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<title>Do You Have a Marketing Strategy and Plan for Your Business in 2018?</title>
<link>https://yhkqdms.info/do-you-have-a-marketing-strategy-and-plan-for-your-business-in-2018</link>
<comments>https://yhkqdms.info/do-you-have-a-marketing-strategy-and-plan-for-your-business-in-2018#comments</comments>
<pubDate>Fri, 31 Mar 2023 17:53:56 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
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<description><![CDATA[Do you have a marketing strategy and plan for your business?Without a marketing strategy and plan, you can’t attain your business goals. It’s 101 for a business.Whether you are a startup, entrepreneur, or business, preparing a strategy for the first time, or tweaking your existing plan, this is the first and most important piece of [...]]]></description>
<content:encoded><![CDATA[<p> Do you have a marketing strategy and plan for your business?Without a marketing strategy and plan, you can’t attain your business goals. It’s 101 for a business.Whether you are a startup, entrepreneur, or business, preparing a strategy for the first time, or tweaking your existing plan, this is the first and most important piece of your roadmap to success.A smart marketing plan begins with a smart strategy.Your First Step – A Marketing Strategy:You need to be focused. You need a clear message. You need a process.A marketing strategy is the overarching, big picture plan, the high-level road map to help you attain your business goals. After all, you can’t get there if you don’t know where you’re going!The goal of a marketing strategy is to dive deeply into your business, your sales process, your target market, your message and current marketing to understand your successes and pinpoint your challenges.You need to clarify your goals and objectives that will deliver results.You should identify your niche markets, core messaging, elevator pitch and mission, values and vision statement. This is the foundation of your marketing plan and makes up the specific mix of marketing activities that will drive revenue.During your marketing strategy, you should assess the following:- Organization Overview & Mission<br />
- Current Messaging, Elevator Pitch, Value and Vision Statement<br />
- Products and/or Services<br />
- Goals & Success Metrics<br />
- Brand Positioning<br />
- Target Markets & Ideal Customer<br />
- Marketing Audit: Marketing Budget, Advertising (print/online), E-mail, Seasonal Promotions/other<br />
- Social Media Marketing Audit: Content Strategy (images, videos), Social Media Channels, Blogging<br />
- Website Review & Assessment<br />
- Competitor Site Review<br />
- Search Engine OptimizationYour Second Step – A Detailed Marketing Plan:You need to be seen. You need to be heard. You need to be found.The next step is a to put together a detailed marketing plan from the information you gathered from your marketing strategy.This is an in-depth marketing roadmap, infrastructure and plan that will be used for your marketing. It will include developing content, developing promotional offers, most effective social media channels to be active on, email marketing, building an email list, and budget for Facebook advertising.This detailed Marketing Plan will help your business or organization become more structured, and is something you can implement straightaway in order to see success and become more profitable.A marketing strategy and plan is the KEY to your success. Don’t procrastinate and start them today. </p>
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<title>How SMO Interacts With SEO</title>
<link>https://yhkqdms.info/how-smo-interacts-with-seo</link>
<comments>https://yhkqdms.info/how-smo-interacts-with-seo#comments</comments>
<pubDate>Fri, 31 Mar 2023 15:43:29 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<guid isPermaLink="false">http://yhkqdms.info/?p=59</guid>
<description><![CDATA[Nowadays everyone is talking about Social media networking / social media optimization(SMO). Most of the people have joined these social networking communities. Recently I was reading an article: Companies planning to increase their social media spend. Having a profile in social networking websites is becoming necessity nowadays which also helps spreading word of mouth publicity [...]]]></description>
<content:encoded><![CDATA[<p> Nowadays everyone is talking about Social media networking / social media optimization(SMO). Most of the people have joined these social networking communities. Recently I was reading an article: Companies planning to increase their social media spend. Having a profile in social networking websites is becoming necessity nowadays which also helps spreading word of mouth publicity about your brand…No doubt SMO is a great tool to spread brand awareness, seek advice and get noticed in the social media. But one thing which really bothers me is how SEO and SMO interact with each other. Let’s find out what they are and how are they related:Search Engine optimization (SEO) is the process of analyzing a website and modifying it to enable search engines to read, understand, and index it correctly. This dramatically increases the traffic to the web site.Social media optimization (SMO) consists of a set of methods for generating traffic on any website through social networking websites, business networking websites, online communities and blogs (macro blogging as well as micro blogging).<br />
SEO and SMO both can be used to drive traffic to your website which in turn generate substantial leads your business<br />
