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<title>Payday Loans Explained in Simple Terms</title>
<link>https://fnwatanms.info/47</link>
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<pubDate>Tue, 18 Jul 2023 06:46:13 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Online payday loan]]></category>
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<description><![CDATA[Payday loans, sometimes also called paycheck advances or payday advances, are small, short-term loans that allow borrowers to cover expenses until he or she receives the next paycheck.This type of lending has come under a bit of scrutiny lately, as … <a href="https://fnwatanms.info/47">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p> Payday loans, sometimes also called paycheck advances or payday advances, are small, short-term loans that allow borrowers to cover expenses until he or she receives the next paycheck.This type of lending has come under a bit of scrutiny lately, as many unscrupulous individuals began taking advantage of borrowers. Because of this, some jurisdictions have imposed strict usury limits on the annual percentage rates that can be charged. Other jurisdictions have banned the practice of payday lending all together, while still others do not police the industry at all. Since the nature of payday loans is very short-term, there can be a significant difference between the annual percentage rate (APR), and the effective annual rate (EAR). This is due to the fact that EAR compounds the interest, which can cost a great deal more to repay.Payday loans are typically issued through a retail outlet. The money is issued immediately with no background or credit checks, and is due in full at the time of the borrower’s next paycheck (typically a term of no longer than two weeks). The finance charges on these loans are quite high and can be anywhere from fifteen to thirty percent of the amount borrowed for the two week period. This ends up calculating out to be an APR of anywhere from 390 to 780 percent. Terms are set in place by the borrower writing a postdated check to the lender for the full amount of the loan plus the applicable fees. When the loan is due to be repaid, the borrower is to return to the store to repay the loan in person, or else the lender will cash the postdated check.In the event that the person does not return to the store to pay, and the postdated check bounces, the borrower will face extra fees from their bank, extra fees and interest charges from the lender, on top of the original amount owed.Payday lenders take steps to minimize their risks, such as requiring the borrower to bring multiple pay stubs in as proof of steady income. Bank statements may also be required.In addition to retail locations, the internet is now one of the easiest places to seek a payday loan. In these cases, a borrower fills out an online application that provides personal information, employer information, and bank account numbers. Copies of paychecks, bank statements, and signed paperwork must also be faxed. Once completed, the loan is direct deposited into the borrower’s checking account and the loan amount along with finance charges is electronically withdrawn when the next payday occurs.To give you a better idea of how the process works, let’s take a look at an example. A borrower needs to borrow $500 for two weeks. The lender agrees to issue the funds as long as the borrower writes a postdated check for $575 (the $500 borrowed, plus $75 interest charge at a rate of 15%). The lender then agrees to hold the check until the borrower’s next payday or until two weeks has elapsed. When two weeks is up, the borrower must repay, have their postdated check cashed, or renew the loan. If you renew the loan the lender will add another fee to the loan amount outstanding and give you another two weeks to pay it.While it can be high, the pricing structure of payday loans is quite straightforward. Lenders often defend their high rates by providing the argument that processing costs for such loans are often much higher. Since most financial institutions do not offer conventional loans for such low dollar amounts, they must keep prices high in order to recoup their own loan processing costs. <br/><a style="display:none;" target="_blank" href="http://jasabacklinkpro.info">jasabacklinkpro.info</a><a style="display:none;" target="_blank" href="http://jasabacklinks.info">jasabacklinks.info</a><a style="display:none;" target="_blank" href="http://kalipakem.com">kalipakem.com</a></p>
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<title>The Textile Industry – Part II</title>
<link>https://fnwatanms.info/45</link>
<comments>https://fnwatanms.info/45#comments</comments>
<pubDate>Tue, 21 Mar 2023 14:01:09 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
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<description><![CDATA[A brief outlook on The Indian textile industryAt a broader level Indian Textile Industry can be divided into two categories: Organized and Unorganized.Despite India being an emerging economy, the Indian Textile Industry is largely unorganized and still relies largely on … <a href="https://fnwatanms.info/45">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p> A brief outlook on The Indian textile industryAt a broader level Indian Textile Industry can be divided into two categories: Organized and Unorganized.Despite India being an emerging economy, the Indian Textile Industry is largely unorganized and still relies largely on traditional means in cloth manufacturing and is also highly labor intensive in nature. The clothes are produced with the help of hands via weaving and spinning methods.The remaining half of the industry is very much organized with high importance endowed on capital intensive production processes. The sector depends on sophisticated mills by way of which technologically superior machines are utilized for mass production of textile products.Further classification of Indian Textile Industry• Textile industry employing fiber derived from man made means or natural cotton.<br />
• Yarn industry using fiber or filament, similar to the man made variety<br />
• Textile industry centered on production of wool, its offshoots and woolen products.<br />
• Textile industry based on production and processing of Jute.<br />
• Textile industry centered on mass production of natural silk and final products from silk<br />
• Handloom Industry<br />
• Handicrafts industry which is primarily unorganized in natureThe textile industry employing fiber derived from man made means or natural cotton.This sector is looked upon as the largest producer of textile products. In terms of employment opportunities, the sector employs maximum number of people in the entire industry which is said to be around a mind-boggling one million workers. According to the latest estimates by Ministry of Textiles, the total number of mills in this particular sector stood at 1818 in number. The total capacity of all these mills total to* 35.37 million spindles and * 0.45 million rotors In between April -December 2009, the production of cloth made from man-made fibre accelerated by 21.3 percent.Spun Yarn industry can further be segregated into two sub-sectors:-• Cotton Yarn Manufacturing industry: The production is directly related to the production of cotton on year-on-year basis, whose production in turn largely depends on the vagaries of nature. Therefore it is widely observed that the rate of production in this sector, more often than not fluctuates.• Non cotton yarn producing industryThe industry is growing at an unprecedented speed for the rate of production in this sector has accelerated on a consistent basis. The period between 1999 and 2005, the capacity of this sector increased between 80 and 93 percent.Organized sector is going through a rough patch and the reason cited being the tweaking of the structural set-up. Of late the weaving sector has been separated from the spinning sector causing the rise of powerlooms of decentralized nature. In the recent years the production capacity of the organized sector plummeted by 0.54 lakh between March 2000 and January 2007.Nonetheless, the organized sector seems to be fairing better than unorganized one with a yearly growth rate of almost 5.4 percent.Yarn industry utilizing fiber or filament can be divided into two divisions:-• Industry type consisting production of cellulosic fibers or filaments<br />
