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Source: https://dollaroverflow.com/blog/tag/financebooks

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What Are Fixed Vs. Variable Rates in Mortgage Lending?
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Best Personal Finance Books
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14 minutes read
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Personal finance remains one of the most misunderstood subjects that significantly impact every adult's daily life. A quick internet search shows that, depending on the site, up to 71% of adults worry about where the money will come from to feed their family and still pay monthly bills. The food versus bills is unpleasant to read about, even worse to be in, yet many live this daily. If this sounds all too familiar, then money management is probably not understood, yet all can have financial freedom at every income level.
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If you need a free modern blog - you can create it right now.",category_settings:aP,export_settings:o,edit_member:ab,moderator_index:S,file_settings:p,moderator_comments:D,moderator_threads:aR,moderator_users:B,moderator_posts:C,ad_settings:G,blog_settings:E,my_pm:Q,view_pm:ac,blog:P,blog_category:q,blog_content:O,members:aQ,redirects:Z,menu:m,terms_settings:F,layout_settings:I,pages:J,social_settings:K,security_settings:L,admin_index:R,mail_settings:H,change_password:r,view_profile:"user profile. Contacts, messages, topics.",my_profile:ad,register:aS,login:s,restore_password:t,contact_us:"You can always send us message and we always ready to help. 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Settings","Layout Settings","Pages","Social Settings","Security Settings","Ratings","Author","Blog Content","Blog","Personal Messages","Admin dashboard","Moderator dashboard","Contact us","financebooks",null,"\u003Cscript async src=\"https:\u002F\u002Fpagead2.googlesyndication.com\u002Fpagead\u002Fjs\u002Fadsbygoogle.js\"\u003E\u003C\u002Fscript\u003E\n\u003C!-- dollaroverflow --\u003E\n\u003Cins class=\"adsbygoogle\"\n style=\"display:block\"\n data-ad-client=\"ca-pub-4833888168110763\"\n data-ad-slot=\"9600964134\"\n data-ad-format=\"auto\"\n data-full-width-responsive=\"true\"\u003E\u003C\u002Fins\u003E\n\u003Cscript\u003E\n (adsbygoogle = window.adsbygoogle || []).push({});\n\u003C\u002Fscript\u003E",12,"Hash Tags","Redirect","Auto Linker Settings","Keywords List","Community Forum","Edit User Details","View Message","My Profile","Description","Picture","Price","Question","Sign Up","default",1496,"Make Money","make-money","\u003Cp\u003EPersonal finance remains one of the most misunderstood subjects that significantly impact every adult's daily life. "The average American has $51,900 worth of debt across mortgage loans, home equity lines of credit, auto loans, credit card debt, student loan debt, and other debts like \u003Ca href=\"https:\u002F\u002Fdollaroverflow.com\u002Fblog\u002Ftop-places-to-apply-for-a-personal-loan\" target=\"_blank\"\u003Epersonal loans\u003C\u002Fa\u003E." Sites like \u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002F\" target=\"_blank\"\u003ECNBC.com\u003C\u002Fa\u003E, however, put the total amount owed for the average family living in America closer to $90,460.\u003C\u002Fp\u003E\u003Cp\u003EA quick internet search shows that, depending on the site, up to 71% of adults worry about where the money will come from to feed their family and still pay monthly bills. The food versus bills is unpleasant to read about, even worse to be in, yet many live this daily. If this sounds all too familiar, then money management is probably not understood, yet all can have financial freedom at every income level. \u003C\u002Fp\u003E\u003Cp\u003E\n \u003Cdiv class=\"rating\"\u003E\n \u003Ch2\u003ETop Rated Finance Books of July 2025\u003C\u002Fh2\u003E\n \u003Cdiv class=\"row mt-2\"\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 1\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51-l4ase-gl-sl160.jpg\" alt=\"The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 5 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 5;\" aria-label=\"Rating is 5 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness\u003C\u002Fp\u003E\n \n \n \u003Cul class=\"rating-benefits\"\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n If you will live like no one else, later you can live like no one else.\n \u003C\u002Fli\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n Build up your money muscles with America’s favorite finance coach.\n \u003C\u002Fli\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.\n \u003C\u002Fli\u003E\n \n \u003C\u002Ful\u003E\n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FlxEAjByGg\" target=\"_blank\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 2\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51woomq-f3l-sl160.jpg\" alt=\"Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.9 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.9;\" aria-label=\"Rating is 4.9 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003ERich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!\u003C\u002Fp\u003E\n \n \n \u003Cul class=\"rating-benefits\"\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n PLATA\n \u003C\u002Fli\u003E\n \n \u003C\u002Ful\u003E\n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F53O1CfyGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 3\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51uaf41tzil-sl160.jpg\" alt=\"Personal Finance QuickStart Guide: The Simplified Beginner’s Guide to Eliminating Financial Stress, Building Wealth, and Achieving Financial Freedom (Quickstart Guides)\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.8 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.8;\" aria-label=\"Rating is 4.8 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EPersonal Finance QuickStart Guide: The Simplified Beginner’s Guide to Eliminating Financial Stress, Building Wealth, and Achieving Financial Freedom (Quickstart Guides)\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F5n2JjBsGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 4\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F41y1sbiezml-sl160.jpg\" alt=\"The Psychology of Money: Timeless lessons on wealth, greed, and