SMO is done to impress human being and SEO is done to impress search engine spiders. So in SMO we need to write impressive content to seek the attention of social media, whereas in SEO we write content for the website with proper usage of keywords grab the attention of search engine spiders.<br />
For SEO we need to change the titles, metas headers etc of a website so the website gets modified whereas for SMO we use social networking websites to spread the brand of our website.<br />
SEO has been emerged long time back whereas SMO has come into existence recently after 2005.<br />
Any person with a little bit of knowledge of internet can do SMO whereas quality SEO can only be performed by SEO expert. Google really gives importance to Search engine optimization as it is directly associated with the page rank, which demonstrates the importance of the webpage in search engines whereas SMO is not at all related to the importance of the webpage.<br />
The structure of the website is not so important when doing SMO, which is an essential aspect of SEO.<br />
There are certain rules (which keep changing by Google) to perform SEO (example title, meta description, meta keywords, headers, alt tags etc), whereas for SMO there are no rules laid as such. Only thing one should keep in mind while doing SMO is that SMO is done to interest human being so one should never use social networking websites to directly sell something rather it should be utilized to make relationships with the prospective clients. Make it personal and interesting for others so that people would like to connect to you. So the key point is while doing SMO “keep it human”<br />
SMO costs you nothing or it costs you very less whereas to get effective SEO services requires a lot of in-depth study as well as hard work so one should be ready to pay a fairly good amount for SEO of their website. Even though there are many cheap SEO companies have appeared recently in the market who barely knows anything about SEO but they provide cheap SEO services. They would just write metas and title and metas for their client’s website without doing any competitive analysis of keywords. Whereas expert SEO companies search out profitable keywords for the webpage. Profitable keywords are keywords that have a more amount of searches, but slight competition. This requires experience, lots of in-depth studies and analysis.<br />
SEO is a long term strategy. Initially to get the results of SEO will take some time, but once you start getting visibility of set of keywords in the first page of search results, even after you stop taking the SEO services the results will stay there. Whereas SMO is an ongoing process you need to stay connected using social networking websites and keep doing macro blogging in order to be in search results.<br />
Search engine gives you instant result on any query whereas if you are asking some question through Social networking websites it will take some time, so if your website is well optimized you will get noticed quickly through search engine which is an added advantage of doing SEO.<br />
When to initiate SEO and SMO: The basic aim of both SMO & SEO is to enhance traffic to the website which will help you grow your business. But the basic question which arises in one’s mind is when to start what? The answer is simple. One should start SEO first to ensure the first page visibility and then slowly dig into SMO, so that when your SMO users start looking for you have strong web presence in the search engines.How to increase the web presenceThere are various methods to increase visibility in Social media websites (Linkedin, facebook) like one can join various groups of common interests and then part take Q and A and discussions board etc. Or you can start following other people in social networking websites like tweeter and regularly post the tweets. By doing this you can establish yourself as a brand and personalize their relationship with their prospective clients.What is important SMO or SEOIn today’s age search engine has become bare necessity to find information on products, services or any other information. Still common man generally goes to search engine to find information on anything and then further refer Social networking websites to get feedback from different people.So Social networking websites can be used for brand monitoring, you can use social networking websites to keep track of what has been said about your company and so you can respond those feedbacks to give a personal touch to your customers and their opinions could be further used for discussions in your company.Now we can say that the importance of SEO will remain there. Social networking websites can be used to as a backup to get opinions, spread contacts which can get converted into business in future. Basically using SMO you can create a personal feel which is otherwise very difficult for you to create using SEO alone. SMO gives you opportunity to personally talk to your prospective clients and solve their queries as human being, which is really essential to get business but at the same time strong visibility in search engines is also essential.Combine SEO and SMO to grow your online businessSo we can conclude that optimizing your social media presence can positively trigger organic/natural search engine listings as search engines are paying attention to social networking websites. But without doing SEO the webpage doesn’t seek importance in search engine spiders.So my view is to combine SEO with SMO is the smarter way to grow your business. Do let me know your views, information about how SEO and SMO can be linked together in order to gain maximum output. </p>
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<title>Why Should I Use A Business Broker?</title>
<link>https://yhkqdms.info/why-should-i-use-a-business-broker</link>
