Congratulations!

[Valid RSS] This is a valid RSS feed.

Recommendations

This feed is valid, but interoperability with the widest range of feed readers could be improved by implementing the following recommendations.

Source: https://due.com/feed/

  1. <?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
  2. xmlns:content="http://purl.org/rss/1.0/modules/content/"
  3. xmlns:wfw="http://wellformedweb.org/CommentAPI/"
  4. xmlns:dc="http://purl.org/dc/elements/1.1/"
  5. xmlns:atom="http://www.w3.org/2005/Atom"
  6. xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
  7. xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
  8. >
  9.  
  10. <channel>
  11. <title>Due</title>
  12. <atom:link href="https://due.com/feed/" rel="self" type="application/rss+xml" />
  13. <link>https://due.com/</link>
  14. <description></description>
  15. <lastBuildDate>Mon, 14 Jul 2025 19:33:55 +0000</lastBuildDate>
  16. <language>en-US</language>
  17. <sy:updatePeriod>
  18. hourly </sy:updatePeriod>
  19. <sy:updateFrequency>
  20. 1 </sy:updateFrequency>
  21. <generator>https://wordpress.org/?v=6.7.1</generator>
  22. <item>
  23. <title>Oaktree Capital Management Relocates LA Headquarters</title>
  24. <link>https://due.com/oaktree-capital-management-relocates-la-headquarters/</link>
  26. <dc:creator><![CDATA[Brad Anderson]]></dc:creator>
  27. <pubDate>Tue, 15 Jul 2025 18:20:20 +0000</pubDate>
  28. <category><![CDATA[News]]></category>
  29. <guid isPermaLink="false">https://due.com/?p=91524</guid>
  30.  
  31. <description><![CDATA[<p>Oaktree Capital Management has finalized plans to relocate its headquarters within downtown Los Angeles, moving to a new building just blocks away from its current location. The investment management firm, known for its focus on alternative investments, will maintain its presence in the downtown business district while transitioning to new office space. The decision comes […]</p>
  32. <p>The post <a href="https://due.com/oaktree-capital-management-relocates-la-headquarters/">Oaktree Capital Management Relocates LA Headquarters</a> appeared first on <a href="https://due.com">Due</a>.</p>
  33. ]]></description>
  34. <content:encoded><![CDATA[<article><a href="https://www.bloomberg.com/news/articles/2025-07-03/oaktree-set-to-move-la-headquarters-away-from-brookfield-tower">Oaktree Capital Management</a> has finalized plans to relocate its headquarters within downtown Los Angeles, moving to a new building just blocks away from its current location. The investment management firm, known for its focus on alternative investments, will maintain its presence in the downtown business district while transitioning to new office space. The decision comes as many financial firms reassess their office needs and locations, particularly in major urban centers. While some companies have opted to leave downtown areas entirely following the pandemic, Oaktree’s choice to remain in downtown Los Angeles signals continued confidence in the area as a viable business hub.</p>
  35. <h2>Downtown LA Real Estate Movement</h2>
  36. <p>Oaktree’s move represents part of a larger pattern of corporate relocations within downtown Los <a href="https://due.com/regulation-crowdfunding-and-the-state-of-angel-investing-to-be-discussed-by-sec/" data-wpil-monitor-id="4121">Angeles</a>. The <a href="https://due.com/several-countries-set-to-default-in-the-coming-years-says-sp-global/" data-wpil-monitor-id="4117">financial</a> district has experienced both departures and arrivals in recent years, with companies making strategic decisions about their physical footprints.</p>
  37. <p>The short-distance relocation—just blocks from the <a href="https://due.com/eleven-firms-to-pay-a-combined-88-million-to-settle-mass-recordkeeping-failures/" data-wpil-monitor-id="4122">firm’s</a> existing headquarters—suggests Oaktree may be seeking updated facilities or more favorable lease terms while maintaining its established presence in the financial district. This type of “micro-move” has become increasingly common as businesses look to optimize their real estate portfolios without disrupting operations or <a href="https://due.com/national-transport-company-to-pay-453k-to-resolve-illegally-terminated-employee-case/" data-wpil-monitor-id="4118">employee</a> commutes.</p>
  38. <h2>Impact on Downtown Business Landscape</h2>
  39. <p>Oaktree Capital Management, founded in 1995, has grown into one of the largest <a href="https://due.com/alternative-assets/" data-wpil-monitor-id="4120">alternative investment</a> management firms globally. With approximately $170 billion in <a href="https://due.com/prioritizing-reinvestment/" data-wpil-monitor-id="4125">assets</a> under management, the firm’s commitment to downtown Los Angeles carries significant weight for the local business ecosystem.</p>
  40. <p><a href="https://due.com/commercial-real-estate-crisis-and-opportunities/" data-wpil-monitor-id="4116">Commercial real estate</a> experts note several potential motivations behind the move:</p>
  41. <ul>
  42. <li>Modernized office space with updated amenities</li>
  43. <li>More efficient floor plans to accommodate hybrid work models</li>
  44. <li>Potential cost savings through new lease negotiations</li>
  45. <li>Enhanced <a href="https://due.com/building-ai-solutions/" data-wpil-monitor-id="4123">sustainability</a> features in newer buildings</li>
  46. </ul>
  47. <p>When major financial institutions like Oaktree make decisions to stay and invest in downtown, it reinforces the area’s position as a financial center,” said a local <a href="https://due.com/shifting-power-in-real-estate-commissions/" data-wpil-monitor-id="4119">real estate</a> analyst familiar with downtown market trends. “These moves often trigger building improvements and can influence other companies’ location decisions.”</p>
  48. <h2>Broader Context of Corporate Relocations</h2>
  49. <p>The financial services industry has seen significant <a href="https://due.com/market-analysis-reveals-growing-concerns-over-stagflation-and-investment-strategy-shifts/" data-wpil-monitor-id="4128">shifts in office strategy</a> since 2020. While some firms have embraced remote work and <a href="https://due.com/downsizing-and-rightsizing-how-to-simplify-your-life-in-retirement/" data-wpil-monitor-id="4124">downsized</a> their physical footprints, others have maintained traditional office-centric approaches. Oaktree’s decision to relocate nearby rather than dramatically reduce space or leave downtown entirely suggests a balanced approach.</p>
  50. <p>Downtown Los Angeles has <a href="https://due.com/tesla-stock-faces-challenges-as-trump-targets-ev-incentives/" data-wpil-monitor-id="4127">faced challenges</a> in recent years, including office vacancy rates that reached nearly 20% in some quarters. However, premium buildings with modern amenities have generally fared better at retaining and attracting tenants.</p>
  51. <p>The specific building Oaktree has selected for its new headquarters has not been disclosed in detail. Still, the proximity to its current location indicates the firm values its established position within the downtown business community.</p>
  52. <p>For employees, the minimal distance change likely means limited disruption to commuting patterns and daily routines, while potentially offering improved workplace facilities and amenities. The move also allows Oaktree to maintain its business relationships and connections within the downtown ecosystem.</p>
  53. <p>As downtown Los Angeles continues its post-pandemic recovery, <span style="box-sizing: border-box; margin: 0px; padding: 0px;">the retention of major financial firms like Oaktree remains crucial for the area’s economic vitality and the stability of its commercial <a href="https://due.com/real-estate-investors-plead-guilty-in-119m-mortgage-fraud-case/" target="_blank" rel="noopener">real estate</a> market</span>. The company’s decision may influence other firms considering their future in the downtown area.</p>
  54. </article>
  55. <p>The post <a href="https://due.com/oaktree-capital-management-relocates-la-headquarters/">Oaktree Capital Management Relocates LA Headquarters</a> appeared first on <a href="https://due.com">Due</a>.</p>
  56. ]]></content:encoded>
  60. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/oaktree_capital_relocates_1752403872-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  61. <item>
  62. <title>Mark Cuban Warns of AI Accuracy Issues Despite Daily Use</title>
  63. <link>https://due.com/mark-cuban-warns-of-ai-accuracy-issues-despite-daily-use/</link>
  65. <dc:creator><![CDATA[Brad Anderson]]></dc:creator>
  66. <pubDate>Tue, 15 Jul 2025 16:52:28 +0000</pubDate>
  67. <category><![CDATA[News]]></category>
  68. <guid isPermaLink="false">https://due.com/?p=91529</guid>
  69.  
  70. <description><![CDATA[<p>Billionaire entrepreneur Mark Cuban has revealed that while he incorporates generative artificial intelligence into his daily routine, he maintains a cautious approach due to the technology’s limitations. Cuban specifically highlighted concerns about AI’s factual accuracy and attention to detail.The “Shark Tank” investor and Dallas Mavericks owner’s comments come at a time when generative AI tools […]</p>
  71. <p>The post <a href="https://due.com/mark-cuban-warns-of-ai-accuracy-issues-despite-daily-use/">Mark Cuban Warns of AI Accuracy Issues Despite Daily Use</a> appeared first on <a href="https://due.com">Due</a>.</p>
  72. ]]></description>
  73. <content:encoded><![CDATA[<article>Billionaire entrepreneur Mark Cuban has revealed that while he incorporates <a style="color: #0066cc;" href="https://en.wikipedia.org/wiki/Generative_artificial_intelligence" target="_blank" rel="noopener noreferrer">generative artificial intelligence</a> into his daily routine, he maintains a cautious approach due to the technology’s limitations. Cuban specifically highlighted concerns about AI’s <a style="color: #0066cc;" href="https://forum.il2sturmovik.com/topic/6913-hows-the-historical-accuracy-in-this-title/" target="_blank" rel="noopener noreferrer">factual accuracy and attention to detail</a>.The “Shark Tank” investor and Dallas Mavericks owner’s comments come at a time when generative AI tools like ChatGPT, Claude, and Gemini are rapidly gaining popularity across business sectors. His practical perspective offers a balanced view on both the utility and shortcomings of these emerging technologies.</p>
  74. <h2>Balancing AI Benefits With Careful Oversight</h2>
  75. <p>Cuban’s approach to AI usage suggests a pragmatic middle ground between wholesale adoption and complete rejection of the technology. By using AI tools daily while maintaining human oversight, he demonstrates how <a href="https://due.com/the-initial-financial-quarter-closes-with-a-note-on-small-business/" data-wpil-monitor-id="4087">business</a> leaders might integrate these systems responsibly.</p>
  76. <p>I use generative AI on a daily basis,” Cuban stated, while immediately qualifying that he does so “always <a href="https://due.com/aging-and-disabled-healthcare-workers-denied-86k-by-indiana-care-home/" data-wpil-monitor-id="4092">carefully.”</a> This careful approach appears to stem from his firsthand experience with the technology’s current limitations.</p>
  77. <p>His method aligns with the growing consensus among tech experts who recommend treating AI outputs as first drafts rather than finished products. This approach recognizes AI’s value in generating ideas and content quickly while acknowledging its need for human verification.</p>
  78. <h2>Key Limitations Identified</h2>
  79. <p>Cuban pointed explicitly to two critical weaknesses in current generative AI systems:</p>
  80. <ul>
  81. <li><strong>Factual accuracy:</strong> The tendency for AI systems to present incorrect information <a href="https://due.com/consumer-confidence-in-the-united-states-falls-reveals-recent-survey/" data-wpil-monitor-id="4088">confidently</a></li>
  82. <li><strong>Attention to detail:</strong> The inability of AI to consistently maintain precision throughout longer outputs</li>
  83. </ul>
  84. <p>These limitations align with what AI researchers call “hallucinations” – instances where AI systems generate information that appears plausible but is factually incorrect or fabricated. Such inaccuracies can create significant problems when AI is used for decision-making, research, or customer-facing <a href="https://due.com/armstrong-group-agrees-to-settle-6-5m-in-false-claims-act-accusation/" data-wpil-monitor-id="4090">communications</a>.</p>
  85. <p>Cuban’s warning carries particular weight given his extensive background in technology <a href="https://due.com/mass-ave-global-and-ceo-charged-for-misleading-investors/" data-wpil-monitor-id="4091">investments</a> and his early adoption of emerging technologies. As an <a href="https://due.com/markets-bounce-back-as-investors-watch-middle-eastern-tension/" data-wpil-monitor-id="4086">investor who has backed</a> numerous tech startups, his practical assessment suggests a realistic view of where AI currently stands in its development.</p>
  86. <h2>Implications for Business Leaders</h2>
  87. <p>Cuban’s approach offers a <a href="https://due.com/new-ceo-at-intel-shifts-chip-manufacturing-business-model/" data-wpil-monitor-id="4093">model for business</a> leaders navigating the AI landscape. Rather than avoiding the technology entirely due to its flaws, or embracing it uncritically, his method suggests implementing verification processes and maintaining human oversight.</p>
  88. <p>“The tech falls short on factual accuracy and attention to detail,” Cuban warned, indicating that these shortcomings require users to implement verification steps when using AI-generated content.</p>
  89. <p>For businesses implementing AI tools, Cuban’s comments suggest the need for clear protocols around fact-checking AI outputs and maintaining human review processes, particularly for customer-facing materials or important business decisions.</p>
  90. <p>As AI tools continue to evolve, Cuban’s balanced perspective highlights the current state of the technology: applicable but imperfect, promising but requiring careful management. His daily use despite known limitations suggests the <a href="https://due.com/health-and-welfare-benefits-administration-firm-to-pay-44-4m-in-fringe-benefits/" data-wpil-monitor-id="4089">benefits</a> can outweigh the risks when proper precautions are taken.</p>
  91. <p>For now, Cuban’s approach indicates that AI is best viewed as an assistant rather than a replacement for human judgment. This tool can enhance productivity when its outputs are properly verified and its limitations understood.</p>
  92. </article>
  93. <p>The post <a href="https://due.com/mark-cuban-warns-of-ai-accuracy-issues-despite-daily-use/">Mark Cuban Warns of AI Accuracy Issues Despite Daily Use</a> appeared first on <a href="https://due.com">Due</a>.</p>
  94. ]]></content:encoded>
  98. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/cuban_ai_accuracy_1752486620-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  99. <item>
  100. <title>Teenager becomes a millionaire through gaming platform Roblox</title>
  101. <link>https://due.com/teenager-becomes-a-millionaire-through-gaming-platform-roblox/</link>
  103. <dc:creator><![CDATA[Matt Rowe]]></dc:creator>
  104. <pubDate>Tue, 15 Jul 2025 15:00:59 +0000</pubDate>
  105. <category><![CDATA[News]]></category>
  106. <guid isPermaLink="false">https://due.com/?p=91518</guid>
  107.  
  108. <description><![CDATA[<p>Only a few months after its release, the popular Roblox game Blue Lock: Rivals was sold for over $3 million by its teenage developer. In just three months, the 19-year-old creator—who asked to remain anonymous—and co-developers created the anime-inspired soccer game. The game’s popularity grew rapidly; at its height, it attracted over a million concurrent […]</p>
  109. <p>The post <a href="https://due.com/teenager-becomes-a-millionaire-through-gaming-platform-roblox/">Teenager becomes a millionaire through gaming platform Roblox</a> appeared first on <a href="https://due.com">Due</a>.</p>
  110. ]]></description>
  111. <content:encoded><![CDATA[<p>Only a few months after its release, the popular Roblox game Blue Lock: Rivals was sold for over $3 million by its teenage developer. In just three months, the 19-year-old creator—who asked to remain anonymous—and co-developers created the anime-inspired soccer game. The game’s popularity grew rapidly; at its height, it attracted over a million concurrent players and brought in about $5 million per month for Roblox Corp.</p>
  112. <p>In March, the game was purchased by Do Big Studios, a rising force in the Roblox <a href="https://due.com/strategic-importance-of-greenland-acquisition-for-us-global-position/">acquisition</a> market. As part of a larger trend within the Roblox ecosystem, the studio has been purchasing other high-performing games and had previously worked with the company on Blue Lock: Rivals.</p>
  113. <h3>Teenager becomes a millionaire through gaming platform Roblox</h3>
  114. <p>David Taylor, senior consultant at game analytics company Naavik, stated, “We’ve seen a real shift in Roblox’s ecosystem.” Seven of the top 15 Roblox games in June, according to Taylor, were no longer owned by their original developers.</p>
  115. <p>This spike in acquisitions comes after Roblox made a significant policy change. Previously prohibited by its terms of service, the company modified its terms in December to permit the formal transfer of game ownership. Even though Roblox doesn’t currently engage in secondary market sales, this shift has made it possible for private deals to flourish.</p>
  116. <p>According to Roblox, the top 10 developers made an average of $36 million each in 12 months. By 2025, the company plans to pay over $1 billion to creators. According to CEO <a href="https://www.linkedin.com/in/davidbaszucki/">Dave Baszucki</a>, at least one Roblox developer is expected to be valued at $1 billion by 2028.</p>
  117. <h3>Lawyers, licensing, and fast-paced sales</h3>
  118. <p>Lawyers who assist in facilitating sales through Discord and other online channels are often at the center of these transactions. Odin Law & Media’s Connor Richards claimed to have witnessed minors make hundreds of thousands of dollars. Adam Starr, a technology lawyer, has dealt with roughly 20 Roblox game sales in the last 12 months. Starr claims that interest is only increasing.</p>
  119. <p>According to Singer, Voldex usually spends seven figures on acquisitions. After reaching an agreement with the NFL, it rebranded Ultimate Football as NFL Universe Football, which greatly increased user engagement. “We’ve been able to sustain our communitites and games and grow them while keeping players happy” Singer stated.</p>
  120. <p>Developers frequently sell their games for the equivalent of just one or two months’ revenue because user preferences on the platform change frequently. According to Taylor, some demand a year’s worth of earnings. Developers frequently exchange art or code for a portion of the game’s <a href="https://due.com/maximizing-your-retirement-savings-with-ev-ownership-in-texas/">ownership</a>.</p>
  121. <p><em><strong>Featured Image Credit: Francesco Ungaro: Pexels: Thank You!</strong></em></p>
  122. <p>The post <a href="https://due.com/teenager-becomes-a-millionaire-through-gaming-platform-roblox/">Teenager becomes a millionaire through gaming platform Roblox</a> appeared first on <a href="https://due.com">Due</a>.</p>
  123. ]]></content:encoded>
  127. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/Teenager-becomes-a-millionaire-through-gaming-platform-Roblox-1024x710.jpg" width="800" height="555"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  128. <item>
  129. <title>Unlock Your Golden Years: 15 Smart Summer Side Hustles for Retirees</title>
  130. <link>https://due.com/unlock-your-golden-years-smart-summer-side-hustles-for-retirees/</link>
  132. <dc:creator><![CDATA[John Rampton]]></dc:creator>
  133. <pubDate>Tue, 15 Jul 2025 11:03:44 +0000</pubDate>
  134. <category><![CDATA[Retirement]]></category>
  135. <category><![CDATA[side hustle ideas]]></category>
  136. <category><![CDATA[summer jobs]]></category>
  137. <category><![CDATA[working after retirement]]></category>
  138. <guid isPermaLink="false">https://due.com/?p=90903</guid>
  139.  
