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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:georss="http://www.georss.org/georss" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" > <channel> <title>Appraisers Blogs</title> <atom:link href="https://appraisersblogs.com/feed/" rel="self" type="application/rss+xml" /> <link>https://appraisersblogs.com/</link> <description>Appraisal News and Tips for Real Estate Appraisers</description> <lastBuildDate>Sat, 27 Apr 2024 18:46:02 +0000</lastBuildDate> <language>en-US</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <image> <url>https://i0.wp.com/appraisersblogs.com/wp-content/uploads/2015/04/ABfavicon.png?fit=32%2C32&ssl=1</url> <title>Appraisers Blogs</title> <link>https://appraisersblogs.com/</link> <width>32</width> <height>32</height></image> <site xmlns="com-wordpress:feed-additions:1">52046035</site> <item> <title>Fannie Mae ‘Census Block Grid’ Adjustment Raises Redlining Concerns</title> <link>https://appraisersblogs.com/fannie-mae-census-block-grid-adjustment-raises-redlining-concerns/</link> <comments>https://appraisersblogs.com/fannie-mae-census-block-grid-adjustment-raises-redlining-concerns/#comments</comments> <dc:creator><![CDATA[AppraisersBlogs]]></dc:creator> <pubDate>Tue, 23 Apr 2024 12:30:24 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Automated Valuation Models]]></category> <category><![CDATA[AVM]]></category> <category><![CDATA[Collateral Underwriter]]></category> <category><![CDATA[CU]]></category> <category><![CDATA[Fannie Mae - Freddie Mac]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[Adjustments]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[automated valuation model]]></category> <category><![CDATA[automated valuation models]]></category> <category><![CDATA[AVMs]]></category> <category><![CDATA[comparable property]]></category> <category><![CDATA[Fannie Mae]]></category> <category><![CDATA[FNMA]]></category> <category><![CDATA[property values]]></category> <category><![CDATA[technology]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30763</guid> <description><![CDATA[<p>“FNMA’s collateral underwriter tool has a line item adjustment it makes on every comparable called Census Block Grid.” In a recent discussion within the comments section of an article titled ‘The Censorship of Appraisers,’ an appraiser shared a concerning statement from an underwriter about an adjustment made by Fannie Mae’s Collateral Underwriter tool. The underwriter revealed that the tool uses a ‘Census Block Grid’ adjustment (CBG) to evaluate comparable property values. This adjustment, which modifies values based on median home values within specific census blocks, raises concerns for potentially reflecting practices akin to redlining – a discriminatory practice that is...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/" class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods. Throughout the…</span></li><li><a href="https://appraisersblogs.com/fannie-mae-2-state-of-maryland-drop-dead/" class="crp_link post-30755"><span class="crp_title">Fannie Mae to Maryland: DROP DEAD</span></a><span class="crp_excerpt"> Mortgage giant Fannie Mae and her twin, Freddie Mac, have a message for the State of Maryland: Kindly disintegrate. A…</span></li><li><a href="https://appraisersblogs.com/spear-throwers-using-census-data-as-evidence-4-bias" class="crp_link post-28525"><span class="crp_title">Census Data Used as Evidence for Bias</span></a><span class="crp_excerpt"> I’ve previously written about how the various spear throwers at appraisers have used ‘census tract data’ in their assertions that…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/fannie-mae-census-block-grid-adjustment-raises-redlining-concerns/">Fannie Mae ‘Census Block Grid’ Adjustment Raises Redlining Concerns</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/fannie-mae-census-block-grid-adjustment-raises-redlining-concerns/feed/</wfw:commentRss> <slash:comments>27</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30763</post-id> </item> <item> <title>Fannie Mae to Maryland: DROP DEAD</title> <link>https://appraisersblogs.com/fannie-mae-2-state-of-maryland-drop-dead/</link> <comments>https://appraisersblogs.com/fannie-mae-2-state-of-maryland-drop-dead/#comments</comments> <dc:creator><![CDATA[Jeremy Bagott]]></dc:creator> <pubDate>Fri, 19 Apr 2024 12:30:45 +0000</pubDate> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Automated Valuation Models]]></category> <category><![CDATA[AVM]]></category> <category><![CDATA[Collateral Underwriter]]></category> <category><![CDATA[CU]]></category> <category><![CDATA[Fannie Mae - Freddie Mac]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[Alternative Valuation Product]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[automated valuation model]]></category> <category><![CDATA[Fannie Mae]]></category> <category><![CDATA[FNMA]]></category> <category><![CDATA[fraud]]></category> <category><![CDATA[Freddie Mac]]></category> <category><![CDATA[Loan Collateral Advisor]]></category> <category><![CDATA[valuation methods]]></category> <category><![CDATA[waiver]]></category> <category><![CDATA[Zillow]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30755</guid> <description><![CDATA[<p>Mortgage giant Fannie Mae and her twin, Freddie Mac, have a message for the State of Maryland: Kindly disintegrate. A snubbed Maryland task force is close to filing its report to the governor. It attempted, in vain, to obtain detailed information about the government-sponsored twins’ valuation algorithms – tools that have replaced many home appraisals in the Old-Line State and resulted, some contend, in a feedback loop and run-up in home prices. The task force was formed on the reasonable premise that the state has an interest in the twins’ activities, since Marylanders will be left with the clean-up costs,...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/fannie-mae-census-block-grid-adjustment-raises-redlining-concerns/" class="crp_link post-30763"><span class="crp_title">Fannie Mae 'Census Block Grid' Adjustment Raises…</span></a><span class="crp_excerpt"> "FNMA’s collateral underwriter tool has a line item adjustment it makes on every comparable called Census Block Grid." In a…</span></li><li><a href="https://appraisersblogs.com/why-r-fannie-mae-n-freddie-mac-peddling-exotic-junk-related-risk-swaps" class="crp_link post-28242"><span class="crp_title">Why Are Fannie, Freddie Peddling Exotic Junk-Rated…</span></a><span class="crp_excerpt"> Meanwhile, cratering home prices are eroding demand for the junk-rated credit transfers. As mortgage giants Fannie and Freddie bend the…</span></li><li><a href="https://appraisersblogs.com/appraisers-are-ultimately-liable-4-data-collected-by-third-parties" class="crp_link post-26735"><span class="crp_title">Appraisers Liable for Third Parties Data</span></a><span class="crp_excerpt"> Ultimately the appraiser is responsible and liable for data collected by third parties. There has been a lot of discussion…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/fannie-mae-2-state-of-maryland-drop-dead/">Fannie Mae to Maryland: DROP DEAD</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/fannie-mae-2-state-of-maryland-drop-dead/feed/</wfw:commentRss> <slash:comments>30</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30755</post-id> </item> <item> <title>The One-Mile Rule: Prudent Policy or Modern Day Redlining?