<comments>https://yhkqdms.info/why-should-i-use-a-business-broker#comments</comments>
<pubDate>Fri, 31 Mar 2023 12:04:37 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<guid isPermaLink="false">http://yhkqdms.info/?p=56</guid>
<description><![CDATA[You’ve come to the decision that buying a business or selling your business is the path that you want to take. The best piece of advice, although biased, I can offer is to retain the services of a business broker or business transfer adviser. Although business brokers usually work on behalf of the seller, there [...]]]></description>
<content:encoded><![CDATA[<p> You’ve come to the decision that buying a business or selling your business is the path that you want to take. The best piece of advice, although biased, I can offer is to retain the services of a business broker or business transfer adviser. Although business brokers usually work on behalf of the seller, there are sell-side business brokers and buy-side advisers. Even if you’re a buyer and you decide not to retain the services of a business broker or transfer adviser, you’ll receive the benefits because a business broker is working with the seller.The broker is sort of like a clamp that holds things together as the business buyer and seller progress through the business transaction. Below I’m going to explain to you how both business seller and business buyer can and will benefit from the services of a business broker:Let’s meet-The good thing about the business broker is, the profession requires face to face meetings. Even though the broker is getting paid by the business seller, the buyer has to meet with the broker in order to view the business as well as so the broker can determine if the buyer is a compatible buyer for the business.The meeting will be an interview style meeting. Some of the questions that will be asked by the broker are:1- Can you go into detail about your background?2- Have you ever purchased a business3- Do you have easy access to the cash to buy a business?4- Can you show proof of proceeds on a recent bank statement?5- How soon are you willing to make a purchase?In addition to the question and answer portion, you’ll also be given a personal financial statement to fill out and return. Be sure you return this information as soon as possible.What usually takes place after this meeting is, the business broker will than present compatible business to the buyer. So come prepared with a recent bank statement showing the cash. Time is of great importance. Strike while the fire is hot and move with swiftness.Expect for the broker to ask you to sign a non-disclosure agreement. The business seller wants to ensure that the word about the business being for sale is kept quite.As the buyer, you’ll get to see very general financial information about the business of interest and others in the business broker has other businesses available. If you decide that you have serious interest in any of the businesses that are presented, the broker will provide you with more in-depth financial date and also arrange for you to see the business in person.The broker will act of the best point of contact for the buyer. Any questions or concerns that the buyer may have, the broker can answer all questions concerning the business.How the business broker helps the seller-If you’re the owner of a business and you’ve decided to sell, one of the best services that you can retain are the services of a business broker. The broker will oversee the entire process while you continue to run your business.The business broker will interview all of the buyers. This service by itself is worth the broker fee. Business brokers usually have access to a database of buyers that they’ve acquired over the years. These are buyers that have identified themselves are compatible and financially capable of buying a business. Having access to a list of buyers will speed up the process and help get the business sold while it’s still “hot.”The business broker will especially prepare a marketing plan for the business in question. A sales prospectus will take time to prepare but your broker will provide you with this required document. In addition, the broker will structure the deal as well as assist the completion of the paper work.Many owners don’t know how much their business is worth, therefore the broker can assist you with pricing your business. Te pricing of the business is just a starting point. The buyer will get an official appraisal. Between the 2 numbers, the negotiations will start there. Also, you want to ensure that your business is properly priced. You don’t want it to be overpriced not under priced A business that is priced right WILL SELL. The ultimate price of the business will be determined by what it sells for or as brokers like to say-the marketplace.The business broker is one of the most important advisers that a seller can have on their transaction team. This broker will bring their years of experience to the table. This will help both buyer and seller and ensure both parties walk away happy. </p>
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<title>Saving Money Tips – Set an Entertainment Allowance</title>
<link>https://yhkqdms.info/saving-money-tips-set-an-entertainment-allowance</link>
<comments>https://yhkqdms.info/saving-money-tips-set-an-entertainment-allowance#comments</comments>
<pubDate>Mon, 27 Feb 2023 18:11:15 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<guid isPermaLink="false">http://yhkqdms.info/?p=53</guid>
<description><![CDATA[Don’t we all just love to be entertained? There is nothing nicer than looking forward to going to the opera or attending a musical performance. We live in exciting times, as there are so many functions for us to participate in, that it can be difficult choosing what to attend and it can certainly be [...]]]></description>