  140. <description><![CDATA[<p>For many people, retirement is an opportunity to pursue new interests and even gain some financial flexibility. Bankrate reports that 36% of U.S. adults earn extra money through a side hustle in addition to their primary income source. However, even though a large share of retirees do not have a side gig, 60% of Americans […]</p>
  141. <p>The post <a href="https://due.com/unlock-your-golden-years-smart-summer-side-hustles-for-retirees/">Unlock Your Golden Years: 15 Smart Summer Side Hustles for Retirees</a> appeared first on <a href="https://due.com">Due</a>.</p>
  142. ]]></description>
  143. <content:encoded><![CDATA[<p>For many people, <a href="https://due.com/retirement-doesnt-mean-broke-generating-income-after-your-career/" target="_blank" rel="noopener">retirement</a> is an opportunity to pursue new interests and even gain some financial flexibility. <a href="https://www.bankrate.com/credit-cards/news/side-hustles-survey/" target="_blank" rel="noopener">Bankrate</a> reports that 36% of U.S. adults earn extra money through a side hustle in addition to their primary income source. However, even though a large share of retirees do not have a side gig, 60% of Americans reported wanting one, according to a <a href="https://www.dadavidson.com/About-Us/News/ArticleID/7003/Nearly-Two-Thirds-Retired-Americans-Wish-They-Had-Side-Gig-to-Support-Ideal-Retirement-Lifestyle" target="_blank" rel="noopener">D.A. Davidson survey</a>.</p>
  144. <p>But, a “side hustle” doesn’t necessarily mean working full-time. Instead, they are about staying active, <a href="https://due.com/building-a-social-network-after-retirement-staying-connected-and-thriving/" target="_blank" rel="noopener">building social connections</a>, and earning extra income.</p>
  145. <p>Summertime, in particular, offers retirees the opportunity to explore supplementary income options and take advantage of the longer days. Here are 15 smart summer <a href="https://due.com/side-hustles-for-retirees-making-extra-cash-on-your-terms-and-enjoying-the-ride/" target="_blank" rel="noopener">side hustles you can do while enjoying your golden years</a>.</p>
  146. <h2><b>Seasonal & Outdoor Gigs: Embrace the Summer Sunshine</b></h2>
  147. <p>The <a href="https://due.com/sun-kissed-savings-your-guide-to-a-thrifty-summer-fun/" target="_blank" rel="noopener">summer </a>months invite us outdoors, and there are plenty of activities retirees can engage in to make this a profitable and enjoyable season. Roles such as these involve interacting with people, playing outdoors, and staying physically active without being overly demanding.</p>
  148. <h3><b>1. A tour guide.</b></h3>
  149. <p>If you live near a historic site, a natural beauty spot, or a popular tourist attraction, a career as a tour guide might be an excellent summer job. For those who love sharing local anecdotes, historical facts, and hidden gems, this role is perfect. Imagine guiding visitors through historic towns, parks, or famous landmarks, all at your own pace, and sharing your passion for the area.</p>
  150. <p>A wide variety of historical societies, national parks, and private tour companies offer part-time jobs, many of which include training. As a guide, you can meet many new people and rediscover the wonders of your neighborhood. Additionally, you’ll learn and recall information continuously, which will help keep you mentally sharp.</p>
  151. <h3><b>2. Local farmer’s market vendor.</b></h3>
  152. <p>Are you a gardener, baker, or crafter? If so, farmers’ markets are bustling hubs during the summer months, offering vibrant community spaces for sellers. As a side hustle, you completely control how much you want to produce and which market days you want to attend.</p>
  153. <p>You could sell products from homemade jams, artisanal bread, knitwear, upcycled furniture, or handcrafted jewelry. The social aspect of interacting directly with customers, sharing your passion, and taking part in a lively community event can be gratifying. Additionally, the hours are typically limited to a few mornings per week, allowing you to have free time in the afternoons.</p>
  154. <h3><b>3. House sitting or pet sitting.</b></h3>
  155. <p>In the summer, people are more likely to need house sitters and pet sitters, which means more demand for reliable sitters. If you enjoy a change of scenery or love animals, this can be a great way to earn money. Besides caring for pets, most homeowners prefer someone to stay at their property to deter burglars, water plants, and keep the house looking lived-in.</p>
  156. <p>Various platforms connect you with opportunities, such as <a href="https://www.trustedhousesitters.com/" target="_blank" rel="noopener">TrustedHousesitters</a> (in exchange for pet<span style="box-sizing: border-box; margin: 0px; padding: 0px;"> and house care) and <a href="https://due.com/low-stress-in-person-and-remote-jobs-for-seniors-and-retirees/" target="_blank" rel="noopener">Rover</a> (for paid pet sitting</span> and dog walking). It’s up to you to decide what’s available and what your rate is, so you can only accept assignments that suit your lifestyle. This is also an excellent way to spend time with furry friends, enjoy a peaceful environment, and offer valuable service to vacationing families.</p>
  157. <h3><b>4. Gardening or landscaping help (light duty).</b></h3>
  158. <p>During the peak growing season, many homeowners find maintaining their gardens challenging. Providing light gardening or landscaping services can be ideal for retirees who enjoy being outdoors without having to do heavy lifting. It can be as simple as weeding flowerbeds, deadheading plants, pruning, watering, or tending to vegetable patches.</p>
  159. <p>We’re not talking about running a large-scale landscaping business. Instead, it involves offering a few hours a week to multiple neighbors or clients. Depending on your physical capabilities, you can set your hourly rate. In addition to staying active, getting sunshine, and beautifying your community, it also provides an added income. These types of services usually work best through word-of-mouth referrals.</p>
  160. <h3><b>5. Event staff or parking attendant.</b></h3>
  161. <p>The summer is synonymous with outdoor concerts, festivals, sporting events, and community fairs. There’s always a need for temporary help at these events, and roles such as event staff or parking attendants are often ideal for retirees. Typically, these are <a href="https://due.com/low-stress-in-person-and-remote-jobs-for-seniors-and-retirees/" target="_blank" rel="noopener">low-stress positions</a> that require you to answer attendees’ questions or direct them to parking spots.</p>
  162. <p>In particular, they are suited for people who enjoy being surrounded by others and interacting with them. Typically, the hours are flexible, often on weekends or evenings, allowing you to enjoy your weekdays still. Also, you may be able to enjoy snippets of the event or music for free. If you’re looking for seasonal opportunities, consider checking with local venues, sports arenas, or festival organizers.</p>
  163. <h2><b>Low-Physical, Flexible Roles: Leverage Your Expertise from Home</b></h2>
  164. <p>For those who prefer sedentary or indoor work or need highly flexible jobs, numerous side hustles can leverage your knowledge and experience with minimal physical effort. The majority of these can be done from <a href="https://due.com/maximize-earnings-working-remotely/" target="_blank" rel="noopener">the comfort of your own home</a>.</p>
  165. <h3><b>6. Online tutoring.</b></h3>
  166. <p>Throughout your life, you have accumulated a wealth of knowledge. What’s the harm in sharing it? In addition to math, writing, ESL, and test prep, you can use online tutoring to teach subjects you know well. As online education becomes increasingly personalized, there will be a greater demand for it.</p>
  167. <p>You can connect with students through platforms such as <a href="https://www.wyzant.com/" target="_blank" rel="noopener">Wyzant</a>, <a href="https://www.vipkid.com/" target="_blank" rel="noopener">VIPKid </a>(for teaching English abroad), or <a href="http://tutor.com" target="_blank" rel="noopener">Tutor.com</a>. It’s highly flexible, as you can set your hours and rates. In addition to being mentally stimulating, this role helps you stay connected to academic fields and provides immense satisfaction in helping others. Even better? It typically only requires an internet connection and a headset.</p>
  168. <h3><b>7. Freelance writing or editing.</b></h3>
  169. <p>If you have extensive writing experience or a passion for clear communication and grammar, <a href="https://due.com/10-ways-to-make-six-figures-as-a-freelance-writer/" target="_blank" rel="noopener">freelance writing</a> or editing can be a lucrative and fulfilling side gig. Additionally, businesses, websites, authors, and students often require well-written content or professional proofreading.</p>
  170. <p>Among the services you can provide are blog post writing, content creation, proofreading, copyediting, and even resume writing. <span style="box-sizing: border-box; margin: 0px; padding: 0px;">To find clients, you can utilize websites like <a href="https://www.upwork.com/" target="_blank" rel="noopener">Upwork</a> and <a href="https://www.fiverr.com/" target="_blank" rel="noopener">Fiverr</a>, or </span>market your services directly. This role is perfect for quiet mornings or evenings when you want to focus on topics that interest you. Furthermore, this is an excellent way to keep your mind sharp and maintain your communication skills.</p>
  171. <h3><b>8. Remote customer service.</b></h3>
  172. <p>During the summer months, many companies hire part-time seasonal remote customer service representatives, especially those with seasonal surges in demand (like e-commerce or travel companies). Often, these roles involve answering customer inquiries over the phone, via email, or through the chat feature.</p>
  173. <p>In most cases, a good internet connection, a quiet workspace, and a headset are required. Typically, training is provided, and working hours can be quite flexible. In this side hustle, you get to work from home, interact with people, and apply your problem-solving skills at the same time. It’s a reliable way of earning a consistent income without having to leave home.</p>
  174. <h3><b>9. Bookkeeping or tax help.</b></h3>
  175. <p>Whether you’re a financial professional, a certified public accountant, or simply a meticulous organizer, offering bookkeeping or tax services to small businesses and individuals can be a highly valued service. After all, for many small businesses, mid-year clean-ups or preparation for future tax filings are everyday needs.</p>
  176. <p>If you have any experience in data entry, expense tracking, invoicing, payroll assistance, or basic financial reporting, you may be able to help. In this role, you may work remotely or occasionally visit clients. In addition to providing a steady income stream, your experience can be invaluable to those who lack the time or expertise to manage their finances effectively.</p>
  177. <h3><b>10. Reselling antiques or collectibles.</b></h3>
  178. <p>You can turn your passion for treasure hunting or your efforts to downsize into a profitable business by reselling antiques and collectibles. It doesn’t matter if you have accumulated items over the years or if you enjoy browsing estate or <a href="https://due.com/garage-sale-flipping-side-hustle/" target="_blank" rel="noopener">garage sales</a>, thrift stores, or flea markets.</p>
  179. <p>The best places to sell your finds are on eBay (for a wide variety of items), Etsy (for vintage items and handcrafted goods), and local flea markets. It’s also a side hustle driven by passion and a desire for discovery. It’s great for decluttering your own home, discovering unique items, and connecting with other collectors. Despite the high income potential, the process itself is often enjoyable.</p>
  180. <h2><b>On-the-Go & Light Activity: Stay Mobile and Engaged</b></h2>
  181. <p>Retirees who prefer a more relaxed pace than traditional jobs can explore their local area through these side hustles.</p>
  182. <h3><b>11. Golf course starter or ranger.</b></h3>
  183. <p>If you’re a golf enthusiast, working as a golf course ranger or starter can be a dream job. In this role, you will monitor tee times, ensure a smooth playing experience, and assist golfers as needed.</p>
  184. <p>It’s a relaxing role with plenty of fresh air, beautiful surroundings, and a relaxed pace. The perk of these positions is that they often come with free or discounted golf privileges, which allows you to enjoy your passion while earning money. Working as a golf pro is a social role, where you interact with other golfers and enjoy a peaceful day as well.</p>
  185. <h3><b>12. Delivery driver (groceries or small goods).</b></h3>
  186. <p>With the rise of on-demand services, becoming a delivery driver has become a popular and flexible side job. Many apps hire <a href="https://due.com/terms/independent-contractor-definition-how-taxes-work-and-example/" target="_blank" rel="noopener">independent contractors</a>, such as Instacart (for groceries) and Amazon Flex (for packages from Amazon), as well as local pharmacies.</p>
  187. <p>With your car and flexibility in your delivery schedule, this service is highly adaptable to your needs. As part of this job, you’re required to lift grocery bags or packages, and you’re out and about in the community without being bound by a fixed schedule or work schedule. But this is a straightforward way to earn money on your terms.</p>
  188. <h3><b>13. Mystery shopping.</b></h3>
  189. <p>Would you like to earn money by shopping or eating out? This is exactly what mystery shopping offers. Businesses hire individuals to discreetly evaluate customer service, product quality, and store cleanliness. As a regular customer, you are compensated (or reimbursed for your purchases and meals) for providing detailed feedback.</p>
  190. <p>As a side hustle, this is typically a low-commitment situation, allowing you to pick assignments that work with your existing schedule. Among them are restaurants, retail stores, banks, and even car dealerships. You’ll get paid for your observations, experience new places, and ensure quality service.</p>
  191. <h2><b>Creative & Passion-Based: Share Your Talents</b></h2>
  192. <p>During your retirement years, you can leverage your <a href="https://due.com/turning-your-lifetime-of-skills-into-a-profitable-business/" target="_blank" rel="noopener">lifetime passions, skills, </a>and creative talents into an income stream. Aside from being fulfilling, these side hustles allow you to inspire, teach, and host.</p>
  193. <h3><b>14. Art, music, or craft instructor.</b></h3>
  194. <p>Whether you are talented in art, music, or a specific craft, becoming an instructor may be a good fit for you. During the summer, camps for kids, community center classes, and adult workshops are in high demand. It’s possible to teach painting, pottery, playing an instrument, knitting, jewelry making, or even creative writing.</p>
  195. <p>It’s a fantastic way to share your passions, keep your skills fresh, and inspire others. Teaching is possible in person at community centers, senior centers, and art studios, as well as online from the comfort of your own home. When you see your students learn new skills and discover joy through creative expression, it’s indescribably rewarding.</p>
  196. <h3><b>15. Local tour or Airbnb experience host.</b></h3>
  197. <p>You can take the concept of a tour guide one step further by becoming a local tour guide or Airbnb Experience Host. Rather than working for a company, you design and lead your own unique experiences. You could lead a guided walking tour of your neighborhood’s architectural treasures, teach a cooking class, take photos in scenic locations, or tell a historical story.</p>
  198. <p>In Airbnb Experiences, you can list and manage your idea and connect with travelers searching for authentic local experiences. As a result, you can express yourself creatively and show off your personality and expertise. This is a great way to meet people from all over the world and to share what makes your area so unique.</p>
  199. <h2><b>Bonus Tips for Retirees Embarking on a Side Hustle:</b></h2>
  200. <ul>
  201. <li style="font-weight: 400;"><b>Stay social.</b> The majority of these roles require interaction with others. For retirees, this can be a significant benefit, keeping them connected to their community and preventing feelings of isolation.</li>
  202. <li style="font-weight: 400;"><b>Check local resources.</b> Often, local recreation centers, senior centers, libraries, and community colleges list seasonal, part-time, or hobby-based jobs perfect for retirees. Be sure not to overlook these community hubs.</li>
  203. <li style="font-weight: 400;"><b>Consider liability insurance.</b> When you host events at your home, offer professional services (such as bookkeeping), or care for other people’s property (like pet sitting or house sitting), it’s essential to consider appropriate liability insurance to ensure your peace of mind and protect yourself.</li>
  204. </ul>
  205. <h2><b>Final Words of Advice</b></h2>
  206. <p>Are you ready to find your perfect match? The beauty of these summer side hustles is that they are flexible. It’s up to you whether you want to experiment with a few or mix a few. It doesn’t matter if you’re looking to <a href="https://due.com/8-ways-an-active-cpa-license-will-give-you-supplemental-income/" target="_blank" rel="noopener">supplement your income</a>, <a href="https://due.com/ways-to-stay-active-and-engaged-after-retirement/" target="_blank" rel="noopener">stay active</a>, or engage more with the world; there’s a summer side hustle waiting for you.</p>
  207. <h2><b>FAQs</b></h2>
  208. <h3><b>I’m retired to relax. Why should I even consider a side hustle?</b></h3>
  209. <p>Summer side hustles aren’t meant to replace your relaxing retirement. Instead, it allows you to stay active, engage socially, and keep your mind sharp. In addition to providing a sense of purpose and expanding their social circle, these low-stress gigs can offer extra income for travel, hobbies, or provide greater financial comfort.</p>
  210. <h3><b>Are these side hustles really “low-stress” and “flexible” as advertised, or will they take over my life?</b></h3>
  211. <p>Absolutely!</p>
  212. <p>Among the side hustles recommended, flexibility is a key attribute. There are many jobs where you can set your own hours, choose projects that accommodate your interests and energy level, and even work from home. As a retiree, your retirement lifestyle should be enhanced, not reduced, by supplemental income and engagement.</p>
  213. <h3><b>Do I need special skills or a high-tech setup to do these summer side hustles?</b></h3>
  214. <p>Not necessarily.</p>
  215. <p>Although some roles require prior experience (such as bookkeeping and online tutoring), many others require common life skills, including good communication, organization, and a love of the outdoors. It’s usually sufficient to have a computer or tablet that receives an internet connection for tech-based options such as online tutoring and remote customer service.</p>
  216. <h3><b>How do I find these opportunities, and what’s the best way to get started?</b></h3>
  217. <p>To get started, determine which side hustles align with your interests and abilities. If you’re looking for opportunities nearby, consider checking out local resources such as community centers, senior centers, and event venues. Additionally, explore options like Rover for pet sitting, Wyzant for tutoring, and eBay for reselling. Additionally, you can find great local gigs by networking with your friends and neighbors.</p>
  218. <h3><b>Will earning extra money impact my retirement benefits (like Social Security or pension)?</b></h3>
  219. <p>You should consider how additional income might affect your situation. When you are under your full retirement age, some earnings limits may temporarily reduce your Social Security benefits. At full retirement age, you are not affected by your Social Security benefits when you earn a lot.</p>
  220. <p>Additionally, you’ll want to consult a financial advisor or the relevant benefits administration (e.g., the Social Security Administration) to understand how this will impact your pension or Social Security benefits.</p>
  221. <p><em><strong>Image Credit: Vlada Karpovich; Pexels</strong></em></p>
  222. <p>The post <a href="https://due.com/unlock-your-golden-years-smart-summer-side-hustles-for-retirees/">Unlock Your Golden Years: 15 Smart Summer Side Hustles for Retirees</a> appeared first on <a href="https://due.com">Due</a>.</p>
  223. ]]></content:encoded>
  227. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/06/Smart-Summer-Side-Hustles-for-Retirees.jpg" width="768" height="512"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  228. <item>
  229. <title>Historic S&#038;P 500 Investment Windows Uncovered</title>
  230. <link>https://due.com/historic-sp-500-investment-windows-uncovered/</link>
  232. <dc:creator><![CDATA[Taylor Sohns MBA, CIMA®, CFP®]]></dc:creator>
  233. <pubDate>Mon, 14 Jul 2025 19:22:30 +0000</pubDate>
  234. <category><![CDATA[Money Tips]]></category>
  235. <category><![CDATA[LifeGoal Wealth Advisors]]></category>
  236. <category><![CDATA[opportunity window]]></category>
  237. <category><![CDATA[S&P 500]]></category>
  238. <guid isPermaLink="false">https://due.com/?p=91533&#038;preview=true&#038;preview_id=91533</guid>
  239.  
  240. <description><![CDATA[<p>I have spent many years studying market patterns and have noticed recurring trends that offer valuable insights. In my experience as CEO of LifeGoal Wealth Advisors, I have observed that the S&P 500 has reached a notable milestone on only five separate occasions; one was when the market rallied by 25% in just three months. […]</p>
  241. <p>The post <a href="https://due.com/historic-sp-500-investment-windows-uncovered/">Historic S&#038;P 500 Investment Windows Uncovered</a> appeared first on <a href="https://due.com">Due</a>.</p>
  242. ]]></description>
  243. <content:encoded><![CDATA[<article>I have spent many years studying market patterns and have noticed recurring trends that offer valuable insights. In my experience as CEO of LifeGoal Wealth Advisors, I have observed that the S&P 500 has reached a notable milestone on only five separate occasions; one was when the market rallied by 25% in just three months. Let me share my analysis of these historical episodes. I compare these events to the possibility of a current <a style="color: #0066cc;" href="https://www.cmegroup.com/openmarkets/finance/2020/16057-a-pullback-correction-or-bear-market-how-to-tell-the-difference.html" target="_blank" rel="noopener noreferrer">market pullback</a>, asking if it might represent another strong investment entry point.</p>
  244. <h2>Market Rallies and Their Timing</h2>
  245. <p>The <a href="https://due.com/artificial-intelligences-impact-on-stock-market/" data-wpil-monitor-id="4131">stock market</a> is well-known for its cycles of ups and downs. On five occasions in history, the S&P 500 soared by 25% within a brief period. When we review these times, several patterns emerge that provide insight into possible future <a href="https://due.com/wall-street-lessons-understanding-fear-and-greed-in-investment-cycles/" data-wpil-monitor-id="4133">market behavior</a>. It is important to remember that market corrections are not unusual. History confirms that a short-term pullback can open a window for strong long-term gains.</p>
  246. <p>When analyzing each of these periods, several key themes come to light:</p>
  247. <ul>
  248. <li><strong>Timing:</strong> Each rally happened after challenging periods, such as crises and geopolitical events.</li>
  249. <li><strong>Recovery:</strong> Most pullbacks have given <a href="https://due.com/markets-bounce-back-as-investors-watch-middle-eastern-tension/" data-wpil-monitor-id="4137">investors a prime opportunity to re-enter the market</a>.</li>
  250. <li><strong>Long-Term Gains:</strong> Historically, the best returns have been achieved when investors used these dips as entry points.</li>
  251. </ul>
  252. <div>
  253. <div style="margin: 34px 0; display: flex; justify-content: center;">
  254. <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 360px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/DMF5LtzOeqn/" data-instgrm-version="14">
  255. <div style="padding: 16px;">
  256. <div style="display: flex; flex-direction: row; align-items: center;">
  257. <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div>
  258. <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;">
  259. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div>
  260. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div>
  261. </div>
  262. </div>
  263. <div style="padding: 19% 0;"></div>
  264. <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div>
  265. <div style="padding-top: 8px;">
  266. <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div>
  267. </div>
  268. <div style="padding: 12.5% 0;"></div>
  269. <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;">
  270. <div>
  271. <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"></div>
  272. <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"></div>
  273. <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"></div>
  274. </div>
  275. <div style="margin-left: 8px;">
  276. <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"></div>
  277. <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"></div>
  278. </div>
  279. <div style="margin-left: auto;">
  280. <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"></div>
  281. <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"></div>
  282. <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"></div>
  283. </div>
  284. </div>
  285. <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;">
  286. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"></div>
  287. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"></div>
  288. </div>
  289. <p> </p>
  290. </div>
  291. </blockquote>
  292. <p><script async="" src="https://www.instagram.com/embed.js"></script></p>
  293. </div>
  294. </div>
  295. <h2>Historical Investment Periods</h2>
  296. <p>I find that studying these distinct <a href="https://due.com/debunking-market-timing-a-comprehensive-guide/" data-wpil-monitor-id="4158">time periods reinforces the idea that market</a> recoveries bring opportunity. I will review each historical episode in detail.</p>
  297. <p><strong>1975:</strong> Following the early <span style="box-sizing: border-box; margin: 0px; padding: 0px;">1970s <a href="https://due.com/the-world-bank-issued-a-warning-that-oil-could-hit-the-100-a-barrel-mark/" target="_blank" rel="noopener">oil</a> embargo, the market experienced significant turmoil. In 1975, after the economic stress from the embargo conditions set the stage for a strong recovery, investors who entered the <a href="https://due.com/inflations-impact-on-the-stock-market/" target="_blank" rel="noopener">market at that time benefited before inflation</a> began to increase rapidly later in the decade</span>. This period reminds us that even when challenges loom, there can be hidden opportunities.</p>
  298. <p><strong>1982:</strong> The environment in 1982 offered what many consider to be an outstanding entry point. That year, a correction provided investors with the chance to buy into a market that soon went on to deliver powerful gains. Over the following decade, those who <a href="https://due.com/dont-get-wiped-out-protecting-your-investments-from-broker-failure/" data-wpil-monitor-id="4138">invested</a> during this period enjoyed notable growth. This instance is a prime example of how a temporary pullback can lead to favorable long-term outcomes.</p>
  299. <p><strong>1999:</strong> The turn of the millennium brought a different outcome. In 1999, the market rallied strongly, but a subsequent crash in the technology sector erased many of those gains. The dot-com crash served as a lesson that not every surge guarantees lasting success. For investors, this period stands as a cautionary example that timing matters and that even strong rallies can be followed by prolonged downturns.</p>
  300. <p><strong>2009:</strong> Following the worldwide <a href="https://due.com/sec-what-does-your-financial-future-look-like/" data-wpil-monitor-id="4130">financial</a> crisis, markets reached a turning point in 2009. After a severe downturn, a swift recovery ensued, and investors who seized the opportunity were rewarded with outstanding returns over time. As a result, 2009 is viewed as one of the best moments in recent history to commit capital into the market.</p>
  301. <p><strong>2020:</strong> The most recent episode occurred during the COVID crisis. When the pandemic sent shockwaves into nearly every aspect of <a href="https://due.com/daily-life-retiree/" data-wpil-monitor-id="4154">daily life</a>, governments stepped in with strong stimulus measures. This flood of <a href="https://due.com/can-you-access-your-money-early-understanding-annuity-liquidity/" data-wpil-monitor-id="4144">liquidity</a> helped fuel a rapid market rebound. Investors in 2020 witnessed a dramatic recovery fueled by supportive monetary policies, indicating that even in times of widespread uncertainty, there are moments when the market resets.</p>
  302. <h2>Lessons From Past Pullbacks</h2>
  303. <p>Each historical period shows that <span style="box-sizing: border-box; margin: 0px; padding: 0px;">strong ra<a href="https://due.com/market-decline-predictions-and-investment-risk-analysis/" target="_blank" rel="noopener">llies </a>have often followed temporary declines in the market</span>. I have learned that the following principles can be drawn from these events:</p>
  304. <ul>
  305. <li><strong>Opportunity in Downturns:</strong> Market pullbacks are not the end, but rather a chance to reset one’s <a href="https://due.com/investment-strategies-to-simplify-your-portfolio-and-save-money-on-fees/" data-wpil-monitor-id="4132">investment strategy</a>. Four out of the five historical periods provided excellent entry points when the market dipped by around 10%.</li>
  306. <li><strong>Long-Term Perspective:</strong> Waiting for a complete recovery may require patience. Investors who stayed the course during these periods saw significant rewards.</li>
  307. <li><strong>Review of Context:</strong> Each episode had its own unique set of circumstances. For example, 1975 followed an oil embargo, while 2009 came after a financial crisis. Understanding the context is crucial when making <a href="https://due.com/investment-decisions/" data-wpil-monitor-id="4129">investment decisions</a>.</li>
  308. </ul>
  309. <p>By reflecting on these episodes, I learned that a drop of about 10% has historically been a strong indication. Even if some events, like the market peak in 1999, appear as outliers, they reinforce the lesson that <a href="https://due.com/aging-and-disabled-healthcare-workers-denied-86k-by-indiana-care-home/" data-wpil-monitor-id="4142">careful</a> analysis of the underlying economic conditions is essential.</p>
  310. <h2>Current Market Outlook and Considerations</h2>
  311. <p>Today, many investors are watching news about tariffs and market corrections. While past performance is never a guarantee of future returns, the historical data show that <a href="https://due.com/decoding-potential-stock-market-pullback/" data-wpil-monitor-id="4151">market pullbacks</a> have often been the best time to invest. The possibility of a 10% drop in the <a href="https://due.com/how-to-be-a-winning-investor-in-the-current-market-three-simple-options/" data-wpil-monitor-id="4148">current market</a> is one that merits close attention. I have seen that such brief declines can set the stage for substantial gains if the fundamentals remain intact.</p>
  312. <p>It is always wise to consider a variety of factors before making investment decisions. I have observed that economic news, such as <a href="https://due.com/what-should-i-buy-before-tariffs-get-implemented/" data-wpil-monitor-id="4139">tariff</a> updates and fiscal policies, can trigger short-term declines. However, these events tend to settle over time, allowing a recovery to emerge. The key is not to be swayed by temporary fluctuations. Instead, one should look at the long-term picture.</p>
  313. <p>My experience teaches me that situations like a 10% pullback on current tariff news should not cause panic. History has <a href="https://due.com/unveiling-farmland-as-a-consistent-investment/" data-wpil-monitor-id="4159">consistently shown that well-timed investments</a> during downturns have often been rewarded. Thus, by keeping a <a href="https://due.com/meditation-mastering-calm-in-daily-chaos/" data-wpil-monitor-id="4141">calm</a> approach and following market trends, one might uncover excellent buying opportunities.</p>
  314. <h2>Strategies for Investing in a Pullback</h2>
  315. <p>The historical evidence supports a <a href="https://due.com/unlocking-retirement-bliss-alternative-investment-strategies/" data-wpil-monitor-id="4156">strategy that focuses on disciplined investing</a>. Here are some thoughts based on the past market behavior:</p>
  316. <ul>
  317. <li><strong>Stay Informed:</strong> Keep track of the <a href="https://due.com/global-trade-tensions-and-market-resilience-understanding-economic-impact-of-proposed-tariffs/" data-wpil-monitor-id="4147">economic events that impact market</a> movements. An understanding of the context helps in making sound decisions.</li>
  318. <li><strong>Stick to Long-Term Goals:</strong> It is wise to maintain a long-term perspective. Temporary <a href="https://due.com/behind-the-stock-market-decline/" data-wpil-monitor-id="4149">market declines</a> can be beneficial if the overall growth trend is positive.</li>
  319. <li><strong>Act Carefully:</strong> Do not rush into buying or selling decisions based solely on headlines. Capture the details of broader market trends and the statistics that support those trends.</li>
  320. </ul>
  321. <p>These simple practices have served me <a href="https://due.com/why-prioritizing-wellness-is-a-smart-financial-strategy-for-women/" data-wpil-monitor-id="4145">well</a> in my journey as an investor. Watching historical data and learning from past events encourages a steady and balanced approach to the market. While every downturn carries its own set of risks, almost every decline has historically been followed by a recovery that put early investors in a better position.</p>
  322. <h2>Reflections on Market Behavior</h2>
  323. <p>The most notable insight is the difference between events that lead to <a href="https://due.com/building-ai-solutions/" data-wpil-monitor-id="4146">sustainable</a> growth and those that cause long-term setbacks. The period around 1999 stands out as a reminder that while a rally might seem promising, unforeseen events can drastically change outcomes. When the dot-com bubble burst, even a strong rally provided only temporary euphoria. It took a decade for the market to recover fully. Such history urges today’s investors to be cautious and balanced.</p>
  324. <p>Comparing the episodes from 1975, 1982, 2009, and 2020, I find that the broader economic context and the level of governmental support played a significant role in paving the way for recovery. For example, after the oil embargo of the seventies, inflation offered challenges that eventually gave way to a period of rebuilding. Similarly, during the recession of 2008-2009, significant intervention from financial authorities helped restore confidence among <a href="https://due.com/options-trading-for-the-risk-averse-investor/" data-wpil-monitor-id="4135">investors</a>.</p>
  325. <p>Each period serves as a reminder that the market goes through cycles. While declines may feel unnerving at the moment, they are followed by opportunities that investors can take advantage of. Market pullbacks can be seen as clearing the path for a <a href="https://due.com/investment-returns/" data-wpil-monitor-id="4157">return to growth if one maintains the discipline to invest</a> at the right moment.</p>
  326. <h2>Navigating Uncertain Times</h2>
  327. <p><a href="https://due.com/market-uncertainties-loom-as-stocks-mirror-1999-growth-pattern/" data-wpil-monitor-id="4153">Market uncertainty</a> can lead to hesitation. However, history demonstrates that every dip has the potential to <a href="https://due.com/smart-investments-yielding-returns-and-tax-savings/" data-wpil-monitor-id="4161">yield good returns</a> when handled wisely. I have learned that a focus on the long haul is vital. There is always a chance that minute adjustments in <a href="https://due.com/retirement-the-best-timing-strategies-for-couples/" data-wpil-monitor-id="4166">strategy may lead to beneficial outcomes over time</a>.</p>
  328. <p>While assessing today’s <a href="https://due.com/the-market-strategy-of-elite-education-why-parents-should-invest-in-premium-credentials-for-their-children/" data-wpil-monitor-id="4134">market signals</a>, including tariff news and possible pullbacks, my overall view is that careful analysis and disciplined investing will help secure a favorable outcome. I encourage investors to remain patient, review market conditions critically, and focus on long-term objectives rather than being overwhelmed by short-term changes.</p>
  329. <p>It is <a href="https://due.com/essential-marketing-tip/" data-wpil-monitor-id="4164">essential to remember that no market</a> is immune to fluctuations. Temporary declines provide a chance to reposition portfolios. A 10% pullback, for example, is one that historically has opened the door for a strong recovery. With this perspective in mind, <a href="https://due.com/trump-media-insider-trading-case-sees-investor-convicted/" data-wpil-monitor-id="4165">investors may see</a> these moments as a signal to re-enter the market rather than to retreat.</p>
  330. <h2>Final Thoughts on Investment Timing</h2>
  331. <p>Reviewing these recurring <a href="https://due.com/historical-market-patterns-signal-potential-stock-market-shifts-in-2025/" data-wpil-monitor-id="4152">market patterns</a> has reinforced my belief in disciplined investing. The short-term drops should not discourage investors who are prepared to take a long-term view. Experience has taught me that the periods following these declines offer potential for significant growth, as seen in the <a href="https://due.com/illinois-court-rules-on-12-million-health-plan-participants-and-medical-providers/" data-wpil-monitor-id="4143">cases</a> of 1975, 1982, 2009, and 2020.</p>
  332. <p>It is prudent for investors to be aware of historical trends and the context that created them. The <a href="https://due.com/top-cd-rates-exceed-4-in-current-market/" data-wpil-monitor-id="4155">current market</a> scenario, marked by tariff discussions and a possibility of a 10% pullback, may be reminiscent of past situations where opportunity became apparent after a short dip.</p>
  333. <p>Overall, the evidence suggests that we should remain measured and thoughtful when approaching investment decisions during <a href="https://due.com/achieving-financial-security-in-uncertain-times/" data-wpil-monitor-id="4150">uncertain times</a>. Our decisions should be guided by history and sound principles rather than by fleeting market emotions. Taking advantage of these opportunities could well prove beneficial when the <a href="https://due.com/critical-economic-indicators-set-to-shape-stock-market-trajectory/" data-wpil-monitor-id="4162">market resumes its upward trajectory</a>.</p>
  334. <p>As someone who has guided many investors over the years, I recommend maintaining a long-term focus and not being swayed by short-term headlines. Ultimately, patience and a clear <a href="https://due.com/understanding-trade-deficits-and-free-market-economics-between-north-american-partners/" data-wpil-monitor-id="4163">understanding of market</a> cycles will serve us best in our pursuit of financial growth.</p>
  335. </article>
  336. <p>The post <a href="https://due.com/historic-sp-500-investment-windows-uncovered/">Historic S&#038;P 500 Investment Windows Uncovered</a> appeared first on <a href="https://due.com">Due</a>.</p>
  337. ]]></content:encoded>
  341. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/historic_investment_windows_uncovered_1752508353-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  342. <item>
  343. <title>Top CD Rates Exceed 4% in Current Market</title>
  344. <link>https://due.com/top-cd-rates-exceed-4-in-current-market/</link>
  346. <dc:creator><![CDATA[Brad Anderson]]></dc:creator>
  347. <pubDate>Mon, 14 Jul 2025 17:19:26 +0000</pubDate>
  348. <category><![CDATA[News]]></category>
  349. <guid isPermaLink="false">https://due.com/?p=91531</guid>
  350.  