happiness\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.7 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.7;\" aria-label=\"Rating is 4.7 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Psychology of Money: Timeless lessons on wealth, greed, and happiness\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F66AJjBsMg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 5\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51-gblzlaol-sl160.jpg\" alt=\"Personal Finance For Dummies\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.6 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.6;\" aria-label=\"Rating is 4.6 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EPersonal Finance For Dummies\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FIyfJCByMR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 6\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51jax0lbzil-sl160.jpg\" alt=\"Get a Financial Life: Personal Finance in Your Twenties and Thirties\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.5 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.5;\" aria-label=\"Rating is 4.5 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EGet a Financial Life: Personal Finance in Your Twenties and Thirties\u003C\u002Fp\u003E\n \n \n \u003Cul class=\"rating-benefits\"\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n TOUCHSTONE\n \u003C\u002Fli\u003E\n \n \u003C\u002Ful\u003E\n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F5R81jBsMg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 7\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51c8yqfrwil-sl160.jpg\" alt=\"Personal Finance in Your 20s & 30s For Dummies\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.4 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.4;\" aria-label=\"Rating is 4.4 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EPersonal Finance in Your 20s & 30s For Dummies\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002Fc-XJjfsGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 8\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51e4zhnlzul-sl160.jpg\" alt=\"Personal Finance in Your 50s All-in-One For Dummies\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.3 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.3;\" aria-label=\"Rating is 4.3 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EPersonal Finance in Your 50s All-in-One For Dummies\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FBv61CfyGR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 9\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51mf7gv21il-sl160.jpg\" alt=\"The Personal MBA: Master the Art of Business\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.2 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.2;\" aria-label=\"Rating is 4.2 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Personal MBA: Master the Art of Business\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FyOmxjfyGR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 10\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51bvpohcp6l-sl160.jpg\" alt=\"The Millionaire Next Door: The Surprising Secrets of America's Wealthy\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.1 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.1;\" aria-label=\"Rating is 4.1 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Millionaire Next Door: The Surprising Secrets of America's Wealthy\u003C\u002Fp\u003E\n \n \n \u003Cul class=\"rating-benefits\"\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n Great product!\n \u003C\u002Fli\u003E\n \n \u003C\u002Ful\u003E\n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002Fev7xjfsGR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 11\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F41juznzbd-l-sl160.jpg\" alt=\"Clever Girl Finance: Learn How Investing Works, Grow Your Money\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4;\" aria-label=\"Rating is 4 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EClever Girl Finance: Learn How Investing Works, Grow Your Money\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FhrIxjfyGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 12\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51tvmovmhxl-sl160.jpg\" alt=\"The Complete Guide to Personal Finance For Teenagers and College Students Revised 2nd Edition with Workbook on Companion CD\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 3.9 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 3.9;\" aria-label=\"Rating is 3.9 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Complete Guide to Personal Finance For Teenagers and College Students Revised 2nd Edition with Workbook on Companion CD\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F1nFxCfyGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 13\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51ocjeszgql-sl160.jpg\" alt=\"The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 3.8 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 3.8;\" aria-label=\"Rating is 3.8 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FMypxCfsGR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 14\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51quqbhd8rl-sl160.jpg\" alt=\"Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 3.7 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 3.7;\" aria-label=\"Rating is 3.7 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EWhy Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FgX0bjByMR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n\u003C\u002Fp\u003E\u003Cp\u003EFor young adults and college students, the topic of money management can feel overwhelming. The education books that cover this topic can be dry and not fun to read or understand. Money management for beginners covers taxes, \u003Ca href=\"https:\u002F\u002Fdollaroverflow.com\u002Fblog\u002Fhow-to-get-an-emergency-loan-with-bad-credit\" target=\"_blank\"\u003Eloans\u003C\u002Fa\u003E, saving for the future, and budgeting. However, when money management or \u003Ca href=\"https:\u002F\u002Fdollaroverflow.com\u002Fblog\u002Fhow-to-manage-and-save-money\" target=\"_blank\"\u003Esaving money\u003C\u002Fa\u003E comes up, average college students think this is a topic for another day, and that day never comes. An now, as adults living paycheck to paycheck, financial freedom seems