• Industry type consisting production of non-cellulosic fibers or filamentsTextile industry centered on production of wool, its offshoots and woolen products.• Its export oriented<br />
• Production base is mainly located in the rural areas<br />
• Both organized as well as non-organized units dominate this sector.India’s contributes nearly 1.8 percent of total production of wool in the world. This sector is known for its high employment generation capacity. By 2006, twenty seven lakh workers were working in this sector. At a broader level, the total raw wool production in India can be segregated into three major grades:-• Carpet Grade comprising 85% of the total raw wool production<br />
• Coarse Grade comprising 10% of the total raw wool production<br />
• Apparel Grade comprising 5% of the total raw wool productionNonetheless, it has been found that the demand for raw wool in India is more than the output; hence large part of the local demand is met through import of raw wool. Wool is said to be the only natural fibre in which the country has not yet achieved self-sufficiency.The sector also attracts foreign exchange earning from export of woolen products.At present there are 958 woolen units in the country, the majority of which fall in the small scale sectorSome of the exclusive items used in the production of wool fiber in India include: Pasmina and Angora.Textile industry based on the production and processing of Jute.Significant part of Eastern India is into production and processing of Jute, West Bengal in particular. Nearly 4 million farm families depend on it. The industry provides direct employment opportunities to 2.6 lakh industrial workers and another 1.4 lakh people in the allied sectors. In the world market, the contribution of this industry is noteworthy. The export earnings from the sector stand at Rs.1200 crore. In export of final jute products, India bags second position in the entire world. Besides, revenue also comes from government and private orders for packaging purposes.The special features of Jute:-• Natural Fiber<br />
• Biodegradable product<br />
• The fibers can be renewed after use<br />
• Eco-friendly in natureIn India, Raw Jute is manufactured in the following states:-• West Bengal<br />
• Assam<br />
• Bihar<br />
• Andhra Pradesh<br />
• Meghalaya<br />
• Orissa<br />
• TripuraThe total production of raw jute in India is almost 90 to 100 lakh bales. The industry gets good support from the government. The crucial support comes in the form of Minimum Support Price. The support price increased from Rs.910 to Rs.1000Textile industry centered on mass production of natural silk and final products from silkIndia is leading producer of silk in the world, second largest producer to be precise. Of the four varieties produced, Mulberry accounts for 88.7 percent, Eri account for 8.4 percent, Tasar 3.8 and Muga silk 0.6 percent. Its contribution to the total world production of silk is about 18 percent.The rearing and breeding of silk worms as well as the production of raw silk are known as Sericulture. The industry is considered as one of the top cottage industries in India. Over fifty thousand villagers are into silk production. One of the most remarkable aspects of this industry is its labor -intensiveness.The different people involved in Sericulture include:-• The workers who produce silkworm seeds<br />
• Farmers who rear the silkworms<br />
• Workers who are into reeling<br />
• Workers who are into twisting the silk<br />
• Workers who weave the silk<br />
• Workers who spin of silk waste<br />
• Dealers of SilkThe significance of Silk Industry can be outlined as follows:-• Fewer Investments required.<br />
• Return on investment quite high<br />
• Nearly 6 million people employed in this industry.In 2004-05, the amount of silk produced stood at sixteen thousand and five hundred metric tones which scaled up to seventeen thousand and three hundred five metric tones during 2005-06. The foreign exchange earned by the industry in 2005-06 was Rs.3158.16 crore.The silk export items of India include:-• Fabrics<br />
• Waste of silk<br />
• Carpets made up of silkHandloom IndustryHandloom industry occupies second position in terms of livelihood after agriculture. Over the years, this sector’s production has increasedDisadvantages linked to Handloom Industry in India• Technology is outdated<br />
• Production system not organized<br />
• The turnaround is relatively low<br />
• Working capital for this industry is pretty low<br />
• Marketing aspects is almost zero<br />
• Innovation is significantly low.Handicraft industry:Handicraft industry is one of the most traditional industries in India.Special features of this industry include:• Capital requirement is reasonably low<br />
• Provides employment opportunities to large number of people.<br />
• Most of the handicraft items are exported; thereby help earn foreign exchange for the artisans and the country.Nearly 63.81 lakh people were employed by this sector.The total number of people employed in this industry amounts to 63.81 lakhs. </p>
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<title>Construction Contracts and Tenders in the UK: Facts, Figures</title>
<link>https://fnwatanms.info/42</link>
<comments>https://fnwatanms.info/42#comments</comments>
<pubDate>Tue, 21 Mar 2023 12:21:24 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
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<description><![CDATA[Construction ContractsEach year, public sector contracts account for nearly 40% of construction work available. These commissions total in value of over 33 billion. To claim a portion of the construction budget, businesses must secure tenders. The tender process is the … <a href="https://fnwatanms.info/42">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p> Construction ContractsEach year, public sector contracts account for nearly 40% of construction work available. These commissions total in value of over 33 billion. To claim a portion of the construction budget, businesses must secure tenders. The tender process is the method businesses are required to follow to make their bid on construction contracts. Tender opportunities vary based upon the needs of the public and private sectors.Sectors where construction tenders are plentiful include schools, hospitals, social housing and roads. The housing sector alone accounted for over 1.7bn in construction across all departments. Tenders are typically related to construction machinery, construction equipment, roof works, special trade construction works, repairs of building installations, maintenance service of building installations, architectural contracts and other related services.Local Authorities & Construction ContractsLocal authorities have budgeted expenditures in the UK for 2010-2011 year at 121.9 billion. Fourteen percent of this budget is expected to be spent on housing, and 38% of the budget is expected to be spent on education. Currently, the UK local authorities have several construction contracts underway and several more planned. Many of these contracts consist of:• Department of Children, Schools and Families projects• Department of Transport projects• Community and Local Government projects• Department of Health projects• Ministry of Justice projects• Department of Culture, Media and Sports projects• Department of Environment, Food and Rural Affairs projects• OthersThe budget percentages are not indicative of the remaining contracts in construction for 2010-2011. A large portion of the construction contracts will be allocated towards construction projects related to health. The Department of Transport and Department of Children, Schools and Families also account for a significant portion of the budget. Over 17 million will be spent in the Department of Health, and over 26 million in the Department of Transport is remaining on the budget for this year. Over 8 million in contracts are remaining and will be allocated towards construction related to education.<br />
