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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>duzhetyms.info</title> <atom:link href="http://duzhetyms.info/feed" rel="self" type="application/rss+xml" /> <link>https://duzhetyms.info</link> <description>Just another WordPress site</description> <lastBuildDate>Thu, 27 Feb 2025 15:59:17 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Women’s Finances: A Cash Advance Role May Provide A Bridge To Success</title> <link>https://duzhetyms.info/52</link> <comments>https://duzhetyms.info/52#comments</comments> <pubDate>Tue, 18 Jul 2023 03:44:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=52</guid> <description><![CDATA[Many women take on the responsibility of household finances. A PEW study found that more single young women utilize cash advances and payday loans, but that need not be the case in the future. As women sink into their role and learn aspects of long-term financial planning, there may not need to be such a [...]]]></description> <content:encoded><![CDATA[<p> Many women take on the responsibility of household finances. A PEW study found that more single young women utilize cash advances and payday loans, but that need not be the case in the future. As women sink into their role and learn aspects of long-term financial planning, there may not need to be such a dependency on the short-term loans. Not everyone lives paycheck to paycheck. It is a lifestyle which is not set in stone. There are financial planning steps which women can take advantage of and lose their online cash advance dependency.*Budgeting – Tracking spending for not only yourself, but also the family will move the finances in a positive direction. Many people are unaware of how much money is spent frivolously. Living on a budget is the best way to keep track of your income and ensure you live within your means.*Savings – Start putting aside the money which would have been wasted away before your budgeted lifestyle. Build a savings account to rid yourself of a cash advance dependency. Omit uncontrollable causes for such third party assistance when a there is a savings account to help instead.*Investing – Once you have built yourself a budget cushion (a few months’ worth of bills) put the rest to work for you. Don’t stop saving. This extra will be put to good use in a money marketing account or towards a retirement account. Tax sheltered 401k’s are a great way to begin to diversify investments. Speak to a financial adviser to maximize your potential growth.*Insurance – Even though this is not part of a financial growth plan, it will prevent major disasters if the bread winner of the family passes or becomes disabled. At this point, you have built your wealth and can now secure it with life/disability insurance.*Save on taxes and fees – Work with a CPA and make the most out of your income. There are many credits and deductions which can be applied on tax returns which many everyday people are unaware of. Work with a tax specialist to minimize any tax liabilities or maximize a return.There are plenty of women who have taken the financial bull by the horns and are digging their own financial road to success. The stigma of a closet full of shoes and designer handbags as causes to financial woes does not apply to the majority of women. Just as the need for a cash advance online need to imply the woman is on another shopping spree. The fact is that getting out of the paycheck to paycheck lifestyle can be a rough road. It takes determination and spending strategies to be successful. It’s okay to prove the general viewpoint of women and money wrong. In fact, let it be the fire you need to turn your situation around.If you absolutely need a cash advance or find it necessary to use up the balance on your credit card in order to pay for essentials, then do it guilt free. You cannot deprive your family from food and shelter. You can rebuild your finances and get rid of debt when you begin to plan for your financial future. There may be days when you think it is impossible, but stay on course amidst a temporary setback and keep your eye on the prize – a financially sound future for you and your family.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/52/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Differences Between E-Commerce and E-Business</title> <link>https://duzhetyms.info/50</link> <comments>https://duzhetyms.info/50#comments</comments> <pubDate>Mon, 10 Jul 2023 00:41:20 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=50</guid> <description><![CDATA[E-Commerce and E-Business are two completely different terms but unfortunately they are always used interchangeably by many of us. The reason behind this lies in the meanings of “business” and “commerce” in English language. But there is a difference between e-commerce and e-business. There are many people who understand the subtle differences between the two [...]]]></description> <content:encoded><![CDATA[<p> E-Commerce and E-Business are two completely different terms but unfortunately they are always used interchangeably by many of us. The reason behind this lies in the meanings of “business” and “commerce” in English language. But there is a difference between e-commerce and e-business. There are many people who understand the subtle differences between the two and there had always been a debate among these two groups about the differences and similarities between e-commerce and e-business. The aim of writing this article is to clearly bring out the differences between the two as both of them are completely different phenomenon.The differences between the two are as follows:1. E-Commerce is the subset of E-Business. If you remember the Venn diagram you studied in school then you can very well understand what I am trying to convey. The later one is a very broad concept while the former one is just a small part of it. This relationship will be cleared in the subsequent points.2. Those activities which essentially involve monetary transactions are termed as “e-commerce”. However, e-business is a much broader term. There are many other things besides selling including but not limited to marketing, procurement of raw materials or goods, customer education, looking for suppliers etc.3. To sell online is e-commerce but to bring and retain customers and educate them online about the product or service is e-business. Having a website to do it is not sufficient. But, having a