like a pipe dream. \u003C\u002Fp\u003E\u003Cp\u003EMany education and finance books have been written for beginners, for women, for young adults, for college students. Each has merit as each of these subjects has specific information paramount for understanding money management, saving money for emergencies, and financial freedom. Understanding each phase that one goes through in life and how one is related to saving money will lead to more financial freedom as one moves through life from young adult to retirement. \u003C\u002Fp\u003E\u003Cp\u003EBooks specifically for beginners are helpful in that the reader is given a basic understanding of how to budges and where the money brought in is going. How and why each area of money management affects life is a bigger topic but worth looking into as the budgeting skills are mastered. \u003C\u002Fp\u003E\u003Cp\u003EMoney management for women is only slightly different from that of a man; however, many books for women are written in such a way as to “dumb down” the information; these are not always the best. Yet, books about women's financial freedom that present the information without the “dumbing down” effect are worth reading. Women do have different needs than men, and sensitivity to this is much appreciated by many women. \u003C\u002Fp\u003E\u003Cp\u003EMany young adults and college students alike have asked: what is so important about studying and understanding personal finance? The answer comes in many forms and starts with knowing where the money made at work is going. Next is knowing how to save for big purchases and when to take out a loan. How much that loan is really going to cost, and is that cost worth making the purchase now versus saving up and buying with cash. \u003C\u002Fp\u003E\u003Cp\u003ETo make a personal budget and stick with and work at being financially responsible takes discipline. Yes, understanding how \u003Ca href=\"https:\u002F\u002Fdollaroverflow.com\u002Fblog\u002Fwhy-15th-july-is-the-deadline-for-tax\" target=\"_blank\"\u003Etaxes\u003C\u002Fa\u003E affect the bottom line and how that rise will take more money away in the end, with payroll and income tax, is critical, but more important than that is knowing where every bit of money is going; that is what a budget will do. \u003C\u002Fp\u003E\u003Cp\u003EThe skill of money management has the ability to make a life without financial worry or a life of constant fear. To understand and master the skill of money management and find financial freedom, everyone has to make the hard choice of living within their means.\u003C\u002Fp\u003E\u003Cp\u003EMoney management is a skill and must be practiced. That being said, having a place to practice is important. Maybe the development of an education program that is more understandable and has a hands-on, real-world feel, so young adults can experience how money management works. The endless lists and information does not seem to be working.\u003C\u002Fp\u003E\u003Cp\u003EWith so many adults juggling the take-home pay (net income): has the education books available, or the system of teaching this information failed? Finding who to blame is not necessarily going to solve the problem, and the answer will not make the situation better. What needs to be done is to do better by educating and making the information more understandable. Also, the education of the young (10 to 12-year-olds), starting younger may be a key to better-prepared adults. \u003C\u002Fp\u003E\u003Cp\u003EMoney management can be overwhelming and hard to understand; however, obtaining \u003Cstrong\u003Efinancial freedom\u003C\u002Fstrong\u003E comes with a dedication to the study and understanding personal and money management. Many education books exist on money management and personal finances, so find the book that is easy to understand, fits the needs at hand, and get started.\u003C\u002Fp\u003E","\u003Cp\u003EPersonal finance remains one of the most misunderstood subjects that significantly impact every adult's daily life. "The average American has $51,900 worth of debt across mortgage loans, home equity lines of credit, auto loans, credit card debt, student loan debt, and other debts like \u003Ca href=\"https:\u002F\u002Fdollaroverflow.com\u002Fblog\u002Ftop-places-to-apply-for-a-personal-loan\" target=\"_blank\"\u003Epersonal loans\u003C\u002Fa\u003E." Sites like \u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002F\" target=\"_blank\"\u003ECNBC.com\u003C\u002Fa\u003E, however, put the total amount owed for the average family living in America closer to $90,460.\u003C\u002Fp\u003E\u003Cp\u003EA quick internet search shows that, depending on the site, up to 71% of adults worry about where the money will come from to feed their family and still pay monthly bills. The food versus bills is unpleasant to read about, even worse to be in, yet many live this daily. If this sounds all too familiar, then money management is probably not understood, yet all can have financial freedom at every income level. \u003C\u002Fp\u003E\u003Cp\u003E\n \u003Cdiv class=\"rating\"\u003E\n \u003Ch2\u003ETop Rated Finance Books of July 2025\u003C\u002Fh2\u003E\n \u003Cdiv class=\"row mt-2\"\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 1\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51-l4ase-gl-sl160.jpg\" alt=\"The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 5 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 5;\" aria-label=\"Rating is 5 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness\u003C\u002Fp\u003E\n \n \n \u003Cul class=\"rating-benefits\"\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n If you will live like no one else, later you can live like no one else.\n \u003C\u002Fli\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n Build up your money muscles with America’s favorite finance coach.\n \u003C\u002Fli\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.\n \u003C\u002Fli\u003E\n \n \u003C\u002Ful\u003E\n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FlxEAjByGg\" target=\"_blank\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 2\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51woomq-f3l-sl160.jpg\" alt=\"Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.9 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.9;\" aria-label=\"Rating is 4.9 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003ERich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!