</title> <link>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/</link> <comments>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/#comments</comments> <dc:creator><![CDATA[Guest Author]]></dc:creator> <pubDate>Thu, 18 Apr 2024 12:30:24 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Automated Valuation Models]]></category> <category><![CDATA[AVM]]></category> <category><![CDATA[Collateral Underwriter]]></category> <category><![CDATA[CU]]></category> <category><![CDATA[Fannie Mae - Freddie Mac]]></category> <category><![CDATA[Federal Housing Administration]]></category> <category><![CDATA[Federal Housing Finance Agency]]></category> <category><![CDATA[FHA]]></category> <category><![CDATA[FHFA]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[automated valuation model]]></category> <category><![CDATA[automated valuation models]]></category> <category><![CDATA[AVMs]]></category> <category><![CDATA[comparable properties]]></category> <category><![CDATA[comparables]]></category> <category><![CDATA[discrimination]]></category> <category><![CDATA[Fannie Mae]]></category> <category><![CDATA[FIRREA]]></category> <category><![CDATA[FNMA]]></category> <category><![CDATA[Freddie Mac]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30730</guid> <description><![CDATA[<p>…whether through redlined maps or implicit “one-mile rule,” the result can be undervalued properties in historically marginalized neighborhoods. Throughout the history of mortgage banking and lending in the United States, underwriting policies have significantly influenced the appraisal process for home purchases and refinances. Appraisers must follow underwriter appraisal review guidelines meticulously to ensure their appraisal reports are accepted by the lender. Unfortunately, in the past, these policies became the basis for redlining, wherein certain communities were systematically denied access to mortgage credit. In this article, we delve into the historical context of underwriting policies and their influence on the appraisal...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/" class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just…</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature... In the intricate landscape of real estate mortgage financing, the notion of…</span></li><li><a href="https://appraisersblogs.com/only-blacks-need-apply-in-the-spirit-of-equity-gses-housing-pilot-programs" class="crp_link post-27236"><span class="crp_title">Only Blacks Need Apply... In the Spirit of Equity</span></a><span class="crp_excerpt"> Fannie makes its subsidies for blacks explicit, but they don’t appear to extend to other racial groups such as Hispanics…</span></li><li><a href="https://appraisersblogs.com/our-job-is-2-observe-n-report-fix-should-not-include-an-attempt-2-coerce-appraisers-2-commit-mortgage-fraud" class="crp_link post-24880"><span class="crp_title">Our Job Is to Observe & Report</span></a><span class="crp_excerpt"> Our job is to observe and report. For an appraiser to arbitrarily go into another area to get "comps" merely…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/feed/</wfw:commentRss> <slash:comments>8</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30730</post-id> </item> <item> <title>UWM Underwriters Subsidized by Appraisers</title> <link>https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/</link> <comments>https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/#comments</comments> <dc:creator><![CDATA[AppraisersBlogs]]></dc:creator> <pubDate>Tue, 16 Apr 2024 12:30:47 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[AMCs]]></category> <category><![CDATA[Appraisal Management Companies]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[costs]]></category> <category><![CDATA[fees]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30709</guid> <description><![CDATA[<p>The $29 fee also happens to nearly match the average hourly base salary of $29 for UWM underwriters. United Wholesale Mortgage (UWM) began an aggressive campaign in September 2021 to recruit appraisers for their new Appraisal Direct system, which aimed to cut out appraisal management companies as middlemen. Through repeated emails, they urged appraisers – both current and former, alive or deceased – to partner directly with UWM through ANOW. Despite claims that this system would benefit appraisers by providing higher fees and faster payments, the reality did not match the hype. Fees offered by UWM through ANOW were well...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/" class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)…</span></li><li><a href="https://appraisersblogs.com/uwm-appraisal-direct-no-mandatory-amc-use-4-appraisal-assignments" class="crp_link post-25781"><span class="crp_title">No Mandatory AMC Use</span></a><span class="crp_excerpt"> When you work with UWM Appraisal Direct... if a borrower pays $500 for an order, the entire fee goes to…</span></li><li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee" class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394. …</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/">UWM Underwriters Subsidized by Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/feed/</wfw:commentRss> <slash:comments>41</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30709</post-id> </item> <item> <title>AI to Counter Flawed Appraiser Bias Narrative</title> <link>https://appraisersblogs.com/the-appraisal-institute-2-counter-the-flawed-appraiser-bias-narrative/</link> <comments>https://appraisersblogs.com/the-appraisal-institute-2-counter-the-flawed-appraiser-bias-narrative/#comments</comments> <dc:creator><![CDATA[AppraisersBlogs]]></dc:creator> <pubDate>Mon, 15 Apr 2024 12:30:07 +0000</pubDate> <category><![CDATA[AI]]></category> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal Institute]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisal Organizations]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Automated Valuation Models]]></category> <category><![CDATA[AVM]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[artificial intelligence]]></category> <category><![CDATA[automated valuation model]]></category> <category><![CDATA[automated valuation models]]></category> <category><![CDATA[AVMs]]></category> <category><![CDATA[discrimination]]></category> <category><![CDATA[GSE]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30678</guid> <description><![CDATA[<p>In reality, appraisers have a great story to tell, but we have a long way to go to refocus the terribly flawed “appraiser bias” narrative onto facts and science. Last week’s email from Cindy Chance, the CEO of the Appraisal Institute, marks an important and long overdue shift in the organization’s approach to addressing accusations of bias in the appraisal profession. For too long, appraisers have faced sweeping claims that their valuations are biased against certain groups, despite appraisers’ ethical standards, rigorous training, and lack of financial stake in transactions. As Chance acknowledges, the Institute should have done more to...