<br />
Construction Tendering ProcessThe construction tendering process is similar to obtaining tenders in other industries. Most businesses simply locate a tender provider, select a tender and bid for the business. Since the government supplies 25% of local employment, many construction tenders are public contracts. Hence, many businesses rely on government tenders as a vital source of income. The private sector may also provide tenders through tender opportunity providers. Tenders are provided online, by phone or by email. Depending upon the mode of retrieval, tender searches vary. Elaborate websites have been developed to make tender searching easier and more convenient. When tenders are displayed in real time, businesses that identify them quickly have a competitive advantage.Selecting an appropriate tender provider is almost as important as bidding for the opportunity. Many tender providers offer construction businesses more opportunities than others. The more opportunities available to businesses, the more likely the business will land a viable contract. Ensure that the tender provider offers tenders from both the public and private sector. This will guarantee that your construction company finds the best opportunities.Through tender websites, businesses may search for tenders by industry, region or other advanced methods. During registration, some websites will gather information about the business to deliver relevant tender opportunities via email. When the company finds a relevant tender, a representative of the company will prepare a PQQ or ITT. These documents contain questions that businesses must adequately answer regarding the opportunity. The questions must be answered thoroughly to demonstrate your business’s competitive advantage over other businesses bidding for the same construction contracts.Some companies that apply frequently for construction contracts may be tempted to copy and paste answers into the fields provided. While this saves the company time, often the information is not relevant to the question asked. If the information is not relevant, this will make the company appear less informed about the opportunity. The evaluator will then select the next applicant that provided a detailed description of how the project will be completed. The business with the lowest bid that meets the project’s needs will win the contract. When the bid is won, the construction company is expected to meet the criteria outlined in the bid, including the bid price. Those who do not may be penalized.Businesses that are focused on local authority contracts should recognize that small and medium sized businesses are considered. In 2004 and 2005, these businesses won 59% of the total local authority contracts. Construction contracts were included in this percentage. These types of businesses are encouraged to take advantage of the local authority budgets as well.<br />
<br />
Lower Value ContractsContracts valued under 100,000 are considered lower value contracts. Some contracts are bid below cost to provide services under special circumstances. Many of these lower value tenders are often found in construction, transport, security and electrical. Businesses should be aware that these contracts exist. Lower value tenders serve as an alternative source of income. Companies that perform well on these contracts may be considered for other tenders at full value.<br />
<br />
Changes in Construction TenderingIn 2009, over 13 million was allocated to construction by the local authority, according to the Office of National Statistics. The amount increases steadily year after year. Since 1997, the local authority budget for construction has increased by over 10 million. Each year, the budget increased incrementally by 2 million, despite the global recession. Construction tendering is a viable way for companies to earn a sustainable income.Currently, the public sector accounts for 40% of the total construction commissions totaling over 33 billion. While local authority construction contracts and other public sector contracts are a sound source of income, they are not the only source of income in the construction industry. Businesses should also consider the private sector and others as a source for tenders. This will increase a business’s chances of obtaining a high value tender.SummaryBusinesses seeking construction contracts will find over 51,000 new opportunities published each month on some tender websites. Each contract is valued based upon the work performed and the length of the contract. Construction tenders typically hold a higher value than other tenders, because the projects are larger and more labour intensive than other tender opportunities.Construction is a sustainable source of income for businesses located within the UK. Construction companies should develop strategies for bidding that will highlight their competitive advantage over other bidders. This will increase the number of successful bids made by the company. Companies that consistently win bids will increase revenue and sustain their business. </p>
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<title>How To Start A Home Based Business</title>
<link>https://fnwatanms.info/40</link>
<comments>https://fnwatanms.info/40#comments</comments>
<pubDate>Thu, 09 Feb 2023 09:50:27 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Home Based Business]]></category>
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<description><![CDATA[Everyday people flock to the Internet to look for their perfect internet based business for various reasons.Some end up worse off than they first started. Why? many are not prepared to start a home based business.Before you start, ask yourself … <a href="https://fnwatanms.info/40">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p> Everyday people flock to the Internet to look for their perfect internet based business for various reasons.Some end up worse off than they first started. Why? many are not prepared to start a home based business.Before you start, ask yourself these questions?1. Is it Internet based? You can leverage on the internet to communicate, do business plan presentation,<br />
automate service delivery etc. With the advancement of the technology, Internet based type of business become more and more popular.2. What business model do I use? If you want cut short the product creation time, you can use other people’s business model. Find a business model that is already working and proven. This will save you time and money.3. Do I get strong support? A perfect Internet home based business should also work life a brick and mortal<br />
business in terms of support and training. Except the delivery of support is via phone, email or the Internet.4. What marketing strategies do I use? Every body know marketing is the key to doing any business. The difference is in the strategy. Some strategies work, some don’t.5. Do I have the tools available? Tools can save you time but not necessary save you money. There are numerous of tools which help you from doing competition research to product creation and delivery tracking, use tools to save your time. You have only 24 hours a day, anyway.I find that a perfect Home based business, it must first meet the “home based” criteria, meaning you literally need not go out for a single meeting or even deliver a single piece of good. If you find one that meets the above criteria, you can start fast and earn money from home.Now that you know how to start a home based business, there are other factors that may help you how to start a home base business.Know Your Strength Knowing what you are good at may help you to choose a home business that you will enjoy and do well. Knowing your strength will increase your chance of success. For example if you are a very organized person and love to write, you can be a good article write.Choose Your Business ModelsThere are various internet home based business models which you can model after. These models varies from email marketer, which need no website to super stores with very fanciful web storefront.Know Your Product and ServicesFor most if us, we are not super sales person. If you know your products and services well, you are going to tell your customer from your own experience. People can tell if you believe in your products. Many a time people buy you first before buying your products. If you are familiar with your products and services, you will sell more.Your Business Needs Time to GrowRemember that most home businesses take at least months<br />
