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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>dnlfxms.info</title> <atom:link href="http://dnlfxms.info/feed" rel="self" type="application/rss+xml" /> <link>https://dnlfxms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 01:33:36 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Best Online Business Ideas for Taking Control of Your Life</title> <link>https://dnlfxms.info/best-online-business-ideas-for-taking-control-of-your-life,html</link> <comments>https://dnlfxms.info/best-online-business-ideas-for-taking-control-of-your-life,html#comments</comments> <pubDate>Tue, 18 Apr 2023 12:47:14 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[business ideas]]></category> <category><![CDATA[business ideas 2023]]></category> <category><![CDATA[business insider]]></category> <category><![CDATA[business maker]]></category> <category><![CDATA[business maker 14]]></category> <category><![CDATA[business maker 2]]></category> <category><![CDATA[business motivation]]></category> <category><![CDATA[home based business]]></category> <category><![CDATA[how to start a business]]></category> <category><![CDATA[lyrics the business]]></category> <category><![CDATA[online business]]></category> <category><![CDATA[small business ideas]]></category> <category><![CDATA[the business]]></category> <category><![CDATA[the business lyrics]]></category> <category><![CDATA[the business music video]]></category> <category><![CDATA[the business tiesto]]></category> <category><![CDATA[the business tiesto video]]></category> <category><![CDATA[tiesto the business]]></category> <category><![CDATA[tiesto the business lyrics]]></category> <category><![CDATA[tiesto the business video]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=75</guid> <description><![CDATA[Searching for the best online business ideas is a good way to make your transition from employee to entrepreneur…However, becoming an entrepreneur is never easy if you’ve been stuck all your life as a hostage employee, as there’s always a learning curve. And most of this is simply getting out of the mindset of trading [...]]]></description> <content:encoded><![CDATA[<p> Searching for the best online business ideas is a good way to make your transition from employee to entrepreneur…However, becoming an entrepreneur is never easy if you’ve been stuck all your life as a hostage employee, as there’s always a learning curve. And most of this is simply getting out of the mindset of trading time for money, and into the mindset of giving more in value than you take in financial gain.But that mindset transition will send you into taking control of your life in a way you never believed were possible.Of course, the best online business ideas will enable you to achieve a way higher level of income than you could ever imagine when you compare it to working as an employee…So where’s the “meat and potatoes”?OK… here’s a 5-step formula to follow to make sure that the choice you make can teach you how to run a successful business online and give you enough space to transform your mindset from employee to entrepreneur:The Best Online Business Ideas Contain a Means for Viral Sustainability…”Viral sustainability” means that it’s a business that is sustained by the efforts of other people. For online marketers, it’s turning one lead into two or more.Consider these guidelines for the best online business ideas..1) The best online business contains a valuable product with nothing to ship.What do I mean by that? Well, for example, people are constantly paying hundreds and thousands of dollars for e-books with information. Digital informational such as this is first and foremost of the best online business ideas, as you don’t want to be caught up having to pack and ship products.After all, you want to train yourself to become the boss, not a freight shipper!Digital products that are sent out automatically are best, because the more automatic you can make your business, the more time you’ll have for marketing.2) The best online business should pay you 100% commissions after business expenses.By business expenses, I mean the costs for marketing and administration. The reason I mentioned the E-book idea above is that it would be your own creation; and, therefore, it would pay 100% commissions. Also, it can be sustained on autopilot with a buy button on your blog.What about network marketing products?While the average network marketing product is not really a “scam”, as some people think, the problem with sustaining your network marketing sales on autopilot is that people really need to build relationships in order to join your business.This means that, once you become “successful”, you wind up finding yourself on the phone all day and night building your business. This does not create leverage in your business. Also, the average 20% commission level is not enough to pour into marketing. And, even with the best online business ideas, marketing does cost money!3) The best online business contains an up-sell option in your program.Any successful businessperson will tell you that it’s easier to sell more to a current customer than to get additional customers. Therefore, doesn’t it make sense to have an automatic up-sell feature as you work online from home? Your initial products should be very cost-effective to lure your customer in… and the up-sell products can be more expensive after you’ve gained the customer’s trust.4) The best online business contains compelling capture pages.This is also called the “landing page”, or page that the prospect lands on first where he is prompted to enter his email for additional information. You need to take special care in creating this page because it means the difference between “capturing” your lead, and losing your lead.5) The best online business contains professional ad-copy.”Ad-copy” is marketing terms for good writing that touches people on an emotional level. The most cost-effective way of starting an online business, of course, is blogging. This is where your learning curve is the most transforming. Keep in mind that your blog is the “internet you”, so as long as you keep it real and relate your real life stories in the form of blog posts or videos, people who follow you will come to know you.Once you get the above 5 features setup on autopilot, it’s advisable to invest in outsourcing to maintain the online business to “sustain itself”. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/best-online-business-ideas-for-taking-control-of-your-life,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Nesting Measurable Activities in Your Organization Aligning HSE Culture to Management Functions</title> <link>https://dnlfxms.info/nesting-measurable-activities-in-your-organization-aligning-hse-culture-to-management-functions,html</link> <comments>https://dnlfxms.info/nesting-measurable-activities-in-your-organization-aligning-hse-culture-to-management-functions,html#comments</comments> <pubDate>Mon, 17 Apr 2023 21:20:02 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=69</guid> <description><![CDATA[Please Note: When I’m speaking with OH&S Consultants/Experts a common question is often discussed. It is, “How do we get the right behaviours out of the people who work in our organizations… including the Management Team?” The following article is what I often share with them to frame a discussion. Feel free to share these [...]]]