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/false-claims-of-racism-against-appraiser/" class="crp_link post-30244"><span class="crp_title">False Claims of Racism Against Appraiser</span></a><span class="crp_excerpt"> ...my career, business, and health at risk due to false claims made by a homeowner. As a professional real estate…</span></li><li><a href="https://appraisersblogs.com/slandering-appraisers-cincinnati-real-estate-broker-may-be-both-a-fool-n-a-tool" class="crp_link post-24445"><span class="crp_title">Slandering Appraisers... Fooling the Appraiser</span></a><span class="crp_excerpt"> ...the purpose of the game is to fool the appraiser into thinking that the property is worth the agreed upon…</span></li><li><a href="https://appraisersblogs.com/appraisal-bias-mantra-is-largely-false-reporting/" class="crp_link post-30067"><span class="crp_title">Appraisal Bias Mantra is Largely False Reporting</span></a><span class="crp_excerpt"> Just How Commonplace Is Appraisal Bias? Folks, about the only entity examining in depth the details behind all the allegations…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/the-appraisal-institute-2-counter-the-flawed-appraiser-bias-narrative/">AI to Counter Flawed Appraiser Bias Narrative</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/the-appraisal-institute-2-counter-the-flawed-appraiser-bias-narrative/feed/</wfw:commentRss> <slash:comments>26</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30678</post-id> </item> <item> <title>The Censorship of Appraisers</title> <link>https://appraisersblogs.com/the-censorship-of-appraisers-federal-officials-team-up-with-freddie-fannie-2-deceive-investors/</link> <comments>https://appraisersblogs.com/the-censorship-of-appraisers-federal-officials-team-up-with-freddie-fannie-2-deceive-investors/#comments</comments> <dc:creator><![CDATA[Jeremy Bagott]]></dc:creator> <pubDate>Thu, 11 Apr 2024 12:30:46 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Fannie Mae - Freddie Mac]]></category> <category><![CDATA[Federal Housing Finance Agency]]></category> <category><![CDATA[FHFA]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[blacklist]]></category> <category><![CDATA[discrimination]]></category> <category><![CDATA[Fannie Mae]]></category> <category><![CDATA[FNMA]]></category> <category><![CDATA[Freddie Mac]]></category> <category><![CDATA[social media]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30658</guid> <description><![CDATA[<p>Thirty-seven hours after President Biden took the oath of office, White House officials met with executives at social media companies. The officials threatened restraint-of-trade lawsuits and regulatory action if the companies failed to censor what the White House deemed “misinformation.” In a parallel development, we can now connect the dots that similar talks occurred among White House officials, employees of government-sponsored mortgage giants Fannie Mae and Freddie Mac and private vendors to throttle the protected speech of individuals and firms in the mortgage industry engaged specifically for their independence. The latter serve as bulwarks in federally backed mortgage transactions. In...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/list-of-banned-words-the-nightmarish-end-of-home-appraisals/" class="crp_link post-29767"><span class="crp_title">The Nightmarish End of Home Appraisals</span></a><span class="crp_excerpt"> In his 1946 essay “Politics and the English Language,” the late British novelist, essayist and critic George Orwell examined the…</span></li><li><a href="https://appraisersblogs.com/bidens-remark-on-home-values-sparks-backlash/" class="crp_link post-30191"><span class="crp_title">Biden's Remark on Home Values Sparks Backlash</span></a><span class="crp_excerpt"> President Biden's recent comment about the discrepancy in home values between Black and white families has sparked backlash on social…</span></li><li><a href="https://appraisersblogs.com/anti-appraiser-agenda-follow-the-money" class="crp_link post-26434"><span class="crp_title">Anti-Appraiser Agenda</span></a><span class="crp_excerpt"> Money may have been used to buy influence and promote the current anti-appraiser narrative being embraced by key public servants…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/the-censorship-of-appraisers-federal-officials-team-up-with-freddie-fannie-2-deceive-investors/">The Censorship of Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/the-censorship-of-appraisers-federal-officials-team-up-with-freddie-fannie-2-deceive-investors/feed/</wfw:commentRss> <slash:comments>33</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30658</post-id> </item> <item> <title>Valuation Connect Demands Licenses, Denies Fair Pay</title> <link>https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/</link> <comments>https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/#comments</comments> <dc:creator><![CDATA[Jonathan Miller]]></dc:creator> <pubDate>Tue, 09 Apr 2024 12:30:04 +0000</pubDate> <category><![CDATA[Snippets]]></category> <category><![CDATA[Trending]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30651</guid> <description><![CDATA[<p>Based on the local market appraisal fee, Valuation Connect values the “appraisal expertise” component of a hybrid appraisal at 18% of what the consumer pays for an appraisal. This firm hasn’t awarded us work in about two years, and they only hire us when they are in a jam, and we require the local market rate. Immediately after asking for our driver’s licenses, which we didn’t provide, we got a request for a hybrid appraisal in Manhattan, the most expensive housing market in the U.S., for a whopping $220 (sarcastically). They plan to have an unlicensed inspector walk into a...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/clear-capital-hybrid-inspectors-offering-appraisal-opinions" class="crp_link post-22150"><span class="crp_title">Hybrid Inspectors Offering Appraisal Opinions</span></a><span class="crp_excerpt"> Clear Capital admission: This is an admission that inspector were previously offering appraisal opinions re Q&C. There remain many other…</span></li><li><a href="https://appraisersblogs.com/should-property-data-collectors-be-licensed/" class="crp_link post-30422"><span class="crp_title">Should Property Data Collectors Be Licensed?</span></a><span class="crp_excerpt"> Should "property data collectors" who inspect properties and provide information to real estate appraisers be licensed by state appraiser boards?…</span></li><li><a href="https://appraisersblogs.com/pushback-2-fannie-mae-certified-appraisers-vs-unlicensed-data-collectors" class="crp_link post-29304"><span class="crp_title">Certified Appraisers vs. Unlicensed Data Collectors</span></a><span class="crp_excerpt"> Here’s a great take on the difference between Certified Appraisers vs. Unlicensed Data Collectors by Leigh Brown, President of the…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/">Valuation Connect Demands Licenses, Denies Fair Pay</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/feed/</wfw:commentRss> <slash:comments>28</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30651</post-id> </item> <item> <title>Obscure Federal Official Has Hatched ‘Sick Chicken’ in Housing Sector</title> <link>https://appraisersblogs.com/obscure-federal-official-has-hatched-sick-chicken-in-housing-sector/</link> <comments>https://appraisersblogs.com/obscure-federal-official-has-hatched-sick-chicken-in-housing-sector/#comments</comments> <dc:creator><![CDATA[Jeremy Bagott]]></dc:creator> <pubDate>Thu, 04 Apr 2024 12:30:58 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisal Organizations]]></category> <category><![CDATA[Appraisal Subcommittee]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[ASC]]></category> <category><![CDATA[CFPB]]></category> <category><![CDATA[Consumer Financial Protection Bureau]]></category> <category><![CDATA[The Appraisal Foundation]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[TAF]]></category> <category><![CDATA[USPAP]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30642</guid> <description><![CDATA[<p>The case eventually found its way to the U.S. Supreme Court, where it came to be known to the public as the “Sick Chicken Case” It was the Great Depression’s bleakest year – 1933. At President Roosevelt’s urging, Congress passed the National Industrial Recovery Act, a New Deal bill that partially ceded lawmaking authority to private organizations and industry boards to develop codes of conduct that would then be enforced on citizens as binding law. The owners of poultry producer Schechter Poultry Corp. were indicted for violating the new private business code for the poultry industry. The chicken men lawyered...