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  31. <title>A Decade of Growth, Built in the Know</title>
  32. <link>https://arkcapital.com.au/news-insights/ark-turns-10/</link>
  34. <dc:creator><![CDATA[Marketing]]></dc:creator>
  35. <pubDate>Wed, 02 Jul 2025 05:17:41 +0000</pubDate>
  36. <category><![CDATA[News and Insights]]></category>
  37. <guid isPermaLink="false">https://arkcapital.com.au/?p=3476</guid>
  38.  
  39. <description><![CDATA[<p>This August marks ten years since Ark Capital was founded. From a single fund to a national platform, discover how our journey has evolved.</p>
  40. <p>The post <a href="https://arkcapital.com.au/news-insights/ark-turns-10/">A Decade of Growth, Built in the Know</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  41. ]]></description>
  42. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-0"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column text-lead" ></p>
  43. <p class="ai-optimize-13 ai-optimize-introduction" style="font-weight: 400;">This August, Ark Capital turns ten.</p>
  44. <p class="ai-optimize-21">It’s a milestone that invites reflection, not just on where we’ve come from but on how we’ve grown: deliberately, insightfully and with clarity of purpose. When we first opened our doors in 2015, our ambition was clear: to build a specialist investment manager grounded in experience, strong relationships and disciplined performance. That ambition still guides us, though the shape and scale of Ark today tells a story of evolution.</p>
  45. <p>
  46. </div><div class="uncode_text_column" ><p>We began by acquiring the management rights to the Murray Direct Mortgage Fund, a fund with a 51-year legacy. That foundation gave us momentum but from the outset, we set out to lead with our own approach, clear-eyed, investor-focused and grounded in deep market understanding.</p>
  47. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-0" data-row="script-row-unique-0" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-0"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-1"><div class="row unequal col-no-gutter no-top-padding no-bottom-padding no-h-padding full-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-middle pos-center align_center column_parent col-lg-6 single-internal-gutter"><div class="uncol style-light animate_when_almost_visible alpha-anim"  data-speed="1000"><div class="uncoltable"><div class="uncell double-block-padding" ><div class="uncont" style=" max-width:96%;" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><p class="h1" ><span>“</span></p></div><div class="clear"></div></div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><p class="h4" ><span>Ten years on, we’ve built a track record that spans over $1 billion in debt and equity investments across 130 deals, with more than $400 million in funds under management.</span></p></div><div class="clear"></div></div><div class="uncode_text_column text-lead" ></p>
  48. <p class="ai-optimize-7 ai-optimize-introduction">Peri Macdonald,<br />
  49. <span style="color: #d5cabe;">Ark CEO &amp; Managing Director</span></p>
  50. <p class="ai-optimize-10">
  51. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><p class="h1" ><span>“</span></p></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-middle pos-center align_center column_parent col-lg-6 no-internal-gutter"><div class="uncol style-light animate_when_almost_visible alpha-anim"  data-delay="200" data-speed="1000"><div class="uncoltable"><div class="uncell quad-block-padding style-color-wayh-bg" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row col-double-gutter row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_center column_child col-lg-12 half-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="uncode-single-media  text-center"><div class="single-wrapper" style="max-width: 360px;"><div class="tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg"><div class="t-inside"><div class="t-entry-visual"><div class="t-entry-visual-tc"><div class="uncode-single-media-wrapper"><div class="dummy" style="padding-top: 75%;"></div><img fetchpriority="high" decoding="async" class="wp-image-3493" src="https://arkcapital.com.au/wp-content/uploads/2025/07/11_ARK_Day01-121-scaled-uai-1707x1280.jpg" width="1707" height="1280" alt="" srcset="https://arkcapital.com.au/wp-content/uploads/2025/07/11_ARK_Day01-121-scaled-uai-1707x1280.jpg 1707w, https://arkcapital.com.au/wp-content/uploads/2025/07/11_ARK_Day01-121-scaled-uai-720x540.jpg 720w, https://arkcapital.com.au/wp-content/uploads/2025/07/11_ARK_Day01-121-scaled-uai-1032x774.jpg 1032w" sizes="(max-width: 1707px) 100vw, 1707px" /></div>
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  53. </div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-1" data-row="script-row-unique-1" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-1"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-2"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ></p>
  54. <p class="ai-optimize-12 ai-optimize-introduction">Our platform now spans three distinct investment strategies across private credit and real estate equity, designed to deliver consistent performance through market cycles and supported by the clarity and discipline our investors expect.</p>
  55. <p class="ai-optimize-14">But what matters more than milestones is how we’ve grown.</p>
  56. <p class="ai-optimize-67" style="font-weight: 400;">At the heart of it all are our values: Investor First, High Performance, Authenticity, One Team and Growth. These aren’t just words, they’ve shaped the way we make decisions, build trust and stay accountable to what we promise.</p>
  57. <p class="ai-optimize-68" style="font-weight: 400;">We’re proud of what we’ve built but we know there’s more to come.</p>
  58. <p class="ai-optimize-69" style="font-weight: 400;">Thank you to everyone who’s been part of our journey. We look forward to celebrating this milestone with you and to the next chapter in the Ark Capital story.</p>
  59. <p>
  60. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-2" data-row="script-row-unique-2" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-2"));</script></div></div></div>
  61. </div><p>The post <a href="https://arkcapital.com.au/news-insights/ark-turns-10/">A Decade of Growth, Built in the Know</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  62. ]]></content:encoded>
  66. </item>
  67. <item>
  68. <title>The Rising Trend Toward Diversified Pooled Mortgage Funds</title>
  69. <link>https://arkcapital.com.au/news-insights/rising-trend-toward-diversified-pooled-mortgage-funds/</link>
  71. <dc:creator><![CDATA[Marketing]]></dc:creator>
  72. <pubDate>Mon, 30 Jun 2025 04:33:57 +0000</pubDate>
  73. <category><![CDATA[News and Insights]]></category>
  74. <guid isPermaLink="false">https://arkcapital.com.au/?p=3414</guid>
  75.  
