers and you will get a steady flow of green paper by online selling.4. Online Forex TradingForex trading is trading of foreign exchange with an eye on making money. It involves buying of certain amount of currency of one country and selling it to buy currency of another country that can convert into profit. You can then reinvest the principal amount to make profits by daily monitoring of the currency value and the pips. Forex trading is fast catching up as one of the best ways to make money online. This type of trading is easy and does not require huge investments to make a profit. You can take the help of Forex agents to help you to learn the nuances of Forex trading and then do it yourself.5. Flipping Domain NamesIf you are a master of web designing and great at shaping up websites to generate more traffic, then you have an innovative way of making money online. You can buy sick and outdated domain names for dirt cheap rates, redesign them and infuse them with attractive stuff. Constant updates and some good plug-ins can convert the drab website into a lucrative one with many more visitors and clicks. The fundamental trick to be remembered is that you need to be strategic and business oriented to turn the domain name into a profitable one. If done with astute web sense, domain name flipping can be considered as one of the best ways to make money online.ConclusionMaking money online can be interesting and rewarding if you undertake it with some smart thinking and a profit making approach. Some of the best ways of making money online are cited above, here are other great ways too such as affiliate marketing, blogging, financial services and selling exclusive goods online. Before embarking on making profits online, it is advisable to make a thorough study of which option you venture to make sure that you end up with a sizeable amount of dough in your kitty. Like any other business, making money online too, requires sincerity and dedication. </p>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/5-best-ways-to-make-money-online-internet-business-ideas-for-beginners,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Is Valuation Only About Numbers</title> <link>https://dwafxms.info/is-valuation-only-about-numbers,html</link> <comments>https://dwafxms.info/is-valuation-only-about-numbers,html#comments</comments> <pubDate>Sun, 26 Mar 2023 16:18:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[auto finance]]></category> <category><![CDATA[capital]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=59</guid> <description><![CDATA[INTRODUCTIONYes, we are all aware of the famous phrase “valuation is an art and not science” but how sincerely do we follow it. When it comes to valuation the entire focus immediately shifts to our most loveable friend who comes to our rescue, yes you have guessed it right our very own “Excel Worksheet or [...]]]></description> <content:encoded><![CDATA[<p> INTRODUCTIONYes, we are all aware of the famous phrase “valuation is an art and not science” but how sincerely do we follow it. When it comes to valuation the entire focus immediately shifts to our most loveable friend who comes to our rescue, yes you have guessed it right our very own “Excel Worksheet or Real Template ready with us”. The moment the activity commences our dear friend is dumped with figures from all over that target financials examining the past trends, how it plays with the comparables, then building the related valuation models, throwing in the valuation factors – multiples, adjusted multiples, weighted average cost of capital, beta and so on and then press “Enter” with the question OK buddy now tell me the value and voila there it is!. That’s about it period may be a change 5% above or below and the limit for negotiation is set. Wait a minute lets rewind – OK we have the numbers, we have the projections, we have the industry outlook and we have the factors for valuation and we have the value case closed, but what we’ve done is played the role of a scientist and never took the opportunity to justifiably recognize lead role of the “artist”. Did we pause to think about the Management style of the Target entity that adapts to the dynamic changes that eventually results in the flexibility of the business to deliver in rapid or dynamic changes in scenarios? For instance have they focused on building capacities only or have they made their capacities flexible in adapting to the foreseeable changes e.g. in case of automobiles lot many components are being shifted to plastic from steel or aluminum which primarily is due to the reason to establish as cost effective in a highly competitive industry and all those not foreseeing such changes are definitely to lose out of the race. Though we do conduct due diligence wherein we execute the “Technical Diligence” that frankly is focused on the health and efficiency of the existing infrastructure rather than the adaptability of such infrastructure. This could be a significant factor in evaluating the management style that throws open the qualitative factor to be factored in the valuation so as to conclude the lead role of the “artist”. Yes, we all though are aware of the fact that valuation at the end is that “magical number” but the approach adopted to arrive at that number will to an extent dawn the role of a “scientist” but beyond which becomes significant to reflect the role of an “artist”.INDIAN AUTO INDUSTRY IN BRIEFLet us explore the potential for examining the significance of qualitative factors in a particular industry. From amongst the various industries, we have considered “Auto” industry and precisely the “Auto Component” sub – industry.As for the scenario for Indian Automobile industry, it is the seventh largest in the world, has demonstrated a phenomenal growth. The industry has grown significantly over the last ten years, during which volumes have increased by 3.2 times, from a level of 4.7 million to 14.9 million, according to Vishnu Mathur, Director General, Society of Indian Automobile Manufacturers (SIAM). The industry, by virtue of its deep, connects with several key segments of the economy, occupies a prominent place in the country’s growth canvas. It exhibits a strong multiplier effect and has the