></description> <content:encoded><![CDATA[<p> Please Note: When I’m speaking with OH&S Consultants/Experts a common question is often discussed. It is, “How do we get the right behaviours out of the people who work in our organizations… including the Management Team?” The following article is what I often share with them to frame a discussion. Feel free to share these ideas with your peers and just as importantly, with your Management Team. Perhaps we can spark a larger discussion about measuring what really matters in Safety Management and move away from the illogical and impractical method of measuring safety by the lack of injury reports. So here goes… I hope following two part article sparks some ideas!Part One – Expectations & Processes”Where performance is measured, performance improves. Where performance is measured and reported back, the rate of improvement accelerates.” Pearson’s LawSafety management is often out of step with the other parts of our businesses. This can be corrected if we make safety management look MORE like the production of goods and services. The more we can align safety process and measures with other business-like processes the more successful we’ll be in reaching Safety Excellence in our businesses. There’s a huge disconnect in measuring what doesn’t happen to us as proof that something else exists. Experiencing “no injuries recorded during a measured period of time” does not prove the existence of safety. We all know that because we’ve all been unsafe and not been hurt. To make it worse, this measure is historic and doesn’t allow us to do anything about it. So “luck” measures don’t sit very well in business discussions. Frankly they are frustrating. Shifting safety measures away from the traditional “lack of loss” measures to one aligned with how management normally measures their progress towards their goals will help us in significant ways. Let’s look at how.Key Performance Indicators (KPI)Using the classic four functions of management, Planning, Organizing, Leading and Controlling, it’s important to this discussion that “Preventing” isn’t one of the four fundamental management functions.Develop, implement and monitor activities and the resulting outcomes is how most businesses accomplish their management functions. Measures we choose need to be about things a company does to produce an outcome. Who in your organization is planning around making the workplaces safe? That question needs to be answered through “activity” measures. How many planning sessions are held monthly, what is produced at these planning sessions, what initiatives are being implemented? These questions can and do form the kinds of reports your management team is used to seeing. They see them all the time when measuring productivity performance. We need to actually measure the creation of safety to be aligned with other business functions. Most management teams are NOT focused on the prevention of the “lack of profit.”The fundamental two questions, which need to be asked and answered, are:1. What are we doing to create safety (behaviours, culture, environment and accountability)2. What are we getting for those efforts (movement toward the goals)Most businesses set similar types of goals and do similar activities to reach those goals. Raw Numbers, Progress (% Complete) Change towards a target (% Change over last period) are usually seen as reasonable measures to help management manage the process of creating production. These will also work in safety management if we keep in mind that we aren’t here to “prevent injuries”; we are here to “create safety.”Here are some ideas about how to create KPI without the reliance on the use of injury data:1. Identify the top work processes in your organization. These are the primary work processes that are essential to operational efficiency and effectiveness. When performed safely these processes will ensure the organization meets their production goals. Remember, we aren’t preventing, we are CREATING.2. Create a process flow chart of the selected processes. Diagram/list each process from beginning to end. Include all of the employees and management staff who are involved in the successful completion of the selected process. Ensure that the activities to create safety are listed. For example if your tasks include entry into confined spaces you’ll need to list all of the activities (training, equipment checks, work permits, inspections, audits, etc.) that create a safe entry.3. Create a KPI for each step in the process. The KPI measures the completion of the selected activities and the effectiveness of the process. KPIs should be developed that measure quality and quantity. For example: What % of planned equipment checks was performed? Based on a quality measure, how well were they performed?4. Track the KPIs on a daily, weekly, monthly and annual basis. Learning a bit about Statistical Process Control may be useful. Monitor changes in the KPI to help predict and manage work flow over time.5. Compare the safety creation KPIs with other business KPIs and link these process measures to outcome measure of productivity, quality, and customer satisfaction. (AVOID linking them to injuries or the lack of injuries). Remember we are not preventing, we are CREATING.Nesting Measurable ActivitiesThere is no better way to keep a boss interested in what is happening than holding them accountable for the activities that create the expected results. I call this “nesting safety activities”. Here’s an example:A senior manager I know holds his direct reports responsible to report to him “safety activities” that have created safety on a weekly basis. Some of these reported activities are selected to receive special recognition in the way of a personal phone call to the person (or persons) responsible for the activity. The discussion starts with a personal thank you from the senior leader noting that they are personally appreciative of the employees’ actions to make their place of work a safer place to be. This activity has gone on for years with very positive results. The message is that our safety process is personal, serious and appreciated.The most important part of this example is that the various levels of the organization are involved in doing and measuring safety activities that create safety. They aren’t relying on the lack of injuries to drive their attention to, and interest in, safety management. It’s about catching people doing things right! By the way, this employer has very low injury numbers as a result of their hard work. The best part about that result is they know WHY their injury rates are low!I hope that has helped you rethink how to manage and report your safety progress towards Safety Excellence. Next time we’ll discuss more detailed examples of Nesting Safety Activities.A fitting final thought for Part One of our discussion from a world-class business thought leader:”You can only live life looking forward.” – Warren BuffettPart Two – Making It WorkIn Part One I explored the need to make the management of HSE look more like how we manage the process of creating the production of products and services within our organizations. I believe that aligning these processes makes it easier for everyone to implement the necessary steps to reach safety excellence since they are already used to doing it for the organization. If there’s a common failure in achieving excellence in safety, this is it… “Safety management looks different than the way the organization manages other functions.”If we examine how almost all work gets done in organizations we’ll find that we start with a Mission, Vision, Values and/or Purpose statement of commitment and then go about making those desires happen. How they actually turn into reality is through human activities that are usually set as objectives and measured as they