  351. <description><![CDATA[<p>Financial institutions across the country are offering certificate of deposit (CD) rates above 4%, providing savers with opportunities to maximize returns in the current interest rate environment.A recent survey of the banking marketplace reveals numerous high-yield CD options available to consumers looking to secure guaranteed returns on their savings. These elevated rates come as the […]</p>
  352. <p>The post <a href="https://due.com/top-cd-rates-exceed-4-in-current-market/">Top CD Rates Exceed 4% in Current Market</a> appeared first on <a href="https://due.com">Due</a>.</p>
  353. ]]></description>
  354. <content:encoded><![CDATA[<article>Financial institutions across the country are offering certificate of deposit (CD) rates above 4%, providing savers with opportunities to maximize returns in the current interest rate environment.A recent survey of the banking marketplace reveals numerous <a style="color: #0066cc;" href="https://www.bankrate.com/banking/cds/cd-rates/" target="_blank" rel="noopener noreferrer">high-yield CD options</a> available to consumers looking to secure guaranteed returns on their savings. These elevated rates come as the Federal Reserve has maintained higher interest rates to combat inflation, creating a favorable environment for savers.</p>
  355. <h2>Current CD Rate Landscape</h2>
  356. <p>The highest available CD rates now exceed 4% annual percentage yield (APY), significantly outperforming traditional savings accounts, which typically offer much lower returns. These competitive <a href="https://due.com/interactive-map-reveals-mortgage-refinance-rates-across-u-s-states/" data-wpil-monitor-id="4103">rates are available across</a> various terms, from short-term 3-month CDs to longer commitments of 5 years or more.</p>
  357. <p>Financial analysts note that these <a href="https://due.com/direct-lending-returns-face-high-ordinary-income-tax-rate/" data-wpil-monitor-id="4095">rates represent some of the best CD returns</a> seen in over a decade. For comparison, just two years ago, most <a href="https://due.com/top-cd-rates-reach-4-50-with-multiple-term-options-available/" data-wpil-monitor-id="4094">CD rates</a> hovered below 1%, making the current offerings particularly attractive.</p>
  358. <p>Online <a href="https://due.com/the-u-s-banking-industry-wins-key-legal-battle-in-8-credit-card-fee-cap-debate/" data-wpil-monitor-id="4097">banks and credit</a> unions tend to offer the most competitive rates, often exceeding those available at traditional brick-and-mortar institutions. This difference can sometimes amount to more than a full percentage point in yield.</p>
  359. <h2>Strategic Considerations for Savers</h2>
  360. <p>Financial advisors suggest consumers should consider several factors when evaluating these high-yield CD options:</p>
  361. <ul>
  362. <li><strong>Term length</strong> – Longer terms typically offer higher rates but require committing <a href="https://due.com/department-of-labor-announces-65m-in-funding-to-18-colleges-in-14-states/" data-wpil-monitor-id="4098">funds</a> for extended periods</li>
  363. <li><strong>Early withdrawal penalties</strong> – Most CDs charge penalties for accessing funds before maturity</li>
  364. <li><strong>FDIC/NCUA insurance</strong> – Ensuring deposits are protected up to $250,000 per depositor, per institution</li>
  365. <li><strong>Rate guarantees</strong> – CDs lock in rates for the entire term, protecting against potential rate decreases</li>
  366. </ul>
  367. <p>“These <a style="color: #0066cc;" href="https://investor.vanguard.com/investment-products/cash-investments" target="_blank" rel="noopener noreferrer">4%-plus CD rates</a> present a compelling option for conservative investors or those looking to diversify their savings strategy,” explains one banking analyst. With the <a href="https://due.com/market-uncertainties-loom-as-stocks-mirror-1999-growth-pattern/" data-wpil-monitor-id="4104">uncertainty in equity markets</a>, guaranteed returns above 4% are attractive to many savers.</p>
  368. <h2>Market Outlook</h2>
  369. <p>Banking experts remain divided on how long these elevated rates will last. Some predict rates may begin to decline later this year if the <a href="https://due.com/understanding-federal-reserves-interest-rate-cuts/" data-wpil-monitor-id="4101">Federal Reserve starts cutting</a> its benchmark rate, while others believe high rates could persist through much of 2024.</p>
  370. <p>For savers, this creates a strategic decision point. Locking in current high rates with longer-term CDs could prove advantageous if rates fall, but might mean missing out on potentially <a href="https://due.com/climate-change-pushes-homeowners-insurance-rates-higher-nationwide/" data-wpil-monitor-id="4102">higher rates</a> if the Fed continues its restrictive monetary policy.</p>
  371. <blockquote><p>“The current rate environment represents a window of opportunity for savers that hasn’t existed for many years,” notes one financial planner. “For those with cash reserves sitting idle, these 4%-plus CDs offer meaningful returns with minimal risk.”</p></blockquote>
  372. <p>Consumers <a href="https://due.com/interest-rates-remain-unchanged-due-to-a-lack-of-progress-on-2-inflation-according-to-fed/" data-wpil-monitor-id="4099">interested</a> in these high-yield CDs are encouraged to shop around, as rates can vary significantly between financial institutions. Online comparison tools make it easier to identify the best available rates across national, regional, and local banks and <a href="https://due.com/credit-spreads-signal-economic-strength-while-highlighting-investment-challenges/" data-wpil-monitor-id="4100">credit</a> unions.</p>
  373. <p>As inflation concerns persist and <a href="https://due.com/building-your-financial-fortress-saving-for-an-emergency-in-uncertain-times/" data-wpil-monitor-id="4096">economic uncertainty</a> continues, these high-yield CDs provide a stable option for savers looking to preserve purchasing power while earning guaranteed returns on their deposits.</p>
  374. </article>
  375. <p>The post <a href="https://due.com/top-cd-rates-exceed-4-in-current-market/">Top CD Rates Exceed 4% in Current Market</a> appeared first on <a href="https://due.com">Due</a>.</p>
  376. ]]></content:encoded>
  380. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/top_cd_rates_1752490395-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  381. <item>
  382. <title>Wells Fargo CD Rates Competitive for Non-Customers</title>
  383. <link>https://due.com/wells-fargo-cd-rates-competitive-for-non-customers/</link>
  385. <dc:creator><![CDATA[Brad Anderson]]></dc:creator>
  386. <pubDate>Mon, 14 Jul 2025 16:24:27 +0000</pubDate>
  387. <category><![CDATA[News]]></category>
  388. <guid isPermaLink="false">https://due.com/?p=91522</guid>
  389.  
  390. <description><![CDATA[<p>Wells Fargo is offering competitive certificate of deposit (CD) rates that extend beyond its existing customer base. According to recent findings, many of the bank’s CD rates are considered “more than respectable” even for individuals who don’t maintain other accounts with the financial institution.This move positions Wells Fargo among financial institutions working to attract new […]</p>
  391. <p>The post <a href="https://due.com/wells-fargo-cd-rates-competitive-for-non-customers/">Wells Fargo CD Rates Competitive for Non-Customers</a> appeared first on <a href="https://due.com">Due</a>.</p>
  392. ]]></description>
  393. <content:encoded><![CDATA[<article>Wells Fargo is offering competitive certificate of deposit (CD) rates that extend beyond its existing customer base. According to recent findings, many of the bank’s CD rates are considered “more than respectable” even for individuals who don’t maintain other accounts with the financial institution.This move positions Wells Fargo among financial institutions working to attract new depositors in the current high-interest-rate environment. While many banks typically reserve their best rates for existing customers, Wells Fargo appears to be taking a different approach by making attractive rates available to a broader audience.</p>
  394. <h2>Breaking Down Wells Fargo’s CD Offerings</h2>
  395. <p>The bank’s CD lineup includes various term options, with <a href="https://due.com/several-countries-set-to-default-in-the-coming-years-says-sp-global/" data-wpil-monitor-id="4106">several featuring rates that financial</a> analysts consider competitive in today’s market. These offerings come at a time when consumers are increasingly shopping around for the best places to park their savings.</p>
  396. <p><a href="https://due.com/why-prioritizing-wellness-is-a-smart-financial-strategy-for-women/" data-wpil-monitor-id="4109">Wells Fargo’s strategy</a> differs from that of many competitors, who often use tiered rate structures that favor existing customers or those with premium accounts. By extending favorable rates to non-customers, the <a href="https://due.com/north-carolinas-truist-bank-to-pay-9m-to-resolve-allegations/" data-wpil-monitor-id="4111">bank</a> appears to be casting a wider net in its deposit-gathering efforts.</p>
  397. <p>Banking experts note that CDs have regained popularity as <a href="https://due.com/interest-rates-remain-unchanged-due-to-a-lack-of-progress-on-2-inflation-according-to-fed/" data-wpil-monitor-id="4107">interest rates</a> have risen over the past two years. Many consumers are looking to lock in higher yields before any potential <a href="https://due.com/federal-reserve-rate-cut-analysis-reveals-hidden-job-market-concerns/" data-wpil-monitor-id="4112">rate cuts from the Federal Reserve</a>.</p>
  398. <h2>Market Context and Consumer Options</h2>
  399. <p>The current CD market remains highly competitive, with online <a href="https://due.com/the-u-s-banking-industry-wins-key-legal-battle-in-8-credit-card-fee-cap-debate/" data-wpil-monitor-id="4108">banks and credit</a> unions often leading the pack in offering the highest annual percentage yields (APYs). Wells Fargo’s entry into this space with strong rates for non-customers suggests the bank is working to compete more directly with these digital-first institutions.</p>
  400. <p>For consumers, this development means more options when shopping for CDs. Financial advisors recommend comparing several factors when evaluating CD offers:</p>
  401. <ul>
  402. <li><a href="https://due.com/bank-of-canada-holds-interest-rates-amidst-uncertainty/" data-wpil-monitor-id="4113">Interest rates</a> across different term lengths</li>
  403. <li><a href="https://due.com/the-big-7-3-decoding-required-minimum-distributions-and-mastering-your-retirement-income/" data-wpil-monitor-id="4115">Minimum deposit requirements</a></li>
  404. <li>Early withdrawal penalties</li>
  405. <li>FDIC insurance coverage</li>
  406. </ul>
  407. <p>Banking industry analysts point out that while Wells Fargo’s rates are <strong>competitive</strong>, consumers should still compare them with other institutions before making decisions. Some online banks and credit unions may still offer <a href="https://due.com/climate-change-pushes-homeowners-insurance-rates-higher-nationwide/" data-wpil-monitor-id="4114">higher rates</a>, though factors like customer service and branch access might influence some savers’ choices.</p>
  408. <p>The move by Wells Fargo comes amid broader efforts by the bank to rebuild its reputation and expand its customer base following past controversies. Offering attractive <a href="https://due.com/top-cd-rates-reach-4-50-with-multiple-term-options-available/" data-wpil-monitor-id="4105">CD rates</a> to non-customers could serve as an entry point for new banking relationships.</p>
  409. <p>As interest rate environments continue to shift, consumers may find that now is an opportune time to consider CDs as <a href="https://due.com/north-carolina-auto-seller-charged-10m-for-manufacturing-emissions-breaching-parts/" data-wpil-monitor-id="4110">part</a> of their savings strategy. With major institutions like Wells Fargo offering competitive rates even to non-customers, the market for these time-deposit products remains dynamic and worth monitoring for those looking to maximize their savings returns.</p>
  410. </article>
  411. <p>The post <a href="https://due.com/wells-fargo-cd-rates-competitive-for-non-customers/">Wells Fargo CD Rates Competitive for Non-Customers</a> appeared first on <a href="https://due.com">Due</a>.</p>
  412. ]]></content:encoded>
  416. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/wells_fargo_cd_rates_1752400218-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  417. <item>
  418. <title>7 Financial Habits That Are Dating Deal Breakers for Guys</title>
  419. <link>https://due.com/7-financial-habits-that-are-dating-deal-breakers-for-guys/</link>
  421. <dc:creator><![CDATA[Jeff Rose]]></dc:creator>
  422. <pubDate>Mon, 14 Jul 2025 16:02:51 +0000</pubDate>
  423. <category><![CDATA[Finance]]></category>
  424. <category><![CDATA[dating]]></category>
  425. <category><![CDATA[financial habits]]></category>
  426. <category><![CDATA[financial turn-offs]]></category>
  427. <guid isPermaLink="false">https://due.com/?p=90906</guid>
  428.  
  429. <description><![CDATA[<p>It’s a day I remember vividly. After making my “big decision,” I proudly announced to my girlfriend, and now my wife, that I was buying a big screen TV. I was excited, but she wasn’t. Not even a little bit. As she spoke, my impulse was slashed to pieces: “You have credit card debt, student […]</p>
  430. <p>The post <a href="https://due.com/7-financial-habits-that-are-dating-deal-breakers-for-guys/">7 Financial Habits That Are Dating Deal Breakers for Guys</a> appeared first on <a href="https://due.com">Due</a>.</p>
  431. ]]></description>
  432. <content:encoded><![CDATA[<p>It’s a day I remember vividly. After making my “big decision,” I proudly announced to my girlfriend, and now my wife, that I was buying a big screen TV.</p>
  433. <p>I was excited, but she wasn’t. Not even a little bit.</p>
  434. <p>As she spoke, my impulse was slashed to pieces:<i> “You have </i><a href="https://due.com/overwhelmed-by-credit-card-debt-heres-how-to-break-free/" target="_blank" rel="noopener"><i>credit card debt</i></a><i>, </i><a href="https://due.com/student-loans-to-borrow-or-not-to-borrow-the-ultimate-guide/" target="_blank" rel="noopener"><i>student loans</i></a><i>, and no savings.” You can’t afford a new TV.”</i></p>
  435. <p>As embarrassing as that moment was, it was also a wake-up call. Why? This made me realize how blind I had been about money, and how unattractive that kind of financial chaos can be.</p>
  436. <p>Since then, I have seen countless other men fall victim to the same traps. So let’s talk about it. Listed below are the seven biggest financial turn-offs that women notice (and what to do instead).</p>
  437. <p><iframe title="7 Biggest Financial Turn Offs for Women | Money Things We Do That Women Hate" width="800" height="450" src="https://www.youtube.com/embed/_jXvi5gpWCY?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
  438. <h2><b>1. You Have No Clue How Much Debt You Actually Have</b></h2>
  439. <p>Sadly, many people ignore their debt like a monster under the bed. But, even if you don’t see it, it’s still there.</p>
  440. <p><a href="https://www.fool.com/research/student-loan-debt-statistics/#:~:text=Total%20federal%20student%20loan%20debt,to%20access%20available%20viewer%20actions." target="_blank" rel="noopener">Americans held a total of $39,075 in student loan debt in the quarter ending March 2025</a>. This figure is based on data from the U.S. Department of Education. This doesn’t include debt from credit cards, personal loans, car loans, or “buy now, cry later” purchases.</p>
  441. <p>The problem is that people who do not know how much they owe indicate that they are not serious about their <a href="https://due.com/plan-your-financial-future/" target="_blank" rel="noopener">financial future</a>. When you don’t take your future seriously, how can someone trust you with theirs?</p>
  442. <p><b>Do this instead:</b> Take a moment to add up every dollar of your debt, and plan a realistic action to pay it back. This kind of financial self-awareness is a huge plus.</p>
  443. <h2><b>2. You Show Zero Interest in Investing — in Anything</b></h2>
  444. <p>There’s more to <a href="https://due.com/how-to-potentially-double-your-money-through-investing/" target="_blank" rel="noopener">investing</a> than just stocks (though that’s important as well). It’s also about your <i>overall mindset</i>.</p>
  445. <p>How much time and money do you invest in learning? Are you a reader, a skill builder, or a person who works on their personal development? Do you invest in your physical health by exercising, sleeping, and eating better? Are you investing your money for the future?</p>
  446. <p>No one wants to build a future with someone who lives in the now without a blueprint for the future.</p>
  447. <p><b>Do this instead:</b> Start small. For example, <a href="https://due.com/top-financial-books-of-all-time/" target="_blank" rel="noopener">read a financial book</a>. Alternatively, consider contributing $50 a month to a <a href="https://due.com/401k-vs-roth-ira-understanding-the-mathematical-advantage/" target="_blank" rel="noopener">Roth IRA</a>. You could even take a class or attend a workshop. All these demonstrate your belief in long-term growth to her (and to yourself).</p>
  448. <h2><b>3. You Show No Financial Restraint</b></h2>
  449. <p>Whether you like it or not, Amazon knows you better than anyone else. With one-click impulses, it’s easy to disregard what you need and buy everything you want.</p>
  450. <p>The result? It always seems that money disappears from your wallet when <a href="https://due.com/seven-steps-to-escape-the-paycheck-to-paycheck-trap/">you’re living paycheck to paycheck</a> and constantly broke.</p>
  451. <p>When it comes to money, women pay attention to how you handle it. This isn’t because they’re gold diggers. Instead, restraint is a sign of discipline, maturity, and self-respect.</p>
  452. <p><b>Do this instead: </b>Make a simple budget for each month. Follow the 50/30/20 rule: 50% for needs, 30% for wants, and 20% for savings or debt repayment. If you start saying no to yourself more often, your confidence (and bank account) will grow as well.</p>
  453. <h2><b>4. You’re Playing “Fake Rich”</b></h2>
  454. <figure id="attachment_90908" aria-describedby="caption-attachment-90908" style="width: 800px" class="wp-caption alignnone"><img fetchpriority="high" decoding="async" class="size-large wp-image-90908" src="https://cdn.due.com/blog/wp-content/uploads/2025/06/Youre-Playing-Fake-Rich-1024x525.png" alt="You’re Playing “Fake Rich”" width="800" height="410" srcset="https://cdn.due.com/blog/wp-content/uploads/2025/06/Youre-Playing-Fake-Rich-1024x525.png 1024w, https://cdn.due.com/blog/wp-content/uploads/2025/06/Youre-Playing-Fake-Rich-585x300.png 585w, https://cdn.due.com/blog/wp-content/uploads/2025/06/Youre-Playing-Fake-Rich-768x394.png 768w, https://cdn.due.com/blog/wp-content/uploads/2025/06/Youre-Playing-Fake-Rich-1536x788.png 1536w, https://cdn.due.com/blog/wp-content/uploads/2025/06/Youre-Playing-Fake-Rich-350x180.png 350w, https://cdn.due.com/blog/wp-content/uploads/2025/06/Youre-Playing-Fake-Rich.png 1756w" sizes="(max-width: 800px) 100vw, 800px" /><figcaption id="caption-attachment-90908" class="wp-caption-text"><em>You’re Playing “Fake Rich”</em></figcaption></figure>
  455. <p>You know who he is. A lot of the time, he’s at the bar buying drinks for people he barely knows. In addition to driving an unaffordable car, he wears designer clothes that he purchased with a credit card.</p>
  456. <p>At first glance, it appears impressive. In reality, it’s all just an act. Women can see right through it.</p>
  457. <p><a href="https://due.com/fake-rich/" target="_blank" rel="noopener">When you look rich while you’re broke</a>, you’re essentially catfishing. In the end, the truth comes out.</p>
  458. <p><b>Do this instead:</b> You should be humble. Keep it real. If you have a good bank account and drive a used car, it’s much more attractive than if you can’t afford an oil change but flex for Instagram.</p>
  459. <h2><b>5. You’re Not Generous — With Money or Time</b></h2>
  460. <p>Being generous isn’t just about tipping 20%. It’s about your attitude toward giving, whether it’s time, money, advice, or emotional support.</p>
  461. <p>If you split hairs about who owes what, refuse to support causes, or duck out when someone needs help, it sends a loud message: you’re only in it for yourself.</p>
  462. <p>Strictness doesn’t scream “responsible.” It screams “unavailable.”</p>
  463. <p><b>Do this instead: </b>Don’t be afraid to practice small acts of generosity. For instance, <a href="https://due.com/150-ideas-for-random-acts-of-kindness/" target="_blank" rel="noopener">randomly pay for someone’s coffee</a>. Or, leave a good tip when the service is outstanding. You could also volunteer once a month, somewhere, for someone who needs it. <span style="box-sizing: border-box; margin: 0px; padding: 0px;">Try helping out at a homeless shelter, a soup kitchen, or <a href="http://justserve.com" target="_blank" rel="noopener">anywhere that needs help</a>.</span>  Whatever you choose, show her your heart isn’t just about money.</p>
  464. <h2><b>6. You Have No Financial Goals (and No Plan to Get Any)</b></h2>
  465. <p>Perhaps you’re asking, <i>“What’s the big deal?” “I’ve got time.”</i> This is true, but only for those who know what they’re striving for.</p>
  466. <p>The issue isn’t debt alone. There are plenty of people who have loans. In the end, it matters if you have a plan. A goal. A direction.</p>
  467. <p>When you say,<i> “I’ll figure it out eventually,”</i> or<i> “It is what it is,”</i> you’re being careless, not cute.</p>
  468. <p><b>Do this instead: </b>You should write down three <a href="https://due.com/smart-financial-goals/" target="_blank" rel="noopener">financial goals</a>. For example, in six months, you will pay off your credit card. Or, save $5,000 for an emergency fund. If possible, max out a retirement account this year. Women don’t expect you to be rich. But, they do expect you to care about them.</p>
  469. <h2><b>7. You Rely on Other People Too Much</b></h2>
  470. <figure id="attachment_90909" aria-describedby="caption-attachment-90909" style="width: 800px" class="wp-caption alignnone"><img decoding="async" class="size-large wp-image-90909" src="https://cdn.due.com/blog/wp-content/uploads/2025/06/You-Rely-on-Other-People-Too-Much-1024x524.png" alt="You Rely on Other People Too Much" width="800" height="409" srcset="https://cdn.due.com/blog/wp-content/uploads/2025/06/You-Rely-on-Other-People-Too-Much-1024x524.png 1024w, https://cdn.due.com/blog/wp-content/uploads/2025/06/You-Rely-on-Other-People-Too-Much-586x300.png 586w, https://cdn.due.com/blog/wp-content/uploads/2025/06/You-Rely-on-Other-People-Too-Much-768x393.png 768w, https://cdn.due.com/blog/wp-content/uploads/2025/06/You-Rely-on-Other-People-Too-Much-1536x786.png 1536w, https://cdn.due.com/blog/wp-content/uploads/2025/06/You-Rely-on-Other-People-Too-Much-350x179.png 350w, https://cdn.due.com/blog/wp-content/uploads/2025/06/You-Rely-on-Other-People-Too-Much.png 1793w" sizes="(max-width: 800px) 100vw, 800px" /><figcaption id="caption-attachment-90909" class="wp-caption-text"><em>You Rely on Other People Too Much</em></figcaption></figure>
  471. <p>It’s okay to seek help. The problem comes into play if you’re an adult who still relies on your parents for rent, asks friends for bailouts, or asks coworkers to cover your shift because you mismanaged your money.</p>
  472. <p>Having a financial dependency like this isn’t trust-building; it breeds resentment. The last thing anyone wants is to date a man who acts like a teenager.</p>
  473. <p><b>Do this instead: </b>Become independent. No matter how uncomfortable it is. <a href="https://due.com/from-ramen-noodles-to-riches-how-i-learned-the-secret-to-wealth-with-side-hustles/" target="_blank" rel="noopener">Take on a side hustle</a>, pick up extra hours, and cut back where you can. Show her that you will carry her weight– and maybe even help her.</p>
  474. <h2><b>Final Thoughts: Financial Maturity is the Real Flex</b></h2>
  475. <p>To be attractive, you don’t have to be rich.</p>
  476. <p>It’s just a matter of being aware, responsible, generous, and ambitious. After all, knowing how you handle your money says more about you than what you drive or wear.</p>
  477. <p>Indeed, money can’t buy love — but it can earn respect. That’s the real foundation of a <a href="https://due.com/unraveling-the-cycle-of-unhealthy-relationships/" target="_blank" rel="noopener">healthy relationship</a>.</p>
  478. <p>It’s okay if any of these seven turn-offs hit home for you. Now’s the time to start making better choices. You’ll thank yourself in the future, and your partner too.</p>
  479. <h2><b>FAQs</b></h2>
  480. <h3><b>What if I have a lot of debt already? How do I even start turning things around?</b></h3>
  481. <p>The first step is to get organized. All your debts should be listed, along with their amounts, interest rates, and minimum payments. Choose either a debt snowball strategy (paying off the smallest debts first) or a debt avalanche strategy (tackling debt with the highest interest rates first). To accelerate progress, automate payments whenever possible and reduce unnecessary spending.</p>
  482. <p>In the end, it’s not perfection that matters, but momentum and consistency.</p>
  483. <h3><b>I don’t make much money. Can I still be financially attractive?</b></h3>
  484. <p>For sure! It’s not about how much money you earn, it’s about what you do with it. The ability to budget, save, set goals, and show discipline are all positive indicators. A person making $45K a year with a plan and stability is often far more attractive than a person making $150K and living paycheck to paycheck.</p>
  485. <h3><b>How do I talk to my partner about money without making it awkward?</b></h3>
  486. <p>Begin with curiosity and humility. Then, ask about their goals and financial lessons. Say something like<i>, “I’ve been thinking more about money lately- what are your thoughts on investing or saving? “</i> Listen as if you are talking to friends, not as if you are being interrogated.</p>
  487. <h3><b>What’s a simple investment I can start with if I know nothing?</b></h3>
  488. <p>You may want to consider opening a Roth IRA or a high-yield savings account. To get your feet wet in the stock market, try robo-advisors such as Betterment or Wealthfront. They will put together a diversified portfolio for you. With apps like Acorns or Public, you can also start small with automatic round-ups or fractional shares.</p>
  489. <h3><b>Is it that big of a deal if I rely on my parents for help right now?</b></h3>
  490. <p>Not necessarily. However, it depends on the situation. Occasionally, people go through temporary transitions (between jobs or after school, for example). It becomes a problem when it becomes a long-term pattern with no plan to exit from it. As such, make sure you actively work toward independence rather than away from support.</p>
  491. <p><em><strong>Image Credit: Photo by Pavel Danilyuk; Pexels</strong></em></p>
  492. <p>The post <a href="https://due.com/7-financial-habits-that-are-dating-deal-breakers-for-guys/">7 Financial Habits That Are Dating Deal Breakers for Guys</a> appeared first on <a href="https://due.com">Due</a>.</p>
  493. ]]></content:encoded>
  497. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/06/Dating-Deal-Breakers-for-Guys-1.jpg" width="350" height="233"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  498. <item>
  499. <title>Trump puts in 30% tariffs on Mexico and the EU</title>
  500. <link>https://due.com/trump-puts-in-30-tariffs-on-mexico-and-the-eu/</link>
  502. <dc:creator><![CDATA[Matt Rowe]]></dc:creator>
  503. <pubDate>Mon, 14 Jul 2025 15:00:34 +0000</pubDate>
  504. <category><![CDATA[News]]></category>
  505. <guid isPermaLink="false">https://due.com/?p=91515</guid>
  506.  