before you really start seeing the return of your investment. It is important to track the growth month by month and you are able to project your break even period.Stay Within BudgetAs tools are necessary to help you save time, plan carefully your initial investment and monthly expenditure. Plan and get the most needed business tools first. Defer the other to later.Treat It Like A BusinessRunning a home based business can be more difficult than running a traditional business. Many distractions: Kids, TV , your bed, etc.Be discipline to work on your home based business and be enthusiastic about it. Motivation is the key for you to keep going on and stay on course.If you treat your home based business like a hobby, it will pay you like a hobby. Treat it like a real business, it you pay you like one.Marketing Marketing is how you get your customers. Now there are many forms of marketing such as newspaper ads, flyers, TV ads, mailing lists, pay-per-click ads, power-linking, and many others. How you market your business is up to you. Each technique has its own strengths and weaknesses. Obviously you will want to keep your budget in mind when picking a method of marketing.Diversify your marketing as much as possible, and remember… the more people that see and know your business the more business you will do.Use ToolsThere are numerous of tools which help you from doing competition research to product creation and delivery tracking, use tools to save your time. You have only 24 hours a day, anyway.With the pointers above, you now know how to start a home based business more confidently and chance for your success is now dramatically increase. </p>
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<title>7 Simple Steps to Choosing The Home Based Business That is Right For You</title>
<link>https://fnwatanms.info/38</link>
<comments>https://fnwatanms.info/38#comments</comments>
<pubDate>Thu, 09 Feb 2023 05:03:18 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Home Based Business]]></category>
<guid isPermaLink="false">http://fnwatanms.info/?p=38</guid>
<description><![CDATA[In these difficult financial times that we find ourselves, many people are looking for ways to create additional income for themselves. Yet they don’t know where to go to find the necessary information. These simple 7 steps will hopefully help … <a href="https://fnwatanms.info/38">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p> In these difficult financial times that we find ourselves, many people are looking for ways to create additional income for themselves. Yet they don’t know where to go to find the necessary information. These simple 7 steps will hopefully help you decide which type of home business is right for you at this stage of your life and career and where to begin to turn your dream business into reality.A HOME BUSINESS is simply a small business that operates from the business owner’s home office, lounge or kitchen. It is usually operated in one’s spare time and is often based around the interests of the business owner.Here are 7 simple steps to help you choose the Home Business that is right for you.Step 1: What is your Passion?Some of the most successful home businesses have been built around the owner’s passion for something. Catering businesses are built around a passion for cooking and seeing people enjoy your food. Network Marketing businesses are often built around a passion for talking to people, one’s love for the products and helping people develop their own home businesses as part of the team.So the first thing you need to do is look for something that you are passionate about, that you love doing in your spare time, and see if there is a business opportunity there. One of the fastest growing hobbies worldwide is Scrapbooking and many small business opportunities are being born out of this recent trend to turn a photo album into a vivid and colorful experience.So whether it is woodworking or baking or writing short stories or whatever, your degree of success is likely to be higher if the home business is based on something that you love doing.Have you heard the statement “Follow your Bliss”? Well, what is your Bliss? Because if you can link your home business to your Bliss, or Passion, you will be ahead of the game already.Step 2: How much Free Time can you dedicate to your home business?For most of us, our home business will be started and operated in our spare time. So now you need to decide how much time you will be able to devote to your new business. And for those of you who say “but I have no spare time for anything new”, I say, “look at how you spend your days and nights and you will see how much time you waste on non-productive stuff”. A good, and useful, exercise is to keep track of what you do over the period of a week, in the 6 basic categories of Work, Family Time, TV, Entertainment Out, Lazing Around and Sleep. All you will need to do is find some 8 to 10 hours a week that you can redirect, and you will have enough time to develop and grow and successful home based business.Step 3: How Much Money is available to invest in your Home Business?This is often another obstacle that people find to starting up a home based business. It is important to realize that some $$ will be required to make a go of anything, but some types of home based businesses require a lot more $$ than others. Often where less $$ are needed, more time is needed, but this is not always the case. And for most of us, the reason for starting up a home based business is to generate additional income because there is never enough money left over at the end of the month, or as they say “the money runs out before the month does”.A Network Marketing business, for example, will often be able to be started for a couple of hundred dollars and a commitment to spend another $50 to $100 a month on training material, conferences and the like. But these sorts of businesses, if you follow the system properly, can start to deliver income within a few months. An Internet based home business may require a larger outlay in the beginning, maybe a few thousand dollars for the training program and software required and can become cashflow positive within 6 to 9 months. Buying into a Franchise on the other hand may require many tens if not hundreds of thousands of dollars. So look at your cash flow and decide what expenses you can give up temporarily, so as to free up some money to invest into your business. No business can be truly successful, if you are not prepared to invest some money into it from the beginning.Step 4: What are your Specific Skills – what are you good at?The next step is for you to decide how you can use your personal skills in your new business venture. What are you good at? This is linked to the first step, identifying your passion – but it is more about what you can do well and are confident about. So, if you are great with people and love to meet new people and can chat easily to strangers, then a Network Marketing business may be right for you. You will be given training on how to approach people, depending on which company you decide to work with, but your people skills will put you in a strong position to succeed.If you are good with words, are a good writer and can put complex ideas into simple terms, of if you are creative and can think outside the box, or if you are good at getting other people to do things for