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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>gpjilms.info</title> <atom:link href="http://gpjilms.info/feed" rel="self" type="application/rss+xml" /> <link>https://gpjilms.info</link> <description></description> <lastBuildDate>Tue, 21 Mar 2023 17:18:28 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>4 Strategies to Become a Transformative Educator</title> <link>https://gpjilms.info/49</link> <comments>https://gpjilms.info/49#comments</comments> <pubDate>Tue, 21 Mar 2023 17:18:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=49</guid> <description><![CDATA[When you are assigned a class and students arrive, do you view yourself as a teacher, instructor, or educator? Is your role a function, one which completes tasks and responsibilities, or do you aspire to accomplish more with your students? … <a href="https://gpjilms.info/49">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> When you are assigned a class and students arrive, do you view yourself as a teacher, instructor, or educator? Is your role a function, one which completes tasks and responsibilities, or do you aspire to accomplish more with your students? Do you consider the instructional strategies you use now to be transformative in some manner, or would you like to somehow transform the students you teach?A person enters the field of education as a profession, either full-time in a traditional academic institution or as an adjunct (or part time) instructor. A traditional full-time professor may likely be responsible for conducting research, teaching, and publishing scholarly work. An adjunct instructor may teach in a community college, traditional college, or an online school. When someone teaches students within the field of higher education, he or she may be called a facilitator, instructor, or professor. This is important as you won’t find a job title with the word educator in it.Does this mean that everyone who is a teacher, professor, instructor, faculty member, or adjunct, is also an educator? What I have learned through my work in higher education is that everyone who is in one of these roles is doing their best to teach and guide a learning process, whether they are involved in undergraduate or graduate degree courses. However, someone who considers themselves to be an educator is a person who goes beyond the role of teaching and seeks to lead a transformational learning process. I have learned myself that becoming an educator is not an automatic process. It takes time, practice, and dedication to become an engaging and transformative educator.A Basic Definition of a TeacherTeaching is generally associated with traditional, primary education. Classes at this level are teacher-led and children as students are taught what and how to learn. The teacher is the expert and directs the learning process. A teacher is someone highly trained and works to engage the minds of his or her students. This style of teacher-led instruction continues into higher education, specifically traditional college classrooms. The teacher still stands at the front and center of the class delivering information, and students are used to this format because of their experience in primary education. The instructor disseminates knowledge through a lecture, and students will study to pass the required examinations or complete other required learning activities.Within higher education, teachers may be called instructors and they are hired as subject matter experts with advanced content or subject matter expertise. The job requirements usually include holding a specific number of degree hours in the subject being taught. Teachers may also be called professors in traditional universities, and those positions require a terminal degree with additional research requirements. For all of these roles, teaching is meant to signify someone who is guiding the learning process by directing, telling, and instructing students. The instructor or professor is in charge, and the students must comply and follow as directed.Here is something to consider: If this is the essence of teaching, is there a difference between teaching and educating students? Is the role of a teacher the same as that of an educator?Basic Definitions of an EducatorI would like for you to consider some basic definitions to begin with as a means of understanding the role of an educator. The word “education” refers to giving instruction; “educator” refers to the person who provides instruction and is someone skilled in teaching; and “teaching” is aligned with providing explanations. I have expanded upon these definitions so the word “educator” includes someone who is skilled with instruction, possesses highly developed academic skills, and holds both subject matter knowledge, along with knowledge of adult education principles.• Skilled with Instruction: An educator is someone who should be skilled in the art of classroom instruction, knowing what instructional strategies are effective and the areas of facilitation that need further development.An experienced educator develops methods which will bring course materials to life by adding relevant context and prompting students to learn through class discussions and other learning activities. Instruction also includes all of the interactions held with students, including all forms of communication, as every interaction provides an opportunity for teaching.• Highly Developed Academic Skills: An educator must also have strong academic skills and at the top of that list are writing skills. This requires strong attention to detail on the part of the educator must include all forms of messages communicated. The ability to demonstrate strong academic skills is especially important for anyone who is teaching online classes as words represent the instructor.The use of proper formatting guidelines, according to the style prescribed by the school, is also included in the list of critical academic skills. For example, many schools have implemented APA formatting guidelines as the standard for formatting papers and working with sources. An educator cannot adequately guide students and provide meaningful feedback if the writing style has not been mastered.• Strong Knowledge Base: An educator needs to develop a knowledge base consisting of their subject matter expertise, as related to the course or courses they are teaching, along with knowledge of adult education principles. I know of many educators who have the required credit hours on their degree transcripts, yet they may not have extensive experience in the field they teach. This will still allow them to teach the course, provided they take time to read the required textbook or materials, and find methods of applying it to current practices within the field.Many schools hire adjuncts with work experience as the primary criteria, rather than knowledge of adult learning principles. When I have worked with faculty who do have studied adult education theory, they generally acquired it through ongoing professional development. That was my goal when I decided on a major for my doctorate degree, to understand how adults learn so I could transform my role and become an educator.4 Strategies to Become a Transformative EducatorI do not believe many instructors intentionally consider the need to make a transformation from working as an instructor to functioning as an educator. When someone is hired to teach a class, someone other than a traditional college professor, they often learn through practice and time what works well in the classroom. There will likely be classroom audits and recommendations made for ongoing professional development.Gradually the typical instructor will become an educator as they seek out resources to help improve their teaching practices. However, I have worked with many adjunct online instructors who rely upon their subject matter expertise alone and do not believe there is a reason to grow as an educator.For anyone who would like to become an engaging and transformative educator, there are strategies which can be can be implemented.Strategy #1: Transform Through Development of Your Instructional PracticeWhile any educator can learn through time on the job, it is possible to become intentional about this growth. There are numerous online resources, publications, workshops, webinars, and professional groups which will allow you to learn new methods, strategies, and practices. There are also social media websites such as LinkedIn and Twitter which allow for the exchange of ideas and resources within a global community of educators.You can also utilize self-reflection as a means of gauging your effectiveness. I have found that the best time to review my instructional practice occurs immediately after a class has concluded. That is a time when I can assess the strategies I have used and determine if those