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<p>ï\x82§ Devise a plan on how many videos you need, what topics, what length f ...
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Source: http://adpemmj.info/feed/

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<title>Small Business Finance</title>
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<title>Probate Real Estate Investing and Agent Opportunities</title>
<link>http://adpemmj.info/probate-real-estate-investing-and-agent-opportunities/</link>
<comments>http://adpemmj.info/probate-real-estate-investing-and-agent-opportunities/#comments</comments>
<pubDate>Sun, 28 May 2023 12:02:17 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Real Estate]]></category>
<category><![CDATA[houston real estate]]></category>
<category><![CDATA[how to do real estate]]></category>
<category><![CDATA[investing in real estate]]></category>
<category><![CDATA[new real estate agent]]></category>
<category><![CDATA[real estate]]></category>
<category><![CDATA[real estate 101]]></category>
<category><![CDATA[real estate advice]]></category>
<category><![CDATA[real estate agent]]></category>
<category><![CDATA[real estate basics]]></category>
<category><![CDATA[real estate bubble]]></category>
<category><![CDATA[real estate crash]]></category>
<category><![CDATA[real estate deals]]></category>
<category><![CDATA[real estate investing]]></category>
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<category><![CDATA[real estate market]]></category>
<category><![CDATA[texas real estate]]></category>
<guid isPermaLink="false">http://adpemmj.info/?p=84</guid>
<description><![CDATA[Investing in Real Estate for flips, long term holding or just for tax benefits is nothing new. I have been doing this for 30 years. We all know you can leverage with Real Estate and earn fantastic returns along with tax benefits. The difference and what I want to talk about is investing in a [...]]]></description>
<content:encoded><![CDATA[<div id="article-content">
Investing in Real Estate for flips, long term holding or just for tax benefits is nothing new. I have been doing this for 30 years. We all know you can leverage with Real Estate and earn fantastic returns along with tax benefits. The difference and what I want to talk about is investing in a special niche of Real Estate which most stay away from. This niche is Probate Real Estate Investing.
I have been Probate Investing since 1987. Let me explain the process and why it has been so lucrative but for so few. When a person passes, if they don’t have a living trust then their estate must be probated in order to pay off creditors and transfer the assets to the rightful heirs. This is a time consuming process which is very hard on the family and on average runs for 4 months plus.
Now, the real estate in an estate is usually the biggest asset and is going to be sold to settle the estate and disburse the net dollars to the heirs according to the will of the decease. Sounds simple doesn’t it but in reality this process is the most stressful and time consuming event in most people’s lives when they are the Executor of an Estate. The responsibility the Executor has is almost unbelievable especially when this person most likely has never had to do anything like this. There are time lines and requirements they must adhere to, assets to first find, then appraise, manage and finally disburse to the heirs. There is limited help from the Estate Attorney representing the family as most tasks are handled by the Attorneys Para-legal and the Executor is usually kept in the dark. I have seen this predicament a common denominator with Executors in probate.
There are two processes in Calif one may probate under. The old law is a dinosaur and basically handcuffs the Estate as far as the Real Estate to be sold is concerned from attracting only Wholesale buyers. The other process is the done under the Independent Administration of Estate Act which allows the Executor to treat the real estate to be sold like a regular home sale with a few exceptions. A much easier process and also enables retail buyers who have interest in the Probate Investing to bid. I could go on and on regarding this process but I think you can understand. States other than Calif will have a process equal to or less than Calif’s Probate process so once you understand Calif’s Probate process, it’s usually just a small adjustment for a different State. During the 90′s most estates where processed under the old probate process in my area and in my opinion it was to keep any liability off the attorneys for allowing a property to sell to cheap with a possible complaint later on form the heirs. There is really no other reason to go through the old court confirmation process when selling a home in probate other than this. In today’s Probate world, probably 50% are going through the I.A.E.A which is where we want to be but many are still being probated under the old process.
For those in the know, you can purchase probate property early in the process and control the sale. I can dictate which probate process the sale will conducted under in my offer and I’m usually the only one approaching the Estate. I’m there the week the probate file is opened at court which is before most tasks have been completed. This has produced many wholesale buys for my investors and I over the years and here is the reason why I love Probate Investing.
Executors want the probate RE off their plate. They are worried about a vacant property being vandalized, maintenance to be performed, and in many cases they have moved into the home during this process. What we bring to them is peace of mind by buying the probate real estate and taking the biggest head ache off their shoulders. Also, this is Free money and even though they are selling to me at a discount, the proceeds look mighty good to them and the heirs not to mention the biggest asset now in cash. Buying probate property with the right game plan and know how can mean $50K profits (90 days) if you know what you’re doing. Plus many don’t understand the Probate process or options so stay away. Unlike foreclosures there are no lists which tell you which properties to approach.