you (a good delegator) then an internet based business may be perfect for you. In this modern age, more and more people are searching for information on any number of topics and are prepared to pay someone to provide that specific information for them.If you are more business focused, a numbers person and can look at a balance sheet and see the clear picture, then maybe buying an existing small business and running it “hands off” may be a good option. This is also good for people with less free time, although some time will be required to make sure the business goes in the direction you want it to.Step 5: Look at the Options that fit your profileThis is where you will start to narrow down the options that fit in with your Passion, your available Time, the Money you can free up to invest and your specific Skill Set. There are many hundreds of websites available that will be able to offer you the introductions to the various businesses available to you. You can go to http://www.google.com and enter one of the four sets of words as a starting point to find out what options are available. The four main categories are Network Marketing Business Opportunities, Internet Based Marketing Opportunities, Franchise Business Opportunities and Small Businesses for Sale. In each of these categories, add the city or area where you live to limit the options presented to those ones that are more suitable for you.Step 6: Do your more detailed research.Once you have identified 2 or 3 business options or ideas that look good for you, then you need to do some more detailed research into those options. Is there a market need for your Product? Is the Network Marketing Company growing strongly in your area and does it have good leadership? Is the small business you are looking to buy producing a positive cash flow with a good client base? Talk to friends or find someone who is doing something similar and discuss with them. Speak to a business broker if this is the direction you are going in. Once you have whittled your choice down and are confident you can make a go of it, now you are ready to start your business.Step 7: Take the First Step and Do ItThere is nothing more exciting, when starting to develop a new business, than to get going, so now you are ready to do something to implement your business. Find out where meetings are being held to do with the Network marketing business you have chosen. Go to a seminar on Internet Marketing if that is your chosen direction and take the plunge. Most of these sort of home based businesses offer a cooling off period, or a money back guarantee, so you will have a month or maybe longer to decide if the direction is right for you. But the longer you put off doing something, putting your dream business idea into action, the less likely you are to actually get it up and running.If you would like to know more about this subject, or have any questions about Home Based Businesses, log onto http://stuartfish.biz You will find a number of articles on internet marketing there. </p>
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<title>How to Select a Home Based Internet Business</title>
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<pubDate>Sun, 05 Feb 2023 05:24:31 +0000</pubDate>
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<description><![CDATA[Today, having an Internet home business is economic protection for your self and for your family. The Internet is the world’s most powerful business vehicle. It has opened up more opportunities to build a successful business from rural and other … <a href="https://fnwatanms.info/35">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p> Today, having an Internet home business is economic protection for your self and for your family. The Internet is the world’s most powerful business vehicle. It has opened up more opportunities to build a successful business from rural and other far-flung locations. Owning an Internet home business is probably the easiest way to create financial success for yourself and for your family. It has created six figure incomes for more than a few Average Joe’s and has changed and will continue to change the way we do business and will continue to impact every area of our lives Home based business opportunities are now easier than ever to find.The Internet has made it possible for the people to work from home or anywhere they have access to the internet. Overall Numbers and Success Rates on the Rise as the economy continues to attempt to claw it’s way out of a recession that seems to worsen by the day. The Internet home based business market still continues to grow. With record levels of unemployment and job uncertainty for those still employed, the home business market is actually growing and home based internet business’ are actually increasing.The number of home based businesses ranges up to 38 million, depending on who is doing the counting (U.S. Census statistics). According to the U.S. Bureau of Labor Statistics, the number of home-based businesses in the U.S. exceeds 18.3 million businesses.Although difficult to track, it is estimated that nearly 70% of home based businesses succeed for at least a three-year period (compared to 29% outside the home business ventures). The higher success rate is due to the ability for home-businesses to be operated part-time around a day job. However the success of a home business comes down to the commitment and dedication of the home business operator.Having a home internet business is currently one of the best ways to earn money as it requires less start up costs than traditional business models such as franchises, you are not tied to one location and the overhead is minimal. If you select a business opportunity with product or service that you are passionate about it can be personally rewarding and if you combine that with a lucrative compensation plan with high profit margins it can be extremely lucrative.Overall, the best home internet business is one that you are comfortable and have some passion about, however the key to your success will be your ability to be persistent and determined in your efforts.One of the greatest perks of home internet business is the flexible schedule and ready availability of vacation time. Also there is no boss to answer to. You can work from almost anywhere and pick the times that you chose to work. It allows for total control and freedom of your time and money.The downside of operating a home internet business are exactly the same as the perks. The personal control of your time and freedom can be a self made obstacle for some. It requires discipline to actually work without anyone looking over your shoulder and concentration to avoid distractions. However, as stated, these are self made and can be overcome with practice and personal development.There is basically two types of home internet business. You can either sell or your own products and services or someone else’s product and services. If you are just starting out in this arena I would recommend that you sell a established company’s products/ services, which is known as affiliate marketer. Being an affiliate requires less work and can be very profitable, it will also give you the training you need to eventually sell your own product/service. The main criteria you should use in selecting your affiliation is the product, the company history, the training/support and the compensation plan. If you already have a product I would aggressively study the production of and how to market your product. Look for home internet business opportunities that fit your goals, lifestyle, and schedule.There are many scams on the internet that you should avoid, it your responsibility to do the research on the company and meet with other current or former participants to find all the information necessary in evaluating a business opportunity. Just because the company may have one bad review or some critics does not mean that it can’t be a viable, lucrative home based business opportunity. There are many legitimate home internet business’ that people are making a very good income and are actually having fun and/or helping others do the same.There is no such thing as something for nothing and with anyone legitimate home business there will be start up costs associated with it. The cost in most instances will be in direct proportion to the amount of income that you desire. Once again it your responsibility to research what you are investing in.Beginning a home internet business is without doubt one of the most exciting adventures you are going to ever embark on. For many having a main or additional of source of income in the near future will be a necessity. Any entrepreneur thinking of embarking on a home based business career should remember the most important thing to do is take action! </p>
