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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>dixinhrms.info</title> <atom:link href="http://dixinhrms.info/feed" rel="self" type="application/rss+xml" /> <link>https://dixinhrms.info</link> <description></description> <lastBuildDate>Thu, 27 Feb 2025 15:44:46 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Large Cash Advances Are Tough To Budget For</title> <link>https://dixinhrms.info/63</link> <comments>https://dixinhrms.info/63#comments</comments> <pubDate>Tue, 18 Jul 2023 03:14:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=63</guid> <description><![CDATA[Online Cash Advances are well known for being emergency access for quick cash. Most Americans do not have the money to cover an emergency expense of $1000 or more. In fact, emergency expenses under $1000 will strap most budgets. Living … <a href="https://dixinhrms.info/63">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Online Cash Advances are well known for being emergency access for quick cash. Most Americans do not have the money to cover an emergency expense of $1000 or more. In fact, emergency expenses under $1000 will strap most budgets. Living from paycheck to paycheck does not leave much room for other costs. Spending tomorrow’s money for today can make a mess out of one’s finances for a very long time.Would you be willing to spend your rainy day fund on an emergency cost? Or would you look for an alternative? Whether or not you are going for a cash advance through a credit card or with a direct online cash advance lender, the loan will still need to be paid off. Even those who answered yes to using the backup money for a rainy day will still want to replace it. Every which way you turn; the answer revolves around finding money.People’s stories vary in description. A dentist visit and a car repair in the same week. A trip to the doctor which leaves you with a prescription the insurance (or no insurance) doesn’t cover. Lost hours due to illness. The list can go on forever. The term unexpected cost is just that, something which needs to be paid that hasn’t been planned in the budge. So, how do you make room?The easiest way to collect extra cash is form small bits over time. That would mean a savings account (or rainy day fund) which should be started pronto. Every little bit helps, from returning bottles, saving change, to cutting back on the weekly pizza delivery. Extra cash can be found but you have to look for it.Looking for more than you have on hand will also keep the online cash advance industry in business. It is tough when you just do not have the money necessary to cover the costs. In turn, you will want to find a best solution in order to keep other problems away.A good place to start would be to start your budget over from scratch. Budgets should be reevaluated often anyway, so now is a great time to begin. Separate your bills into categories and prioritize. Examine the grocery category. This expense usually has the largest margin for error. It is the best place to start cutting back. Once you collect an amount which can be saved, start doing it. Some people choose to use a portion of the savings to pay down a credit card or car loan.Some people find fast cash from a pawn shop or a garage sale. Items can be sold online, but that might take a bit more time to do. A bank loan is slow, yet still an option for those who have good credit. A fast cash advance is inviting for those with lower credit scores and have nothing to sell or put up for collateral. An online cash advance is much more difficult to pay back, use them with caution and only apply for the minimum needed. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/63/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Social Work: Continuing Education Beyond The Classroom</title> <link>https://dixinhrms.info/61</link> <comments>https://dixinhrms.info/61#comments</comments> <pubDate>Mon, 10 Jul 2023 00:19:03 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=61</guid> <description><![CDATA[In the field of social work, continuing education cannot be understated as an important component of professional growth and development. Whether you are working in a legal capacity or with the homeless or with the mentally ill, research and thoughts … <a href="https://dixinhrms.info/61">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> In the field of social work, continuing education cannot be understated as an important component of professional growth and development. Whether you are working in a legal capacity or with the homeless or with the mentally ill, research and thoughts on therapy are changing all the time. What you learned in the classroom may be obsolete in ten years. If not obsolete, certainly outdated and improved upon. Those therapists who fail to keep up with these changes will find their clients are not getting the help they could be getting.In social work, continuing education means taking classes of all types, geared towards a deeper understanding of the many problems a typical professional may encounter. These problems will vary according to the direct employment of the social worker, such as whether they work for the government, a legal institution, or elsewhere. Problems that classes may address could include drug abuse, child abuse and neglect, alcoholism, poverty, and much more. These classes and materials are designed to help the worker find and implement new and effective ways to communicate and counsel their charges.In all forms of therapy, including social work, continuing education is important as the science of psychotherapy is constantly evolving and changing. What was common knowledge in one decade may be considered obsolete bunk in the next. This is, of course, true even of the hard sciences. While there are some basic tenants that any therapist can cling to, there is a wide diversity of opinion beyond that point. Studies and anecdotal evidence argue for various forms of treatment and counseling. This is why it is so vital for a therapist to further their learning at any opportunity. To do otherwise is to allow the more modern interpretations and theories to pass by unnoticed and unexamined.For most people involved in social work, continuing education is about more than personal growth, however. Many states require this education as a matter of remaining certified to work in the field. Some classes and materials may be outlined by the state to cover specific problems facing the community. For instance, if the unemployment rate is particularly high, there may be an interest in having the state’s social workers concentrate on how to help the unemployed and job-seeking. The material one can use for re-certification purposes can be found not only at the state’s colleges and universities, but through online classes, books, and DVD courses as well, giving therapists and social workers a trove of possibilities from which to choose.</p>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/61/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Find a Legitimate Online Business</title> <link>https://dixinhrms.info/59</link> <comments>https://dixinhrms.info/59#comments</comments> <pubDate>Fri, 12 May 2023 23:30:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[best business ideas]]></category> <category><![CDATA[best online business]]></category> <category><![CDATA[best online business ideas]]></category> <category><![CDATA[best online business to start]]></category> <category><![CDATA[business ideas]]></category> <category><![CDATA[how to make money online]]></category> <category><![CDATA[make money online]]></category> <category><![CDATA[online business]]></category> <category><![CDATA[online business from home]]></category> <category><![CDATA[online business ideas]]></category> <category><![CDATA[small business ideas]]></category> <category><![CDATA[start an online business]]></category> <category><![CDATA[start online business]]></category> <category><![CDATA[starting an online business]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=59</guid> <description><![CDATA[Online Scams & How to Identify ThemThere are quite a few online scams yet there are also many legitimate online marketing businesses. So as with anything we decide to