I also love Probate Investing because we don’t purchase blind like many foreclosures plus the properties are usually in great shape as it’s not a distress sale. For 20 years I have enjoyed probate investing and it still amazes me today that most of my fellow agents and investors shy away. I’m not complaining…
In my opinion Probate Investing is the best opportunity to purchase single family and 2-4 unit real estate at wholesale prices and flip. This can also be a great way to accumulate rental properties buying with a 15-25% equity position the day you close for long term investing.
For you Real Estate agents Probate Real Estate is a great way to increase your yearly commissions just listing and selling probates and providing help to the Executor in selling. I have kept busy from an investor and agent standpoint working probates. In fact through the 90′s I worked about 10-15 hrs per week and earned more than my real estate practice paid me working 60hrs per week.
Anyone interested in Probate Investing should research this real estate niche.
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<item>
<title>Free Hot Physical and Health Fitness Tips</title>
<link>http://adpemmj.info/free-hot-physical-and-health-fitness-tips/</link>
<comments>http://adpemmj.info/free-hot-physical-and-health-fitness-tips/#comments</comments>
<pubDate>Sun, 28 May 2023 04:34:11 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[fitness]]></category>
<category><![CDATA[24 hour fitness]]></category>
<category><![CDATA[emma fitness]]></category>
<category><![CDATA[fitness battle]]></category>
<category><![CDATA[fitness blender]]></category>
<category><![CDATA[fitness challenge]]></category>
<category><![CDATA[fitness channel]]></category>
<category><![CDATA[fitness influencer]]></category>
<category><![CDATA[fitness model]]></category>
<category><![CDATA[fitness motivation]]></category>
<category><![CDATA[fitness music]]></category>
<category><![CDATA[fitness test]]></category>
<category><![CDATA[fitness tips]]></category>
<category><![CDATA[fitness video]]></category>
<category><![CDATA[fitness youtuber]]></category>
<category><![CDATA[planet fitness]]></category>
<guid isPermaLink="false">http://adpemmj.info/?p=82</guid>
<description><![CDATA[The secret of a good and sound health is by taking proper care of the body systems and requirements, regular exercise and heeding to medical advice. A good number of ailments on earth today are functions of man’s consumption (What you eat) and carelessness. Using migraine as a case study; usually caused by stress, sleeplessness, [...]]]></description>
<content:encoded><![CDATA[<div id="article-content">
The secret of a good and sound health is by taking proper care of the body systems and requirements, regular exercise and heeding to medical advice.
A good number of ailments on earth today are functions of man’s consumption (What you eat) and carelessness. Using migraine as a case study; usually caused by stress, sleeplessness, lack of adequate flow of blood to the brain e.t.c. may lead to stroke if aura (Visual Disturbances) is added to migraine. Although, this according to research, is common among women who smoke and uses oral contraceptives.
As earlier stated above, our intakes play a vital role in our physical and health fitness status. You will agree with me that, it will be a suicidal mission for a diabetic patient to increase the consumption of sugary products, starchy roots and fruits when he or she is expected to do away from its consumption in totality.
In summary, the following measure should be considered appropriate if one desires a good physical and health fitness condition:
1. Maintain a clean and tidy environment always 
2. Determine your body requirements and give such to it as appropriate. 
3. Eat lots of fruits and vegetables – both are immunity against lots of ailments. 
4. Try to know much about your body system e.g. when you need a rest, when to read and the appropriate time for all you do. 
