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<title>Allison Tait Interview About Credit Cards</title>
<link>https://xjjpxms.info/allison-tait-interview-about-credit-cards</link>
<comments>https://xjjpxms.info/allison-tait-interview-about-credit-cards#comments</comments>
<pubDate>Sat, 08 Apr 2023 23:02:40 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[credit cards]]></category>
<guid isPermaLink="false">http://xjjpxms.info/?p=66</guid>
<description><![CDATA[Allison Tait is the writer of a great book called, Credit Card Stressbusters. This book is an in depth look at why people use and love their credit cards. Plus the book deals with how to lose your credit card and how to pay off the debt. We are lucky to have a great interview [...]]]></description>
<content:encoded><![CDATA[<p> Allison Tait is the writer of a great book called, Credit Card Stressbusters. This book is an in depth look at why people use and love their credit cards. Plus the book deals with how to lose your credit card and how to pay off the debt. We are lucky to have a great interview with her this month.OK Allison, maybe you could tell us a bit about your background and what you are doing now?I’m a journalist with more than 20 years’ experience. For the past eight years, I’ve specialised in writing about personal finance for ninemsn Money and MSN NZ and, more recently, Madison and news.com.au. I’m very good at asking questions!Allison you have written a book called Credit Card Stressbusters. In there you talk about all the reasons why people should cut up their card. But if you had to narrow it down to just the top three reasons why people shouldn’t get a credit card, what would they be?In the book, I suggest that people cut up their cards because the implication is that if you’re reading the book, you’ve got a problem with credit card debt. I think the three biggest problems with credit cards are these:1.They create distance between the purchase and the payment – and make it much easier to spend money and live beyond our means.2.People seem to forget that the money they’re spending is not theirs – it belongs to the credit card provider and it comes at a hefty price (high interest rates).3.The minimum payments on credit card debt are devised to keep the bank happy – they’re not designed to pay off your debt. If you only pay the minimum payment, it can take years and years to clear the debt, and cost you thousands of dollars. To use a credit card wisely, you must pay it off in full each month.How did you come up with this idea and why did you want to write this book?I was approached to write the book as part of a series (there’s a great book called Mortgage Stressbusters as well). At the time that I wrote it, Australians were carrying record amounts of credit card and personal debt. I wanted to write a book that was easy to read, practical and, possibly, entertaining. I really wanted readers to get to the end of the book (which is no mean feat with finance sometimes).In the book you ask a question from the readers’ point of view “How do I live without a credit card when the world is set up that way?” What do you mean by the world is set up that way and how does somebody live without the convenience of a credit card?The world is moving away from cash and towards cards. Some analysts go so far as to suggest that we might be without cash completely in 30 to 50 years. You need a credit card to make a booking just about anywhere these days (particularly online) and marketing pushes us towards the idea that convenience is the key (you only need to see that latest ‘Tap and Go’ ads, where a man trying to pay with cash is treated like a social pariah). It’s hard to manage without a credit card.But there is a solution, and that’s a debit card. Same convenience and access, but you’re using your own cash, so less chance you’ll get yourself into personal debt trouble.In your book you use real stories from real people struggling with credit card debt. Is there a story which sticks out in your mind about someone who was in debt that you would like to share? (A Special Case)One that stands out for me was the woman who fell to the curse of ‘creeping limit’. She was receiving ‘pre-approved limit increase’ letters from her financial institution, arriving at those times when she might need extra cash (Christmas, summer holidays etc). Her provider also allowed her to go over her limit, rather than having her card declined. The limit on her credit card crept up over time from $1000 to $4500, almost without her realising – all while she was still trying to pay off an overseas credit card with a limit of $7500.She was working hard to pay off both debts – all the while consoling herself with the fact that her credit card debt wasn’t the worst in her circle of friends. One of her mates had a credit card debt of $30,000.It just goes to show you that you need to look at your own financial situation long and hard before accepting that the bank has your best interests at heart when it offers an increase. Many people think ‘well, they wouldn’t offer it if they didn’t think I could afford it’, but it requires more research than that.What are the biggest excuses you hear from people in debt who won’t give up their credit cards?They say that they keep them for the ‘rewards’ – but those air miles are coming at a very high price if you can’t afford them. They say that they need a card for ‘emergencies’ – but, unfortunately, emergencies seem to crop up time and time again.What do you think of the marketing of Credit Cards?I think that, like all marketing, it’s designed to promote credit cards; to sell a dream. It’s up to each of us to take control of our own finances and decide if the dream is worth it.Have you always been good with money and budgeting, was it something natural or did you have to learn. And if you were no good at a point what made you change?I think we all have to learn to a degree. My parents were always very sensible about money and taught us all the importance of saving. When