  507. <description><![CDATA[<p>On Saturday, President Donald Trump declared that his administration would begin enforcing 30% tariffs on imports from Mexico and the European Union on August 1. The ruling, which was conveyed via letters shared on Trump’s social media accounts, represents a dramatic increase in trade tensions between the United States and two of its biggest trading […]</p>
  508. <p>The post <a href="https://due.com/trump-puts-in-30-tariffs-on-mexico-and-the-eu/">Trump puts in 30% tariffs on Mexico and the EU</a> appeared first on <a href="https://due.com">Due</a>.</p>
  509. ]]></description>
  510. <content:encoded><![CDATA[<p>On Saturday, <a href="https://due.com/trumps-strategic-tariff-negotiations-with-mexico-and-canada-yield-border-security-results/">President Donald Trump</a> declared that his administration would begin enforcing 30% tariffs on imports from Mexico and the European Union on August 1. The ruling, which was conveyed via letters shared on Trump’s social media accounts, represents a dramatic increase in trade tensions between the United States and two of its biggest trading partners.</p>
  511. <p>Trump has positioned the tariffs as a key component of his 2024 campaign platform, along with a wider range of other trade actions. He presented the action as necessary to bring justice back to a system that, in his opinion, has long harmed the American economy.</p>
  512. <h3>Trump puts in 30% tariffs on Mexico and the EU</h3>
  513. <p>In his letter to Mexican President Claudia Sheinbaum, Trump acknowledged Mexico’s role in slowing the movement of migrants and fentanyl but said the efforts had fallen short. “Mexico has been helping me secure the border, BUT, what Mexico has done, is not enough,” Trump wrote. He warned that Mexico’s inaction risked turning North America into a “Narco-Trafficking Playground.”</p>
  514. <p>Trump had some sharp words when explaining the <a href="https://due.com/the-economic-impact-of-tariffs-lessons-from-history-and-current-risks/">tariff</a> situation with the EU. He said “we have had years to discuss our trading relationship with the European Union, and we have concluded we must move away from these long-term, large, and persistent, trade deficits, engendered by your tariff, and non-tariff, policies, and trade barriers,” Trump said in a letter to the EU. “Our relationship has been, unfortunately, far from reciprocal.”</p>
  515. <p>Ursula Von der Leyen, President of the EU, reaffirmed the unions “commitment to dialogue, stability, and a constructive transatlantic partnership.” However, the union will “take all necessary steps to safeguard EU interests, including the adoption of proportionate countermeasures if required.”</p>
  516. <h3>European leaders back Von der Leyen</h3>
  517. <p>Multiple leaders in Europe support Von der Leyen’s position. <a href="https://www.elysee.fr/en/emmanuel-macron">French President Emmanuel Macron</a> said, “with European unity, it is more than ever up to the commission to assert the union’s determination to resolutely defend European interests.” Italian Premier Giorgia Meloni said “it would make no sense to trigger a trade war between the two sides of the Atlantic.” Swedish Prime Minister Ulf Kristersson said “everyone loses out from an escalated trade conflict, and it will be U.S. consumers who pay the highest price.”</p>
  518. <p>Mexico expressed feelings of frustration as well. The Mexican government referred to the ruling as “unfair treatment” and claimed to have been made aware of the tariff letter during discussions with U.S. officials. Despite his composure, President Sheinbaum maintained his optimism for a solution. She remarked, “I’ve always said that in these situations, you need a cool head to face any problem.”</p>
  519. <p><em><strong>Featured Image Credit: Tim Mossholder: Pexels: Thank You!</strong></em></p>
  520. <p>The post <a href="https://due.com/trump-puts-in-30-tariffs-on-mexico-and-the-eu/">Trump puts in 30% tariffs on Mexico and the EU</a> appeared first on <a href="https://due.com">Due</a>.</p>
  521. ]]></content:encoded>
  525. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/Trump-puts-in-30-tariffs-on-Mexico-and-the-EU-1024x683.jpg" width="800" height="534"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  526. <item>
  527. <title>Solo Retirement? How to Thrive When You’re On Your Own</title>
  528. <link>https://due.com/solo-retirement-how-to-thrive-when-youre-on-your-own/</link>
  530. <dc:creator><![CDATA[Deanna Ritchie]]></dc:creator>
  531. <pubDate>Mon, 14 Jul 2025 11:04:00 +0000</pubDate>
  532. <category><![CDATA[Money Tips]]></category>
  533. <category><![CDATA[Retirement]]></category>
  534. <category><![CDATA[Retirement Planning]]></category>
  535. <category><![CDATA[individuality]]></category>
  536. <category><![CDATA[long-term retirement planning]]></category>
  537. <category><![CDATA[solo retirement]]></category>
  538. <guid isPermaLink="false">https://due.com/?p=91224</guid>
  539.  
  540. <description><![CDATA[<p>Often, retirement brings images of couples traveling the world, relaxing on porches, or downsizing to a sunny condo. However, retirement is a solo venture for millions of Americans. Whether by choice, circumstance, or chance, retiring alone is becoming increasingly common. According to a Census Bureau report, nearly 3 in 10 adults aged 65 or older […]</p>
  541. <p>The post <a href="https://due.com/solo-retirement-how-to-thrive-when-youre-on-your-own/">Solo Retirement? How to Thrive When You’re On Your Own</a> appeared first on <a href="https://due.com">Due</a>.</p>
  542. ]]></description>
  543. <content:encoded><![CDATA[<p>Often, retirement brings images of couples <a href="https://due.com/travel-retirement/" target="_blank" rel="noopener">traveling the world</a>, relaxing on porches, or <a href="https://due.com/the-art-of-downsizing-simplifying-life-after-retirement/" target="_blank" rel="noopener">downsizing</a> to a sunny condo. However, retirement is a solo venture for millions of Americans. Whether by choice, circumstance, or chance, retiring alone is becoming increasingly common.</p>
  544. <p><a href="https://www.census.gov/library/stories/2024/05/living-arrangements.html" target="_blank" rel="noopener">According to a Census Bureau report</a>, nearly 3 in 10 adults aged 65 or older lived alone in 2022. More specifically, 27% of women and 21% of men aged 65 to 74, as well as 43% and 24% of those aged 75 or older, lived alone.</p>
  545. <p>The good news? It’s possible to enjoy a deeply fulfilling, liberating, and lifelong retirement with the right planning and mindset.</p>
  546. <p>So, if you’re facing retirement alone or without immediate family support, here’s how to make it work and thrive.</p>
  547. <h2><b>Get Clear About Your Vision: Your Retirement, Your Rules</b></h2>
  548. <p>One of the most compelling advantages of a solo retirement is its unbridled <a href="https://due.com/freedom-of-money/" target="_blank" rel="noopener">freedom</a>. You don’t have to compromise, negotiate over shared schedules, or fight about where to travel next. Autonomy is a powerful gift, but it comes with a price. When you don’t have a shared vision, you have to come up with your own.</p>
  549. <p><b>Start by asking yourself some fundamental questions;</b></p>
  550. <ul>
  551. <li style="font-weight: 400;"><b>What does an ideal day in retirement look like for </b><b><i>you</i></b><b>?</b> Be specific. Does it begin with quiet meditation, an intense workout, or a leisurely breakfast? Are you learning, creating, or interacting with others?</li>
  552. <li style="font-weight: 400;"><b>Where do you genuinely want to live?</b> Are you still happy in your current home? Are you looking for a vibrant 55+ community, rural retreat, or bustling city life?</li>
  553. <li style="font-weight: 400;"><b>What truly brings you energy or peace?</b> Engage in activities that renew your spirit, such as gardening, hiking, reading, and creating art.</li>
  554. <li style="font-weight: 400;"><b>Do you envision working part-time, volunteering, or starting something entirely new?</b> Often, <a href="https://due.com/finding-purpose-in-retirement-beyond-the-9-to-5/" target="_blank" rel="noopener">purpose </a>comes from engagement, and solo retirees should actively seek it.</li>
  555. </ul>
  556. <p>Ultimately, take the time to document your goals and preferences. Whether you use a journal, a vision board, or a digital document, keep a record of your goals. You will use this clarity as a compass to guide your retirement decisions, giving them direction and purpose. Remember that your plan doesn’t have to be like anyone else’s. It only needs to be helpful to you.</p>
  557. <h2><b>Strengthen Your Financial Foundation: Your Sole Support System</b></h2>
  558. <p>As a solo retiree, you plan and fund your own future. As a result, meticulous <a href="https://due.com/how-to-adjust-your-financial-planning-as-you-age/" target="_blank" rel="noopener">financial planning </a>becomes more critical than ever. Without a partner’s income and the ability to share household expenses, every dollar counts.</p>
  559. <p>You should begin by evaluating your financial landscape carefully;</p>
  560. <ul>
  561. <li style="font-weight: 400;"><b>Detailed monthly expenses.</b> Don’t stop at the basics. Calculate your housing, utilities, transportation, food, healthcare (including out-of-pocket costs), leisure activities, and travel, as well as any splurges you plan on making.</li>
  562. <li style="font-weight: 400;"><b>Guaranteed income streams.</b> Provide a clear breakdown of how much you expect to receive from social security, pensions, and annuities. You should know precisely how much stable income you can expect.</li>
  563. <li style="font-weight: 400;"><b>Investment income & withdrawal strategy.</b> Find out how your retirement accounts (<a href="https://due.com/maximizing-your-retirement-savings-with-401ks-and-iras/" target="_blank" rel="noopener">401(k)s, IRAs</a>, brokerage accounts) will generate income. Often, this requires careful planning of withdrawal strategies based on market performance and longevity.</li>
  564. <li style="font-weight: 400;"><b>Emergency & long-term care savings.</b> Besides your daily needs, what are your reserves for unexpected events (medical emergencies, home repairs) or long-term care?</li>
  565. </ul>
  566. <p>Lastly, consider working with a fee-only financial planner. As fiduciaries, these professionals must act in your best interests. Your advisor can help you determine an appropriate withdrawal strategy and stress-test your plan against various “what if” scenarios (inflation, medical costs, market volatility). Using<a href="https://www.empower.com/" target="_blank" rel="noopener"> Empower</a> or <a href="https://tiller.com/" target="_blank" rel="noopener">Tiller</a> can also be invaluable for tracking spending and simulating outcomes.</p>
  567. <p>Another significant consideration for solo retirees? <a href="https://due.com/unlocking-your-social-security-wealth-a-guide-to-maximizing-your-benefits/" target="_blank" rel="noopener">Delaying Social Security benefits</a>. Waiting until 70 can result in a much larger, inflation-adjusted monthly income stream, especially if you are in good health. When you do not have a partner to rely on for longevity insurance, this is a powerful option.</p>
  568. <h2><b>Design a Social Safety Net: Combatting Isolation</b></h2>
  569. <p>While financial security is paramount, isolation may be the biggest, often overlooked, risk of solo retirement. If you lack a companion, loneliness can have a subtle impact on your mental and physical well-being. For solo retirees to thrive, a human connection is fundamental.</p>
  570. <p>You don’t have to rely solely on family for your social connections — diversified social portfolios are a strength.</p>
  571. <p>Here are some tips on building a strong, diversified support network;</p>
  572. <ul>
  573. <li style="font-weight: 400;"><b>Join local clubs, meetups, or community centers.</b> Take up a <a href="https://due.com/find-your-passion-50-hobbies-to-enrich-your-retirement/" target="_blank" rel="noopener">hobby</a> or pursue an interest. There is nothing like a book club, hiking club, gardening group, or bridge club to bring people together. Meetup.com, for example, is an excellent resource.</li>
  574. <li style="font-weight: 400;"><a href="https://due.com/volunteering-in-retirement-find-purpose-and-make-a-difference/" target="_blank" rel="noopener"><b>Volunteer</b></a><b> for causes you care about.</b> A great way to stay active, meet like-minded people, and gain purpose is by giving back to the community. Many places need your skills, whether animal shelters, hospitals, museums, or local schools.</li>
  575. <li style="font-weight: 400;"><b>Reconnect with old friends or colleagues.</b> Retirement offers the opportunity to rekindle old friendships. Feel free to reach out, schedule video calls, or arrange a visit. There’s something deeply comforting about these relationships since they often share a history.</li>
  576. <li style="font-weight: 400;"><b>Explore co-housing or shared living arrangements.</b> A housemate or co-housing community with shared living and social interaction offers a sense of community and shared responsibilities for some.</li>
  577. <li style="font-weight: 400;"><b>Consider moving to a 55+ community</b><strong>,</strong> where social interaction is encouraged through extensive calendars of activities, clubs, and shared spaces.</li>
  578. </ul>
  579. <p>In the end, focus on building a “chosen family” of trusted friends, neighbors, and community members who provide companionship as well as support as biological relatives. As your emotional safety net, this network prevents isolation and enriches your everyday life.</p>
  580. <h2><b>Plan for Healthcare and Long-Term Care: Your Independent Future</b></h2>
  581. <p>As a solo retiree, you have no built-in partner to take care of you in times of illness or frailty. Considering this reality, proactive planning for healthcare and possible long-term care is essential for maintaining independence and dignity.</p>
  582. <p><b>Here are some steps you can take to ensure a bright future in healthcare;</b></p>
  583. <ul>
  584. <li style="font-weight: 400;"><b>Understand Medicare inside and out. </b>The <a href="https://due.com/how-to-prepare-for-switching-to-medicare/" target="_blank" rel="noopener">Medicare</a> system can be complex. At the minimum, though, make sure you understand what Part A, B, and D cover, and what they do not. For your budget and needs, consider Medicare Advantage (Part C) or Original Medicare with a Medigap policy (to cover gaps) and a Part D prescription drug plan.</li>
  585. <li style="font-weight: 400;"><b>Consider long-term care (LTC) insurance.</b> For solo retirees, this is often the most critical component. Although costly, <a href="https://due.com/long-term-care-planning-protecting-your-assets-and-health/" target="_blank" rel="noopener">long-term care</a> insurance can help cover the astronomical costs of home health care, assisted living, and nursing home care. Unless you have it, you will quickly exhaust your life savings. So, research your options early, as premiums are lower when you’re younger and healthier.</li>
  586. <li style="font-weight: 400;"><b>Create a comprehensive emergency plan.</b> Don’t wait until a crisis occurs. Create a “grab-and-go” file or binder with critical information: emergency contacts (neighbors, friends, medical professionals), current medications, allergies, insurance info, and a clear plan for who to call if you need immediate help.</li>
  587. <li style="font-weight: 400;"><b>Appoint a healthcare proxy and a financial power of attorney.</b> This is non-negotiable. If you become incapacitated, choose someone trustworthy (Healthcare Proxy or Medical Power of Attorney) and someone trustworthy to manage your finances if you cannot (Financial Power of Attorney). Even if you cannot manage your affairs yourself, your wishes will be respected.</li>
  588. </ul>
  589. <p>When it comes to health care, aging solo does not mean getting older alone. But it does mean setting up formal plans early, before a crisis occurs. With such foresight, you can rest assured.</p>
  590. <h2><b>Make Your Home Work for You: A Foundation of Independence</b></h2>
  591. <p>In retirement, your home should be a place of refuge and support for you. However, if it no longer meets your needs, it can become a burden. As a solo retiree, it’s vital to ensure that your living situation promotes independence, safety, and connection.</p>
  592. <p>Take a realistic look at your current living situation:</p>
  593. <ul>
  594. <li style="font-weight: 400;"><b>Is your home too large or expensive to maintain?</b> Maintaining a large home, paying property taxes, and paying utilities drains your resources and energy.</li>
  595. <li style="font-weight: 400;"><b>Are there stairs, maintenance demands, or features that could become challenging later in life?</b> Be proactive about aging in place. How wide are the doorways? Does the bathroom have an accessible entrance?</li>
  596. <li style="font-weight: 400;"><b>Is your home near essential services, reliable transportation, and a vibrant community?</b> A lack of grocery stores, <a href="https://due.com/the-importance-of-regular-checkups-and-preventive-care-in-retirement-emphasizing-proactive-healthcare/" target="_blank" rel="noopener">healthcare</a>, social activities, or public transportation can exacerbate loneliness.</li>
  597. </ul>
  598. <p>Downsizing or <a href="https://due.com/retirement-relocation-choosing-the-perfect-place-to-call-home/" target="_blank" rel="noopener">relocating</a> may be an option if your current home doesn’t meet your retirement vision. Renting allows some solo retirees to escape the responsibilities of homeownership. Alternatively, they may move closer to walkable neighborhoods, <a href="https://due.com/retirement-communities-2-0-innovative-living-arrangements-for-seniors/" target="_blank" rel="noopener">senior communities</a> for social interaction, or even near friends who already offer a community.</p>
  599. <p>Rather than waiting for an accident, an illness, or a significant maintenance issue to force your hand, the key is to make these decisions proactively. Before it becomes a necessity, choose the living environment that best supports your goals, independence, and desired lifestyle.</p>
  600. <h2><b>Stay Active and Engaged: Purpose Beyond the Paycheck</b></h2>
  601. <p>Retirement isn’t just about stopping work; it’s about redefining your days with meaning and purpose. For solo retirees, structure and engagement are even more essential since there is no partner’s schedule or shared activities to fill the gap. Being engaged isn’t just a way to pass the time; it’s also a way to prolong your life, live more vibrantly, and be happier.</p>
  602. <p>You can stay energized, mentally sharp, and connected by following these strategies;</p>
  603. <ul>
  604. <li style="font-weight: 400;"><a href="https://due.com/the-art-of-lifelong-learning-continuing-your-education-in-retirement/" target="_blank" rel="noopener"><b>Pursue lifelong learning</b></a><b>.</b> Whenever you are exposed to something new, your brain thrives. For seniors, college and university courses are often free or deeply discounted. There are also endless opportunities to learn on any topic through online learning platforms such as Coursera, edX, or even YouTube.</li>
  605. <li style="font-weight: 400;"><b>Take up a creative hobby. </b>Put your right brain to work. Painting, poetry, music, community choirs, ceramics, or even gardening enhance mental health, provide a sense of accomplishment, and can even lead to new social circles.</li>
  606. <li style="font-weight: 400;"><b>Volunteer.</b> Get involved in your community. By helping others, we develop a profound sense of purpose, reduce feelings of isolation, and build strong social bonds. Don’t be afraid to get involved with a cause you are passionate about and offer your time and skills.</li>
  607. <li style="font-weight: 400;"><b>Explore encore careers.</b> Take on a <a href="https://due.com/the-benefits-of-working-part-time-in-retirement/" target="_blank" rel="noopener">part-time </a>role, consulting gig, or passion-based <a href="https://due.com/side-hustles-for-retirees-making-extra-cash-on-your-terms-and-enjoying-the-ride/" target="_blank" rel="noopener">side hustle</a> if you aren’t quite ready to stop working entirely. Having an “encore career” can provide extra income, keep you mentally stimulated, and keep you socially active.</li>
  608. </ul>
  609. <p>The goal isn’t just to stay busy. It’s to stay engaged, actively doing things that make your life meaningful, providing momentum, and being inspired.</p>
  610. <h2><b>Protect Yourself Legally and Digitally: Safeguarding Your Independence</b></h2>
  611. <p>For solo retirees, fraud, <a href="https://due.com/shielding-your-golden-years-a-retirees-essential-guide-to-avoiding-scams-and-fraud/" target="_blank" rel="noopener">scams</a>, elder abuse, and financial exploitation present a sobering reality. When you do not have a close family member or partner regularly checking on your accounts, you may be more vulnerable. As such, in the digital age, proactive self-protection is paramount.</p>
  612. <p>Building robust layers of protection:</p>
  613. <ul>
  614. <li style="font-weight: 400;"><b>Fortify your digital security.</b> Make sure all online accounts have strong, unique passwords. Use two-factor authentication (2FA) wherever possible (especially when it comes to banking, email, and social media). If you receive an unsolicited email, call, or text, be highly suspicious, and never click on links that seem suspicious.</li>
  615. <li style="font-weight: 400;"><b>Freeze your credit.</b> If you do not intend to apply for new credit (loans, credit cards), freeze your credit with Equifax, Experian, and TransUnion. It’s one of the best ways to prevent identity theft.</li>
  616. <li style="font-weight: 400;"><b>Set up trusted contact alerts with financial institutions.</b> Your bank or brokerage firm may allow you to name a “trusted contact person” on your account. If the institution suspects financial exploitation or is unable to reach you, this individual can be contacted.</li>
  617. <li style="font-weight: 400;"><b>Meet with an estate planning attorney.</b> The issue is non-negotiable. Your will should be up-to-date, and you should have legally binding healthcare directives (living wills) and powers of attorney (financial and medical). If you are unable to act on your behalf, these documents ensure your wishes will be followed.</li>
  618. <li style="font-weight: 400;"><b>Create a “life file” or digital binder.</b> Keep a list of all your important documents, account numbers, passwords (stored securely, ideally with a password manager), important contacts, and emergency instructions. If necessary, let a trusted (and designated) person know where this “life file” is located.</li>
  619. </ul>
  620. <p>Don’t let potential threats get the best of you. In retirement, you need to ensure your independence and security are protected by legal and digital safeguards.</p>
  621. <h2><b>Create Joy and Traditions — Even Solo: Redefining Celebration</b></h2>
  622. <p>There’s no need to sacrifice joy, tradition, or celebration just because you’re navigating retirement on your own. The wonderful thing about solo retirement is the freedom to create your own meaningful rituals and traditions, without accommodating anyone else’s preferences.</p>
  623. <p>You can create your tapestry of joy if you allow yourself to do so:</p>
  624. <ul>
  625. <li style="font-weight: 400;"><b>Host a “Friendsgiving” or holiday gathering.</b> Do not wait to be invited. Take the initiative to host family or friends on special occasions or during holidays if you enjoy entertaining.</li>
  626. <li style="font-weight: 400;"><b>Start a solo birthday tradition.</b> Make your birthday one to remember. Consider an annual trip to an exotic location, a spa day, a special meal, or an adventure you’ve always wanted to experience.</li>
  627. <li style="font-weight: 400;"><b>Journal, Scrapbook, or Document Your Adventures:</b> Solo travel or experiences can be vibrant. Take the time to reflect, write, and visually capture your memories. This creates a personal legacy and reinforces the joy of your journey.</li>
  628. <li style="font-weight: 400;"><b>Create an annual giving tradition or legacy project.</b> Consider giving a yearly contribution to a cause you’re passionate about, or invest time in a long-term project that makes a difference in your community. As a result, one feels profound fulfillment and purpose.</li>
  629. </ul>
  630. <p>Understand that retirement isn’t the end of your story; it’s the beginning of a new chapter you can write without compromise. Solo living can lead to profound self-discovery and the creation of a life tailored to your particular needs.</p>
  631. <h2><b>Conclusion: You’re Not Alone</b></h2>
  632. <p>Your choice to retire solo may not have been your original plan, or you may have made it with a deliberate embrace of personal freedom. No matter how you arrived at this point in your life, you’re in remarkable company as the retirement landscape changes. There are more and more people navigating this life stage independently and actively thriving in ways they never imagined were possible.</p>
  633. <p>Yes, embarking on a solo retirement requires intentional planning from a financial, social, logistical, and emotional perspective. As a result, you must take the initiative where others may depend on a partner. Nonetheless, that thoughtful planning brings immense peace of mind and unwavering confidence to shape this next chapter in your unique way.</p>
  634. <p>Throughout your life, career, and personal strength, you have committed years to building a strong foundation. Here’s your chance to own this next chapter — empowered by insight and a bright vision for your<a href="https://due.com/sustainable-wealth/" target="_blank" rel="noopener"> future</a>.</p>
  635. <p><em><strong>Image Credit: Kampus Production; Pexels</strong></em></p>
  636. <p>The post <a href="https://due.com/solo-retirement-how-to-thrive-when-youre-on-your-own/">Solo Retirement? How to Thrive When You’re On Your Own</a> appeared first on <a href="https://due.com">Due</a>.</p>
  637. ]]></content:encoded>
  641. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/06/Solo-Retirement-How-To.jpg" width="350" height="234"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  642. <item>
  643. <title>Smart Tax Reduction and Investment Return Strategy</title>
  644. <link>https://due.com/smart-tax-reduction-and-investment-return-strategy/</link>
  646. <dc:creator><![CDATA[Taylor Sohns MBA, CIMA®, CFP®]]></dc:creator>
  647. <pubDate>Sun, 13 Jul 2025 13:03:44 +0000</pubDate>
  648. <category><![CDATA[Money Tips]]></category>
  649. <category><![CDATA[Taylor Sohns]]></category>
  650. <guid isPermaLink="false">https://due.com/?p=91223&#038;preview=true&#038;preview_id=91223</guid>
  651.  