are being implemented. The management of HSE should be absolutely no different. It will take “nested activities” throughout the entire organization to get this done. All levels of the organization, from the CEO to the hourly paid employees, must be engaged in the process exactly like they are engaged to create the products and services the company is trying to create.Responsibility is assigned from the top down and accountability flows from the bottom up. What we are responsible for in an organization is typically communicated through job descriptions and policy and procedure documents. What we are held accountable for is typically clarified through objective setting with our supervisors and our daily discussions and progress reports.Here is the first opportunity to make HSE management look more like how we really manage other functions. The vision needs to be about CREATING not PREVENTING. I’ve written extensively about NOT using the absence of injury as a target. It’s a very poor way to measure the creation of a safe and healthy workplace. If we created safety in our workplaces the logical outcome will be low or no injuries. Our goals need to be in line with production goals. We do not normally measure our success in other areas of production by counting what is NOT produced by our actions. We normally measure what IS produced and how it is being produced. So let’s do that, let’s use what we already know about managing well and apply this to the goal of creating safety excellence.Nested Safety Activities & BehavioursThe key to measuring process and results is to fully understand what is being measured and what activities we are responsible for conducting. Mature safety cultures require this understanding throughout the organization. Each management level understands what their individual activities are and they are measured on those activities to ensure that any “rewards” for good performance are based on them being a part of creating the outcomes. Here’s a sample of how it can work.The CEO is ultimately responsible for the creation of a safe and healthy work environment at their company. Activities that they can be held accountable for can include:• Ensuring that all of the direct report VPs have properly budgeted for safety and health within their operating budgets• Ensuring that the importance of safety and health creating activities is documented in all job descriptions and performance appraisal systems to a significant weighting (example 25% of at risk pay compensation package).• Ensure that the importance of safety and health in the company’s activities is communicated from the senior management level through personal communications and company events with employees.Of course these are only examples of what can be done but the key is to weigh heavily on the activities that create safety and not the results. When properly selected, activity measures will drive positive outcomes. If not, then different activities need to be conducted. There is a direct cause and effect relationship with creating safety and having very low negative outcome numbers (injuries, related costs, equipment damage, etc.). Logically if we are working safely then undesired negative outcomes (injures, damage and resulting costs) should be the results of creating safety. What is best about this logical approach that the confidence will be high that we created the results and that they didn’t just happen as a result of being lucky.Moving down through the organization, the direct reporting positions to the CEO now have to nest their activities to support the accomplishment of the CEO. These activities can directly make the CEOs activities happen within their area of responsibility or create their own specific safety and health related activity that will be further supported by their own direct reports (Manager, Directors, and Supervisors).For example:• Ensure that safety and health creating activities are properly budgeted for (sufficient time for the activities and sufficient financial support for compliance and improvements) in their area of responsibility including training, committee meetings.• Ensure that three employee safety and health “town hall” employee events are scheduled annually with attendance of the CEO and presentations about the progress of safety and health creating activities• Ensure that workplace tours are conducted quarterly emphasizing the importance of creating safety and health through management and employee observed activities.This nesting of activities, if continued throughout the organization, will drive the creation of safety and health in any organization because it makes it important enough to do by demonstrating that it is being measured. In addition, a boss cannot meet their goals without the support of their subordinate’s activities being completed. This is an exact parallel to the way organizations create the productions of goods and services. Through the nesting of objectives and activities from the front line worker up through to the CEO, people are all “intradependant” on each other to ensure their common goals are met.Working down through the organization, further nesting of activities will include activities such as first line supervisors becoming responsible and measured on the number of “ride alongs” they do with their drivers observing their safe behaviours and discussing the importance of the safe and healthy creation of the products and services. We can have front line workers be responsible for doing inspections of their work tools and ensuring that broken tools are repaired and/or replaced.If we want to create companies that do their work in safe and healthy ways, we need to measure that the people doing the work to create the products and services are doing their jobs that way. The “lack of injury measures” does not accomplish this. What really measures safety is observing the way in which we do our work. I hope that gives you some ideas on how this can work in your organization. I’ll leave you with one of my favourite quotes about motivation by Aubrey C. Daniels”People do what they do because of what happens when they do it.” </p>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/nesting-measurable-activities-in-your-organization-aligning-hse-culture-to-management-functions,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>African Engineers: Help Still Needed</title> <link>https://dnlfxms.info/african-engineers-help-still-needed,html</link> <comments>https://dnlfxms.info/african-engineers-help-still-needed,html#comments</comments> <pubDate>Sat, 01 Apr 2023 18:10:41 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Engineering Industry]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=67</guid> <description><![CDATA[Much has been written about how the Technology Consultancy Centre (TCC) of the Kwame Nkrumah University of Science and Technology (KNUST) helped the small engineering workshops of Suame Magazine, Kumasi, Ghana’s largest informal industrial area. Over two decades, beginning in 1972, and gradually extending to other industrial areas in Accra, Tema, Sunyani and even Bolgatanga [...]]]