professionally built website loaded with latest technologies to capture the attention of the visitor and win his/her appreciation is required. When money is involved then the first thing which user looks for is safety and security of his/her money. Having a website laden with such qualities is important.4. When Dell sell computers, laptops, monitors, printers, accessories etc online then it is not engaged in e-commerce but e-business. Let me tell you how. When a visitor comes on the website, the first thing he see is website design and navigation as well as those things which are going to help him find what he is looking for and if he directly lands on the page he was looking for, he looks for the information related to it. The information provided should be appealing and clear maximum doubts of the visitor so as to convert him in a client. Till now no money has been exchanged nor been talked about. So, was this e-commerce? No, it is e-business which guides the visitor.5. E-commerce has also been defined as a process covering outward processes that touch customers, suppliers and external partners while e-business covers internal processes such as production, inventory management, product development, risk management, finance etc.In all, e-commerce can be described as the use of the Internet and the web to transact business. More formally, digitally enabled commercial transactions between and among organizations and individuals. On the other hand, e-business can be described as the digital enablement of transactions and process within a firm, involving information systems under the control of the firm. Moreover, e-business applications turn into e-commerce precisely when an exchange of value occurs.</p>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/50/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Low Interest Auto Loans For All</title> <link>https://duzhetyms.info/48</link> <comments>https://duzhetyms.info/48#comments</comments> <pubDate>Tue, 28 Mar 2023 16:17:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Online Auto Loans]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=48</guid> <description><![CDATA[Low interest auto loans are now a blessing for all those wanting to buy a car. These loans are offered at affordable and low interest rates. The loans can be found online. With the advancement in technology, internet is a boon to those able to access the computer. People can sit at home, browse and [...]]]></description> <content:encoded><![CDATA[<p> Low interest auto loans are now a blessing for all those wanting to buy a car. These loans are offered at affordable and low interest rates. The loans can be found online. With the advancement in technology, internet is a boon to those able to access the computer. People can sit at home, browse and shop for different interest rates. Online shopping not only helps you save money at low interest rates but also helps you purchase your vehicle with cash.People require auto loans for several reasons. They can beo Auto loans for domestic purposeo Transport companies secure auto loans to buy assets to expand their business. These companies may not be able to source money from their present businesso People continue to buy assets to add to their luxuries and their status symbolOnline Auto loansApplying online is the most convenient and easy method to secure finances. Online shopping helps you locate different lenders offering the rates, compare the rates offered and finally apply for the loan that appeal to your need and requirement.The lenders usually give preference to online applications for approval. The process is fast, quick with minimal processing and overhead costs.The borrower is required to fill an online application form and provide details like name, address, financial status, credit score, employment details, loan amount required etc. The lender then studies the application form and checks the eligibility criteria. He then sends the loan quote to the applicant and sanctions the amount.The sanction process is quick and is usually done in a few hours. The amount is then transferred to the bank account within the next 72 hours. Once in receipt of the contract, the borrower is required to read the terms and conditions and make repayments as per the schedule. The lender can take action if the borrower fails to make the payment.People with a poor credit score can also avail these loans online. They can now possess a car of their choice and fulfill their dreams. The loans are however offered at high interest rates. Securing these loans can make a difference on their credit score with their regular repayments.Good DealYou can get the best deal by shopping and browsing for loans with different rates. You can take your time, study and compare the rates offered in order to settle for the best loan rate. Online shopping also gives you the facility to negotiate your terms to get better deals through larger down payment and shorter repayment periods. If you secure your car financing before shopping for a car, it will give you better stance with negotiations. You will be treated as a buyer with hot cash and the seller will always have the pressure of procuring your business. He is aware of your ability to purchase from the dealer who will offer the best rate and hence will do all possible to get your business. This can be advantageous and you can raise your terms and negotiate for better deals.Applying for low interest auto loans [http://www.lowinterestcarloans.us/lowinterestautoloans.html] online is a less complex and convenient process. There is no documentation, hassle or stress involved. It is highly economical and is a time saving method. </p>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/48/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Grab the Opportunity of Availing No Money Down Auto Loans Today</title> <link>https://duzhetyms.info/45</link> <comments>https://duzhetyms.info/45#comments</comments> <pubDate>Tue, 28 Mar 2023 14:02:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auto Loans]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=45</guid> <description><![CDATA[It all started in 1769 with the creation of steam engine automobiles and now, cars have become an inevitable part of our life. In our culture, owning a car is getting closer to the American dream. But, cars are getting expensive and even though the economy is getting on its feet again, it is difficult [...]]]