  76. <description><![CDATA[<p>For experienced investors, the case for diversification is hardly a revelation. But in credit markets and private mortgage lending - it’s a principle that bears frequent reinforcement. </p>
  77. <p>The post <a href="https://arkcapital.com.au/news-insights/rising-trend-toward-diversified-pooled-mortgage-funds/">The Rising Trend Toward Diversified Pooled Mortgage Funds</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  78. ]]></description>
  79. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-3"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column text-lead" ></p>
  80. <p class="x_xmsonormal ai-optimize-8">Our pooled mortgage fund, <a href="https://arkcapital.com.au/investors/our-funds/ark-bedrock-mortgage-fund/">Ark Bedrock Mortgage Fund</a> is built on this foundation: spreading risk intelligently, while maintaining targeted access to quality property-secured loans.</p>
  81. <p class="x_xmsonormal ai-optimize-9">While we also manage the <a href="https://arkcapital.com.au/investors/our-funds/ark-wholesale-mortgage-fund/">Ark Wholesale Mortgage Fund</a>, where investors select individual loans in which to invest, the pooled structure offers a different type of appeal— especially for those seeking set-and-forget simplicity, smoother income, and a more stable risk-return profile.</p>
  82. <p class="ai-optimize-22">
  83. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>How Ark&#8217;s Bedrock Mortgage Fund takes a Diversification Approach</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ></p>
  84. <p class="ai-optimize-14 ai-optimize-introduction">It is important to understand that our Ark Bedrock fund accesses its pool of investments by investing in Ark Wholesale Fund loan investments alongside other syndicate investors. This makes Bedrock essentially a proxy for the Ark investment strategy.</p>
  85. <p class="ai-optimize-14 ai-optimize-introduction">As an investor you get the benefit of a full time, professional, experienced manager looking after your investment, whilst you &#8216;set and forget&#8217;. You get a manager constantly focused on risk and opportunity, managing the portfolio to ensure that capital is employed when it should be (and not when it shouldn&#8217;t) with the goal of optimising returns and minimising risk.</p>
  86. <p class="ai-optimize-23">
  87. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>Risk Spreading: Not Just Theory, But Measurable Advantage</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ></p>
  88. <p class="x_xmsonormal ai-optimize-45">Diversification is the textbook answer to unsystematic risk—those idiosyncratic events that affect a single borrower or project. In practical terms, the pooled structure does the heavy lifting for investors by allocating capital across many loans rather than concentrating it in one or two exposures.</p>
  89. <p class="x_xmsonormal ai-optimize-46">Statistically, the reduction in portfolio volatility can be measured through the lens of <i>standard deviation</i>, a concept well understood by quantitative investors. When capital is spread across, say, 20–30 loans, the risk (as measured by the standard deviation of returns) doesn’t just decline—it reduces non-linearly. Even assuming imperfect correlation between loans (which is realistic), the total portfolio risk drops substantially compared to holding a single loan or a small handful.</p>
  90. <p class="x_xmsonormal ai-optimize-47">Put another way: the more independent (or loosely correlated) loans you add, the more the &#8216;outlier risk&#8217; of any one loan impacting portfolio returns shrinks. That’s not theoretical &#8211; it’s the mathematical underpinning of why pooled credit funds have proven resilient, even during market disruptions.</p>
  91. <p class="ai-optimize-24">
  92. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>Income Stability and Operational Efficiency</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>Another practical benefit: pooled funds often produce a smoother income profile. Because income is aggregated across multiple loans, seasonal or project-specific cash flow variations are absorbed by the collective. This can be especially helpful for investors who rely on monthly distributions for budgeting or reinvestment.</p>
  93. <p class="ai-optimize-49">From a governance perspective, our pooled Bedrock fund draws on the same rigorous credit assessment framework Ark applies in its contributory Ark Wholesale Fund loans. In fact, as noted already all Bedrock’s investments are in Ark Wholesale Fund loans. The investment exposure type is the same &#8211; just with the additional overlay of managed diversification.</p>
  94. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>Access Without Complexity</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>For investors who don’t wish to assess each mortgage themselves—or who prefer a simpler entry into the asset class &#8211; our Bedrock fund removes the need for individual due diligence, while still delivering access to the same quality of secured credit. It also allows smaller investors to access a more diversified portfolio than they could otherwise achieve on their own.</p>
  95. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>What Diversification Actually Does to Risk (With Numbers)</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ></p>
  96. <p class="ai-optimize-12">Imagine an investor puts all their capital into one mortgage loan that earns 10% per year, but because of project-specific risks (delays, partial repayments, borrower stress), the return might vary — say, ±3% each year. That variation, or volatility is measured by standard deviation. So here, the standard deviation is 3%.</p>
  97. <p class="ai-optimize-52">Now let’s say the same capital is instead invested across 25 different loans (which is about where our Bedrock Fund is presently), all with roughly the same return and similar risk profiles. Because the loans are not perfectly correlated (they don’t all rise or fall together), the combined portfolio is much less volatile. Statisticians can model this: the standard deviation of a diversified portfolio reduces roughly by the square root of the number of investments, assuming independent risks.</p>
  98. <p class="ai-optimize-52">So:</p>
  99. <p>
  100. </div><div class="uncode_text_column text-lead" ><p>With 1 loan: 3% standard deviation<br />
  101. With 4 loans: 3% ÷ √4 = 1.5%<br />
  102. With 16 loans: 3% ÷ √16 = 0.75%<br />
  103. With 25 loans: 3% ÷ √25 = 0.6%</p>
  104. </div><div class="uncode_text_column" ><p>In a well-diversified pooled mortgage fund holding 20–30 loans, risk (volatility of returns) can shrink from 3% down to about 0.6–0.7% &#8211; a fivefold reduction in uncertainty. Put simply: the more quality loans in the pool, the less chance one problem loan moves the needle. You still earn the same average return (say 10%), but with a much narrower range of outcomes.</p>
  105. <p class="ai-optimize-27">That’s why diversification isn’t just a buzzword — it’s a proven, measurable way to smooth the ride.</p>
  106. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>What Diversification Actually Does to Risk (With Numbers)</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ></p>
  107. <p class="x_xmsonormal ai-optimize-56">Sophisticated investors understand the theory behind diversification. But in private credit—where each asset is bespoke, and risks can be amplified by concentration—practising that theory through a pooled fund structure can be a smart, time-efficient way to manage risk and pursue steady income.</p>