ability to be the key driver of economic growth. A robust transportation system plays a key role in the country’s rapid economic and industrial development, and the well-developed Indian automotive industry justifies this catalytic role by producing a wide variety of vehicles, which include passenger cars, light, medium and heavy commercial vehicles, multi-utility vehicles such as jeeps, scooters, motorcycles, mopeds, three wheelers, tractors etc. The automobile sector in India has been experiencing significant growth in the last few years on the back of factors that include:1. Favorable demographic distribution with rising working population and middle-class Urbanization.2. Rising affluence of the average consumer as per capita income rises – According to McKinsey, the middle class in India will grow from 50 million to 550 million by 2025. With a tremendous growth in wealth as the economy grows, there will be significant increases in spending on discretionary items and consumer durables.3. Increasing disposable incomes in rural agro-sector.4. Overall GDP growth, with a rise in industrial and agricultural output.5. Introduction of ultra-low-cost cars.6. Increasing maturity of Indian original equipment manufacturers (OEMs).7. Availability of a variety of vehicle models meeting diverse needs and preferences – robust production.8. Greater affordability of vehicles.9. Easy finance schemes.10. Favorable government policies.India’s automobile industry, currently estimated to have a turnover of US$ 73 billion, accounts for 6 percent of its GDP and is expected to hit a turnover of US$ 145 billion by 2016. The automobile industry currently contributes 22 per cent to the manufacturing GDP and 21 per cent of the total excise collection in the country, according to Mr. Praful Patel, Minister, Heavy Industries, and Public Enterprises. In 2010-11, the total turnover and export of the automotive Industry in India reached a new high of US$ 73 billion and US$ 11 billion respectively. The cumulative announced investments reached US$ 30 billion during this period. He also said that the forecasted size of the Indian Passenger Vehicle Segment is nearly 9 million units and that of 2 wheelers, close to 30 million units – by 2020. India achieved the position of the top growing passenger car market in the world during the January-June period in 2011, overtaking the US, which grew at 14.40 percent, (Source: SIAM). In passenger vehicles, India was the fastest growing market at 18.20 per cent during the six month period. India’s automobile industry is expected to grow by 11 to 13 percent in the fiscal year ending March 2012, according to Pawan Goenka, President, SIAM. The industry body said that Indian automakers sold 143,370 cars in June 2011. The four-wheel passenger vehicle market has grown impressively at the hands of the new middle class, and there is a huge opportunity, as market penetration remains low. India’s automobile industry is growing fast, but two wheelers remain a dominant category. More than 78 percent of motor vehicles on the road are two-wheelers, their popularity is driven by low price, high fuel mileage, and an ability to drive efficiently through dense traffic. The share of different types of vehicles during 2010-11 was passenger vehicles (16.25), commercial vehicles (4.36), three wheelers (3.39), and two wheelers (76.00).With the gradual liberalisation of the automobile sector since 1991, the number of manufacturing units in India has grown progressively. Currently, 100 percent Foreign Direct Investment (FDI) is permissible under automatic route in this sector including passenger car segment. The import of technology/technological up gradation on the royalty payment of 5 percent without any duration limit and lump sum payment of US$ 2 million are also allowed under automatic route in this sector. The automobile industry is de-licensed, and import of components is freely allowed. With an objective of accelerating and sustaining growth in the automotive sector and to steer, coordinate and synergise the efforts of all stakeholders, the Automotive Mission Plan (AMP) 2006-2016 was prepared. The plan aims at making India global automotive hub. The AMP 2006-2016 aims at doubling the contribution of the automotive sector in GDP by taking the turnover to US$ 145 billion and providing additional employment to 25 million people by 2016. In the long term, the government has expressed plans to follow a two-pronged strategy for spurring automotive Research &Development (R&D). The first is aimed at addressing the existing infrastructure gap in the field domain of automotive testing and homologation through the Department’s flagship National Automotive Testing and R&D Infrastructure Project(NATRiP), which is being implemented at a cost of Rs 2,288 crores (US$ 521.5 million), and is expected to be completed by the end of 2012. The second part of the strategy is aimed at leveraging the investments being made in NATRiP facilities for collaborative R&D with the industry, especially for the small and medium enterprises (SMEs) in the auto component space. Further, with the recent announcement of the launch of the National Mission for Electric Mobility and the setting up of the National Council and Board for Electric Mobility, Mr. Patel emphasized on the commitment of the government for early adoption of electric vehicles, including hybrid vehicles, and the manufacturing of these vehicles and their components. The government is considering setting up two automotive manufacturing hubs spread over 10,000 acres each in central and eastern India. The new hubs, aimed at consolidating India’s position as an important destination for low-cost automotive production, will be in addition to the three existing zones – Haryana, Maharashtra and Tamil Nadu.The automotive industry is at the core of India’s manufacturing economy – India is all set to become one of the world’s most attractive automotive markets for both manufacturers and consumers. The resulting benefits to society, such as economic growth, increased jobs, and stability for families employed by the automotive industry, are significant. The long-term potential for growth of the auto industry is very favorable, on account of low vehicle