></description> <content:encoded><![CDATA[<p> Much has been written about how the Technology Consultancy Centre (TCC) of the Kwame Nkrumah University of Science and Technology (KNUST) helped the small engineering workshops of Suame Magazine, Kumasi, Ghana’s largest informal industrial area. Over two decades, beginning in 1972, and gradually extending to other industrial areas in Accra, Tema, Sunyani and even Bolgatanga in the extreme north, the programme helped to establish over one hundred machine shops making tools and equipment for agriculture, post harvest and food processing industries and traditional craft industries. Using basic machine tools like metal-turning lathes and milling machines, a few hundred engineers provided the plant and equipment for thousands of work places in these secondary industries. Yet this very significant spread effect depended upon the constant importation and supply of a few essential engineering tools which the TCC is no longer able to maintain, and which now presents the small industrialists with a major constraint.A study of Suame Magazine undertaken in recent years by Anna Waldman-Brown of MIT and George Yaw Obeng and Yaw Adu-Gyamfi of KNUST, entitled: Innovation and Stagnation among Ghana’s Technical Artisans, reports that since the mid-1990s progress in the informal engineering sector has slowed to a stop. The absence of institutional support has meant that the supply of affordable technical inputs has ceased. As tools were worn out, broken or lost, certain manufacturing operations were no longer possible. Not only did the introduction of new products become more difficult, but some well established products could no longer be made.Tools were never supplied free of charge. The TCC and GRATIS always recovered the cost of inputs from the artisans but they went to great lengths to keep the price low. Often, used, but still usable, tools were purchased in the UK and resold at cost plus the cost of transportation. Some tools that were donated by UK workshops that were closing, were sold to the artisans at only the cost of shipping to Ghana. As time went on, competition from other developing countries added to the cost and scarcity of used equipment, and new items were purchased in greater quantities but the artisans were still able to bear the cost. It was realised that in the long term the industry must be supplied by commercial enterprises and it was thought that these would earn their profit by purchasing at wholesale prices.Importation is the business of traders, and since the IMF imposed its dictates on Ghana in the mid-1980s, most imported products have originated in China. The TCC and GRATIS tried to persuade traders to import the essential inputs needed by the grassroots engineering industry but the potential profits were never seen as sufficient to justify the effort. The inputs are technical and need to be exactly specified, and specialised items are needed in relatively small quantities. Traders lacked the patience and the incentive to understand the needs of clients and contact the sources of supply, even though the TCC and GRATIS were able to provide most of the necessary technical and commercial information.Chinese importation supplies commonplace items like hand hacksaw blades but the larger heavy-duty blades needed for powered hacksawing machines are harder to find. In a similar way, taps and dies for hand threading are available but not machine taps and dies needed on a capstan lathe. Without going into more technical detail, it can be said that there is still a pressing need for special machine tooling and for precision measuring instruments. Once again it must be emphasised that these few essential inputs seed a spread effect that benefits thousands of disadvantaged people in all parts of the country. Anyone interested in helping, either charitably or by establishing a commercial supply, can obtain a recent list of needs by contacting the author through the website below. </p>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/african-engineers-help-still-needed,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Legal Rights Advice: 10 Areas of Fun Regarding Legal Help</title> <link>https://dnlfxms.info/legal-rights-advice-10-areas-of-fun-regarding-legal-help,html</link> <comments>https://dnlfxms.info/legal-rights-advice-10-areas-of-fun-regarding-legal-help,html#comments</comments> <pubDate>Sat, 01 Apr 2023 07:12:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Legal]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=65</guid> <description><![CDATA[When you think of lawyers, what do you think about? You may think about stress, hourly costs, retainer fees, expensive, people in suit and ties, court, getting sued, suing others, family dynamics, or any number of other things. Why isn’t fun, enjoyable, easy or empowering on that list? It could be. Lawyers are helping people [...]]]></description> <content:encoded><![CDATA[<p> When you think of lawyers, what do you think about? You may think about stress, hourly costs, retainer fees, expensive, people in suit and ties, court, getting sued, suing others, family dynamics, or any number of other things. Why isn’t fun, enjoyable, easy or empowering on that list? It could be. Lawyers are helping people everyday with difficult situations. They can help you with what you need. Why aren’t they?Though there are many reasons why people don’t seek the aid of an attorney, it can be fun. In this article, there are ten things that can be fun in seeking legal rights advice. First, it can be fun to know what your rights even are. You may not even know your rights in a certain situation. Gaining advice on legal matters can help you gain peace of mind knowing there is help with what you’re going through. Not only can gaining advice be fun, but it can empower you to take the action you need to in order to handle the issue in a way that will empower you and help you sleep at night.Second, in addition to knowing your legal rights, it can be fun to get useful facts that may help you in the future. For example, do you know the difference between a will and a trust is? Do you know what a living will/advanced directive is? Since it would be beneficial for you to have these, it would be helpful to know which one, and under what circumstances, can be right for you. There are many laws and legal questions you might have. Wouldn’t it be wonderful to know who to talk to, even if you simply have a legal question you’re curious about?Third, since wills were already mentioned, do you have a will? We all will die some day and are going to need a will. Wills can be fun and easy to obtain. Lawyers generally do all of the work when it comes to preparing a will. They know which wills are best and the wording to use. After they prepare a will, you can simply sign and have a notary sign in certain areas. It may help you sleep better knowing that your family will be taken care of, if you die in an untimely way.Fourth, you may think wills, and obtaining legal rights advice, is expensive. It can be, but it can also be affordable. It would be more enjoyable to use an attorney on a regular basis if you knew you could afford it. It might be fun to call an attorney if you knew you wouldn’t have to pay hourly, or for each time you simply ask a question. It would be great to feel empowered to get any number of legal issues handled. Wouldn’t it be good to have an attorney on speed dial?Fifth, it could give you great peace knowing that you don’t ever have to tolerate being mistreated by another company again. Instead of simply paying fees you don’t owe, for whatever reason, it would be empowering to know that you can have an attorney write a letter for you to any company. Many times, large companies simply give you whatever you want, or make a deal with you, just because they see an attorney’s letterhead. They don’t want to be taken to court, especially if they have a lot to loose.Sixth, talking about having a lot to loose, do you have a lot to loose each year when you do your taxes? You may, and having help if getting audited by the IRS can calm your mind. It can be a very