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<title>Some Ethical Issues in Health Care – Requirements and Treatments</title>
<link>https://fnwatanms.info/32</link>
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<pubDate>Tue, 24 Jan 2023 19:35:15 +0000</pubDate>
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<description><![CDATA[When it comes to health care ethical issues, there are almost as many ethical issues as there are health issues to be treated. There are laws in place to direct the behavior of almost every person in the health care … <a href="https://fnwatanms.info/32">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p> When it comes to health care ethical issues, there are almost as many ethical issues as there are health issues to be treated. There are laws in place to direct the behavior of almost every person in the health care personnel chain, from the nurse to the nurses aide who assists them and the doctor who ultimately gets to try and make the decisions to treat within the confines of the insurance system ruling over the life of the patient in question.There are ethical issues that are clearly defined, such as the requirements for treatment decisions when a patient has a Medical Power of Attorney or a Living Will. Then there are thealth care ethical issues that don’t have such clearly defined areas, such as whether it is allowable to withhold a possible lifesaving treatment from a patient only because their insurance will not pay for it.Health care providers must make their treatment decisions based on a great many determining factors, perhaps the most constraining of which is the insurance reimbursement regime. If doctors and other health care providers could just treat their patients and have only that to worry about, what a wonderful world it would be. But doctors have to constantly worry about whether or not they and possibly the facility where they practice will be paid by the insurance companies. The next most important factor which affects health care providers ability to provide the care patients truly need is whether or not the patient has been truthful with the information they have given to the health care provider, and whether or not they have had access to health care to establish and maintain their health care needs.Ethical concerns also come into play with patients whose family constellations are unclear. A patient who has a spouse has a straightforward next of kin when decisions have to be made. When a patient is separated from their spouse, and even perhaps has a new significant other, the next of kin can be much more difficult to determine, and protecting all health care providers-doctors, hospitals, etc from the liability risk of allowing the person who does not have a legal right to make decisions for a patient is a necessity. The health care ethical issues presented by these kinds of situations are very delicate.One important ethical concern in health care is the need to protect oneself from the very real danger of the transmission of communicable diseases in bodily fluids. Especially in cases where a patients history is not available, health care providers have the right and the responsibility to protect themselves from viruses and bacteria that may be present in the body fluids of patients to which they are exposed taking care of these patients. However, this must be balanced with the possibility of making patients feel accused or uncomfortable by these same protective measures.One last important health care ethical issues, especially in this day in age, is the protection of private, personally identifying information. Patients records used to be kept in public places where almost anyone could read them-filing pockets outside their doors, for instance. This kind of situation is not longer allowed, and records are more closely guarded nowadays, and many hospitals now rely on records kept entirely on computers.Ethical issues are a part of almost every field, but health care has a special place in the system, where people are trusted with making those who are sick feel better, those who are injured able to return to their prior lives, and those who have chronic conditions and those who love them more able to cope with the demands of living with those conditions. </p>
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<title>Are Health Care Degrees Available Online?</title>
<link>https://fnwatanms.info/30</link>
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<pubDate>Tue, 24 Jan 2023 19:33:45 +0000</pubDate>
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<description><![CDATA[The health care industry is very broad and consists of numerous professions outside of becoming a doctor or nurse. Students interested in working in health care have many educational options to choose from. Degree programs are available online from many … <a href="https://fnwatanms.info/30">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p> The health care industry is very broad and consists of numerous professions outside of becoming a doctor or nurse. Students interested in working in health care have many educational options to choose from. Degree programs are available online from many colleges and universities.Because the field is so broad, students choose a concentrated area to gain their education in. Becoming an epidemiologist, vascular technologist, physical trainer, wellness instructor, and much more are some professions that can be entered when students work through a health care degree program. Specific areas of instruction can include:Health EducationHealth SciencesPublic HealthOnline schooling offers students certificate programs and degrees at various levels making it possible for students to complete the correct training for their chosen field. Students should research what educational requirements exist so they understand how long schooling will take. This is essential so students finish the correct amount of schooling for their desired occupation. Some careers may only require students to complete an associate’s degree program and others may require graduate degree training. Education online allows new students and already working professionals to gain the necessary knowledge to advance within a specific health care industry.Students that want to work in the administrative side of health care have the option of entering health information technician training. Coursework centers on teaching students about the maintenance of health records. This facet of the industry is extremely important for proper health care delivery and billing. Education focuses on giving students the skills to understand medical terminology, pathophysiology, data management, and pharmacology. Online education is widely available at the associate’s and bachelor’s degree levels, which give students the knowledge to become health information technicians.Individuals that want to work more in the medical treatment side of the industry can consider enrolling in a physician assistant program. Students learn how to work alongside a physician by performing patient exams and ordering lab tests. Schooling provides students with the ability to practice medicine when supervised. Students explore numerous health care services that may include treating minor injuries, diagnosing illnesses, and prescribing medications. Most online schooling opportunities are at the master’s degree level because it’s the standard educational level required for work. However, certificate and bachelors degree programs are offered to prepare students for graduate training.Other possible degree programs prepare students to teach others about good health practices and enter a variety of occupations as radiographers, nuclear medicine technologists, health scientists, and nutritionists. Degree programs in public health, health education, and health science can be completed at multiple levels through online education.Health care careers are available to students that have an education. Accredited online colleges and universities offer training and students can enter a career in the industry upon completion. Full accreditation is provided to programs that offer students a quality education that will prepare them for a successful career. Agencies like the Distance Education and Training Council (http://www.detc.org) are approved to accredited online learning programs. Students should explore the many schooling options available and begin the process of entering the field.DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.Copyright 2010 – All rights reserved by PETAP.org. </p>