></description> <content:encoded><![CDATA[<p> It all started in 1769 with the creation of steam engine automobiles and now, cars have become an inevitable part of our life. In our culture, owning a car is getting closer to the American dream. But, cars are getting expensive and even though the economy is getting on its feet again, it is difficult to buy a car without auto loans.Most experts say you can really improve your chances by getting a down payment. Down payment is the initial upfront amount that you pay to the dealer. When you put money down, you automatically reduce the lender’s risk by lowering the loan amount. You also increase the lender’s trust in you and your financial ability.But, is getting a down payment easy? Most of us are dreaded by the word of it. We get an auto loan because we are short of cash. Then, how is making a down payment possible for us? One may argue that a down payment amount is only 10%-20% of the total cost of the car. Nonetheless, it is a big amount for all of us because we have just suffered the blows of a recessionary economy.So, what’s the inexpensive alternative to a down payment? The answer is simple. You can avoid putting money down by opting for a no money down auto loan. Yes, these automobile loans are very much possible today. Demand is rising in the auto industry and this year has been the best since 2008. With the European crises, German and Italian auto makers are also pushing car sales. The delinquency rate is at its lowest since 1999. TransUnion reported that delinquencies fell to 0.36 percent from 0.46 percent of last quarter of 2011. So, lenders are now more confident of getting their money back. As a consequence, getting innovative loan options like no down auto loans is very much reality. You are no longer required to hold back your dreams because of lack of down payment.What Are No Money Down Auto Loans?No money down auto loan is a simple type of loan. Like in any other auto loan option, your car will be used as collateral. The lender can sell your car if you stop making payments. As he is in a comfortable position, you can get reasonable interest rates without any trouble. Once you pay-off the loan, the lien is removed as the lender loses financial interest in your car.Now, in other car loans, a down payment is almost mandatory. But, with no down auto loans, you get the option of not making a down payment and thus, saving your money. You don’t need to spend your life-savings or break the college fund to get a car. And, all these benefits for just few extra bucks. Seems a good deal, isn’t it?How to Get No Money Down Auto Loans?Applying for a no down auto loan is very easy. All you have to do is search a lender who offers this option. Once you find a reputed lender, online or otherwise, apply with him. Absolutely anyone who needs a car loan can apply for this loan. Poor credit is not an issue if you can convince the lender that you are not a high risk borrower. For this, a stable income and employment will play a major role.What Documents Are Required for Availing No Down Payment Auto Loans?An uncomplicated car loan process makes sure that your car buying process is gratifying.Getting a car loan without down payment is simple and easy because there is nothing extra that needs to be done. The application process is simple and not different than other loan options. Even the list of required documents is the same.1. Recent pay stubs or W-2 Form can be used as income proof by those who are employed. For self-employed and independent contractors, there is Form 1040.2. Utility bills like phone bill and rent is used for determining the amount of time you have spent at your current residence.No money down auto loans can be your chance of buying the car that you have always wanted. It is time to say no to huge down payment amounts. Welcome your new car without dreading about anything. Do not waste any more time in applying for this incredible option! </p>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/45/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Top 10 Fashion E-Commerce Firms in India</title> <link>https://duzhetyms.info/43</link> <comments>https://duzhetyms.info/43#comments</comments> <pubDate>Tue, 21 Mar 2023 09:43:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=43</guid> <description><![CDATA[1. AmazonAmazon, based in the United States and one of the largest online retailers in the world, offers, other than various other categories such as books, electronics, home décor, bags and luggage, jewellery, etc., clothing and accessories to its customers. Products within this category have been segmented according to gender, such as men’s and women’s [...]]]></description> <content:encoded><![CDATA[<p> 1. AmazonAmazon, based in the United States and one of the largest online retailers in the world, offers, other than various other categories such as books, electronics, home décor, bags and luggage, jewellery, etc., clothing and accessories to its customers. Products within this category have been segmented according to gender, such as men’s and women’s clothing and shoes; according to brands, such as Arrow, Chemistry, Manyavar, or United Colours of Benetton; according to type, such as tshirts and tops, ethnic wear, pants and trousers, or lingerie and innerwear; or even according to stores, such as of that belonging to a specific designer, and so on. The site offers a 30 day return on its all its products within this category with ‘no questions asked’.2. FlipkartFounded in 2007 by Sachin and Binny Bansal, Flipkart is an online megastore based in Bangalore, Karnataka. Other than the basic categories such as electronics, home and furniture, books and media, etc., the portal offers two separate categories namely ‘men’, ‘women’, and ‘baby and kids’, which comprise all kinds of fashion products such as footwear, clothing, watches, accessories, bags and wallets, sunglasses, fragrances, and options in grooming and wellness merchandise. Flipkart also hosts a blog of the name ‘Flipkart Fashion Files’ where various authors contribute articles on global fashion news, trends, daily tips, and so on.3. SnapdealBased in New Delhi and founded in 2010, Snapdeal is an online retailer that offers products in various categories ranging from Mobiles and tablets, electronics, to daily needs, sports and outdoors, or even real estate and financing. Within the fashion category, their merchandise is segmented into men’s, women’s, and