<content:encoded><![CDATA[<p> Don’t we all just love to be entertained? There is nothing nicer than looking forward to going to the opera or attending a musical performance. We live in exciting times, as there are so many functions for us to participate in, that it can be difficult choosing what to attend and it can certainly be hard containing our spending habits.A lot of entertainment can be quite expensive and most times we don’t realise how much a night out actually costs us. You not only have the cost of the event, but usually these sort of social outings cost us money in other ways such as taxis, drinks, clothes etc.The best way to control the money that you do spend on entertainment is to set yourself a quarterly / yearly entertainment allowance. Below are some clues to help you do this.1. Work out what you would like to do over the next quarter / year:<br />
Visit galleries / exhibitions <br />
Attend concerts / musical performances <br />
Watch opera / ballet / dance <br />
Attend pantomimes / theatre / shows / plays / musicals <br />
Attend film festivals <br />
Participate in balls / charity events <br />
Go to circus shows / live performances / comedy shows <br />
2. Estimate how much the tickets / entrance fares are going to cost you.3. Spend time working out the ‘hidden extras’ so you know the full cost of the function / event. There are often costs to consider such as:<br />
Buying / hiring attire – formal / semi-formal outfits <br />
Attending the hairdresser / make up artist <br />
Paying for accommodation / flights <br />
Hiring a car / paying for taxis / parking fees <br />
Eating out / drinks <br />
4. Tally up the whole cost of your entertainment. Look at your budget and ensure your quarterly / yearly entertainment allowance will fit in with your overall budget. Remember entertainment is a “want” and not a “need”. You have other priorities and financial commitments in your budget to allow you to meet your “needs”. These must be met before deciding where else you “want” to spend your money.5. If your quarterly / yearly entertainment allowance is above what you have available in your budget, look for some alternatives:<br />
Buy a cheaper class of ticket e.g. B reserve instead of A reserve<br />
Go to a matinee showing instead of a night showing<br />
Find an outfit in your existing wardrobe instead of buying / hiring an outfit<br />
Get a friend / family member to do your hair / make up<br />
Eat before going out<br />
Drink water / juice / soft drinks instead of alcohol<br />
Attend events locally to save on airfares / accommodation / car hire<br />
Drive to avoid taxi fares<br />
Cut the number of events you expect to attend<br />
Find a cheaper option e.g. go to a local theatre to see a show, rather than a big performance centre<br />
6. Find a way of monitoring what you do spend over the quarter / year. Use a software programme to record all of your costs for entertainment throughout the quarter / year. The programme should record how much you have spent and how much you still have left to spend. This will ensure you stay within your proposed budget.Entertainment need to be looked upon as a treat. We have mentioned earlier that entertainment is a “want” and not a “need”. The functions and events you attend should be looked upon as special times in your life that you can really look forward to. If you don’t consider them as a specialty / treat, then attending such events will become the normal. You will think of these activities as “must haves” instead of “nice to haves”. You will expect to go to them on a regular basis and you will find you spend lots and lots of money satisfying your wishes.Your money can only go so far. I am sure there are a lot of important things in your life that you are trying to achieve. This might be something on your wish list to buy, a holiday you want to go on, someone you wish to help financially etc. So, see if you can make a bit of a sacrifice with what you spend on your entertainment and start limiting what you spend over a quarter / year. You don’t need to cut entertainment out completely. You still need to have fun and look forward to special times, but ensure you do so whilst giving yourself an opportunity to meet your other goals and wishes. </p>
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<title>Business Online Automation</title>
<link>https://yhkqdms.info/business-online-automation</link>
<comments>https://yhkqdms.info/business-online-automation#comments</comments>
<pubDate>Thu, 02 Feb 2023 20:30:11 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<guid isPermaLink="false">http://yhkqdms.info/?p=51</guid>
<description><![CDATA[The exponential growth of online business has created huge opportunities for millions of people who would love to work from the convenience of their own home as well as to compete globally.I used to be someone like many of you who is working for someone else to earn a living. I have been away for [...]]]></description>