\u003C\u002Fp\u003E\n \n \n \u003Cul class=\"rating-benefits\"\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n PLATA\n \u003C\u002Fli\u003E\n \n \u003C\u002Ful\u003E\n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F53O1CfyGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 3\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51uaf41tzil-sl160.jpg\" alt=\"Personal Finance QuickStart Guide: The Simplified Beginner’s Guide to Eliminating Financial Stress, Building Wealth, and Achieving Financial Freedom (Quickstart Guides)\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.8 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.8;\" aria-label=\"Rating is 4.8 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EPersonal Finance QuickStart Guide: The Simplified Beginner’s Guide to Eliminating Financial Stress, Building Wealth, and Achieving Financial Freedom (Quickstart Guides)\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F5n2JjBsGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 4\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F41y1sbiezml-sl160.jpg\" alt=\"The Psychology of Money: Timeless lessons on wealth, greed, and happiness\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.7 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.7;\" aria-label=\"Rating is 4.7 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Psychology of Money: Timeless lessons on wealth, greed, and happiness\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F66AJjBsMg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 5\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51-gblzlaol-sl160.jpg\" alt=\"Personal Finance For Dummies\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.6 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.6;\" aria-label=\"Rating is 4.6 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EPersonal Finance For Dummies\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FIyfJCByMR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 6\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51jax0lbzil-sl160.jpg\" alt=\"Get a Financial Life: Personal Finance in Your Twenties and Thirties\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.5 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.5;\" aria-label=\"Rating is 4.5 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EGet a Financial Life: Personal Finance in Your Twenties and Thirties\u003C\u002Fp\u003E\n \n \n \u003Cul class=\"rating-benefits\"\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n TOUCHSTONE\n \u003C\u002Fli\u003E\n \n \u003C\u002Ful\u003E\n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F5R81jBsMg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 7\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51c8yqfrwil-sl160.jpg\" alt=\"Personal Finance in Your 20s & 30s For Dummies\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.4 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.4;\" aria-label=\"Rating is 4.4 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EPersonal Finance in Your 20s & 30s For Dummies\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002Fc-XJjfsGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 8\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51e4zhnlzul-sl160.jpg\" alt=\"Personal Finance in Your 50s All-in-One For Dummies\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.3 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.3;\" aria-label=\"Rating is 4.3 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EPersonal Finance in Your 50s All-in-One For Dummies\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FBv61CfyGR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 9\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51mf7gv21il-sl160.jpg\" alt=\"The Personal MBA: Master the Art of Business\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.2 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.2;\" aria-label=\"Rating is 4.2 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Personal MBA: Master the Art of Business\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FyOmxjfyGR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 10\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51bvpohcp6l-sl160.jpg\" alt=\"The Millionaire Next Door: The Surprising Secrets of America's Wealthy\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4.1 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4.1;\" aria-label=\"Rating is 4.1 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Millionaire Next Door: The Surprising Secrets of America's Wealthy\u003C\u002Fp\u003E\n \n \n \u003Cul class=\"rating-benefits\"\u003E\n \n \u003Cli class=\"rating-item\"\u003E\n \u003Ci class=\"mdi mdi-check-bold\" aria-hidden=\"true\"\u003E\u003C\u002Fi\u003E\n Great product!\n \u003C\u002Fli\u003E\n \n \u003C\u002Ful\u003E\n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002Fev7xjfsGR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 11\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F41juznzbd-l-sl160.jpg\" alt=\"Clever Girl Finance: Learn How Investing Works, Grow Your Money\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 4 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 4;\" aria-label=\"Rating is 4 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EClever Girl Finance: Learn How Investing Works, Grow Your Money\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FhrIxjfyGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 12\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51tvmovmhxl-sl160.jpg\" alt=\"The Complete Guide to Personal Finance For Teenagers and College Students Revised 2nd Edition with Workbook on Companion CD\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 3.9 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 3.9;\" aria-label=\"Rating is 3.9 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Complete Guide to Personal Finance For Teenagers and College Students Revised 2nd Edition with Workbook on Companion CD\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002F1nFxCfyGg\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 13\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51ocjeszgql-sl160.jpg\" alt=\"The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 3.8 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 