it came to credit cards, I got my first one at 23, when I went overseas for a couple of years. It had a low limit and I didn’t use it that much. My worst credit card years were in my late 20s, when I was single, working in magazines and having a splendid old time! But it didn’t take me long to work out that it wasn’t sustainable – and the extra hard work it required to earn extra money to pay off my debt was a good, hard lesson. I never went too mad though. I have a healthy respect for money.If someone is really drowning in debt, what would be your first bit of advice?Get some help. There are many great, free financial counselling services available and they will be able to help you to really work through the figures and look at your options. To get on top of your debt, you need a clear picture of that debt – as ugly as it might be. Oh, and cut up the credit card! You can’t pay it off if you’re still using it.If you could go back in time to your 21st birthday and give yourself advice about money what would you say?I don’t think I’d change too much. I’d probably be a lot wealthier now if I’d put the money that I spent travelling overseas for two years into a house deposit, but I’d be a lot poorer on the experience side of the equation. I think the key is to live within your means. If you’re not spending what you don’t have it’s much easier to get ahead.If you had to recommend a book on budgeting for people to read where would you point them?To be honest, I’d probably point them to the internet. There are some fabulous websites designed to get people started on budgeting, and online tools and calculators to help. Start at http://www.understandingmoney.gov.auHave you got any budgeting tips for our readers that are not credit card related?The best tool for budgeting is honesty. You have to be honest with yourself about what you spend. You need to get out 12 months worth of bills and actually work out what the monthly electricity, water and gas payments are. When it comes to daily spending, get a notebook and write down every single thing you spend for two weeks. It will give you the answer to that eternal question: “Where does my money go?”When the GFC hit the world did you notice people’s habits changing, and if yes, what were they and have they stayed changed, or do you think they have gone back pre GFC?News.com.au reported last week that Australians owe $49.3bn on credit cards – an average of $3321 per credit cardholder. That’s higher than the $3200 it was when I wrote my book in 2009. Experts are suggesting that part of this is down to climbing living costs – we’re putting more everyday expenses on our credit cards. It’s important that we remember that credit cards are one of the most expensive ways to borrow money.You talk about compound interest in the book. But why is this so important?For most of us, the compound interest formula was something we learned in high school maths and promptly forgot. But it’s important. With compound interest, the amount you owe on your credit card is calculated on both the principal amount owed (say $1000) and the interest ($150, assuming an interest rate of 15 percent). Unless you pay your credit card off in full each month, you are charged interest upon interest upon interest. And it’s calculated monthly. It’s called the compounding effect and means that the amount you owe will just keep growing. In two years’ time, assuming the above figures, you’ll owe $1347.35 on that card – which means that your debt has grown by more than one third!Is there anything extra you didn’t get to include in the book that you wished you had?No, I was pretty happy. I think I went a long way towards covering the subject of paying off your credit cards!Thanks a lot Allison, you have been most helpful. </p>
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<title>401K Investing For Beginners</title>
<link>https://xjjpxms.info/401k-investing-for-beginners</link>
<comments>https://xjjpxms.info/401k-investing-for-beginners#comments</comments>
<pubDate>Sat, 08 Apr 2023 22:34:11 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Investing]]></category>
<guid isPermaLink="false">http://xjjpxms.info/?p=63</guid>
<description><![CDATA[Most people investing money in a 401k plan in 2011 and beyond will likely feel like confused beginners because they don’t understand the various investment options. Investing in a 401k has great advantages and can be as simple as investing gets, even for beginners. Now that I’ve told you that let me prove it.Your 401k [...]]]></description>
<content:encoded><![CDATA[<p> Most people investing money in a 401k plan in 2011 and beyond will likely feel like confused beginners because they don’t understand the various investment options. Investing in a 401k has great advantages and can be as simple as investing gets, even for beginners. Now that I’ve told you that let me prove it.Your 401k is the most convenient way to set aside money for retirement with a tax break, and the perfect place to start investing for beginners. You have your investment options spelled out for you, and you can make changes at will without income tax consequences every year. Plus, you automatically have money going into your account on an ongoing basis which mellows out your risk. Where else can you find such a retirement program? You can get help from human resources if you have questions. But they will not stick their necks out and get specific about investing and the investment options offered. I will.For 2011 and beyond, your first step should be to get your hands on the literature that describes your 401k plan, its investment options AND other features available to you. The second step is to be honest with yourself in terms of your risk profile for investing your hard earned money: conservative, moderate or aggressive. Third, simplify your life by eliminating from consideration the investment options and features that are not important to beginners. Since the vast majority of you are investing as beginners (don’t follow the