methods were effective. Even reviewing end of course student surveys may provide insight into the perspective of my students, whether or not every survey submitted was positive. Students tend to submit a survey response either when they are happy or greatly unhappy about the course. Either way, I can learn something about what my students have experienced during the class.Strategy #2: Transform Through Development of Your Academic SkillsI know from my work with online faculty development this is an area of development many educators could use. However, it is often viewed as a low priority until it is noted in classroom audits. If an educator has weak academic writing skills, it will interfere with their ability to provide comprehensive feedback for students.For online instructors, this has an even greater impact when posted messages contain errors with spelling, grammar, and formatting. The development of academic skills can be done through the use of online resources or workshops. Many online schools I have worked for offer faculty workshops and this is a valuable self-development resource.Strategy #3: Transform Through Development of Your Subject Matter ExpertiseEvery educator has subject matter expertise they can draw upon. However, the challenge is keeping this knowledge current as you continue to teach for several years. The best advice I can offer is find resources which allow you to read and learn about current thinking, research, and best practices in your chosen field.This is essential to your instructional practice as students can easily tell whether you appear to be current in your knowledge, or outdated and seemingly out of touch. Even the use of required textbooks or resources does not ensure that you are utilizing the most current information as knowledge evolves quickly in many fields.Strategy #4: Transform Through Development of Your Knowledge of Adult LearningThe last step or strategy I can recommend is to gain knowledge about adult learning theories, principles, and practices. If you are not familiar with the basics there are concepts you can research and includes critical thinking, andragogy, self-directed learning, transformational learning, learning styles, motivation, and cognition.My suggestion is to find and read online sources related to higher education and then find a subject that interests you to research further. I have found the more I read about topics I enjoy, the more I am cultivating my interest in ongoing professional development. What you will likely find is what you learn will have a positive influence on your work as an educator and this will enhance all areas of your instructional practice.Working as an educator, or someone who is highly engaged in the process of helping students learn, starts with a commitment to make this a career rather than a job. I have developed a vision related to how I want to be involved in each class I teach and I recommend the same strategy for you. You may find it useful to develop teaching goals for your career and link your classroom performance to those goals. For example, do you want to complete the required facilitation tasks, or would you rather put in the additional time necessary to create nurturing class conditions?After developing a vision and teaching goals, you can create a professional development plan to prompt your learning and growth in all of the areas I have addressed above. While this strategy may require an investment of time, it is helpful to remember that we always make time for whatever we believe is most important. Being an educator is not sustaining a focus on job functions, rather it is cultivating a love of what you do and learning how to excel for the benefit of your students. Becoming an engaging and transformative educator occurs when you decide teaching students is only part of the learning process, and you work to transform who you are and how you function, while working and interacting with your students.When you transform your teaching or faculty role and become an educator, regardless of your job title, you also transform the learning experience of your students. You provide for them the critical element necessary for real learning to occur, substantive instructor involvement and engagement. More importantly, you humanize the learning experience and you can help to nurture their developmental needs. Students will leave your class transformed in some manner, having learned something they can apply to their academic pursuits, life, and/or career. You will be transformed and so will your students. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/49/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>2018 BC Health Care Awards Recipients Revealed</title> <link>https://gpjilms.info/47</link> <comments>https://gpjilms.info/47#comments</comments> <pubDate>Tue, 21 Mar 2023 16:36:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=47</guid> <description><![CDATA[VANCOUVER – Recipients of the 12th annual BC Health Care Awards were announced today at a gala luncheon in Vancouver. Twelve Gold Apple and six Award of Merit recipients were honoured.Presented by the Health Employers Association of British Columbia (HEABC), … <a href="https://gpjilms.info/47">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> VANCOUVER – Recipients of the 12th annual BC Health Care Awards were announced today at a gala luncheon in Vancouver. Twelve Gold Apple and six Award of Merit recipients were honoured.Presented by the Health Employers Association of British Columbia (HEABC), the awards recognize British Columbians who are providing outstanding care and support. Awards are given in 11 categories to projects improving delivery through innovative and collaborative approaches and to people making a positive impact and inspiring those around them.”BC’s medical professionals – including support staff – genuinely care about delivering quality care to British Columbians,” said Michael McMillan, HEABC’s President and CEO. “The BCHC Awards are an opportunity to recognize and celebrate the individual and team contributions made by these individuals.”New this year – Dianna Mah-Jones Award of Excellence in Person-Centred CareNamed in honour of Dianna Mah-Jones, this award is for a team or project that makes use of leading practices to improve care for patients, residents or clients by focusing on the needs of the person rather than the needs of the system or service. Dianna Mah-Jones, an occupational therapist at GF Strong Rehabilitation Centre, was tragically killed, along with her husband Richard Jones, just three months after being named Provincial HC Hero at the 2017 awards. Our hope is that this ward will help to keep her memory and legacy alive by recognizing others who strive to deliver care that is respectful of the needs, values and preferences of individuals.2018 Gold Apple winners Provincial HC Hero & HC Hero – Provincial Health Services Authority Glenn Braithwaite – District Supervisor, Emergency Coordinator, BCEHSGlenn Jay Braithwaite is a Paramedic and District Supervisor at BC Ambulance Service, recognized for providing exceptional emergency response and for his clinical leadership abilities. He’s received several professional accolades for his heroic actions, and his outstanding commitment to patients, colleagues and the broader community.Provincial HC Hero & HC Hero – Island Health Dr. Ramm Hering – Physician Lead, Primary Care Substance Use, Island HealthBy passionately and effectively advocating for improved services for patients dealing with substance use and addiction, Dr. Hering has inspired his colleagues to work together to develop new programs and create an efficient, client-centred system of addiction services.HC Hero – Affiliate Dr. David Agulnik- Emergency Physician, St. Paul’s HospitalHC Hero – Fraser Health Mits Miyata – Pharmacy Manager, Lower Mainland Pharmacy ServicesHC Hero – Interior Health Lynda Martyn – Registered Speech-Language Pathologist, Coordinator Kelowna Cleft Lip/Palate ClinicHC Hero – Northern Health Debbie Strang – Health Services Administrator, QuesnelHC Hero – Provincial Health Services Authority Dr. Faisal Khosa – Associate Professor, Radiology, Vancouver General HospitalDianna Mah-Jones Award of Excellence in Person-Centred Care International Seating Symposium – Sunny Hill Health Centre for Children, Provincial Health Services AuthorityThe International Seating Symposium has created an international forum that fosters an exchange of ideas and a network of consumers, rehabilitation therapists, physicians, designers, and manufacturers of positioning and mobility equipment. This has inspired improvements in rehabilitation equipment and technology that have improved mobility, comfort and quality of life for people with disabilities.Dianna Mah-Jones Award of Excellence in Person-Centred Care Residential Care for Me: Megamorphosis – Seniors Care and