<content:encoded><![CDATA[<p> The exponential growth of online business has created huge opportunities for millions of people who would love to work from the convenience of their own home as well as to compete globally.I used to be someone like many of you who is working for someone else to earn a living. I have been away for 23 years from my family working abroad and dreaming to quit my job someday to run my own business and be my own boss.Each of us has different priority lists in life. For me and to most of you, money is the number one priority on the lists as well as to have a work-life balance to enjoy life. People define success differently. To some, success is when you reach the highest position in the corporate world as the CEO of the company, to some success is when you get a passing mark in your examination or success is when you reach your target sales quota or it could be something that makes you feel happy from the inside when you do something for others. Success can be defined in so many ways.I used to be an expat executive until May 2 of 2012 when I started to divert my own belief to get engage with my own goal directly. I quit my job and started to find my own path in building my own business from home.Automation is not something new to online business entrepreneurs. Business online automation is a business operation necessity that you can’t afford to ignore.There are few good examples to bring your business with automation. You can simply take payments online, you can build your own business mailing list, you can create a sequential auto responder follow up messages for you to build the know, like and trust.Making money online or working from home is quite popular these days. You will see tons of opportunities, products or softwares that gives promises. And if you are desperately to make money fast, I am so sorry to tell you that there is no such thing to make you rich quickly. I’ve been there, spent thousands of dollars in different softwares or products and wasted my time trying product after product, but not seeing any sign of success.To be honest with you, making money from them was a lot tougher. Some days of sleepless nights and I even think to give up frustratingly with all my attempts to make my first dollar online were not showing at all. It was a tiring and vicious cycle of despair of trying products after products.Am I foolish Giving Up My Fixed Monthly Income From My Job?Everybody says you would be foolish to give up a steady monthly paycheck and a corporate job security to take a chance on something new.With Business Online Automation, the amount how much money you want to make, will be all up to you – from your hard work, consistency, marketing strategies, how much traffic you can generate (free or paid) to your own generating income website.To those who wants to build their online platform, branding or integrate their offline business to online campaign. Business online automation is something for you to explore.WHY CONSIDER BUSINESS ONLINE AUTOMATIONFirst of all, you’ll attract more customers without using your mouth to sell or pitching your product offline, spend less time in follow ups, building trust and credibility with your customers, automating your sales funnel activities to generate more revenue, generate different business campaigns and you can simplify business complexity to reduce both the time and the cost. </p>
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<title>Personalize Your Needs with Personal Loans</title>
<link>https://yhkqdms.info/personalize-your-needs-with-personal-loans</link>
<comments>https://yhkqdms.info/personalize-your-needs-with-personal-loans#comments</comments>
<pubDate>Thu, 02 Feb 2023 17:51:32 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<guid isPermaLink="false">http://yhkqdms.info/?p=49</guid>
<description><![CDATA[Personal loans are tailored to fulfill personal needs of all. It does not matter what you want to buy; it could be the latest car or a new well furnished house, personal loans are here to finance all your needs and that too in the best possible manner and with complete ease.Types of Personal LoansEnjoy [...]]]></description>
<content:encoded><![CDATA[<p> Personal loans are tailored to fulfill personal needs of all. It does not matter what you want to buy; it could be the latest car or a new well furnished house, personal loans are here to finance all your needs and that too in the best possible manner and with complete ease.Types of Personal LoansEnjoy the opportunity to choose between secured and an unsecured personal loan. There are different advantages and disadvantages attached to each one of them; you need to select the one that suits your needs to the best, thereby maximizing the benefits you will get out of it.If you are a homeowner, then put your home equity at work by taking a secured personal loan. However, car as well as other forms of assets can also work as collateral in case of secured loans. Under secured loans, rate of interest are generally lower and the loan term tends to be longer, thereby lowering the monthly installments.Unsecured personal loans are suitable for tenants who do not own a property as well as for homeowners who do not wish to keep their home away from the risk of repossession that exists in case the borrower fails to repay the loan money. Unsecured loan does not require a borrower to put any collateral against the loan, thus accounts for a higher of interest.Where to get the Personal Loan from?Invention of Internet has revolutionized the whole finance industry. A personal loan can now be accessed from the ease of your home or office with Internet. When you start searching for the loan you will find hundreds of online lenders offering you loan. The question now arise is how to find the best one.The first and the foremost you need to decide is how much funds do you need. Personal loans are generally available within a range of £7, 500 to £1, 00,000.Once you have decided the loan amount needed. Start searching for lenders who can offer you personal loan. In present, tech governed millennium, what can be a better option than online lenders. You just need to fill in the online loan application form available on the number of online loan websites. But, make sure that the website does not charge any money for applying for the loan and also check whether the form carries any obligation or not. Apply only if it’s free from any obligation.Things to keep in MindDon’t hurry; take some time in deciding which loan deal suits your needs to the best. As each loan accounts for monthly payments, that will depend on the rate of interest at which you borrow the loan. Do collect loan quotes from online lenders, it will help you in finding the appropriate loan, they are usually available for free or nominal charges. Don’t mind. A little time, money and efforts invested today will pay you in the future.Remember to read the terms and conditions of the website you decide to do business with, to ensure that there are no hidden cost and sharing of your personal as well as financial details with outsiders.<br />