markets daily and don’t care to) the following features and investment options you can or should ignore.If you have the option of investing in a brokerage account, ignore it. This is for people who want to pick specific stocks and bonds to invest money in. If your employer’s stock is one of your investment options, tread lightly because it’s just another stock in the eyes of the world of investing; and any single stock can be risky. If you have TARGET retirement funds as investment options I’d ignore them too if you are relatively safety conscious and want to control your own financial future. These funds sell themselves as the haven for investing for beginners, one stop shopping. Often they are riskier than you think.When investing money for 2011 and beyond, what investment options and features should beginners focus on? If you have a stable account or fixed account as one of your options, use it as your safe place to invest money. The interest rate will likely be higher than you’ll find anywhere else. Otherwise a money market fund will be your best safe investment option. If your 401k has an automatic rebalance feature, investing for beginners just got better. We’ll explain later.Now, we focus on the basic investment options in virtually all 401k plans that you really need to focus on: stocks funds and bond funds. These are simply professionally managed portfolios of securities ranging from safer to riskier. The stable account or money market fund is where you allocate money for safety, bond funds offer higher interest income with moderate risk, and stocks funds offer the greatest profit potential with the most risk. Investing money in all three of these basic investment options gives you diversification, and is your best way to get long term growth without excessive risk.Investing for beginners guidelines: go with high quality intermediate-term bond funds, and high quality equity-income stock funds that invest in large companies and pay yearly dividends of about 2%. Now the question becomes asset allocation: what percent of your money flowing in each pay period goes to each of the investment options. Secondly, what percentage of your invested assets (the value of your 401k account) should be allocated to each of the investment options? A simple example follows for beginners who consider themselves conservative to moderate in the risk department.Investing for beginners model portfolio: equal money (1/3 each) goes to your safe investment option, bond fund(s), and stock fund(s). Also keep the money already in your 401k account allocated the same way. If you have an automatic rebalance feature, request that your account be rebalanced each year. This way, you keep risk under control. Otherwise, you could end up with too much money in one place because the investment options will all perform differently. If you don’t have the auto rebalance feature, move money around once a year to get the investment options back to equal.If you are conservative invest money heaviest in the safe option, followed by bond funds with the least going to stock funds. Reverse the emphasis if you are a risk taker and want to be aggressive. Investing in 2011 and beyond could be tricky, especially for beginners. In a 401k you have the advantage of money flowing into your investment options each pay period to mellow out the ups and downs of the stock and bond funds. If you follow the investing for beginners guideline we’ve covered you should do just fine over the long term. </p>
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<title>Internet of Things Market</title>
<link>https://xjjpxms.info/internet-of-things-market</link>
<comments>https://xjjpxms.info/internet-of-things-market#comments</comments>
<pubDate>Fri, 31 Mar 2023 17:06:26 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<guid isPermaLink="false">http://xjjpxms.info/?p=61</guid>
<description><![CDATA[IoT Market is having an inevitable impact on consumers and businesses alike consequently changing the appearance of the global economy in the upcoming future. Accordingly, 30 Billion devices are to be connected to the internet by 2020. An efficient IoT market to manage such high device volumes, diversity and geographies is the need of the [...]]]></description>
<content:encoded><![CDATA[<p> IoT Market is having an inevitable impact on consumers and businesses alike consequently changing the appearance of the global economy in the upcoming future. Accordingly, 30 Billion devices are to be connected to the internet by 2020. An efficient IoT market to manage such high device volumes, diversity and geographies is the need of the time. Today, nearly 96% of global businesses consider IoT important to better monitor and control physical assets.Innovation and disruption prospects, Cross-industrial applications, growing customer expectations and enhanced efficiency are the major driving forces fuelling the global IoT market globally. However, privacy and security Issues, Inadequate financial resources, interoperability issues, Standardization issues and Government Policies are the few hindrances in the way of this flourishing technology.Report segments IoT Market by Technology, Application and Regions, providing the comprehensive analysis of ecosystem of the industry, which will be useful to make the informed strategic decision to the stakeholders in the industryAmong Technology segments, Hardware is expected to grow at the highest CAGR<br />
Hardware domain will be the largest technology category currently. Nearly $250 billion investment towards modules and sensors along with some spending on infrastructure and security have propelled the growth in this sector. In terms of growth, the hardware segment will be followed by services, software and connectivity, in the same order.Healthcare sector is the leading end-user industry segment during the forecast period<br />