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/reindeer-standards-as-unenforceable-as-appraisal-code/" class="crp_link post-30143"><span class="crp_title">Reindeer Standards As Unenforceable As Appraisal Code</span></a><span class="crp_excerpt"> There’s a lot to like about the bylaws of the Association of World Reindeer Herders. The code defines how herders…</span></li><li><a href="https://appraisersblogs.com/how-u-s-home-valuations-are-being-subverted" class="crp_link post-29041"><span class="crp_title">How U.S. Home Valuations Are Being Subverted</span></a><span class="crp_excerpt"> At the crossroads of it all is a campaign to weaken or eliminate valuations... The nonprofit is now exploring ways…</span></li><li><a href="https://appraisersblogs.com/taf-conflates-real-estate-appraisers-with-appraisers/" class="crp_link post-26450"><span class="crp_title">TAF Conflates Real Estate Appraisers with Appraisers</span></a><span class="crp_excerpt"> Why do I take the time to mention “real estate appraisers” and “real estate appraisals?” instead of just “appraisers” and…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/obscure-federal-official-has-hatched-sick-chicken-in-housing-sector/">Obscure Federal Official Has Hatched ‘Sick Chicken’ in Housing Sector</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/obscure-federal-official-has-hatched-sick-chicken-in-housing-sector/feed/</wfw:commentRss> <slash:comments>18</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30642</post-id> </item> <item> <title>ChatGPT Appraisal Error Sparks Ethics Debate</title> <link>https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/</link> <comments>https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/#comments</comments> <dc:creator><![CDATA[AppraisersBlogs]]></dc:creator> <pubDate>Mon, 01 Apr 2024 12:30:33 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category> <category><![CDATA[USPAP]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[artificial intelligence]]></category> <category><![CDATA[competency rule]]></category> <category><![CDATA[copyright]]></category> <category><![CDATA[discrimination]]></category> <category><![CDATA[Ethics Rule]]></category> <category><![CDATA[trainee]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30621</guid> <description><![CDATA[<p>A recent post by an appraiser trainee on an online forum described a troubling situation involving the use of ChatGPT to generate content for an appraisal report. The trainee admitted to using ChatGPT to write a market summary section without properly reviewing it first. This resulted in factual inaccuracies making it into the final report delivered to the client. Upon discovering this, the client, a local bank, threatened to file a complaint against the trainee. The trainee is now considering falsely claiming to have personally written the problematic section in an attempt to avoid consequences. “Hey everyone, I recently used...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/" class="crp_link post-30075"><span class="crp_title">Seller Filed a Racial Bias Complaint Against Me</span></a><span class="crp_excerpt"> So what’s caused the sudden loss of income? Could it be because of the racial bias complaint filed against me…</span></li><li><a href="https://appraisersblogs.com/are-computer-programs-biased-or-unbiased" class="crp_link post-27912"><span class="crp_title">Are Computer Programs Biased or Unbiased?</span></a><span class="crp_excerpt"> Whether or not computer programs are despised or supported depends on the narrative being spewed. Which is it? Are computer…</span></li><li><a href="https://appraisersblogs.com/data-n-verification-sources-are-critical" class="crp_link post-23123"><span class="crp_title">Data and Verification Sources Are Critical</span></a><span class="crp_excerpt"> The genesis for this essay began when I heard from another appraiser that a VA report reviewer rejected the comparables…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/">ChatGPT Appraisal Error Sparks Ethics Debate</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/feed/</wfw:commentRss> <slash:comments>40</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30621</post-id> </item> <item> <title>At Federal Agency, The Mayhem Is the Message</title> <link>https://appraisersblogs.com/ken-mullinix-has-become-a-figure-from-a-kafka-novel/</link> <comments>https://appraisersblogs.com/ken-mullinix-has-become-a-figure-from-a-kafka-novel/#comments</comments> <dc:creator><![CDATA[Jeremy Bagott]]></dc:creator> <pubDate>Fri, 29 Mar 2024 12:30:13 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[HUD]]></category> <category><![CDATA[The US Department of Housing and Urban Development]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[defamation]]></category> <category><![CDATA[discrimination]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30616</guid> <description><![CDATA[<p>Mullinix has become a student of the “Title VIII Complaint Intake, Investigation, and Conciliation Handbook (8024.1).” The handbook is designed to protect citizens from overzealous federal workers. He found section after section had been violated in his own investigation by the HUD contractor. Czech-German author Franz Kafka wrote “The Trial” in 1915. The novel is a reflection on bureaucracy, power and absurdity. Its protagonist, Josef, is arrested and prosecuted by a mysterious and inaccessible authority for a crime that is never revealed to him or the reader. It’s a man’s journey through an incomprehensible and dehumanizing landscape. Ken Mullinix has...