  652. <description><![CDATA[<p>Let me share an investment approach that targets one of the biggest financial challenges: high taxes. In my work, I have encountered many individuals who struggle with the burden of excessive taxation. This article explains how a specific investment strategy can reduce taxable income while generating attractive returns. I have seen this method work effectively, […]</p>
  653. <p>The post <a href="https://due.com/smart-tax-reduction-and-investment-return-strategy/">Smart Tax Reduction and Investment Return Strategy</a> appeared first on <a href="https://due.com">Due</a>.</p>
  654. ]]></description>
  655. <content:encoded><![CDATA[<article>Let me share an <a style="color: #0066cc;" href="https://russellinvestments.com/content/ri/us/en/about-us/our-investment-approach.html" target="_blank" rel="noopener noreferrer">investment approach</a> that targets one of the biggest financial challenges: high taxes. In my work, I have encountered many individuals who struggle with the burden of excessive taxation. This article explains how a specific investment strategy can reduce taxable income while generating attractive returns. I have seen this method work effectively, and I am excited to share the details with you.</article>
  656. <article>High <a href="https://due.com/florida-trio-plead-guilty-in-multimillion-dollar-tax-refund-scheme/" data-wpil-monitor-id="4043">taxes</a> take a significant chunk out of income, especially for high earners. Consider a New York resident earning $2,000,000 annually. This individual pays around $693,000 in federal taxes, another $183,000 to the state, and $56,000 in <a href="https://due.com/unraveling-the-impending-social-security-crisis/" data-wpil-monitor-id="4032">social security</a> and Medicare contributions. In total, nearly $932,000 is paid in taxes, which is almost half of their income. The need to lower tax liability becomes a top <a href="https://due.com/sec-what-does-your-financial-future-look-like/" data-wpil-monitor-id="4030">financial</a> priority.</p>
  657. <div>
  658. <div style="margin: 34px 0; display: flex; justify-content: center;">
  659. <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 360px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/DLXwaBnOFHF/" data-instgrm-version="14">
  660. <div style="padding: 16px;">
  661. <div style="display: flex; flex-direction: row; align-items: center;">
  662. <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div>
  663. <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;">
  664. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div>
  665. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div>
  666. </div>
  667. </div>
  668. <div style="padding: 19% 0;"></div>
  669. <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div>
  670. <div style="padding-top: 8px;">
  671. <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div>
  672. </div>
  673. <div style="padding: 12.5% 0;"></div>
  674. <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;">
  675. <div>
  676. <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"></div>
  677. <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"></div>
  678. <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"></div>
  679. </div>
  680. <div style="margin-left: 8px;">
  681. <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"></div>
  682. <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"></div>
  683. </div>
  684. <div style="margin-left: auto;">
  685. <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"></div>
  686. <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"></div>
  687. <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"></div>
  688. </div>
  689. </div>
  690. <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;">
  691. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"></div>
  692. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"></div>
  693. </div>
  694. <p> </p>
  695. </div>
  696. </blockquote>
  697. <p><script async="" src="https://www.instagram.com/embed.js"></script></p>
  698. </div>
  699. </div>
  700. <h2>An Innovative Investment Approach</h2>
  701. <p>The strategy I discuss today achieves two goals simultaneously: it reduces taxable income by 30% per year and <span style="box-sizing: border-box; margin: 0px; padding: 0px;">generates a positive 16.7% <a href="https://due.com/investment-returns/" target="_blank" rel="noopener">investment return</a> annually. This combination is rare and highly attractive for high-income earners. By lowering taxable income and producing</span> a solid return, this method addresses the dual challenges many <a href="https://due.com/markets-bounce-back-as-investors-watch-middle-eastern-tension/" data-wpil-monitor-id="4047">investors</a> face in managing taxes while growing their wealth.</p>
  702. <p>For example, if a New York resident with an income of $2,000,000 <a href="https://due.com/unlocking-retirement-bliss-alternative-investment-strategies/" data-wpil-monitor-id="4055">invests in this strategy</a>, their taxable income can drop by $600,000 in the first year. This reduction can save approximately $285,000 in taxes during that year alone. In essence, a move that not only generates income but also significantly <a href="https://due.com/trumps-victory-signals-pro-growth-economic-policies-tax-cuts-deregulation-and-tariffs/" data-wpil-monitor-id="4051">cuts tax</a> expenses.</p>
  703. <h2>Detailed Insights And Financial Analysis</h2>
  704. <p>The numbers behind this strategy reveal its potential. As professionals in <a href="https://due.com/constructing-a-dividend-portfolio-a-low-risk-approach-for-passive-income/" data-wpil-monitor-id="4040">finance</a>, we understand that consistent, positive returns are hard to come by. With a 16.7% return rate, an initial investment of $2,000,000 could grow substantially over time. Over 10 years, that principal could rise to an impressive $9,400,000. This growth is paired with tax deductions that reach $2,800,000 during the same period, achieved without any additional investment. These figures illustrate how combining tax reduction with income generation creates long-term <a href="https://due.com/health-and-welfare-benefits-administration-firm-to-pay-44-4m-in-fringe-benefits/" data-wpil-monitor-id="4041">benefits</a> for investors.</p>
  705. <p>I have personally experienced the advantages of this investment method. It is a practical way for high-income earners to <a href="https://due.com/former-citigroup-wealth-manager-to-acquire-argentine-regional-bank/" data-wpil-monitor-id="4065">manage both their wealth</a> and tax liabilities effectively. By focusing on strategies that produce steady returns and reduce the taxable base, this <a href="https://due.com/annuities-for-young-professionals-kicking-retirement-planning-into-high-gear-way-before-you-think-you-need-to/" data-wpil-monitor-id="4064">investment stands out as a powerful tool in financial planning</a>.</p>
  706. <h2>How The Strategy Works In Practice</h2>
  707. <p>This strategy is not based on theoretical numbers only; it is built on a foundation of real statistics and market-tested performance. The core idea is straightforward: reduce the taxable income by a significant margin while still providing excellent investment gains.</p>
  708. <p>Consider the following points:</p>
  709. <ul>
  710. <li><a href="https://due.com/tax-efficient-investing-for-high-earners/" data-wpil-monitor-id="4056"><strong>Tax Reduction:</strong> The investment reduces a high-income earner’s</a> taxable income by 30% every year. This reduction means lower exposure to high tax rates, and the savings can be substantial.</li>
  711. <li><strong>Investment Returns:</strong> With a rate of return of 16.7%, the investment steadily <a href="https://due.com/exploring-the-dynamics-of-quick-desires-vs-building-wealth/" data-wpil-monitor-id="4034">builds wealth</a>. The dual benefit of earning while reducing tax liability makes it highly appealing.</li>
  712. <li><strong>Long-Term Benefits:</strong> Over time, even moderate annual tax savings accumulate significantly. The numbers presented show that over a decade, both the investment growth and accumulated <a href="https://due.com/retire-richer-how-to-master-your-taxes-and-keep-more-of-your-money-legally/" data-wpil-monitor-id="4038">tax deductions reinforce the benefits of this plan</a>.</li>
  713. </ul>
  714. <p>The combination of lowering taxes and simultaneously growing an <a href="https://due.com/alternative-assets/" data-wpil-monitor-id="4037">investment portfolio</a> may seem hard to believe. However, the data supports the effectiveness of this method. When dealing with <a href="https://due.com/retirement-income-sources-and-million-dollar-strategies/" data-wpil-monitor-id="4059">millions of dollars</a>, even a 30% reduction in taxable income can lead to savings that materially enhance an investor’s net worth.</p>
  715. <h2>Practical Example: The New York Scenario</h2>
  716. <p>The New York example serves as a helpful <a href="https://due.com/illinois-court-rules-on-12-million-health-plan-participants-and-medical-providers/" data-wpil-monitor-id="4044">case</a> study. A resident earning $2,000,000 pays a substantial amount in taxes, which limits their financial flexibility. By applying the strategy, a reduction of $600,000 in taxable income can be realized in the first year. This reduction saves approximately $285,000 in taxes instantly.</p>
  717. <p>If the investment continues to generate a 16.7% return each year as projected, the initial $2,000,000 grows over time. Over a decade, the asset can expand to nearly $9,400,000 while also providing $2,800,000 worth of tax deductions. This example clearly shows the long-term <a href="https://due.com/decoding-social-security-benefit-reductions/" data-wpil-monitor-id="4057">benefits of combining an effective tax reduction</a> tool with an investment that yields strong returns.</p>
  718. <h2>The Role Of Professional Guidance In Financial Strategies</h2>
  719. <p>Financial decisions, especially those involving substantial sums and tax matters, should be made with <a href="https://due.com/aging-and-disabled-healthcare-workers-denied-86k-by-indiana-care-home/" data-wpil-monitor-id="4045">care</a> and expert guidance. As a <a href="https://due.com/decoding-the-certified-financial-planners-role/" data-wpil-monitor-id="4026">Certified Financial Planner</a> and someone deeply involved in managing wealth strategies, I always emphasize that every financial move should be planned with the investor’s unique situation in mind.</p>
  720. <p>For investors with high incomes, working with professionals can uncover strategies that might not be widely known. In this case, we see how one approach can address two concerns at once, creating greater financial stability over the long haul. My experience in the field has shown that reducing the <a href="https://due.com/innovative-strategy-for-diversifying-concentrated-positions-without-heavy-tax-burden/" data-wpil-monitor-id="4052">tax burden</a> is essential to preserving and growing wealth.</p>
  721. <h2>Why This Strategy Stands Out</h2>
  722. <p>This <a href="https://due.com/credit-spreads-signal-economic-strength-while-highlighting-investment-challenges/" data-wpil-monitor-id="4058">investment method distinguishes itself because it tackles two common challenges</a> head-on. For many high-income individuals, reducing the tax hit is a constant struggle. With taxes eating into nearly 50% of earnings in some instances, any strategy that reduces taxable income by 30% is noteworthy.</p>
  723. <p>Moreover, it is rare to find an investment that not only lowers tax exposure but also produces healthy returns. Most <a href="https://due.com/alternative-assets/" data-wpil-monitor-id="4031">investments</a> involve trade-offs. However, when you see a 16.7% annual return paired with substantial tax deductions, the benefits add up over <a href="https://due.com/retirement-the-best-timing-strategies-for-couples/" data-wpil-monitor-id="4063">time in a way that few strategies</a> can match.</p>
  724. <p>Owning this <a href="https://due.com/prioritizing-reinvestment/" data-wpil-monitor-id="4039">investment</a> positions you to manage both tax liabilities and capital growth strategically. I have seen firsthand how such dual-purpose methods can change the financial outlook for individuals who need both protection and growth in their portfolios.</p>
  725. <h2>Understanding The Numbers</h2>
  726. <p>The numerical examples provided earlier are a key part of why this <a href="https://due.com/investment-strategies-to-simplify-your-portfolio-and-save-money-on-fees/" data-wpil-monitor-id="4035">investment strategy</a> shines. For instance:</p>
  727. <ul>
  728. <li>A reduction of $600,000 in taxable income saves around $285,000 in tax expenses in the first year alone.</li>
  729. <li>A 16.7% annual return can transform an initial $2,000,000 investment into nearly $9,400,000 over ten years.</li>
  730. <li>Throughout this period, cumulative tax deductions reach $2,800,000, which adds further value.</li>
  731. </ul>
  732. <p>These figures not only demonstrate the power of the strategy but also serve to illustrate how small percentage changes can yield exponential benefits over time. When you break down the numbers, it becomes clear that managing tax liabilities is just as important as choosing the right <a href="https://due.com/long-term-investment-mistakes-that-jeopardize-your-retirement/" data-wpil-monitor-id="4061">investments when it comes to building long-term</a> wealth.</p>
  733. <h2>My Perspective As A Financial Advisor</h2>
  734. <p>In my <a href="https://due.com/several-countries-set-to-default-in-the-coming-years-says-sp-global/" data-wpil-monitor-id="4027">years as a financial</a> advisor, I have encountered many strategies that promise much but deliver little. However, this <a href="https://due.com/retirement-investment-options/" data-wpil-monitor-id="4062">investment has proven</a> its effectiveness through solid results. The discipline of reducing taxable income while also generating strong returns is a combination that benefits both short-term <a href="https://due.com/transforming-cash-flow-management/" data-wpil-monitor-id="4053">cash flow</a> and long-term wealth creation.</p>
  735. <p>My approach has always been to focus on <a href="https://due.com/building-ai-solutions/" data-wpil-monitor-id="4046">sustainable</a> growth and prudent tax management. This dual strategy <a href="https://due.com/the-ultimate-guide-to-part-time-jobs-for-retirees-finding-your-perfect-fit/" data-wpil-monitor-id="4060">fits those principles perfectly</a>. When <a href="https://due.com/direct-lending-returns-face-high-ordinary-income-tax-rate/" data-wpil-monitor-id="4050">faced with high tax rates</a> and the pressure of maintaining and growing substantial wealth, such strategies provide a clear pathway. I encourage those with significant earnings to look into options that not only grow their <a href="https://due.com/former-comptroller-general-of-ecuador-convicted-for-10m-in-miami/" data-wpil-monitor-id="4042">money</a> but also lighten their tax burdens.</p>
  736. <h2>Final Thoughts And Recommendations</h2>
  737. <p>The strategy we examined is a powerful example of how financial planning can truly change one’s financial story. It helps investors reduce their taxable income while simultaneously <a href="https://due.com/retirees-guide-to-building-a-diverse-investment-portfolio/" data-wpil-monitor-id="4029">building their investment portfolio</a>. For high-income earners, such an approach is invaluable.</p>
  738. <p>As someone who has seen the benefits of smart <a href="https://due.com/tax-reduction-strategy-investment-fund-generating-losses-while-maintaining-positive-returns/" data-wpil-monitor-id="4048">tax reduction strategies</a> firsthand, I urge investors to consider methods that deliver both immediate and long-term benefits. With the significant <a href="https://due.com/smart-investments-yielding-returns-and-tax-savings/" data-wpil-monitor-id="4049">tax savings and strong investment returns</a> demonstrated, this method should be on your radar if you manage a substantial income.</p>
  739. <p>In conclusion, focusing on reducing taxes while <a href="https://due.com/a-new-president-how-to-grow-your-money-during-political-change/" data-wpil-monitor-id="4036">growing investments</a> has the potential to bolster financial security and accelerate wealth accumulation. Evaluating <a href="https://due.com/why-prioritizing-wellness-is-a-smart-financial-strategy-for-women/" data-wpil-monitor-id="4028">strategies</a> that offer dual benefits can help make well-informed, confident decisions. I invite you to examine your financial plan and consider if integrating such an approach could bring you closer to your goals.</p>
  740. <hr style="background-color: #e0e0e0; border: none; height: 1px; margin: 30px;" />
  741. <h2>Frequently Asked Questions</h2>
  742. <h3>Q: How does reducing taxable income benefit investors?</h3>
  743. <p style="margin-left: 25px; color: dimgray;">Reducing taxable income lowers the amount of tax you owe every year. This strategy not only preserves more of your income but also makes it easier to grow your overall wealth.</p>
  744. <h3>Q: What kind of returns can one expect from this investment?</h3>
  745. <p style="margin-left: 25px; color: dimgray;">The strategy has produced an annual return of 16.7% in practical scenarios. This solid return, combined with significant tax deductions, enhances long-term financial growth.</p>
  746. <h3>Q: Who can benefit the most from this strategy?</h3>
  747. <p style="margin-left: 25px; color: dimgray;">High-income earners and individuals facing steep tax rates benefit greatly. It is especially suitable for those looking for <a href="https://due.com/sustainable-wealth/" data-wpil-monitor-id="4054">ways to both reduce their tax liability and build wealth</a> over time.</p>
  748. </article>
  749. <p>The post <a href="https://due.com/smart-tax-reduction-and-investment-return-strategy/">Smart Tax Reduction and Investment Return Strategy</a> appeared first on <a href="https://due.com">Due</a>.</p>
  750. ]]></content:encoded>
  754. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/06/tax_reduction_investment_strategy_1750974676-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  755. <item>
  756. <title>Analyzing Winners and Losers From Trump&#8217;s Bill</title>
  757. <link>https://due.com/analyzing-winners-and-losers-from-trumps-bill/</link>
  759. <dc:creator><![CDATA[Taylor Sohns MBA, CIMA®, CFP®]]></dc:creator>
  760. <pubDate>Fri, 11 Jul 2025 19:44:24 +0000</pubDate>
  761. <category><![CDATA[Money Tips]]></category>
  762. <guid isPermaLink="false">https://due.com/?p=91481&#038;preview=true&#038;preview_id=91481</guid>
  763.  
  764. <description><![CDATA[<p>In a recent discussion on the impacts of the tax bill, I examined how the policy brings benefits to some groups while harming others. The focus centers on a clear division: four groups gain, and four groups face setbacks. This exploration reviews the key aspects, outlines the winners and losers, and explains the broader implications […]</p>
  765. <p>The post <a href="https://due.com/analyzing-winners-and-losers-from-trumps-bill/">Analyzing Winners and Losers From Trump&#8217;s Bill</a> appeared first on <a href="https://due.com">Due</a>.</p>
  766. ]]></description>
  767. <content:encoded><![CDATA[<article>In a recent discussion on the impacts of the tax bill, I examined how the policy brings benefits to some groups while harming others. The focus centers on a clear division: four groups gain, and four groups face setbacks. This exploration reviews the key aspects, outlines the winners and losers, and explains the broader implications of the bill. I share these insights from my experience as CEO and from my work in <a href="https://due.com/several-countries-set-to-default-in-the-coming-years-says-sp-global/" data-wpil-monitor-id="3992">financial</a> planning, offering a clear look at the bill’s effects.</p>
  768. <h2>Main Insights Of The Bill</h2>
  769. <p>The <a href="https://due.com/trump-tax-bill-spurs-economic-debate-and-change/" data-wpil-monitor-id="3995">tax bill</a> is structured in a way that creates distinct winners and losers. At its core, the legislation benefits large corporations, high-income earners, service industry workers such as waiters and bartenders, and fossil fuel <a href="https://due.com/biggest-covid-companies-record-1-5tn-market-value-loss/" data-wpil-monitor-id="4006">companies</a>. In contrast, it adds burdens to future generations, puts low-income families at risk of losing <a href="https://due.com/health-and-welfare-benefits-administration-firm-to-pay-44-4m-in-fringe-benefits/" data-wpil-monitor-id="3998">health benefits</a>, reduces employment prospects for health care workers, and cuts off support for companies that rely on tax credits for clean energy initiatives.</p>
  770. <p>I observed that the approach of the bill is <span style="box-sizing: border-box; margin: 0px; padding: 0px;">straightforward: it prioritizes policies that <a href="https://due.com/gen-z-favors-family-financial-wisdom/" target="_blank" rel="noopener">favor immediate financial gains over long-term stability for many families</a>. This emphasis on tax relief for certain groups comes at a significant cost to social programs and <a href="https://due.com/some-republicans-nervous-about-trumps-economic-future/" target="_blank" rel="noopener">future economic</a> well-being</span>.</p>
  771. <div>
  772. <div style="margin: 34px 0; display: flex; justify-content: center;">
  773. <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 360px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/DL9qrvLOa_x/" data-instgrm-version="14">
  774. <div style="padding: 16px;">
  775. <div style="display: flex; flex-direction: row; align-items: center;">
  776. <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div>
  777. <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;">
  778. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div>
  779. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div>
  780. </div>
  781. </div>
  782. <div style="padding: 19% 0;"></div>
  783. <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div>
  784. <div style="padding-top: 8px;">
  785. <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div>
  786. </div>
  787. <div style="padding: 12.5% 0;"></div>
  788. <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;">
  789. <div>
  790. <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"></div>
  791. <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"></div>
  792. <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"></div>
  793. </div>
  794. <div style="margin-left: 8px;">
  795. <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"></div>
  796. <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"></div>
  797. </div>
  798. <div style="margin-left: auto;">
  799. <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"></div>
  800. <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"></div>
  801. <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"></div>
  802. </div>
  803. </div>
  804. <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;">
  805. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"></div>
  806. <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"></div>
  807. </div>
  808. <p> </p>
  809. </div>
  810. </blockquote>
  811. <p><script async="" src="https://www.instagram.com/embed.js"></script></p>
  812. </div>
  813. </div>
  814. <h2>Winners Explained</h2>
  815. <p>A core element of the bill is its focus on boosting the profits of large companies. By <a href="https://due.com/registered-apprenticeship-grants-get-a-244m-investment-boost/" data-wpil-monitor-id="4007">granting</a> permanent tax cuts to corporations, the legislation allows them to retain more earnings. This step also benefits <a href="https://due.com/options-trading-for-the-risk-averse-investor/" data-wpil-monitor-id="4003">investors</a> who see larger profit margins. High-income earners enjoy another advantage through an increase in the <a href="https://due.com/trump-reverses-position-on-salt-deduction-cap/" data-wpil-monitor-id="4010">SALT deduction cap</a>, which raises it from $10,000 to $40,000.</p>
  816. <ul>
  817. <li><strong>Corporations and Investors:</strong> Permanent <a href="https://due.com/senate-republicans-face-unity-test-over-trumps-tax-cut-bill/" data-wpil-monitor-id="4016">tax cuts</a> and increased profit margins are expected to drive growth.</li>
  818. <li><strong>High-Income Earners:</strong> An increase in the SALT deduction cap offers them increased financial relief.</li>
  819. <li><strong>Service Industry Workers:</strong> Waiters and bartenders benefit as tips are now tax-free.</li>
  820. <li><strong>Fossil Fuel Companies:</strong> Rolled-back regulations provide a boost to their operations.</li>
  821. </ul>
  822. <p>By reworking <a href="https://due.com/analysis-of-trumps-tax-policy-proposals-and-their-economic-impact/" data-wpil-monitor-id="4011">tax policies</a> to favor these groups, the bill directly influences the distribution of current financial benefits. I have noted that those in profitable sectors may see immediate gains, but significant long-term costs balance these.</p>
  823. <h2>Losers Explained</h2>
  824. <p>With every policy that favors one group, there is a counterbalance that leaves others at a disadvantage. One of the major concerns is the addition of roughly $3 trillion to the <a href="https://due.com/three-methods-to-alleviate-national-debt/" data-wpil-monitor-id="4012">national debt</a>. This enormous increase is projected to <a href="https://due.com/fed-meeting-economic-outlook-and-future-impact/" data-wpil-monitor-id="4015">impact future</a> generations, placing an unsustainable burden on our children.</p>
  825. <p>In addition, low-income families face a direct <a href="https://due.com/americans-economic-expectations-hit-lowest-level-in-12-years/" data-wpil-monitor-id="4025">hit due to expected</a> reductions in Medicaid coverage. It is estimated that 12 million families could lose access to vital <a href="https://due.com/hospice-care-provider-embroiled-in-federal-health-care-fraud-allegations/" data-wpil-monitor-id="4017">health care</a> services over the next decade. Health care workers are also affected; with Medicaid cuts on the horizon, there could be 5,000 fewer <a href="https://due.com/jobs-report-shows-positive-signs-for-the-u-s-economy-and-fed/" data-wpil-monitor-id="4004">jobs</a> in the field.</p>
  826. <ul>
  827. <li><strong>Future Generations:</strong> The bill adds approximately $3 trillion to the national debt, shifting the burden forward.</li>
  828. <li><strong>Low-Income Families:</strong> An estimated 12 million families risk losing Medicaid coverage, limiting access to health care.</li>
  829. <li><strong>Health Care Workers:</strong> Job losses, around 5,000 positions, may result from reduced Medicaid <a href="https://due.com/department-of-labor-announces-65m-in-funding-to-18-colleges-in-14-states/" data-wpil-monitor-id="4009">funding</a>.</li>
  830. <li><strong>Clean Energy Sector:</strong> With the removal of tax credits for electric vehicles, companies such as <a href="https://due.com/tesla-and-musk-announce-more-spring-layoffs/" data-wpil-monitor-id="4005">Tesla</a> no longer receive support.</li>
  831. </ul>
  832. <p>Hearing these figures made it clear to me that while some groups gain short-term relief, others face significant long-term challenges. I see the consequences not only in economic terms but also in the social fabric of our communities.</p>
  833. <h2>Implications And Broader Impact</h2>
  834. <p>The bill’s structure points to a shift in priorities. By favoring groups that are already in strong financial positions, the policy may lead to a widening gap between wealthy and vulnerable populations. The permanent benefits to corporations and high-income earners could bolster <a href="https://due.com/investment-returns/" data-wpil-monitor-id="3994">investment returns</a>. However, when future generations inherit the debt, the cost may lead to <a href="https://due.com/wage-growth-outpaces-inflation-but-economic-challenges-remain/" data-wpil-monitor-id="4019">economic challenges</a> down the line.</p>
  835. <p>Consider the lasting effects of rising national debt. Future taxpayers could be responsible for servicing a burden that restricts <a href="https://due.com/trump-administration-may-exclude-government-spending-from-gdp/" data-wpil-monitor-id="3997">government spending</a> on essential services. With low-income families facing cuts in Medicaid, many might lose access to quality health care. As someone <a href="https://due.com/a-new-president-how-to-grow-your-money-during-political-change/" data-wpil-monitor-id="4001">invested</a> in financial planning, I worry about these long-term implications.</p>
  836. <blockquote><p>Winners include corporations, high earners, service <a href="https://due.com/wisconsin-pizza-parlor-fined-for-underage-workers-cleaning-meat-grinder-and-working-ovens/" data-wpil-monitor-id="3993">workers</a> enjoying tax-free tips, and fossil fuel companies, while losers see an increase in the national debt, cutbacks in Medicaid and health care jobs, and a setback for the clean energy sector.” – Taylor Sohns</p></blockquote>
  837. <p>This balance between immediate <a href="https://due.com/sec-what-does-your-financial-future-look-like/" data-wpil-monitor-id="3991">financial incentives and future</a> economic challenges makes the bill a subject of intense debate. The changes in tax policy underscore a critical discussion about how decisions made today can affect the well-being of our society in the years to come.</p>
  838. <p>The changes impacting the fossil fuel industry also raise questions about environmental policy. <a href="https://due.com/u-s-bank-regulators-moving-towards-potentially-massive-rollback/" data-wpil-monitor-id="4002">Rollbacks of existing regulations</a> clearly benefit traditional energy companies. However, when incentives and support for clean energy are removed, companies that <a href="https://due.com/building-ai-solutions/" data-wpil-monitor-id="3999">drive sustainable</a> change, like Tesla, face unexpected obstacles. The removal of electric vehicle tax <a href="https://due.com/credit-spreads-signal-economic-strength-while-highlighting-investment-challenges/" data-wpil-monitor-id="4000">credits is a setback for many looking to invest</a> in renewable technologies.</p>
  839. <p>This singular shift illustrates how <a href="https://due.com/analyzing-2024-election-candidates-economic-policies/" data-wpil-monitor-id="4022">policy decisions can steer economic</a> development in a direction that may not be in harmony with the broader goals of environmental sustainability and job creation in healthcare. I find it essential for those evaluating the bill to consider both the economic benefits and the social costs.</p>
  840. <h2>Reflecting On The Future</h2>
  841. <p>Taking a step back, I see that the bill reflects a broader view of <a href="https://due.com/deficit-debate-intensifies-as-trumps-fiscal-policy-takes-center-stage/" data-wpil-monitor-id="4020">fiscal policy</a>. The winners benefit from immediate tax relief and profit expansion, while the costs imposed by a higher national debt and reductions in social services suggest complications in long-term planning. This conversation forms <a href="https://due.com/north-carolina-auto-seller-charged-10m-for-manufacturing-emissions-breaching-parts/" data-wpil-monitor-id="4008">part</a> of a recurring theme: short-term gains often lead to long-term challenges.</p>
  842. <p>My analysis of the bill shows that decisions impacting <a href="https://due.com/is-college-worth-it-the-roi-of-higher-education-in-todays-economy/" data-wpil-monitor-id="4013">today’s economy</a> must be weighed against their impact on future generations. In my roles as CEO and financial advisor, I continue to stress the importance of balanced policies that support <a href="https://due.com/economic-growth/" data-wpil-monitor-id="3996">economic growth</a> without compromising social services and job creation.</p>
  843. <p>As debates around the bill continue, it <a href="https://due.com/personal-loans-remain-vital-tool-despite-growth-slowdown/" data-wpil-monitor-id="4021">remains vital</a> for all of us to consider its broader impact. The winners may enjoy significant advantages now, but the losers <a href="https://due.com/tesla-stock-faces-challenges-as-trump-targets-ev-incentives/" data-wpil-monitor-id="4014">face challenges</a> that could affect the stability and fairness of our economic future. The true measure of any policy should lie in its effects both immediately and over time.</p>
  844. <p>In closing, I encourage readers to reflect on the balance of benefits and burdens <a href="https://due.com/federal-reserve-rate-cut-analysis-reveals-hidden-job-market-concerns/" data-wpil-monitor-id="4023">revealed by this analysis</a>. The conversation around the bill is far from over and merits more public discussion. By contemplating both the financial gains and the savings cuts, we can better understand how today’s policies set the stage for tomorrow’s challenges.</p>
  845. <hr style="background-color: #e0e0e0; border: none; height: 1px; margin: 30px;" />
  846. <h2>Frequently Asked Questions</h2>
  847. <h3>Q: What groups benefit the most from this tax bill?</h3>
  848. <p style="margin-left: 25px; color: dimgray;">Large companies, high earners, service industry workers who now receive tax-free tips, and fossil fuel companies are among those that benefit most from the bill’s provisions.</p>
  849. <h3>Q: How does the bill affect future generations?</h3>
  850. <p style="margin-left: 25px; color: dimgray;">The bill is set to add about $3 trillion to the national debt. This increased debt will be passed on to future generations, potentially affecting spending on critical services.</p>
  851. <h3>Q: What are the consequences for low-income families?</h3>
  852. <p style="margin-left: 25px; color: dimgray;">Low-income families face a significant impact, with estimates suggesting that up to 12 million families could lose Medicaid coverage, which would reduce their access to necessary health care services.</p>
  853. </article>
  854. <p>The post <a href="https://due.com/analyzing-winners-and-losers-from-trumps-bill/">Analyzing Winners and Losers From Trump&#8217;s Bill</a> appeared first on <a href="https://due.com">Due</a>.</p>
  855. ]]></content:encoded>
  859. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/analyzing_trump_bill_winners_1752249075-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  860. <item>
  861. <title>Federal Government Undercounted International Students by 200,000</title>
  862. <link>https://due.com/federal-government-undercounted-international-students-by-200000/</link>
  864. <dc:creator><![CDATA[Brad Anderson]]></dc:creator>
  865. <pubDate>Fri, 11 Jul 2025 19:15:18 +0000</pubDate>
  866. <category><![CDATA[News]]></category>
  867. <guid isPermaLink="false">https://due.com/?p=91462</guid>
  868.  