Amongst the industries, Healthcare, Manufacturing, Transportation, and Utilities are the torch-bearers in spending most on IoT solutions. IoT spending among manufacturers will be intensively targeted towards solutions supporting manufacturing operations and production asset management. Freight monitoring followed by fleet management occupies nearly two-thirds share of IoT spending in Transportation.The Asia Pacific to dominate the IoT market in 2018<br />
The Asia Pacific, a dynamic group of rapidly developing economies is expected to grow at the highest rate for IoT market with presence of major IT industries is expected to hold the largest market share in forecast years. In 2018, Asia/Pacific Region will spend more than $300 Billion followed by North America at around $200 billion. North America. Europe and the Asia Pacific (APAC) will form three key regions contributing to the global demand of IoT market. Rapid digitization along with technological dependency and further advancements have acted as key drivers for growth of IoT market in North America.About Maximize Market Research<br />
Maximize market research, a global market research firm with dedicated team of specialists and data has carries out extensive research about the key technologies and key market trends. Research Report encompasses the comprehensive segmentation, providing the in-depth analysis of overall industry ecosystem with accurate regional analysis, useful for taking informed strategic decision by the key stakeholders in the industry. Importantly, the report delivers forecasts and share of the market, further giving an insight into the market dynamics, and future opportunities that might exist in the concerned market. The driving forces, as well as considerable restraints and probable market opportunities, have been explained in depth. In addition to this, competitive landscape describing about the strategic growth of the competitors have been taken into consideration for enhancing market know-how of our clients and at the same time explain the market positioning of competitors.Browse the market data Tables and Figures spread through a comprehensive research report and in-depth TOC on “IoT market by Technology (Hardware, Software, Services, Connectivity) by Application (Healthcare, Manufacturing, Smart Cities, Energy, Mobility, Retail, BFSI, Education, Agriculture and Others) by Geography (North America, Europe, Asia Pacific, Latin America, Middle East & Africa – LAMEA)”.Internet of Things Market – Global Industry Analysis and Forecast (2016-2024)Early buyers will receive 10% customization on reports.Contact:<br />
Ms. Dharati Raut<br />
Office No.- 228, 2nd Floor,<br />
B-Wing, Jai Ganesh Vision, Akurdi,<br />
Pune – 411035,<br />
Maharashtra, India.<br />
+91 20 6630 3320 </p>
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<title>Outsourcing Your SEO Vs Self-Optimization</title>
<link>https://xjjpxms.info/outsourcing-your-seo-vs-self-optimization</link>
<comments>https://xjjpxms.info/outsourcing-your-seo-vs-self-optimization#comments</comments>
<pubDate>Fri, 31 Mar 2023 15:00:01 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<guid isPermaLink="false">http://xjjpxms.info/?p=59</guid>
<description><![CDATA[Many established companies have feared outsourcing their SEO because they think that having an optimization process would harm their privacy. Additionally, they believe that an outsider company might be a threat to their companies’ secrets. That is why some companies have chosen to conduct self-SEO to avoid their secrets being leaked or being exposed to [...]]]></description>
<content:encoded><![CDATA[<p> Many established companies have feared outsourcing their SEO because they think that having an optimization process would harm their privacy. Additionally, they believe that an outsider company might be a threat to their companies’ secrets. That is why some companies have chosen to conduct self-SEO to avoid their secrets being leaked or being exposed to the public, especially to their competitors.Self-SEO is undeniably cheaper than outsourcing an SEO project to those that specialize in this field. With this step, you don’t have to deal with hiring costly experts because you have IT professionals inside your company (with little SEO skill to handle your optimization) to do the job. However, this cheap process lacks the special procedure a regular optimization has (keyword research, proper link building, article content writing), making it inefficient and inept.Reselling fad, self-SEO, and why US companies fear outsourcing their SEONo doubt about it, in-house optimizers are as good as SEO experts. However, these in-house optimizers do not have the full capability to duplicate the skill of experts from SEO companies. Although they handle their websites’ physical rankings well (DA, PR), they fall short on achieving an exemplary online reputation (we all know that physical rankings like domain authority, Page Rank, and search engine positions are all useless without an established good online reputation). Moreover, online reputation is only achievable through focused and undivided SEO. That is why some companies who choose this thrifty move hire people from SEO industries, or those who have expertise in this field.The SEO Reselling business is not a secret anymore to majority of businesses here in the United States. They are already aware that some SEO agents roaming around the streets and knocking on store doors, messaging on email and convincing owners through telephone, are only SEO Resellers getting their services from higher business entities called providers. The only thing that remains a secret to them is who these Resellers’ providers are. In addition, this Reseller fad has created an additional alarm to business owners; outsourcing an SEO (which means their business online strategies) to unknown optimizers creates skepticism and fear, that doing a self-SEO is safer for them in terms of keeping their company secrets hidden and intact inside their own premises.There is no way of knowing who these companies’ providers are because they are bound by an agreement called White Label SEO that prohibits them from revealing the backend’s name. However, it is your prerogative as a client to know about their skill and capability in launching and handling an efficient SEO campaign. Companies can ask for an established and valid portfolio (live optimized websites and not just a written URL from some unknown galaxy), and a systematic live optimization process explaining the importance and details of each process and terminologies to know their competence over other providers and even self-SEO.Professionally speaking, outsourcing your SEO to seasoned, trustworthy, and capable SEO companies are better than doing the cheap self-SEO process. Achieving full-blown and complete SEO success can only be possible with focused optimization, a process self-SEO method cannot provide. </p>