  108. <p class="x_xmsonormal ai-optimize-57">At Ark, we believe in giving investors the choice between hands-on loan selection and professionally managed diversification. The Bedrock fund is simply the latter, executed with the same care, diligence, and alignment that underpins all our investments.</p>
  109. <p class="ai-optimize-58">
  110. </div><div class="uncode_text_column text-small" ><p>Article written by David Charles, Fund Manager for Ark Bedrock Mortgage Fund – <a href="https://www.linkedin.com/in/david-charles1/">View LinkedIn</a></p>
  111. <p class="ai-optimize-26"><span class="TextRun SCXW30386806 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="none"><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">The commentary in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">this article in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">no way </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">constitutes</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> a solicitation of</span> <span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">business or product advice</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.  </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">It is expressed solely as the opinion of the author</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">,</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> and as general information for the reader</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">. It i</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">s </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">not information to be relied upon in making investment decisions</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.</span></span></p>
  112. <p class="ai-optimize-28">
  113. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-3" data-row="script-row-unique-3" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-3"));</script></div></div></div>
  114. </div><p>The post <a href="https://arkcapital.com.au/news-insights/rising-trend-toward-diversified-pooled-mortgage-funds/">The Rising Trend Toward Diversified Pooled Mortgage Funds</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  115. ]]></content:encoded>
  119. </item>
  120. <item>
  121. <title>Investment Updates: June 2025</title>
  122. <link>https://arkcapital.com.au/news-insights/investment-updates-june-2025/</link>
  124. <dc:creator><![CDATA[Marketing]]></dc:creator>
  125. <pubDate>Fri, 27 Jun 2025 05:55:46 +0000</pubDate>
  126. <category><![CDATA[Investment Update]]></category>
  127. <guid isPermaLink="false">https://arkcapital.com.au/?p=3431</guid>
  128.  
  129. <description><![CDATA[<p>In Mount Cottrell, Victoria the new facility reached financial close this month.</p>
  130. <p>The post <a href="https://arkcapital.com.au/news-insights/investment-updates-june-2025/">Investment Updates: June 2025</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  131. ]]></description>
  132. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-4"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-4" data-row="script-row-unique-4" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-4"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-5"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Banks, ACT</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The borrower continues to work towards the refinance of the facility.</p>
  133. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-5" data-row="script-row-unique-5" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-5"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-6"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Morwell &amp; Tatura, VIC (Mezzanine)</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ></p>
  134. <p class="ai-optimize-6">Tatura:<br />
  135. • Stage 2 is nearing completion, with all approvals for Statement of Compliance secured except for sign-off from Transport for Victoria, which is expected in the first week of July 2025. As a result, practical completion and title registration are now anticipated to occur in July, and settlements to commence shortly thereafter.<br />
  136. • To date, 53 of 55 lots from Stage 1 have settled, with one of the remaining two under contract. Across Stages 1 and 2, 54 of the remaining 60 lots are presold.</p>
  137. <p class="ai-optimize-7">Morwell:<br />
  138. • Bulk earthworks are progressing across Stages 1–3, with civil works now approved by Latrobe City Council and relevant authorities. Practical completion is forecast for end-2025 (Stages 1 &amp; 2) and Q2 2026 (Stage 3).<br />
  139. • Presales continue to track well, with 50 across Stages 1–3 and a further 9 in Stage 4. Marketing has recommenced, which has attracted strong early enquiries on the remaining stock.<br />
  140. • The Australian Government&#8217;s Housing Support Program has allocated $7.9 million for sewer infrastructure benefitting the property.</p>
  141. <p class="ai-optimize-454">The facility is currently in default, with ARK reserving its rights from 7 March 2025 to charge default interest until an appropriate resolution or exit is reached with the Borrower.</p>
  142. <p class="ai-optimize-8">
  143. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-6" data-row="script-row-unique-6" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-6"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-7"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Ballarat North, VIC</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Following the property&#8217;s exclusion from the Ballarat North PSP in Dec-24, an updated valuation was completed and reviewed by ARK, with a second valuer opinion supporting a similar outcome and reduced value of the property.</p>
  144. <p class="ai-optimize-76">To manage the reduced value, ARK has outlined several options to maintain covenant compliance and protect investor interests. This will be done either by reducing the facility limit, securing additional collateral or providing a new facility.</p>
  145. <p class="ai-optimize-77">Discussions with the borrower have been positive, and ARK remains confident in achieving an outcome aligned with investor interests.</p>
  146. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-7" data-row="script-row-unique-7" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-7"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-8"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Mount Cottrell, VIC</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ></p>
  147. <p class="ai-optimize-83 ai-optimize-introduction">The new facility reached financial close at the end of the month.</p>
  148. <p class="ai-optimize-456">
  149. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-8" data-row="script-row-unique-8" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-8"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-9"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Gungahlin, ACT</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ></p>
  150. <p class="ai-optimize-introduction ai-optimize-102">The borrower intends to strategically hold the property in the short to medium term whilst continuing to monitor the market. The planning overlay remains supportive of a major mixed use development on the site.</p>
  151. <p class="ai-optimize-457">