3.8;\" aria-label=\"Rating is 3.8 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EThe Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FMypxCfsGR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003Cdiv class=\"col-12\"\u003E\n \u003Cdiv class=\"v-card elevation-6\"\u003E\n \u003Cdiv class=\"v-card__text rating-text\"\u003E\n \u003Cdiv class=\"rating-counter\"\u003E\n \u003Cspan class=\"v-badge\"\u003E\n \u003Cspan class=\"v-badge__wrapper\"\u003E\n \u003Cspan aria-atomic=\"true\" aria-label=\"Позиция\" class=\"v-badge__badge primary\"\u003E\n 14\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fspan\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"row\"\u003E\n \u003Cdiv class=\"col-lg-3 col-md-4 col-sm-6 col-12 d-flex justify-center align-center\"\u003E\n \u003Cdiv\u003E\n \u003Cimg src=\"https:\u002F\u002Fblogweb-static.fra1.cdn.digitaloceanspaces.com\u002Fimages\u002Ff6ac2273-bf10-4f04-9e84-25906904f991\u002Frating\u002F51quqbhd8rl-sl160.jpg\" alt=\"Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By\" \u002F\u003E\n \u003Cp class=\"text-center font-weight-bold text-h6\"\u003ERating is 3.7 out of 5\u003C\u002Fp\u003E\n \u003Cdiv class=\"stars\" style=\"--rating: 3.7;\" aria-label=\"Rating is 3.7 out of 5\" \u003E\u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"col-lg-6 col-md-8 col-sm-6 col-12\"\u003E\n \u003Cp class=\"font-weight-bold rating-name\"\u003EWhy Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By\u003C\u002Fp\u003E\n \n \n\n \n \n \u003C\u002Fdiv\u003E\n\n \u003Cdiv class=\"col-lg-3 col-md-12 col-12 d-flex align-center justify-lg-end justify-center\"\u003E\n \u003Cdiv class=\"text-center d-flex flex-column\"\u003E\n \n \u003Ca href=\"https:\u002F\u002Fgosrc.cc\u002Fgo\u002FgX0bjByMR\" target=\"_blank\" rel=\"nofollow noopener\" class=\"v-btn v-btn--rounded elevation-5 v-size--large success mb-2\"\u003E\n \u003Cspan class=\"v-btn__content\"\u003EGet Book Now\u003C\u002Fspan\u003E\n \u003C\u002Fa\u003E\n \n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n\u003C\u002Fp\u003E\u003Cp\u003EFor young adults and college students, the topic of money management can feel overwhelming. The education books that cover this topic can be dry and not fun to read or understand. Money management for beginners covers taxes, \u003Ca href=\"https:\u002F\u002Fdollaroverflow.com\u002Fblog\u002Fhow-to-get-an-emergency-loan-with-bad-credit\" target=\"_blank\"\u003Eloans\u003C\u002Fa\u003E, saving for the future, and budgeting. However, when money management or \u003Ca href=\"https:\u002F\u002Fdollaroverflow.com\u002Fblog\u002Fhow-to-manage-and-save-money\" target=\"_blank\"\u003Esaving money\u003C\u002Fa\u003E comes up, average college students think this is a topic for another day, and that day never comes. An now, as adults living paycheck to paycheck, financial freedom seems like a pipe dream. \u003C\u002Fp\u003E\u003Cp\u003EMany education and finance books have been written for beginners, for women, for young adults, for college students. Each has merit as each of these subjects has specific information paramount for understanding money management, saving money for emergencies, and financial freedom. Understanding each phase that one goes through in life and how one is related to saving money will lead to more financial freedom as one moves through life from young adult to retirement. \u003C\u002Fp\u003E\u003Cp\u003EBooks specifically for beginners are helpful in that the reader is given a basic understanding of how to budges and where the money brought in is going. How and why each area of money management affects life is a bigger topic but worth looking into as the budgeting skills are mastered. \u003C\u002Fp\u003E\u003Cp\u003EMoney management for women is only slightly different from that of a man; however, many books for women are written in such a way as to “dumb down” the information; these are not always the best. Yet, books about women's financial freedom that present the information without the “dumbing down” effect are worth reading. Women do have different needs than men, and sensitivity to this is much appreciated by many women. \u003C\u002Fp\u003E\u003Cp\u003EMany young adults and college students alike have asked: what is so important about studying and understanding personal finance? The answer comes in many forms and starts with knowing where the money made at work is going. Next is knowing how to save for big purchases and when to take out a loan. How much that loan is really going to cost, and is that cost worth making the purchase now versus saving up and buying with cash. \u003C\u002Fp\u003E\u003Cp\u003ETo make a personal budget and stick with and work at being financially responsible takes discipline. Yes, understanding how \u003Ca href=\"https:\u002F\u002Fdollaroverflow.com\u002Fblog\u002Fwhy-15th-july-is-the-deadline-for-tax\" target=\"_blank\"\u003Etaxes\u003C\u002Fa\u003E affect the bottom line and how that rise will take more money away in the end, with payroll and income tax, is critical, but more important than that is knowing where every bit of money is going; that is what a budget will do. \u003C\u002Fp\u003E\u003Cp\u003EThe skill of money management has the ability to make a life without financial worry or a life of constant fear. To understand and master the skill of money management and find financial freedom, everyone has to make the hard choice of living within their means.\u003C\u002Fp\u003E\u003Cp\u003EMoney management is a skill and must be practiced. That being said, having a place to practice is important. Maybe the development of an education program that is more understandable and has a hands-on, real-world feel, so young adults can experience how money management works. The endless lists and information does not seem to be working.