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<title>The Immediate Goals of Starting a New Business</title>
<link>https://xjjpxms.info/the-immediate-goals-of-starting-a-new-business</link>
<comments>https://xjjpxms.info/the-immediate-goals-of-starting-a-new-business#comments</comments>
<pubDate>Fri, 31 Mar 2023 11:22:11 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
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<description><![CDATA[Are you tired of your boss? Or are you getting ready for greener pastures? Setting up your own business can be very exciting. However, before you even take the first step, save yourself time and money by being aware of what’s involved in running a business. Investing time and money into proper planning is paramount [...]]]></description>
<content:encoded><![CDATA[<p> Are you tired of your boss? Or are you getting ready for greener pastures? Setting up your own business can be very exciting. However, before you even take the first step, save yourself time and money by being aware of what’s involved in running a business. Investing time and money into proper planning is paramount when it comes to turning your dreams into reality. The idea of operating a small business is not just about working for yourself or from home, it’s also about having necessary management skills, technical skills, industry expertise, finance and, of course, a long-term vision to grow and succeed.Whether you will choose to be an entrepreneur, buy a franchise, or start an existing business, the business planning resources are the same. The only things that will be different are the business strategies, business opportunities, upfront cost and step by step instructions to start various businesses.The following are some of the immediate goals of starting a business:Have Self ConfidenceThe foundation of success is self-confidence. Ask yourself, do I have the confidence to stand alone and be my own boss? If yes, then you are on the right track. People with self-confidence achieve success much faster than those without. Venturing into a new business means you are willing to risk. Confidence also helps you to understand your colleagues, employees and even customers. Without confidence, you cannot challenge solid issues that affect the business or even the tide the business comes with.Choose the Right BusinessIf you want to start a business, you should have the right business idea in mind. What business do you wish to venture into? Do you have an interest in that business? Choosing the right business that you feel you can easily handle and manage is one of the ways to tackle this section. Will the business reap enough? Does it have competitors? If so, is the market competition tight? A market survey can help you in determining the right business.Identify Your Market NicheThis is a factor to consider when starting a new business or changing your old location to somewhere better. You might have the right product, but you are selling it at the wrong location. For a new business to survive and beat the competition of the similar products it has to have a better location. This means available amenities, parking space, potential customers of the product and few competitors.What are Your Goals?What is driving you to do that type of business that you have chosen? Goals will help you achieve several milestones that you have put in place. With proper objectives, you will be able to invest the available starting capital wisely and plan your work schedule. Of cause you are not just going to germinate in one day, you need to set attainable goals and learn to be patient.Have a Business PlanYour business goals can only be achieved if you have a proper business plan. In case you don’t know how to prepare a plan, get advice or help from service consultants or a friend who is successful in business. A proper plan will help prepare for that little capital you have and adopt survival techniques to obtain loans on higher interests.Always Promote Your BusinessSell your ideas and let people know what services or products you are providing. Confidence and vitality to what you are planning to invest on are what will bring customers to your door. Most entrepreneurs forget that the reason they are in business is to attract customers. If you use your finances wisely to market yourself, you will boost your business in a faster way. Some of the ways to advertise include; newspapers, websites, flyers, brochures and even enlightening people personally.A serious entrepreneur will always be concerned of the following:</p>
<p>Product – what am I going to sell or service?</p>
<p>Finance – Where the capital coming from, where the money will be spent and cost estimates.</p>
<p>Receipts – any money you have spent so far and the current financial records (accountability)</p>
<p>Organization – what form is your business going to take and how will it be managed.</p>
<p>Adverts and marketing – new ideas on how to market yourself and generate revenue apart from what your competitors are doing.</p>
<p>Government permits, new business tax information’s and required business license.</p>
<p>Strategy – what do you plan to do to succeed within the shortest time possible?<br />