5. Try as much as possible to know your health status at intervals through regular medical check up. 
6. When above 35 years of age, do endeavor to take your dinner on or before 7:00 pm. 
7. Engage in light exercise on daily basis.
</div>
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</item>
<item>
<title>Article Marketing Tips – How Much Do I Need To Write To Make Money Online?</title>
<link>http://adpemmj.info/article-marketing-tips-how-much-do-i-need-to-write-to-make-money-online/</link>
<comments>http://adpemmj.info/article-marketing-tips-how-much-do-i-need-to-write-to-make-money-online/#comments</comments>
<pubDate>Sat, 27 May 2023 21:30:25 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[marketing]]></category>
<category><![CDATA[content marketing]]></category>
<category><![CDATA[digital marketing]]></category>
<category><![CDATA[email marketing]]></category>
<category><![CDATA[learn digital marketing]]></category>
<category><![CDATA[linkedin marketing]]></category>
<category><![CDATA[Marketing]]></category>
<category><![CDATA[marketing 101]]></category>
<category><![CDATA[marketing analytics]]></category>
<category><![CDATA[marketing de afiliados]]></category>
<category><![CDATA[marketing digital]]></category>
<category><![CDATA[marketing funnel]]></category>
<category><![CDATA[marketing show]]></category>
<category><![CDATA[marketing strategies]]></category>
<category><![CDATA[marketing strategy]]></category>
<category><![CDATA[marketing tips]]></category>
<category><![CDATA[sales & marketing]]></category>
<category><![CDATA[sms marketing]]></category>
<category><![CDATA[social media marketing]]></category>
<category><![CDATA[what is digital marketing]]></category>
<guid isPermaLink="false">http://adpemmj.info/?p=80</guid>
<description><![CDATA[This is a very common question asked by many marketers who are looking into making money online through writing articles. In this article today, we are going to discuss a few vital article marketing tips that will help you generate traffic and sales through article marketing. How much Do you need to write to make [...]]]></description>
<content:encoded><![CDATA[<div id="article-content">
This is a very common question asked by many marketers who are looking into making money online through writing articles. In this article today, we are going to discuss a few vital article marketing tips that will help you generate traffic and sales through article marketing.
How much Do you need to write to make money online?
The answer to this question is it depends. Depending on how competitive your niche is will determine how many articles you will need to write in a day in order to promote your online business.
Also, know that by only writing a few good articles every month will not bring you the results you need in order to have success online. Many marketers have made this mistake with article marketing, so make sure that you understand that ” more is better, and less is without success”.
Here are a few article marketing tips for writing and making money online:
1. Niche and keywords are important. If you are in a very competitive niche, then you will need to write more articles a day using less competitive long-tail-keywords, a string of 3 or more words in a search phrase, in order to improve your search engine rankings and drive more traffic to your site. Basically, you will need to at least write 2-3 articles a day and submit them to directories as well as finding good long-tail-keywords by using an online keyword tool like Google Keyword Tool to see which phrases are getting about 5,000 results or less.
2. Quality and Quantity. Make sure that your articles are written in an informative and captivating manner for your online readers written in 250-400 words in length. Your articles should include a good title, compelling body, and conclusion. Use your keyword once in your title, body and conclusion at 1% density( about once every one hundred words). Secondly, write and submit as many articles as you can covering your topic, with the minimum of about 2 to 3 articles a day to article directories online.
3. An Effective Resource Box. Your resource box contains the links to your website and should include a command for your readers to click through to your website. A command is a sentence or two that gives a call-to-action for the reader. A good example of this would be if you were promoting a health product you could put ” Be healthier, look younger with( the product)…..If you use the Click-Here-Now command followed by a question and not a command to your reader it can come off as too sales-like and will loose a lot of your potential traffic.
These article marketing tips can be used to create more success for your business online with both traffic rates and sales. By writing at least 2-3 articles a day, submitting them to article directories, and using good keyword research can make you money online in the field of article marketing.
</div>
]]></content:encoded>
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<item>
<title>Nonprofit Videos</title>
<link>http://adpemmj.info/nonprofit-videos/</link>
<comments>http://adpemmj.info/nonprofit-videos/#comments</comments>
<pubDate>Fri, 26 May 2023 19:50:37 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[videos]]></category>
<category><![CDATA[aarthi short videos]]></category>
<category><![CDATA[comedy videos]]></category>
<category><![CDATA[fail videos]]></category>
<category><![CDATA[family video]]></category>
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<category><![CDATA[full video]]></category>
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<category><![CDATA[videos interesantes]]></category>
<category><![CDATA[videos paranormales]]></category>
<guid isPermaLink="false">http://adpemmj.info/?p=78</guid>
<description><![CDATA[I’m not a video expert, nor do I play one on TV. I am a nonprofit staff member who produces, edits, posts videos to further the mission of our organization. I’m an amateur, not a professional, at video. So, my approach to videos is utilitarian, a means to an end. And I’m learning. This piece [...]]]></description>
<content:encoded><![CDATA[<div id="article-content">
I’m not a video expert, nor do I play one on TV. I am a nonprofit staff member who produces, edits, posts videos to further the mission of our organization. I’m an amateur, not a professional, at video. So, my approach to videos is utilitarian, a means to an end. And I’m learning.
This piece is a product of that learning, a sort of pay it forward because others have helped me.