\u003C\u002Fp\u003E\u003Cp\u003EWith so many adults juggling the take-home pay (net income): has the education books available, or the system of teaching this information failed? Finding who to blame is not necessarily going to solve the problem, and the answer will not make the situation better. What needs to be done is to do better by educating and making the information more understandable. Also, the education of the young (10 to 12-year-olds), starting younger may be a key to better-prepared adults. \u003C\u002Fp\u003E\u003Cdiv style=\"max-width: 500px; max-height: 300px; margin:0 auto;\"\u003E\n\u003Cscript async=\"\" src=\"https:\u002F\u002Fpagead2.googlesyndication.com\u002Fpagead\u002Fjs\u002Fadsbygoogle.js\"\u003E\u003C\u002Fscript\u003E\n\u003Cins class=\"adsbygoogle\" style=\"display:block\" data-ad-format=\"fluid\" data-ad-layout-key=\"-6t+ed+2i-1n-4w\" data-ad-client=\"ca-pub-4833888168110763\" data-ad-slot=\"1786053294\"\u003E\u003C\u002Fins\u003E\n\u003Cscript\u003E\n (adsbygoogle = window.adsbygoogle || []).push({});\n\u003C\u002Fscript\u003E\n\u003Cdiv\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003Cp\u003EMoney management can be overwhelming and hard to understand; however, obtaining \u003Cstrong\u003Efinancial freedom\u003C\u002Fstrong\u003E comes with a dedication to the study and understanding personal and money management. Many education books exist on money management and personal finances, so find the book that is easy to understand, fits the needs at hand, and get started.\u003C\u002Fp\u003E",120,80,"Read more at:","forum","top","Bottom",4,"Top","\u003Ch2\u003EHow to Improve Spin with Your Table Tennis Racket in 2025\u003C\u002Fh2\u003E\n\n\u003Cp\u003EEnhancing the spin on your table tennis shots in 2025 involves a fusion of technique, equipment, and practice. Mastering this can transform your game and leave opponents floundering to respond effectively. Here are some essential tips to help you improve spin with your table tennis racket:\u003C\u002Fp\u003E\n\n\u003Ch3\u003E1. \u003Cstrong\u003ESelect the Right Racket and Rubber\u003C\u002Fstrong\u003E\u003C\u002Fh3\u003E\n\n\u003Cp\u003EThe foundation of generating excellent spin lies in your racket. Opt for a racket with high-tension rubber that facilitates better grip on the ball. Technological advances in 2025 have led to rubbers with optimized friction surfaces, enabling higher spin rates. Regularly replacing your rubber ensures consistent performance, allowing you to stay ahead in your game.\u003C\u002Fp\u003E\n\n\u003Ch3\u003E2. \u003Cstrong\u003EMastering Spin Techniques\u003C\u002Fstrong\u003E\u003C\u002Fh3\u003E\n\n\u003Cp\u003EUnderstanding the mechanics of topspin, backspin, and sidespin allows you to control and manipulate the ball’s movement. Focus on brushing the ball rather than hitting it flat. Engaging in drills that emphasize swing speed and angle regularly will sharpen your skills. Additionally, a good foundation in grip techniques can enhance control. Consider learning more about the \u003Ca href=\"http:\u002F\u002Fwordflicks.blogspot.com\u002F2025\u002F07\u002Fwhat-is-continental-grip-in-tennis-and.html\"\u003Econtinental grip in tennis\u003C\u002Fa\u003E to understand grip fundamentals that may also benefit your table tennis game.\u003C\u002Fp\u003E\n\n\u003Ch3\u003E3. \u003Cstrong\u003ERefine Your Footwork\u003C\u002Fstrong\u003E\u003C\u002Fh3\u003E\n\n\u003Cp\u003EAgility is essential for positioning yourself perfectly for each spin shot. Practicing foot drills to improve speed and coordination can significantly impact your ability to generate spin. Wearing the right footwear, like the most \u003Ca href=\"https:\u002F\u002Fwebforum.club\u002Fblog\u002Fwhat-are-the-most-breathable-mens-tennis-shoes-for\"\u003Ebreathable men’s tennis shoes\u003C\u002Fa\u003E, ensures comfort and enhances your movements during intense rallies.\u003C\u002Fp\u003E\n\n\u003Ch3\u003E4. \u003Cstrong\u003EHarness the Power of Strings\u003C\u002Fstrong\u003E\u003C\u002Fh3\u003E\n\n\u003Cp\u003EWhile table tennis utilizes paddles without strings, understanding string technology can offer insights into achieving more force in your strikes. Invest in learning about \u003Ca href=\"https:\u002F\u002Ffitprops.com\u002Fblog\u002Fbest-tennis-strings\"\u003Edurable tennis strings for power\u003C\u002Fa\u003E. These strings are designed to deliver strong shots, which can indirectly translate to how you perceive power generation in table tennis.\u003C\u002Fp\u003E\n\n\u003Ch3\u003E5. \u003Cstrong\u003EConsistent Practice and Feedback\u003C\u002Fstrong\u003E\u003C\u002Fh3\u003E\n\n\u003Cp\u003EUltimately, repetition and feedback are the cornerstones of improvement. Engage with coaching or peer reviews to refine your technique continually. Regularly challenge yourself by playing against diverse opponents to adapt your spin strategies under different conditions.\u003C\u002Fp\u003E\n\n\u003Cp\u003EBy integrating these tips into your practice routine, you can significantly enhance your spin techniques with your table tennis racket in 2025. This foundation of equipment, technique, and consistent training will elevate your game to new heights.\u003C\u002Fp\u003E","\u003Cp\u003EChoosing the right size cricket bat is crucial to your performance on the field. An appropriately sized bat not only enhances your gameplay but also minimizes the risk of injury. Here’s a guide to help you pick the right size cricket bat according to your height.\u003C\u002Fp\u003E\n\n\u003Ch2\u003EUnderstanding Bat Size\u003C\u002Fh2\u003E\n\n\u003Cp\u003ECricket bats come in a variety of sizes, typically ranging from size 0 for youngsters to sizes 5, 6, Harrow, and then senior bats. The decision greatly depends on your height and playing style.\u003C\u002Fp\u003E\n\n\u003Ch3\u003EGuidelines for Selecting the Bat\u003C\u002Fh3\u003E\n\n\u003Col\u003E\n\u003Cli\u003E\u003Cp\u003E\u003Cstrong\u003EHeight vs. Bat Size:\u003C\u002Fstrong\u003E\u003C\u002Fp\u003E\n\n\u003Cul\u003E\n\u003Cli\u003EBelow 4’3” (129 cm) - Size 1\u003C\u002Fli\u003E\n\u003Cli\u003E4’3” - 4’6” (129-137 cm) - Size 2\u003C\u002Fli\u003E\n\u003Cli\u003E4’6” - 4’9” (137-145 cm) - Size 3\u003C\u002Fli\u003E\n\u003Cli\u003E4’9” - 4’11” (145-150 cm) - Size 4\u003C\u002Fli\u003E\n\u003Cli\u003E4’11” - 5’2” (150-157 cm) - Size 5\u003C\u002Fli\u003E\n\u003Cli\u003E5’2” - 5’4” (157-163 cm) - Size 6\u003C\u002Fli\u003E\n\u003Cli\u003E5’4” - 5’8” (163-173 cm) - Harrow\u003C\u002Fli\u003E\n\u003Cli\u003E5’8” and above (173+ cm) - Full-size Senior Bat\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E\u003C\u002Fli\u003E\n\n\u003Cli\u003E\u003Cp\u003E\u003Cstrong\u003EComfort and Control:\u003C\u002Fstrong\u003E\nEnsure the bat feels comfortable and easy to swing. A bat that’s too heavy can hamper your shots and fatigue your arms.\u003C\u002Fp\u003E\u003C\u002Fli\u003E\n\n\u003Cli\u003E\u003Cp\u003E\u003Cstrong\u003ETesting the Bat:\u003C\u002Fstrong\u003E\nHold the bat in your dominant hand and swing it around. Practice a few shots to assess whether the bat feels too heavy or cumbersome.