When all the immediate goals have been achieved, get into the detail and the challenges that the business comes with. How you handle issues and tackle problems that arise in your business can make or break your business. Learn to persevere and be patient. Grab opportunities and market your product or services always. With creativity and great intelligence in your business, you can reap great benefits that you never expected. </p>
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<title>Learn How to Get More Entertainer Gigs</title>
<link>https://xjjpxms.info/learn-how-to-get-more-entertainer-gigs</link>
<comments>https://xjjpxms.info/learn-how-to-get-more-entertainer-gigs#comments</comments>
<pubDate>Mon, 27 Feb 2023 17:45:32 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<guid isPermaLink="false">http://xjjpxms.info/?p=54</guid>
<description><![CDATA[Get more gigs. Entertainers that know how to get their own gigs are in full control of their own destiny. Those who rely on agents or others to book their own gigs will always be at the mercy of someone else.I don’t know about you but I would always want to put my own future [...]]]></description>
<content:encoded><![CDATA[<p> Get more gigs. Entertainers that know how to get their own gigs are in full control of their own destiny. Those who rely on agents or others to book their own gigs will always be at the mercy of someone else.I don’t know about you but I would always want to put my own future in my own hands. If you want to be a successful entertainer then no one is going to work at it harder than you. Learn to book your own gigs.It amazes me that a magician will spend $100′s of dollars on magic tricks and a guitar player has 4 very expensive guitars but neither one has invested even a $100 into a good looking business card. And I hope you noticed I said “INVESTED” into business cards not SPENT on business cards.I would also be willing to wager that the majority of entertainers spend 20 hours a week rehearsing either on their own or with their group but they won’t INVEST an hour a day on really going after the gigs. And I hope you noticed again that I said INVEST an hour a day not SPEND and hour a day on getting more gigs.SPENDING time and money means your time and money is gone forever. INVESTING time and money on promoting your talent could bring you results beyond your wildest dreams if you INVEST your time and money wisely.Building a successful career as a professional entertainer is no different that building a house. It takes time, money and a GOOD PLAN to consistently get more gigs.Have you ever heard the famous phrase ” Build a better mouse trap and the world will beat a path to your door”? Well its not true. You could be the best juggler or singer in the world but if you don’t learn how to market and promote your skills, you will get the same result as the guy with the better mouse trap that no one knows about.INVESTING a little time and money into learning how to book your own gigs could very easily provide amazing returns on your investment.Going after gigs without being prepared can only lead to more frustration.I suggest spending 30-60 minutes each day learning how to position your self as a professional entertainer.Then I suggest that you invest at least another 30-60 minutes each day implementing some of the things you have learned.One of the most challenging parts for many new entertainers is deciding how much to charge for your services. In fact there are 7 main reasons entertainers do not get the gig. Having your act priced incorrectly is one of those 7 reasons. You are probably thinking of ways to cut your prices. Chances are you are prices are too LOW. Having the lowest priced act is not always a good thing, It is OK to charge more than the entertainers. Just offer more to your clients.It is important that as an entertainer you learn to think out of the box. Don’t follow all the other entertainers. You have to not only have a unique act but also a new slant on promoting your self. Study other entertainers and see how they are promoting them selves. What can you offer your clients that no one is offering?You are not only in the entertainer business you are also in the problem solving business. What problem does your act solve for your clients that no one else is able to solve the way you can?. Take some time and start thinking in that direction.What you put in is what you get out. Start investing some time into learning the business side of being an entertainer. Learn how to book your own gigs.Claude Haggerty </p>
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<title>Holistic and Effective Alternative Health Care</title>
<link>https://xjjpxms.info/holistic-and-effective-alternative-health-care</link>
<comments>https://xjjpxms.info/holistic-and-effective-alternative-health-care#comments</comments>
<pubDate>Thu, 26 Jan 2023 09:23:09 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Health Care]]></category>
<guid isPermaLink="false">http://xjjpxms.info/?p=51</guid>
<description><![CDATA[Alternative health care is a holistic way of caring for our body, mind and spirit. It is called alternative because it offers a way of caring for our health that is not conventional or what we are used to in the Western world. In the Western world caring for our health is done mostly by [...]]]></description>