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/false-claims-of-racism-against-appraiser/" class="crp_link post-30244"><span class="crp_title">False Claims of Racism Against Appraiser</span></a><span class="crp_excerpt"> ...my career, business, and health at risk due to false claims made by a homeowner. As a professional real estate…</span></li><li><a href="https://appraisersblogs.com/hud-mulls-use-of-convicted-felons-2-ramp-up-discrimination-testing/" class="crp_link post-30237"><span class="crp_title">HUD's Use of Convicted Felons to Ramp Up…</span></a><span class="crp_excerpt"> It wants to bootstrap released felons by allowing them to work as so-called “fair-housing testers” for the many nonprofits HUD…</span></li><li><a href="https://appraisersblogs.com/using-discrimination-as-a-bully-tactic/" class="crp_link post-30084"><span class="crp_title">Using Discrimination As a Bully Tactic</span></a><span class="crp_excerpt"> As an appraiser who has been appraising in rural south for 20 years I have seen a few things. This…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/ken-mullinix-has-become-a-figure-from-a-kafka-novel/">At Federal Agency, The Mayhem Is the Message</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/ken-mullinix-has-become-a-figure-from-a-kafka-novel/feed/</wfw:commentRss> <slash:comments>7</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30616</post-id> </item> <item> <title>LoanDepot Appraisal Discrimination Settlement</title> <link>https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/</link> <comments>https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/#comments</comments> <dc:creator><![CDATA[Peter Christensen]]></dc:creator> <pubDate>Thu, 28 Mar 2024 12:30:18 +0000</pubDate> <category><![CDATA[AMC]]></category> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal Management Companies]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[AMCs]]></category> <category><![CDATA[Appraisal Management Company]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[discrimination]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30606</guid> <description><![CDATA[<p>Connolly and Mott v. Lanham, 20/20 Valuations, and loanDepot.com, U.S. District Court, Maryland. This is one of the appraisal discrimination cases that has received significant attention – among appraisers, the media and government agencies. A Black couple in Baltimore – Dr. Connolly and Dr. Mott, both university professors – filed suit in August 2022 alleging racial discrimination against loanDepot.com and the appraiser it engaged to appraise their home for a refinance. They alleged that the appraiser had taken into account their race in his valuation of their home in violation of the federal Fair Housing Act and other laws prohibiting...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/shane-lanham-countersuing-black-homeowners-for-defamation/" class="crp_link post-30330"><span class="crp_title">Shane Lanham Countersuing Black Homeowners for Defamation</span></a><span class="crp_excerpt"> Shane Lanham, a Maryland appraiser, has found himself in a difficult situation as he is being sued in The United…</span></li><li><a href="https://appraisersblogs.com/appraiser-countersuing-black-homeowners-4-defamation" class="crp_link post-28363"><span class="crp_title">Appraiser Countersuing Black Homeowners for Defamation</span></a><span class="crp_excerpt"> The Maryland appraiser has filed a countersuit against the homeowners, claiming defamation. Appraisers, there have been several lawsuits filed against…</span></li><li><a href="https://appraisersblogs.com/first-known-racial-bias-court-case-against-appraiser-this-may-turn-out-2-b-the-bellwether-test-case" class="crp_link post-26681"><span class="crp_title">First Known Racial Bias Court Case Against Appraiser</span></a><span class="crp_excerpt"> It may mean that this will turn out to be the bellwether test case for other similar lawsuits against appraisers...Folks,…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/">LoanDepot Appraisal Discrimination Settlement</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/feed/</wfw:commentRss> <slash:comments>28</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30606</post-id> </item> <item> <title>Marcia Fudge leaving HUD!</title> <link>https://appraisersblogs.com/marcia-fudge-leaving-hud-is-good-news-4-appraisers/</link> <comments>https://appraisersblogs.com/marcia-fudge-leaving-hud-is-good-news-4-appraisers/#comments</comments> <dc:creator><![CDATA[Dave Towne]]></dc:creator> <pubDate>Tue, 12 Mar 2024 12:30:23 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[HUD]]></category> <category><![CDATA[The US Department of Housing and Urban Development]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[discrimination]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30467</guid> <description><![CDATA[<p>Marcia Fudge is also the current co-chairperson of the PAVE Task Force Committee, so that group’s philosophy may also be modified with her resignation. I read a number of web provided publications oriented to our appraisal work, and lending. This popped into my email yesterday from Inside Mortgage Finance Publications: “As IMFnews went to press Monday, Marcia Fudge announced that she will step down as secretary of the Department of Housing and Urban Development, effective March 22. A Biden appointee, Fudge, 71, did not provide a specific reason…” USA Today: “Fudge vows not to run again “Don’t look for me...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/diversity-equity-n-inclusion-is-overlooked-by-hud-secretary-marcia-fudge" class="crp_link post-29630"><span class="crp_title">Diversity, Equity and Inclusion Is Overlooked by HUD…</span></a><span class="crp_excerpt"> Marcia Fudge, the Secretary of HUD, decided to convene a special meeting of master minds with absolutely no real diversity,…</span></li><li><a href="https://appraisersblogs.com/isnt-that-just-pavey-pave-response-n-hud-sec-marcia-fudge/" class="crp_link post-29813"><span class="crp_title">Isn't that Just PAVEY! PAVE Response and Marcia Fudge</span></a><span class="crp_excerpt"> Folks, the American Enterprise Institute Housing Center has been, to date, the only major voice in the wilderness I’ve seen…</span></li><li><a href="https://appraisersblogs.com/hud-rov-process-2-address-appraisal-bias" class="crp_link post-28247"><span class="crp_title">HUD ROV Process to Address 'Appraisal Bias'</span></a><span class="crp_excerpt"> At a recent event at the Brookings Institute, HUD Secretary Marcia L. Fudge announced that HUD is creating a ROV…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/marcia-fudge-leaving-hud-is-good-news-4-appraisers/">Marcia Fudge leaving HUD!</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/marcia-fudge-leaving-hud-is-good-news-4-appraisers/feed/</wfw:commentRss> <slash:comments>38</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30467</post-id> </item> <item> <title>Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal?</title> <link>https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/</link> <comments>https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/#comments</comments> <dc:creator><![CDATA[Guest Author]]></dc:creator> <pubDate>Thu, 07 Mar 2024 13:30:04 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Automated Valuation Models]]></category> <category><![CDATA[AVM]]></category> <category><![CDATA[Collateral Underwriter]]></category> <category><![CDATA[Fannie Mae - Freddie Mac]]></category> <category><![CDATA[HUD]]></category> <category><![CDATA[The US Department of Housing and Urban Development]]></category> <category><![CDATA[The US Department of Veterans Affairs]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[UAD]]></category> <category><![CDATA[Uniform Appraisal Dataset]]></category> <category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category> <category><![CDATA[USPAP]]></category> <category><![CDATA[VA]]></category> <category><![CDATA[Advisory Opinion]]></category> <category><![CDATA[automated valuation model]]></category> <category><![CDATA[automated valuation models]]></category> <category><![CDATA[AVMs]]></category> <category><![CDATA[CU]]></category> <category><![CDATA[discrimination]]></category> <category><![CDATA[Fannie