  152. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-9" data-row="script-row-unique-9" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-9"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-10"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Sellicks Beach &amp; Gilberton, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>At Sellicks Beach, 4 of the 8 residual lots have now sold and settled, reducing the facility LVR. A further lot is being subdivided into two, with both new lots under contract at a 25% premium to the most recent valuation. Additionally, one commercial lot has been contracted above valuation and settlement is due in late September 2025.</p>
  153. <p class="ai-optimize-78">Demolition and renovation works to convert the existing hotel at The Buckingham into a site office are complete. Approximately 70% of full working drawings have been completed, with the final build price expected by August 2025.</p>
  154. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-10" data-row="script-row-unique-10" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-10"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-11"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Newport, NSW</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Sales advice has been received for one lot however contract execution has been delayed due to final architectural updates required for the proposed future build. This represents a shift from last month’s expectations, where execution was originally anticipated within June.</p>
  155. <p class="ai-optimize-79">Recent sales activity in Newport indicates improving market sentiment, with Domain Projects reporting interest in three lots and a returning prospective buyer, reflecting a positive shift in buyer confidence.</p>
  156. <p class="ai-optimize-80">Civil works have again been delayed, now expected to be completed in July 2025. The delays have primarily been caused by the late issuance of the Construction Certificate, ongoing council-related matters, and more than 90 days of inclement weather.</p>
  157. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-11" data-row="script-row-unique-11" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-11"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-12"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Gawler, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>&#8216;The remaining 4 lots in Stage 4 have been terminated (with ARK’s approval), given the significant uplift in resale value will now be re-listed on the market.</p>
  158. <p class="ai-optimize-81">Sales performance across the estate remains strong, with 125 of 153 lots pre-sold across Stages 5 to 7. Stages 8 and 9 (outside the facility) have achieved over 90% presales.</p>
  159. <p class="ai-optimize-82">Bulk earthworks are currently forecast to be completed by the end of 2025. Civil works for Stages 5 and 6 are currently underway, with completion targeted for Q1 2026.</p>
  160. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-12" data-row="script-row-unique-12" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-12"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-13"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Munno Para<br /></span><span>(Smitham Road), SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>A final price has been agreed with the civil contractor, and the contract has now been executed, paving the way for works to commence next month.</p>
  161. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-13" data-row="script-row-unique-13" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-13"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-14"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338745397 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Shepparton North, VIC</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>There was one lot settled in Stage 1 during the month and another lot is expected to settle in July.</p>
  162. <p class="ai-optimize-83">Practical completion has been achieved for Stage 2, with titles expected to be issued by mid-next month and settlements anticipated to commence by month-end.</p>
  163. <p class="ai-optimize-84">Works on Stage 3 are progressing as expected albeit slightly ahead of schedule.</p>
  164. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-14" data-row="script-row-unique-14" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-14"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-15"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338773914 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Perth, WA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ></p>
  165. <p class="ai-optimize-209 ai-optimize-introduction">The facility expires at the end of July 2025, allowing the borrower additional time to evaluate the offers received.</p>
  166. <p class="ai-optimize-462">
  167. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-15" data-row="script-row-unique-15" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-15"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-16"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338786908 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Burpengary, QLD</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ></p>
  168. <p class="ai-optimize-225 ai-optimize-introduction">A three-month extension to the facility has been finalised, with the maturity date extended to January 2026 and the facility limit remaining unchanged following adjustments to the funding table. The extension was required due to initial delays in project commencement, primarily related to sewer servicing requirements and prolonged discussions with council. These matters have now been resolved, and construction is underway on site.</p>
  169. <p class="ai-optimize-463">
  170. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-16" data-row="script-row-unique-16" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-16"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-17"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338799785 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Munno Para (Andrews &amp; Hatcher Road), SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Planning approval is anticipated in late August or early September. As a result, an extension to the facility will be required and this is currently being discussed with the borrower.</p>
  171. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-17" data-row="script-row-unique-17" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-17"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-18"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338813663 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Elizabeth South, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Over 80% of contracted works are now complete. Precast walls have been installed for 22 of the 24 warehouses, and roof sheeting is complete on 21. Stormwater works and remaining structural elements are progressing as scheduled.</p>
  172. <p class="ai-optimize-85">Sales performance remains strong, with 7 sales executed and several others in advanced negotiations. The current level of construction significantly enhances the site’s presentation and appeal for prospective purchasers.</p>