Palliative Services, ProvidenceThe goal of Residential Care for Me: Megamorphosis is to change the residential care culture from an institutional to a social model of care, and improve quality of life for residents by rapidly testing and implementing changes that focus on emotional connections, allow residents to direct each moment, and create the feeling of home.Top Innovation SNIFF: C. Difficile Canine Scent Detection Program – Vancouver Coastal HealthAn innovative and dedicated team of people and a growing roster of pups known as the C. Difficile Scent Detection Program is pioneering a cost-effective method to improve and enhance C. Difficile surveillance and improve infection control and prevention practices.Workplace Health Innovation VGH Emergency Department Healthy Workplace Initiative – Vancouver Coastal HealthVancouver General Hospital’s emergency department formed a multi-disciplinary team with the goal of working together to improve workplace health and safety, leading to an improved working climate where staff report feeling engaged and better able to provide the type of quality care that emergency patients deserve.Collaborative Solutions Improving Indigenous Cancer Journeys: A Road Map – BC Association of Aboriginal Friendship Centres, BC Cancer (Provincial Health Services Authority), First Nations Health Authority, Métis Nation BCThe Indigenous Cancer Strategy is a collaborative strategy that will improve indigenous cancer outcomes by addressing all steps of the cancer journey, from prevention and treatment, through to survivorship and end-of-life care.This year’s Awards of Merit recipients are:Dianna Mah-Jones Award of Excellence in Person-Centred Care • Resources and Needs Review – Nanaimo Regional General Hospital, Island HealthTop Innovation • Symphony QuickCall – Workforce Management Solutions, Provincial Health Services Authority• Fall-unteers: A Volunteer-Based Falls Prevention Strategy in Residential Care – Holy Family Hospital Residential Care, ProvidenceWorkplace Health Innovation • Reducing Workplace Injuries through Leading Practices – Menno PlaceCollaborative Solutions • Regional Strategy for Reducing Ambulance Turnaround Times – BC Emergency Health Services, Provincial Health Services Authority, Fraser Health• Vancouver Shared Care Team – Doctors of BC, Providence, Vancouver Coastal HealthSince the awards launched in 2007, more than 200 Gold Apples and Awards of Merit have been awarded to health employees who are improving BC’s healthcare system and patient care.The 2018 BCHC Awards are generously supported by Great-West Life, Healthcare Benefit Trust, and Pacific Blue Cross.Visit BCHealthCareAwards.ca,to learn more about the 2018 awards winners.The Health Employers Association of British Columbia (HEABC) is the accredited bargaining agent for most publicly funded health employers in the province, representing denominational, proprietary and affiliate health employers, as well as the province’s six health authorities. HEABC coordinates the labour relations interests of 250 publicly funded healthcare employers and negotiates five major provincial agreements covering more than 120,000 unionized employees. Media contactRoy Thorpe-DorwardHEABC Communications604.767.2307 or Roy.Thorpe-Dorward@heabc.bc.ca </p>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/47/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Faster Than Average Growth of Accountant and Auditor Jobs</title> <link>https://gpjilms.info/45</link> <comments>https://gpjilms.info/45#comments</comments> <pubDate>Tue, 21 Mar 2023 15:23:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=45</guid> <description><![CDATA[Accounting jobs are poised to undergo significant growth in the coming decade. Both large and small businesses depend on accountants and auditors to keep track of expenses and fine-tune budgets. Also, businesses especially turn to these workers to prepare tax … <a href="https://gpjilms.info/45">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Accounting jobs are poised to undergo significant growth in the coming decade. Both large and small businesses depend on accountants and auditors to keep track of expenses and fine-tune budgets. Also, businesses especially turn to these workers to prepare tax returns. What’s more, businesses need accountants to interpret new accounting legislation, which directly arose in response to Enron and other accounting scandals.Despite their different names, accountants and auditors generally share the same job responsibilities. First of all, they input company expenses and returns on a daily basis. They also examine monthly expense accounts, staying attuned to any operations that are costing the company too much money. Furthermore, during tax season, they fill out state and federal tax returns. They also consult with other managers on company expenses and outline new cost-cutting budget plans.However, only in small businesses are accounting jobs referred to as simply “accountants” or “auditors.” Larger businesses usually employ various subcategories of auditor and accounting jobs. Firstly, they employ public accountants who work with company databases to audit company expenses. Public accountants also consult with corporate managers on budget plans, and may recommend budget cuts in the form of employee lay-offs. Most public accountants are Certified Public Accountants (CPAs), and a good number of them concentrate on corporate tax returns. If they do specialize in tax accounting, they advise company managers on how certain financial decisions may influence their tax returns. Additional duties of public accountants include developing benefits packages, such as retirement plans and insurance programs. In this case, they may be known as payroll accountants.Other accountants include management or cost accountants. These accountants present regular financial reports to leading company managers, so these managers can be well-informed before making important decisions. Because these accountants focus on the cost of operations, they advise management on the budget cuts that may best benefit the company without sacrificing the company’s efficacy. As such, they often do performance evaluation on company operations. For instance, an industrial cost manager may observe a company’s manufacturing operations and prepare a report highlighting which operations are wasteful. These accountants usually work side-by-side with project and operations managers for large corporations, keeping these managers informed on their financial situations.Other types of accounting jobs include federal accounting jobs. These accountants may be Internal Revenue Service (IRS) agents. The federal government also hires accountants to develop budgets for various government departments and agencies. Nevertheless, even local governments employ accountants to create local budgets and manage governmental assets. These accountants, moreover, are fully aware of government regulations concerning accounting. Therefore, they make sure every individual and company within their government’s jurisdiction sends regular tax returns. If they notice any non-participating party, or a party that has provided suspicious financial information, they visit that party’s home or office to do auditing.The final major type of accountant is an internal-control auditor, also called a forensic accountant. This is the most recent type of accountant because it arose in response to corporate accounting scandals, such as money-laundering operations. Forensic accountants monitor and implement the internal controls of accounting software used by their company. They advise management on financial transactions that may potentially constitute infractions of state and federal accounting laws. Therefore, they are knowledgeable about both accounting software and government regulations.Besides security, internal-control auditors also perform waste control by “cleaning up” their company’s database system. Like management accountants, they pay close attention to company operations and pinpoint jobs or expenses that are overloading the budget. When reviewing operations, they also monitor compliance with state laws, federal laws, and corporate policies. Because these accountants take on so many different roles, they may also be called information technology auditors or compliance auditors.All auditor and accountant jobs require deep familiarity with accounting software. This software has now completely replaced ledgers as record-keeping “books.” Accountants are generally most familiar with Microsoft Excel and Intuit QuickBooks. When working with this software, accountants enable internal controls and perform accounting analysis. They refer to this software whenever they prepare reports for management or government authorities.All profitable accountant jobs require the CPA licensure. This licensure is conferred by each