kid’s fashion, which are further divided according to type of clothing or type of fashion product. Snapdeal offers a variety of options within each fashion segment for both men and women, such as Ethnic wear, which consists of sarees& more, anarkalis, dress material, stitched and semi stitched salwarkurtas, salwars and churidars, and so on.4. PayTMLaunched in 2010, Paytm is one of the newest online platforms to be competing with global giants such as Amazon and eBay, and it has already been touted as a potential e-commerce giant, inviting large investments from major financiers. The firm began with providing services such as mobile recharging, bill payment, travel bookings, and later expanded to offer products within various categories such as home and kitchen, gifts and sweets, sutomative, electronics, and so on. In the fashion category, the firm offers men’s, women’s and kid’s products, and comprises different segments like types of clothing like ethnic wear, types of accessories like watches or footwear, or types of products such as eyewear or luggage, etc.5. eBayeBay is an e-commerce giant based in the United States, which facilitates sales between both ‘consumers and businesses’, and ‘two businesses’. Founded in 1995 and one of the very few online retailers to survive the ‘dot-com’ bubble of the late 90′s and early 21st century, eBay offers great deals in all kinds of categories such as mobiles and accessories, laptops and tablets, cameras, etc. Within the fashion segment, it provides products in women’s and men’s clothing, shoes, jewellery, baby and mom’s, t-shirts, and bags and luggage.6. JabongBased in Gurgaon and founded in 2012, Jabong is an e-commerce platform that essentially offers fashion products in a range of categories like apparel, fashion accessories, beauty products, fragrances, home décor, etc. Since it is fundamentally a fashion portal, it offers a great variety of options for women, men, kids, in accessories, brands, sports, and so on, while additionally providing a separate section for sales, trending outfits, and even a fashion blog called ‘The Juice’. It provides its customers with options that range from local brands and designers like RohitBal to high street fashion brands such as Dorothy Perkins, Wendell Rodricks, etc. Jabong has partnered with different agencies to facilitate its position as a leading fashion portal, such as the NBA in 2014 to launch the first online NBA store in India, or the Lakme Fashion week for the coming 4 seasons, and even launched an online fashion week in the year 2014, that featured celebrity mentors like YamiGautam.7. MyntraBased in Bangalore, Karnataka, Myntra was founded in 2007 with an initial concept of providing personalized gift items that later shifted to offering branded fashion products. Officially merging with Flipkart in 2014 to compete with other e-commerce giants, Myntra moved to an app only business model to offer its customers a more focussed and service-centric experience. On the app itself, it offers all kinds of fashion options for men, women, and kids, and features a home page that announces sales, arrival of new items, or any such information.8. Fashion and YouFounded in 2010, Fashion and You is an e-retailer that deals primarily with premium fashion brands and lifestyle products, and offers exclusive, mega discounts on most of its products. It claims to be associated with more than 1500 Indian brands and in excess of 200 brands, globally, and aims to be the topmost style destination for all fashion enthusiasts. It offers high street fashion and lifestyle brands across clothing, accessories, cosmetics, jewellery, fragrances, footwear, and so on.9. YebhiLaunched in 2009, Yebhi is an Indian, online shopping and services portal for lifestyle and fashion products. It offers categories like shoes, apparel, mobiles and tablets, eye wear, furnishing, etc.10. KoovsHeadquartered in Gurgaon and founded in 2010, Koovs is an online fashion retailer that offers menswear, womenswear, jewellery, cosmetics, and so on. It provides its customers with a separate section that deals exclusively with new discounts, trending lifestyles, and also features collaborations between fashion giants and designers. </p>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/43/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Credit Repair Tips</title> <link>https://duzhetyms.info/41</link> <comments>https://duzhetyms.info/41#comments</comments> <pubDate>Mon, 20 Mar 2023 14:22:03 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=41</guid> <description><![CDATA[There are many methods to credit repair and if you have poor credit scores then you should consider restoring your credit. You will enjoy an increase in your financial freedom when you take steps toward bad credit repair.Bad credit can be detrimental to your financial well being. You might have constant phone calls to your [...]]]></description> <content:encoded><![CDATA[<p> There are many methods to credit repair and if you have poor credit scores then you should consider restoring your credit. You will enjoy an increase in your financial freedom when you take steps toward bad credit repair.Bad credit can be detrimental to your financial well being. You might have constant phone calls to your home from bill collectors and the battle may seem impossible. You might make less money than you can financially afford to pay toward your monthly bills. This is called being “upside down in your bills”. It is possible to get on the path toward credit repair even though it might seem impossible.You might have bad credit for many reasons. You could have medical bills, credit card bills, and many more bills that are overwhelmingly high. No matter what the reason is, when your credit scores are low it is viewed a number of ways. First, your debt to income is reviewed. Creditors look at the amount of money you OWE on your credit versus the amount of money that you MAKE. Also, if you have many debts that are small amounts unpaid, this looks very bad too. However, the biggest way a company looks at your credit score is that it shows you don’t pay your bills. This means you cannot be trusted with paying back a credit or a loan. The better your credit score is then the more a business will trust you with paying back the loan.When you have bad credit it is next to near impossible to get a loan for anything. You won’t be able to get credit cards, buy a home, a car, or get credit