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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>vxlimms.info</title> <atom:link href="http://vxlimms.info/feed/" rel="self" type="application/rss+xml" /> <link>https://vxlimms.info</link> <description></description> <lastBuildDate>Tue, 22 Aug 2023 11:38:54 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>How Will Affiliate Marketers Profit From Direct Marketing Growth?</title> <link>https://vxlimms.info/how-will-affiliate-marketers-profit-from-direct-marketing-growth/</link> <comments>https://vxlimms.info/how-will-affiliate-marketers-profit-from-direct-marketing-growth/#comments</comments> <pubDate>Thu, 30 Mar 2023 16:24:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=53</guid> <description><![CDATA[Nothing makes an entrepreneur feel more excited than understanding their true profit potential. Is your chosen industry growing, or slowing down? Let’s face it, how many times have you had the right approach, but not the materials to rely on to gain confidence in your business pursuits. Direct Marketing growth will give affiliate marketers the [...]]]></description> <content:encoded><![CDATA[<p> Nothing makes an entrepreneur feel more excited than understanding their true profit potential. Is your chosen industry growing, or slowing down? Let’s face it, how many times have you had the right approach, but not the materials to rely on to gain confidence in your business pursuits. Direct Marketing growth will give affiliate marketers the confidence they need to be tremendously success.What is Direct Marketing, and why is it GrowingFrom huge corporations, mid-size companies, to start-ups all have products or services to sale. The main question they ask themselves are, who is their target market, and what is the best way to reach them? Some companies may choose to use direct marketing. Direct Marketing is selling products and services right to the end-user without a middle man. For example, clicking links from our personal email box then being swept away to another website to see a product, or service promotion. This is a common practice for people who regularly make purchases online in this day in age. According to the newly published eMarketers Report titled “Worldwide Retail and Ecommerce Sales eMarketer’s Updated Forecast for 2016-2021″. The report mention:• In 2017, retail ecommerce sales worldwide reached $2.304 trillion, a 24.8% increase over the previous year, eMarketer estimates. Mobile was a key factor, as M-commerce accounted for 58.9% of digital sales.• Global M-commerce sales rose 40.3% last year to $1.357 trillion, representing 6.0% of total retail expenditures. Markets with significant mobile spending include China, Japan, South Korea, the UK and the US. Growth has been helped along by consumers feeling more comfortable making purchases on their smartphones and, in some regions, a greater selection of low-cost items like apparel, which encourages impulse buying.The growth of direct marketing is coming from the use of the internet, and more potential customers are spending a significant amount of time on it each day. With this idea in mind, we are drawn to the accessibility that the internet offers us. From our tablets to smartphones are digital devices that we carry with us every day. As technology increases it places a consistent demand for the need of the internet. Businesses that fully recognize this dynamic will strategically place themselves in a position to take advantage of this growth. This is why direct marketing will be the best approach to reach a target audience from now into the future.Using Direct Marketing As A Business StrategyWith online sales increasing companies can better track what’s being sold, how much is being sold, and what region is purchasing the most of that product or service that is being offered. By understanding this, companies are able to maximize their marketing efforts in the best products in the right places, which will, reduce marketing expenses, and enhance profit margins. It’s all about measuring profitable performance. When companies are using a direct marketing approach most financial questions are being answered more effectively.How Does Affiliate Marketers ProfitThere’s a great line between working on your business, and working in your business. Working on your business is creating products and services that will better help your customers, or finding different ways to aid them with different problems they may face. Working in your business is the daily activities of promoting products or services getting it in front of your target market. So, where does affiliate marketing step into play? Affiliate marketers provide assistance with working in company’s businesses. Affiliate marketers are able to leverage their expertise in a particular subject to help promote the product or service. This allows other companies to do the heavy lifting of creating products that fits well for customers, and allow us the affiliate marketers to use our knowledge to demonstrate the most effective ways to utilize the product or service.As savvy affiliate marketers we realize that matching a direct marketing approach with a growing industry translates into great monetary success.<br />With a broad stroke concept of the benefits of direct marketing and how it relates to profits of an affiliate marketer. We can, if we wanted, dig deeper into the subject and find out how it directly relates to your profitability of what you would like to market. This is no more than researching the companies you would like to be an affiliate with, and seeing if they have a direct marketing approach that you are able to apply with your business pursuits. Besides, every entrepreneur should feel excited when they understand their true profit potential. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/how-will-affiliate-marketers-profit-from-direct-marketing-growth/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Data Arteries – Enabling Business Strategy Through Information Technology</title> <link>https://vxlimms.info/data-arteries-enabling-business-strategy-through-information-technology/</link> <comments>https://vxlimms.info/data-arteries-enabling-business-strategy-through-information-technology/#comments</comments> <pubDate>Thu, 30 Mar 2023 14:46:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=51</guid> <description><![CDATA[Regardless of size and industry, every enterprise is dependent upon information technology, and must have a strategy for how to employ it, especially as the internet becomes more pervasive. Information technology strategy is an enabler of business strategy. Not only must an enterprise manage relationships with its constituencies, but it must be able to connect [...]]]></description> <content:encoded><![CDATA[<p> Regardless of size and industry, every enterprise is dependent upon information technology, and must have a strategy for how to employ it, especially as the internet becomes more pervasive. Information technology strategy is an enabler of business strategy. Not only must an enterprise manage relationships with its constituencies, but it must be able to connect with them electronically through data arteries – information supply, value, and demand chains. The information supply and demand chains are external; the information value chains are internal.An information technology strategy is a special case functional strategy because every function in the enterprise requires electronic information delivery capabilities, and many require electronic process control also. In very large enterprises, strategy may be formulated at both the enterprise and organizational unit levels.As websites such as Facebook, LinkedIn, MySpace, Plaxo, and Twitter become more pervasive in business, linkages between application systems and databases and social networking websites will be more important to enable constituencies to communicate both collaboratively and cooperatively. Just as email has become a primary method of communication between enterprises and their constituencies, so will social networking sites especially for advertising and ecommerce.Business intelligence information can be used to identify opportunities for competitive advantage. However, information technology itself can be an enabler of competitive advantage, especially when there are opportunities to digitize products or deliver information products electronically. In such cases, business strategy is inseparable from information technology strategy.Information technology comprises the analytical and operational application systems, databases, and technical infrastructure (hardware and networks) of an enterprise. Not all computer technologies are information based. Computer technology is used for process control applications in special purpose equipment. However, connectivity is essential as applications become more integrated. As digital construction and manufacturing practices develop through such technologies as computer-aided design/computer-aided manufacturing (CAD/CAM), the processes, the control of processes, and the products and/or services delivered by processes all rely upon information technology for connectivity.For example, in the manufacturing industry, not only can design and manufacturing work be conducted through integrated CAD/CAM processes with electronic linkages to carriers, such as FedEx and UPS, but the entire project and process management activities can be monitored electronically from ideation to product delivery.Through technologies such as electronic data interchange and electronic funds transfer, data and both digital and information products flow through information supply and demand chains in parallel to material supply and product and/or service demand chains. Within the enterprise, data flows through information value chains from supply chains and to demand chains.Developing an information technology strategy document is essential for describing the requirements and for educating users because:</p><p>The impact is enterprise or organizational unit wide and other elements of strategy cannot be implemented without it Administrative activities, such as legal, finance, and human resources, and operational activities, such as research and development, procurement, manufacturing or equivalent, distribution, marketing, sales, and service depend on information technology – analytical and operational systems support both administrative and operational functions The time frames, expenditures, risks, and magnitude of efforts are usually larger and more complicated than other initiatives and must be clearly understood; information technology projects have a tendency to go out of control and under deliver – therefore, contingency plans are always necessary The subject matter can be complicated if not well explained Information technology strategy is usually packaged as a separate but related document to the strategic plan. It is deployed and executed through specific programs and projects that develop new or enhance or maintain existing application systems, databases, and technical infrastructure.Large information technology development projects are usually cross-functional, and may be part of a broader initiative sponsored by multiple functions collectively. Broader initiatives that have information technology components include:</p><p>Market research and development Product research and development Infrastructure research and development for processes and information delivery For example – for the development of a:</p><p>Digital manufacturing system integrating both research and development and sales and production activities (sponsors: Manufacturing and Sales functions – impact is on Research and Development, Procurement, Manufacturing, Distribution, Sales, and Service functions) Financial, managerial, and regulatory accounting and reporting system (sponsor: Finance function – impact is enterprise wide) Human resource management system (sponsor: Human Resources function – impact is enterprise wide) Sales tracking system (sponsor: Sales function – impact is on all salespeople enterprise wide) Some projects can be solely for the Information Technology function, in which case it is a customer of itself.Steering committees should be established for major programs and projects representing the various impacted functions in order to resolve cross-functional barriers. Major programs should come under the review of a planning and policy committee at the enterprise level.Information technology strategy formulation is a project in its own right at the enterprise or organizational unit level. Very large projects are grouped as a program of inter-related components under a program manager. Projects can be stand alone also. A single project can deliver one or more application systems and related databases and technical infrastructure, or multiple projects may be required depending upon complexity.For example, when launching a new product, it may be necessary to conduct marketing, product, and infrastructure development projects that include the delivery of new systems, and upgrades to existing systems. However, if an addition to the product line is launched at a later time, a new project or set of projects may be required to enhance or maintain the current systems, or even develop new ones.The work breakdown structure for downstream development, enhancement, and maintenance projects decomposes into planning, analysis, design, construction, implementation, and performance measurement phases. The performance measurement phase can be conducted in parallel with the other phases, and each must end with a performance review. A feedback loop to future planning activities must be established so that lessons learned from the past can be reflected in future initiatives.Meeting the cost and schedule requirements is always a major consideration. Hence, “meeting the date” is a frequent requirement for project success. However, after implementation, the scope of what was delivered and its quality is usually remembered more than when. In anticipation of the need to make changes after implementation, an adaption project may be necessary to tune, standardize, and integrate the deliverables.The planning phase is conducted at the enterprise, organizational unit, or program levels for one or more projects depending upon size and complexity. However, each application system and related databases and technical infrastructure is delivered through a project with distinct analysis, design, construction, and implementation phases. Each phase always begins with a detailed planning activity to ensure that resources are allocated appropriately. The work breakdown structure does not preclude the use of iterative methodologies within each phase for rapid application development and prototyping. Development, enhancement, and maintenance of websites can be very rapid, and heavily interactive with user involvement, when the appropriate tools are used.Key questions and deliverables by information technology strategy project and downstream phases include:Strategy project (enterprise and organizational unit levels):Key questions:</p><p>How does information technology enable business strategy? What are the investment priorities? Deliverables include:</p><p>Information technology architecture (applications, data and databases, and technical infrastructure) High level project phasing and plans Planning phase (enterprise, organizational unit, and program levels):Key questions:</p><p>What are the administrative functions’ systems and information needs? What are the operational functions’ systems and information needs? What are the priorities for the candidate analytical systems? What are the priorities for the candidate operational systems? Deliverables include:</p><p>Process models Function models Data models Information models Economic evaluation Scope of analysis projects and schedules Analysis phase (project level):Key questions:</p><p>How do processes, functions, and systems fit together? How do systems processes and functions relate to enterprise processes and functions? How do systems processes and functions and enterprise processes and functions fit together? Deliverables include:</p><p>Functional requirements Economic evaluation Scope of design projects and schedules Design phase (project level):Key questions (by system):</p><p>What are the system’s functional requirements? What are the system’s technical requirements? What is the total cost of ownership and benefits (tangible and intangible)? Deliverables include (by system):</p><p>Application system specifications Data and database specifications Technical infrastructure specifications Scope of construction project and schedule Total cost of ownership/benefit analysis Construction phase (project level):Key questions (by system):</p><p>Is the system being constructed according to design? If not, what change orders are required, and why? Deliverables include (by system):</p><p>Tested application system and interfaces, databases, and technical infrastructure Trained users Implementation phase (project level):Key questions (by system):</p><p>What are the costs and schedule relative to plan? What is the scope relative to plan? What is the quality relative to plan When will the benefits be realized relative to plan? What adjustments for tuning, standardization, and integration are required relative to plan? What are the current anticipated enhancement requests? What are the current anticipated maintenance requests? What are the lessons learned for the future? Deliverables include (by system):</p><p>Working application system and interfaces, databases, and technical infrastructure List of enhancement requests List of maintenance requests Performance measurement report As enterprises become more dependent upon the internet for connectivity with constituencies, it is essential to develop, enhance, and maintain the information technology strategy on an ongoing basis. The strategy must emphasize connectivity through the data arteries as digital and information products become more