penetration in the country. As income levels rise and easy finance is available, the industry will continue to see a healthy growth rate. SIAM estimates that the growth of the auto industry in FY12 will be in the region of 12-15 per cent. References: Society of Indian Automobile Manufacturers (SIAM), Press Information Bureau, Press Releases, Report by Booz & Company – Revving the Growth Engine India’s Automotive Industry Is on a Fast Track, Automotive Component Manufacturers Association of India (ACMA). (Source: http://www.ibef.org ). Simply put it across- the Indian Auto Industry is set for an amazing growth ride in the foreseeable future with ample opportunities for the end consumer in regard to choices within each segment with the benefit of cost effectiveness due to highly competitive market with growing participation from foreign players that being the result of liberalization in regulation initiated by the Central Government.ANALYSIS OF THE QUALITATIVE FACTORFirstly let us understand what these qualitative factors mean when we are considering at the Auto Industry specific to auto components manufacturing.A. Strategy: It plays the most significant directly linked to the Management style since it provides a clear direction for the entity. The auto component entities are left with options relating to more and variety of components per vehicle i.e. produce different components which provide a clear direction for sustainable growth. Secondly, they can provide the entire range of the same product to different OEM’s e.g. Mothers sons & Sumi provides the entire range of vehicle wiring to various OEM’s.B. Time Interval: When strategies are made the focus is on long-term sustainable growth which is measured by the return on equity rather than short/medium term achievements focused on increasing the top line in regard to a single product.C. Diversity: This would mean where a single product developed can without material changes be provided to various OEM’s e.g. spark plugs which can be remolded without any substantial process or without setting up facilities specifics to customers.D. Innovation: R&D is the key to such manufacturers. For instance, let’s understand where the OEM has fixed the price for a component the research outcome providing the same durability resulting in cost effectiveness provides an opportunity for earning a greater profitability for such manufacturers.Now let’s look at a few companies for purpose of analysis. The source of information is Bombay Stock Exchange (BSE). The entities selected are engaged in the business of manufacturing of auto components. The analysis is based on the first determination of Market Multiple for each of the selected entity and then examining vast difference if any within the multiples across the entities. Lastly to explore the possible reasons for such variation and in turn, relate to our basic question is valuation only about numbers?All the above entities are engaged in the same business of manufacturing auto components but as evident have various market multiples the first three entities is averaging beyond 20, whereas the rest of the entities the multiples are averaging below 10 which in other words are averaging at approximately 70% lower than the average multiples of the first three entities. With the projected growth in the Auto Industry, it is imperative that auto components manufacturers are at the right place at the right time then whys such vast variations in the multiple? In order to explore the reasons for such variation, one needs to take an example and considering with our previous month’s analysis of RICO let us continue with the same. In the last month’s article, we enumerated the Business Model of RICO giving the details in regard to the areas of Key Partners, Key Activities, Key Resources, Value Proposition and Customer Segments which are considered from the perspective of either streamlining or rethinking by the Management.All the above reflect the management style which in brief seems to be specific customer oriented, product specific, non diversification of product base, value enhancement through foreign ventures, and continuing focus on the export market. All these factors seem to have caught the eye of the market thereby impacting their multiple. A different perspective by the Management focusing on the qualitative factors may result as a turnover strategy with the end result of enhancing its multiple in line with the available growth opportunities in this industry.Conclusion: Valuation is perhaps the most important aspect of M&A deal. More often than not this gets reduced to juggling with the numbers alone neglecting the more subtle aspect of the qualitative aspects and the futuristic outcome of such exercise. What is important may not be apparent and vice versa. Therefore any true valuation has to factor both the numbers and the futuristic intangibles which will eventually get reduced to numbers though not extent visible. </p>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/is-valuation-only-about-numbers,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Property Management Software Is the Future in Property Management Business</title> <link>https://dwafxms.info/property-management-software-is-the-future-in-property-management-business,html</link> <comments>https://dwafxms.info/property-management-software-is-the-future-in-property-management-business,html#comments</comments> <pubDate>Sun, 26 Mar 2023 08:38:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <category><![CDATA[software]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=56</guid> <description><![CDATA[The future is all about change and technology has brought us exactly this. It’s because of technology that we have telephones, cell phones, televisions and computers that provide us convenience. This includes property management software.With property management software, managing properties is now easier compared to the past years. There are no more long trips to [...]]]