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<title>How to Become a Home Health Care Nurse</title>
<link>https://fnwatanms.info/28</link>
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<pubDate>Tue, 24 Jan 2023 19:32:12 +0000</pubDate>
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<description><![CDATA[Home Health Care Nursing Information and OverviewHome health care is allowing the patient and their family to maintain dignity and independence. According to the National Association for Home Care, there are more than 7 million individuals in the United States … <a href="https://fnwatanms.info/28">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p> Home Health Care Nursing Information and OverviewHome health care is allowing the patient and their family to maintain dignity and independence. According to the National Association for Home Care, there are more than 7 million individuals in the United States in need of home health care nurse services because of acute illness, long term health problems, permanent disability or terminal illness.Home Health Care BasicsNurses practice in a number of venues: Hospital settings, nursing homes, assisted living centers, and home health care. Home health care nursing is a growing phenomenon as more patients and their families desire to receive care in their homes. The history of home health care stems from Public Health Nursing where public health nurses made home visits to promote health education and provide treatment as part of community outreach programs. Today academic programs train nurses in home care and agencies place home health care nurses with ailing individuals and their families depending on the nurse’s experience and qualifications. In many cases there is a shared relationship between the agency and the academic institution.Many changes have taken place in the area of home health care. These include Medicare and Medicaid, and Long Term Care insurance reimbursement and documentation. It is important for the nurse and nursing agency to be aware of the many factors involved for these rules and regulations resulting from these organizations. Population and demographic changes are taking place as well. Baby boomers approaching retirement and will present new challenges for the home health care industry. Technology and medical care in hospitals has lead to shorter inpatient stay and more at-home rehabilitation. Increases in medical outpatient procedures are also taking place with follow-up home care. This has resulted in the decrease of mortality rate from these technologies and medical care has lead to increases in morbidity and chronic illness that makes the need for home health care nursing a greater priority.Home Health Care Nurse Job DescriptionThrough an array of skills and experience, home health care nurses specialize in a wide range of treatments; emotional support, education of patients who are recovering from illnesses and injury for young children and adults, to women who have experienced recent childbirth, to the elderly who need palliative care for chronic illness.A practicing nurse must have the skills to provide care in a unique setting such as someone’s home. The nurse is working with the patient and the family and must understand the communication skills for such dynamics. Rapport is evident in all nursing positions, but working in a patient’s own living space needs a different level of skill and understanding. There is autonomous decision making as the nurse is no longer working as a team with other nurses in a structured environment, but is now as a member of the “family” team. The host family has cultural values that are important and are different for every patient and must be treated with extreme sensitivity. Other skills include critical thinking, coordination, assessment, communication, and documentation.Home health care nurses also specialize in the care of children with disabilities that requires additional skills such as patience and understanding of the needs of the family. Children are living with disabilities today that would have resulted in mortality just twenty years ago. Genetic disorders, congenital physical impairments, and injury are just a few. Many families are familiar with managing the needs of the child, but still need expert care that only a home health care nurse can provide. It is important that a home health care nurse is aware of the expertise of the family about the child’s condition for proper care of the child. There are many complexities involved, but most important, a positive attitude and positive reinforcement is of utmost importance for the development of the child.Medication coordination between the home health care nurse, doctor, and pharmacist, ensures proper management of the exact science behind giving the patient the correct dose, time of administration, and combinations. Home health care nurses should be familiar with pharmacology and taught in training about different medications used by patients in the clinical setting.Many advanced practicing nurses are familiar with medication regiments. They have completed graduate level programs. Home health care agencies believe that a nurse should have at least one year of clinical experience before entering home health care. Advanced practicing nurses can expedite that training by helping new nurses understand the home health care market and teaching.Employment and SalaryAccording to the United States Department of Labor, there were 2.4 million nurses in America, the largest healthcare occupation, yet many academic and hospital organizations believe there is a gross shortage in nursing staff. The shortage of nurses was 6% in 2000 and is expected to be 10% in 2010. The average salary for hospital nursing is $53,450 with 3 out of 5 nursing jobs are in the hospital. For home health care, the salary is $49,000. For nursing care facilities, they were the lowest at $48,200.Training and continuing educationMost home health care nurses gain their education through accredited nursing schools throughout the country with an associate degree in nursing (ADN), a Bachelor of Science degree in nursing (BSN), or a master’s degree in nursing (MSN). According to the United States Department of Labor, in 2004 there were 674 BSN nursing programs, 846 ADN programs. Also, in 2004, there were 417 master’s degree programs, 93 doctoral programs, and 46 joint BSN-doctoral programs. The associate degree program takes 2 to 3 years to complete, while bachelors degrees take 4 years to complete. Nurses can also earn specialized professional certificates online in Geriatric Care or Life Care Planning.In addition, for those nurses who choose to pursue advancement into administrative positions or research, consulting, and teaching, a bachelor’s degree is often essential. A bachelor’s degree is also important for becoming a clinical nurse specialist, nurse anesthetists, nurse