Video matters. Viewers see an average of 32.2 videos in a month, and about 100 million Internet users watch online video each day. More importantly, Online Publishers Association say 80% of Internet users recall watching a video ad on a website they visited in the past 30 days. Of that 80%, 46% took some action after viewing the ad. In addition, some 64% of website visitors are more likely to buy a product on an online retail site after watching a video.
According to research by Visible Measures, 20% of viewers click away in 10 seconds or fewer. You lose about 33% of viewers by 30 seconds, 45% by 1 minute, and almost 60% by 2 minutes.
While these statistics reference retail and general use, it is not a stretch to say that nonprofit organizations can benefit enormously from the increased, planned, and intentional use of directed video.
Here are a few principles for people, including a lot of nonprofit organization executives, who are new or relatively so to “doing video”:
ï\x82§ Devise a plan on how many videos you need, what topics, what length fits the topic and fits the social media or website where you intend to post. Don’t just wing it. Think systematically about what you need and what result you hope to achieve. 
ï\x82§ Don’t make the mistake of thinking you can just post longer videos and people will watch what they want. Not likely. They’ll either not watch until they get the message you want to make or they won’t watch at all. 
ï\x82§ Don’t fall in love with your own voice. Brevity is beautiful. Under 2 minutes is essential. 30 seconds is better, 15 seconds better still, and if it’s like a TV advertisement, just 6 seconds. 
ï\x82§ Video shorts can be specially produced, or you can create them from clips of your longer videos. 
ï\x82§ Don’t worry about identifying yourself or website. There’s not enough time in the video to talk about this. You can easily add name, title, website, other contact information during editing via banners and inserts or via a 1-2 second end slide. 
ï\x82§ If you need to do longer videos-and there’s still a place for 2-minute videos, or even 6 to 12-minute videos for certain presentations-write your text ahead of time, upload it to a teleprompter app (several are available), and use the scrolling text like a politician speaking at a campaign stop to create your new video. 
ï\x82§ If you’re using a mobile device to video, learn where the camera is on your phone or tablet, then look at the camera during short shoots or position your scrolling text so you can look at the camera. This allows you to “look into viewers’ eyes.” 
ï\x82§ If you’re on your own, use a tripod and if possible, a remote. If no remote, no problem, start your video, step into the frame, smile a second, and go. You can edit the front end later. 
ï\x82§ I mention smiling. If you’re a natural, good for you, but when I’m thinking or stressed, like doing a video, I can be unintentionally intense. So, I learned to smile big, even if at first it felt fake, at the beginning. My challenge now is to remember to keep smiling. Makes a difference in your video, as long as the topic fits the smile. 
ï\x82§ Be creative: indoors, outdoors, with one of your kids or pets, formal or informal, depends upon the subject and the audience. 
ï\x82§ Brief videos are about one topic or thought. Don’t try to say everything there is to say about your product or service. You can do more videos later. Get in, say something pithy or poignant or pungent, and get out. 
ï\x82§ Remember lighting. You can look like an amateur or a pro quicker with bad or good lighting, respectively, than about anything else you do. Most critical, you need good front lighting, then if possible, adequate side-lighting, and most challenging of all unless you are in a studio, some overhead lighting. 
ï\x82§ If you want top notch marketing videos then hire a top notch professional and pay the person’s freight. Nothing wrong with this. But when we’re living online these days, especially among the younger set, what we’re interested in is “authenticity” and “timeliness.” In other words, don’t be afraid to do a walking video, an in-the-street video, onsite at your service location with a bit of natural noise in the background. Be real. Be authentic. Communicate reality as you see it, which may actually be the opposite of “slick” marketing promos.
ï\x82§ Don’t be afraid, in fact plan, to do several takes, or at least as many as needed to get the tone and message you want. Check your video after each take. Watch, look for forgotten things like that bit of clutter in the background or poor lighting or no smile, or your collar is lop-sided… etc. You don’t get great videos by accident. Work the process. 
ï\x82§ You don’t need to spend a lot of money or necessarily hire professionals to do basic editing. It is utterly amazing, with a little learning curve and practice, how much you can do on mobile devices or in apps like iMovie. 
ï\x82§ Video is now big on Twitter where people tend to “discover” video rather than “search” for it.
Spend some time on your preferred social media platforms. Research others, particularly competitors. Don’t plagiarize but learn from them. What works and why? Taking time to do research is time well spent. It’s like Abraham Lincoln saying, “Give me six hours to chop down a tree and I will spend the first four sharpening my ax.”