></description> <content:encoded><![CDATA[<p> The future is all about change and technology has brought us exactly this. It’s because of technology that we have telephones, cell phones, televisions and computers that provide us convenience. This includes property management software.With property management software, managing properties is now easier compared to the past years. There are no more long trips to properties located in far-away places, no more delayed payments, and no more lost payment records. The reason for this is the fact that the software features a more convenient way of doing business making it a useful tool for all property owners.Firstly, the software enables remote transactions. It is connected to the internet making it accessible to residents to go to the community website and log on to their personal account which they can do wherever they are. They can even make transactions at any time of the day since for as long as they have an internet connection. Also, payments can be made using a credit card or an electronic check without needing some cash on hand and any concerns may immediately be delivered to the property owner for a speedy response.Secondly, the software permits keeping a record of payments made. This is done through its online payment history that stores not only previous transactions but highlights unfinished ones as well reminding the residents of their pending transactions. Additionally, it also has an email notification feature that lets residents know the current status of their rent every month. It’s a great feature that allows property owners to save time and money from making frequent phone calls and traveling long distances.Lastly, the software allows the integration of necessary items. It is capable of web-integration and software integration. Web integration is necessary for making online payments and sending queries and concerns while software integration helps property owners manage their account better. They can integrate software such as Microsoft Word and Microsoft Excel when downloading a particular period of payment data. Residents may also use these software to transfer their online payment history ready for printing.Thus, property management software is the future of property management business. It is available to property owners and tenants to use enabling them to do remote transactions, permitting them to keep an online payment history, and allowing them to integrate to the web as well as to other software programs. It’s definitely a big change and we owe it all to today’s technology. </p>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/property-management-software-is-the-future-in-property-management-business,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Booking Tickets and Hotels With Your Mobile on the Go</title> <link>https://dwafxms.info/booking-tickets-and-hotels-with-your-mobile-on-the-go,html</link> <comments>https://dwafxms.info/booking-tickets-and-hotels-with-your-mobile-on-the-go,html#comments</comments> <pubDate>Thu, 02 Feb 2023 06:49:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dwafxms.info/?p=54</guid> <description><![CDATA[Are you aware of the new technologies that have made our lives so easy? The technologies are improving day by day and today you can do anything on the go. You might have an idea about the smart phones that has become the talk of the town these days.With the help of these smart phones [...]]]></description> <content:encoded><![CDATA[<p> Are you aware of the new technologies that have made our lives so easy? The technologies are improving day by day and today you can do anything on the go. You might have an idea about the smart phones that has become the talk of the town these days.With the help of these smart phones you can now do almost anything. If you have a business these days you need to make sure that you very much involved in it and you should always stay connected to your team.One of the most popular business opportunities available these days is of travel and tourism. You might be aware of the fact that these days you can easily make your hotel and ticket bookings from your phone even when you are on the move. This is how the smart phones can help you.Other than this, if you yourself own this business in travel and tourism then you can easily start marketing your business through your smart phone. You just need to create your own travel website through these phones.But it is not very easy to create your website with these phones and then start marketing your business. The website that you create will be your own ecommerce and booking website. People will visit the website and make their booking for hotels and tickets.It is therefore very much important to provide all the essential details regarding your business in this website through the smart phones. You need to provide the details of booking rates as well as the rates of the tickets.Other than this, if you offer a package system then you should also specify the rates and the facilities available with the package. The websites are quite easy to use. User friendly websites are always in great demand. Booking can be made for places like St Lucia, Turks and Caicos, Barbados as well as Dominica.Traveler marketing strategies can help you reach to the top of this field. There are certain smart phone marketing companies which can help you create great websites. Some of these companies offer a free trial period for some time.You can take the free trial period offer so that you can find out which of the companies offer better service. There are various benefits of using the smart phone traveler service. First of all they will offer you a great format to create your travel website.Once your website is created and marketed by the smart phone traveler marketing service you can reach out to at least billions of travelers on the go. There are different types of smart phones available these days. Any people using this kind of phone can connect himself to your travel website and enjoy the deals.Whenever you create a website it is always important to get an online rating. With the help of these marketing facilities you can surely rank high and get a good online presence. So start marketing your travel and tourism website now. </p>]]></content:encoded> <wfw:commentRss>https://dwafxms.info/booking-tickets-and-hotels-with-your-mobile-on-the-go,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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