  173. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-18" data-row="script-row-unique-18" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-18"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-19"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338813663 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Salisbury Plain &amp; Kent Town, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ></p>
  174. <div class="ewa-rteLine">ARK has issued a term sheet to the borrower for a construction facility at 55% LVR to fund the subdivision of 22 residential lots in Salisbury Plain, which will also refinance the existing facility. The borrower is currently finalising development matters with SA Water, and as a result, financial close for the construction facility is anticipated in mid-August.</div>
  175. <p class="ai-optimize-465">
  176. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-19" data-row="script-row-unique-19" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-19"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-20"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338813663 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Devon Park, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Remediation works are now scheduled for completion in early July 2025, after weather delays impacted the original June timeline.</p>
  177. <p class="ai-optimize-86">Slab removal is approximately 90% complete, with all concrete material disposed of off-site. To date, no risks have been identified outside the allowances set out in the remediation contract.</p>
  178. <p class="ai-optimize-87">Each staged lot release has been well received by the market and fully sold, reflecting continued strong demand.</p>
  179. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-20" data-row="script-row-unique-20" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-20"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-21"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338813663 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Cowaramup, WA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The final application has now been lodged incorporating the approved amendments. Development approval is expected imminently, with subdivision approval anticipated in July.</p>
  180. <p class="ai-optimize-88">A three-month extension to the current facility will be required to provide adequate time for construction to commence in December and for a construction facility to be finalised.</p>
  181. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-21" data-row="script-row-unique-21" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-21"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-22"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338813663 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>New Farm, QLD</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The borrower has been undertaking renovations on the property, which are expected to significantly enhance its value and are currently being funded with equity. The works are taking longer than originally anticipated, and an extension to the facility will be required. Discussions with the borrower regarding the extension are currently in progress.</p>
  182. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-22" data-row="script-row-unique-22" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-22"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-23"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338840499 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Icon Morwell, VIC</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Bulk earthworks have continued throughout June, and site stripping is well advanced. Detailed civil design packages for Stages 1 and 2 are undergoing final quality assurance, with council lodgement expected shortly. Water design will progress further once sewer design advances, while the Stage 1 interim intersection Functional Layout Plans have been submitted to the Department of Transport and Planning, with feedback expected soon and detailed designs progressing in parallel.</p>
  183. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-23" data-row="script-row-unique-23" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-23"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-24"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338840499 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Morayfield, QLD</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Construction continues to progress including the following:</p>
  184. <p class="ai-optimize-468">• Bulk earthworks are well advanced<br />
  185. • Sewer works are nearing completion<br />
  186. • External stormwater is complete<br />
  187. • Retaining walls are progressing with 90% of posts in place<br />
  188. • External road sub base grade completed</p>
  189. <p class="ai-optimize-469">The borrower has sold 47 out of the 70 lots, however, only 33 of these have been recognised as qualifying presales which represents 45% debt cover. </p>
  190. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-24" data-row="script-row-unique-24" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-24"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-25"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338840499 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Hackney, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Since financial close, the project has continued to progress across all components.</p>
  191. <p class="ai-optimize-89">Skyloft Apartments:<br />
  192. • Construction of Level 4 has been completed and fully fitted out, with ongoing inspections by prospective purchasers.<br />
  193. • Level 5 is nearing practical completion and is scheduled for completion by 2 July 2025.</p>
  194. <p class="ai-optimize-90">Hotel Component:<br />
  195. • Works are progressing well on site and the remainder of the hotel and associated fit-out is expected to be completed by 21 July 2025.</p>
  196. <p class="ai-optimize-91">Additionally, the West Lakes property, held as residual security, has been successfully sold for $10.3m, with settlement scheduled to occur in October 2025. The sale will materially reduce the overall facility.</p>
  197. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-25" data-row="script-row-unique-25" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-25"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-26"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338840499 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Enfield, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ></p>
  198. <p class="ai-optimize-452 ai-optimize-introduction">The sponsor has commenced the process of seeking construction finance for the proposed childcare centre.</p>
  199. <p class="ai-optimize-473">
  200. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-26" data-row="script-row-unique-26" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-26"));</script></div></div></div>
  201. </div><p>The post <a href="https://arkcapital.com.au/news-insights/investment-updates-june-2025/">Investment Updates: June 2025</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  202. ]]></content:encoded>
  206. </item>
  207. <item>
  208. <title>Bedrock Mortgage Fund: May 2025</title>
  209. <link>https://arkcapital.com.au/news-insights/bedrock-mortgage-fund-may-2025/</link>
  211. <dc:creator><![CDATA[Marketing]]></dc:creator>
  212. <pubDate>Thu, 19 Jun 2025 02:12:25 +0000</pubDate>
  213. <category><![CDATA[Bedrock]]></category>
  214. <guid isPermaLink="false">https://arkcapital.com.au/?p=3389</guid>
  215.  