pervasive.Formulating information technology strategy is an enterpriship (entrepreneurship, leadership, and management) competency. </p>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/data-arteries-enabling-business-strategy-through-information-technology/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Tips For Picking Corporate Event Entertainment</title> <link>https://vxlimms.info/tips-for-picking-corporate-event-entertainment/</link> <comments>https://vxlimms.info/tips-for-picking-corporate-event-entertainment/#comments</comments> <pubDate>Mon, 27 Feb 2023 17:17:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=47</guid> <description><![CDATA[Keep in mind that if you are looking for corporate event entertainment make sure that you go with a company that can serve your company and not get entertainment based upon limited pool of resources. There are some great entertainment groups practically in every area of the country that can supply entertainment to your corporate [...]]]></description> <content:encoded><![CDATA[<p> Keep in mind that if you are looking for corporate event entertainment make sure that you go with a company that can serve your company and not get entertainment based upon limited pool of resources. There are some great entertainment groups practically in every area of the country that can supply entertainment to your corporate event.Perhaps one of the first things you should do is specify the kind of entertainment that will work well with your company and not be pigeon holed into a particular type of entertainment that may not reach all of your corporation.Secondly, it is important to take a consensus of your employees. A simple search of your base market will direct you on what type of entertainment will go over well and catch the attention of the majority. This is an important step in considering the type of corporate event entertainment company you are looking to hire. If you have a majority that can not be easily entertained by the run of the mill comedian, then make sure your entertainment headhunter can get something out of the ordinary.Thirdly, which of course has already been thought of, plan your budget for such an event. What type of entertainment and just how much of it are you willing to spend to get for your organization. These are significant considerations especially if you have done your research on your employees and realize that nothing but the best will do for their high quality taste.Last but not least, consider what is the purpose for throwing a corporate event entertainment function. Is it just purely for fun or are you looking to band your company together and improve group relations. This can all make the type of entertainment you choose for the event vary as well. Many high demand entertainers have their own agenda and may not cater if you want a specific theme thrown into the event.In all aspects of business it pays to do your homework before you outsource and in the area of corporate event entertainment it is just as crucial. Taking the tips to acquire the right type of entertainment your corporation will leave the entertainment function refreshed and focused on whatever your goal is in mind for the event. This can be a multi-faceted event base around entertaining and growing your company in different areas with the right form of delivery. </p>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/tips-for-picking-corporate-event-entertainment/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>S&P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows</title> <link>https://vxlimms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/</link> <comments>https://vxlimms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/#comments</comments> <pubDate>Wed, 26 Oct 2022 05:47:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[Branding]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=42</guid> <description><![CDATA[Key Insights The strong pullback in the U.S. dollar provided significant support to stocks. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500. A move above 3730 will push S&P 500 towards the resistance level at 3760. Advertisement Pfizer Rallies After Announcing A Huge Price [...]]]></description> <content:encoded><![CDATA[<p>Key Insights<br />The strong pullback in the U.S. dollar provided significant support to stocks.<br />Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.<br />A move above 3730 will push S&P 500 towards the resistance level at 3760.<br />Advertisement</p><p>Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines<br />S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.</p><p>The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.</p><p>Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.</p><p>Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.</p><p>Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.</p><p>From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.</p><p>S&P 500 Tests Resistance At 3730</p><p>S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.</p><p>If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.</p><p>On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.</p>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>SPDN: An Inexpensive Way To Profit When The S&P 500 Falls</title> <link>https://vxlimms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls/</link> <comments>https://vxlimms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls/#comments</comments> <pubDate>Wed, 26 Oct 2022 05:47:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=40</guid> <description><![CDATA[Summary SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice. This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index. SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF. [...]]]></description> <content:encoded><![CDATA[<p>Summary<br />SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.<br />This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.<br />SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.