\u003C\u002Fp\u003E\u003C\u002Fli\u003E\n\n\u003Cli\u003E\u003Cp\u003E\u003Cstrong\u003EMaterial and Balance:\u003C\u002Fstrong\u003E\nApart from size, consider the bat’s material and balance. Willow quality and balance impact performance significantly.\u003C\u002Fp\u003E\u003C\u002Fli\u003E\n\u003C\u002Fol\u003E\n\n\u003Ch2\u003EConclusion\u003C\u002Fh2\u003E\n\n\u003Cp\u003ESelecting the right cricket bat is integral to your success and enjoyment of the game. Use these guidelines to find your perfect match and improve your on-field prowess. For a well-rounded cricket gear setup, consider exploring \u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Ftopminisite.com\u002Fblog\u002Fwhat-are-the-benefits-of-rubber-soled-cricket-shoes\"\u003Ethe benefits of rubber-soled cricket shoes\u003C\u002Fa\u003E.\u003C\u002Fstrong\u003E Additionally, protect your head with these \u003Cstrong\u003E\u003Ca href=\"http:\u002F\u002Fwordflicks.blogspot.com\u002F2025\u002F07\u002Fwhat-is-price-range-for-quality-cricket.html\"\u003Eaffordable cricket helmet options\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E and enhance your game with \u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Ffitprops.com\u002Fblog\u002Fbest-cricket-pads\"\u003Ethe best cricket leg guards\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E available.\u003C\u002Fp\u003E\n\n\u003Cp\u003EEnsure your equipment supports your game and keeps you safe, allowing you to focus on scoring runs and taking wickets.\u003C\u002Fp\u003E","\u003Cp\u003EWhen setting up a workspace with multiple monitors, ergonomically aligning them is crucial for comfort and productivity. A well-aligned multi-monitor setup helps prevent neck strain, reduce eye fatigue, and maintain good posture. Here’s how you can achieve the perfect ergonomic monitor alignment:\u003C\u002Fp\u003E\n\n\u003Ch2\u003E1. Determine the Primary Monitor\u003C\u002Fh2\u003E\n\n\u003Cp\u003EStart by designating a primary monitor. This should be the one you use most often or for the most critical tasks. Place it directly in front of you at arm’s length for optimal viewing, ensuring the top of the screen is at or just below eye level.\u003C\u002Fp\u003E\n\n\u003Ch2\u003E2. Align Additional Monitors\u003C\u002Fh2\u003E\n\n\u003Cp\u003EFor secondary monitors, position them at the same height as your primary monitor. If you must rotate your head to view a secondary monitor, ensure it’s placed at an angle that’s comfortable and doesn’t require you to twist your neck excessively.\u003C\u002Fp\u003E\n\n\u003Ch2\u003E3. Use Adjustable Monitor Stands\u003C\u002Fh2\u003E\n\n\u003Cp\u003EInvest in adjustable monitor stands or VESA mounts that allow you to adjust the height, tilt, and swivel of your monitors. This flexibility ensures that each screen is perfectly aligned for your posture and line of sight.\u003C\u002Fp\u003E\n\n\u003Ch2\u003E4. Maintain Consistent Viewing Distance\u003C\u002Fh2\u003E\n\n\u003Cp\u003ETry to keep all monitors at the same distance from your eyes to reduce the need for repetitive focus adjustments. This helps prevent eye strain over long periods of use.\u003C\u002Fp\u003E\n\n\u003Ch2\u003E5. Adjust Screen Brightness and Contrast\u003C\u002Fh2\u003E\n\n\u003Cp\u003EBalance the brightness and contrast levels across all screens to reduce eye fatigue and make transitioning between monitors smoother. Consistent settings ensure a uniform viewing experience, important in a multi-screen setup.\u003C\u002Fp\u003E\n\n\u003Cp\u003EBy following these steps, you can create an ergonomic multi-monitor setup that enhances comfort and productivity.\u003C\u002Fp\u003E\n\n\u003Ch2\u003EAdditional Resources\u003C\u002Fh2\u003E\n\n\u003Cul\u003E\n\u003Cli\u003EFor insights into \u003Cstrong\u003Emonitoring Oracle’s internal processes\u003C\u002Fstrong\u003E, visit this \u003Ca href=\"https:\u002F\u002Falmarefa.net\u002Fblog\u002Fhow-to-check-oracle-internal-process\"\u003Edetailed guide\u003C\u002Fa\u003E.\u003C\u002Fli\u003E\n\u003Cli\u003ECurious about the \u003Cstrong\u003Ebest gaming monitor features\u003C\u002Fstrong\u003E for the future? Check out this \u003Ca href=\"https:\u002F\u002Fforum.topminisite.com\u002Fthread\u002Fis-hdr-important-for-a-gaming-monitor-in-2025\"\u003Ediscussion\u003C\u002Fa\u003E.\u003C\u002Fli\u003E\n\u003Cli\u003EEvaluating whether \u003Cstrong\u003ESamsung monitors\u003C\u002Fstrong\u003E are suitable for office environments? Read this \u003Ca href=\"http:\u002F\u002Ftechmoney177.blogspot.com\u002F2025\u002F07\u002Fare-samsung-monitors-good-for-office.html\"\u003Ein-depth review\u003C\u002Fa\u003E.\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E\n\n\u003Cp\u003EAligning your monitors appropriately and choosing the right display features can significantly impact your work efficiency and comfort.\n“`\nThis article is optimized for SEO by including relevant keywords such as “ergonomic monitors,” “multi-monitor setup,” “adjustable monitor stands,” and “eye strain.” The content is structured with headings for easy readability and contains links to related resources for further information.\u003C\u002Fp\u003E","\u003Cp\u003EIn 2025, background checks have evolved significantly, adapting to advancements in technology and changes in societal norms. As a vital tool in recruiting and risk management, background checks serve to verify the integrity and qualifications of individuals, from job applicants to tenants. This process is crucial in ensuring safe and compliant operations across various sectors.\u003C\u002Fp\u003E\n\n\u003Ch2\u003EThe Evolution of Background Checks\u003C\u002Fh2\u003E\n\n\u003Ch3\u003ETechnological Integration\u003C\u002Fh3\u003E\n\n\u003Cp\u003EBy 2025, background checks are more comprehensive, utilizing artificial intelligence (AI) and machine learning to scour digital footprints effectively. This includes analysis of social media activity, online publications, and even subtle digital interactions. Enhanced algorithms ensure faster, more accurate data processing, reducing human error and increasing reliability.\u003C\u002Fp\u003E\n\n\u003Ch3\u003EData Privacy and Compliance\u003C\u002Fh3\u003E\n\n\u003Cp\u003EWith data privacy laws becoming stricter, companies must ensure compliance with regulations like the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). Consent and transparency are paramount, necessitating clear communication with candidates about what information is being collected and how it will be used.