Video is here to stay. The more you learn to use it the more effective you will become communicating your message.
</div>
]]></content:encoded>
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<item>
<title>What to Look for in an Auto Body Shop</title>
<link>http://adpemmj.info/what-to-look-for-in-an-auto-body-shop/</link>
<comments>http://adpemmj.info/what-to-look-for-in-an-auto-body-shop/#comments</comments>
<pubDate>Fri, 26 May 2023 16:05:27 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[shopping]]></category>
<category><![CDATA[baby shopping]]></category>
<category><![CDATA[bella shopping]]></category>
<category><![CDATA[disney shopping]]></category>
<category><![CDATA[doing shopping]]></category>
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<category><![CDATA[shopping mall]]></category>
<category><![CDATA[shopping meno t]]></category>
<category><![CDATA[shopping song]]></category>
<category><![CDATA[shopping video]]></category>
<category><![CDATA[shopping vlog]]></category>
<category><![CDATA[shopping vlogs]]></category>
<category><![CDATA[sneaker shopping]]></category>
<category><![CDATA[sommar shopping]]></category>
<category><![CDATA[target shopping]]></category>
<guid isPermaLink="false">http://adpemmj.info/?p=75</guid>
<description><![CDATA[Without knowing what to look for, choosing a quality auto body shop is tough. It’s important to select the right auto shop to ensure the vehicle is fixed correctly the first time. It’s also the best way to make sure the shop is honest and reliable. There are many important features of a good shop, [...]]]></description>
<content:encoded><![CDATA[<div id="article-content">
Without knowing what to look for, choosing a quality auto body shop is tough. It’s important to select the right auto shop to ensure the vehicle is fixed correctly the first time. It’s also the best way to make sure the shop is honest and reliable. There are many important features of a good shop, including an experienced staff and certifications. It can also help to read customer reviews before making a selection.
A Certified Shop
A good body shop is certified by the largest auto organization. Facilities that gain the approval of the organization have proven their abilities as certification is often a lengthy process. To become approved, an auto shop must demonstrate it has the latest equipment, qualified technicians and a proper facility. It must also show it offers above average training to its employees. Larger associations always collect feedback from prior customers as well before issuing an approval. Auto shops can also receive certification from parts manufacturers and organizations like Autobody Alliance, which requires the shop to meet certain qualifications.
Qualified and Experienced Staff
A good auto body shop has qualified staff with a number of certifications. Certification from ASE (Automotive Service Excellence) is especially important. ASE is a non-profit organization that offers certifications to automobile technicians that show proficiency in their trade. Technicians may also have certification from car manufacturers like GM, Chrysler, Toyota and Nissan, showing their knowledge and experience dealing with particular car brands. Some auto technicians also receive aftermarket training from Bendix, Moog, or NAPA. Most training requires a great deal of knowledge and experience and demonstrates a technician is a professional in their field.
Positive Customer Reviews
When possible, former clients should be consulted about their experience with the shop. Some resources to find reviews are online, making it easy to decide if a body shop has good feedback from the public. Reviews should mention that the vehicle was fixed properly the first time and work was completed in a timely fashion. Positive reviews should also discuss whether a warranty was offered by the body shop and if the facility was clean and orderly. A facility that has the approval of a large automobile association has shown a history of positive feedback from customers, although it’s always a good idea to check into a shop as much as possible.
Accepts All Insurance
Another important aspect of a good body shop is its acceptance of all forms on insurance. An auto body shop that accepts all insurance providers demonstrates it has experience working with insurance companies to settle claims quickly. A shop that is hesitant to accept major insurance providers is a red flag that something may be wrong. This is also a matter of convenience and makes it easier for the vehicle owner to select a shop they feel comfortable with.
Selecting the right auto body shop requires a bit of patience and consideration. For example, choosing the first shop available can be a disaster if the employees aren’t trained properly. A good auto shop is clean and up-to-date with a friendly and knowledgeable staff. The shop should have positive reviews and a range of certifications for both the facility and technicians. It should also accept all forms of insurance, making repairs easy and convenient.