  869. <description><![CDATA[<p>A significant error in federal reporting has revealed that the U.S. government underreported the number of international students in the country last year by more than 200,000 individuals. This substantial discrepancy raises questions about data accuracy in immigration statistics and could have far-reaching implications for educational policy and funding. The Scale of the Miscalculation The […]</p>
  870. <p>The post <a href="https://due.com/federal-government-undercounted-international-students-by-200000/">Federal Government Undercounted International Students by 200,000</a> appeared first on <a href="https://due.com">Due</a>.</p>
  871. ]]></description>
  872. <content:encoded><![CDATA[<article>A significant error in federal reporting has revealed that the U.S. government underreported the number of international students in the country last year by more than 200,000 individuals. This substantial discrepancy raises questions about data accuracy in immigration statistics and could have far-reaching implications for educational policy and funding.</p>
  873. <h2>The Scale of the Miscalculation</h2>
  874. <p>The miscounting represents one of the most significant known errors in tracking the <a style="color: #0066cc;" href="https://isss.illinois.edu/about/statistics.html" target="_blank" rel="noopener noreferrer">international student population</a> in recent years. With over 200,000 students missing from official counts, the actual international student presence in American educational institutions is considerably larger than previously reported in government statistics.</p>
  875. <p>This gap is particularly significant as it represents approximately the equivalent of the entire international student population at several major university systems combined. The error affects data that universities, policymakers, and <a href="https://due.com/financial-considerations-of-a-career-change-in-your-50s/" data-wpil-monitor-id="3986">educational organizations rely on for planning</a> and resource allocation.</p>
  876. <h2>Potential Causes and Implications</h2>
  877. <p>While the specific reasons for the undercount remain unclear, experts point to several possible factors that might have contributed to this statistical error:</p>
  878. <ul>
  879. <li>Fragmented data collection systems between different government agencies</li>
  880. <li>Changes in student visa classifications that weren’t properly tracked</li>
  881. <li>Technical issues in the <a href="https://due.com/registered-funds-industry-report-published-by-sec/" data-wpil-monitor-id="3987">reporting</a> infrastructure</li>
  882. <li>Delays in processing and updating student status information</li>
  883. </ul>
  884. <p>The implications of this miscount extend beyond mere numbers. Universities use international student data to plan programs, allocate resources, and make staffing decisions. Additionally, many institutions depend on international student tuition, which often exceeds domestic rates, as a significant revenue source.</p>
  885. <h2>Economic and Policy Impact</h2>
  886. <p>International students contribute <a href="https://due.com/apple-losing-1-billion-annually-on-streaming-services/" data-wpil-monitor-id="3989">billions of dollars annually</a> to the U.S. economy through tuition, housing, and other expenses. The undercount suggests that this economic contribution may be substantially larger than previously calculated.</p>
  887. <p>This kind of data error can affect everything from university <a href="https://due.com/compete-against-big-budgets/" data-wpil-monitor-id="3988">budgets</a> to immigration policy discussions,” noted an education policy analyst familiar with international enrollment trends. “When we’re off by 200,000 people, that’s not a rounding error—that’s a fundamental misunderstanding of the landscape.”</p>
  888. <p>The revelation comes at a time when international education has become increasingly politicized, with debates about visa policies, national <a href="https://due.com/r-r-donnelley-and-sons-given-a-2-1m-charge-amid-data-security-concerns/" data-wpil-monitor-id="3985">security concerns</a>, and the role of foreign students in American higher education.</p>
  889. <h2>Correction and Moving Forward</h2>
  890. <p>Federal agencies are reportedly working to correct the statistical error and implement improved tracking methods. The Department of Education and the Department of Homeland Security, which both maintain data on international students, will need to reconcile their figures and identify where the counting went wrong.</p>
  891. <p>Universities and education associations have called for more transparent and accurate reporting systems. Many institutions conduct their own counts of international enrollment, and some had <a href="https://due.com/previous-federal-reserve-advisor-indicted-for-economic-espionage/" data-wpil-monitor-id="3990">previously noted discrepancies with federal</a> figures, though few suspected the gap was this large.</p>
  892. <p>As the government works to correct these figures, the higher education sector will need to reassess its understanding of international student trends and perhaps reconsider policies based on the updated numbers. The miscounting also raises broader questions about the accuracy of other immigration-related statistics that inform public policy decisions.</p>
  893. <p>With international education representing both a major economic driver and a significant aspect of cultural exchange, accurate tracking of student populations remains essential for informed policymaking and institutional planning in the years ahead.</p>
  894. </article>
  895. <p>The post <a href="https://due.com/federal-government-undercounted-international-students-by-200000/">Federal Government Undercounted International Students by 200,000</a> appeared first on <a href="https://due.com">Due</a>.</p>
  896. ]]></content:encoded>
  900. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/international_students_federal_undercounted_1752144908-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  901. <item>
  902. <title>5 Critical Trust Mistakes That Could Cost Your Family Thousands and How to Avoid Them</title>
  903. <link>https://due.com/critical-trust-mistakes-that-could-cost-your-family-thousands-and-how-to-avoid-them/</link>
  905. <dc:creator><![CDATA[Chris Porteous]]></dc:creator>
  906. <pubDate>Fri, 11 Jul 2025 18:15:07 +0000</pubDate>
  907. <category><![CDATA[Finance]]></category>
  908. <category><![CDATA[Money Tips]]></category>
  909. <category><![CDATA[Mistakes]]></category>
  910. <category><![CDATA[mistakes costing your family]]></category>
  911. <guid isPermaLink="false">https://due.com/?p=91135</guid>
  912.  
  913. <description><![CDATA[<p>Setting up a trust can protect your hard-earned assets and benefit your loved ones exactly as you intend. It’s like building a secure foundation for their future. However, even with the best intentions, common slip-ups in the process can lead to serious financial setbacks and stress for your family. Think of it like baking a […]</p>
  914. <p>The post <a href="https://due.com/critical-trust-mistakes-that-could-cost-your-family-thousands-and-how-to-avoid-them/">5 Critical Trust Mistakes That Could Cost Your Family Thousands and How to Avoid Them</a> appeared first on <a href="https://due.com">Due</a>.</p>
  915. ]]></description>
  916. <content:encoded><![CDATA[<p>Setting up a trust can protect your hard-earned assets and benefit your loved ones exactly as you intend. It’s like building a secure foundation for their future. However, even with the best intentions, common slip-ups in the process can lead to serious financial setbacks and stress for your family. Think of it like baking a cake – you have all the right ingredients, but one wrong step can affect the final outcome.</p>
  917. <p>Understanding these potential issues is the initial step toward safeguarding your legacy and ensuring your plans unfold smoothly. This guide walks you through five critical trust mistakes that could cost your family dearly, not just in money but in peace of mind. It explains each standard error and why it can be so costly, and, most importantly, offers clear, actionable advice to help you avoid them. With knowledge and guidance, you can feel confident and empowered to secure your family’s <a href="https://due.com/sec-what-does-your-financial-future-look-like/" data-wpil-monitor-id="3964">financial future</a>.</p>
  918. <h2>Critical Trust Mistakes That Could Cost Your Family Thousands</h2>
  919. <h3>1. Failing to Properly Fund the Trust — The Empty Shell Dilemma</h3>
  920. <p>The Mistake Explained: Picture this: you’ve thoughtfully created a trust document outlining all your wishes. But then, a crucial step is missed – transferring the legal ownership of your <a href="https://due.com/prioritizing-reinvestment/" data-wpil-monitor-id="3974">assets</a> into it. This process is known as <a href="https://due.com/department-of-labor-announces-65m-in-funding-to-18-colleges-in-14-states/" data-wpil-monitor-id="3975">funding</a> the trust. Without it, your trust document, <a href="https://due.com/why-prioritizing-wellness-is-a-smart-financial-strategy-for-women/" data-wpil-monitor-id="3965">no matter</a> how well-drafted, is like an empty treasure chest; it cannot hold or manage the assets you intended for it. Assets like your home, bank accounts, <a href="https://due.com/retirees-guide-to-building-a-diverse-investment-portfolio/" data-wpil-monitor-id="3968">investment portfolios</a>, and business interests must be formally retitled in the name of the trust.</p>
  921. <p>“Many clients believe that simply signing a trust document provides automatic protection for their assets,” explains Craig R. Fiederlein, estate planning and probate lawyer. However, failing to transfer ownership of your assets to the trust properly means they remain subject to probate and may not benefit from the <a href="https://due.com/houston-man-indicted-for-alleged-450000-tax-crimes/" data-wpil-monitor-id="3973">tax</a> advantages you intended. I’ve seen families lose thousands in unnecessary probate costs and taxes because assets weren’t correctly titled in the trust’s name.”</p>
  922. <p>Why It’s Costly: If assets aren’t officially in the trust when you pass away, they will likely have to go through probate. Probate is a court process that can be lengthy, public, and expensive – often the very things people create trusts to avoid. For instance, a 2024 study by Trust & Will found that probate proceedings typically cost between <a href="https://trustandwill.com/documents/probate-study-2024">3 and 7 percent of an estate’s total value</a>, underscoring the financial burden the process can place on heirs. This oversight can also eliminate potential creditor protection and tax planning benefits you intended, meaning your beneficiaries might receive a smaller inheritance than planned.</p>
  923. <p>Actionable Guidance:</p>
  924. <ul>
  925. <li>Collaborate with an <a href="https://due.com/estate-planning-101-securing-your-legacy-and-your-loved-ones-future/" data-wpil-monitor-id="3966">estate planning</a> attorney to compile a comprehensive list of all assets you wish to include in the trust.</li>
  926. <li>Carefully retitle each asset. This might involve recording new deeds for real estate, changing account registrations for your bank and investment accounts, or formally assigning business interests.</li>
  927. <li>Keep organized records of all transfers and obtain written confirmation from financial institutions that the trust is the new legal owner.</li>
  928. </ul>
  929. <h3>2. Choosing the Wrong Trustee – A Breach of Trust Waiting to Happen</h3>
  930. <p>The Mistake Explained: The trustee manages the trust’s assets according to your instructions. Choosing someone unsuitable for this role—perhaps someone who isn’t skilled with <a href="https://due.com/constructing-a-dividend-portfolio-a-low-risk-approach-for-passive-income/" data-wpil-monitor-id="3972">finances</a>, lacks integrity, doesn’t have time, or can’t remain impartial—can lead to mismanagement, breaches of duty, family disagreements, and significant financial losses.</p>
  931. <p>Why It’s Costly: An unqualified trustee may make poor investment choices, fail to distribute assets as designated, misunderstand tax rules, or even misuse funds. Kiplinger emphasizes that choosing the wrong trustee can lead to <a href="https://www.kiplinger.com/personal-finance/family-savings/how-to-leave-money-to-your-descendants-but-still-keep-control">interpersonal conflicts and legal disputes</a>, which may escalate into costly litigation and jeopardize the trust’s intended protections. If a family member acting as trustee feels overwhelmed or biased, it can strain relationships and spark expensive legal challenges.</p>
  932. <p>Actionable Guidance:</p>
  933. <ul>
  934. <li>Select a trustee who is organized, financially responsible, ethical, detail-oriented, and capable of making objective decisions, with enough time to dedicate to this role.</li>
  935. <li>Discuss the responsibilities with your chosen trustee(s) before finalizing anything to ensure they fully understand the commitment.</li>
  936. <li>Consider appointing a co-trustee or successor trustee to ensure continuity and establish checks and balances.</li>
  937. <li>Clearly outline the trustee’s powers and responsibilities within the trust document.</li>
  938. </ul>
  939. <h3>3. Neglecting to Update the Trust – An Outdated Roadmap</h3>
  940. <p>The Mistake Explained: A trust is not a “set it and forget it” document. Life changes — your personal circumstances, family situation, financial status, and trust laws evolve. Without periodic reviews and updates, a trust may become outdated, misaligned with your wishes, or less effective.</p>
  941. <p>Why It’s Costly: An outdated trust might inadvertently exclude new family members, benefit an ex-spouse after a divorce, or distribute assets in an unsuitable manner if a beneficiary’s needs have changed. The 2025 Caring.com Wills & Estate Planning Study found that only <a href="https://www.caring.com/resources/wills-survey/" target="_blank" rel="noopener">24% of Americans have estate plans</a>, leading to potential family disputes and costly legal battles.</p>
  942. <p>Actionable Guidance:</p>
  943. <ul>
  944. <li>Review your trust with your attorney every 3-5 years or right after significant life events such as marriage, divorce, the birth or adoption of a child, the death of a beneficiary or trustee, significant financial changes, or relocation.</li>
  945. <li>Stay informed about major tax and trust legislation changes that might affect your plan.</li>
  946. </ul>
  947. <h3>4. Overlooking Tax Implications – A Costly Blind Spot</h3>
  948. <p>The Mistake Explained: While avoiding probate is an important goal, many overlook the tax implications of different types of trusts and strategies. Not considering estate taxes, gift taxes, income <a href="https://due.com/trump-tax-bill-spurs-economic-debate-and-change/" data-wpil-monitor-id="3967">taxes for the trust and its beneficiaries, and capital gains taxes can lead to unexpected tax bills</a>.</p>
  949. <p>“Tax planning should be a key part of your trust strategy,” notes Fiederlein of CF Legal Attorneys At Law. I often work with clients to structure trusts that <a href="https://due.com/8-strategies-to-protect-assets-from-cybersecurity-threats-and-id-theft/" data-wpil-monitor-id="3979">protect assets</a>, avoid probate, and minimize tax exposure. Specific provisions might be needed for <a href="https://due.com/financial-considerations-of-a-career-change-in-your-50s/" data-wpil-monitor-id="3971">retirement</a> assets directed to a trust. A comprehensive approach can <a href="https://due.com/smart-investments-yielding-returns-and-tax-savings/" data-wpil-monitor-id="3983">save families significant amounts in unnecessary taxes</a> over time.</p>
  950. <p>Why It’s Costly: Without careful tax planning, the trust or its beneficiaries might face higher taxes, miss out on tax-saving opportunities such as a step-up in basis, or trigger taxes sooner than needed. For example, irrevocable trusts can offer estate <a href="https://due.com/direct-lending-returns-face-high-ordinary-income-tax-rate/" data-wpil-monitor-id="3980">tax benefits but have specific income</a> tax rules. In 2024, <a href="https://learn.valur.com/non-grantor-trust/" target="_blank" rel="noopener">a non-grantor trust hits the top federal tax bracket of 37% at just $15,200</a> of taxable income, a much lower threshold than for individuals.</p>
  951. <p>Actionable Guidance:</p>
  952. <ul>
  953. <li>Discuss the tax consequences of your trust structure with your <a href="https://due.com/annuities-and-estate-planning-a-comprehensive-guide/" data-wpil-monitor-id="3981">estate planning</a> attorney, who should also coordinate with your CPA or financial advisor.</li>
  954. <li>Understand how income from trust assets will be taxed and who is responsible for <a href="https://due.com/illinois-business-owner-charged-for-failing-to-pay-600000-in-employment-taxes/" data-wpil-monitor-id="3970">paying</a> these taxes.</li>
  955. <li>If reducing estate tax is essential, consider strategies such as bypass trusts, QTIP trusts, or irrevocable <a href="https://due.com/unlocking-your-retirement-potential-a-deep-dive-into-life-insurance-retirement-plans-lirps/" data-wpil-monitor-id="3969">life insurance</a> trusts (ILITs), but only after fully understanding their implications.</li>
  956. </ul>
  957. <h3>5. Mismanaging Beneficiary Designations – A Recipe for Conflict</h3>
  958. <p>The Mistake Explained: Many assets, such as life insurance policies, retirement accounts (IRAs, 401(k)s), and annuities, pass directly to named beneficiaries, often bypassing your will or trust. A critical mistake is failing to coordinate these beneficiary designations with your overall estate plan or misnaming them. This could mean designating accounts directly into a trust when it’s not ideal, <a href="https://due.com/issa-addresses-potential-tax-increases-for-high-income-americans/" data-wpil-monitor-id="3984">potentially triggering tax</a> problems, or neglecting to name the trust as a beneficiary when it is the best option.</p>
  959. <p>Why It’s Costly: Incorrect beneficiary designations can override the intentions set in your trust, resulting in assets going to the wrong people. For instance, an ex-spouse might inherit if the beneficiary information wasn’t updated after a divorce. A Supreme Court case, Kennedy v. Plan Administrator for DuPont (2009), confirmed that plan administrators must follow the beneficiary form on file, regardless of other documents. Additionally, transferring an IRA directly into a standard trust may trigger immediate income taxation, and naming a trust without proper “see-through” provisions can prevent beneficiaries from stretching distributions over their lifetimes, accelerating tax payments, and reducing long-term inheritance.</p>
  960. <p>Actionable Guidance:</p>
  961. <ul>
  962. <li>Review all beneficiary designations for your life insurance policies, retirement accounts, <a href="https://due.com/making-money-work-for-you-maximize-your-bank-account/" data-wpil-monitor-id="3977">bank accounts</a> with Payable on Death (POD) designations, and investment accounts with Transfer on Death (TOD) registrations.</li>
  963. <li>Ensure these designations align with your overall estate plan and trust provisions.</li>
  964. <li>Consult with your attorney to weigh the cost-benefits of naming individuals versus the trust as beneficiaries, especially for <a href="https://due.com/your-401k-retirement-account-and-bitcoin-etf-do-the-benefits-outweigh-the-drawbacks/" data-wpil-monitor-id="3978">retirement accounts</a>, to preserve tax advantages and proper management for beneficiaries in need.</li>
  965. </ul>
  966. <h2>How to Avoid These Costly Trust Mistakes – Your Proactive Steps</h2>
  967. <p>Protecting your family from these expensive and stressful trust errors comes down to diligence and expert guidance. Taking positive steps now can secure your peace of mind later. Here’s how you can be proactive:</p>
  968. <ol>
  969. <li>Partner with Experienced Professionals – Engage a qualified estate planning attorney who specializes in trust law. They provide advice tailored to your unique circumstances.</li>
  970. <li>Commit to a Thorough Funding Process – Work with your attorney to create a detailed inventory of your assets and oversee the proper transfer of ownership of these assets to the trust. Ensure you obtain written confirmation for each funded <a href="https://due.com/the-retirees-guide-to-securely-storing-digital-assets/" data-wpil-monitor-id="3982">asset and store these documents securely</a>.</li>
  971. <li>Select Your Trustee(s) Wisely – Consider the necessary qualities of a trustee, such as responsibility, integrity, financial know-how, and impartiality. Discuss the duties with potential candidates and weigh the options between individuals, professional fiduciaries, or corporate trustees with your attorney.</li>
  972. <li>Implement Regular Trust Reviews – Schedule periodic reviews of your trust documents with your attorney, especially after significant life changes or tax or estate law updates. Make these reviews a priority.</li>
  973. <li>Ensure Comprehensive Coordination – Recognize that your trust is one part of your overall estate plan. Make sure your will, powers of attorney, healthcare directives, and all beneficiary designations align to achieve your objectives.</li>
  974. </ol>
  975. <p>By avoiding common pitfalls, you can be <a href="https://due.com/consumer-confidence-in-the-united-states-falls-reveals-recent-survey/" data-wpil-monitor-id="3976">confident</a> that your trust will safeguard your assets, care for your loved ones as intended, and preserve your legacy without incurring unnecessary costs, taxes, or family disputes. It is a lasting gift of security and thoughtful planning.</p>
  976. <p>Have you encountered any of these issues, or do you have other tips for ensuring a trust works effectively? Share your experiences in the comments below.</p>
  977. <p>Featured Image Credit: Photo by cottonbro studio; <a href="https://www.pexels.com/photo/woman-holding-pan-with-food-3171154/">Pexels</a></p>
  978. <p>The post <a href="https://due.com/critical-trust-mistakes-that-could-cost-your-family-thousands-and-how-to-avoid-them/">5 Critical Trust Mistakes That Could Cost Your Family Thousands and How to Avoid Them</a> appeared first on <a href="https://due.com">Due</a>.</p>
  979. ]]></content:encoded>
  983. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/Mistakes-That-Could-Cost-Your-Family-Thousands-1024x684.jpg" width="800" height="534"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  984. <item>
  985. <title>Sports Ownership Elite Worth $225 Billion Combined</title>
  986. <link>https://due.com/sports-ownership-elite-worth-225-billion-combined/</link>
  988. <dc:creator><![CDATA[Brad Anderson]]></dc:creator>
  989. <pubDate>Fri, 11 Jul 2025 15:59:30 +0000</pubDate>
  990. <category><![CDATA[News]]></category>
  991. <guid isPermaLink="false">https://due.com/?p=91460</guid>
  992.  