for anything you might need. In most cases, if someone does extend you a line of credit then your interest rate is very high. When you are given a high interest rate then you are almost paying double for the initial line of credit.When you make the decision to repair your credit with a ‘repair my credit toolkit’ then you are taking the first step to a better financial situation. Remember, bad credit means higher interest rates. It also means when you have a financial emergency, you can qualify for a line of credit to help you make it through your problems. You have the financial freedom to buy things like boats, cars, and more. You also have a better interest rate on your line of credit.Through our credit repair tutorials you will find that the first thing you need to do to take a step toward free credit repair is to get a copy of each of your credit reports. There are three primary credit reporting agencies. These companies are Equifax, TransUnion, and Experian. You are entitled to one free report from each of these agencies a year. You should compare the three reports and write down all of your debts that appear to be damaging to your credit.When you begin your credit score repair the quickest way to get started is to highlight all of the small amounts that you can afford to pay. If you have any amounts that are less than $100 on your report then you should pay them immediately. These look the worst on your credit. If you think you can repair your credit on your own then you can. You should start with the smaller amounts first. You should call one creditor at a time. Call each of the creditors and ask them for the payoff amount. Most creditors who show negative on your credit will be happy to get anything. Most of your creditors will accept a deal to pay 60% of the debt owed rather than the full amount. If they accept a deal with you then you should have this agreement faxed to you. You should also demand a receipt for payment and attach to the agreement.Once you pay on a debt on your credit report it may take up to 60 days to reflect on your credit report as being paid. Keep in mind that although you pay a debt off on your report, it will remain on your report.If you need credit repair help because your debt and bills seem too overwhelming for you to handle then you can find many places that offer free credit repair. You should be cautious about people you use to help you repair your credit because there are a lot of fraudsters out there who will make promises they cannot keep.<br />The most important thing is that companies who offer to repair bad credit for free should never charge you for anything up front. They might offer services that do have fees in addition to repairing your credit. These fees might include the cost of copies being made and other things. However, you should not agree to any fees if a company tries to charge you for repairing your credit.Another thing people forget is that when they go in to ‘restore my credit’ businesses they might hear that debts can be erased from a credit report. Many people who are dishonestly trying to provide services to people with bad credit will make promises like this. No one can erase negative information. The only type of information that can be removed from a credit report is information that is incorrect. If there is a debt on your credit report that is not valid and that you do not owe then this is the only thing that can be erased. Information that is accurate will remain on your credit report for 7 years from the date the debt is recorded. A bankruptcy will also remain on your credit report for ten years. If you had bills like credit cards and you fell behind on them for a month or two and then caught back up on them, this too will reflect on your credit report. Falling behind on your bills can remain on your credit report for up to seven years, even if you have been caught up for a year.A credit repair company helps many people with bad credit report repair issues. Most of the companies will sit down with you and total all of your debts. They will offer you consolidation services to help you pay back your debts. Consolidation of your debts is often the best solution if you are paying a bill here and a bill there. It is easy to lose track of which bill to pay this month or next month and a credit repair company can help you get back on track financially.A credit repair company will use credit repair software to help you organize your debts. You will work with a consultant who will go over all of your bills and your current income. It is important to remember that your most important bills are the bills of necessity for living. These are your rent, electricity, water, trash, and food. Any other bills you are used to paying will be set aside with your debt and not listed as living expenses.The company will also help you look at your spending habits. You might be used to shopping online or eating out at a restaurant every day during the work week. Your spending habits will be assessed and stopped. You can save a lot of money by taking lunch to work with you or by going home for lunch instead of eating out.Once the company has assessed your bills, your income, and your spending habits they will figure out how much additional income you can afford for a monthly payment toward your debt each month. The great thing about this is that when a company consolidates your debt for you, then you make only one monthly payment toward your debt. The company will disburse your monthly payment among your creditors accordingly.If there are things on your credit report that are not accurate the company will help you prepare a credit repair letter to the reporting agencies to dispute things on your credit. They will help you every step of the way work toward getting your credit back on track.When you make a decision for bad credit report repair and to go with a company then you will receive a detailed written contract. By law, if you go through a company that is for profit, nonprofit, banks, credit unions, and creditors, you are allowed three days to back out of the written agreement. They must give you a full explanation of all of your legal rights. In addition, they cannot demand any form of payment until all promises have been kept by the company. If the company is demanding money up front then you should go with a company who is not in it for the money. Remember, there are many nonprofit governmental agencies designed to help people get their credit back on track.There are many things you should be aware of when you are thinking about credit repair. If you receive an email about credit repair then you should be leery. Be sure to research the company and confirm they can really help you. Most emails sent out about credit repair are commonly fraudulent and dishonest. Just remember never to pay any money up front for your credit help.