</div>
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<title>Work at Home Employment – Finding Your Perfect Home Job</title>
<link>http://adpemmj.info/work-at-home-employment-finding-your-perfect-home-job/</link>
<comments>http://adpemmj.info/work-at-home-employment-finding-your-perfect-home-job/#comments</comments>
<pubDate>Fri, 12 May 2023 04:59:48 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Employment Work]]></category>
<guid isPermaLink="false">http://adpemmj.info/?p=73</guid>
<description><![CDATA[Work at home employment comes in heaps online. But even if the figure speaks of tons and masses of possible employment to try on, stumbling upon a lawful and legal one may be a bit daunting. But do you know that one strategic way to make best use of your search effort is to predominantly [...]]]></description>
<content:encoded><![CDATA[ Work at home employment comes in heaps online. But even if the figure speaks of tons and masses of possible employment to try on, stumbling upon a lawful and legal one may be a bit daunting. But do you know that one strategic way to make best use of your search effort is to predominantly determine where and how you could possibly rummage around for the right and perfect home based job? So to serve as a useful reference, the following tips will make your search possible:1. Make a list of keywords and key phrases to aid with your search – There are loads of keywords you can use to get the most out of your online search. If you can think of specific words and terms that are based on your individual expertise, then it would be easier for you to focus on particular search results. Some of the keywords that you might want to key-in are: freelance jobs, home based employment, work at home jobs, copy editing, virtual assistant, web designer, telecommuting, and data processing among others. The key here is to be specific with your search.2. Search through trade publications and directories – Searching for a work at home employment is easier to chance upon if you make an effort to look up at different industry associations. Company information are published and accessed online, so perusing through a particular company’s profile is trouble-free.3. Get ready to send your resume – Once you come across a particular company that tackles your field of expertise, be equipped and all geared up in sending your curriculum vitae coupled with a cover letter. One way of exhibiting interest over a specific position is to indicate in your cover letter where you’ve seen the advertisement. Added to this are a well-presented resume and the right contact information.4. Online Resources. There are a lot of great resources that not only list paid online jobs, but that offer income opportunities. With so many small businesses operating online, there is a huge demand for freelance workers and regardless of your skill level you can find something that suits you.While more traditional employment offers a secure and “safe” income, opting to work for yourself from home offers you the most freedom. Online jobs from home can be a bit more unpredictable in terms of income but it offers a much better earning potential. As with all online jobs you need to do your research and find a legit opportunity that’s proven to pay.
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<title>There is an excessive amount of traffic coming from your Region.</title>
<link>http://adpemmj.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/</link>
<comments>http://adpemmj.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/#comments</comments>
<pubDate>Thu, 11 May 2023 17:31:18 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Health and Fitness]]></category>
<category><![CDATA[Acne]]></category>
<category><![CDATA[Anti Aging]]></category>
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<guid isPermaLink="false">http://adpemmj.info/?p=70</guid>
<description><![CDATA[#EANF#]]></description>
<content:encoded><![CDATA[#EANF#
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<title>Birthday Party Entertainment – Three Danger Signs You Should Watch For!</title>
<link>http://adpemmj.info/birthday-party-entertainment-three-danger-signs-you-should-watch-for/</link>
<comments>http://adpemmj.info/birthday-party-entertainment-three-danger-signs-you-should-watch-for/#comments</comments>
<pubDate>Thu, 06 Apr 2023 09:34:54 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Entertainment]]></category>
<category><![CDATA[Animation]]></category>
<category><![CDATA[Movies TV]]></category>
<category><![CDATA[Music]]></category>
<category><![CDATA[Music Industry]]></category>
<category><![CDATA[Performing Arts]]></category>
<category><![CDATA[Photography]]></category>
<category><![CDATA[Tattoos]]></category>
<category><![CDATA[Visual Graphic Arts]]></category>
<guid isPermaLink="false">http://adpemmj.info/?p=67</guid>
<description><![CDATA[Hiring birthday party entertainment is a big decision! A good entertainer can make a mediocre party seem extraordinary! A bad entertainer can bring down even the most well planned event.Chances are you’re going to spend a fair amount of your budget on entertainment. Unfortunately, it can be hard to tell up front who’s a seasoned [...]]]></description>
<content:encoded><![CDATA[ Hiring birthday party entertainment is a big decision! A good entertainer can make a mediocre party seem extraordinary! A bad entertainer can bring down even the most well planned event.Chances are you’re going to spend a fair amount of your budget on entertainment. Unfortunately, it can be hard to tell up front who’s a seasoned pro and who is trying to make a quick buck off unsuspecting parents!Here are a few warning signs you should look out for when hiring a professional entertainer.Lack of Response to Emails and Phone Calls
A true pro who makes their living off of entertainment is going to want your business. It’s reasonable to expect a response back to any inquiry within 24 hours. If your entertainer is out of the office they should note this on their voicemail and set an “Out of Office” response on their email.Professional people behave in professional ways. No business professional in the real world would leave voicemails and emails unanswered for any length of time. It’s acceptable to expect that level of professionalism from your birthday party entertainment.Bad Grammar / Text Message Speak in Emails
This should go without saying, but any written communication from your entertainer should be free of major grammar and spelling errors. Nobody’s perfect, but it should look like they at least attempted to use spell check before clicking send.One of the worst offenses we’ve seen in recent years is “text message speak”. I actually saw the following in an email sent from an entertainer to a friend of mine planning their kids birthday party.”LOLz! How RU? We gonna have G00d Timez at ur kidz PAR-TAY! <img src='http://adpemmj.info/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> ;P”Emails don’t have to be Pulitzer Prize material, but they should at least be legible and professional.No Formal Contrac
Every professional entertainer uses formal contracts. These protect both sides by clearly outlining what is or isn’t expected. If you see an entertainer working without a contract, it probably means they aren’t professionals.Don’t be surprised when your entertainer requests a deposit at well. They aren’t trying to make your life intentionally difficult. Veteran entertainers tend to learn from experience quickly. You should see these as positive signs that you’re bringing on an entertainer with experience!