Needs vary from person to person that’s why needs are categorized as personal needs. Personal loans help in accommodating the personal needs of all by providing the desired funds. No need to let your desires die, fulfill them with personal loans. </p>
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<title>Auto Loans That Help You Now!</title>
<link>https://yhkqdms.info/auto-loans-that-help-you-now</link>
<comments>https://yhkqdms.info/auto-loans-that-help-you-now#comments</comments>
<pubDate>Thu, 02 Feb 2023 14:37:27 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
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<description><![CDATA[Everyone knows auto loans can be hard to get if a person has bad credit or no credit. But do you know which car loans to consider in the first place? If not, you need to read this article!When you are looking to buy a car, whether it is used or new, you may find [...]]]></description>
<content:encoded><![CDATA[<p> Everyone knows auto loans can be hard to get if a person has bad credit or no credit. But do you know which car loans to consider in the first place? If not, you need to read this article!When you are looking to buy a car, whether it is used or new, you may find that it is just a little more costly than you can afford. This can be either a disappointment or an opportunity. Auto loans can allow you to get that car now instead of waiting until later. They can also provide you with the chance to improve the credit you do have.Examine Your OptionsOne of the most important steps you can take in order to find good auto loans is to take your time and examine all your options. Many banks will offer loans that you can get with minimum hassle. Used car dealerships and new car dealerships are also known for carrying different car loans. Don’t limit yourself to the auto loans offered by the dealership from which you are buying the car.You need to have a good idea of the shape your credit is in before you attempt to get an auto loan. If you have a poor credit score, you may have to do a little more negotiating. You may not be able to get the loans you need if they are very large. However, this is where it pays to keep on trying.Don’t Be DeceivedAuto loans are available for everyone, not only those with perfect credit. If you are one of the few people who have great credit, be encouraged! You have a chance to get the best auto loans available. However, even those with perfect credit scores need to be warned about a few things. For one, there may be clauses built into the loans that bring a heftier price tag than you expect. Read every word of every page so you don’t get ripped off or end up paying a lot of penalties. Just because your lender claims a loan is best for you doesn’t necessarily mean that is true.Interest RatesThe other important aspect that you must consider is the interest rate. Interest that shoots up after a certain period is a serious problem of which you should be aware. Don’t be pulled into auto loans that have fancy interest rate changes. They will hit you when you are unprepared for the price hike.Some auto loans have a low monthly payment, but will drag on far beyond the time when the car is valuable. This is a very big mistake. You should get a loan that has payments you can handle, but that will not last too long. The best loan is one that you can pay off with ease and speed. You might think about making payments that are a little higher than you would have originally considered. This can help you get through with your loan more quickly and can cut down on the interest you end up paying.If you find that you just cannot make the payments on your car loan, you do have the option of refinancing. Many lenders have made a business out of refinancing auto loans, and they usually do a very good job of it.Again, be sure to look around at all your choices. When you are working on getting auto loans, you should try to negotiate the costs and the interest rates with your lender. This can often get your payments knocked down quite a bit! </p>
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<title>S&P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows</title>
<link>https://yhkqdms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows</link>
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<pubDate>Wed, 26 Oct 2022 05:47:45 +0000</pubDate>
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<description><![CDATA[Key Insights The strong pullback in the U.S. dollar provided significant support to stocks. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500. A move above 3730 will push S&P 500 towards the resistance level at 3760. Advertisement Pfizer Rallies After Announcing A Huge Price [...]]]></description>
<content:encoded><![CDATA[<p>Key Insights<br />
The strong pullback in the U.S. dollar provided significant support to stocks.<br />
Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.<br />
A move above 3730 will push S&P 500 towards the resistance level at 3760.<br />
