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<content:encoded><![CDATA[<p> In previous posts, patience in e-commerc ...
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>equiwalhu.info</title> <atom:link href="http://equiwalhu.info/?feed=rss2" rel="self" type="application/rss+xml" /> <link>http://equiwalhu.info</link> <description></description> <lastBuildDate>Mon, 02 Oct 2023 02:01:17 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Are Payday Loan Sites All That Bad?</title> <link>http://equiwalhu.info/?p=57</link> <comments>http://equiwalhu.info/?p=57#comments</comments> <pubDate>Tue, 18 Jul 2023 05:50:03 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=57</guid> <description><![CDATA[Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any … <a href="http://equiwalhu.info/?p=57">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don’t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=57</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Building A Timeline For Your E-Commerce Venture</title> <link>http://equiwalhu.info/?p=55</link> <comments>http://equiwalhu.info/?p=55#comments</comments> <pubDate>Mon, 10 Jul 2023 01:33:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=55</guid> <description><![CDATA[In previous posts, patience in e-commerce was covered as necessary. However one also must recognize whether or not their e-commerce venture is headed in the right direction. It is important to set up certain goals along the path of your … <a href="http://equiwalhu.info/?p=55">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> In previous posts, patience in e-commerce was covered as necessary. However one also must recognize whether or not their e-commerce venture is headed in the right direction. It is important to set up certain goals along the path of your e-commerce journey, so you can analyze whether or not this is a venture worth continuing. Building an e-commerce business needs to follow a timeline.To build this timeline you need to state what the ultimate goal for your business venture is. This can certainly change over time. Perhaps you started out creating and selling a product, because you enjoyed the process of creating it, a hobby that can give you some pocket money. If that is your goal, you should be able to achieve it fairly quickly using eBay, and perhaps creating a promotional website for free. Or maybe your goal is to make a thousand dollars a month working just a few hours a week. Or perhaps you want your e-commerce venture to replace your full time job. The specific goal is entirely up to you, and it can evolve.Once your ultimate goal is set you should set a timeline for achieving it. On your timeline will be smaller goals along the way. These might include goals of number of unique visitors to your website, or when you will break even on your business. Goals of gross sales or number of orders you receive. Theses sub-goals could be anything, but they must be quantifiable, and realistic. It does no good to make outlandish unreasonable goals that are unlikely to be achieved.As you progress down your timeline you get a sense of how things are going. Somewhere along the way you might even decide to ditch this e-commerce venture and try something else. But that decision should not come for at least one year. I firmly believe the difference between success and failure, is in the entrepreneur’s mind. Success stories are often borne out of not quitting, more than anything else. To succeed at not quitting begins with a good business plan, and a realistic timeline that can track incremental improvements in your business even if the bottom line isn’t showing it right away. You must be able to show some reward for effort, even if it is just getting fifty unique visitors more than last month.Being on now my fourth e-commerce venture I can say I have followed basically the same timeline on all them. The first business I stopped after three years, and began a new one just two months later. That business now supports me, and it is a direct result of what I learned in the first business. The third business, I began shortly after quitting my corporate job, and that lasted just three months, as I lost interest, and was spending my time still building my second and most profitable business. I did not give it the year I stated above. Now I am on my fourth which is just two months old, too early to draw any conclusions. But again the fourth business is a direct result of stopping the third business. For all four businesses the timelines are basically the same.E-Commerce Timeline ExampleZero months to six months, build and learn business. There should already be significant time put in learning about the new business that should happen before the business is launched. Learning never stops however, and from zero to six months it should continue in depth. In this stage attracting traffic to your website is ultimate; see previous posts for the eBay way to do this, and also building trust and a name for your business.Six to twelve months, should be about building income. You are getting the traffic, now build the income. Learn why people visit your site, why they buy, what else you could do for them etc. New products are introduced, perhaps a company