  993. <description><![CDATA[<p>The top 20 sports ownership groups worldwide have amassed a staggering combined value of $225 billion, according to new data from CNBC’s Most Valuable Sports Empires 2025 ranking.This figure highlights the enormous financial power concentrated among a select group of investors and companies that control multiple professional sports franchises across various leagues and countries. The […]</p>
  994. <p>The post <a href="https://due.com/sports-ownership-elite-worth-225-billion-combined/">Sports Ownership Elite Worth $225 Billion Combined</a> appeared first on <a href="https://due.com">Due</a>.</p>
  995. ]]></description>
  996. <content:encoded><![CDATA[<article>The top 20 sports ownership groups worldwide have amassed a staggering combined value of $225 billion, according to new data from CNBC’s <a style="color: #0066cc;" href="https://www.cnbc.com/2025/07/08/cnbcs-most-valuable-sports-empires-2025-how-the-worlds-top-20-empires-rank.html" target="_blank" rel="noopener noreferrer">Most Valuable Sports Empires 2025</a> ranking.This figure highlights the enormous financial power concentrated among a select group of investors and companies that control multiple professional sports franchises across various leagues and countries.</p>
  997. <p>The CNBC ranking, which tracks the most financially powerful sports ownership entities globally, demonstrates how sports have evolved from passion projects for wealthy individuals into multi-billion-dollar investment portfolios spanning multiple teams and sometimes multiple sports.</p>
  998. <h2>The Business of Sports Ownership</h2>
  999. <p>The $225 billion valuation represents more than just team assets. Modern sports empires typically include related businesses such as regional sports networks, <a href="https://due.com/unmasking-the-real-estate-wealth-myth/" data-wpil-monitor-id="3952">real estate</a> developments around stadiums, entertainment venues, and technology investments that complement their core sports holdings.</p>
  1000. <p>These ownership groups have evolved from single-team operators to diversified sports conglomerates, often holding stakes in teams across multiple leagues and continents. This strategy enables them to leverage brand synergies, maximize media rights, and generate year-round <a href="https://due.com/diversifying-revenue-streams-for-a-more-secure-retirement/" data-wpil-monitor-id="3959">revenue streams</a>.</p>
  1001. <p>Many of these groups have expanded their portfolios significantly in <a href="https://due.com/2025-financial-projections-align-with-recent-years-estimates/" data-wpil-monitor-id="3958">recent years</a>, acquiring additional franchises as sports valuations continue to climb globally. The trend toward <a style="color: #0066cc;" href="https://skepticalagile.com/the-role-of-product-owner-in-a-multi-team-environment-e80e9a4f31cd" target="_blank" rel="noopener noreferrer">multi-team ownership</a> has accelerated as investors seek to capitalize on the unique combination of steady cash flow and appreciation potential that sports properties offer.</p>
  1002. <h2>Global Reach and Impact</h2>
  1003. <p>The <a href="https://due.com/options-trading-for-the-risk-averse-investor/" data-wpil-monitor-id="3956">CNBC</a> ranking reflects the increasingly international nature of sports ownership. While North <a href="https://due.com/exploring-the-american-birthright-experience/" data-wpil-monitor-id="3955">American</a> groups still dominate the list, ownership entities from Europe, Asia, and the Middle East have gained significant ground.</p>
  1004. <p>These global sports empires now wield substantial influence not just in their <a href="https://due.com/90-of-american-homes-see-a-price-rise-according-to-q1-report/" data-wpil-monitor-id="3953">home</a> markets but across international sports. Their decisions <a href="https://due.com/nvidias-crucial-earnings-report-market-impact-stock-history-and-emerging-challenges/" data-wpil-monitor-id="3962">impact everything from player salaries and transfer markets</a> to broadcast deals and league expansions.</p>
  1005. <p>The concentration of wealth among these top 20 groups raises questions about <a href="https://due.com/competitive-pricing/" data-wpil-monitor-id="3960">competitive balance</a> within sports leagues. Critics worry that as the gap between the richest and poorest ownership groups widens, so too might the competitive gap between teams.</p>
  1006. <h2>Investment Trends and Future Outlook</h2>
  1007. <p>Several factors have driven the <a href="https://due.com/nvidia-ceos-charitable-foundation-sees-massive-growth/" data-wpil-monitor-id="3961">massive valuation growth</a> for these sports empires:</p>
  1008. <ul>
  1009. <li>Exploding media rights deals, particularly for live sports content</li>
  1010. <li>The emergence of legal sports <a href="https://due.com/predicting-elections-betting-markets-vs-polls/" data-wpil-monitor-id="3963">betting in many markets</a></li>
  1011. <li>Digital and <a href="https://due.com/170-million-fraud-claims-aimed-at-social-media-founder/" data-wpil-monitor-id="3957">social media</a> monetization opportunities</li>
  1012. <li>International expansion of major sports leagues</li>
  1013. <li>Stadium development projects that create new revenue streams</li>
  1014. </ul>
  1015. <p>Industry analysts expect these valuations to continue climbing as sports properties remain one of the few types of entertainment that consistently draw live audiences in an increasingly fragmented media landscape.</p>
  1016. <p>The $225 billion figure also reflects how sports franchises have outperformed many traditional investment classes over the past several decades, with annual appreciation <a href="https://due.com/stock-market-banishes-fed-rate-hike-worries/" data-wpil-monitor-id="3950">rates often exceeding those of stock market</a> indices.</p>
  1017. <p>As these ownership groups grow in value and influence, they face increasing scrutiny from fans, media, and <a href="https://due.com/u-s-bank-regulators-moving-towards-potentially-massive-rollback/" data-wpil-monitor-id="3954">regulators</a> regarding their impact on the games themselves and the communities that support them.</p>
  1018. <p>The CNBC Most Valuable Sports Empires <a href="https://due.com/kickstart-your-2025-retirement-savings-with-these-15-tips/" data-wpil-monitor-id="3951">2025</a> ranking serves as a snapshot of the current state of sports ownership, where billionaires and corporations have transformed what were once local civic institutions into global business empires worth hundreds of billions of dollars collectively.</p>
  1019. </article>
  1020. <p>The post <a href="https://due.com/sports-ownership-elite-worth-225-billion-combined/">Sports Ownership Elite Worth $225 Billion Combined</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1021. ]]></content:encoded>
  1025. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/sports_ownership_elite_1752141021-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  1026. <item>
  1027. <title>Trump Administration to block Chinese ownership of US farmland</title>
  1028. <link>https://due.com/trump-administration-to-block-chinese-ownership-of-us-farmland/</link>
  1030. <dc:creator><![CDATA[Matt Rowe]]></dc:creator>
  1031. <pubDate>Fri, 11 Jul 2025 15:00:45 +0000</pubDate>
  1032. <category><![CDATA[News]]></category>
  1033. <guid isPermaLink="false">https://due.com/?p=91428</guid>
  1034.  
  1035. <description><![CDATA[<p>China was given a clear message by the Trump administration on Tuesday: Avoid American farmland. The administration will work with state legislators to prohibit the sale of U.S. farmland to purchasers from China and other countries it considers security threats, Agriculture Secretary Brooke Rollins said. Rollins stated that the effort was primarily motivated by national […]</p>
  1036. <p>The post <a href="https://due.com/trump-administration-to-block-chinese-ownership-of-us-farmland/">Trump Administration to block Chinese ownership of US farmland</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1037. ]]></description>
  1038. <content:encoded><![CDATA[<p>China was given a clear message by the Trump administration on Tuesday: Avoid American farmland.</p>
  1039. <p>The administration will work with state legislators to prohibit the sale of U.S. farmland to purchasers from China and other countries it considers security threats, Agriculture Secretary Brooke Rollins said. Rollins stated that the effort was primarily motivated by national security concerns.</p>
  1040. <p>Rollins stated that the government will review farmland already owned by Chinese people. The government will more thoroughly and look into ways to possibly reverse those purchases. “We’ll never let foreign adversaries control our land,” Rollins said.</p>
  1041. <h3>Trump Administration to block Chinese ownership of US farmland</h3>
  1042. <p>For years, lawmakers from both parties have expressed concern that China and other foreign governments might use farmland for espionage or to control the food supply in the United States. Approximately 300,000 acres, or 0.02% of all U.S. farmland, or an area the size of Los Angeles, are currently under the control of Chinese-owned entities, according to data from the Agriculture Department.</p>
  1043. <p>According to Rollins, attempts by foreign governments to steal agricultural technology and research pose a threat to American farms in addition to land purchases. Hegseth went on, “No longer can adversaries assume we aren’t watching.”</p>
  1044. <p>Chinese investment in agriculture has been blocked by state and local officials in recent years. Also, construction of a $700 million Chinese-owned corn mill in North Dakota, was halted in 2023 after the U.S. Air Force raised concerns about the site’s proximity to a military base.</p>
  1045. <h3>Smithfield tensions</h3>
  1046. <p>Purchases of significant American agricultural firms result in some foreign land ownership. Both Syngenta, a major supplier of seeds and pesticides, and Smithfield Foods, a major producer of pork, are criticized because of their Chinese parent companies. China’s WH Group owns the majority of Smithfield, and China National Chemical is the parent company of Syngenta.</p>
  1047. <p>Ownership structures have been defended by company executives. Earlier this year, Shane Smith, the CEO of Smithfield, declared, “We’re an American company, American management team, and made in America.”</p>
  1048. <p>Large tracts of U.S. farmland have long been owned by Smithfield, which WH Group purchased in 2013 to increase its knowledge and technology. The business sold more than 40,000 acres in 2023, bringing its holdings down to about 85,000 acres. On Tuesday, Smithfield’s stock dropped 1%.</p>
  1049. <p>Concerns have also been raised about Syngenta’s land holdings. About 160 acres where the company operated a research facility were ordered to be sold by Arkansas two years ago. Syngenta referred to the choice as “shortsighted.” Additionally, the company now owns less than 1,000 acres nationwide. They now are actively selling its remaining farmland in the United States, a spokesman said on Tuesday.</p>
  1050. <p><em><strong>Featured Image Credit: Tim Mossholder: Pexels: Thank You!</strong></em></p>
  1051. <p>The post <a href="https://due.com/trump-administration-to-block-chinese-ownership-of-us-farmland/">Trump Administration to block Chinese ownership of US farmland</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1052. ]]></content:encoded>
  1056. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/Trump-Administration-to-block-Chinese-ownership-of-US-farmland-1024x682.jpg" width="800" height="533"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  1057. <item>
  1058. <title>MGM Grand&#8217;s Pool Complex Stands Out as Resort Highlight</title>
  1059. <link>https://due.com/mgm-grands-pool-complex-stands-out-as-resort-highlight/</link>
  1061. <dc:creator><![CDATA[Brad Anderson]]></dc:creator>
  1062. <pubDate>Thu, 10 Jul 2025 16:58:00 +0000</pubDate>
  1063. <category><![CDATA[News]]></category>
  1064. <guid isPermaLink="false">https://due.com/?p=91451</guid>
  1065.  
  1066. <description><![CDATA[<p>The MGM Grand Hotel and Casino, situated on the southern end of the Las Vegas Strip, offers visitors a complete resort experience with its accommodations, gambling facilities, shows, and dining options. However, according to recent evaluations, it’s the property’s pool area that truly distinguishes this iconic destination from other Las Vegas resorts. Located at one […]</p>
  1067. <p>The post <a href="https://due.com/mgm-grands-pool-complex-stands-out-as-resort-highlight/">MGM Grand&#8217;s Pool Complex Stands Out as Resort Highlight</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1068. ]]></description>
  1069. <content:encoded><![CDATA[<article>The MGM Grand Hotel and Casino, situated on the southern end of the Las Vegas Strip, offers visitors a complete resort experience with its accommodations, gambling facilities, shows, and dining options. However, according to recent evaluations, it’s the property’s pool area that truly distinguishes this iconic destination from other Las Vegas resorts.</p>
  1070. <p>Located at one of the busiest intersections on Las Vegas Boulevard, the MGM Grand has established itself as a major player in the competitive <a style="color: #0066cc;" href="https://hdexpo.hospitalitydesign.com/" target="_blank" rel="noopener noreferrer">Las Vegas hospitality market</a>. The property features a comprehensive array of amenities typical of major Strip resorts, but with varying degrees of quality and appeal.</p>
  1071. <h2>Resort Amenities: A Mixed Review</h2>
  1072. <p>The MGM Grand’s accommodations receive modest praise. Rooms are described as “nice enough” – suggesting they <a href="https://due.com/gamestop-fails-to-meet-financial-expectations/"  data-wpil-monitor-id="3948">meet basic expectations</a> for comfort and design without particularly standing out in the luxury market. This assessment places the rooms in the middle tier of <a href="https://due.com/former-las-vegas-city-councilwoman-convicted-in-thousand-dollar-charity-fraud-case/"  data-wpil-monitor-id="3941">Las Vegas</a> accommodations, neither disappointing nor exceptional.</p>
  1073. <p>The casino floor, a standard feature of any major Las Vegas resort, offers the typical <a href="https://due.com/major-betting-operator-ensures-that-tribal-parties-are-respected/"  data-wpil-monitor-id="3942">gambling</a> experience visitors expect. Similarly, the entertainment options and restaurants available throughout the property <a href="https://due.com/federal-financial-services-provider-agrees-to-a-4-2m-fund-to-end-gender-discrimination-claims/"  data-wpil-monitor-id="3947">provide expected services</a> without special mention of standout features or exceptional quality.</p>
  1074. <h2>The Pool Complex: The Crown Jewel</h2>
  1075. <p>What sets the MGM Grand apart, according to assessments, is its pool complex. Described as “the best <a href="https://due.com/north-carolina-auto-seller-charged-10m-for-manufacturing-emissions-breaching-parts/"  data-wpil-monitor-id="3945">part”</a> of the resort experience, the pool area has become the property’s signature attraction.</p>
  1076. <p>The MGM Grand’s pool complex, known as the “<a style="color: #0066cc;" href="https://mgmgrand.mgmresorts.com/en/amenities/grand-pool-complex.html" target="_blank" rel="noopener noreferrer">Grand Pool Complex</a>,” spans 6.5 acres with four swimming pools, three whirlpools, waterfalls, and a lazy river. This aquatic playground offers a resort-within-a-resort experience that has become increasingly important in Las Vegas, where pool culture has evolved from a simple amenity to a major attraction.</p>
  1077. <p>During Las Vegas’s hot months, which can stretch from April through October, the pool complex serves as a critical differentiator for visitors choosing between similarly priced resorts. The emphasis on the pool’s superior quality suggests it <a href="https://due.com/customer-experience-finance-paradox/"  data-wpil-monitor-id="3949">delivers an experience</a> that exceeds expectations compared to other amenities on the property.</p>
  1078. <h2>Strategic Positioning in Las Vegas</h2>
  1079. <p>The south Strip location places the MGM Grand in a <a href="https://due.com/the-initial-financial-quarter-closes-with-a-note-on-small-business/"  data-wpil-monitor-id="3944">busy</a> tourist corridor, neighboring other major resorts like New York-New York, Excalibur, and Tropicana. This positioning makes it accessible to visitors while placing it slightly away from the center-Strip congestion.</p>
  1080. <p>For travelers making decisions about where to stay in Las Vegas, this assessment suggests the MGM Grand might be most appealing to:</p>
  1081. <ul>
  1082. <li>Visitors prioritizing pool <a href="https://due.com/las-vegas-man-gets-jail-time-for-6-1-million-investor-fraud/"  data-wpil-monitor-id="3946">time during their Las Vegas</a> stay</li>
  1083. <li>Travelers seeking a full-service resort with adequate accommodations</li>
  1084. <li>Guests who value aquatic recreation over room luxury</li>
  1085. </ul>
  1086. <p>The evaluation indicates that while the MGM Grand delivers a complete Las Vegas experience with its various amenities, the pool complex stands as its most compelling feature and primary competitive advantage in the crowded Las Vegas resort market.</p>
  1087. <p>As Las Vegas continues to evolve from a gambling-focused destination to one centered on overall resort experiences, the emphasis on exceptional pool facilities reflects broader industry trends toward amenities that appeal to a wide range of visitors, including those with limited <a href="https://due.com/interest-rates-remain-unchanged-due-to-a-lack-of-progress-on-2-inflation-according-to-fed/"  data-wpil-monitor-id="3943">interest</a> in casino gaming.</p>
  1088. </article>
  1089. <p>The post <a href="https://due.com/mgm-grands-pool-complex-stands-out-as-resort-highlight/">MGM Grand&#8217;s Pool Complex Stands Out as Resort Highlight</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1090. ]]></content:encoded>
  1094. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/mgm_grand_pool_complex_1752058431-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  1095. <item>
  1096. <title>Used Equipment Financing: Higher Rates and Shorter Terms</title>
  1097. <link>https://due.com/used-equipment-financing-higher-rates-and-shorter-terms/</link>
  1099. <dc:creator><![CDATA[Brad Anderson]]></dc:creator>
  1100. <pubDate>Thu, 10 Jul 2025 15:54:26 +0000</pubDate>
  1101. <category><![CDATA[News]]></category>
  1102. <guid isPermaLink="false">https://due.com/?p=91449</guid>
  1103.  
  1104. <description><![CDATA[<p>Businesses seeking to acquire used equipment through financing face different terms compared to those purchasing new items. While many lenders provide financing options for pre-owned equipment, these loans typically come with less favorable conditions than their new equipment counterparts.The primary distinctions between used and new equipment financing appear in two critical areas: interest rates and […]</p>
  1105. <p>The post <a href="https://due.com/used-equipment-financing-higher-rates-and-shorter-terms/">Used Equipment Financing: Higher Rates and Shorter Terms</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1106. ]]></description>
  1107. <content:encoded><![CDATA[<article>Businesses seeking to acquire used equipment through financing face different terms compared to those purchasing new items. While many lenders provide financing options for pre-owned equipment, these loans typically come with less favorable conditions than their new equipment counterparts.The primary distinctions between used and new equipment financing appear in two critical areas: interest rates and repayment periods. Lenders generally charge <a style="color: #0066cc;" href="https://www.jchs.harvard.edu/blog/high-income-black-homeowners-receive-higher-interest-rates-low-income-white-homeowners" target="_blank" rel="noopener noreferrer">higher interest rates</a> for used equipment loans while simultaneously offering shorter timeframes for repayment.</p>
  1108. <h2>Why Used Equipment Financing Costs More</h2>
  1109. <p>Financial institutions view used equipment as carrying greater <a href="https://due.com/longevity-risk-how-to-prepare-your-finances-for-a-longer-life-expectancy/" data-wpil-monitor-id="3927">risk</a> than new items. This risk assessment directly impacts the terms offered to borrowers. The age, condition, and remaining useful life of pre-owned equipment create uncertainty about how long the <a href="https://due.com/prioritizing-reinvestment/" data-wpil-monitor-id="3933">asset</a> will remain operational and valuable.</p>
  1110. <p>From a lender’s perspective, this increased risk requires compensation in the form of higher interest rates. The premium charged on used equipment <a href="https://due.com/allstar-health-providers-inc-to-pay-thousands-to-end-ppp-rule-breach/" data-wpil-monitor-id="3930">loans</a> helps offset the possibility that the collateral might depreciate faster or require replacement before the loan is fully paid.</p>
  1111. <h2>Shorter Repayment Windows</h2>
  1112. <p>In addition to higher costs, businesses <a href="https://due.com/constructing-a-dividend-portfolio-a-low-risk-approach-for-passive-income/" data-wpil-monitor-id="3932">financing</a> used equipment typically face compressed repayment schedules. While new equipment financing might extend five to ten years, used equipment <a href="https://due.com/navigating-student-loan-repayment-strategies-for-recent-graduates/" data-wpil-monitor-id="3940">loans often require full repayment</a> in two to five years.</p>
  1113. <p>These shortened terms align with lenders’ <a href="https://due.com/longevity-risk-how-to-prepare-your-finances-for-a-longer-life-expectancy/" data-wpil-monitor-id="3939">expectations about the equipment’s useful life</a>. Financial institutions structure the <a href="https://due.com/morgan-stanley-increase-3-billion-x-loan-sales/" data-wpil-monitor-id="3928">loans</a> to ensure the debt is repaid before the equipment potentially loses significant value or becomes obsolete.</p>
  1114. <p>The combination of higher rates and shorter terms results in larger monthly payments for businesses choosing <a style="color: #0066cc;" href="https://www.agdirect.com/" target="_blank" rel="noopener noreferrer">used equipment financing</a>. This can significantly <a href="https://due.com/transforming-cash-flow-management/" data-wpil-monitor-id="3934">impact cash flow planning and financial management</a>.</p>
  1115. <h2>Market Availability and Considerations</h2>
  1116. <p>Despite the less favorable terms, used equipment financing remains widely available. Most major equipment lenders, specialty finance <a href="https://due.com/biggest-covid-companies-record-1-5tn-market-value-loss/" data-wpil-monitor-id="3931">companies</a>, and many banks offer programs designed explicitly for pre-owned machinery and tools.</p>
  1117. <p><a href="https://due.com/evaluating-business-opportunity/" data-wpil-monitor-id="3938">Businesses considering this option should evaluate several factors</a> before proceeding:</p>
  1118. <ul>
  1119. <li>The total cost difference between new and used equipment when <a href="https://due.com/a-retirees-guide-to-digital-finance-terms-tools-and-tips/" data-wpil-monitor-id="3937">financing terms</a> are included</li>
  1120. <li>The expected useful life of the used equipment versus the loan term</li>
  1121. <li>The impact of larger monthly payments on business <a href="https://due.com/the-ultimate-guide-to-effective-cash-flow-management/" data-wpil-monitor-id="3935">cash flow</a></li>
  1122. <li>Potential maintenance costs for older equipment</li>
  1123. </ul>
  1124. <p>Some <a href="https://due.com/the-initial-financial-quarter-closes-with-a-note-on-small-business/" data-wpil-monitor-id="3929">businesses may find that the lower initial</a> price of used equipment outweighs the higher financing costs, particularly for items that maintain value well or have long operational lives. Others might determine that new equipment with more favorable financing <a href="https://due.com/unveiling-top-long-term-care-insurance-providers/" data-wpil-monitor-id="3936">terms provides better long-term</a> value.</p>
  1125. <p>Financial experts recommend obtaining quotes for both new and used equipment financing to make direct comparisons before making purchasing decisions. This approach allows businesses to evaluate the total cost of ownership rather than focusing solely on the purchase price or monthly payment amount.</p>
  1126. </article>
  1127. <p>The post <a href="https://due.com/used-equipment-financing-higher-rates-and-shorter-terms/">Used Equipment Financing: Higher Rates and Shorter Terms</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1128. ]]></content:encoded>
  1132. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/used_equipment_financing_1752054617-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  1133. <item>
  1134. <title>Hershey&#8217;s hires new CEO from Wendy&#8217;s</title>
  1135. <link>https://due.com/hersheys-hires-new-ceo-from-wendys/</link>
  1137. <dc:creator><![CDATA[Matt Rowe]]></dc:creator>
  1138. <pubDate>Thu, 10 Jul 2025 15:00:35 +0000</pubDate>
  1139. <category><![CDATA[News]]></category>
  1140. <guid isPermaLink="false">https://due.com/?p=91425</guid>
  1141.  
  1142. <description><![CDATA[<p>Kirk Tanner, who spearheaded Wendy’s most recent product partnerships and marketing innovations, will step down as the burger chain’s president and CEO to take over as Hershey’s next CEO. Tanner will take Michele Buck’s place as president and CEO of the Pennsylvania-based chocolate company, Hershey announced Tuesday, with effect from August 18. During the leadership […]</p>
  1143. <p>The post <a href="https://due.com/hersheys-hires-new-ceo-from-wendys/">Hershey&#8217;s hires new CEO from Wendy&#8217;s</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1144. ]]></description>
  1145. <content:encoded><![CDATA[<p><a href="https://www.linkedin.com/in/kirktanner/">Kirk Tanner</a>, who spearheaded Wendy’s most recent product partnerships and marketing innovations, will step down as the burger chain’s president and CEO to take over as Hershey’s next CEO.</p>
  1146. <p>Tanner will take Michele Buck’s place as president and CEO of the Pennsylvania-based chocolate company, Hershey announced Tuesday, with effect from August 18. During the leadership change, Buck, who had previously declared her intention to retire, will continue to serve as a senior advisor for Hershey. Hershey’s stock fell 3% to $170.23 in midday trading as word of the change spread.</p>
  1147. <h3>Hershey’s hires new CEO from Wendy’s</h3>
  1148. <p>On July 18, Tanner will formally leave Wendy’s. The Dublin, Ohio-based business started looking for Tanner’s long-term replacement and named Chief Financial Officer Ken Cook as its acting CEO. In Tuesday’s trading, Wendy’s shares dropped 1.5% to $11.13.</p>
  1149. <p>After more than 30 years at PepsiCo, where he held positions in beverage and food service, Tanner made his foray into fast food leadership as the CEO of Wendy’s, where he had been for about 18 months. Tanner brought innovative ideas to revitalize Wendy’s offerings and appeal, despite the fact that he had never held a leadership position in a restaurant brand before.</p>
  1150. <p>Tanner supported a flurry of partnerships in packaged goods. Wendy’s introduced a spicy chicken sandwich with crushed Takis Fuego chips on top earlier this year. Additionally, the chain partnered with the Girl Scouts to release a Thin Mints Frosty.</p>
  1151. <p>Tanner pushed through a licensing agreement with Paramount last year to include SpongeBob SquarePants characters in a themed dinner. Wendy’s sales were boosted by the campaign, which featured a Pineapple Under the Sea Frosty and a Krabby Patty Kollab Burger.</p>
  1152. <p>Tanner also highlighted <a href="https://due.com/ai-that-creates-ai-the-next-big-innovation/">innovation in technology</a>. Under his direction, Wendy’s committed to spending billions on AI-enhanced digital menu boards and started testing voice ordering at drive-throughs. Although he later clarified that surge pricing would not be a part of the move, he stated that the objective was to enable “dynamic pricing.”</p>
  1153. <p>Tanner took office during a difficult period. Like other fast-food restaurants, Wendy’s had trouble drawing in new, <a href="https://due.com/12-ways-retirees-can-save-money-on-utilities-this-summer/">budget-conscious consumers</a>. The company lowered its full-year sales and profit projections in May after reporting a drop in same-store sales in the United States. The stock of the chain has dropped 30% so far this year.</p>
  1154. <p><em><strong>Featured Image Credit: Tony Clay: Pexels: Thank You!</strong></em></p>
  1155. <p>The post <a href="https://due.com/hersheys-hires-new-ceo-from-wendys/">Hershey&#8217;s hires new CEO from Wendy&#8217;s</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1156. ]]></content:encoded>
  1160. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/Hersheys-hires-new-CEO-from-Wendys-1024x681.jpg" width="800" height="532"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  1161. <item>
  1162. <title>Smart Financial Guidance For Athletes And Parents</title>
  1163. <link>https://due.com/smart-financial-guidance-for-athletes-and-parents/</link>
  1165. <dc:creator><![CDATA[Steve Gickling]]></dc:creator>
  1166. <pubDate>Thu, 10 Jul 2025 12:49:53 +0000</pubDate>
  1167. <category><![CDATA[News]]></category>
  1168. <guid isPermaLink="false">https://due.com/?p=91455</guid>
  1169.  