Mae]]></category> <category><![CDATA[FIRREA]]></category> <category><![CDATA[Freddie Mac]]></category> <category><![CDATA[GSE]]></category> <category><![CDATA[highest and best use]]></category> <category><![CDATA[PAREA]]></category> <category><![CDATA[physical inspection]]></category> <category><![CDATA[property data collector]]></category> <category><![CDATA[property tax]]></category> <category><![CDATA[technology]]></category> <category><![CDATA[Veterans Affairs]]></category> <category><![CDATA[waiver]]></category> <category><![CDATA[Zillow]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30451</guid> <description><![CDATA[<p>Mass Appraisal tend to exhibit a regressive nature… In the intricate landscape of real estate mortgage financing, the notion of appraisal waivers recently dubbed “Value Acceptance”, by the Government Sponsored Enterprises (GSEs), has stirred considerable debate. The most recent statistics show Value Acceptance accounts for up to 40% of all mortgage approvals. It is presented as part of the GSEs “Appraisal Modernization” initiative, which aims to streamline the mortgage appraisal process. However, a closer examination reveals potential drawbacks, raising questions about its efficacy and impact on the housing market. Despite its roots in a methodology designed to support appraisers, Value...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector" class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a…</span></li><li><a href="https://appraisersblogs.com/low-mortgage-rates-n-plentiful-appraisal-waivers" class="crp_link post-23500"><span class="crp_title">Low Rates and Plentiful Appraisal Waivers</span></a><span class="crp_excerpt"> The graph below comes from Len Kiefer, the data guru at Freddie Mac. Are we due for even lower rates?…</span></li><li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee" class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394. …</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/">Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/feed/</wfw:commentRss> <slash:comments>18</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30451</post-id> </item> <item> <title>The Lack of Transparency in Appraiser Compensation</title> <link>https://appraisersblogs.com/the-lack-of-transparency-in-appraiser-compensation/</link> <comments>https://appraisersblogs.com/the-lack-of-transparency-in-appraiser-compensation/#comments</comments> <dc:creator><![CDATA[AppraisersBlogs]]></dc:creator> <pubDate>Wed, 06 Mar 2024 13:30:15 +0000</pubDate> <category><![CDATA[AMC]]></category> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal Management Companies]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisal Subcommittee]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[ASC]]></category> <category><![CDATA[NAR]]></category> <category><![CDATA[National Association of Realtors]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[AMCs]]></category> <category><![CDATA[appraisal fee]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[fees]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30438</guid> <description><![CDATA[<p>The current system of bundling appraiser compensation with third-party fees can lead to confusion and frustration for both appraisers and consumers. In their letter to the ASC, NAR highlighted the importance of appropriate compensation for appraisers. They stated that fair and reasonable compensation is critical to attracting and retaining high-quality appraisers, as well as allowing them to invest in their skills and education. However, the current system lacks transparency when it comes to reporting appraiser compensation. The issue lies in the TILA-RESPA Integrated Disclosures (TRID) form, which requires an aggregate appraisal fee to be reported. This means that the fee...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/" class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace…</span></li><li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee" class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394. …</span></li><li><a href="https://appraisersblogs.com/xome-questions-ny-amc-disclosure-fee" class="crp_link post-21961"><span class="crp_title">Appraisers Not to Disclose AMC Fee?</span></a><span class="crp_excerpt"> An appraiser/reader sends me this text from an XOME appraisal request: Good Morning, The state of NY requires the appraiser…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/the-lack-of-transparency-in-appraiser-compensation/">The Lack of Transparency in Appraiser Compensation</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/the-lack-of-transparency-in-appraiser-compensation/feed/</wfw:commentRss> <slash:comments>16</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30438</post-id> </item> <item> <title>Should Property Data Collectors Be Licensed?</title> <link>https://appraisersblogs.com/should-property-data-collectors-be-licensed/</link> <comments>https://appraisersblogs.com/should-property-data-collectors-be-licensed/#comments</comments> <dc:creator><![CDATA[Peter Christensen]]></dc:creator> <pubDate>Thu, 29 Feb 2024 13:30:02 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[property data collector]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30422</guid> <description><![CDATA[<p>Should “property data collectors” who inspect properties and provide information to real estate appraisers be licensed by state appraiser boards? In Mississippi, a bill has been introduced this week to require exactly that. The legislator behind the bill happens to be an appraiser. HB1663 would establish a license category for property data collectors under the jurisdiction of the Mississippi Real Estate Appraisal Board. A property data collector would be defined as an individual or company, who is not a licensed appraiser and “who collects, either physically, virtually, or digitally, any information on real property, and produces such information to a...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector" class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a…</span></li><li><a href="https://appraisersblogs.com/fannie-mae-property-data-collectors-program-violates-west-virginia-law" class="crp_link post-29267"><span class="crp_title">FNMA Property Data Collectors Program Violates WV Law</span></a><span class="crp_excerpt"> The Fannie Mae Property Data Collectors program seems to have run afoul of West Virginia law. This program allows for…</span></li><li><a href="https://appraisersblogs.com/nar-concerns-n-survey-on-property-data-collectors" class="crp_link post-29554"><span class="crp_title">NAR Concerns & Survey on Property Data Collectors</span></a><span class="crp_excerpt"> NAR is conducting a survey and wants to know if you have any concerns regarding property data collectors, if the…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/should-property-data-collectors-be-licensed/">Should Property Data Collectors Be Licensed?