blog, your logo should start being recognized.It is at the one year mark, where you can first really know if this business has a chance at meeting your ultimate goals. Overnight successes do not happen online very often and they are becoming rarer all the time. But you should now have an idea if there is indeed success to be had. Things should be heading in one direction, sales should be measurably going up, and website traffic should be also. You might choose to alter your ultimate goal, perhaps this venture isn’t likely to reach it, but nevertheless is worth continuing. Or perhaps you have achieved your ultimate goal, and need to reset it.Twelve to eighteen months, should make some profit. Things you need to spend money on to get going can take up to a year to work their way through the business. Inventory takes time to build up as do supplies, advertising is often most expensive per sale in the early going, equipment often needs to be purchased, logos designed, etc. All these things can eat up first year revenues and beyond. But going into the second year profits should be up. In fact the second year will probably show the highest percentage gain of profits over any other year the company will have. If they aren’t why not? Are sales still increasing? Orders increasing? If they are then your overhead is likely too high, or your prices are too low. Find ways to lower the first and/or increase the latter.From the eighteen month point you really have committed yourself to your e-commerce business that in itself is cause for celebration. 85% of all start-ups end before the eighteen month point. It is from here where you plan the next eighteen months. Re-define your goals, and continue onward. If your ultimate plan is to have the e-commerce site support you and you are not there yet, plan how you will get there. Time could be the only factor left, these things just take time. Continue on the course and your goal will arrive. Perhaps you are already there and now want employees to run your business, plot that on your next timeline. Or perhaps you want to double your income, or shrink your work but maintain your profit. 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href="http://vvhatto.info/">vvhatto.info</a></p>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=55</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Protect Yourself When You Buy Art</title> <link>http://equiwalhu.info/?p=51</link> <comments>http://equiwalhu.info/?p=51#comments</comments> <pubDate>Wed, 05 Apr 2023 09:51:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=51</guid> <description><![CDATA[If you plan to buy art you need to be prepared prior to entering a bricks and mortar gallery or visiting a website online. How can you be a savvy buyer even if it is your first time buying art … <a href="http://equiwalhu.info/?p=51">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> If you plan to buy art you need to be prepared prior to entering a bricks and mortar gallery or visiting a website online. How can you be a savvy buyer even if it is your first time buying art from anyone? You can take steps to protect yourself from unsavory characters and misrepresented art by always getting all of the details you can about the piece of art, the artist, and the seller if the person selling the art did not create it. Why should you take steps to protect yourself when you buy art? Simply put buying art is a kind of investment, and you would be careful making any other important purchase so it makes sense to do the same things when you buy art.Art is often beautiful and inspirational, and when you see the perfect piece of art you might get caught up in the excitement and joy you feel and forget that not everything about art sales is as beautiful as the art that is for sale. The truth is for every ten honest artists and sellers trying to share art with the world there is one person out there who is not interested in promoting the art for its own sake but is only out to get you to buy art for as much money as possible. You can make sure that you are protecting yourself from any unscrupulous sellers and improve your art buying experience in general by knowing your stuff before you visit any gallery whether physical or virtual. Go in with your eyes open and know what sort of art you are looking for; ask to see all of the work by a particular artist if the gallery has more than one piece by the same person, or go online and search for their name and see if you can find out more about them before you buy. This will let you know what their works are selling for right now and help you get a good price. If you are worried about misrepresented art, consider getting a certificate of authenticity from a reputable source and/or having the art appraised by an independent party of your choice.Once you have made sure that the piece of art you want to buy is the real deal and that you can get it at a price that is satisfying for all parties involved, it is time to get down to business! Of course right now you are likely in love with the art and cannot imagine any reason why you might want to return it, but it is always a good idea to ask about a return policy. Ask if the seller as any kind of customer satisfaction guarantee