<br />Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.<br />We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.<br />Put a gear stick into R position, (Reverse).<br />Birdlkportfolio</p><p>By Rob Isbitts</p><p>Summary<br />The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.</p><p>The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.</p><p>SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.</p><p>Strategy<br />SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.</p><p>Proprietary ETF Grades<br />Offense/Defense: Defense</p><p>Segment: Inverse Equity</p><p>Sub-Segment: Inverse S&P 500</p><p>Correlation (vs. S&P 500): Very High (inverse)</p><p>Expected Volatility (vs. S&P 500): Similar (but opposite)</p><p>Holding Analysis<br />SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.</p><p>Strengths<br />SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.</p><p>Weaknesses<br />The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.</p><p>Opportunities<br />While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.</p><p>Threats<br />SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.</p><p>Proprietary Technical Ratings<br />Short-Term Rating (next 3 months): Strong Buy</p><p>Long-Term Rating (next 12 months): Buy</p><p>Conclusions<br />ETF Quality Opinion<br />SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.</p><p>ETF Investment Opinion</p><p>SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.</p>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>S&P 500 Biotech Giant Vertex Leads 5 Stocks Showing Strength</title> <link>https://vxlimms.info/sp-500-biotech-giant-vertex-leads-5-stocks-showing-strength/</link> <comments>https://vxlimms.info/sp-500-biotech-giant-vertex-leads-5-stocks-showing-strength/#comments</comments> <pubDate>Wed, 26 Oct 2022 05:46:54 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=38</guid> <description><![CDATA[Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC). X While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&P 500 [...]]]></description> <content:encoded><![CDATA[<p>Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC).</p><p>X<br />While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&P 500 medical giants Vertex and Cardinal Health have been holding up, as health-care related plays tend to do well in down markets.</p><p>Steel Dynamics and Genuine Parts are both coming off strong earnings as both the steel and auto parts industries report optimistic outlooks. Meanwhile, Cheniere Energy saw sales boom in the second quarter as demand in Europe for natural gas continues to grow.</p><p>Major indexes have been making rally attempts with the Dow Jones and S&P 500 testing weekly support on Friday. With market uncertainty, investors should be ready for follow-through day breakouts and keep an eye on these stocks.</p><p>Cheniere Energy, Cardinal Health and VRTX stock are all on IBD Leaderboard.</p><p>Cheniere Energy Stock<br />LNG shares rose 1.1% to 175.79 during Friday’s market trading. On the week, the stock advanced 3.1%, not from highs, bouncing from its 21-day and 10-week lines earlier in the week.</p><p>Cheniere Energy has been consolidating since mid-September, but needs another week to forge a proper base, with a potential 182.72 buy point formed on Aug. 10.</p><p>Houston-based Cheniere Energy was IBD Stock Of The Day on Thursday, as the largest U.S. producer of liquefied natural gas eyes strong demand in Europe.</p><p>Even though natural gas prices are plunging in the U.S. and Europe, investors still see strong LNG demand for Cheniere and others.</p><p>The U.K. government confirmed last week that it is in talks for an LNG purchase agreement with a number of companies, including Cheniere.</p><p>In the first half of 2021, less than 40% of Cheniere’s cargoes of LNG landed in Europe. That jumped to more than 70% through this year’s second quarter, even as the company ramped up new export capacity. The urgency of Europe’s natural gas shortage only intensified last month. That is when an explosion disabled the Nord Stream 1 pipeline from Russia that had once supplied 40% of the European Union’s natural gas.</p><p>In Q2, sales increased 165% to $8 billion and LNG earned $2.90 per share, up from a net loss of $1.30 per share in Q2 2021. The company will report Q3 earnings Nov. 3, with investors seeing booming profits for the next few quarters.</p><p>Cheniere Energy has a Composite Rating of 84. It has a 98 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share price movement with a 1 to 99 score. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 41.</p><p>Vertex Stock<br />VRTX stock jumped 3.4% to 300 on Friday, rebounding from a test of its 50-day moving average. Shares climbed 2.2% for the week. Vertex stock has formed a tight flat base with an official buy point of 306.05, according to MarketSmith analysis.</p><p>The stock has remained consistent over recent weeks, while the relative strength line has trended higher. The RS line tracks a stock’s performance vs. the S&P 500 index.</p><p>Vertex Q3 earnings are on due Oct. 27. Analysts see EPS edging up 1% to $3.61 per share with sales increasing 16% to $2.2 billion, according to FactSet.</p><p>The Boston-based global biotech company dominates the cystic fibrosis treatment market. Vertex also has other products in late-stage clinical development that target sickle cell disease, Type 1 diabetes and certain genetically caused kidney diseases. That includes a gene-editing partnership with Crispr Therapeutics (CRSP).</p><p>In early August, Vertex reported better-than-expected second-quarter results and raised full-year sales targets.</p><p>S&P 500 stock Vertex ranks second in the Medical-Biomed/Biotech industry group. VRTX has a 99 Composite Rating. Its Relative Strength Rating is 94 and its EPS Rating is 99.</p><p>CRISPR Stocks: Will Concerns Over Risk Inhibit Gene-Editing Cures?</p><p>Cardinal Health Stock<br />CAH stock advanced 3.2% to 73.03 Friday, clearing a 71.22 buy point from a shallow cup-with-handle base and hitting a record high. But volume was light on the breakout. CAH stock leapt 7.3% for the week.