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/should-property-data-collectors-be-licensed/feed/</wfw:commentRss> <slash:comments>62</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30422</post-id> </item> <item> <title>Recap of the 4th ASC Appraisal Bias Hearing</title> <link>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/</link> <comments>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/#comments</comments> <dc:creator><![CDATA[AppraisersBlogs]]></dc:creator> <pubDate>Wed, 28 Feb 2024 13:30:47 +0000</pubDate> <category><![CDATA[AMC]]></category> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal Management Companies]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisal Organizations]]></category> <category><![CDATA[Appraisal Subcommittee]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[ASC]]></category> <category><![CDATA[Automated Valuation Models]]></category> <category><![CDATA[AVM]]></category> <category><![CDATA[Dodd-Frank Act / C&R Fees]]></category> <category><![CDATA[Political Action]]></category> <category><![CDATA[The Appraisal Foundation]]></category> <category><![CDATA[AMCs]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[automated valuation model]]></category> <category><![CDATA[automated valuation models]]></category> <category><![CDATA[AVMs]]></category> <category><![CDATA[discrimination]]></category> <category><![CDATA[diversity]]></category> <category><![CDATA[Dodd Frank]]></category> <category><![CDATA[PAREA]]></category> <category><![CDATA[podcast]]></category> <category><![CDATA[Sales Comparison Approach]]></category> <category><![CDATA[technology]]></category> <category><![CDATA[trainee]]></category> <category><![CDATA[voice of appraisal]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30405</guid> <description><![CDATA[<p>On February 13th, 2024, the fourth ASC appraisal bias hearing took place. For those who were unable to attend, the video of the hearing has been included below. The hearing was a crucial event for the appraisal industry, and it is important for all appraisers to be aware of the discussions and topics addressed. The panel of witnesses included: David Bunton, President, The Appraisal Foundation E.C. Neelly IV, Executive Director, Mississippi Real Estate Appraisal Board Maureen Sweeney, Principal, Maureen Sweeney, Real Estate Appraiser Ltd. Melissa Tran, Director, Texas Appraiser Licensing and Certification Board Jillian White, Chief Executive Officer, Appraisal Insights...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/" class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace…</span></li><li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/" class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)…</span></li><li><a href="https://appraisersblogs.com/why-is-the-second-appraisal-always-the-correct-value" class="crp_link post-29575"><span class="crp_title">And Why Is the Second Appraisal Always the “Correct Value?”</span></a><span class="crp_excerpt"> On Friday morning, May 19, I was one of five expert witnesses (and the only as an appraiser) to testify…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/">Recap of the 4th ASC Appraisal Bias Hearing</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/feed/</wfw:commentRss> <slash:comments>9</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30405</post-id> </item> <item> <title>It’s Just Responsible Journalism!</title> <link>https://appraisersblogs.com/setting-the-record-straight-n-responsible-journalism/</link> <comments>https://appraisersblogs.com/setting-the-record-straight-n-responsible-journalism/#comments</comments> <dc:creator><![CDATA[VaCAP Board]]></dc:creator> <pubDate>Wed, 21 Feb 2024 13:30:14 +0000</pubDate> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisal Organizations]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category> <category><![CDATA[USPAP]]></category> <category><![CDATA[VaCAP]]></category> <category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category> <category><![CDATA[Virginia Real Estate Appraiser Board]]></category> <category><![CDATA[VREAB]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[discrimination]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30398</guid> <description><![CDATA[<p>Not reporting complete and accurate information is nothing more than irresponsible journalism! The local television station WWBT, NBC 12 in the Richmond market is airing a story on Thursday February 22 during the 6 pm News Broadcast, about racial bias in real estate appraisals. We know this is not a new topic and previous stories that have aired have been extremely one sided and not from the appraiser’s perspective. VaCAP was not contacted for information, nor were any appraisers that we know. We have seen the negative impact this type of story has on our profession and we need your...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/why-is-only-one-side-of-the-racism-claim-appraisal-story-being-reported" class="crp_link post-24532"><span class="crp_title">Why is Only One Side of This Story Being Told?</span></a><span class="crp_excerpt"> There are always two sides to every story; however, understanding is a three-edged sword: your side, their side, and the…</span></li><li><a href="https://appraisersblogs.com/the-other-side-racism-in-appraisals" class="crp_link post-25394"><span class="crp_title">The Other Side, Racism in Appraisals</span></a><span class="crp_excerpt"> ...the other side of things, the appraiser profession side since no other news media and organizations are willing to do…</span></li><li><a href="https://appraisersblogs.com/homeowners-incorrect-assumption-another-you-are-biased-story" class="crp_link post-25986"><span class="crp_title">Another "You're Biased" Story</span></a><span class="crp_excerpt"> This story, titled "Black homeowners allege appraisal bias in Prince George's County" is published by a TV station based in…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/setting-the-record-straight-n-responsible-journalism/">It’s Just Responsible Journalism!</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/setting-the-record-straight-n-responsible-journalism/feed/</wfw:commentRss> <slash:comments>49</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30398</post-id> </item> <item> <title>The Sales Agents Derailed This Deal!</title> <link>https://appraisersblogs.com/the-sales-agents-derailed-this-deal/</link> <comments>https://appraisersblogs.com/the-sales-agents-derailed-this-deal/#comments</comments> <dc:creator><![CDATA[Guest Author]]></dc:creator> <pubDate>Fri, 16 Feb 2024 13:30:10 +0000</pubDate> <category><![CDATA[AMC]]></category> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal Management Companies]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[AMCs]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[BPO]]></category> <category><![CDATA[broker]]></category> <category><![CDATA[Broker Price Opinion]]></category> <category><![CDATA[CMA]]></category> <category><![CDATA[ROV]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30387</guid> <description><![CDATA[<p>The lender and the AMC could have applied that veto to the sales agents, using the appraisal as proof positive that the agents derailed this deal. What is the ROV for? The answer is the listing agents pricing strategy and the buyers agents buying strategy. The lender will go through the appraisal with a fine tooth comb and microscope, while ignoring the fact the initial BPO and CMA which led to the listed price the contract was formed around, was totally inadequate and riddled with errors. Clearly off the page in relationship to existing market value indicators. I’ve seen numerous...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/low-appraisal-vs-bad-appraisal-manipulating-data" class="crp_link post-24268"><span class="crp_title">A Low Appraisal is Now a Bad Appraisal</span></a><span class="crp_excerpt"> A low appraisal is now a bad appraisal. Well, that's according to the headline. The article does not stress ‘bad.’