or any other policy that allows you to return the art for a refund if you are not satisfied with it within a certain period of time. Also remember to document everything from the artist’s information to the information of the seller if they are not the artist who created the piece to the details of the payment transaction for your records. This will help you to verify that you are the owner of the art and give you valuable information that you can use to evaluate and appraise the art if you do decide to sell it later on.When you buy art you are investing in several different things; not only could the art have monetary value in the future, but the art can have numerous health benefits for you! It is always a good idea to be smart when you buy art, and you can think of your purchase as a reward for a talented and honest artist so that they can continue to create works of art to make the world a more beautiful place. </p>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=51</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What Is Predictive Health-Care?</title> <link>http://equiwalhu.info/?p=49</link> <comments>http://equiwalhu.info/?p=49#comments</comments> <pubDate>Tue, 04 Apr 2023 23:38:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[Meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=49</guid> <description><![CDATA[Predictive Health-care may not be a household term quiet yet, but basically this new, emerging way of delivering health-care in the US focuses on predicting health as opposed to waiting for disease to begin.The Challenge of “Measuring Health”Health is commonly … <a href="http://equiwalhu.info/?p=49">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Predictive Health-care may not be a household term quiet yet, but basically this new, emerging way of delivering health-care in the US focuses on predicting health as opposed to waiting for disease to begin.The Challenge of “Measuring Health”Health is commonly defined as the absence of disease symptoms, and it is disease symptoms that are commercially relevant. However, physical symptoms are only the last stage in the progression of Illness, thus Preventive- or Predictive Health has to necessarily identify any degradation in Holistic Health, or what we call Vitality. Whole Health consists of 6 interweaving elements: Physical – Mental – Emotional – Spiritual – Social – Intellectual Health. As Physical Illness is usually the final manifestation of an Emotional Trauma, treating the Physical Symptom is only a temporary fix. In the attempt to forestall Physical Illness we need to identify the potential cause for the loss of Vitality and Lifestyle is the usual culprit. By Lifestyle we mean the person’s intentional choices such as Nutrition and Activities, and circumstantial factors, such as Environmental Exposure, History, Believes, Social Integration, etc.Conventional Health-care is not concerned with these intertwining Mind-Body issues, because the medical science consensus neither extends to analytical methods nor the interpretation of results. The generally accepted medical standard for diagnosing disease rests on sample collection, which can be reduced to numerical values, such as blood pressure, cholesterol, body fat, bone density and various biomarkers.In Predictive Health such samples and methods may be used, but in presumed healthy people, these “disease markers” just resemble a snap shot of a condition at the time of sample collection. If all results check out in the “Normal” range, a person is considered physically healthy, even when all 5 non-physical health elements are compromised. In such case, a physical symptom has just not yet established itself measurably.Vitality can be defined as the sum of all 6-elements that comprise Health. A person, who has thus been classified physically healthy, may completely lack Vitality, if any of the non-physical elements is reduced; while we may perceive a person to have great Vitality, if all health elements are in harmony.What is needed is a process that measures Vitality as the sum of all Health elements. As Vitality is a volatile condition, we cannot rely on static samples to predict a person’s susceptibility to contract any disease, nor can we recommend a Nutritional concept or Lifestyle modification based on static numericals, such as cholesterol, blood pressure, glucose and insulin. Instead, we have to dynamically monitor how well a person copes with lifestyle specific conditions that include various degrees of stress and rest, and we have to measure cellular function under changing situations. We want to assess the wear and tear that the body has undergone to date.These Test results portray a person’s strengths and vulnerabilities incorruptibly and reproducibly. When correlated with the person’s history, lifestyle and personal objectives, a Lifestyle optimization program can be generated that does not rely on prescription drugs.Why choose Predictive Health?A Japanese “Attitude Survey on Health and Preparation” (November 1, 2010; Hello-Global.com) states that 69.4% of the respondents “are worried about their future health”. In the US we are seeing sustained increase in growth rates for Organic Foods even in a recession? The statistics furnish the