become involved in, care should be exercised. So how do we … <a href="https://dixinhrms.info/59">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Online Scams & How to Identify ThemThere are quite a few online scams yet there are also many legitimate online marketing businesses. So as with anything we decide to become involved in, care should be exercised. So how do we spot online scams? What are some of the things we ought to look for to help us spot online scams?Numerous people are working in jobs that leave them desiring something more. More cash, more free time, more creative freedom and the reasons could go on. These people may be bored and wanting new challenges. Perhaps they’re tired of their current occupations and just want change or new challenges. These people frequently turn to the internet in searching for new opportunities. Many of them find online scams instead of online opportunity. So how to start looking for a legitimate online business becomes the first order of business.Many people love the idea of operating their own business as the thought of independence and freedom is an appealing one. The harsh reality though is that in most instances people just don’t have the capital that’s needed to start their own business. The risk factor involved in beginning a business also scares many people. The idea of leaving a steady job and giving up a guaranteed income can be frightening as it’s a well known fact that about 9 out of 10 of all new startup businesses fail in the first year. A legitimate online business can be the key to this ideal dream.Advantages of Online MarketingOnline marketing is a way to get around the starting capital and risk of starting a new business. Online marketing expenses are small as compared to starting a bricks and mortar business and the risks are also minimized. Many legitimate online marketing businesses cost zero to very little to join. In online marketing a person gets payment according to how well they perform and their earnings are not dependent on how well the company is doing.Many people turn to seeking legitimate online business opportunities but the internet is filled with online scams. So how to spot online marketing scams becomes a key factor when the decision has been made to seek out an income opportunity online.It’s an unfortunate reality that this is a time of business and internet fraud. Endless people pour large sums of money into online marketing scams. It would not be plausible or possible to list all the ways to spot online scams but there are certainly some key factors that would help to spot online scams. These factors won’t always mean that the company being looked at is one of these online marketing scams but they’re worthy of careful consideration. To find the legitimate online businesses it’s a necessity to wade through the scams.Spotting the Online ScamsOne factor that has provided many people false senses of security concerning online marketing programs is that the program is free to join. People feel that since they’re investing no money that they have nothing to lose so it must be a legitimate online business. In fact they’re losing one of their most valuable commodities, the commodity of time. As with any business, bricks and mortar or online marketing, time to build the business to a level of success will be the largest requirement. So when investing time to build an online business it’s key to make sure that it’s legitimate and not one of these online marketing scams.Requesting testimonials from the company is one of the first steps that an interested person can take in an attempt to spot online scams and differentiate them from the legitimate online businesses. It’s a mistake to rely on the testimonials that might be posted on the company’s, or one of its affiliates, website as anybody can create these. The fact that it’s posted on a website doesn’t make it true. Asking the company for names, addresses and phone numbers of real people that you can contact is best. These contacts can let you know how the program is working for them.Putting the company name with the term “scam” into a search engine box is another means to spot online scams. It is a given that if the company has been around for a while that there will be complaints, yet this doesn’t always indicate that the program is really a scam as not every program is for every person. Many people don’t want to take responsibility for failure even if the program is a legitimate online business and working for others. Reading reviews, talking to other members, looking at testimonials all very carefully and weighing the good against the bad is the best approach anybody can take when trying to spot online scams.Another great indication that the company is a legitimate online business is the ease factor in contacting support. What type of contact ability does the company offer? Do they give phone numbers, physical addresses, a contact form on the website? Before joining, or as soon as joining, a good test is to contact the company with a question or issue and see how soon they respond and to what level of satisfaction. Companies that are operating as online scams generally won’t respond back if at all or they may only send out a standard auto reply.A live support forum is a excellent indicator that the company is not one of these online scams but rather a legitimate online business. Checking out the forum as a visitor to see what kind of support is available, how fast members receive help, looking for proof of income postings are also great ways to ensure that the company is not one of the online scams programs.Lack of information on the company should also raise a caution flag. Online marketing companies that have been around for any length of time should have a track record. Many online scams or new legitimate online businesses attempt to draw in new members with an offer of urgency so resistance to this is suggested. If the company is honest they’ll still be around several months down the line. If the product or service that the company offers is worth buying into then there will still be plenty of money and profit to go around.Final ConsiderationThis brings up one last factor to look for when attempting to spot online scams. What type of service or product does the company offer? A reputable, legitimate online business must offer a core product or service. Joining a program that only offers affiliate links to a replicated affiliate web page and only pays its members for bringing in new members is a mistake made by many. A reputable online marketing program will always offer a core product or service for its members to profit from.Many people are drawn to the idea of owning their own business. But the reality of all that is involved stops most people before they even begin. Online marketing is a method for many to work for themselves without facing the financial risks. Legitimate online marketing business opportunities are plentiful and there are many honest online marketing companies. But there are also many fraudulent online marketing scams too. So when considering an online marketing opportunity it is important to do the investigation needed before jumping on board. </p>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/59/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Successfully Capitalize on Special Finance Leads?