</p><p>Cardinal Health stock’s relative strength line has also been trending up for months.</p><p>The cup-with-handle base is part of a base-on-base pattern, forming just above a cup base cleared on Aug. 11.</p><p>Cardinal Health, based in Dublin, Ohio, offers a wide assortment of health care services and medical supplies to hospitals, labs, pharmacies and long-term care facilities. The company reports that it serves around 90% of hospitals and 60,000 pharmacies in the U.S.</p><p>S&P 500 stock Cardinal Health will report Q1 2023 earnings on Nov. 4. Analysts forecast earnings falling 26% to 96 cents per share. Sales are expected to increase 10% to $48.3 billion, according to FactSet.</p><p>Cardinal Health stock ranks first in the Medical-Wholesale Drug/Supplies industry group, ahead of McKesson (MCK), which is also showing positive action. CAH stock has a 94 Composite Rating out of 99. It has a 97 Relative Strength Rating and an EPS rating of 73.</p><p>Steel Dynamics Stock<br />STLD shares shot up 8.5% to 92.92 on Friday and soared 19% on the week, coming off a Steel Dynamics earnings beat Wednesday night.</p><p>Shares blasted above an 88.72 consolidation buy point Friday after clearing a trendline Thursday. STLD stock is 17% above its 50-day line, definitely extended from that key average.</p><p>Steel Dynamics’ latest consolidation could be seen as part of a larger base going back six months.</p><p>Steel Dynamics topped Q3 earnings views with EPS rising 10% to $5.46 while revenue grew 11% to $5.65 billion. The steel producer’s outlook is optimistic despite weaker flat rolled steel pricing. STLD reports its order activity and backlogs remain solid.</p><p>The Fort Wayne, Indiana-based company is among the largest producers of carbon steel products in the U.S. It engages in metal recycling operations along with steel fabrication and produces myriad steel products.</p><p>How Millett Grew Steel Dynamics From A Three Employee Business</p><p>STLD stock ranks first in the Steel-Producers industry group. STLD stock has a 96 Composite Rating out of 99. It has a 90 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share-price movement that tops at 99. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 98.</p><p>Genuine Parts Stock<br />GPC stock gained 2.8% to 162.35 Friday after the company topped earnings views with its Q3 results on Thursday. For the week GPC advanced 5.1% as the stock held its 50-day line and is in a flat base.</p><p>GPC has an official 165.09 flat-base buy point after a three-week rally, according to MarketSmith analysis.</p><p>The relative strength line for Genuine Parts stock has rallied sharply to highs over the past several months.</p><p>On Thursday, the Atlanta-based auto parts company raised its full-year guidance on growth across its automotive and industrial sales.</p><p>Genuine Parts earnings per share advanced 19% to $2.23 and revenue grew 18% to $5.675 billion in Q3. GPC’s full-year guidance is now calling for EPS of $8.05-$8.15, up from $7.80-$7.95. The company now forecasts revenue growth of 15%-16%, up from the earlier 12%-14%.</p><p>During the Covid pandemic, supply chain constraints caused a major upheaval in the auto industry, sending prices for new and used cars to record levels. This has made consumers more likely to hang on to their existing vehicles for longer, driving mileage higher and boosting demand for auto replacement parts.</p><p>Fellow auto stocks O’Reilly Auto Parts (ORLY) and AutoZone (AZO) have also rallied near buy points amid the struggling market. O’Reilly reports on Oct. 26.</p><p>IBD ranks Genuine Parts first in the Retail/Wholesale-Auto Parts industry group. GPC stock has a 96 Composite Rating. Its Relative Strength Rating is 94 and it has an EPS Rating of 89.</p>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/sp-500-biotech-giant-vertex-leads-5-stocks-showing-strength/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Shoe Repairs And Several Other Things When I Was 7</title> <link>https://vxlimms.info/shoe-repairs-and-several-other-things-when-i-was-7/</link> <comments>https://vxlimms.info/shoe-repairs-and-several-other-things-when-i-was-7/#comments</comments> <pubDate>Tue, 25 Oct 2022 16:15:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[part]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Repairs]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=13</guid> <description><![CDATA[Shoe Repairs And Several Other Things When I Was 7 My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase! [...]]]></description> <content:encoded><![CDATA[<p>Shoe Repairs And Several Other Things When I Was 7<br />My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase!</p><p>He bought several different sizes of cast iron cobbler’s “lasts”. Last, the old English “Laest” meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.</p><p>But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we’d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.</p><p>Hiking and Swimming Galas<br />Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!</p><p>Anyway, he often took us hiking in the mountains where we’d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.</p><p>We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.</p><p>Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.</p><p>Rowing Over To Ireland’s Eye<br />That’s what we did back then, we had to go by rowboat, the only way to get to Ireland’s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!</p><p>But we thoroughly enjoyed rowing and once there we couldn’t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.</p><p>Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I’m getting lost in the past as I write, and have to drag myself back to the present.</p><p>Fun Outings with The camera Club<br />Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.</p><p>And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.