evidence that people are awaking to the fact that protecting health is better than recovering from illness. The leading market research and information analysis company RNCOS Press Release of October 29, 2010 reveals that the US Organic Food Industry will orchestrate 12.2% CAGR during 2010-2014. North American market growth for Organic Personal Care products amounts to 20% annually, according to Organic Monitor.”Even in the midst of the economic downturn, the Gym, Health & Fitness Clubs industry has maintained steady growth, with membership rates growing consistently and profits remaining solid. Demand for gyms and health and fitness clubs will continue to rise over the next five years, as the general public becomes more health conscious and the aging population places a greater value on staying fit” – According to IBIS World Industry Report of September 17, 2010. Merriman Curhan Ford, Fitness & Wellness Industry Report predicts US sales of Health and Wellness goods to reach $ 170 billion by 2012, a growth of 70% in 5 years. Gym memberships for people over 50 will rise even more dramatic over the next 10 years with a target market potential of 139.2 million people by 2020; according to Capital Connection, March 2010 Newsletter. The Nutritional Supplements market in the US will exceed $13 billion in 2014, yielding a compound annual growth rate of 7%; says Market Resaearch.com, in September 2, 2010 Press Release.These trend numbers clearly portray the global shift to Preventive Health, lead by the US which boasts the highest Health-care costs in the world. If we are truly concerned about our future health, evidenced by spending substantial money for healthy food and lifestyle, it should come naturally that we can no longer rely on drug-centric sick-care, but opt for Predictive and Preventive care. </p>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=49</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>All Inclusive Vacation Package: All in One, All in Fun</title> <link>http://equiwalhu.info/?p=46</link> <comments>http://equiwalhu.info/?p=46#comments</comments> <pubDate>Tue, 04 Apr 2023 19:58:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[expedia vacations]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=46</guid> <description><![CDATA[The all inclusive vacation package will be the most wanted thing for the people who require the perfect and achievable vacation. As the matter of fact, vacation package will never come cheap, as it offers the full of joy moment … <a href="http://equiwalhu.info/?p=46">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The all inclusive vacation package will be the most wanted thing for the people who require the perfect and achievable vacation. As the matter of fact, vacation package will never come cheap, as it offers the full of joy moment for everybody. But you will feel amazing that the all inclusive vacation package is a denial. By selecting that type of package, you will find the great vacation in the affordable price.We can call the package with another name called cheap vacation package. In such case, you shouldn’t consider that the cheap price cannot give you the enjoyable as well as comfortable trip. The modest rooms provided in the package will provide the same comfortable feeling as the more expensive package. Why should we spend a lot of money for the clean and comfortable room if we can find it in the cheaper price one?What is the Benefit of this Package?The package will be the greatest solution to free yourself from compounding expenses. By taking this package, you will obtain the great offers, including hotel accommodation, plane tickets, the tour of the area, or even the tickets to other attractions as well. Other packages sometimes involve breakfast meals and some souvenirs of your trip. The all inclusive vacation package is really a more affordable package that will save much money rather than buying everything separately.This package is also beneficial for people who are going for vacation is a group.What about the Disadvantages?So that with the package. You will not only find the advantage of this package, but also the disadvantage. The all inclusive vacation package [http://vacationamazing.com/all-inclusive-family-vacation/all-inclusive-family-vacation-all-about-three-cs/], in summary, will require you to make sure the exact time of your departure and also the good research about your objects before going there. </p>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=46</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>3 Biggest Downsides of Bad Credit</title> <link>http://equiwalhu.info/?p=44</link> <comments>http://equiwalhu.info/?p=44#comments</comments> <pubDate>Tue, 21 Mar 2023 10:37:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=44</guid> <description><![CDATA[Ideally, all of the decisions we make in life involve consideration of both the pros and the cons of the possible outcomes. For example, the decision to eat a piece of chicken past its expiration date should be based not … <a href="http://equiwalhu.info/?p=44">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Ideally, all of the decisions we make in life involve consideration of both the pros and the cons of the possible outcomes. For