<content:encoded><![CDATA[<p> Alternative health care is a holistic way of caring for our body, mind and spirit. It is called alternative because it offers a way of caring for our health that is not conventional or what we are used to in the Western world. In the Western world caring for our health is done mostly by the administration of medicines, many of which are synthetic, produced from sources which are derivatives of nature, not natural in the direct sense. A simple example will make this clear.Most of us in the older bracket of age are familiar with aspirin. I remember when I was a child, if I had a headache my father gave me aspirin to drink. When I had a fever, he would give me also aspirin. Aspirin is a drug in conventional medicine. Aspirin is acetylsalicylic acid. It is a synthetic drug, meaning, it is a drug synthesized from certain acids, principally salicylic acid. The natural source for this is the willow bark. But the willow bark itself is not used, only a derivative from this, the salicylic acid.In alternative health care we do not administer aspirin. The person who has a headache may just need rest. So, we tell him to rest. If he has fever, this may be a result of something that he has eaten. So we tell him to drink plenty of water to clean out what he has eaten.Secondly this alternative health care is holistic. It does not deal with the body only, but also with the mind or soul, and the spirit. In conventional health care people think that sickness is a physical condition. So the sick person needs a material medicine to cure his physical condition. He feels pain in his joints, so he is diagnosed to have flu. And he is given a medicine to counteract this flu, usually an analgesic, any synthetic drug which relieves pain.In alternative health care we do not just look at the body, but we also inquire into the mind of the patient and consider his or her level of spirituality. We do not just take care of the sickness when it strikes already but we also take precaution that it does not strike at all. When a person experiences headache we ask that person whether he has current anxieties and worries, whether his or her religious belief is strong enough in a God who cares and who can be depended upon at all times.Actually we had alternative health care from the beginning of our race, since there were no synthetic drugs then. But with the advent of these drugs we gradually forgot alternative health care in favor of conventional medicine. One reason was that conventional medicine was fast and predictable. You do not have to search for the herb and boil it and make a concoction out of it. You just go to the drugstore, present the prescription your doctor gave you, receive the medicine from the pharmacist or his/her aide and pay for it. Upon reaching home, you just take the medicine. It is so convenient.But the recent experience of people taking conventional drugs is that they may lead to dependence on these drugs and larger doses may be required upon subsequent intakes. Furthermore there are bad effects in taking these drugs. These happen especially with antibiotic drugs. So people began to look for alternative ways of healing, one that is not heavily dependent on synthetic drugs and one that heals body, soul and spirit so that the person really become whole.Some of the methods of alternative health care may be enumerated thus:1. Rest2. Water Therapy3. Pranic Healing4. Hypnosis5. Acupuncture and acupressure6. Herbs7. Magnetic Therapy8. Chiropractic medicine9. Reflexology10. Biofeedback11. Dieting12. Massage therapy13. Aromatherapy14. Carmenbees Synchrotheraphy15. Mind healing16. Spiritual healing </p>
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<title>Positions in Home Health Care</title>
<link>https://xjjpxms.info/positions-in-home-health-care</link>
<comments>https://xjjpxms.info/positions-in-home-health-care#comments</comments>
<pubDate>Thu, 26 Jan 2023 09:21:35 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Health Care]]></category>
<guid isPermaLink="false">http://xjjpxms.info/?p=49</guid>
<description><![CDATA[There is an ever increasing need for professionals in the home health care industry. If you are considering a career path, or have decided you want to make a career change, you will find a variety of positions that fall under the home health care tag. This has been marked as an industry that is [...]]]></description>
<content:encoded><![CDATA[<p> There is an ever increasing need for professionals in the home health care industry. If you are considering a career path, or have decided you want to make a career change, you will find a variety of positions that fall under the home health care tag. This has been marked as an industry that is expected to grow significantly in the next few years.Although the majority of home health care positions involve services for our geriatric community, there are also positions available to provide for younger patients that are ill or disabled. The needs are great in this industry; however, the variety of positions available may not be as diverse. This job field does offer a variety of rewards in that the services you offer improve the quality of life for those that require the services.If you are more management minded and want to make a difference, you could consider a career as a placement agent or account manager. A job such as this will place you in the interview phase of the home health care process. You will meet with the family or the client and assess their needs and help create a plan of action that will provide the best options for the care needed.If you prefer to work directly with the patient, you could consider becoming a home health aide. This job will allow you to interact directly with the patient. This is a good position for someone that wants to see the immediate rewards of the efforts they put into their job. You can work directly for the patient, or their family, or you can work through an agency that will place you with a patient.There are several types of positions in most home health care agencies, but the two most common are Personal Care Aide (PCA) or a Home Health Aide (HHA). Both of these positions require specific training and supervision by a Registered Nurse. Although both positions are similar, there are some differences between the two.A Personal Care Aide gives the patient help with the activities required for daily living. They may help bathe the patient and help them with walking and exercise. They are also trained to assist with toileting, and transfers with mechanical lifts. A PCA will often be employed to assist with cleaning, running errand, and providing meals.A Home Health Aide provided all the nonprofessional nursing services listed above. They can provide all the same services as a PCA, but a HHA is additionally trained in other areas. They often provide services such as recording fluid intake, or taking the vital signs of the patients. They may also provide assistance with bandage changes and are trained to recognize signs of infection.This industry is one that provides the benefit of a career that leaves you feeling like you have made a difference at the end of the day. Although the home health care industry may not provide a lot of flexibility in positions, it does provide an ample supply of job opportunities because of our aging population. </p>