</p><p>All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I’m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.</p><p>He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.</p>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/shoe-repairs-and-several-other-things-when-i-was-7/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%</title> <link>https://vxlimms.info/us-markets-in-green-on-friday-dow-30-up-over-345-points-nasdaq-composite-sp-500-up-nearly-1/</link> <comments>https://vxlimms.info/us-markets-in-green-on-friday-dow-30-up-over-345-points-nasdaq-composite-sp-500-up-nearly-1/#comments</comments> <pubDate>Mon, 26 Sep 2022 05:47:48 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=44</guid> <description><![CDATA[US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 1.14%. While S&P 500 was trading at 3,701.66, up by 0.98% and Nasdaq Composite 10,690.60 was also up by 0.71 per cent Twitter Facebook Linkedin US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq [...]]]></description> <content:encoded><![CDATA[<p>US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 1.14%. While S&P 500 was trading at 3,701.66, up by 0.98% and Nasdaq Composite 10,690.60 was also up by 0.71 per cent</p><p>Twitter Facebook Linkedin<br />US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%<br />Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. Source: Reuters<br />US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 345.25 points or1.14 per cent. While S&P 500 was trading at 3,701.66, up by 35.88 points or 0.98 per cent and Nasdaq Composite 10,690.60 was also up 75.75 points or 0.71 per cent. A Reuters report said that today’s strength was on the back of a report which said the Federal Reserve will likely debate on signaling plans for a smaller interest rate hike in December, reversing declines set off by social media firms after Snap Inc’s ad warning.</p><p> Source: Comex</p><p>Nasdaq Top Gainers and Losers</p><p> Source: Nasdaq</p><p>Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. The BSE Sensex ended at 59,307.15, up by 104.25 points or 0.18 per cent from the Thursday closing level. Meanwhile, the Nifty50 index closed at 17,590.00, higher by 26.05 points or 0.15 per cent. In the 30-share Sensex, 13 stocks gained while the remaining 17 ended on the losing side. In the 50-stock Nifty50, 21 stocks advanced while 29 declined. </p>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/us-markets-in-green-on-friday-dow-30-up-over-345-points-nasdaq-composite-sp-500-up-nearly-1/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Alternative Financing Vs. Venture Capital: Which Option Is Best for Boosting Working Capital?</title> <link>https://vxlimms.info/alternative-financing-vs-venture-capital-which-option-is-best-for-boosting-working-capital/</link> <comments>https://vxlimms.info/alternative-financing-vs-venture-capital-which-option-is-best-for-boosting-working-capital/#comments</comments> <pubDate>Mon, 24 May 2021 16:10:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=28</guid> <description><![CDATA[There are several potential financing options available to cash-strapped businesses that need a healthy dose of working capital. A bank loan or line of credit is often the first option that owners think of – and for businesses that qualify, this may be the best option. In today’s uncertain business, economic and regulatory environment, qualifying [...]]]></description> <content:encoded><![CDATA[<p>There are several potential financing options available to cash-strapped businesses that need a healthy dose of working capital. A bank loan or line of credit is often the first option that owners think of – and for businesses that qualify, this may be the best option.</p><p>In today’s uncertain business, economic and regulatory environment, qualifying for a bank loan can be difficult – especially for start-up companies and those that have experienced any type of financial difficulty. Sometimes, owners of businesses that don’t qualify for a bank loan decide that seeking venture capital or bringing on equity investors are other viable options.</p><p>But are they really? While there are some potential benefits to bringing venture capital and so-called “angel” investors into your business, there are drawbacks as well. Unfortunately, owners sometimes don’t think about these drawbacks until the ink has dried on a contract with a venture capitalist or angel investor – and it’s too late to back out of the deal.</p><p>Different Types of Financing</p><p>One problem with bringing in equity investors to help provide a working capital boost is that working capital and equity are really two different types of financing.</p><p>Working capital – or the money that is used to pay business expenses incurred during the time lag until cash from sales (or accounts receivable) is collected – is short-term in nature, so it should be financed via a short-term financing tool. Equity, however, should generally be used to finance rapid growth, business expansion, acquisitions or the purchase of long-term assets, which are defined as assets that are repaid over more than one 12-month business cycle.</p><p>But the biggest drawback to bringing equity investors into your business is a potential loss of control. When you sell equity (or shares) in your business to venture capitalists or angels, you are giving up a percentage of ownership in your business, and you may be doing so at an inopportune time. With this dilution of ownership most often comes a loss of control over some or all of the most important business decisions that must be made.</p><p>Sometimes, owners are enticed to sell equity by the fact that there is little (if any) out-of-pocket expense. Unlike debt financing, you don’t usually pay interest with equity financing. The equity investor gains its return via the ownership stake gained in your business. But the long-term “cost” of selling equity is always much higher than the short-term cost of debt, in terms of both actual cash cost as well as soft costs like the loss of control and stewardship of your company and the potential future value of the ownership shares that are sold.