humiliating experience to be audited, and having help makes it less so. At least you can know what all you need to do in order to make the process shorter. Attorney lawyers can make it a little more fun by having an advocate on your side.Seventh, having an advocate on your side if you have a traffic ticket also, warranted or not, can be helpful. Have you ever thought about talking to an attorney about a traffic ticket? They may be able to help negotiate your ticket with a prosecutor. They may also help you get the points off a record by defensive driving classes. You can decide what you want to happen, so, you’re always in control in terms of what you want the outcome with a traffic ticket.Eighth, you can be in control with a divorce or child custody issues. The breaking up and changing of families can be hard enough as it is, without legal battles. Legal battles are often very complicated, with every different family situation. Getting legal rights advice can be essential with these complications. There’s no one-size-fits-all with divorce and child custody – especially yours. You don’t want to try and figure out what to say and do on your own.Ninth, talking about doing it on your own, if you want to help yourself instead of hiring and attorney for everything, you’ll need forms. Whether you’re handling a divorce, child custody, landlord/tenant or with warranties, you’ll need to know how to write a letter or what to do next. Many online forms are available, from helpful attorneys, if you know where to look.Tenth, if you get sued, do YOU know where to look for help? Getting sued is some peoples’ worst fears. The thought of having to go to court, finding a lawyer, being in the same room with someone you hate, saying the wrong think to a judge or not knowing what to expect can all be very intimidating. For most people, the courtroom can be very stressful. Being empowered by knowing what to say or having legal representation can take some stress out of the situation. Think of what a relief it would be to know where to turn if that unfortunate legal issue happened to YOU. What a relief to have the help you need in any legal situation.There many more circumstances to use an attorney, but ten are enough to get you thinking. There are many options and types of attorneys as well as many ways to look for them. Maybe you didn’t know they could help you with all of these things, but they can. Attorneys can be very useful for many types of legal rights advice. Make sure you get your help the right way, when you need it. Why not find out how attorneys can help you? There is no time like now to find out how you can get legal help and how fun it can really be. </p>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/legal-rights-advice-10-areas-of-fun-regarding-legal-help,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What Is The Difference Between Investment Management And Wealth Management?</title> <link>https://dnlfxms.info/what-is-the-difference-between-investment-management-and-wealth-management,html</link> <comments>https://dnlfxms.info/what-is-the-difference-between-investment-management-and-wealth-management,html#comments</comments> <pubDate>Fri, 31 Mar 2023 21:05:44 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=63</guid> <description><![CDATA[Investment management and wealth management – it is easy to be confused by these terms, especially since they are often misrepresented. What do they really mean, what are the key differences, and which might be best for you?What is wealth management?Wealth management looks at an individual’s finances as a whole and how they can be [...]]]></description> <content:encoded><![CDATA[<p> Investment management and wealth management – it is easy to be confused by these terms, especially since they are often misrepresented. What do they really mean, what are the key differences, and which might be best for you?What is wealth management?Wealth management looks at an individual’s finances as a whole and how they can be managed to achieve their long-term financial and personal goals. In addition to handling clients’ investments, wealth management encompasses a wide set of services, such as legal planning, insurance, accounting, and financial, charitable giving, and tax advice.There are higher minimum asset thresholds, and one can expect to pay higher fees for the more comprehensive service. Although a good manager could justify this through the savings their service provides.Advantages of wealth managementAs wealth managers offer many of the services of an investment manager, their clients gain the same benefits. However, the additional services on offer mean that wealth management can provide further advantages.Coherent StrategyAs wealth management looks at all aspects of clients’ financial affairs, it aims to provide a custom-made strategy to realise their objectives. For example, by combining different services, a wealth manager can find the best path to paying off a mortgage or planning for retirement, whilst avoiding tax inefficiencies or undue risk.This holistic approach attempts to understand and predict how different areas of an individual’s finances interact and organise them appropriately.SimplicityA wealth manager can provide a single focal point for all financial matters. Rather than having a wide assortment of advisors, a wealth manager may replace the need for a separate financial planner or investment manager, for example.Their breadth of knowledge also means that they can act as a guide for those less familiar with the practices and technical language that often surrounds financial services.What is investment management?The primary role of the investment manager is to advise on, organise and grow clients’ investments.After discussing a client’s financial goals and acceptable risk levels, an investment manager assembles a portfolio of investments appropriate to their requirements. They then will keep clients updated on the state of their portfolio, offering recommendations and implementing changes.Advantages of investment managementInvestment management services sometimes require a minimum investment and come with a fee – generally a small percentage of the assets under management. However, they can offer numerous benefits.Reduced RiskWith an investment manager constructing a diverse portfolio, assets are less vulnerable to fluctuations in individual investments. With hundreds of smaller investments likely spread across different industries and asset classes, if one performs poorly, others are likely to compensate.ConvenienceIf the client desires, they can acquire a wide range of investments with the minimum effort, making it ideal for time-poor individuals. As the paperwork and day-to-day running is taken care of, much of the stress of investing is removed.Higher ReturnsOne of the biggest advantage is that you can gain the knowledge of the professionals. The best investment managers often have a wealth of experience and worldwide networks which can help them spot the best opportunities and reach better results.Investment managers also have abilities that most individual investors do not. For example, they can increase their buying strength by pooling together several clients’ assets, with each benefiting from the greater yields.Which is best for you?Which service is most suitable will largely depend on your net worth and the type of assistance you require. Whilst a wealth manager offers more services than an investment manager, it is generally only available, or necessary, for the most affluent clients, with the wealthiest even receiving fee discounts.Therefore, if you simply wish to see