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<title>5 Excuse-Kicking Weight Loss Tips For Busy People</title>
<link>https://xjjpxms.info/5-excuse-kicking-weight-loss-tips-for-busy-people</link>
<comments>https://xjjpxms.info/5-excuse-kicking-weight-loss-tips-for-busy-people#comments</comments>
<pubDate>Thu, 26 Jan 2023 09:19:59 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Weight-Loss]]></category>
<guid isPermaLink="false">http://xjjpxms.info/?p=47</guid>
<description><![CDATA[Weight loss is an easy thing to do but I admit that it takes time. This little disadvantage had gave people, sometimes you yourself or one of your friends and family members an excuse for not losing weight – “I don’t have time!”Isn’t this a lame excuse? Well, from today onwards, kick that stupid excuse [...]]]></description>
<content:encoded><![CDATA[<p> Weight loss is an easy thing to do but I admit that it takes time. This little disadvantage had gave people, sometimes you yourself or one of your friends and family members an excuse for not losing weight – “I don’t have time!”Isn’t this a lame excuse? Well, from today onwards, kick that stupid excuse away as I am going to show you 5 excuse-kicking weight loss tips for busy people.Weekends are perfect for weight loss activitiesWeight loss success can be met if you have 3-5 days a week to implement your weight loss strategies and weekends (normally you will have two days) are just perfect. Use your weekends to fit in all the workout schedule rather than spending your time on the couch or feasting which will add nothing but weight and fat inside your body.Be motivated, not disappointedBusy people have difficulties implementing weight loss tips as sometimes they need to bring the work back home and I understand that. With this, weight loss can be very disappointing because the plans are not carried out consistently. Try to be motivated more to the weight loss side, you can be stretching and have a small on-the-spot job sparingly while you are working.Make others lose weight with youWhen you lose weight but everybody else is not, you feel lonely and wanted to join what are they doing. Why not make them join you? Your kids is the best to start with because they will be excited to see you motivated to lose weight. Exercise with them and share or compare the results with them. With this, you are more likely to follow your weight loss plans!Weight loss as an high priority item in your to-do listWeight loss is not a supplementary activity for you. Weight loss is the most important activity to you! If you don’t lose weight and fat now, you will be unhealthy and in the end, you will die early from serious diseases. Serious enough? Make weight loss you top priority and don’t cancel them off just because you have a file to complete for your boss.Make others understand your weight loss plansLet your boss, friends, colleagues and family members know that you are on a weight loss program and don’t be feel ashamed as you are caring for your body. Apart from getting motivating words from them, this will keep them away from delegating tasks to you which will provide time for your weight loss activities!Now, you have all the best weight loss tips for a busy person. If you still can’t get the weight loss engines started, I don’t know what to say but to label you as a loser. Well, if you are serious, I have some great guides and programs lined up for you over at No Diet and Natural Weight Loss Guide [http://www.budgetpedia.com/no-diet-natural-weight-loss/cheap-weight-loss-hot-deals] which you might find handy. </p>
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<title>S&P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows</title>
<link>https://xjjpxms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows</link>
<comments>https://xjjpxms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows#comments</comments>
<pubDate>Wed, 26 Oct 2022 05:47:45 +0000</pubDate>
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<guid isPermaLink="false">http://xjjpxms.info/?p=42</guid>
<description><![CDATA[Key Insights The strong pullback in the U.S. dollar provided significant support to stocks. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500. A move above 3730 will push S&P 500 towards the resistance level at 3760. Advertisement Pfizer Rallies After Announcing A Huge Price [...]]]></description>
<content:encoded><![CDATA[<p>Key Insights<br />
The strong pullback in the U.S. dollar provided significant support to stocks.<br />
Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.<br />
A move above 3730 will push S&P 500 towards the resistance level at 3760.<br />
Advertisement</p>
<p>Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines<br />
S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.</p>
<p>The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.</p>
<p>Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.</p>
<p>Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.</p>
<p>Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.</p>
<p>From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.</p>
<p>S&P 500 Tests Resistance At 3730</p>
<p>S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.</p>
<p>If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.</p>
<p>On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.</p>
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