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<title>Ultimate Life Insurance Guide</title>
<link>http://adpemmj.info/ultimate-life-insurance-guide/</link>
<comments>http://adpemmj.info/ultimate-life-insurance-guide/#comments</comments>
<pubDate>Thu, 06 Apr 2023 06:25:55 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[auto insurance]]></category>
<category><![CDATA[car insurance]]></category>
<category><![CDATA[car insurance quotes]]></category>
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<category><![CDATA[home insurance]]></category>
<category><![CDATA[homeowners insurance]]></category>
<category><![CDATA[insurance]]></category>
<category><![CDATA[insurance companies]]></category>
<category><![CDATA[life insurance]]></category>
<category><![CDATA[medi care]]></category>
<category><![CDATA[metlife dental]]></category>
<category><![CDATA[quotes]]></category>
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<category><![CDATA[travel insurance]]></category>
<guid isPermaLink="false">http://adpemmj.info/?p=65</guid>
<description><![CDATA[Life insurance policies are NOT created equal. Some provide coverage for the rest of your life until your dying day while others cover you for a specific length of time (years). Some policies build up cash value and others don’t. Some combine different kinds of insurance and others will allow you to change from one [...]]]></description>
<content:encoded><![CDATA[ Life insurance policies are NOT created equal. Some provide coverage for the rest of your life until your dying day while others cover you for a specific length of time (years). Some policies build up cash value and others don’t. Some combine different kinds of insurance and others will allow you to change from one type of insurance to another. Some may offer some other benefits while you are still living, called “living benefits”.There are TWO basic types of life insurance… “Term” and “Cash Value”Term insurance has lower premiums (what you pay) in the early years of owning the policy, however DOES NOT build any cash values that you can use as a financial resource in the future while you are still living. None. The benefit of term insurance is the lower premiums.You can however, COMBINE term insurance and cash value insurance for the period of time that your family would have the greatest need to replace your income. An example of this would be to help your family raise the children, should you die before they are old enough to be self-sufficient.Term insurance simply provides coverage for a term of one or more years. It provides a death benefit only during the specified term and pays nothing once the policy expires or if premiums are not paid.Term insurance typically offers the most bang for the buck… the most coverage for the smallest amount of premium.You can renew most term policies without providing what is called “evidence of insurability”. This means, that if you get deathly ill at the 9 year mark of a 10 year term policy, you can simply renew the policy by continuing to pay premiums and you won’t have to prove that your health is in good standing as you did when you first took out the policy.Keep in mind, that each time you do renew the policy your premiums will go up. Be sure to ask your agent or insurance company exactly how much the premiums will go up when you renew the policy. Check to see if you’ll lose the right to renew the policy at a specific age. For a higher premium, some insurers will allow you the right to have the policy in force for a period that is guaranteed to be the same each year. You would of course have to provide evidence of insurability at renewal time, under that type of policy.During a conversion period, you may be able to trade a term for a whole life policy, or if you have a “convertible” provision in your policy, you may be able to convert your temporary insurance to permanent at any time.Cash Value Life Insurance is a kind of life insurance where the amount of premium you pay is higher in the beginning for the same death benefit (face amount or face value) of a term policy. The part of the premium that you pay isn’t used for the actual cost of the insurance, but rather is invested by the insurance company. This invested amount builds cash value that can by used by you while you are still living in a variety of ways.You can take out a loan against the cash value. If you don’t pay it back, the amount borrowed against the policy will be deducted from the face value of the policy upon death. You can also use the cash value to keep some insurance protection in force for a limited period or to purchase a reduced face amount without having to pay any more in premiums (paid up).Cash Value Insurance is known as whole life, universal life or variable life and each of these different types of cash value policies have differences.Whole Life Insurance provides protection for as long as you live (your whole life) so long as your premiums are paid. The premiums are generally guaranteed and never change. Some whole life policies are paid up in a specific period of years. This is commonly known as “20 pay life” or “10 pay life”. These policies are generally for children as the premiums for this type of policy can be very expensive in later years.Universal Life Insurance is a flexible policy that allows you to vary your