example, the decision to eat a piece of chicken past its expiration date should be based not just on the potential for a tasty dinner, but also the potential for a less-than-pleasant gastro-intestinal reaction.In other words, most things in life have both upsides and downsides, and our actions should be – though aren’t always – predicated on whether the upsides outweigh the downsides. While many bad decisions can occur as a result of a failure to consider the downsides, just as many poor choices are the result of the failure to understand the downsides, rather than not considering them at all.Most people know that irresponsible financial behaviors can give you a bad credit score, for instance, but many folks tend to underestimate the many downsides of having bad credit. To help put things in perspective for your next financial decision, here are three of the biggest downsides to having bad credit.1. You Have a High Chance of Being Rejected for New Credit<br />At its heart, having bad credit is basically like walking around wearing a sign that says, “I can’t handle debt.” At least, that’s how most creditors are going to interpret your poor credit history and low credit score when you come asking for a line of credit.That’s because lenders use your credit reports and scores as a means of determining your credit risk, or how likely you are to repay what you borrow. So, if you have a history of missing payments or defaulting on debt, lenders aren’t going to want to give you more money, and they will reject your application for new credit.Think of it this way: If you loan your neighbor your lawnmower in June but they never return it, how likely are you to lend them your snowblower in December?Since most major banks have a fairly low risk tolerance, bad-credit consumers are left with limited options for finding a credit card or loan. Namely, you’ll be looking at lists of subprime lenders who specialize in bad-credit, high-risk applicants – lenders who aren’t exactly known for their affordability or top-tier rewards. Which leads us to the next big downside to bad credit: the expense.2. Creditors, Landlords, and Utility Companies Will Charge You More<br />It took a few tries, but you finally found a subprime lender that will work with you. Great, hard part over, right? Wrong. Lest you think that qualifying for new credit is the only big downside to having bad credit, just take a look at how much that credit is going to cost you.As we mentioned, your credit score is what lenders use to determine your credit risk. High-risk applicants are the most likely to default on their debt (not pay it), so lenders willing to work with bad-credit consumers have to find some way to balance the risk. They do this by jacking up interest rates and adding on extra fees.As an example, consider a $10,000 car loan repaid over three years. Applicant A, who has a great credit score of 750, will likely be offered an APR of around 3.5%, which means Applicant A will pay around $550 in interest over the three years.At the same time, Applicant B, who has a low credit score of 580, had to use a subprime lender to get the same size auto loan. The subprime lender charged Applicant B an APR of 10%, which means Applicant B will pay over $1,600 in interest over three years.What’s worse, it’s not just lenders and credit card issuers that will charge you more for having bad credit. You’ll likely face a credit check when applying for a new apartment or when you set up utilities in a new location, and having bad credit can result in being charged a larger security deposit than you would otherwise need to provide.3. You May Miss Out on Valuable Financial Opportunities<br />An important part of finance and accounting, opportunity cost is basically the consideration of what you’re missing out on when you make a decision to do something else. For example, if you choose to spend your last $5 on a fancy coffee, the opportunity cost could be that $5 hamburger you don’t get to eat later.When it comes to your credit, having bad credit is rife with opportunity cost. Take credit cards, for instance. With bad credit, you’re stuck using subprime or secured credit cards that likely cost a lot without offering very much. In contrast, if you had good credit, you could potentially earn hundreds of dollars worth of credit card rewards and perks every year simply by using the right credit card.And it goes beyond credit cards. Drivers with good credit can get dealer incentives when shopping for a new car, and you can even earn insurance discounts for having a healthy credit profile.Don’t forget the extra cash you’ll likely be required to provide when renting a new apartment. Say you’re required to make a $1,000 security deposit when you move in because of your bad credit. That money could easily be earning you dividends in your retirement account if it weren’t being wasted in your landlord’s bank account.Don’t Let Bad Credit Hold You Back<br />Although it’s our own decisions that often lead us to bad credit, few of us actively choose to tank our credit scores. You can wind up with bad credit as a result of a series of seemingly minor decisions that are made without full consideration of the consequences. Hopefully, however, knowing these