state’s board of accountancy, though the CPA examination itself is uniform and computer-based. This licensure requires a bachelor’s degree in accounting, with each state usually specifying about 150 total semester hours split between accounting and business courses. Some states also require accounting experience, which students can easily fulfill through internships or summer accounting jobs.Without taking the CPA exam, accountants and auditors will find it hard to advance in their jobs. In fact, any accountant that files a report to the Securities and Exchange Commission (SEC) is required to have a CPA. The CPA exam tests knowledge of Generally Accepted Accounting Procedures (GAAP), business administration, tax accounting, federal regulation, accounting analysis, asset management, and so forth. The CPA exam takes a total of 14 hours to complete, with each of its four parts taking 4.5 hours to complete. This exam is so comprehensive that only half of its takers pass it per year. Once they have passed their CPA, accountants are legally bound to renew it at state-mandated internals. Accountants usually renew their CPA by attending professional-association courses.As long as the economy continues to grow, accountants and auditors will have little trouble locating accounting job listings. In order to stay competitive, they must keep up-to-date on accounting legislation so they can provide sound guidance to the managers that hire them. They may also want to gain a master’s degree in accounting or business administration, and get as much certification as possible from accounting associations. Furthermore, they should hone their internal-controls skills so they can spot potential errors before they inflate into full-blown accounting scandals. </p>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/45/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>20 Home Improvements To Avoid!</title> <link>https://gpjilms.info/42</link> <comments>https://gpjilms.info/42#comments</comments> <pubDate>Tue, 21 Mar 2023 13:22:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=42</guid> <description><![CDATA[If you are looking to get the most bang for your buck by investing in a home improvement project, here are 20 design and feature trends to avoid. 1) Inconsistent Architecture Having your home contain a hodgepodge of architectural styles … <a href="https://gpjilms.info/42">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> If you are looking to get the most bang for your buck by investing in a home improvement project, here are 20 design and feature trends to avoid. 1) Inconsistent Architecture Having your home contain a hodgepodge of architectural styles can be off-putting to a potential homebuyer. For a ranch-style home, featuring columns on the front porch can be just as jarring as a log-cabin-styled home with art deco accents. Each architectural style has its own inherent beauty, so be sure to emphasize these factors. If you don’t, it can be like eating Pickles on ice cream!2) Oversized kitchensHold the rise of celebrity chefs responsible for this one. Kitchens with every appliance imaginable and too much space can be off-putting to perspective home buyers who do not engage in serious entertaining. Unless you are hosting lavish get-togethers with a team of cooks, it may be time to divide the kitchen into segments, like a cozy breakfast nook and a sit down family table.3) Faux “Old World” DesignBy decorating or emphasizing a European style left (for example, the right region of Tuscany has a distinctive and popular style), we may hope to capture the elegance of this area, but bear in mind that unless you are sourcing the materials (and a vineyard to boot), there will always be something inauthentic about channeling Europe in another region of the world.4) White appliancesIf your appliances are white, it’s time to upgrade. White may have been at one time a color of choice to emphasize a spotless home (everything shows up on white!), but that is precisely the problem. Home buyers will subconsciously feel the toil associated with wiping every surface down, or see lingering stains that will never come out. In addition, plastic materials fade overtime, turning into a non-uniform yellow. Instead, choose black appliances, stainless steel, or the latest in “black stainless.”5) WallpaperWallpaper makes a bold statement in a home. However, that same boldness may put off buyers, especially if the wallpaper is cheap old or common. Any addition, removing wallpaper is a labor intensive process that can also put off potential home buyers, especially considering that the removal of old older wallpaper may damage the walls and create more headaches. Moreover wallpaper can be a source of undetected mold growth. Stick with paint instead.6) Carpeted BathroomsThere may have been a time when stepping across the master bedroom and onto an icy-cold tiled floor made a carpeted bathroom seemed like a brilliant idea, but that time is over. That’s what bathmats are for. Carpets and water in the same place is simply asking for mold growth or damage. Some modern homes have heated flooring’s, which is a huge selling point to potential home buyers and far preferable to the hygiene nightmare of a carpeted bathroom.7) Gaudy Gold Fixtures and HardwareMetallic finishes can give your home warmth and sophistication, but if you have shiny gold fixtures and hardware consider removing them. Gold carries a needlessly flashy and gaudy look that may appeal to nouveau riche buyers, but most home buyers find it as outdated as the ’80s. Instead, opt to replace these fixtures with warmer metals, such as polished brass or brushed nickel.8) Tiled CountertopsYour kitchen and bathroom countertops play a huge part in the eye of a potential home buyer. If their tiled, consider removing them. At one time, this trend seemed modern, but the nitty-gritty involved with maintaining tiled countertops can be off-putting. Think about it – what do you do if a tile chips and it needs to be replaced? Are you prepared to clean the porous grout regularly to prevent mold and bacteria growth? It just makes the already-unwelcome chore of cleaning the kitchen that much worse.9) Cheap Wood PanelingWood-paneled homes are beautiful. If you have stunning wooden wainscoting throughout your home, leave it alone. However, if the walls of your house contain cheap wood paneling meant for a church basement bingo game, remove it immediately. Lower quality wood paneling instantly dates your home and screams “cheap” to those looking. Worse, it may imply that the paneling was put up to cover up larger problems, like a lack of insulation or unfinished walls.10) TaxidermyAnimal heads on display will not appeal to every home buyer, so it’s best to remove that moose head when selling. That said, it may not be a hindrance to a sale in certain regions of the US, where hunting is popular. On the same note, similar items like a bull’s skull strategically placed over a mantlepiece or in a garden, will only be appealing to certain types of home bars. Remember that your goal is to make your home an open template so a perspective homebuyer can envision living in the house.11) Linoleum FlooringNo one likes walking across sticky linoleum barefoot. Simply put, get rid of linoleum flooring. At one time, it was a popular option, especially in the case of patterned linoleum that could mimic wood or tile flooring. Nowadays, linoleum is almost synonymous with inexpensive apartments and a careless sense of decorating. Instead, opt for flooring materials like hardwood that are not only comfortable, but also visually appealing.12) Popcorn CeilingsIf a home contains a popcorn ceiling (also known as a “textured” or “stucco” ceiling), it instantly communicates to a homebuyer that it is not been modernized. Popcorn ceilings were popular from the 1950s all the way to the 1980s as an inexpensive, ubiquitous alternative to cover up imperfections and unadorned drywall. To modern eyes, it looks more like a dreary Motel 6 than a warm home.Removal of popcorn ceilings, like wallpaper, is a labor-intensive affair. So be sure to get it done before your open house. In addition, be sure to look for asbestos, which can make or break a closing if detected by a home buyer or inspector.13) Glass Mosaic BacksplashOne of the most common trends from the mid-2000s is a glass mosaic back black splash for your kitchen or bathroom. While it may have looked good then because of its relative scarcity, today it is nearly everywhere. Consider replacing it with marble tiling or plain white subway tile to obscure your home’s last appointment with an interior designer.14) Bold PaintThe first thing that a home buyer sees when viewing a house for the first time is the color – first the exterior and then the individual rooms. Essentially, this first impression of colors sets the stage for the home’s other features, including