…</span></li><li><a href="https://appraisersblogs.com/violating-appraisal-independence-through-intimidation-coercion-n-harassment" class="crp_link post-27193"><span class="crp_title">Violating Appraisal Independence Through Harassment,…</span></a><span class="crp_excerpt"> It shall be unlawful... to engage in any act or practice that violates appraisal independence... Appraisers, I have written the…</span></li><li><a href="https://appraisersblogs.com/agent-management-company-a-familiar-ring/" class="crp_link post-30058"><span class="crp_title">Agent Management Company, a Familiar Ring</span></a><span class="crp_excerpt"> We will call it "AGENT MANAGEMENT COMPANY". We will ensure that the use of runners is prohibited... Public trust. It's…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/the-sales-agents-derailed-this-deal/">The Sales Agents Derailed This Deal!</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/the-sales-agents-derailed-this-deal/feed/</wfw:commentRss> <slash:comments>4</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30387</post-id> </item> <item> <title>Let’s All Build the Gallows Together</title> <link>https://appraisersblogs.com/lets-all-build-the-gallows-together/</link> <comments>https://appraisersblogs.com/lets-all-build-the-gallows-together/#comments</comments> <dc:creator><![CDATA[Guest Author]]></dc:creator> <pubDate>Thu, 15 Feb 2024 13:30:10 +0000</pubDate> <category><![CDATA[AMC]]></category> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal Management Companies]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Fannie Mae - Freddie Mac]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[AMCs]]></category> <category><![CDATA[Appraisal Management Company]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[desktop appraisal]]></category> <category><![CDATA[discrimination]]></category> <category><![CDATA[Fannie Mae]]></category> <category><![CDATA[FNMA]]></category> <category><![CDATA[Freddie Mac]]></category> <category><![CDATA[hybrid appraisal]]></category> <category><![CDATA[voice of appraisal]]></category> <category><![CDATA[waiver]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30380</guid> <description><![CDATA[<p>Fannie Mae and Freddie Mac have issued a clarion call to all appraisers to pitch in and help build the gallows from which they will hang us all in 2025. The mission is to “modernize” the appraisal profession into a skeleton crew of compliant zombies who will be rubber stamping appraisal reports for $25 each (Source: Voice of Appraisal) from the dark confines of their private offices. “Grab some nails, get your hammer, pick up that saw and let’s build a new gallows… I mean model, that gives lenders everything they want and need to inflate the housing market into...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/its-a-great-time-2-leave-the-appraisal-profession/" class="crp_link post-29944"><span class="crp_title">Leaving the Appraisal Profession</span></a><span class="crp_excerpt"> It’s a Great Time to Leave the Appraisal Profession. I can hear the chorus of my fellow appraisers rising up…</span></li><li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/" class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a…</span></li><li><a href="https://appraisersblogs.com/the-elephant-in-the-room-fannie-mae-modernization-program/" class="crp_link post-30136"><span class="crp_title">The Elephant In the Room: Fannie's Modernization Program</span></a><span class="crp_excerpt"> The Elephant I refer to is simply this: Fannie Mae’s modernization program is going to put a lot of appraisers…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/lets-all-build-the-gallows-together/">Let’s All Build the Gallows Together</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/lets-all-build-the-gallows-together/feed/</wfw:commentRss> <slash:comments>61</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30380</post-id> </item> <item> <title>Class Valuation Maximizing ROV Conversion Rates</title> <link>https://appraisersblogs.com/class-valuation-brags-about-maximizing-rov-conversion-rates/</link> <comments>https://appraisersblogs.com/class-valuation-brags-about-maximizing-rov-conversion-rates/#comments</comments> <dc:creator><![CDATA[AppraisersBlogs]]></dc:creator> <pubDate>Fri, 09 Feb 2024 13:30:06 +0000</pubDate> <category><![CDATA[AMC]]></category> <category><![CDATA[Appraisal]]></category> <category><![CDATA[Appraisal Management Companies]]></category> <category><![CDATA[Appraisal News]]></category> <category><![CDATA[Appraisers News]]></category> <category><![CDATA[Trending]]></category> <category><![CDATA[AMCs]]></category> <category><![CDATA[Appraisal Management Company]]></category> <category><![CDATA[appraisal news]]></category> <category><![CDATA[Class Valuation]]></category> <category><![CDATA[ROV]]></category> <category><![CDATA[social media]]></category> <guid isPermaLink="false">https://appraisersblogs.com/?p=30349</guid> <description><![CDATA[<p>It’s truly mind-boggling that a company would brag about their higher ROV conversion rates for the ROV process as if it’s some kind of badge of honor. Recently, Class Valuation took to social media to boast about their Reconsideration of Value’s process (ROVs), claiming higher conversion rates and urging clients to choose them for a confident closing. Any company that is touting they have the highest ROV conversion rates should raise some red flags. The process of ROVs is meant to be a last resort when there are legitimate concerns or discrepancies in an appraisal report. It should not be...</p><div class="crp_related crp-text-only"><h4>Related Posts:</h4><ul><li><a href="https://appraisersblogs.com/class-valuation-requests-4-proposals/" class="crp_link post-30261"><span class="crp_title">Class Valuation Requests for Proposals</span></a><span class="crp_excerpt"> It turns out they were actually rejecting your proposals and not your bids! It’s time to grab your popcorn and…</span></li><li><a href="https://appraisersblogs.com/new-standard-4-rov-requests-reconsideration-of-value-standard" class="crp_link post-26177"><span class="crp_title">A New 'Standard' for ROV Requests</span></a><span class="crp_excerpt"> Since beginning using this Standard, I have had ZERO ROV requests. Appraisers, the latest ‘buzzword’ around appraising is Standard. We’ve…</span></li><li><a href="https://appraisersblogs.com/hud-rov-process-2-address-appraisal-bias" class="crp_link post-28247"><span class="crp_title">HUD ROV Process to Address 'Appraisal Bias'</span></a><span class="crp_excerpt"> At a recent event at the Brookings Institute, HUD Secretary Marcia L. Fudge announced that HUD is creating a ROV…</span></li></ul><div class="crp_clear"></div></div><p>The post <a href="https://appraisersblogs.com/class-valuation-brags-about-maximizing-rov-conversion-rates/">Class Valuation Maximizing ROV Conversion Rates</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>]]></description> <wfw:commentRss>https://appraisersblogs.com/class-valuation-brags-about-maximizing-rov-conversion-rates/feed/</wfw:commentRss> <slash:comments>47</slash:comments> <post-id xmlns="com-wordpress:feed-additions:1">30349</post-id> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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