three major downsides of bad credit helps give you perspective when making your next financial decision, be it large or small.For consumers already struggling with bad credit, these downsides are likely daily considerations. But they don’t have to be lifelong obstacles. You can rebuild bad credit over time by practicing responsible credit habits. You can also use credit repair to remove any errors or unsubstantiated accounts dragging down your score.The most important rule for building credit is to always, always, always pay your bills on time. Your payment history is worth up to 35% of your credit score, and delinquent payments can cause you to lose dozens of points with a single mistake. You’ll also want to ensure you maintain low credit card balances and only borrow what you can afford to repay as agreed.With time and diligence, even the worst credit can be rebuilt, freeing you from the many downsides of having bad credit. Even better, having great credit has plentiful upsides that will make the hard work well worth the effort. </p>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=44</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Make Your Life Easier With Personal Finance Software</title> <link>http://equiwalhu.info/?p=42</link> <comments>http://equiwalhu.info/?p=42#comments</comments> <pubDate>Mon, 20 Mar 2023 15:25:48 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=42</guid> <description><![CDATA[Personal finance is an extremely important part of our life. It is not only our responsibility, but our duty to manage our finances better. Today, personal finance management has become a little more complicated. It has become far more complex … <a href="http://equiwalhu.info/?p=42">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Personal finance is an extremely important part of our life. It is not only our responsibility, but our duty to manage our finances better. Today, personal finance management has become a little more complicated. It has become far more complex than it was few decades ago. As a result, many people take the help of financial expert to manage their finances.But if you can’t afford to hire a professional or prefer to keep your personal finance “personal”, then good personal finance software is a great option for you. This software are perfect for people who don’t have much knowledge about intricacies of accounting and finance. Good software can be beneficial for you in the following ways:• Speed: Such a software are extremely time saving. All you have to do is to enter the data about your income and expenditure in the software and leave the rest to the software. It will sort out your expenses and create plans for your future personal finance.• Bill payments: The personal finance software can also pay your bills automatically. This is the best way to pay your bills on time and avoid late fees or discontinuation of services. Most good quality personal finance software can create a system that pays your bill automatically.Some people think that they will need to purchase new computers or extra hardware to run personal finance software. But, most of the latest software are designed to work on all kinds of systems. You can purchase software for your MAC or Windows computer and you don’t have to change your computer system at all.These days, there’s an over-kill of such types of software in the market. It looks like the market has sensed an unprecedented increase in the demand for such software. As a result, there are many personal finance software in the market which are not of the best quality, but still get sold because of marketing and other tactics.In order to ensure that you only buy the best, follow these easy tips:1. The software should have a strong automation system. Buy a program that can be completely automated. This will ensure that do the least amount of work and save maximum amount of your time.2. The software should also have the program that calculates loan amounts and allows you to compare between different options. This is a great tool when you are looking to get some loan for your personal or business use.3. Make sure that the software provides a large number of forms. These ready-made forms allow you to enter information directly in the software without any hassle. They are extremely time-efficient as all you have to do is to put the data in allotted ha Pre-Made Forms- Try and find tools with more number of pre-made forms. All you will have to do is enter information on these forms and rest will be taken care by the software.Personal software has made the life of millions of people much easier. If you also make the right choice, then you can also get rid of most of your personal finance problems through it. </p>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=42</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Site Promotion Tools – Never Stop Learning</title> <link>http://equiwalhu.info/?p=39</link> <comments>http://equiwalhu.info/?p=39#comments</comments> <pubDate>Mon, 20 Mar 2023 13:40:59 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=39</guid> <description><![CDATA[Site promotion for your online business is something that takes on a life of its own. Site promotion is not relegated to one specific site