  1170. <description><![CDATA[<p>In recent years, many sports figures have made poor financial decisions that have left them with lasting consequences. The discussion focused on how athletes often overspend on large homes and how that choice can burden family members with heavy costs. The talk also explained simple investment methods that can provide a secure future for parents. […]</p>
  1171. <p>The post <a href="https://due.com/smart-financial-guidance-for-athletes-and-parents/">Smart Financial Guidance For Athletes And Parents</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1172. ]]></description>
  1173. <content:encoded><![CDATA[<article>
  1174. <p>
  1175.      In recent years, many sports figures have made poor financial decisions that have left them with lasting consequences. The discussion focused on how athletes often overspend on large homes and how that choice can burden family members with heavy costs. The talk also explained simple investment methods that can provide a secure future for parents. The main aim was to offer practical advice for someone with significant funds to support family financial security.
  1176.    </p>
  1177. <h2>Avoiding Costly Lifestyle Choices</h2>
  1178. <p>
  1179.      Athletes sometimes use their earnings in ways that are not sustainable over the long term. They might spend millions on expensive homes that come with high taxes and upkeep costs. In many cases, these homes become a heavy responsibility for parents who are left to deal with the maintenance. A large property often brings high annual costs that are hard to manage.
  1180.    </p>
  1181. <p>
  1182.      The advice stressed the need to think carefully before making a major purchase. Rather than buying a $2,000,000 home that comes with high property tax bills, it is wiser to consider safer investment options. These options include diversified index funds that provide stability and steady growth.
  1183.    </p>
  1184. <p>
  1185.      The discussion noted that the large expenditures on lavish homes do not guarantee long-term comfort. Instead, investors should focus on preserving capital and ensuring regular income. This helps protect family financial wellbeing.
  1186.    </p>
  1187. <div>
  1188. <div style="margin: 34px 0; display: flex; justify-content: center;">
  1189. <blockquote class="instagram-media" data-instgrm-permalink="https://www.instagram.com/reel/DIr6EUQCc4e/" data-instgrm-version="14" style=" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:360px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);">
  1190. <div style="padding:16px;">
  1191. <a href="https://www.instagram.com/reel/DIr6EUQCc4e/" style=" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; width:100%;" target="_blank"></p>
  1192. <div style=" display: flex; flex-direction: row; align-items: center;">
  1193. <div style="background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div>
  1194. <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;">
  1195. <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div>
  1196. <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div>
  1197. </div>
  1198. </div>
  1199. <div style="padding: 19% 0;"></div>
  1200. <div style="display:block; height:50px; margin:0 auto 12px; width:50px;">
  1201. <svg height="50px" version="1.1" viewbox="0 0 60 60" width="50px" xmlns="https://www.w3.org/2000/svg" xmlns:xlink="https://www.w3.org/1999/xlink">
  1202. <g fill="none" fill-rule="evenodd" stroke="none" stroke-width="1">
  1203. <g fill="#000000" transform="translate(-511.000000, -20.000000)">
  1204. <g>
  1205. <path d="M556.869,30.41 C554.814,30.41 553.148,32.076 553.148,34.131 C553.148,36.186 554.814,37.852 556.869,37.852 C558.924,37.852 560.59,36.186 560.59,34.131 C560.59,32.076 558.924,30.41 556.869,30.41 M541,60.657 C535.114,60.657 530.342,55.887 530.342,50 C530.342,44.114 535.114,39.342 541,39.342 C546.887,39.342 551.658,44.114 551.658,50 C551.658,55.887 546.887,60.657 541,60.657 M541,33.886 C532.1,33.886 524.886,41.1 524.886,50 C524.886,58.899 532.1,66.113 541,66.113 C549.9,66.113 557.115,58.899 557.115,50 C557.115,41.1 549.9,33.886 541,33.886 M565.378,62.101 C565.244,65.022 564.756,66.606 564.346,67.663 C563.803,69.06 563.154,70.057 562.106,71.106 C561.058,72.155 560.06,72.803 558.662,73.347 C557.607,73.757 556.021,74.244 553.102,74.378 C549.944,74.521 548.997,74.552 541,74.552 C533.003,74.552 532.056,74.521 528.898,74.378 C525.979,74.244 524.393,73.757 523.338,73.347 C521.94,72.803 520.942,72.155 519.894,71.106 C518.846,70.057 518.197,69.06 517.654,67.663 C517.244,66.606 516.755,65.022 516.623,62.101 C516.479,58.943 516.448,57.996 516.448,50 C516.448,42.003 516.479,41.056 516.623,37.899 C516.755,34.978 517.244,33.391 517.654,32.338 C518.197,30.938 518.846,29.942 519.894,28.894 C520.942,27.846 521.94,27.196 523.338,26.654 C524.393,26.244 525.979,25.756 528.898,25.623 C532.057,25.479 533.004,25.448 541,25.448 C548.997,25.448 549.943,25.479 553.102,25.623 C556.021,25.756 557.607,26.244 558.662,26.654 C560.06,27.196 561.058,27.846 562.106,28.894 C563.154,29.942 563.803,30.938 564.346,32.338 C564.756,33.391 565.244,34.978 565.378,37.899 C565.522,41.056 565.552,42.003 565.552,50 C565.552,57.996 565.522,58.943 565.378,62.101 M570.82,37.631 C570.674,34.438 570.167,32.258 569.425,30.349 C568.659,28.377 567.633,26.702 565.965,25.035 C564.297,23.368 562.623,22.342 560.652,21.575 C558.743,20.834 556.562,20.326 553.369,20.18 C550.169,20.033 549.148,20 541,20 C532.853,20 531.831,20.033 528.631,20.18 C525.438,20.326 523.257,20.834 521.349,21.575 C519.376,22.342 517.703,23.368 516.035,25.035 C514.368,26.702 513.342,28.377 512.574,30.349 C511.834,32.258 511.326,34.438 511.181,37.631 C511.035,40.831 511,41.851 511,50 C511,58.147 511.035,59.17 511.181,62.369 C511.326,65.562 511.834,67.743 512.574,69.651 C513.342,71.625 514.368,73.296 516.035,74.965 C517.703,76.634 519.376,77.658 521.349,78.425 C523.257,79.167 525.438,79.673 528.631,79.82 C531.831,79.965 532.853,80.001 541,80.001 C549.148,80.001 550.169,79.965 553.369,79.82 C556.562,79.673 558.743,79.167 560.652,78.425 C562.623,77.658 564.297,76.634 565.965,74.965 C567.633,73.296 568.659,71.625 569.425,69.651 C570.167,67.743 570.674,65.562 570.82,62.369 C570.966,59.17 571,58.147 571,50 C571,41.851 570.966,40.831 570.82,37.631"></path>
  1206. </g>
  1207. </g>
  1208. </g>
  1209. </svg>
  1210. </div>
  1211. <div style="padding-top: 8px;">
  1212. <div style=" color:#3897f0; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;">
  1213.          View this post on Instagram
  1214.        </div>
  1215. </div>
  1216. <div style="padding: 12.5% 0;"></div>
  1217. <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;">
  1218. <div>
  1219. <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"></div>
  1220. <div style="background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"></div>
  1221. <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"></div>
  1222. </div>
  1223. <div style="margin-left: 8px;">
  1224. <div style=" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"></div>
  1225. <div style=" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)"></div>
  1226. </div>
  1227. <div style="margin-left: auto;">
  1228. <div style=" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"></div>
  1229. <div style=" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"></div>
  1230. <div style=" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"></div>
  1231. </div>
  1232. </div>
  1233. <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;">
  1234. <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"></div>
  1235. <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"></div>
  1236. </div>
  1237. <p></a>
  1238. </div>
  1239. </blockquote>
  1240. <p><script async="" src="https://www.instagram.com/embed.js"></script>
  1241. </div>
  1242. </div>
  1243. <h2>Rethinking Real Estate Investments</h2>
  1244. <p>
  1245.      Many athletes make the mistake of spending their money on real estate. While the purchase of property may seem like a mark of success, the long-term implications can create problems. Expensive homes often carry burdens in the form of maintenance costs and high property taxes.
  1246.    </p>
  1247. <p>
  1248.      The discussion emphasized that the best use of money is to invest in assets that grow over time. Real estate may seem like a safe bet, but even a well-maintained home may lose its appeal when the ongoing expenses outweigh the benefits.
  1249.    </p>
  1250. <p>
  1251.      Investors were advised to think about liquidity. The ability to access funds when needed is reached by holding liquid investments. This avoids the inflexibility tied to owning expensive properties.
  1252.    </p>
  1253. <h2>Investment Options That Provide Security</h2>
  1254. <p>
  1255.      A cornerstone of the advice was to use investment vehicles that are less risky and offer steady rewards. The discussion highlighted the importance of choosing well-known index funds. For example, a stable option is a Vanguard index fund known for its safety.
  1256.    </p>
  1257. <p>
  1258.      Instead of plunging into real estate, investors with ample funds should consider a diversified portfolio. The speaker recommended that a sum equivalent to the cost of an expensive property should be redirected into index funds. This approach could yield better results over time.
  1259.    </p>
  1260. <p>
  1261.      Regular and disciplined investing has several perks. One of the main benefits is the steady growth of capital through compound interest. Over time, even modest returns can build substantial wealth. This might prove more beneficial than acquiring a rapidly depreciating asset such as a high-maintenance house.
  1262.    </p>
  1263. <h2>Helping Family Members Achieve Financial Stability</h2>
  1264. <p>
  1265.      Another important aspect discussed was how to provide support for family members. The focus was on supporting a parent through smart financial planning. The speaker offered three key strategies that could help family members gain financial security.
  1266.    </p>
  1267. <p>
  1268.      The first recommendation was to open a high yield savings account. Such an account will allow for easy access to money at any time. It also pays a better interest rate than standard savings accounts. This method can bring in a few extra hundred dollars or even a couple of thousand dollars each month. The improved rate is a welcome benefit when trying to manage monthly expenses.
  1269.    </p>
  1270. <p>
  1271.      The second suggestion was to open a retirement account known as a Roth IRA. With banks like Vanguard, Schwab, or Fidelity, investors can choose funds that match the risk profile of the long-term market. Investments can include index funds that track a major market index. The assets in this account grow without tax penalties when withdrawn later in life.
  1272.    </p>
  1273. <p>
  1274.      The third piece of advice was to open a taxable brokerage account. A taxable account allows one to continue investing in funds that pay dividends. These dividends help create a steady cash flow. Regular dividends support monthly budgets and help cover recurring expenses. This step is essential for those who wish to establish lasting financial security.
  1275.    </p>
  1276. <h2>Details on Each Financial Step</h2>
  1277. <p>
  1278.      The discussion offered specific steps aimed at creating a positive money management plan for family members. Financial planning for parents is a prudent step in protecting family capital. The three steps below outline the process:
  1279.    </p>
  1280. <ul>
  1281. <li>
  1282. <strong>Opening a High Yield Savings Account:</strong> This ensures access to funds quickly and earns a higher interest rate. This account is useful for immediate cash needs and covering monthly expenses.
  1283.      </li>
  1284. <li>
  1285. <strong>Setting Up a Roth IRA:</strong> Placing investments in a Roth IRA can help accumulate wealth over time. Income in this retirement account grows without the burden of taxes when withdrawn later.
  1286.      </li>
  1287. <li>
  1288. <strong>Creating a Taxable Brokerage Account:</strong> A taxable account should invest in dividend-paying funds. Regular dividend payments can maintain monthly cash flow.
  1289.      </li>
  1290. </ul>
  1291. <p>
  1292.      Each of these steps is described in a practical manner. The advice stressed that the focus should be on developing more flexible and income-producing investments. This strategy protects the financial future of family members while allowing them to benefit from steady growth.
  1293.    </p>
  1294. <h2>Understanding the Benefits of Index Funds</h2>
  1295. <p>
  1296.      The discussion highlighted index funds as an ideal choice. These funds are known to offer a safe and steady return. They do not require active management and hence reduce the risk of poor financial decisions. By investing in funds like those from Vanguard, individuals can be confident in their choice.
  1297.    </p>
  1298. <p>
  1299.      Index funds typically track large segments of the market. This means investors own a small piece of a very large group of companies. In this way, the risk of a single company or sector failing is minimized. Growth is achieved over the long term rather than through rapid, uncertain gains.
  1300.    </p>
  1301. <p>
  1302.      The recommendation to use index funds was repeated to underline their effectiveness. It is a method that requires patience and consistency. One benefit is that the accumulated gains are not subject to penalties if the rules are followed. This can lead to a more secure retirement or financial future.
  1303.    </p>
  1304. <h2>Benefits of a High Yield Savings Account</h2>
  1305. <p>
  1306.      A high yield savings account offers more than traditional bank accounts. It gives a much better interest rate. This account can be pivotal for immediate financial needs. For someone who requires cash at any moment, such accounts prove very helpful.
  1307.    </p>
  1308. <p>
  1309.      In addition to liquid access, a high yield savings account is less risky. It does not demand any complicated investment knowledge. Funds are available for emergencies, which is important for financial safety. Such accounts also help cover routine expenses with ease.
  1310.    </p>
  1311. <p>
  1312.      For example, a parent can use a high yield savings account to receive a fixed monthly income derived from interest. This can supplement other sources of income. The free availability of funds also ensures that unexpected expenses do not result in financial stress.
  1313.    </p>
  1314. <h2>Advantages of a Roth IRA</h2>
  1315. <p>
  1316.      The Roth IRA is a retirement plan that offers clear advantages. Contributions to this plan grow over time. The investment remains untaxed if certain rules are followed. Over decades, the power of accumulated gains can lead to significant wealth.
  1317.    </p>
  1318. <p>
  1319.      Experts recommend that investing a portion of money in a Roth IRA can be a wise decision. Using companies such as Vanguard, Schwab, or Fidelity can provide more options in the form of index funds. This allows parents to benefit from returns that grow without subjecting the earnings to tax.
  1320.    </p>
  1321. <p>
  1322.      The discussion pointed out that the Roth IRA is especially useful for individuals who might need to withdraw funds later without facing penalties and taxes. It is a practical choice for long-term planning. Over time, the balance can provide a substantial cushion for retirement or other future expenses.
  1323.    </p>
  1324. <h2>The Role of Taxable Brokerage Accounts</h2>
  1325. <p>
  1326.      A taxable brokerage account is another vehicle that can help build wealth. This type of account does not have the same tax advantages as retirement accounts. However, it offers the flexibility to invest in instruments that yield dividends.
  1327.    </p>
  1328. <p>
  1329.      Dividend-paying exchange traded funds (ETFs) in a taxable account can serve as a regular source of cash. They provide monthly or quarterly payments that help meet ongoing financial needs. These payments can make a significant difference, especially when combined with other income streams.
  1330.    </p>
  1331. <p>
  1332.      A strategy that includes a taxable brokerage account has its merits. It can invest in funds that track major market indices such as SPY, VOO, or SPLG. With steady dividend returns, there is an added layer of financial protection during uncertain times.
  1333.    </p>
  1334. <h2>Creating a Regular Income Flow</h2>
  1335. <p>
  1336.      A consistent monthly cash flow is a key goal in financial planning. The discussion explained that it is important for parents to have access to money every month. This means that all chosen investments should contribute to regular income.
  1337.    </p>
  1338. <p>
  1339.      Whether through high yield savings, retirement accounts, or dividend-paying ETFs, having multiple sources that provide cash flow is wise. This method reduces reliance on a single income source and spreads financial risk.
  1340.    </p>
  1341. <p>
  1342.      Investors are encouraged to think about long-term cash flow as a pillar of financial stability. A flow of funds every month helps manage bills and everyday expenses. In this way, family members can enjoy a stable financial situation while pursuing other life goals.
  1343.    </p>
  1344. <h2>Practical Steps for Secure Investments</h2>
  1345. <p>
  1346.      Integration of these investment strategies requires clear planning. Each recommended step is designed for minimal risk while still earning moderate returns. They reduce the need for a large, unwieldy asset like an overpriced home.
  1347.    </p>
  1348. <p>
  1349.      The suggestions were simple and practical. They include immediate access to funds, long-term tax benefits, and regular income generation. Together, these measures allow for a balanced and secure financial plan.
  1350.    </p>
  1351. <p>
  1352.      Financial planning that includes investing in index funds and maintaining liquid savings can benefit families in the long run. This well-rounded approach is not only safe but also productive over time.
  1353.    </p>
  1354. <h2>Real Life Impacts of Smart Financial Decisions</h2>
  1355. <p>
  1356.      There are many examples of how smart investments can change lives. Athletes and other public figures are often used as case studies. Some have faced financial hardships because of expensive purchases. Their mishaps serve as warnings for others.
  1357.    </p>
  1358. <p>
  1359.      On the other hand, those who chose safer, income-generating investments have seen their wealth grow steadily. They are able to secure financial independence while preparing for emergencies. Such choices allow family members to enjoy a stress-free retirement.
  1360.    </p>
  1361. <p>
  1362.      The guidance offered in the discussion shows that a careful approach to wealth management can produce real benefits. By avoiding expensive, non-liquid assets and choosing stable investments, individuals can see a measurable improvement in financial health.
  1363.    </p>
  1364. <h2>Strategies for Athletes and Their Families</h2>
  1365. <p>
  1366.      The advice was tailored not only for athletes but also for anyone who wishes to plan ahead. Athletes have unique challenges when handling sudden wealth. Without disciplined financial strategies, large sums of money can vanish quickly.
  1367.    </p>
  1368. <p>
  1369.      The conversation highlighted that preserving wealth is essential. Instead of making extravagant purchases, turning funds into investments can be smarter. This can lead to long-term growth that helps sustain families for years.
  1370.    </p>
  1371. <p>
  1372.      Effective management of funds includes setting up flexible savings accounts, planning for retirement, and choosing assets that yield regular payments. This plan is designed to support daily life and future expenses alike.
  1373.    </p>
  1374. <h2>Advantages of a Simplified Investment Plan</h2>
  1375. <p>
  1376.      The strategy discussed centers on simplicity. Simple investments often turn out to be the most effective over long periods. A basic plan that includes a high yield savings account, a Roth IRA, and a taxable brokerage account is easier to manage.
  1377.    </p>
  1378. <p>
  1379.      A simple plan does not require continuous monitoring of market trends. Once the investments are in place, the portfolio grows steadily. Investors are not burdened with constant decisions. This approach works well for those who prefer a low-stress financial strategy.
  1380.    </p>
  1381. <p>
  1382.      Many experts agree that a simplified portfolio often outperforms a more complicated one. It removes the chance of making poor decisions based on short-term market fluctuations. The benefits of consistency cannot be overstated.
  1383.    </p>
  1384. <h2>The Role of Discipline and Patience in Investments</h2>
  1385. <p>
  1386.      Discipline and patience are key elements in any successful investment plan. The discussion stressed that sticking to a planned strategy is important. Investors must avoid impulsive decisions that sacrifice long-term growth.
  1387.    </p>
  1388. <p>
  1389.      Patience is rewarded when investments grow over many years. Even small, regular contributions can accumulate into significant wealth. This steady approach sometimes works better than chasing quick returns.
  1390.    </p>
  1391. <p>
  1392.      The idea is to build a portfolio that gradually increases in value. With a disciplined method, parents and athletes can both enjoy a secure financial future. This security is built on regular income and reduced financial stress.
  1393.    </p>
  1394. <h2>Managing Risk Through Diversification</h2>
  1395. <p>
  1396.      Diversification is another topic that received careful attention. When money is spread across different investment types, risk is minimized. A balanced approach means not putting every dollar into one asset.
  1397.    </p>
  1398. <p>
  1399.      The plan suggested using both growth-oriented accounts and income-producing accounts. With diversified funds, there is less risk if one investment performs poorly. Instead, gains in other areas can help offset any losses.
  1400.    </p>
  1401. <p>
  1402.      This method is beneficial for both short-term and long-term financial health. It ensures that a downturn in one area does not critically impact the overall portfolio.
  1403.    </p>
  1404. <h2>Learning From Financial Mistakes</h2>
  1405. <p>
  1406.      There are many lessons to learn from common financial errors. Athletes who have mismanaged their money serve as an example. High-priced purchases that seem appealing initially can turn into burdens later.
  1407.    </p>
  1408. <p>
  1409.      The guidance emphasized learning from previous mistakes. By choosing investments with stable returns, future financial difficulties can be avoided. The experience of others shows the value of cautious planning.
  1410.    </p>
  1411. <p>
  1412.      Learning from mistakes ensures that the same errors are repeated. Family members should benefit from wise decisions rather than suffering from impractical purchases. Financial wisdom builds over time through careful observation and action.
  1413.    </p>
  1414. <h2>The Importance of Regular Financial Reviews</h2>
  1415. <p>
  1416.      The advice also recommended reviewing financial plans on a regular basis. Even a strong investment plan needs occasional attention. This is necessary to adjust to changes in the market.
  1417.    </p>
  1418. <p>
  1419.      Regular reviews help to keep goals in line. They also make sure that the chosen investments continue to meet the family’s needs. Adjustments may be needed to preserve income flow and growth.
  1420.    </p>
  1421. <p>
  1422.      A quick check of one’s portfolio can highlight which accounts need attention. This keeps the financial plan functional and responsive. Maintaining a proactive approach helps address any potential issues quickly.
  1423.    </p>
  1424. <h2>Encouraging a Culture of Smart Money Management</h2>
  1425. <p>
  1426.      The discussion also highlighted the need to educate others on these financial practices. Athletes and their families should work together to make smart decisions. Sharing advice and experiences can lead to better outcomes for everyone.
  1427.    </p>
  1428. <p>
  1429.      Financial education is a tool that everyone can use. When families adopt disciplined strategies, they secure not only their future but also reduce day-to-day stress. The idea is to spread knowledge that will benefit all parties.
  1430.    </p>
  1431. <p>
  1432.      This culture of informed decision-making can lead to a more secure financial environment. More people will learn to choose income-generating investments over expensive liabilities. As a result, the likelihood of future financial stress is reduced.
  1433.    </p>
  1434. <h2>Quotes and Insights On Financial Wisdom</h2>
  1435. <p>
  1436.      The speaker underscored the message with straightforward advice. One statement that resonated was:
  1437.    </p>
  1438. <blockquote><p>
  1439.      “I hope this video helps.”
  1440.    </p></blockquote>
  1441. <p>
  1442.      This simple expression of goodwill encouraged viewers to take steps toward smart financial planning. It served as a reminder that the best financial plan is one that is practical and accessible.
  1443.    </p>
  1444. <p>
  1445.      The message was clear. Instead of making expensive purchases that present hidden risks, one should focus on investments that secure continuous income. This idea is applicable not only to athletes, but also to anyone with financial responsibilities.
  1446.    </p>
  1447. <h2>Final Thoughts on Secure Financial Practices</h2>
  1448. <p>
  1449.      Practical financial planning is about preserving wealth over time. Investing in index funds, opening a high yield savings account, and setting up income-generating portfolios are practical measures that can help reduce risk.
  1450.    </p>
  1451. <p>
  1452.      The guidance clearly shows that careful planning and disciplined investment lead to better financial outcomes. The steps outlined offer protection from high recurring costs associated with expensive assets. Instead of relying on flashy purchases, turning to safe investments ensures long-term security.
  1453.    </p>
  1454. <p>
  1455.      Clear and simple investment strategies allow families to secure their financial future. Each step in the plan adds a layer of safety and grows wealth gradually. This steady approach makes it easier to meet everyday expenses while preparing for the future.
  1456.    </p>
  1457. <p>
  1458.      The advice encourages readers to think twice about any large purchase. Instead, they should use available funds to build a secure financial base. With regular income from diversified investments, a lifestyle free of heavy financial burdens can be achieved.
  1459.    </p>
  1460. <p>
  1461.      Those who adopt these practices may enjoy a more stable life. The underlying message is to avoid expensive liabilities that might result in long-term stress. By following a simple, disciplined plan, families can build a lasting financial foundation.
  1462.    </p>
  1463. <p>
  1464.      Overall, the ideas presented highlight a clear route to financial security. The approach is straightforward and suitable for anyone interested in protecting their wealth while ensuring a steady cash flow.
  1465.    </p>
  1466. <hr style="background-color: #e0e0e0; border: none; height: 1px; margin: 30px;"/>
  1467. <h2>Frequently Asked Questions</h2>
  1468. <h3>Q: How can investing in index funds benefit someone over buying an expensive property?</h3>
  1469. <p style="margin-left:25px; color:DimGray;">
  1470.      Index funds are known for their steady growth. They require less maintenance and provide long-term rewards. Expensive properties come with high taxes and upkeep costs that can burden the owner.
  1471.    </p>
  1472. <h3>Q: What is the purpose of a high yield savings account in this financial plan?</h3>
  1473. <p style="margin-left:25px; color:DimGray;">
  1474.      A high yield savings account offers easy access to funds. It earns more interest than standard savings accounts and helps generate extra cash for monthly needs.
  1475.    </p>
  1476. <h3>Q: Why is setting up a Roth IRA considered a beneficial move for long-term financial planning?</h3>
  1477. <p style="margin-left:25px; color:DimGray;">
  1478.      A Roth IRA lets money grow over time without immediate tax penalties. It prepares one for retirement by providing a tax-free source of income in later years.
  1479.    </p>
  1480. </article>
  1481. <p>The post <a href="https://due.com/smart-financial-guidance-for-athletes-and-parents/">Smart Financial Guidance For Athletes And Parents</a> appeared first on <a href="https://due.com">Due</a>.</p>
  1482. ]]></content:encoded>
  1486. <media:content xmlns:media="http://search.yahoo.com/mrss/" medium="image" type="image/jpeg" url="https://cdn.due.com/blog/wp-content/uploads/2025/07/financial_guidance_for_athletes_1752078106-1024x576.webp" width="800" height="450"><media:credit role="illustrator" scheme="urn:ebu">Due</media:credit></media:content> </item>
  1487. </channel>
  1488. </rss>
  1489.  

If you would like to create a banner that links to this page (i.e. this validation result), do the following:

  1. Download the "valid RSS" banner.

  2. Upload the image to your own server. (This step is important. Please do not link directly to the image on this server.)

  3. Add this HTML to your page (change the image src attribute if necessary):

If you would like to create a text link instead, here is the URL you can use:

http://www.feedvalidator.org/check.cgi?url=https%3A//due.com/feed/

Home · About · News · Docs · Terms

 
Copyright © 2002-9 Sam Ruby, Mark Pilgrim, Joseph Walton, and Phil Ringnalda