furnishings, decorations comma and architecture.If a bold color is applied to the exterior, like a light-pink, potential buyers that like to blend-in may be put off. If a room is too dark, such as dark red; or too bright, such as a chromatic yellow, the features of the home may be muted or unnecessarily hidden as they compete for visual attention. Neutralizing your home is the best option (see “Neutral Colors” below), as buyers can project their own color palette to their tastes without being influenced by your preferences.15) Converted SpacesIt is a modern notion to have our spaces fit our personalities, lifestyles, quirks, and interests. That works just fine when you’re living there, but you may want to reconsider the current usage of each space that you have re-purposed when it comes time to sell. Having a garage converted for another purpose besides storage and parking vehicle may be finefor your needs, but home buyers may just want a garage for what it was originally intended. If you’ve converted your garage into a place to run your small business, exercise room, or music practice room, be sure to bring it back to its normal garage-only state to appeal to the largest number of home buyers.This is especially true for cities that have limited parking. Similarly, a bedroom converted into a small office or storage space can be off putting. This happens because it puts the intended purpose of the room into the mind of a home buyer and that is not your goal when selling your home.16) CarpetingMost home buyers prefer hardwood floors when purchasing a home, even if you have recently taken the trouble of installing new carpet. People may assume that the germs, pet dander, and dirt of the previous residents are still present within the carpet. Furthermore, the carpet color choice for the room may clash with their sensibilities or decorating ideas, leading to another item on their mental to do list when the time comes to customize the home.Hardwood flooring is a happy medium of natural hues and the ability to customize. Should the home buyer want carpet, then all they have to do is install it on top of the wooden surface.17) Too Much LandscapeThere’s been a trend in recent years of introducing the “outdoor living room” to holisticly connect nature with the home. Trimmed bushes in ornate shapes, carpet-like moss walkways, elaborate gardens, and ponds are all visually appealing, but there’s a catch. A property requiring constant maintenance may make potential home buyers hesitate especially if their future finances are uncertain.This also includes the recent trend of urban farming. While you may enjoy fresh eggs, honey, and chevre daily, others may be put off by the daily upkeep that animals require and the implications about your homes cleanliness, so it’s best to leave no signs that your home was once part of a farm.18) Hot Tubs and PoolsThere may have been a time when a pool was considered a selling point for new homeowners, but many home buyers realize how much of a maintenance issue and eyesore it can be. This is especially true for above ground pools, which tend to take up a large amount of space, create a safety and liability hazard for children and guests, and leave an ugly spot of dead grass when removed.This is true for hot tubs, too. Hot tubs are notorious as a breeding ground for bacteria, can be difficult to maintain, and removal from a deck or backyard may lead to even more expense down the line (e.g. rebuilding a portion of your deck where the hot tub once was).19) Whirlpool BathtubsWhirlpool bathtubs may once have been considered an item of luxury and a major selling point, but tastes have changed in recent years. Those who have owned or used them may have enjoyed the luxury, but realized how much water they use (between 80-100 gallons) and how much space is taken up that could be used for other bathroom features such as a bigger shower space or a dual-vanity counter.20) Minimalist DesignOutfitting your home like an urban loft space has long been a trend in interior home design, but this may not be your best option for selling your home. Minimalist design in this style can make homes seem unnaturally empty, without emphasizing the natural personality of the home that’s attractive to home buyers. Instead you should aim to add accents without creating a barren look. Subconsciously, an overly minimalist design communicates to buyers that the home shouldn’t house furnishings and decorations, something that may be at odds with the buyers intentions.These home improvement tips are written as a guide in selecting new designs and features that will give you the best options of for selling your home for the highest price!For more information on home improvements and real estate needs, please visit https://trishpappano.com </p>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/42/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Benefits Of A Home Based Business</title> <link>https://gpjilms.info/40</link> <comments>https://gpjilms.info/40#comments</comments> <pubDate>Thu, 09 Feb 2023 10:01:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Based Business]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=40</guid> <description><![CDATA[Taking advantage of a home-based business opportunity can afford you many benefits that far outweigh those provided by any employer.If you’re already working your own home-based business or are just entertaining the idea, it’s important that you evaluate your options … <a href="https://gpjilms.info/40">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Taking advantage of a home-based business opportunity can afford you many benefits that far outweigh those provided by any employer.If you’re already working your own home-based business or are just entertaining the idea, it’s important that you evaluate your options and consider the value of the benefits you’ll receive.A home-based business can provide you with independence and financial freedom, if you make smart decisions and are suitably motivated!Believe it or not, money alone is not enough to drive anyone to start a successful home-based business. Reasons for doing anything are almost always emotional and, in this case, the impact on lifestyle is most important when considering home-based business opportunities.For example, let’s say you’re Doctor earning $200,000 a year. That’s a pretty good salary and, in addition to the prestigious title, you’re likely to have enough money to buy most of the finer things in life – a nice car, house and a good holiday every summer. But what do you have to give in return?You still have to turn up for work according to your contracted hours. You can’t necessarily go home at a moment’s notice and you certainly can’t take more than your allocated holidays each year. To make matters worse, when you stop working (and you will), the generous income you’ve grown used to also stops!You have no freedom – freedom to do what you want, when you want… so, what’s the answer?Starting your own home-based business can give you personal freedom and, depending on the business you choose, can earn you an ongoing residual income (an income that continues whether you work or not) to give you true financial freedom!As a home-based business owner, you can set your own schedule, work the hours that are most convenient for you and have time available for family obligations and leisure activities.Working from home in your own time allows you the freedom to adjust your schedule according to the needs of your family – be home when the children are out of school is just one way in which many people have benefited from starting a home-based business.Another recognised benefit of running your own home-based business is the reduction in your stress levels. Naturally, any business will likely produce its own kind of stress but certain factors can be avoided when you take advantage of one of the many home business opportunities that are available to you.You can say goodbye to your daily commute, save money on your fuel and travel expenses and you can have the extra time in the morning and evening to relax and interact with your family, if you so desire.By starting a home-based business you can create an income working from home which, in turn, provides you with financial and personal freedom. But, more importantly, working your own home-based business can give you self-respect and a sense of achievement.There are many home-based business opportunities available. Be sure to research each one carefully and consider WHY you are doing it – this and a lot of consistent effort leads to success. </p>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/40/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>4 Things to Think About Before Starting Your Home Base Business!