  216. <description><![CDATA[<p>The full effects of the February 0.25% RBA rate cut have now flowed through to the Bedrock fund's performance, with the fund delivering an annualised return of 11.00% in May. </p>
  217. <p>The post <a href="https://arkcapital.com.au/news-insights/bedrock-mortgage-fund-may-2025/">Bedrock Mortgage Fund: May 2025</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  218. ]]></description>
  219. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-27"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4" ><span>The May rate cut is expected to impact returns over the next 2–3 months, as it affects several existing Bedrock investments and the expected rates for new loans. Pleasingly, returns remain at market-leading levels, comfortably exceeding the target return of RBA + 5%.</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>The fund remains well diversified with investments in 26 loans to 20 borrowers at the end of May. This diversity is fundamental to Bedrock’s purpose in providing investors the investment spread they seek.</p>
  220. </div><span class="btn-container" ><a href="https://arkcapital.com.au/wp-content/uploads/2025/06/ArkCapital_FactSheet_2025_Bedrock_May.pdf" class="custom-link btn border-width-0 btn-default btn-icon-left">View Full Report</a></span></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-27" data-row="script-row-unique-27" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-27"));</script></div></div></div>
  221. </div><p>The post <a href="https://arkcapital.com.au/news-insights/bedrock-mortgage-fund-may-2025/">Bedrock Mortgage Fund: May 2025</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  222. ]]></content:encoded>
  226. </item>
  227. <item>
  228. <title>Strengthening our foundations: Appointing an external custodian</title>
  229. <link>https://arkcapital.com.au/news-insights/appointing-an-external-custodian/</link>
  231. <dc:creator><![CDATA[Marketing]]></dc:creator>
  232. <pubDate>Tue, 03 Jun 2025 02:59:18 +0000</pubDate>
  233. <category><![CDATA[News and Insights]]></category>
  234. <guid isPermaLink="false">https://arkcapital.com.au/?p=3329</guid>
  235.  
  236. <description><![CDATA[<p>As Ark continues to grow and evolve, we’re focused on reinforcing the operational structures that support our funds.</p>
  237. <p>The post <a href="https://arkcapital.com.au/news-insights/appointing-an-external-custodian/">Strengthening our foundations: Appointing an external custodian</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  238. ]]></description>
  239. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-28"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column text-lead" ><p>One important step in this journey is the appointment of an external custodian to hold loan securities for all Ark Capital funds going forward. <em>“This is a milestone and a natural step in our evolution”,</em> states Peri, Ark’s CEO <em>“a signal of our commitment to aligning with institutional-grade governance practices, while continuing to deliver on our promise of disciplined investing in the Australian real estate private credit market.”</em></p>
  240. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4" ><span>What is a custodian and why does it matter?</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>A custodian is an independent third party responsible for holding physical or legal title to fund assets, in our case, the loan securities associated with each investment. This means an additional layer of separation and a best practice approach adopted into our loan management process.</p>
  241. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>Why now?</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>As our business scales so too must the infrastructure that supports it. Appointing a custodian reflects our forward momentum and ensures our operational frameworks keep pace with the size, complexity and responsibility of managing growing investor capital.</p>
  242. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>Looking ahead</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>This step is part of a broader strategy to ensure we remain a trusted, high-performing partner for our investors, one that is grounded in transparency, disciplined growth and institutional excellence.</p>
  243. </div><div class="uncode_text_column text-small" ><p><span class="TextRun SCXW30386806 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="none"><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">The commentary in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">this article in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">no way </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">constitutes</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> a solicitation of</span> <span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">business or product advice</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.  </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">It is expressed solely as the opinion of the author</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">,</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> and as general information for the reader</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">. It i</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">s </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">not information to be relied upon in making investment decisions</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> </span></span><span class="EOP SCXW30386806 BCX0" data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p>
  244. </div></div></div></div></div></div><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-28" data-row="script-row-unique-28" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-28"));</script></div></div></div>
  245. </div><p>The post <a href="https://arkcapital.com.au/news-insights/appointing-an-external-custodian/">Strengthening our foundations: Appointing an external custodian</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  246. ]]></content:encoded>
  250. </item>
  251. <item>
  252. <title>3 things you MUST have on your end-of-financial year business checklist</title>
  253. <link>https://arkcapital.com.au/news-insights/3-things-you-must-have-on-your-end-of-financial-year-business-checklist/</link>
  255. <dc:creator><![CDATA[Marketing]]></dc:creator>
  256. <pubDate>Thu, 29 May 2025 23:42:39 +0000</pubDate>
  257. <category><![CDATA[News and Insights]]></category>
  258. <guid isPermaLink="false">https://arkcapital.com.au/?p=3216</guid>
  259.  
