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  22. <title>4 Top Factors To Calculate Your Credit Score</title>
  23. <link>https://jsweeln.info/?p=60</link>
  24. <comments>https://jsweeln.info/?p=60#comments</comments>
  25. <pubDate>Tue, 25 Jan 2022 19:07:24 +0000</pubDate>
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  30. <description><![CDATA[Understanding credit score TransUnion Credit Information Bureau (India) Limited (CIBIL) is the primary agency that calculates your credit score. It uses advanced analytical methods to assign a score from 300 to 900. A credit score closer to 900 makes it &#8230; <a href="https://jsweeln.info/?p=60">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  31. <content:encoded><![CDATA[<p>Understanding credit score</p>
  32. <p>TransUnion Credit Information Bureau (India) Limited (CIBIL) is the primary agency that calculates your credit score. It uses advanced analytical methods to assign a score from 300 to 900. A credit score closer to 900 makes it simpler to avail of quick loans at a competitive rate of interest. Although every financial institution has a different credit score cut-off, most lenders are willing to lend money if your score exceeds 750. However, a high credit score does not guarantee the approval of your online loan application because lenders consider several other factors while sanctioning your loan.</p>
  33. <p>1. Credit history</p>
  34. <p>The credit history holds 30% weight-age in the calculation of your score. Banks and non-banking financial companies (NBFCs) provide your personal and credit-related details to the credit bureau. The bureau then collates the information on the report provided to them by financial institutions. CIBIL maintains monthly records for the last three years towards your bills and Equated Monthly Installments (EMIs).</p>
  35. <p>The credit report includes the status of all your accounts stating whether these are written-off, settled, or still outstanding. In case there are any delays, it records the number of days passed since the due date. Therefore, if you have defaulted or delayed a payment, it negatively affects your credit score.</p>
  36. <p>2. Credit mix</p>
  37. <p>The CIBIL score depends on the components of your loans, which means the amount of secured versus unsecured facilities. The credit mix holds a 25% weightage in your overall score.</p>
  38. <p>Any delay or default irrespective of whether it is a secured or an unsecured instant loanhas an adverse impact on your score. However, if you have a higher weightage of unsecured loans, it reduces your score even if you have made timely payments. On the other hand, timely repayment of secured loans positively affects your credit score.</p>
  39. <p>3. Credit utilization</p>
  40. <p>The credit utilization percent is how much money you have borrowed against how much you may actually be eligible to borrow. Credit utilization also holds a weightage of 25% in the total credit score.</p>
  41. <p>Credit utilization requires your credit limit and the amount you have actually borrowed. A higher utilization over a period is negatively perceived by the credit bureau because it reflects that your burden is increasing over the duration.</p>
  42. <p>4. Others</p>
  43. <p>The number of loans you have applied for during the recent past holds 20% weight-age in your total credit score. This is reflected in the Enquiry portion of the report. If you have made several enquiries, it is negatively seen by the credit bureau.</p>
  44. <p>The credit report not only impacts on your ability to avail of easy loans but also impacts its terms and conditions. If you have a higher score, there is a higher possibility of approval with favorable terms. It is recommended you check your score before applying for an offline or an online loan to reduce the chances of rejection due to a lower score.</p>
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  50. <title>Top Custom Web Application Development Company</title>
  51. <link>https://jsweeln.info/?p=38</link>
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  53. <pubDate>Mon, 17 Jan 2022 04:44:58 +0000</pubDate>
  54. <dc:creator>admin</dc:creator>
  55. <category><![CDATA[Internet Business]]></category>
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  58. <category><![CDATA[Web Application]]></category>
  59.  
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  61. <description><![CDATA[Top Custom Web Application Development Company Enterprises and regulations are at all times looking for solutions to well manage their various business events and processes. Mostly Best Custom Web Application Development Company invention solutions from the IT commercial that is &#8230; <a href="https://jsweeln.info/?p=38">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  62. <content:encoded><![CDATA[<p>Top Custom Web Application Development Company Enterprises and regulations are at all times looking for solutions to well manage their various business events and processes. Mostly Best Custom Web Application Development Company invention solutions from the IT commercial that is developing on a normal basis and has something for everybody. Professional Web Application Development Company are various software that can be bought \»off the shelf\» and applied directly to the various appearances of a business. Mostly, Professional Web Application Development Company organizations have needs that are different to them and are not shared by any other company. These definite needs can only be satisfied by custom web application development. Organizations can take support of any web application development company and get their custom solutions and improve their business processes.</p>
  63. <p>Top Custom Web Application Development Company is highly regarded as it offers a unique solution that is built around the specific needs of the client and can be practical to those requirements that are most critical and different for a business. Professional Web Application Development Company are lots of reasons for the popularity of Best Custom Web Application Development Company but the very protuberant ones are mentioned below:</p>
  64. <p>Any reputed web application development company should first behavior extensive research and analysis of any project previously actually getting started with it. Best Custom Web Application Development Company business analysts and project managers conduct an extensive fact finding team in which all the needs of the client, their business, needs of the personal using the software etc are found and clearly documented for future reference while developing application. These findings are then applied to create a well formulated solution that actualizes client\’s needs into an appropriate solution.</p>
  65. <p>The entire development procedure is needed to be flexible in order to create a solution according to clients requisites. Top Custom Web Application Development Company offers a very flexible development platform where developers can work and create the solution as anticipated by the client. The flexible development approach allows the ASP.NET developers to apply their originality and information without much imprisons and come up with advanced solutions for clients.</p>
  66. <p>The majority critical thing to remember while developing custom web applications for organizations is that they should be user friendly. The qualifications and computer knowledge of those who would be finally using the application on a regular basis is essential to remember while developing applications. The usual users of the application would most likely be non IT aficionados who are more uneasy with business activities rather than the technological positions of how applications work. This requires the ASP.Net developers web application development company to come up with solutions that are very user friendly and can be simply operated by general users. Not much technical information must be required for functional the software. Custom applications can be simply expressed in such a method.</p>
  67. <p>Top Ten ASP.Net Development company</p>
  68. <p>1) AxtonGroup Inc.<br />
  69. Ph: 1-201-884-7338 Country: USA</p>
  70. <p>2) Fujisoft Inc<br />
  71. Country: Japan</p>
  72. <p>3) Comparex<br />
  73. Ph: 49 341 2568 000 Country: Germany</p>
  74. <p>4) Softline Group<br />
  75. Ph: 7(495) 232-0023 Country: Russia</p>
  76. <p>5) Sogeti<br />
  77. Country: France</p>
  78. <p>6) Proge-Software<br />
  79. Country: Italy</p>
  80. <p>7) Capgemini Group<br />
  81. Country: France</p>
  82. <p> <img src='https://jsweeln.info/wp-includes/images/smilies/icon_cool.gif' alt='8)' class='wp-smiley' /> Addisinfo Tech<br />
  83. Ph: 91-79-26400620 Country:India</p>
  84. <p>9) Otsuka<br />
  85. Country: Japan</p>
  86. <p>10) Senetic<br />
  87. Ph: 48 (32) 420 92 00 Country: Poland</p>
  88. <p>Professional Web Application Development Company is very approving for configurations needful exact solutions for different needs, but care need be taken while choosing the ASP.NET development partner for a project. Clients should do methodical research and enquiries before offering their project to any web application development company. Having said all that,.NET is one of the most powerful and flexible framework among all the programming language. It is the future of web applications development and Internet. Many companies like www.axtongroup.com and others provide scalable business solutions using the ASP.Net programming and C#.</p>
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