</title> <link>https://dixinhrms.info/56</link> <comments>https://dixinhrms.info/56#comments</comments> <pubDate>Thu, 11 May 2023 19:02:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[basic finance]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[finance basics]]></category> <category><![CDATA[finance books]]></category> <category><![CDATA[finance bros]]></category> <category><![CDATA[finance career]]></category> <category><![CDATA[finance degree]]></category> <category><![CDATA[finance frauds]]></category> <category><![CDATA[finance kya hai]]></category> <category><![CDATA[finance major]]></category> <category><![CDATA[finance meaning]]></category> <category><![CDATA[finance news]]></category> <category><![CDATA[finance shorts]]></category> <category><![CDATA[finance stock]]></category> <category><![CDATA[finance with sharan]]></category> <category><![CDATA[fix finances]]></category> <category><![CDATA[fix my finance]]></category> <category><![CDATA[learn finance]]></category> <category><![CDATA[mba finance]]></category> <category><![CDATA[mba finance jobs]]></category> <category><![CDATA[mba in finance]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[public finance]]></category> <category><![CDATA[raga finance]]></category> <category><![CDATA[study finance]]></category> <category><![CDATA[what is finance]]></category> <category><![CDATA[yahoo finance]]></category> <category><![CDATA[yahoo finance premium]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=56</guid> <description><![CDATA[In a highly competitive market, it is very difficult to generate quality special finance lead by the dealers. The process results in unnecessary wastage of time, energy, and money. In spite of spending a lump sum amount on advertisement and … <a href="https://dixinhrms.info/56">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> In a highly competitive market, it is very difficult to generate quality special finance lead by the dealers. The process results in unnecessary wastage of time, energy, and money. In spite of spending a lump sum amount on advertisement and on running PPC campaigns in Google, still a dealer fails to produce the desired number of leads to meet the monthly target. Dealers who cannot generate their own leads depend on the professional lead providers to supplement the flow of new sale opportunities.All providers produce new sale opportunities through their own marketing efforts. They usually have a couple of websites for an effective auto lead generation. Through advanced adverts offline and online and use of social media, the highest quality of leads are generated in real time. Pay-Per-Click (PPC) campaigns are used extensively to generate as many leads as possible.When sending the leads to the dealer client, the professional lead generators ensure they are sending only the best quality leads. A team of efficient professionals works to separate the good quality leads from the bad ones. Usually a provider uses a lead tracking software to track the number of leads coming from different sources from websites, landing pages, blogs, advertisements, etc.Bad quality leads are generated when so-called potential car buyers don’t respond to calls being made from the lead generating company’s office or for that matter don’t reply to the emails sent at least 48 hours ago. Such sets of people are termed as ineffective leads and the list containing the personal details of such individuals are not sent to the dealer. Effective leads are those that respond instantly to a call or an email and show a genuine interest to buy a car.There is a misconception amongst many dealers that the providers send a lead’s personal details to multiple dealers. The lead generating companies have teams that check whether the same leads are being sent to more than one dealership or not. Cross checking of leads received should also be done on the dealer’s part to reject duplicate leads.The reason for the huge popularity of the external lead generators lie in the fact that they guarantee the generation of maximum high quality leads. Once people fill up an online inquiry form to learn more about a dealer and the auto loan application and approval procedure, the generator instantly starts following up with those people. Through regular communication and responding to the queries of potential car buyers, special finance lead can be generated successfully.Experienced service providers spend all their time in doing quality research on the type of target audience a dealer wants to have. The providers will use the latest, innovative marketing strategies to create a long lasting impression in the minds of the people. One of the best chances to increase visibility is to have a strong presence in various social media web platforms for maximum auto lead generation. Through maintenance of social media accounts and regular posting of interesting articles, relevant news, photos, and videos on Facebook, Twitter, LinkedIn, Google+, and so on grabbing the attention of potential car buyers can be increased to a large extent. </p>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/56/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Have The Policies Of the Obama Administration Killed Our Small Business Growth Engine?</title> <link>https://dixinhrms.info/54</link> <comments>https://dixinhrms.info/54#comments</comments> <pubDate>Wed, 29 Mar 2023 13:30:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=54</guid> <description><![CDATA[Perhaps you are a small business person, and you are like me; when you hear a politician tell us they are for us little guys, you just cringe. It appears to me after decades of watching their lips move that … <a href="https://dixinhrms.info/54">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Perhaps you are a small business person, and you are like me; when you hear a politician tell us they are for us little guys, you just cringe. It appears to me after decades of watching their lips move that they could care less about us, and would rather continue to get their campaign war chests filled by their large corporate lobbyist piggy banks. Okay, let’s talk.You see, there was an interesting article in Reuters on February 1, 2016 titled; “U.S. small business borrowing sank in 2015: PayNet,” by Ann Saphir. The article stated:”What started as a full gallop in 2015 is barely trotting along now, said Bill Phelan, President of PayNet; “We are barely replacing worn-out assets here.” Small Company borrowing is a key barometer of growth because it is the little firms that tend to do much of the hiring that fuels economic growth. Lending slowed sharply to small businesses in mining and agriculture, as well as in wholesale trade, transportation and construction, the figures showed. Texas was particularly hard hit.”So, what’s the Obama Administration’s answer to this vexing problem, oh something typical of the way they run things and adjust their economic data (like employment figures) just change the definition of “Small Business” for instance there was an article in Government Executive online news on January 29, 2016 titled; “SBA Finalizes New Business Size Standards,” written by Charles S. Clark which stated:”The new size standards will enable nearly 1,650 more businesses in those industries to obtain or retain small company status; will give federal agencies a larger pool of smaller companies from which to choose for their procurement programs; and will make more small businesses eligible for SBA’s loan programs,” SBA said in a release.”Okay but, smaller companies do not want to borrow money, why? They don’t trust the system, the future, the economy, this administration, or future regulations due to a socialist population base mindset and evil-one percent hatred motif, nor would I as a former franchisor. This new size standard change would include businesses over 150 employees and the “SBA estimates that more than 8,400 additional businesses will gain small business status under the adjusted size standards and become eligible for SBA’s financial and federal government procurement programs,” the agency said. “These changes can possibly lead to $150 million to $200 million in additional federal contracts and 80 additional loans, totaling about $30 million, to small businesses.”Great news right, well not so fast. You see, these larger firms will get Federal Contracts that small businesses, real ones cannot get, meaning fewer mom and pop businesses getting money from the Federal Government in our ever increasing government-run economy, not free-market run economy. This is no solution, this is just stupidity worsening the real problem is search of political expediency. Please consider all this and think on it. </p>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/54/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Student Loan: Loan Magician</title> <link>https://dixinhrms.info/52</link> <comments>https://dixinhrms.info/52#comments</comments> <pubDate>Mon, 20 Mar 2023 11:16:52 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=52</guid> <description><![CDATA[Loans.Loans, loans, loans that’s what everyone is talking about, on internet, on radio, on, television in news we see