your investments grow, without the difficulty and risk of handling it yourself, gaining the services of an experienced investment manager could prove fruitful. However, for those with a higher net worth and a complex financial situation, the comprehensive methods of wealth management may be the best solution. </p>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/what-is-the-difference-between-investment-management-and-wealth-management,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Spa and Aromatherapy Courses Today</title> <link>https://dnlfxms.info/spa-and-aromatherapy-courses-today,html</link> <comments>https://dnlfxms.info/spa-and-aromatherapy-courses-today,html#comments</comments> <pubDate>Fri, 31 Mar 2023 18:44:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Spa and Wellness]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=61</guid> <description><![CDATA[Find Spa and Aromatherapy Courses in the United States and Canada. If you’ve taken an interest in holistic health and wellbeing, today you can find a wide array of available spa and aromatherapy courses that offer certification and/or diplomas upon completion.In typical spa and aromatherapy courses, students are introduces to a variety of hands-on classes [...]]]></description> <content:encoded><![CDATA[<p> Find Spa and Aromatherapy Courses in the United States and Canada. If you’ve taken an interest in holistic health and wellbeing, today you can find a wide array of available spa and aromatherapy courses that offer certification and/or diplomas upon completion.In typical spa and aromatherapy courses, students are introduces to a variety of hands-on classes including studies in herbs and essential oils in natural beauty and healthcare, skin therapies (i.e., detoxification, microderm abrasion, etc.), beauty and holistic skincare nutrition, esthetics, body wrapping, facials and exfoliations, Swedish massage therapy, deep tissue massage, hot stone massage, seated massage, and sometimes, reflexology. Depending on the independent spa and aromatherapy courses in which you participate, some programs may integrate basic CPR and first aid, in addition to physiology and anatomy.While curriculums vary, so do lengths of actual spa and aromatherapy courses. In some cases, spa and aromatherapy courses may be held as weekend workshops and holistic health seminars, but for the career-oriented individuals, certification is possible in longer training programs that may be well above 900 training hours.Students who graduate and achieve certificates from spa and aromatherapy courses can use these important credentials to work in entry-level positions as spa and aromatherapist technicians in a wellness clinic, massage therapy facility, spa salon or day spa. In addition to working in natural healthcare clinics, experienced spa technicians and aromatherapists can work in the tourist industry at luxury hotels, tropical vacation resorts and even aboard cruise ships.Because the health and wellness industry is constantly expanding, graduates of spa and aromatherapy courses can definitely acquire gainful employment. According to the US Bureau of Labor Statistics, “continued growth in the number of nail salons and full-service day spas will generate numerous job openings.”If you (or someone you know) are interested in finding spa and aromatherapy courses, let professional training within fast-growing industries like massage therapy, cosmetology, acupuncture, oriental medicine, Reiki, and others get you started! Explore career school programs near you.Spa and Aromatherapy Courses Today© Copyright 2007The CollegeBound NetworkAll Rights ReservedNOTICE: Article(s) may be republished free of charge to relevant websites, as long as Copyright and Author Resource Box are included; and ALL Hyperlinks REMAIN intact and active. </p>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/spa-and-aromatherapy-courses-today,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Importance Of Achieving Mind, Body & Spirit Health</title> <link>https://dnlfxms.info/importance-of-achieving-mind-body-spirit-health,html</link> <comments>https://dnlfxms.info/importance-of-achieving-mind-body-spirit-health,html#comments</comments> <pubDate>Fri, 31 Mar 2023 17:00:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Mind Body Spirit]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=59</guid> <description><![CDATA[Mind, body & spirit healthy people have positive world views, and this is important. Dr. Charles Bacinelli, Marywood University, has studied and wrote extensively about the process that an individual goes through in the development of their respective world view. Throughout this section, much of Dr. Bacinelli’s work on this process is discussed.The origin of [...]]]></description> <content:encoded><![CDATA[<p> Mind, body & spirit healthy people have positive world views, and this is important. Dr. Charles Bacinelli, Marywood University, has studied and wrote extensively about the process that an individual goes through in the development of their respective world view. Throughout this section, much of Dr. Bacinelli’s work on this process is discussed.The origin of world view comes from the German word, Weltanschauung, which means our own life perspectives. Individuals’ life perspectives are un-testable sets of beliefs regarding humans and reality. These beliefs allow people to make assertions, form opinions and develop emotional reactions to generate feelings about life. Individuals’ views of human nature lend meaning and purpose in life. These views really determine what people strive for in life, what they ultimately become in life, and what social changes they would like to make in their lives. These beliefs, synonymous with world view, drive human behavior.The fundamental aspect of human behavior is motivation. Theories of personality can be referred to as theories of motivation. When considering individual development, theories of personality play a major role. Our personality deals with a wide range of human behavior. It deals with our mental, emotional, social and physical beings.Research (Allport, 1971) has shown that personality is a dynamic organization within individual psycho-physical systems that determines thought and behavior. Allport believes that an individual must have a proactive view of human motivation to explain their plans, intentions, self- image, and long-range goals. Futrell (2000) believes that personality traits are acquirable and learned far beyond developmental years. Bandura (1973) theorizes that individuals are more likely to adopt a behavior if that behavior results in outcomes they value. Allport (1971) feels all human beings have a need of a philosophy or set of values that gives “significance & worth to their lives”. These traits initiate and guide consistent forms of behavior.All of this research points to the ideas that people behave in ways throughout their lives that not only add meaning to their lives but also facilitate their development of personality traits well past their early developmental years.Unfortunately, life creates many tough behavioral choices for us. On an individual level, we choose to work out at the gym or do nothing, save for a rainy day or spend now, get the job done now or put it off until tomorrow. We choose between immediate gratification and delayed gratification. We have choices of whether to eat healthy or eat fast food and to work or to play. Individual behavioral decisions are based on the social content of competing values, and what choice is made depends on our individual accountability for a decision. In terms of this