<br />Another thing you should keep in mind is that some fraudulent companies tell consumers that they can help them create a second credit file. They might offer a new social security or tax identification number. Not only does this promise not work but it is considered illegal. The term for a promise like this is called ‘file segregation’. No one can give you a new social security number but the Social Security Administration office. There are very rare instances of new numbers being given out in situations of witness protection programs with the government, and serious cases of an identity being stolen. Remember that what you feel to be serious and what they consider serious are very different. There are also thousands of identity thefts that occur on a daily basis. This also has caused the Social Security Administration to consider these issues even less today. If a credit repair company makes a promise to you that sounds too good to be true then it probably is.Many people say “I want to restore my own credit.” You can. The first thing you should do if you have credit problems is get counseling. You can call your local Consumer Credit Counseling Service (CCCS). They can give you advice on how you can build your credit record back to something acceptable. They can also help you find an agency that can help you if they cannot and you can trust the information you receive from them. The CCCS can help you make payment plans with bills you have fallen behind on. The services offered through the CCCS are usually free but if they do charge you then they are at a very low cost. If you need to find the nearest CCCS office so you can get started on your credit repair, then you can call toll-free 1-800-388-2227.When you make a decision to repair your bad credit you are taking the first step toward your financial freedom. You can repair your credit on your own or you can seek credit counseling from a credit repair firm. This is usually the best option for people who are upside down in their bills and the phone will not stop ringing from creditors. A company can help you prioritize your monthly bills. They can also give you the benefit of one easy monthly payment that will be applied to all of your debts. You won’t have to worry about your creditors anymore because they will take care of everything for you.When you repair your bad credit then you can have the financial freedom to have credit extended to you for those things you really want or that house you have been working so hard to qualify for. Don’t let your bad credit be a detriment to your financial freedom with poor interest rates and denials anymore. You can get back on track with a positive credit score. </p>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/41/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Social Investing: What Is It?</title> <link>https://duzhetyms.info/38</link> <comments>https://duzhetyms.info/38#comments</comments> <pubDate>Mon, 20 Mar 2023 12:39:14 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=38</guid> <description><![CDATA[Social investing has received a lot of interest in recent years – especially following the financial crisis. Most people, however, are left wondering: What is social investing? Let’s answer this question.To understand what social investing is, we must first consider how traditional investors look at the world. In traditional investing, investors weigh investment decisions by [...]]]></description> <content:encoded><![CDATA[<p> Social investing has received a lot of interest in recent years – especially following the financial crisis. Most people, however, are left wondering: What is social investing? Let’s answer this question.To understand what social investing is, we must first consider how traditional investors look at the world. In traditional investing, investors weigh investment decisions by looking at two broad factors – risk and financial return.Risk, Return – and Social ImpactEach investor has a certain comfort level across the risk-return spectrum, and he or she does their investing within that band of the spectrum. An investor might be comfortable giving up some of their return if an investment is safer. On the other hand, the same investor might be willing take a little more risk with an investment if it translates into a higher return.In social investing, a third factor is thrown into consideration – social impact. Social impact means that the enterprise supported by the investment yields some benefit to society beyond the income it generates for investors. Conversely, an enterprise can also have some negative impact on society, and a social investor will also take this into consideration when making investments.Just as traditional investors are willing to make a trade off between risk and return, social investors are willing to make a trade off between risk, return and social impact. If an enterprise is doing something that’s improving the environment, for example, a social investor may be willing to give up some financial return or assume greater risk on that investment depending on his or her individual comfort level.In short, social investing can be defined as considering the social impact of an enterprise when making investment decisions. By this standard, a number of investment approaches fall under the umbrella of social investing: mission investing, responsible investing, double-bottom-line investing, triple-bottom-line investing, ethical investing, sustainable investing and green investing.Social ScreeningWithin the universe of social investing, there are two broad categories: social screening and impact investing. In the social screening methodology, an investor comes up with a list of social standards that he or she wants his or her investments to meet.The investor eliminates any company that does not meet these standards and then invests in the “socially responsible” companies that do meet the standards in a way that meets the investors risk and return objectives.A number of socially responsible mutual funds have emerged