advertisement for loans everyday, everywhere. “You want to buy a hat, a cat, a house, a car, you can get a … <a href="https://dixinhrms.info/52">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Loans.Loans, loans, loans that’s what everyone is talking about, on internet, on radio, on, television in news we see advertisement for loans everyday, everywhere. “You want to buy a hat, a cat, a house, a car, you can get a loan”. “Getting loan was never easier”. “Live life the way you want”. These are all the sentences that are clouding the media nowadays. And of course this has increased the ratio of people borrowing loans from banks and other lending organizations. A number of people are making their dreams come true due to these loans, which was otherwise impossible. You can get loans for multiple things like for starting a business, purchasing a house, or getting a car so on and so for. You can simply apply for the loan, buy your desired object and keep on paying small installments for years without even noticing it. Instead of waiting for long years of tough work to buy a house or establish a business of your own you can get some help from one of the diverse kinds of loans and benefit yourself from this golden opportunity.Fantasies, dreams have no end. But in order to actualize them you need enough resources, now you have several opportunities to do what you always wanted. For different reasons or things you have varied kinds of loans. Be careful about the interest rates and other specifications of a loan. That will help you in generating the best results financially. You can get loan on really low rates if you play safe, I mean pay your installments on time and if you manage to pay it before time that would be more than good that will drag you in the line of good borrower, which will be very useful if ever in future you need to get the loan again. Unsecured loans are the most fascinating and tempting loan kind that has ever come across my knowledge. You are at minimum risk especially you are simply free from any possibility of repossession of your home or any other asset.Whereas on the other hand the creditors are at high risk by giving you an unsecured loan as they provide you loan just on the assessment of your income and repayment capacity and therefore the monthly installments are a bit higher and the repayment duration is also shorter as compared to secured loans. But for everything you have to pay a price, there is nothing free and of course you are getting money without giving any of your owned possession’s guarantees, which is a very big thing? This doesn’t stop here; you have other benefits too of unsecured loans that can’t be overlooked. First you can find a number of companies who are offering unsecured loans and thus get it on a very competitive rate. As for an unsecured loan you are not to provide a number of documents with the loan application the process of the approval are much faster than that of secured loans. It can be obtained in the time span of as short as 72 hours.Besides this there are other loans you can think of like secured loans but of course you should be dead sure that you’ll pay the loan before the deadline, as for secured loans you have to put any of your asset as a guarantee to bank, there are cheap home improvement loans, house buying loans, small and big business loans, personal loans, bad credit loans, pay day loans, car loans etc… there are just few things to keep in mind while applying or before applying a loan such as the interest rate, type of rate (fixed or variable), terms and conditions (repayment time in months or years), deposit (down payment), associated fees (broker, origination, prepayment etc.), insurance required by the lender. For best financial results see all the terms and conditions and be crystal clear about the things and then apply. This will give you ample tendency to work out your way out victoriously.Loans are never (most of the times) an effectual, result-oriented solution for your long term monetary needs! Taking loans is becoming a fashion, I think more then 50% of advertisement on media is directly or indirectly about loans. But frankly speaking I believe loans are not more than debt traps. There are so many alluring names as payday loans; cash advance loans, check advance loans, post-dated check loans or deferred deposit check loans. But beware! Don’t charmed by such attractive offers, think twice about borrowing a loan before you go ahead with this and honestly realize, do you really need a loan? Is it inevitable? Is this loan for frivolous, like a holiday? Or for something real serious an urgent need, Can you borrow money by a more traditional way, I mean from a relative, maybe a part-time job or you can think of selling an asset. Try to convince your creditors for some more time to pay your bills. Find out what they will charge you for that service – as a late charge, an additional finance charge or a higher interest rate. Don’t put your foot into a trap yourself if you can avoid it.Did you ever think why you drag your self in to a situation where you are left with no money and need loan desperately? Strive to mend this; if you are a lavish spender and you always spend more than you earn then it is a terrible practice. To overcome this condition, if you opt for a payday loan, it will be a “chancy solution”. Payday loan companies often take the advantages of your need and lead you in debt ensnare. Try to make a more realistic and practical budget, and figure out your monthly and daily expenses. Avoid superfluous purchases even undersized every day items. Their costs add up and may become a huge amount at times that makes real big difference. Also, put aside some savings, even small amounts will do to avoid borrowing for emergencies, unexpected expenses or other such instances. I know it’s simply impossible to write your requirements in black and white and consume money according to that but one should make a strict line that you are not spending more than this and this is only for your own advantage.Check out if you can go for overdraft protection on your checking account? If you are a regular most or all of the funds in your account user so then if you make a mistake in your checking (or savings) account ledger or records, overdraft protection can assist in protecting you from further credit problems. Do find out the terms of overdraft protection. Want any help or working out a debt repayment plan with creditors or developing a budget, contact your local consumer credit counseling service. Almost in every state there are non-profit groups that offer credit guidance to consumers. These services are available at very little or no cost. Don’t forget to check with your employer, credit union or housing authority for no- or low-cost credit counseling programs. If you decide that a payday loan is inevitable, borrow only as much as you can afford to pay with your next paycheck and still have enough to make it to the next payday.While taking a loan it’s never only the interest rate to take care of it’s only a part, there are a whole lot of other inevitable expenses that makes it really, really expensive. The rate on a payday loan may be 500% per year or even more. Borrowing 200 dollar for 2 weeks at 500% will cost you 38.36 dollar. Just compare this to borrowing 200 dollar for 2 weeks at 36% (2.76 dollar) or 12% (.92 dollar). Suppose if this loan is refinanced four times, the cost difference increases dramatically! In actuality, it will cost you nearly 200 dollar to borrow 200 dollar for ten weeks. Gosh! It’s a lot. Besides the insurance rate there are also arrangement fees and prepayment penalties to consider. And many ‘no fee’ credit lines have a pre-payment penalty. This is the way broker and lenders make their money. Do work out the total cost of your loan before committing? Compare the APR and the finance charge (which includes loan fees, interest and other types of credit costs) of credit offers to get the lowest cost.Borrowing loans can be helpful when you are having temporary cash flow crisis or are facing a financial emergency and need money on a short-term basis. Don’t rely on loan or don’t make long-term planning depending on loans only. If you already have one loan outstanding, then you should avoid taking out another such loan. Also think about the aggravations if you can’t be able to repay the loan at specific date to the payday lender!! I hope you are getting my point. Now this was what I call a bird’s eye view about the loans advantages and disadvantages. But if still you are not satisfied and wants to dig in more to know minute details about different types of loans, I’ll give you some info about it as after all you are the best judge for your own problems and needs. Doesn’t matter what someone says it’s always you who know what you need to do?I have already given you a transparent idea about secured and unsecured loans. Now else than this there are home loans, bad credit loan, bad credit auto loan, personal loan, debt consolidation, payday loan, mortgage loan, auto loan, student consolidation loan, business loan, home equity loan and pay day advance. See you can get loan for anything and everything. There are so many different kinds of flexible and non-flexible loans that help you to keep going ahead in life.