Advertisement</p>
<p>Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines<br />
S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.</p>
<p>The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.</p>
<p>Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.</p>
<p>Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.</p>
<p>Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.</p>
<p>From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.</p>
<p>S&P 500 Tests Resistance At 3730</p>
<p>S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.</p>
<p>If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.</p>
<p>On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.</p>
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<title>SPDN: An Inexpensive Way To Profit When The S&P 500 Falls</title>
<link>https://yhkqdms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls</link>
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<pubDate>Wed, 26 Oct 2022 05:47:11 +0000</pubDate>
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<description><![CDATA[Summary SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice. This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index. SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF. [...]]]></description>
<content:encoded><![CDATA[<p>Summary<br />
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.<br />
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.<br />
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.<br />
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.<br />
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.<br />
Put a gear stick into R position, (Reverse).<br />
Birdlkportfolio</p>
<p>By Rob Isbitts</p>
<p>Summary<br />
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.</p>
<p>The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.</p>
<p>SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.</p>
<p>Strategy<br />
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.</p>
<p>Proprietary ETF Grades<br />
Offense/Defense: Defense</p>
<p>Segment: Inverse Equity</p>
<p>Sub-Segment: Inverse S&P 500</p>
<p>Correlation (vs. S&P 500): Very High (inverse)</p>
<p>Expected Volatility (vs. S&P 500): Similar (but opposite)</p>
<p>Holding Analysis<br />
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.</p>
<p>Strengths<br />
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.</p>
<p>Weaknesses<br />
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.</p>
<p>Opportunities<br />
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.</p>
<p>Threats<br />
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.</p>
<p>Proprietary Technical Ratings<br />
Short-Term Rating (next 3 months): Strong Buy</p>
<p>Long-Term Rating (next 12 months): Buy</p>
<p>Conclusions<br />
ETF Quality Opinion<br />
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.</p>
<p>ETF Investment Opinion</p>
<p>SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.</p>
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<title>S&P 500 Biotech Giant Vertex Leads 5 Stocks Showing Strength</title>
<link>https://yhkqdms.info/sp-500-biotech-giant-vertex-leads-5-stocks-showing-strength</link>
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<pubDate>Wed, 26 Oct 2022 05:46:54 +0000</pubDate>
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<description><![CDATA[Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC). X While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&P 500 [...]]]></description>
<content:encoded><![CDATA[<p>Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC).</p>
<p>X<br />
While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&P 500 medical giants Vertex and Cardinal Health have been holding up, as health-care related plays tend to do well in down markets.</p>
<p>Steel Dynamics and Genuine Parts are both coming off strong earnings as both the steel and auto parts industries report optimistic outlooks. Meanwhile, Cheniere Energy saw sales boom in the second quarter as demand in Europe for natural gas continues to grow.</p>
<p>Major indexes have been making rally attempts with the Dow Jones and S&P 500 testing weekly support on Friday. With market uncertainty, investors should be ready for follow-through day breakouts and keep an eye on these stocks.</p>
<p>Cheniere Energy, Cardinal Health and VRTX stock are all on IBD Leaderboard.</p>
<p>Cheniere Energy Stock<br />
LNG shares rose 1.1% to 175.79 during Friday’s market trading. On the week, the stock advanced 3.1%, not from highs, bouncing from its 21-day and 10-week lines earlier in the week.</p>
<p>Cheniere Energy has been consolidating since mid-September, but needs another week to forge a proper base, with a potential 182.72 buy point formed on Aug. 10.</p>
<p>Houston-based Cheniere Energy was IBD Stock Of The Day on Thursday, as the largest U.S. producer of liquefied natural gas eyes strong demand in Europe.</p>
<p>Even though natural gas prices are plunging in the U.S. and Europe, investors still see strong LNG demand for Cheniere and others.</p>
<p>The U.K. government confirmed last week that it is in talks for an LNG purchase agreement with a number of companies, including Cheniere.</p>
<p>In the first half of 2021, less than 40% of Cheniere’s cargoes of LNG landed in Europe. That jumped to more than 70% through this year’s second quarter, even as the company ramped up new export capacity. The urgency of Europe’s natural gas shortage only intensified last month. That is when an explosion disabled the Nord Stream 1 pipeline from Russia that had once supplied 40% of the European Union’s natural gas.</p>