that use such an approach. They adopt a social screening methodology, define a large basket of investments that adhere to those standards and then have their management company invest within that basket to meet the financial objectives of the mutual fund.Impact InvestingThe second broad category of social investing is known as impact investing or, sometimes, community investing. In impact investing, rather than investing in companies that do no harm, investments are made in companies that do social good.Enterprises that fall under the impact investment heading perform services that have a charitable or social purpose but also have a business model that can generate income and support a financial investment. They straddle both the charity and business worlds.Impact investment enterprises might be structured as non-profit or for-profit companies but rarely do they take the form of the large public companies listed in the capital markets. As a result, making an impact investment is more difficult and usually takes the form of a private investment in the form of a note or loan.Impact Investment SectorsSo what exactly are these impact investment enterprises? To get a better sense, let’s look at some of the sectors that qualify as impact investments.Affordable housing is one sector familiar to most people. Most people support an organization like Habitat for Humanity by making donations, but a foundation, for example, might support them by providing a low interest loan to fund the organization’s projects.Microfinance is another impact investment sector. A microfinance institution makes small loans to entrepreneurial people in developing countries to give them the opportunity to start or grow their own business and lift themselves out of poverty. A microfinance institution works similar to a bank, so it is able to generate income and support investors.There are many other similar sectors that generate income and have a social mission at their core: fair trade, community development organizations, social enterprises, etc. In each sector, companies can often find investors who are willing to give up some financial return or take on a bit more risk because of the social impact that these organizations have. </p>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/38/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Choosing The Right Birthday Party Entertainer for Children Aged 4 – 8 Years Old</title> <link>https://duzhetyms.info/35</link> <comments>https://duzhetyms.info/35#comments</comments> <pubDate>Sun, 26 Feb 2023 16:10:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Fashion Design]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=35</guid> <description><![CDATA[Engaging a good professional entertainer for your child’s birthday party is almost a sure-fire way of making the party an enjoyable and successful one. But what type of entertainer fits the bill?The most important consideration is the age of your birthday child. If he/she is between 1- 3 years old, you may want to keep [...]]]></description> <content:encoded><![CDATA[<p> Engaging a good professional entertainer for your child’s birthday party is almost a sure-fire way of making the party an enjoyable and successful one. But what type of entertainer fits the bill?The most important consideration is the age of your birthday child. If he/she is between 1- 3 years old, you may want to keep things simple. Children of this age are generally unpredictable and there is no cookie-cutter formula on choosing the right entertainer for children of this age. Children of this age tend to have shorter attention spans and varied temperaments.On the other hand, kids aged 9 -12 consider themselves all grown up and usually scoff at what they consider “kiddy” forms of entertainment. But if your kid is between the ages of 4 – 8, then he/she is at an age where they are old enough to understand jokes and enjoy fun-filled interactive games or activities with lots of movement. This makes hiring an entertainer for kids in this age group easier and more worthwhile for all.When it comes to hiring the entertainer, the many people think of hiring a clown. Clowns are bright, colourful and perform weird tricks that make people laugh right? Well, be careful before deciding to hire a clown for your kid. Coulrophobia or fear of clowns is not uncommon in some kids (and even grown-ups). To them the bright colours and weird clown makeup just add up to a really scary experience.We recommend that instead of a clown, there are some other popular choices of entertainers to consider for your kid’s birthday party.MagiciansMagicians, specifically those specializing in children audiences, are common choices as kid’s party entertainers. Good kids’ magicians perform bright and colourful magic such as producing a huge bouquet of flowers from an empty vase or making colourful handkerchiefs appear and disappear in the blink of an eye.Magic is a popular choice of entertainment for children because it gives the children a sense of wonder where they can suspend their disbelief. When a magician makes an object appear, disappear or float in front of their eyes, it lets them believe that such things are possible and that they may one day be able to do such things as well. It inspires creativity and wonder that is only lacking in today’s modern world.Children within the 4 – 8 year range are generally the most appreciative and participative audience. 1 – 3 year olds are too young to really comprehend magic while the 9 – 12 year olds are more interested to find out how a trick is done than enjoy the show. This is not to say that these kids will not enjoy a magic show, but rather the kid’s magician will have to tailor his show accordingly to suit children from these age groups. If you looking for a magician, check his experience and ask how he intends to tailor his show to cater to your young audience.JugglersJugglers are fast becoming a popular entertainment choice at birthday parties. Their sublime juggling skills combined with entertaining routines make them a hit not just with the kids but the whole family.Jugglers who perform at kid’s parties are usually prepared to demonstrate different kinds of juggling skills. They may also juggle with different items such as balls, clubs, rings and more. Their props are usually brightly coloured to give them more visual appeal as there is nothing more eye-catching than seeing a juggler keep 3 or 4 different coloured