<br />Loan products.Pay day loan.Hmmm…! The dead line of paying the installment of a credit card is coming near. And still didn’t get your pay. Well laugh your worries away. The payday loan will help you to pay on time. After you get your salary you can pay off your payday loan, but don’t make it a habit? For short-term loan this is the best sort of loan you can go for.Home loan.Everyone either he is a prince or a commoner want to own a home of his own, in old days people use to work whole their lives to buy their own house. But in this struggle the best boom period of life flies away. Now enjoy your life to the fullest, get a home loan and build the house of your dreams and live in it like a king. You can buy, build or renovate a house by acquiring various types of loans that suits you the most. There are mostly three kinds of it:o You already own a house and want to renovate it. You can get a loan for renovating your house by putting your house for collateral security to the bank for the loan.o Secondly you have a plot and want to build your house on it. Then again the place will be the collateral security and you’ll be provided loan to build the structure of the house on it.o The third type is that you neither have a house nor a plot and you want to buy a house in that case you will get the loan to build your house but the house will be on bank’s name till you pay the loan fully.<br />Else than this there are different rules and flexibilities for diverse home loans. Like:o The mark-up rate will vary for a salaried person or a businessman. It can start from 11% for a salaried person and 12% for a businessman though different banks and other companies may differ from this rate.o For construction, purchase & balance transfer you can have 3 to 20 years times to pay back the loan.o For renovation it can be from 2-20 years.o For home purchase you can get the amount of loan that can vary from – 0.5M to 20M.o Whereas for home renovation approximate loan can be form – 0.5M to 7M.o For home construction you can get up to – 0.5M to 10M.<br />This could be the approximate loan to value ratio you can get for these different home loans.o For Home Purchase – 80:20 for salaried employees, businessmen and self-employed professionals who maybe in the business for five years and 75:25 for businessmen and self-employed professionals who can be in the business for last 3 Years.o For Home Construction – 70:30 for salaried employees, 70:30 for businessmen and self-employed professionals who maybe doing business for last five years and 65:35 for businessmen and self-employed professionals who are in the business for last three years.o For Home Equity- 70:30 for salaried employees, 70:30 for businessmen and self-employed professionals who can be in the business for last five years and 65:35 for businessmen and self-employed professionals who are in the business for last three years.o For Balance Transfer Facility – 80:20.Car loan.Car is not luxury anymore it’s a necessity; you are handicap without a car. If you cannot afford a car with your salary and trying desperately to save some money for buying a car but unfortunately every month something new comes up to eat up all your savings then get a car loan and make your life easy and you can use your savings in paying the installment of your loan every month. For car loans the rules are almost same as house loans. The payment will vary with the difference of new or used car, car model or price.Bad credit car loan.Happy news for the bad credit raters, now you can also enjoy the pleasure of shopping the way you want; there is high competition in those who are ready to give loan to those who have bad credit rating for car and even for house. Or if you are doing a business you can still get a loan. Actually roughly all sorts of loans are open to bad credit rater now. Though they’ll charge more interest rate and other charges but still you have a facility of loan to enjoy.Student loan.Learning is a weapon no one can steal. Education is of no comparison with anything, I think it’s a must get thing for everyone. But sometimes due to monitory resources one has to discontinue his or her education but now you can freely get education as much as you want, you just have to get a loan and study to your fill. Student loans for the benefit of students are on quite competitive rates and are much more flexible than other loans to provide maximum chance to a student to be carefree and get education as easily as possible.Business loan.Doesn’t matter how much good salary you are taking? A business (of course here I am talking about your own business) is a blessing. There is no tension of getting deadlines from your boss. No pressing for reaching office at so and so time. And there are definitely more chances of growth. Now if you want to start a business or re-establish it on a small platform or on a bigger level there are all different sorts of loans to benefit you in your goal. Your business may have helped you construct your home, now your home can assist you build your business. A business loan is normally against Residential Property. It is an evergreen credit line that the customer can use for his/her business expansion.o Business loan can be for business expansion.o Or for staring a new business.o You can get loan for a small business set-up as well as fro a bigger business project.o Business loan offers you the facility of availing a financing up to 70 % of your property value. So that now you can have a chance to avail a higher amount against your assets, you can plan your growth and expansion exactly the way you want to.o There is another kind of loan you can get for business purpose, you can give a business plan to a bank and make the bank a sort of business partner. In this way you are saved the worry of putting your house or any other asset as collateral. This type of loan is very useful for heavy industry.Personal loan.We all dream, but there are few who dare to put the power gear of their life to make their dreams come true. It’s much easier to fulfill your most dear fantasies now with the prospect of personal loan. The most interesting part in going for personal loan is you’ll be not asked the reason for getting loan.o Personal installment loan is extremely flexible. You can borrow any amount ranging from 50,000 to 500,000 for 12, 18, 24, 30, 36, 42, 48, 54 and 60 months. Whatever suits you! Isn’t awesome, what else you need for a good start? Although there can be pre-payment penalty if you desire to pay the loan before the agreed tenure.Other Loans.Besides these chief and main objects there are other prospects for which you can get loan. Those may not be as important for all but you can still avail the chance to do other things with loan like if you desire to redecorate your house but you are short of money for that you can get branded or non branded furniture of your choice besides this you can also buy other home appliances on installment.So now you can see how many options are open for you to make your next move. You can easily choose to do what suits you the most. Loans are almost for everything you are thinking of doing in your life. Due to high competition in market the rates are also quite flexible and in addition you are allowed to choose from a lot of flexibilities to relax you for paying back any loan. From a business to petty thing for your personal use you can get loan. </p>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/52/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>BBA: How Can a Degree in Marketing Help in Your Career?