<p>In Q2, sales increased 165% to $8 billion and LNG earned $2.90 per share, up from a net loss of $1.30 per share in Q2 2021. The company will report Q3 earnings Nov. 3, with investors seeing booming profits for the next few quarters.</p>
<p>Cheniere Energy has a Composite Rating of 84. It has a 98 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share price movement with a 1 to 99 score. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 41.</p>
<p>Vertex Stock<br />
VRTX stock jumped 3.4% to 300 on Friday, rebounding from a test of its 50-day moving average. Shares climbed 2.2% for the week. Vertex stock has formed a tight flat base with an official buy point of 306.05, according to MarketSmith analysis.</p>
<p>The stock has remained consistent over recent weeks, while the relative strength line has trended higher. The RS line tracks a stock’s performance vs. the S&P 500 index.</p>
<p>Vertex Q3 earnings are on due Oct. 27. Analysts see EPS edging up 1% to $3.61 per share with sales increasing 16% to $2.2 billion, according to FactSet.</p>
<p>The Boston-based global biotech company dominates the cystic fibrosis treatment market. Vertex also has other products in late-stage clinical development that target sickle cell disease, Type 1 diabetes and certain genetically caused kidney diseases. That includes a gene-editing partnership with Crispr Therapeutics (CRSP).</p>
<p>In early August, Vertex reported better-than-expected second-quarter results and raised full-year sales targets.</p>
<p>S&P 500 stock Vertex ranks second in the Medical-Biomed/Biotech industry group. VRTX has a 99 Composite Rating. Its Relative Strength Rating is 94 and its EPS Rating is 99.</p>
<p>CRISPR Stocks: Will Concerns Over Risk Inhibit Gene-Editing Cures?</p>
<p>Cardinal Health Stock<br />
CAH stock advanced 3.2% to 73.03 Friday, clearing a 71.22 buy point from a shallow cup-with-handle base and hitting a record high. But volume was light on the breakout. CAH stock leapt 7.3% for the week.</p>
<p>Cardinal Health stock’s relative strength line has also been trending up for months.</p>
<p>The cup-with-handle base is part of a base-on-base pattern, forming just above a cup base cleared on Aug. 11.</p>
<p>Cardinal Health, based in Dublin, Ohio, offers a wide assortment of health care services and medical supplies to hospitals, labs, pharmacies and long-term care facilities. The company reports that it serves around 90% of hospitals and 60,000 pharmacies in the U.S.</p>
<p>S&P 500 stock Cardinal Health will report Q1 2023 earnings on Nov. 4. Analysts forecast earnings falling 26% to 96 cents per share. Sales are expected to increase 10% to $48.3 billion, according to FactSet.</p>
<p>Cardinal Health stock ranks first in the Medical-Wholesale Drug/Supplies industry group, ahead of McKesson (MCK), which is also showing positive action. CAH stock has a 94 Composite Rating out of 99. It has a 97 Relative Strength Rating and an EPS rating of 73.</p>
<p>Steel Dynamics Stock<br />
STLD shares shot up 8.5% to 92.92 on Friday and soared 19% on the week, coming off a Steel Dynamics earnings beat Wednesday night.</p>
<p>Shares blasted above an 88.72 consolidation buy point Friday after clearing a trendline Thursday. STLD stock is 17% above its 50-day line, definitely extended from that key average.</p>
<p>Steel Dynamics’ latest consolidation could be seen as part of a larger base going back six months.</p>
<p>Steel Dynamics topped Q3 earnings views with EPS rising 10% to $5.46 while revenue grew 11% to $5.65 billion. The steel producer’s outlook is optimistic despite weaker flat rolled steel pricing. STLD reports its order activity and backlogs remain solid.</p>
<p>The Fort Wayne, Indiana-based company is among the largest producers of carbon steel products in the U.S. It engages in metal recycling operations along with steel fabrication and produces myriad steel products.</p>
<p>How Millett Grew Steel Dynamics From A Three Employee Business</p>
<p>STLD stock ranks first in the Steel-Producers industry group. STLD stock has a 96 Composite Rating out of 99. It has a 90 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share-price movement that tops at 99. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 98.</p>
<p>Genuine Parts Stock<br />
GPC stock gained 2.8% to 162.35 Friday after the company topped earnings views with its Q3 results on Thursday. For the week GPC advanced 5.1% as the stock held its 50-day line and is in a flat base.</p>
<p>GPC has an official 165.09 flat-base buy point after a three-week rally, according to MarketSmith analysis.</p>
<p>The relative strength line for Genuine Parts stock has rallied sharply to highs over the past several months.</p>
<p>On Thursday, the Atlanta-based auto parts company raised its full-year guidance on growth across its automotive and industrial sales.</p>
<p>Genuine Parts earnings per share advanced 19% to $2.23 and revenue grew 18% to $5.675 billion in Q3. GPC’s full-year guidance is now calling for EPS of $8.05-$8.15, up from $7.80-$7.95. The company now forecasts revenue growth of 15%-16%, up from the earlier 12%-14%.</p>
<p>During the Covid pandemic, supply chain constraints caused a major upheaval in the auto industry, sending prices for new and used cars to record levels. This has made consumers more likely to hang on to their existing vehicles for longer, driving mileage higher and boosting demand for auto replacement parts.</p>
<p>Fellow auto stocks O’Reilly Auto Parts (ORLY) and AutoZone (AZO) have also rallied near buy points amid the struggling market. O’Reilly reports on Oct. 26.</p>
<p>IBD ranks Genuine Parts first in the Retail/Wholesale-Auto Parts industry group. GPC stock has a 96 Composite Rating. Its Relative Strength Rating is 94 and it has an EPS Rating of 89.</p>
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