balls in the air at the same time.Some jugglers also involve the audience in their routines, making the show audience participative and fun for the whole family. It is also not uncommon to see jugglers who combine elements of magic into their show as well.As with magic shows, juggling shows require the audience to appreciate the skill that the performer is exhibiting. Younger children may not fully understand or realise a juggler’s skill while older kids may tend to get bored after a while seeing the same performer attempt to juggle different things. However a good performer will be able to make his/ her routines entertaining enough and engaging enough to suit most kids of different ages.Puppeteers/ VentriloquistsPuppets add an extra dimension of fun to any party. Kids love to see a funny looking puppet animal telling stories and cracking jokes. Puppets also make the entire show look bigger as it appears that there is a cast of performers rather than just one performer doing the show. This is one of the main reasons ventriloquist shows are a hit at parties.The classic image of a ventriloquist is usually of a performer sitting on a stool with a wooden dummy on his or her lap, performing with that character throughout the show. However, many ventriloquists these days perform with brightly coloured foam or latex puppets instead and they usually have more than one puppet character in the show. This adds an element of variety to the show, which is crucial for keeping kids engaged. Some performers also add more interactivity to the show by getting the puppets to interact directly with the kids and crack impromptu jokes with them.A ventriloquism puppet show is versatile enough to entertain almost all kids and even adults. Younger kids will be captivated by brightly coloured talking puppets while older kids will be able to appreciate the jokes and interact with the puppets. A ventriloquism puppet show is something that can be a fun for the whole family.The good news is that these days you don’t just have to settle for one or the other. There are professional birthday party entertainers who provide multi-dimensional performers. So the next time your kid has a party, consider looking for a magician who is also a ventriloquist or a ventriloquist who is also an expert juggler.The choice is yours! </p>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/35/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://duzhetyms.info/33</link> <comments>https://duzhetyms.info/33#comments</comments> <pubDate>Mon, 06 Feb 2023 00:40:00 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[Exchange]]></category> <category><![CDATA[forex]]></category> <category><![CDATA[Investor]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[Traders]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=33</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/33/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>An Internet Business Start-Up You Can Build From Nearly Anywhere in the World – Investment Free</title> <link>https://duzhetyms.info/31</link> <comments>https://duzhetyms.info/31#comments</comments> <pubDate>Sun, 05 Feb 2023 03:26:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://duzhetyms.info/?p=31</guid> <description><![CDATA[While many people are starting small businesses, quite a few of them are still not taking advantage of the internet as a source of marketing, promotion and advertising. As a matter of fact, nearly half of all small businesses do not even have a website (according to Home Business Magazine). Not only is it important [...]]]></description> <content:encoded><![CDATA[<p> While many people are starting small businesses, quite a few of them are still not taking advantage of the internet as a source of marketing, promotion and advertising. As a matter of fact, nearly half of all small businesses do not even have a website (according to Home Business Magazine). Not only is it important to have a website to reach new customers and increase revenues, but it is a truly valid way to create a business without the huge costs that are associated with opening a traditional store or shop on any Main Street or shopping mall in the United States or around the world. Internet start-ups do not have to pay rent, lease property, hire employees, or suffer costly overhead fees. Not all start-ups on the web are investment free, but there are many that require little if any outlay of cash. For the savvy potential business owner who has neither the time or money to commit to a business full time, there are ways of making money where you can leverage your energy and efforts like a major corporation. Here are some tips.All of us have heard of McDonald’s and Starbucks. They both are huge corporations that have built thousands of restaurants and coffee shops around the world. Their yearly revenues are in the billions of dollars. They both started, however, with just one location and expanded from there. For the average person going into business today, there is little chance of reaching anywhere near that kind of growth. There is a way, though, of creating a business using the same kind of franchising strategy that the big boys employ without the cost or massive undertaking involved.The internet has revolutionized the way business is done today. An individual sitting in a one bedroom apartment in virtually any town or city around the globe, can now start a business online and reach out to audiences worldwide. This wasn’t even a possibility just a few short years ago. In a form of business, often referred to as network marketing, a person can market a product through a business network of customers and like-minded entrepreneurs that literally expands like a franchise corporation bent on global dominance. And the best thing about it is that these companies offer free training and support, in-place distribution centers worldwide, popular product lines, and compensation plans that even a Wall Street executive would admire. Do some research on network marketing companies and come to your own conclusions. A business that you can start with little or no money can have more reach and value than many that cost tens of thousands of dollars to start. You can change your financial circumstances beginning today. Take action now. </p>]]></content:encoded> <wfw:commentRss>https://duzhetyms.info/31/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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