</title> <link>https://dixinhrms.info/50</link> <comments>https://dixinhrms.info/50#comments</comments> <pubDate>Mon, 20 Mar 2023 09:44:46 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=50</guid> <description><![CDATA[Bachelors of Business Administration is a very common choice among people who are interesting in management. There are various kinds of BBA courses, some people opt to do a generic or a specialised course. If you are interested in marketing … <a href="https://dixinhrms.info/50">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Bachelors of Business Administration is a very common choice among people who are interesting in management. There are various kinds of BBA courses, some people opt to do a generic or a specialised course. If you are interested in marketing management, analysis of the market and advertising, you can do a specialised course of BBA in Marketing. The course helps develop communication skills along with quantitative analysis. There are standard subjects of management but the core focus is on marketing and advertising. Marketing is an important social process for any company as it helps them target the right and intended audience. It doesn’t mean selling but instead consists of economic activities like production of goods, merchandising function, physical distribution of goods, and many other supportive functions. It prepares a firm to act in times of distress and the individual is trained in how to undertake crucial tasks such as competitor analysis.What does the course teach?Marketing management deals with applying principles of management and business principles to promote and sell products or services. The evolved form of marketing management course also includes digital marketing along with the traditional forms. Managing the marketing is very important for any business. Every aspect including financial services like loans and banking require marketing. Through BBA students learn business processes and practices and understand how economics works in the world marketplace. It benefits the students by giving practical training in management which can help them to adjust and work in big or small organizations. The course is also very rewarding in terms of the perks, incentives and salary package and is therefore a preferred choice of career.Some of the subjects that the course teaches are:Organizational behaviourPrinciples of ManagementBusiness CommunicationMarketing ManagementMarketing ProcessMarketing EnvironmentTargeting and PositioningProduct ManagementBrand ManagementHR managementFinance managementPricingDistribution ManagementMarketing Information systemsConsumer BehaviourMarketing ResearchCustomer Relationship ManagementInternational Marketing ManagementThe course equips you in skills like decision making and management. The advantage of doing a BBA course is that you can get a job in any industry ranging from media to automotive or fashion. You can also opt for a job in private or public sector as everything requires marketing. Marketing also teaches you how to understand consumer behavior according to which the company changes their strategy.What is the scope of BBA Marketing in India?Students who have graduated with a marketing degree, they can make a career in sales as an executive or go into research analysis. The course usually requires students to write a thesis or a dissertation which can help in higher studies. You can opt for a generic or a specialised Masters in Business administration. Marketing is also offered as a specialised subject in masters. After pursuing your masters, you can work as Chief Executive Officer (CEO) or Chief Operating Officer (COO). The most important thing is that any marketing manager needs to be use new business strategies and strategic tools, technology and processes and adapt to new situations.The research that you do in your bachelors can also helpful market analysis and studying the fluctuating market and making a strategy according to it. After their bachelors in business administration, some common careers may include the following:Sales managerPromotions managerPublic relations managerAdvertising managerMarketing managerMarketing strategistBrand managerPR specialistMarketing managerAdvertising professionalMarket analystSource by Stratford University </p>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/50/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>10 Reasons Why You Should Start An Online Business</title> <link>https://dixinhrms.info/47</link> <comments>https://dixinhrms.info/47#comments</comments> <pubDate>Sun, 19 Mar 2023 13:37:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=47</guid> <description><![CDATA[Whether you are attracted to an internet business because you hate your current job, want to improve your circumstances, or would like a more flexible lifestyle, the internet offers all these opportunities.Why An Internet Business?1- FlexibilityMany people come to find … <a href="https://dixinhrms.info/47">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Whether you are attracted to an internet business because you hate your current job, want to improve your circumstances, or would like a more flexible lifestyle, the internet offers all these opportunities.Why An Internet Business?1- FlexibilityMany people come to find themselves with an internet business through necessity rather than deliberate creation. For me, I needed a flexible job which I could work around contract work. It didn’t come in often but when the phone rang, I needed to take the work. This presented all kinds of problems. Normal work didn’t pay as well and employers didn’t want me taking large chunks of time off when the other work came in!I tried juggling several jobs over a number of years but nothing seemed to fit. At around the same time I was attempting to use e-bay to buy and sell for a bit of extra money. It wasn’t until later that I discovered affiliate marketing. Affiliate marketing, for those who don’t know is a kind of referral selling. You point links from your website to other people’s goods and services. The link is tracked so that when you make a sale you are rewarded for it with a commission.Once you know how to do this you can set up links from your online content to other people’s products and services. You can also use paid advertising to find people all over the world to sell to. This was perfect for my work because I could take my laptop anywhere with me and as long as I had an internet connection I could work. It didn’t interfere with the work when it came up, I had no boss to answer to so it was the perfect solution.2 – AutomationThere’s also a number of other reasons why I chose an internet business – and why you should too! The flexibility of the business was my primary concern. I wanted to be able to choose my own hours so I could take work when it came without any complications. But the other reason I chose this particular model was the ability to use technology to ‘leverage’ my time and income.Once I had a website and content up and running, it kept going and I was able to make sales and deliver products without being physically present. This is the ‘magic’ of an online business. The automation involved with an online business means that you can do the work once and let that work keep running in the background. You can make sales and deliver products over and over through the same piece of content or advert, which can run an virtual autopilot 24 hours a day, 7 days a week and 365 days a year.Each piece of content you create can send people to a landing page and sell a product. By creating many pieces of content and sharing them online you can build multiple sources of income which can all run continually, working as your own ‘automated sales team’.3 – Ability To ScaleAlong with this amazing automation is the ability to scale your business. Because there is no human intervention in the ‘sales loop’, multiple sales can happen