\u003C\u002Fp\u003E\n\n\u003Ch3\u003EThe Role in Employment\u003C\u002Fh3\u003E\n\n\u003Cp\u003EEmployers utilize background checks not just for criminal history, but to verify educational credentials, work history, and even credit scores where applicable. This multifaceted approach helps in making informed hiring decisions that align with company values and goals.\u003C\u002Fp\u003E\n\n\u003Ch3\u003EEthical Considerations\u003C\u002Fh3\u003E\n\n\u003Cp\u003EThe ethics of background checks continue to be a topic of debate. There is a growing emphasis on fair chance hiring, ensuring that past mistakes don’t unduly impact an individual’s employment prospects. Balancing thorough background checks with the potential for rehabilitation and growth is a key consideration.\u003C\u002Fp\u003E\n\n\u003Ch2\u003ERelated Topics\u003C\u002Fh2\u003E\n\n\u003Cul\u003E\n\u003Cli\u003EExplore how to efficiently \u003Ca href=\"https:\u002F\u002Fdevhubby.com\u002Fthread\u002Fhow-to-export-files-in-background-using-yii2\"\u003Eexport files in the background using Yii2\u003C\u002Fa\u003E.\u003C\u002Fli\u003E\n\u003Cli\u003EDiscover \u003Ca href=\"https:\u002F\u002Fubuntuask.com\u002Fblog\u002Fhow-set-the-background-of-an-activity-in-unity-3d\"\u003Ehow to set the background of an activity in Unity 3D\u003C\u002Fa\u003E for an immersive user experience.\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E\n\n\u003Cp\u003EIn conclusion, background checks in 2025 are a blend of technology, legal compliance, and ethical practices, ensuring a secure and equitable process in various settings. Whether hiring for a new position or screening tenants, these checks remain a cornerstone of informed decision-making.\u003C\u002Fp\u003E\n\n\u003Cp\u003E\u003Cem\u003ENote: This article is based on projected trends and technological advancements as of 2025 and may differ from real-time developments.\u003C\u002Fem\u003E\u003C\u002Fp\u003E","\u003Cp\u003EWhen considering a mortgage, one of the key decisions you’ll face is choosing between a fixed-rate and a variable-rate loan. Understanding the differences can significantly impact your financial future.\u003C\u002Fp\u003E\n\n\u003Ch2\u003EFixed-Rate Mortgages\u003C\u002Fh2\u003E\n\n\u003Cp\u003EA fixed-rate mortgage locks in your interest rate for the entire term of the loan. Whether market rates go up or down, your rate—and thus your monthly payment—stays the same. This stability makes fixed-rate mortgages appealing for those who prefer predictable budgeting. They are ideal for homeowners planning to stay in their homes long-term and who want to avoid market fluctuations.\u003C\u002Fp\u003E\n\n\u003Ch2\u003EVariable-Rate Mortgages\u003C\u002Fh2\u003E\n\n\u003Cp\u003EVariable-rate mortgages (often called adjustable-rate mortgages or ARMs) have interest rates that can change periodically. These loans typically start with a lower rate than fixed mortgages, which can lead to initial savings. However, after the initial fixed period, rates adjust at specified intervals based on market conditions. This can mean unpredictable future payments, so they are best suited for borrowers who expect to move or refinance before the adjustment period.\u003C\u002Fp\u003E\n\n\u003Cp\u003EChoosing between a fixed and variable mortgage rate depends on your financial situation and tolerance for risk. If you need help calculating your monthly payments, check out this \u003Ca href=\"https:\u002F\u002Fforum.expacting.com\u002Fthread\u002Fhow-can-i-calculate-my-monthly-mortgage-payment\"\u003Emortgage calculator\u003C\u002Fa\u003E.\u003C\u002Fp\u003E\n\n\u003Ch2\u003EConsiderations for Borrowers\u003C\u002Fh2\u003E\n\n\u003Col\u003E\n\u003Cli\u003E\u003Cp\u003E\u003Cstrong\u003EMarket Trends:\u003C\u002Fstrong\u003E If you anticipate that rates will rise, locking in a fixed rate could save you money in the long run.\u003C\u002Fp\u003E\u003C\u002Fli\u003E\n\n\u003Cli\u003E\u003Cp\u003E\u003Cstrong\u003EYour Financial Future:\u003C\u002Fstrong\u003E Consider your future plans and how long you intend to stay in the house. If you’re unsure about your long-term plans, a fixed rate might offer more peace of mind.\u003C\u002Fp\u003E\u003C\u002Fli\u003E\n\n\u003Cli\u003E\u003Cp\u003E\u003Cstrong\u003ECredit Score:\u003C\u002Fstrong\u003E Your credit score plays a significant role in the type of interest rates available to you. For those with less-than-perfect credit, here are tips on \u003Ca href=\"https:\u002F\u002Fforum.dollaroverflow.com\u002Fthread\u002Fcan-i-get-a-mortgage-with-bad-credit-in-2025\"\u003Emortgage approval with bad credit\u003C\u002Fa\u003E.\u003C\u002Fp\u003E\u003C\u002Fli\u003E\n\n\u003Cli\u003E\u003Cp\u003E\u003Cstrong\u003EInterest Rates:\u003C\u002Fstrong\u003E Looking to lock in favorable rates? Learn how to get a \u003Ca href=\"https:\u002F\u002Fbrain-buffet.writeas.com\u002Fhow-to-get-a-lower-interest-rate-on-my-mortgage-loan\"\u003Elower mortgage interest rate\u003C\u002Fa\u003E.\u003C\u002Fp\u003E\u003C\u002Fli\u003E\n\u003C\u002Fol\u003E\n\n\u003Cp\u003EChoosing the right mortgage can save you thousands of dollars over the life of the loan. Evaluate your options carefully, considering both present needs and future uncertainties.\u003C\u002Fp\u003E","Posted Links","Table of Contents","Trusted User","Active","Topics","General Settings","Moderate Threads","Authors","Members","Ask AI","Are you sure you want to delete this category?","Created","Your account was successfully confirmed","Forum Category Settings","List Users","Moderate Thread","New User","Model","Forum Settings","Role","Api Key","Query:","Edit Profile","Image","Title","Username","Update","New Ad","Ban","Export Data","Edit Category","New Category","Add a new menu link","My profile"));</script><script src="https://pub-420acf56315e422bbbdab07717bee8cd.r2.dev/assets/0.1/5dffdb2.js" defer></script><script src="https://pub-420acf56315e422bbbdab07717bee8cd.r2.dev/assets/0.1/573ea6b.js" defer></script><script src="https://pub-420acf56315e422bbbdab07717bee8cd.r2.dev/assets/0.1/1dcc425.js" defer></script><script src="https://pub-420acf56315e422bbbdab07717bee8cd.r2.dev/assets/0.1/41ff57f.js" defer></script>
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