  260. <description><![CDATA[<p>As the CFO of Ark Capital, I know just how intense the final quarter of the financial year can be. Between closing out operational targets, refining forecasts, and preparing for audits, it’s easy to let strategic planning for the new year slip down the priority list. </p>
  261. <p>The post <a href="https://arkcapital.com.au/news-insights/3-things-you-must-have-on-your-end-of-financial-year-business-checklist/">3 things you MUST have on your end-of-financial year business checklist</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  262. ]]></description>
  263. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-29"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column text-lead" ><p>But here’s the truth: what you do before 30 June 2025 will directly influence your ability to lead effectively into FY2026. Whether you&#8217;re in senior management or an experienced finance professional preparing to step into a CFO role, the lead-up to year-end is a defining period — for the business and for your own leadership.</p>
  264. <p class="ai-optimize-7">Here are three critical actions that should be on your FY2025 wrap-up checklist.</p>
  265. <p>&nbsp;</p>
  266. <p class="ai-optimize-8">
  267. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4" ><span>1. Reconfirm Revenue Assumptions for FY2026 — Don’t Take the Forecast at Face Value</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>Your FY2026 budget may already be drafted, but before year-end, take a deeper look under the hood.</p>
  268. <p class="ai-optimize-9">It’s not just about revenue figures — it’s about the confidence you can place in the assumptions behind them:</p>
  269. <ul>
  270. <li class="ai-optimize-10">Are top-line forecasts relying on unrealistic stretch or aggressive project timelines or client ramp-ups?</li>
  271. <li class="ai-optimize-11">Are there macroeconomic factors (interest rates, investment appetite, policy changes) that could shift your outlook?</li>
  272. <li class="ai-optimize-12">Has recent performance data revealed any soft spots in pipeline conversion or renewal cycles?</li>
  273. </ul>
  274. <p class="ai-optimize-13">As CFOs it’s our job to stress-test the forecast before the new year begins. If there are cracks in the assumptions, it is better to address them now, rather than defend missed targets six months in.</p>
  275. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>2. Tighten Liquidity Ahead of the Financial Year Rollover</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>EOFY is a critical time for cash and capital planning — especially if your business is navigating investment cycles, capital returns, or shifting funding environments.</p>
  276. <p class="ai-optimize-14">Ahead of 30 June 2025:</p>
  277. <ul>
  278. <li class="ai-optimize-15">Run a short-term liquidity analysis, factoring in tax obligations, superannuation, and any bonus accruals or provisioning.</li>
  279. <li class="ai-optimize-16">Revisit your working capital posture — can you shorten receivables or renegotiate terms without straining relationships?</li>
  280. <li class="ai-optimize-17">Ensure debt facilities and covenants are reviewed, particularly if you expect market conditions to tighten in FY2026.</li>
  281. </ul>
  282. <p class="ai-optimize-18">At Ark Capital, we operate in commercial real estate debt — a sector where capital is always moving, and access to liquidity is fundamental. But this advice holds true across industries: year-end is the time to ensure you’re entering the new year with a resilient cash position and no surprises.</p>
  283. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>3. Lead a Strategic Year-End Reflection — Not Just a Handover to the Auditors</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>It’s tempting to treat June as the end of a sprint, but it’s also a valuable strategic moment. The best CFOs use EOFY to influence business planning, not just sign off on reports.</p>
  284. <p class="ai-optimize-19">Three things I do during this time:</p>
  285. <ul>
  286. <li class="ai-optimize-20">Reflect on what drove real performance in FY2025 — was it margin discipline, market timing, internal execution?</li>
  287. <li class="ai-optimize-21">Document the major challenges — and the actions that created resilience or course correction.</li>
  288. <li class="ai-optimize-22">Align with the executive team on 2–3 strategic priorities for FY2026, supported by clear financial levers.</li>
  289. </ul>
  290. <p class="ai-optimize-23">This is also when we reassess reporting and forecasting tools — are they giving us what we need to lead the business, or just satisfy compliance?</p>
  291. <p class="ai-optimize-24">At Ark Capital, our main strategic focus is commercial real estate debt (CRED), so one major task for us is to prepare for any potential challenges, like a more competitive lending landscape, in the property and lending markets for the new financial year. So, for FY2026 we’re refining our internal models and reviewing our exposure scenarios before 1 July. It’s all about making sure the strategy is informed, realistic, and flexible enough to adapt as conditions evolve.</p>
  292. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>Final Word: EOFY is More Than a Deadline — It’s a Leadership Moment</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>As we approach 30 June 2025, challenge yourself and your team to use this time wisely. EOFY isn’t just a reporting finish line — it’s a springboard into FY2026.</p>
  293. <p class="ai-optimize-25">Whether you’re already in the CFO seat or preparing for it, the way you close this year can set the tone for how you lead into the next.</p>
  294. </div><div class="uncode_text_column text-small" ><p>Article written by Anita Young, Chief Financial Officer – <a href="https://www.linkedin.com/in/anita-young-53089934/" target="_blank" rel="noopener">View LinkedIn</a></p>
  295. <p class="ai-optimize-26"><span class="TextRun SCXW30386806 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="none"><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">The commentary in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">this article in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">no way </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">constitutes</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> a solicitation of</span> <span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">business or product advice</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.  </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">It is expressed solely as the opinion of the author</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">,</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> and as general information for the reader</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">. It i</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">s </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">not information to be relied upon in making investment decisions</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.</span></span></p>
  296. <p class="ai-optimize-7">
  297. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-29" data-row="script-row-unique-29" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-29"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-30"><div class="row limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="uncode_text_column" ></p>
  298. <p class="ai-optimize-8">
  299. </div></div></div></div></div></div><script id="script-row-unique-30" data-row="script-row-unique-30" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-30"));</script></div></div></div>
  300. </div><p>The post <a href="https://arkcapital.com.au/news-insights/3-things-you-must-have-on-your-end-of-financial-year-business-checklist/">3 things you MUST have on your end-of-financial year business checklist</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  301. ]]></content:encoded>
  305. </item>
  306. <item>
  307. <title>Investment Updates: May 2025</title>
  308. <link>https://arkcapital.com.au/news-insights/investment-updates-may-2025/</link>
  310. <dc:creator><![CDATA[Marketing]]></dc:creator>
  311. <pubDate>Wed, 28 May 2025 04:16:14 +0000</pubDate>
  312. <category><![CDATA[Investment Update]]></category>
  313. <guid isPermaLink="false">https://arkcapital.com.au/?p=3226</guid>
  314.  