instantaneously through the same platforms. Your content and advertising can be grown over time and scaled instantly (in the case of paid advertising). As your content gets more shares and more people flow through your website and content, your sales grow as a result. If you use paid advertising you can also scale a profitable campaign up easily by increasing your daily budget.The automation of an online business makes it very easy to scale. In the case of a physical business this often means more staff, sales tools, larger office space and a whole lot more expense and hassle. With an online business everything is already in place. You simply need to send more customers through the automated sales systems with content and/or paid advertising methods.4 – Low Startup CostsWhen I started an online business I did it from my own pocket. I didn’t need a massive loan and I worked at a level which suited my budget. An internet business is very cost effective and you can start from scratch from pretty much any budget. If you have more to invest you can grow it faster with paid advertising. But, if you are on a budget like I was when I got started, you can get started easily and cheaply.With a regular ‘bricks and mortar’ business there are many overheads to consider. Your costs include a business premises, staff, hardware and stock. Then there’s advertising and delivery costs. With an online business you just need a laptop and an internet connection – two things many people already have. Your main cost is getting the right education and learning the best strategy to build on.5 – SimplicityTechnology has made it much easier than was previously possible to set up your own website and learn how to use simple online platforms to connect people to products and services. Advertising and content creation is now available for anyone to use. Websites can be set up with a few clicks and anyone with an email can learn to use the tools and strategies of online marketers.Whereas previously website building was the domain of the tech savvy programmer, now anyone can use simple user friendly platforms and programs. An online business sounds like something for a technical person, but anyone can now learn the skills needed to build their own online business.6 – ControlAn internet business gives you control over your life. Of course it takes time to build up to a stage where it can replace your current income. But the flexibility of an internet business means you can work it around your existing employment until you can make this happen.<br />Once your income is beyond that of your employment, you are in a very good position to take charge of your life. You don’t have to do the daily commute, or put up with an uncomfortable working situation. If you don’t like your job you can quit. Don’t like your boss? Fire him/her!<br />One of the very best things about an internet based business is the control it gives you over your life. You can also build your work around your lifestyle, rather than the other way round. Most people are forced to put work first in everything they do. Family time, holidays and hobbies all tend to depend and evolve around work. An internet business allows you to prioritize the things in your life which mean the most. It can put you back in the driving seat of your life, both in terms of what you earn and how you spend your time. 7 – Work From AnywhereNot only does an internet business offer great flexibility in terms of working hours but it also offers you the choice to work from anywhere globally. This appeals to many people who would otherwise be more trapped by conventional work in a localized workplace.<br />For me, it was the flexibility of being able to choose my own hours and not have a boss. But for many the ability to travel anywhere globally is the most important factor to owning their own online business.<br />Take your laptop anywhere with an internet connection and work while abroad and travelling. 8 – Learn Life SkillsThe skills I have learned from building my own internet business also make me much more employable. I also worked for an internet based company with the skills I learned from my laptop while sitting at home!Being able to reach people globally and target specific types of people is a great skill and very desirable in business too. I was also able to use the knowledge I learned online to build one of my other physical businesses much more quickly by using both my website building skills and paid advertising.The internet is a fantastic opportunity for anyone to be able to improve themselves, learn new skills and build another source of income. Skills learned are yours for life, whether or not you continue down the path of building an online business. 9 – IndependenceWe might believe ourselves to be independent but many of us are very dependent on our work for income. As such, our employers tell us how much we can earn, how much holiday we can take and what we will be doing while at work. Financial independence is the ultimate freedom.When we are financially independent we can take a holiday whenever we please and work in our own time and on our own agenda. An online business gives you the automation and independence to live life on your terms, without the agenda of an employer running your life.10 – SovereigntyBeing an owner gives you sovereignty. The ability to call the shots in your business is what many entrepreneurs aspire to. As a business owner your actions determine whether you make a success of your business or not.Having a successful online business gives you the kind of freedom which most people will never see in their lifetime. The ability to create your own life on your terms is the reward of having worked hard on your business and on yourself.Not having a boss, choosing your own working hours and choosing who you spend time with are all luxuries which are earned from working hard on your own business. </p>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/47/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Starting A Work From Home Business Ideas and How To Market Them Online</title> <link>https://dixinhrms.info/45</link> <comments>https://dixinhrms.info/45#comments</comments> <pubDate>Sun, 05 Feb 2023 02:56:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=45</guid> <description><![CDATA[Starting a work from home business ideas can be found very easily online, just Google “top 10 online business opportunities” and you’ll get back nearly 24 million results. Now that’s one way to get ideas, but if you’re not sure … <a href="https://dixinhrms.info/45">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Starting a work from home business ideas can be found very easily online, just Google “top 10 online business opportunities” and you’ll get back nearly 24 million results. Now that’s one way to get ideas, but if you’re not sure what type of work from home business you want to start, I suggest a little different approach.Instead of trying to decide right away which work from home business idea is right for you, find an internet-marketing training program and learn how to market online first. Learning how to market online will give you a better perspective on how internet business works, and make it easier to choose the right business opportunity.Why should you learn to market online? Go back to the Google search I talked about earlier. When I searched “top 10 online business opportunities” I got back nearly 24 million results. Who do you think gets more customers, the 10 businesses on page 1 of my search, or the other 23,999,990 business from page 2 on back?Learning how to effectively market online and getting your website or video on the first page of a Google search, gives you the ability to reach nearly 2 billion people online for very little or no cost. How else can you reach that many potential customers without spending enormous amounts of money?Here Are A Few Starting A Work From Home Business Ideas You May Not Be Aware Of:<br />Become an affiliate marketer and earn commissions for promoting other people’s products<br />Develop your own products like e-books or how-to guides<br />Become an internet marketing consultant, develop online marketing plans for individuals and businesses<br />Market you service business (massage therapy, day care, wedding planner etc.) online and generate an unlimited source of customers for your businessThere are a lot of internet-marketing training products, franchises and training and mentoring programs to choose from online. Prices can range from a few hundred dollars to as much as $ 70,000 dollars. Do your research and find the one that’s right for you and your budget. You don’t need to spend $ 70,000 to learn online marketing, but don’t think you can learn to market online for a $ 100 either. Try to find a program that fits your budget as well as your needs.Here are some of the things a good online marketing program should include:<br />How to research and secure domain names<br />How to use web hosting services like GoDaddy or HostGator.