responsibility, if we are to answer for our behaviors, in what ways are we held responsible?Connected to accountability for behaviors is the concept of values. Rokeach (1973) said that a value is an enduring belief that a specific mode of conduct is preferred. Thus, our value system is enduring beliefs concerning modes of conduct. But what functions do our values serve? Values act as standards that guide our activities. They give expression to human needs. They determine how we treat our fellow man. We use them to evaluate, judge and praise ourselves. We really look at our values to determine our morality, and ultimately we try to use our value system on other people to persuade them toward our set of beliefs or our attitude.Max Webber (1962) said that values are a function of our quest for meaning. Human beings seek conceptual frameworks, systems of ideas, symbols or beliefs in their lives. Values, therefore, represent for us the desirable end state. By focusing on individual beliefs, values and goals, researchers have learned a great deal about the reasons individuals act the way they do.In summary, this research section about happiness indicates studies that point to the following ideas: the “American Dream”, or true happiness, is one of finding meaning, not of obtaining materialistic possessions; we need to focus on improving our holistic health-our mind, body and spirit-in order to find this meaning; we need certain components (i.e. conceptual frameworks, systems of ideas, symbols or beliefs) in our lives to help facilitate our health development and to give meaning to our lives; this development is also fostered by the learning of strategies and strengths that promote holistic health development; we utilize these specific strategies and strengths to develop a positive life perspective; our individual behaviors are contingent on our life perspective and our value systems; we need motivation and accountability to change our behaviors; we can change our life perspectives at any time in our lives; we will continue a new behavior pattern if we see value for ourselves.Thus, research says that people need a philosophy or a set of values that give significance to their lives, and that is exactly why I created The Power Of Three series. The Power Of Three series instructs individuals on how to develop this philosophy and is comprised of a framework and system needed in order to improve one’s mind, body and spirit. </p>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/importance-of-achieving-mind-body-spirit-health,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Benefits of Project Time Management Software</title> <link>https://dnlfxms.info/the-benefits-of-project-time-management-software,html</link> <comments>https://dnlfxms.info/the-benefits-of-project-time-management-software,html#comments</comments> <pubDate>Sun, 26 Mar 2023 08:24:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <category><![CDATA[software]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=56</guid> <description><![CDATA[A quality project management software helps in planning and controlling resources, as well as costs and schedules in order to ensure the smooth running of a particular project. It also includes functions such as calendars, charts, employee time tracking and budgets, generating of reports and scheduling.There are a number of options to choose from, for [...]]]></description> <content:encoded><![CDATA[<p> A quality project management software helps in planning and controlling resources, as well as costs and schedules in order to ensure the smooth running of a particular project. It also includes functions such as calendars, charts, employee time tracking and budgets, generating of reports and scheduling.There are a number of options to choose from, for those looking for a versatile project management software solution. These include web-based applications that can be accessed from any location. Each of these software solutions come with their own set of specific features, though certain common benefits are included.The common benefits are -<br />Easy to collaborate on projects -<br />This is convenient for employees who are assigned individual tasks that are part of the larger project. A top-notch solution collaborates seamlessly in areas such as sharing documents, timelines and status updates.<br />Tasks can be delegated -<br />Individual skills and capabilities can be easily accessed by managers so that a specific task can be delegated appropriately. The right project management software solution can do this well since the system already has the requisite information.<br />Project Managers can stick to the schedule -<br />With a project time tracking software, managers can easily add a start and end date to projects and tasks. This information gives employees a heads up about upcoming deadlines, allowing them to manage their time appropriately.<br />Easier project tracking -<br />The project management software eliminates the need for status update meetings and emails by keeping a careful track on progress. Employees can share updates and other such information with managers and team members and in the process keep everyone involved in the project, updated.<br />Project Snapshot -<br />New employees can be brought up to speed easily by getting all project information, both past and present through the project management software. By making the project snapshot accessible uniformity is maintained across the board.<br />Clients and vendors communication -<br />Maintaining transparency comes easily with quality project management software. Businesses using a web based project tracking timesheet solution can give clients and vendors easy access to project files ensuring collaboration and sharing of important information.By looking at the general advantages of project tracking software and that good reporting needs both good data and also effective means of processing and presenting it as relevant information we get the obvious conclusion that there are such benefits. If it is easy for employees to find what tasks they should complete, communicate and collaborate with each other then the project managers can spend quite less time managing these business aspects and spend more time on other things. </p>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/the-benefits-of-project-time-management-software,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The 3 Important Factors to Be Looked at Before Booking Flights and Hotels</title> <link>https://dnlfxms.info/the-3-important-factors-to-be-looked-at-before-booking-flights-and-hotels,html</link> <comments>https://dnlfxms.info/the-3-important-factors-to-be-looked-at-before-booking-flights-and-hotels,html#comments</comments> <pubDate>Thu, 02 Feb 2023 06:37:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=54</guid> <description><![CDATA[Technology is growing at a massive rate. We as a millennial are very lucky to have the best applications and software for inventing or destroying something. Online shopping, online banking, etc. are some of the few trending technologies which are seen in every family. Even a child knows how to book a cab. But have [...]]]