</title> <link>https://gpjilms.info/38</link> <comments>https://gpjilms.info/38#comments</comments> <pubDate>Thu, 09 Feb 2023 05:10:53 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Based Business]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=38</guid> <description><![CDATA[With almost one half of small businesses are being operated from home, the number of home based business opportunities are exploding. There are a thousands of options, and it is easy to be misled. If you are thinking about how … <a href="https://gpjilms.info/38">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> With almost one half of small businesses are being operated from home, the number of home based business opportunities are exploding. There are a thousands of options, and it is easy to be misled. If you are thinking about how to start your legitimate home based business, be sure you do your research and ground work well.Legitimate home based business opportunityMany legitimate home based business opportunities will let you make a lot of money, be your own boss, even choose to work from home. But make your decision wisely and well about which home based business you will build.Last year, the home business industry expanded by over 15% and this growth looks to be sustained and even speed up. This increase is because of many legitimate home based business opportunities becoming available.Home based businesses do not have to mean ‘get rich quick’ schemes. The best opportunities provide information, support and assistance to prospects, giving them business lead generation systems, proven marketing tools and even interactive guidance through online discussion forums and even personal contact in group mentoring sessions.All of this guidance and help can boost the chances of making your home based business successful and people wanting to work with you.Researching the OpportunityIts always smart to do your research. The range of legitimate home based business opportunities includes Internet home based businesses, direct selling, telemarketing, lead generation, and drop shipping business systems. But there are also many scams.Your responsibility is to find out everything about the company and people behind it, fellow franchisees and even customers to understand the business model, the risks involved and income potential.Far too often, people fail at even legitimate home based business because of unreal hopes and dreams. If you expect to bank a fortune very soon after you start in business, the chances are high that you will not reach your expected goals.Its important to be patient.Legitimate home based business brochures do not promise instant or easy wealth, though they do paint a rosy picture of how business success will be, with steady income that grows over time.Market ResearchBefore launching a home based business, you must ensure a big enough market.You want to be everywhere. The Web is can help in this research, as can extensive offline facilities like small business organizations, trade associations, or even public libraries.Personal AnalysisNot everyone is cut out to be a business owner. And it is important for you to go through a careful self-evaluation to make sure you are in the right business, for the right reasons.You may want to start a home based business because you are unhappy with your job. Maybe you prefer working from home or have unique circumstances that necessitate it. Or maybe you just like being your own boss. A legitimate home based business is definetely your solution.Consulting ExpertsBefore beginning work on your home based business, there are two more things to do: assemble a team and prepare your business plan or goal. A business plan is your road map to achieving your targets or goals and doing it in a timely manner. Your team will avoid mistakes and pitfalls as you build and grow your home based business.Legitimate home based business opportunities exist and are available in plenty. Many of them have potential to completely turn your life around. Do your research, and then leap in to reap rich rewards. </p>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/38/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://gpjilms.info/35</link> <comments>https://gpjilms.info/35#comments</comments> <pubDate>Sun, 05 Feb 2023 06:35:17 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=35</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/35/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Find the Best Long Term Health Care Insurance in South Florida</title> <link>https://gpjilms.info/32</link> <comments>https://gpjilms.info/32#comments</comments> <pubDate>Tue, 24 Jan 2023 20:00:09 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=32</guid> <description><![CDATA[How does one find the best long term health care insurance in South Florida? People living in the state of Florida should be aware of the many long term health insurance options that they have. The reason for this is … <a href="https://gpjilms.info/32">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> How does one find the best long term health care insurance in South Florida? People living in the state of Florida should be aware of the many long term health insurance options that they have. The reason for this is that long term care insurance is becoming very common through the state and in the entire United States, and for this reason it is important to know the various options given to you by an insurance company. You must also know the different types of care that you can receive after being diagnosed with a chronic illness or after you cannot perform two out of the many daily activities. In this article you will find out the long term care health plans in the “Sunshine State” and the many options you have.Types Of South Florida Long Term Care Health PlansIt is very important to understand that the variety or the extent of what a plan covers varies by company and can also vary by state. For this reason it is very difficult to describe the many plans offered by every single long term care insurance company operating in the state of Florida. We can help you with the two different types of policies that a customer can get when it comes to long term care insurance. Before this however, it is important to mention that you can get long term care insurance at any age and that in the United States people between the ages of 18 and 64 are covered.1. Non Tax Qualified: This type of long term care insurance is also called NTQ when abbreviated. It was once called “Traditional Long Term Care Insurance because it was the first form of long term care implemented. This type of policy has been in the industry for the past thirty years and it simply includes that for a person to get the benefits specified in the policy, they will need a “medical trigger”. This trigger can only be stated by your own medical doctor or a doctor from the insurance company itself, and from that point on if the trigger is effective you will receive the benefits in the policy. It is important to highlight that the status of the benefits under this plan have not been determined by the United States Treasury Department, which means that you might be at risk for facing a large bill for what the insurance paid.2. Tax Qualified: Also like the type of policy mentioned above, this policy is usually abbreviated at TQ. It does not need for the person to have a “medical trigger” which makes it much easier for a person to receive benefits. On the other hand the downsides of these plans are that the health plan will have a waiting period (ranging from 30 to 90 days) in which the insured will have to pay for their own medical care. In addition to that a doctor must provide a plan of care and the insured must be unable to perform two out of the many activities of daily living (include dressing, toileting, bathing, eating, transporting, etc). The benefits given to the person under this plan are not taxable!It is important to highlight that if you work for a place that offers a long term care policy, you must make sure about the company and the language specified in the policy. The reason for this is that many insurance companies that take part in group policies are not regulated by the state and therefore charge more and can raise premiums whenever they feel like it.Types Of Long Term Care Specified In South Florida Long Term Care Health PlansAs said before policies tend to change from company to company in the state of Florida, as well as in the entire country. It is important to read your policy fully before actually signing it, so that you know what is covered under it and what is not. Like in any other industry, the long term care insurance business offers the customer many different types of long term that can be best for them in the future. It is important to see that the policy covers the type that you want so that you don’t just have to settle for what they give you. The types of long term care found in South FL health