midwives, and nurse practitioners (U.S. Department of Labor, 2004).All home health care nurses have supervised clinical experience during their training, but as stated earlier advanced practicing nurses hold master’s degrees and unlike bachelor and associate degrees, they have a minimum of two years of post clinical experience. Course work includes anatomy, physiology, chemistry, microbiology, nutrition, psychology, and behavioral sciences and liberal arts. Many of these programs have training in nursing homes, public health departments, home health agencies, and ambulatory clinics. (U.S. Dep. of Labor, 2004).Whether a nurse is training in a hospital, nursing facility, or home care, continuing education is necessary. Health care is changing rapidly and staying abreast with the latest developments enhances patient care and health procedures. Universities, continuing education programs, and internet sites, all offer continuing education. One such organization that provides continuing education is the American Nurses Association (ANA) or through the American Nurses Credentialing Center (ANCC).ConclusionThere are many rewards to becoming a home health care nurse. Some rewards include the relationship with a patient and their family, autonomy, independence, and engaging in critical thinking. The 21st Century brings with it many opportunities and challenges. We must meet these challenges head on – there is an aging baby boomer population, a growing morbidity factor due to increased medical technology and patient care, and the growing shortage in nursing care.Becoming a home health care nurse today is exciting and an opportunity to make a difference one life at a time. With clinical experience and proper education, a home health care nurse will lead the future of medical care. </p>
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<title>Brainstorming The Ideas for Influencing Your Mobile App Audience</title>
<link>https://fnwatanms.info/26</link>
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<pubDate>Sun, 09 Oct 2022 13:48:16 +0000</pubDate>
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<description><![CDATA[Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved. According to the AppsFlyer, an app marketing company, … <a href="https://fnwatanms.info/26">Continue reading <span class="meta-nav">→</span></a>]]></description>
<content:encoded><![CDATA[<p>Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved.</p>
<p>According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most frequently deleted, whereas apps based on Finance is least frequently deleted. No matter which app category you belong to, your strategy should be to remain in the mobile phones of users for a long time, and not just sit around but to fulfill your purpose as well.</p>
<p>If we analyze the encounters of users with an app step by step, it can help us unveil the critical factors that influence mobile app audiences, so that we can work upon those and achieve our purpose. Here are the details:</p>
<p>Step1. Finding Your App in Appstore</p>
<p>For this, we have to first find out what exactly users type to search an app. Based on a research, it has been found that 47% app users on iOS confirmed that they found the app through the App Store’s search engine and 53% app users on Android confirmed the same.</p>
<p>What have been their search queries? Interestingly, as the per the data provided by the TUNE research, 86% of the top 100 keywords were brands.With little scope for non-branded categories, most of the keywords were either of games of utility apps. Common keywords in the non branded category are: games, free games, VPN, calculator, music, photo editor, and weather.</p>
<p>Leaving brands aside, if we analyze the user-type of a Non-branded category, we will get two types of users:</p>
<p>1. Users are informed, and they know what they are search</p>
<p>2. Users are exploring possibilities, have no precise information in mind.</p>
<p>If you are a mobile app development company, targeting non-branded users, then your efforts must be directed to creating apps that compel these two types of users. To do so, we have to analyze once they are on an app store, what keywords they use to search. Regina Leuwer, with expertise in marketing & communications, bring some light to the subject. She reached out Sebastian Knopp, creator of app store search intelligence tool appkeywords, who shared with her the data of unique trending search phrases. And according to that data, in 2017, there were around 2,455 unique search phrases trending in the US.</p>
<p>Now, if we study these data to get information, we will find that name of the app is critical to attract the attention of the users.</p>
<p>If your app belongs to non-branded category, then make sure your app name is similar to the common search queries but also unique in comparison with your competitors. So that when your app name is flashed, they click it on to it, finding it purposeful and compelling both.</p>
<p>Step 2. Installation</p>
<p>Remember your users are on mobile devices has limited resources, from battery to storage and RAM to Internet. Everything is limited. So better create an application that is easy to download or say get downloaded with 5 minutes. One critical advice here:</p>
<p>1. Keep the application file size small.</p>
<p>If you are a developer, use APK Analyser to find out which part of the application is consuming maximum space. You can also reduce classes.dex file and res folder that contains images, raw files, and XML.</p>
<p>Step 3. Onboarding</p>
<p>After the user has successfully downloaded your mobile application, don’t leave anything on assumptions. Guide them properly. This you can do through an onboarding process, where users can learn the key functionality and where to begin with the mobile app. Below are the 3 things you need to keep in your mind when creating an onboarding process for your users.</p>
<p>Short and Crisp: The entire guidance of features and functions should be completed within few seconds, with easy options loud and clear option to skip.</p>
<p>Precise Information: Don’t introduce them to the app. They already know what they have downloaded. The objective to inform about the key functions and features.</p>
<p>Allow Users to Skip: Let the tech-savvy users skip the intro. Your app is to meet their requirement and not to have a friendly session.</p>
<p>Step 4. Purpose and UI<br />
Here, the stage is set for your app and it is the golden chance for you to impress your users. What is needed here is the collaboration between purpose and UI of the app. It totally depends on the problem-solving capability and ease of use of the mobile app. Interface design plays the critical role, allowing the users to access features of the apps easily and quickly to perform the task for what they have downloaded the app. When it comes to interface design, make sure that the design is interactive and task-oriented. Here are some factors that you must take care off while creating mobile app interface:</p>
<p>1. Usability: The Mobile phone is an epitome of convenience and if your users find it difficult to use your app, then there is no way there are going to make the space for it in their mobile phones. From screen size to the color of the app, there are many factors that are equally critical and need attention.</p>
<p>2. Intuitive: To create an intuitive User Interface, you have to read the mind of the users, and develop a model based on that. The next should be precise, clear and ‘obvious’ in an interface.</p>
<p>3. Availability: Key features should be hidden in the drop down menu or even if so, it should be obvious for the user to look into the drop-down. An intricate work of design and research is required to make essential features available for the customers and they don’t need to navigate here and there.</p>
<p>If you need more help with the user-interface and innovative ideas for a mobile app, write to me webmaster@finoit.com and I promise to get back to you with interesting mobile app designs.</p>
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