premium payments. The face amount of the policy can be adjusted by the policy owner. Increases in face amount will generally require a health checkup to make sure you’re not getting the additional coverage due to health concerns. A part of your monthly premium covers the cost of the insurance (insurance portion is always Annual Renewable Term) and the other part of the premium goes into a separate cash account. This separate account is used for investments by the insurance company and pays interest to you. Or, if the separate account doesn’t earn money from investments, you can lose money. If this amount continues to drop and becomes negative, you will lose your coverage.Variable Life Insurance is a type of policy where the death benefits (face value) and cash values are dependent upon the performance of investments made by the insurer in one or more separate accounts. These may be mutual fund investments, real estate accounts, bond accounts and others. Be sure to carefully study the prospectus offered with this type of policy. With variable life, you may have to pay a higher premium for a guaranteed death benefit.
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<title>Are You Looking For Business Loan and Business Receivable?</title>
<link>http://adpemmj.info/are-you-looking-for-business-loan-and-business-receivable/</link>
<comments>http://adpemmj.info/are-you-looking-for-business-loan-and-business-receivable/#comments</comments>
<pubDate>Sat, 25 Mar 2023 09:19:17 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Investing]]></category>
<guid isPermaLink="false">http://adpemmj.info/?p=60</guid>
<description><![CDATA[Looking for business loan generally refers to the process by which a business owner researches and compares the different financing options available to find the one that is best suited the needs and capabilities of the business. Most business loans are available from the Small Business Administration (SBA), commercial banks, and non-traditional finance companies.Most businesses [...]]]></description>
<content:encoded><![CDATA[ Looking for business loan generally refers to the process by which a business owner researches and compares the different financing options available to find the one that is best suited the needs and capabilities of the business. Most business loans are available from the Small Business Administration (SBA), commercial banks, and non-traditional finance companies.Most businesses consider the SBA when looking for business loans because this agency’s goal is to help small businesses succeed and contribute to the economy. The most common loan offered by the SBA is the 7(a) loan, which is available to small business owners who have been denied traditional financing and who can prove their ability to repay the funds borrowed. This loan requires applicants to submit business and personal financial documents and a business plan in order to be considered for approval. Other variations of the 7(a) loan may require additional documentation. Interest rates and repayment terms vary depending on the business’s financial stability and the type of loan obtained.Most start-up small businesses do not look to commercial banks when looking for business loans because banks see them as too high of a risk. However, established small businesses may be able to obtain a bank loan with the necessary documentation. Like with the 7(a) loan, interest rates and repayment terms will vary.Another option when looking for a business loan is an independent financial company. These companies usually accept high-risk borrower, such as start-up businesses or businesses with poor credit. Because they do accept high-risk applicants, their interest rates tend to be much higher than SBA and bank loans.People looking for business receivable are usually referring to accounts receivable, an asset account that tracks the money owed to a business. This account is considered an asset because it records money that is legally owed to a company. Businesses often allow individuals and companies who purchase frequently or large quantities of products to buy those items on company credit. To add a transaction to the receivable account, the receivable must be debited and the revenue account must be credited. Once an account is paid off, the account receivable is credited and the cash account is debited to balance the business’s accounting ledger.Businesses who offer credit accounts must be prepared for customers who fail to pay their accounts on time. To encourage quick payments, many businesses offer discounts to accounts paid off within a short time period and charge late fees to accounts that are not paid in time. If a customer continually fails to pay his or her balance, the business has the right to turn the customer over to collection agencies and attorneys to receive payment.Because the business receivable account is an asset, it may be used as collateral for funding. Lenders may allow a business to use the accounts receivable and other assets to secure a loan with a lowered interest rate. Businesses can also sell their receivable account to another company for immediate cash. This financing option is known as factoring, and it is not considered a loan.Looking for business loan?
Looking for Business Receivable? 
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