></description> <content:encoded><![CDATA[<p> Technology is growing at a massive rate. We as a millennial are very lucky to have the best applications and software for inventing or destroying something. Online shopping, online banking, etc. are some of the few trending technologies which are seen in every family. Even a child knows how to book a cab. But have you ever taught him what the procedure for booking hotels and flights online is?There are so many airline websites and platforms that offer great discounts and coupons on first flight booking and booking a 5-star hotel. Typically, there are other ways also to do this. No matter which method you choose to book your flight or hotel, it is a must to check for a few factors, which are worthy to pay for, even if it is a bit expensive.FACTORS TO OBSERVE DURING HOTEL AND FLIGHT BOOKING Look for flights and hotels that give you the best offers:It is self-explanatory that search online for the brands and agencies that have plenty of sales concessions for your booking. You can additionally check for hints like:</p><p>Exclusive company offer</p><p>Lazy payment option (where sometimes hotels let you pay for the next time booking)</p><p>Budget-friendly booking services </p><p>Standard amenities</p><p>Paying directly at the hotel </p><p>These vary depending upon the agent and the medium through which you book.Secured flight booking is a must for all:There may be last-minute stresses and other travel hurdles which can make you anxious during the start of your journey. Typically, good companies will provide you the option to enjoy any cancellation protection for every domestic flight booked. Other security concerns are:</p><p>Protection from Fare drops</p><p>Cancellation procedures for the same day of booking </p><p>Sometimes International bookings on flights and hotels will let you hold now and pay later, and this also ensures that your tension reduces. </p><p>Choose a flight or hotel that suits every destination you plan:Are you planning for a weekend getaway to some nice resort? Or are you tripping for a honeymoon? Even the adventure activities are a must for a nice escape from your mechanical life. Whatever the purpose of the visit selecting and booking from various domestic and international destinations is essential. You should ensure that the booking is well-suited as per your spectrum of travelling.Be it an International flight or even a budget hotel, it is a must for you to have a checklist ready for:</p><p>Pre-planned itinerary</p><p>Transport upon arrival/departure or even for sightseeing</p><p>Well-researched travel plans beforehand </p><p>No matter which place you visit and how long you stay, irrespective of the flight and hotel, be sure to choose the best one and that one brand that suits your travel needs. The company that cares and takes concern for every moment of travel is the one that truly deserves its payment for the booking and positive reviews. </p>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/the-3-important-factors-to-be-looked-at-before-booking-flights-and-hotels,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Paperless Payday Loans – How to Get Started</title> <link>https://dnlfxms.info/paperless-payday-loans-how-to-get-started,html</link> <comments>https://dnlfxms.info/paperless-payday-loans-how-to-get-started,html#comments</comments> <pubDate>Wed, 01 Feb 2023 19:58:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dnlfxms.info/?p=52</guid> <description><![CDATA[Paperless payday loans are short term loans meant to help people during their financial crisis. What type of financial crisis are we talking about? The crisis can be in the form of an unforeseen urgent financial liability that requires immediate attention. But you might think that you will never face such problems in your future. [...]]]></description> <content:encoded><![CDATA[<p> Paperless payday loans are short term loans meant to help people during their financial crisis. What type of financial crisis are we talking about? The crisis can be in the form of an unforeseen urgent financial liability that requires immediate attention. But you might think that you will never face such problems in your future. That is not true at all, because future is always uncertain and doubtful. You cannot predict the good or bad events that might occur in the coming time. What we know is that practically no one is immune to financial troubles. Hence let us talk in detail about paperless payday loans and its types.Payday loans also known as paycheck advances are loans meant for a short period of time, and help the borrower during his financial crisis to pay off his urgent liabilities until he gets his next paycheck or salary. Every kind of loan is guarded by some terms and conditions, and so are cash advances. However, the rules are different for every country. There are three major countries that provide the benefit of cash advances to their citizens. They are Australia, Canada and USA.For the convenience of the borrower there are several kinds of cash advances available in the market. Instant payday advances, Paperless payday advances, No credit check payday advances and Military payday advances are some broad categories. Paperless payday advances is the type we are about to discuss in detail.The traditional manner of applying for loans is to do it in person by going to the lending company and submit all the required documents. The document submission is quite a tedious job, as there are not one but many important papers to be submitted. Hence, not many people like all their time getting wasted in paper work and documentation. Paperless payday loans are a solution to their problem.The process of applying for paperless payday loans does not require a lot of tedious paper work and documentation. They solve the problem of lengthy paper work and also have all the qualities of advances.They can prove to be very helpful at the time of urgent need. There are certain rules of thumb that must be followed if you want to get a paperless payday loan.Let us throw some light on them, so that you are aware of the guidelines beforehand. The first guideline to follow is that the person willing to apply for payday loans must be a permanent resident of the respective country. The second point to look out for is that the borrower must be above 18 years of age.The person who wishes to take paperless payday loans must have some proof of their regular employment. That is one of the basic guidelines to follow. Also, the countries set an income level for the borrowers. The income of the person applying for the advances must be above or equivalent to the limit assigned by the concerned authorities. Another thing to confirm before you apply for payday loans is that you must have a working bank account.These advances also have some very useful benefits attached to them. Like the first benefit is clear by their name itself, meaning that no fax procedure is required to get these loans. The second one is that anyone and everyone can apply for paperless payday loans. Even people with a bad credit history are eligible to get these loans.Paperless payday loans are fast, flexible and very effective. They are easily available on the internet. The borrower just need to browse the lender’s website, go through the details and apply for the loan on the internet by just filling a simple form. You can apply for the loan, get it sanctioned and get the loan amount deposited in your account by sitting at your home.They are the best answer to your urgent financial problems. The fee charged by the lender is also low compared to other payday loans. So if you are looking for a convenient, user friendly and fast way of killing your financial problems, then paperless payday loans is the right solution. But, being well informed is your duty, so that you end your problems and not increase them. </p>]]></content:encoded> <wfw:commentRss>https://dnlfxms.info/paperless-payday-loans-how-to-get-started,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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