promotion tool. If you find one tool that seems to work for you it may … <a href="http://equiwalhu.info/?p=39">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Site promotion for your online business is something that takes on a life of its own. Site promotion is not relegated to one specific site promotion tool. If you find one tool that seems to work for you it may not be long before it is not as effective as it once was.The best answer to which site promotion tool to use is – all of them.Try not to settle simply for whatever Site Promotion tools you already know. This can be an easy habit to fall into, but it is rarely beneficial to the overall health of your online business.Bold New Worlds in Site Promotion ToolsTake the time to get a broad overview of some of the most common site promotion tools available. For instance there are free article directories you can explore. You might also investigate business blogs, forums and various Search Engine Optimization strategies.There are plenty of additional site promotion tools you can explore, but the point I want to stress is – EXPLORE.If you can take one site promotion tool each month over the next year and invest time in learning, developing and implementing the tool you will likely see dramatic improvements in site visitation.You will also be surprised at how soon you will begin to see how the various tools work together and have mutually beneficial qualities.In all cases the site promotion tool you use should help you connect with people, provide your expertise and point people to your website. If you can’t find a way to subtly or overtly point people to your site you may want to eliminate the strategy form your arsenal of tools.Don’t Just Think ‘Online’Turn your attention away from the computer screen from time to time. You will find many site promotion tools that have no connection to the Internet. You might find a magnetized sign to be a benefit on the doors of your company vehicle. You can also look at placing site information on business cards, promotional items, bumper or window stickers, catalogues, and all invoices.You can also include information about your online store in print, audio and video advertising. Make sure any promotional item you give to customers has site information in a conspicuous location.Never Stop LearningMake time to explore new site promotion tools. The end result is improved site visitation and multiple impressions on those you most want to impress – potential customers. </p>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=39</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Eliminating Business Stress</title> <link>http://equiwalhu.info/?p=36</link> <comments>http://equiwalhu.info/?p=36#comments</comments> <pubDate>Sun, 05 Feb 2023 04:23:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=36</guid> <description><![CDATA[In business, a lot of stress comes from worry. Will THIS get done? Will THAT get done? What if I don’t know? What if I don’t have enough time? The list goes on and on. But one question that is … <a href="http://equiwalhu.info/?p=36">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> In business, a lot of stress comes from worry. Will THIS get done? Will THAT get done? What if I don’t know? What if I don’t have enough time? The list goes on and on. But one question that is rarely asked is: do I really have to worry about this or that?If you ask yourself that ONE question, you’ll find out that 99% of all worry in your business life is avoidable. To make this even easier for you, here’s a simple mantra that makes worry and stress disappear:This problem can be (blank)… BUT it isn’t right now… SO I won’t worry about it.Example:This problem can be devastating to my business because all my customers will leave and I won’t be able to make any money and I’ll be left in the cold to starve and die alone and miserable. (Exaggerated, I know.)BUT it isn’t devastating right now…SO I won’t worry about it.You see, you don’t have to worry about a “near problem’. You only have to worry about a ‘real problem’. And most problems never make it to the ‘real’ status. Now, I’m NOT saying you should stick your head in the sand and hope the problem will go away. That won’t work. What I am suggesting, though, is that you shouldn’t worry about any problem unless it becomes a ‘real’ problem. And most ‘near problems’ never become ‘real problems’. Instead they fester…then eventually fizzle out and fade away. In other words, a ‘real problem’ never exists. The ‘problem’ is in our head.And what if the ‘near problem’ becomes a ‘real problem’? Then we take action. Should you ever worry at this point? Actually, you shouldn’t. The reason is simple: If you have a ‘real problem’, worry won’t help you solve the problem. It will only add stress, and fuel to the fire. Instead, if you take action on the ‘real problem,’ everything will be all right.Let me give you an example:Let’s say you hired a publicist. He worked for you for 12 months with ZERO results, while you paid him a couple thousand dollars. Now, you may consider this a problem. Again, it’s not.Why? You’ve already spent the cash…you’re not getting it back. You’ve already invested the time…you’re not getting it back. What else is there to ‘worry’ about? Nothing. The only thing left is the solution – find a new publicist.You see, worry comes from thinking about the problem and not the solution. But if you ask yourself the question (I gave you earlier) – do I really have to worry about this or that – you’ll discover the answer is no because the solution is right in front of you. And this happens 99% of the time. So, there is no need to worry 99% of the time. Whew! Doesn’t that feel better?It’s time to eliminate the stress in your business life. When you do, you’ll feel better, be able to make clearer decisions, and become more profitable because of it. Enjoy more money and less stress!Copyright (c) 2008 Weston Lyon </p>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=36</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What Are The Legit Ways to Make Money Online?</title> <link>http://equiwalhu.info/?p=34</link> <comments>http://equiwalhu.info/?p=34#comments</comments> <pubDate>Wed, 01 Feb 2023 13:00:24 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://equiwalhu.info/?p=34</guid> <description><![CDATA[There are countless ways to make money online. Millions of websites offer online money making tips to readers so that they can earn extra cash money. However, not all websites emphasize on the legitimate ways of earning cash money online. … <a href="http://equiwalhu.info/?p=34">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> There are countless ways to make money online. Millions of websites offer online money making tips to readers so that they can earn extra cash money. However, not all websites emphasize on the legitimate ways of earning cash money online. Therefore, instead of blindly following the tips cited on any and every website, you should put all your efforts on the rightful ways of making online money. In this article, we will run you through 5 legit ways to make extra cash. There are numerous legitimate ways to make money online; however, we will list the top five legitimate ways for your consideration here.</p><p>Take up freelancing jobs: Many content writers, graphic designers, programmers, translators, and internet marketers are earning extra cash money by taking up part-time jobs online. If you have a computer at home with internet connection, you too can take up part-time jobs right away. However, you should keep in mind that the world of freelancing is severely competitive. Therefore, as a beginner, you may have to work for a small amount of money until your work gets noticed by contractors and you develop few permanent clients who prefer your style of work. </p><p>Become an affiliate marketer: In order to make money online, it is not mandatory to sell your own exclusive product or service. You can become an affiliate marketer and earn huge amounts of money simply by promoting products and services launched by others. All you need to do is select a handful of quality products from various sites and promote them by pasting an affiliate link on your website. Though affiliate marketing is another competitive market, the best thing about it is that it helps you make money pretty quickly without much expertise. </p><p>Video Marketing: The trend of video marketing is catching up amongst internet marketers across the globe. Moreover, video marketing is also surpassing all forms of online publicity. Majority of internet marketers prefer making YouTube videos to earn a handsome amount of cash money. It can be a lucrative opportunity for you too if you choose a good niche for your YouTube channel. However, you can succeed as a video marketer only if you know how to add value to your videos and make them more informative so as to increase the number of your YouTube followers/ viewers, besides attracting online traffic. </p><p>Become a Blogger: If you are blessed with excellent writing skills, don’t let your talent go to waste. Millions of people around the world are taking up the job of a blogger to earn cash money. It is not only a legit way to make money, but also a form of relaxation for those who love to write. So find out a subject you are passionate about and start blogging right away. Compared to other legitimate ways of making money online, blogging is a slow process. You need to have loads of patience if you want to earn money through your blog. </p><p>Answering Questions: This is yet another effective way to make money online. Being one of the main and easy sources of making money, Q&A is highly preferred by internet marketers. There are lots of sites such as Quora, Yahoo Answers, Ask.com, WebAnswers.com, and lots more, where people post their questions on various topics ranging from education and property to fashion and relationships. If you are proficient enough in a specific field, you too can earn few extra bucks by answering questions on those sites.<br />These are the top 5 ways of making an income online. The list cited above will guide you in the right direction so that you can invest your time and energy on the legitimate ways of earning money instead of spinning around in circle going nowhere. </p>]]></content:encoded> <wfw:commentRss>http://equiwalhu.info/?feed=rss2&p=34</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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