</p><p>Alternative Financing Solutions</p><p>But what if your business needs working capital and you don’t qualify for a bank loan or line of credit? Alternative financing solutions are often appropriate for injecting working capital into businesses in this situation. Three of the most common types of alternative financing used by such businesses are:</p><p>1. Full-Service Factoring – Businesses sell outstanding accounts receivable on an ongoing basis to a commercial finance (or factoring) company at a discount. The factoring company then manages the receivable until it is paid. Factoring is a well-established and accepted method of temporary alternative finance that is especially well-suited for rapidly growing companies and those with customer concentrations.</p><p>2. Accounts Receivable (A/R) Financing – A/R financing is an ideal solution for companies that are not yet bankable but have a stable financial condition and a more diverse customer base. Here, the business provides details on all accounts receivable and pledges those assets as collateral. The proceeds of those receivables are sent to a lockbox while the finance company calculates a borrowing base to determine the amount the company can borrow. When the borrower needs money, it makes an advance request and the finance company advances money using a percentage of the accounts receivable.</p><p>3. Asset-Based Lending (ABL) – This is a credit facility secured by all of a company’s assets, which may include A/R, equipment and inventory. Unlike with factoring, the business continues to manage and collect its own receivables and submits collateral reports on an ongoing basis to the finance company, which will review and periodically audit the reports.</p><p>In addition to providing working capital and enabling owners to maintain business control, alternative financing may provide other benefits as well:</p><p>It’s easy to determine the exact cost of financing and obtain an increase.<br />Professional collateral management can be included depending on the facility type and the lender.<br />Real-time, online interactive reporting is often available.<br />It may provide the business with access to more capital.<br />It’s flexible – financing ebbs and flows with the business’ needs.<br />It’s important to note that there are some circumstances in which equity is a viable and attractive financing solution. This is especially true in cases of business expansion and acquisition and new product launches – these are capital needs that are not generally well suited to debt financing. However, equity is not usually the appropriate financing solution to solve a working capital problem or help plug a cash-flow gap.</p><p>A Precious Commodity</p><p>Remember that business equity is a precious commodity that should only be considered under the right circumstances and at the right time. When equity financing is sought, ideally this should be done at a time when the company has good growth prospects and a significant cash need for this growth. Ideally, majority ownership (and thus, absolute control) should remain with the company founder(s).</p><p>Alternative financing solutions like factoring, A/R financing and ABL can provide the working capital boost many cash-strapped businesses that don’t qualify for bank financing need – without diluting ownership and possibly giving up business control at an inopportune time for the owner. If and when these companies become bankable later, it’s often an easy transition to a traditional bank line of credit. Your banker may be able to refer you to a commercial finance company that can offer the right type of alternative financing solution for your particular situation.</p><p>Taking the time to understand all the different financing options available to your business, and the pros and cons of each, is the best way to make sure you choose the best option for your business. The use of alternative financing can help your company grow without diluting your ownership. After all, it’s your business – shouldn’t you keep as much of it as possible?</p>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/alternative-financing-vs-venture-capital-which-option-is-best-for-boosting-working-capital/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding</title> <link>https://vxlimms.info/business-loans-in-canada-financing-solutions-via-alternative-finance-traditional-funding/</link> <comments>https://vxlimms.info/business-loans-in-canada-financing-solutions-via-alternative-finance-traditional-funding/#comments</comments> <pubDate>Mon, 24 May 2021 16:09:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vxlimms.info/?p=27</guid> <description><![CDATA[Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in. Since the 2008 financial crisis there’s been [...]]]></description> <content:encoded><![CDATA[<p>Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.</p><p>Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.</p><p>Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.</p><p>Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )</p><p>How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:</p><p>Debt / Loans</p><p>Asset Based Financing</p><p>Alternative Hybrid type solutions</p><p>Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas</p><p>If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).</p><p>Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.</p><p>The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.</p><p>Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.</p><p>We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.</p><p>Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.</p><p>If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.</p>]]></content:encoded> <wfw:commentRss>https://vxlimms.info/business-loans-in-canada-financing-solutions-via-alternative-finance-traditional-funding/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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