care plans will be specified below.1. Home Care: This is perhaps the most common type of long term care insurance nowadays. This is simply because people don’t want to go around visiting various nursing homes or hospitals and instead they would much rather stay at home enjoying of their own space. Under this category the insurance company usually covers nurses that come to your home and help you out with daily activities. It is important to highlight that some health care plans cover home health aids of personal workers that help you around your home. The average rate in the state of Florida for Home Care is estimated to be between $10 and $16 an hour.2. Adult Care: This is a new type of long term care option that has emerged for individuals that want to get out of their home, but want to return to it in the same day. They provide senior citizens with programs of social interaction and they usually provide meals five days a week. Some may also have a means of transportation from the person’s home to the care center.3. Assisted Living: A person should consider this option if they are unable to live at home without help, but they want to remain as independent as possible. In these facilities senior citizens are only helped by staff to take medications on time, bathe, dress and provide any medical care that the person needs. They also have recreation time and provide a great environment for community interaction. In the state of Florida the cost of this type of care ranges from $2,000 to $5,000 a month.4. Nursing Homes: Perhaps the most expensive of any long term care type, these establishments provide the person with 24 hour nursing care when the person is recovering from an illness of disease. They can also accept patients in the end of their lives and help them out with any medical care that they need. In the state of Florida the cost for a nursing home on average is $206 per day (with Jacksonville at $190 per day, Miami at $236 per day, Orlando at $201 per day, and Tampa at $212 per day).Tips For Finding A Cheap South Florida Long Term Care Health PlanThere are many things you can do in order to lower your long term care policy quote. The thing that many people don’t understand is that this industry, just like any other insurance business has its ups and downs and that it gives customers a possibility of lowering their coverage. Below you will find three tips that may help you save money on a South Florida long term care health plan:<br />1. Bundle Insurances: Perhaps this might not be the best option for you, but is can sure save a person a lot of money. Most people that have long term care insurance have some sort of health plan and most Americans have an automobile insurance policy. If you are with a company that offers all three of them do not hesitate to change and put all your insurance needs under a single company. If you do this the company usually rewards you for being a “preferred” customer and you can save up to 10%.2. Shop Around: The more you shop around and do your homework the easier is going to be to save some money. If you are doing the shopping online, be sure to visit many insurance companies or maybe an insurance comparison website. If on the other hand you are shopping in person make sure you visit three of four companies and get quotes from each them. Shopping around leads to cheaper policies!3. Look at your Waiting Period: Sometimes you can save a lot of money by expanding your waiting period; however you must only do this if you can afford it. By making your waiting period larger you are taking costs off the insurance company and placing them in your pocket. They will reward you with a good premium.South Florida Long Term Care Health Plans Vary From Company to CompanyAs you can assume from the article that you just read, no plan is the same and you should definitely go to insurance companies personally and ask them for their services. If you shop around and are patient however, you can be assured that the best long term care plan for you will be in front of you at no time! </p>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/32/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Understanding Your Medicare Home Health Care Benefits</title> <link>https://gpjilms.info/30</link> <comments>https://gpjilms.info/30#comments</comments> <pubDate>Tue, 24 Jan 2023 19:58:40 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=30</guid> <description><![CDATA[For many caregivers and families who are searching to find out more information on how they can care for their elders and loved ones, it can seem like a daunting task. One of the most important distinctions that have to … <a href="https://gpjilms.info/30">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> For many caregivers and families who are searching to find out more information on how they can care for their elders and loved ones, it can seem like a daunting task. One of the most important distinctions that have to be made on your information gathering quest is to know the difference between Medicare covered Home Care vs. all other forms of home care. In this article, we will explain what Medicare Home Care is and how to find out if you or your loved one qualifies.What is Medicare Home Health Care?Home Health Care is skilled nursing care and certain other health care services that you get in your home for the treatment of an illness or injury.One of the services offered to senior citizens by Medicare is Home Health Services. Medicare recipients must qualify for services, and they must be recommended by the individual’s primary care physician or specialty care physician.Medicare beneficiaries who feel they may need Medicare home care should always look into whether they can actually qualify for Medicare home health services. It is not a general personal care or chore-worker service. Rather, Medicare home care covers limited, specifically defined at-home care related to diagnosed medical conditions, and sometimes includes personal care services.These Medicare home care services must be prescribed by a physician, and provided through a licensed home health agency. The beneficiary must have a medical condition, or combination of conditions, that require periodic services from a skilled nurse or therapist. A plan of care will be developed that describes the specific services covered. Eligibility and coverage are evaluated strictly so the beneficiary’s conditions and care needs must be aired fully.Medicare Home Care QualificationsIt is common for an elderly person to need assistance upon discharge from a hospital or in-patient rehabilitation stay. That individual’s physician, sometimes in concert with family members and the patient him/herself, would determine the in-home health care need and complete paperwork that refers the patient to home health care.Other common situations include the slow physical decline elderly people experience; when that decline includes inability to care for oneself on a daily basis-but nursing home care is not yet required-the physician may recommend home health care for just those tasks the senior is unable to perform.These four conditions must be met before homecare services can be prescribed and covered by Medicare:1. Your doctor must decide that you need medical care in your home, and make a plan for your care at home; and2. You must need at least one of the following: intermittent (and not full time) skilled nursing care, or physical therapy or speech-language pathology services or continue to need occupational therapy; and3. You must be home bound or normally unable to leave home & leaving home takes a considerable and taxing effort. A person may leave home for medical treatment or short, infrequent absences for non-medical reasons; and4. The home health agency caring for you must be approved (“certified”) by the Medicare program.You can always find more information about your benefits and rights at Medicare’s website. </p>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/30/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Reorganize the Health Care System</title> <link>https://gpjilms.info/28</link> <comments>https://gpjilms.info/28#comments</comments> <pubDate>Tue, 24 Jan 2023 19:56:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gpjilms.info/?p=28</guid> <description><![CDATA[All citizens of our country deserve the security of universal health care that guarantees access based on needs rather than income.It is a fundamental human right and an important measure of social justice. The government should play the central role … <a href="https://gpjilms.info/28">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> All citizens of our country deserve the security of universal health care that guarantees access based on needs rather than income.It is a fundamental human right and an important measure of social justice. The government should play the central role of regulating, financing, and providing health care. Everyone faces the possibility of poor health.The risk should be shared broadly to ensure fair treatment and equitable rates, and everyone should share responsibility for contributing to the system through progressive financing.The cost of health care is rising. Over the past years its expenditure have risen faster than the cost increases reported in other sectors of the economy. As a matter of fact, the free market doesn’t work for the health care system.