<br />How to build websites, blogs and landing pages using tools like WordPress and Optimizepress<br />How to create a sales funnel using your blogs, landing pages and websites<br />How to manage your prospects using autoresponder services like Aweber and Get-Response<br />How to promote using articles and videos<br />Search Engine Optimization<br />How to use social media<br />Make sure they teach both free and paid methods of online marketing<br />The best programs provide coaching and mentoring, frequent live trainings and online tutorialsInvest in yourself and your future, and learn to market online. Radio, television and print advertising is on the decline, newspapers and magazines are struggling to stay alive. Yellow Page ads are on the decline, and they’re starting to place their customers online with websites and other forms of online advertising. Statistics show by next year, internet marketing will be a 7 Billion dollar a year industry.Even though many businesses currently have websites, most of them are not being optimized and are nothing more than digital brochures that few people will see. By learning to effectively market online, you will be able to generate an unlimited source of new customers for your business, plus your expertise in internet marketing is something almost every business on the planet is willing to pay you for! </p>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/45/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>10 Suggestions For Weak Brands</title> <link>https://dixinhrms.info/43</link> <comments>https://dixinhrms.info/43#comments</comments> <pubDate>Thu, 02 Feb 2023 10:48:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dixinhrms.info/?p=43</guid> <description><![CDATA[Here, I share my thoughts and suggestions for weak brands:1) Accept reality: A realistic assessment of the brand’s situation is critical for an appropriate marketing strategy to address the challenges and problems. Management should have the maturity and guts to … <a href="https://dixinhrms.info/43">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Here, I share my thoughts and suggestions for weak brands:1) Accept reality: A realistic assessment of the brand’s situation is critical for an appropriate marketing strategy to address the challenges and problems. Management should have the maturity and guts to accept reality and act on it. Ignoring or falsifying reality will not make the problems go away.While it sounds like the most obvious thing to do, it doesn’t happen easily as acceptance of reality is also an admission of failure. It is even more difficult when people involved with the brand carry an irrational belief that “my baby is the best” or suffer from the “I am OK; you are not OK” mentality.2) Re-align with reality: The next step is to re-align strategies, resources and expectations in line with the accepted reality. Marketing mix and market place behavior should be altered to be in consonance with the brand’s position in the market.Setting ambitious goals is good, but it is also important to be realistic about expectations. Turnaround will be slow and return on investments will be low. Unrealistic expectations, which are very often a reason for the brand to become weak, will result in more strain on the brand, resources and people.3) Avoid deterioration: Re-aligning with reality is not to suggest that compromises should be made. Measures initiated to shore up the bottom line should not adversely impact the product quality, after sales service, customer experience, advertising and price. Deterioration of these would only give the consumers and trade even more reasons to reject the brand.4) Don’t wait for the big idea: Weak brands should not waste time and resources in waiting around for that one big idea. It will never come. Instead, resources should be spent in ensuring that the right things are done better, time and again. This will eventually pay-off when the stronger brands commit unforced errors. Gains will come only in random small doses.5) Don’t give up too soon: Strategies and programs should not be discarded prematurely just because immediate improvements are not visible. Consumers take a much longer time to respond to stimuli from weak brands. They need time to notice, process, re-evaluate, seek reassurance and then act on the stimuli. This process, depending on the strength of the stimuli and the purchase frequency, could sometimes take years. The cycle is much shorter for the stronger brands as consumers do not re-evaluate and seek reassurance every time.In the perpetual search for the success formula weak brands should not jump too soon from one program to another. Frequent changes would confound the consumers in the evaluation process. Implementing short-term measures to hasten the recovery process will only be counter productive.6) Focus on consumers; not on competition: Weak brands should not allow themselves to be distracted by the activities and success of the stronger brands. Consumers should be the sole purpose of the brand. Marketing programs should be initiated in response to a consumer need and not in response to a competitive activity.7) Focus on strengths; not on weaknesses: This will help the brand to identify and prioritize the right products, unique propositions, strong markets and profitable customers. Limited resources are better invested in defending and growing strengths. By focusing on strengths the brand could avoid drawing attention to its weaknesses.8) Overcome trust and credibility barriers: The biggest challenge a weak brand could have is to build trust, credibility and emotional connect. Better products, unique propositions, claims, etc might not work if the consumers are not willing to believe the brand. Credibility will come when the brand claims are tangible, demonstrable and unique, supported by a good reason to believe.Trust and emotional barriers are far more difficult to gain. Positive WOM of existing customers will definitely bridge these barriers far more effectively and efficiently than advertising claims. Marketing programs should mandatorily include the existing customers.9) Leverage Advantages: Weaker brands do have a few advantages over the stronger brands. Programs should be in place to identify, assesses and exploit all these advantages.· Strong brands take consumers for granted; weaker brands can’t afford to.<br />· Strong brands could be pre-occupied with heavy operations; weaker brands might not be.<br />· They have a lot to loose; weaker brands have nothing to lose.<br />· They have heavy competition; weaker brands don’t have competition.<br />· By default strong brands become everything for everybody; weak brands are not everything to everybody.10) Don’t ignore the future: Non-stop fight for survival should not be an excuse to ignore future needs. Ignoring the future will only widen the gap further. For many weak brands, the solution could actually be in the future and not in the present. Relative to the bigger, stronger brands it would be easier for the weaker brands to adapt to changes faster.Weak brands definitely need better marketing. The suggestions above are purely based on my observations of and experiences with weak brands and the people involved with them. They are by no means exhaustive or exclusive.Please do share your experiences, thoughts and suggestions. </p>]]></content:encoded> <wfw:commentRss>https://dixinhrms.info/43/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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