* * *There are two ways of financing health care:The first is a private method of financing, by means of using workers’ and corporations’ money as premiums for acquisition of private insurance, which provides medical care. The established order leaves far behind 47 million people without health insurance.The second way, which is used by all developed countries of the world, is by taxing the workers for health care, which generates a pool of money, financing it through the budgets of the countries. The people of our country prefer private medical insurance and private health care. Getting accustomed, in the course of time to the existing system, our people reject all other proposals independent of their merits.An analysis of the acting system of private health insurance shows that this in essence is a social method of distribution of collected premiums. The insurance companies collect premiums from all insured workers and spend a part of them for health care of needy patients. As we see, private stays only the misappropriation of profits. Social distribution is carried out not on the scale of the full country, but is only limited by every medical insurance company.Medical insurance companies use as the basis of their operations an unfair practice. They select for medical insurance only relatively young, healthy, working people, which rarely are sick. They constantly increase the premium rates, excluding retirees who need substantially more care. Thus, the health insurance companies established for themselves hothouse conditions. They make billions of dollars in profits, which in essence is a simple misappropriation of unused means of healthy people, that don’t need medical services. Justifiably these means should be set aside in a special fund and used for care when these workers retire.Under the existing system, medical insurance companies have every reason to limit our care and increase our co-payments and deductibles. HMOs are famous for refusing to cover necessary hospital stay, denying people coverage for emergency room visits and balking at medically necessary procedures and therapy. The main reason our system is so expensive is that it has to support profit-hungry HMOs. In the U.S. thirty percent of each premium dollar goes to pay for administrative expenses and profits.HMOs stand as a useless obstacle in between doctors and their patients. A question occurs. It is necessary to have HMOs in the system?The answer is clear. There is no need for HMOs. This is an unnecessary link and it need to be abolished. It is necessary to establish a system that allows providers to concentrate on care, not on profit margins.* * *The health care system needs a fundamental change and improvement. It consists precisely that is necessary to decide a ripe task about improvement of medical care, simultaneous lowering the expenditures and providing all citizens of our country with goo care. This major problem brooks no further delay. It is generally known that health care in our country equates with small business, and all participants are interested, like every business, in receiving the highest possible profits.Breaking up the medical care into small medical offices don’t favor the development in this field and the fundamental medical tasks of lowering the cost of medical care by following reasons:advanced medical technology can’t be used in these offices;conditions don’t exist for a high level of organized health services;doctors prefer to minimize the time for medical examination of patients;fee for service is not the best idea in this field.The enumerated shortcomings in its turn lead to:the growth of serving medical staff and administrative expenses;deterioration of efficacy of outpatient treatment, increases visits of patients and needless referrals to hospitals;aggregate increase of expenditures on medical care.* * *Under existing circumstances of irrational organization of medical care in our country, it is necessary to look for new structures to satisfy the requirements of contemporary reality.Inevitably comes to mind a conclusion of advisability to reorganize the whole structure of medical care. Instead of great numbers of small unproductive medical offices it is preferable to organize large-scale multi profile medical clinics, each of them to be attached to a near hospital and working in two shifts.These outpatients’ clinics should be equipped with modern medical and information – computer technology, as well as contemporary laboratories, and carry out in them all necessary medical examinations, tests, procedures etc., considerably raising the quality of medical care and labor productivity of all medical staff.Another important measure – fundamental change of existing payment system for medical doctors care. We offer the introduction of pay by the hour remuneration system in the form of rate of salaries. Salaries for doctors should be established in dependence with the qualification, confirmed every five years, exemplary 150-200-250 thousand dollars yearly. Besides that should be established a distribution of bonuses for successfully carried out surgeries and excellent medical treatments of patients. This undoubtedly will switch over the attention of medical doctors to quality health services for patients. In essence, only such radical changes can be called medical care reform.* * *It is advisable to set up a public, non-profit organization for medical care of the population of the whole country, with branches in all states. The leadership of the non-profit organization should be carried out by the best experts in medicine, science, economics, finances and public relationship. They must take full responsibility for the medical care of the entire population and the use of means for financing it. It must include effective mechanisms for controlling costs of medical care. All controversial questions should be decided between medical doctors-experts from this organization and treating doctors. This will be a managed health care system. Managed care reflects the country’s distinctive approach to a universal human challenge. The cost of medical care must be contained. The rational for limit setting policies must be explicit and readily available to the public. The rational must show how the policy promotes good care for individuals and optimal use of available resources for the large population.It is advisable to free the medical doctors from the necessity of insurance against cases of committing medical errors, lifting of them the heavy burden of unnecessary wasted expenses. Medical doctors, undoubted should carry the responsibility for committing criminal negligence in the performance of their duties, causing irreparable harm to the health of treating patients.* * *It arises a question. How to carry out the financing of health care in the new term?The main thing and the only source of financing should be the use of a special tax for these purposes. It should be worked out a scientifically grounded percent of tax for the income of workers and profits of corporations and businesses, generating a fund, which should defray expenses on health care. To this fund should be directed the means from Medicare and Medicaid. Thus, all the means for financing medical care should be directed from the budgets to the public non-profit organization. This organization, in a proper way, should work out in detail an estimate expenditure of its budget. Within reasonable limits of this budget will be maintained the full medical care system.A scientific institution of appropriate profile should work out such a budget. If one may put it that way, undoubtedly we can assume that the maintenance cost of medical care under the new favorable conditions will be considerably lower than at present time. It seems to us, that the proposed perfected system sets a shield to uncontrolled expenditures of medical care, which under the system of unlimited presentation of bills to Insurance companies, Medicare and Medicaid becomes similar to a snowball, uninterruptedly going downhill on the verge of disaster.The system of medical care and financing of a new type should decide the topical problems of contemporary health care. </p>]]></content:encoded> <wfw:commentRss>https://gpjilms.info/28/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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