  315. <description><![CDATA[<p>Construction is progressing well, with key civil works underway and DA3 has now been approved for the residual land.</p>
  316. <p>The post <a href="https://arkcapital.com.au/news-insights/investment-updates-may-2025/">Investment Updates: May 2025</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  317. ]]></description>
  318. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-31"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-31" data-row="script-row-unique-31" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-31"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-32"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Banks, ACT</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The borrower continues to work towards the refinance of the facility.</p>
  319. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-32" data-row="script-row-unique-32" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-32"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-33"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Oakleigh, VIC</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Titles were issued in early May, with the initial batch of units settling shortly thereafter. Additional settlements are scheduled for June, ahead of the facility’s full repayment anticipated by the end of next month.</p>
  320. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-33" data-row="script-row-unique-33" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-33"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-34"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Morwell &amp; Tatura, VIC (Mezzanine)</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Tatura:</p>
  321. <p>• Stage 2 has received all approvals except from Transport Victoria in order to obtain Statement of Compliance. The expectation is that this will be received in early June, with settlements to commence shortly afterwards.<br />
  322. • The borrower has reported 50 presales out of 60 remaining lots across Stages 1 and 2.<br />
  323. • 53 settlements of 55 lots have been completed to date from Stage 1, with the remaining 2 withheld.</p>
  324. <p>Morwell:</p>
  325. <p>• Bulk earthworks are underway across Stages 1–3.<br />
  326. • A total of 49 presales have been achieved across Stages 1-3 of the project, with an additional 9 in Stage 4.<br />
  327. • The Australian Government&#8217;s Housing Support Program has allocated $7.9 million for sewer infrastructure benefiting the property.</p>
  328. <p>The facility is currently in default, with ARK reserving its rights from 7 March 2025 to charge default interest, while a new facility is arranged.</p>
  329. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-34" data-row="script-row-unique-34" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-34"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-35"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Ballarat North, VIC</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>In December 2024, it was confirmed that the Ballarat North PSP will not include the Expanded Area where the property is situated. This has negatively impacted the property&#8217;s current value.</p>
  330. <p>An updated valuation reflecting this outcome has now been finalised, and ARK has reviewed the revised figures.</p>
  331. <p>To support decision-making on the appropriate course of action, ARK has also commissioned a second valuation for comparison. This will inform the strategy</p>
  332. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-35" data-row="script-row-unique-35" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-35"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-36"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Mount Cottrell, VIC</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>ARK has issued a term sheet to the borrower to refinance the existing facility into a new 12-month facility that will reach financial close in June 2025.</p>
  333. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-36" data-row="script-row-unique-36" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-36"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-37"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Gungahlin, ACT</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The borrower intends to strategically hold the property in the short to medium term whilst continuing to monitor the market. The planning overlay remains supportive of a major mixed use development on the site.</p>
  334. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-37" data-row="script-row-unique-37" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-37"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-38"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Sellicks Beach &amp; Gilberton, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Demolition works at The Buckingham are now complete, and minor renovations have commenced to repurpose the existing hotel building as the site office for the upcoming development.</p>
  335. <p>Approximately 60% of the full construction drawings have been completed and the final build cost is anticipated by August 2025.</p>
  336. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-38" data-row="script-row-unique-38" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-38"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-39"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Newport, NSW</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Sales advice has been received for one lot, with contract execution and deposit anticipated in early June. The contract has been issued to the purchaser following successful negotiations, reflecting a positive shift in buyer interest.</p>
  337. <p>Recent sales activity in Newport indicates improving market sentiment which coincides with Domain Projects reporting interest in three lots.</p>
  338. <p>The civil contractor is targeting completion of all works by mid-June 2025, subject to weather and site conditions, which have been challenging throughout May 25. The project has experienced delays due to the late issuance of the Construction Certificate, council-related matters, and more than 74 days of inclement weather.</p>
  339. <p>Tendering for marina construction is currently underway.</p>
  340. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-39" data-row="script-row-unique-39" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-39"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-40"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Gawler, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>&#8216;Within Stage 4 there have been 54 lots settled and 4 remaining. A small number of contracts were terminated (with ARK&#8217;s approval) due to a significant uplift in resale value.</p>
  341. <p>Strong sales momentum continues across the estate, with 125 of 153 lots pre-sold in Stages 5 to 7. Stages 8 and 9 (outside of the facility) have achieved 100% presales.</p>
  342. <p>Bulk earthworks are underway, with civil works for Stages 5 to 7 scheduled to commence shortly.</p>
  343. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-40" data-row="script-row-unique-40" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-40"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-41"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338738340 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Munno Para<br /></span><span>(Smitham Road), SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The borrower is well advanced in negotiations with their preferred civil contractor, one of Australia’s largest.</p>
  344. <p>Execution of the civil works contract is anticipated by next month.</p>
  345. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-41" data-row="script-row-unique-41" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-41"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-42"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338745397 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Shepparton North, VIC</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>One lot settled in Stage 1 during the month and settlement of a further lot is expected to occur in June.</p>
  346. <p>Works within Stage 2 are in the final stages and practical completion is expected to be achieved early next month.</p>
  347. <p>Stage 3 works are underway, with bulk earthworks and sewer installations now complete.</p>
  348. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-42" data-row="script-row-unique-42" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-42"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-43"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338773914 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Perth, WA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The facility has been extended until 31 July 2025 to allow the borrower additional time to evaluate the offers received.</p>
  349. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-43" data-row="script-row-unique-43" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-43"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-44"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338786908 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Burpengary, QLD</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Due to inclement weather there has been a delay in construction commencement. Shadforth are now expecting to mobilise on site in early June.</p>
  350. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-44" data-row="script-row-unique-44" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-44"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-45"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338799785 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Munno Para (Andrews &amp; Hatcher Road), SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The borrower submitted the planning application for the proposed 213-lot subdivision in early January with preliminary council feedback expected in the coming months.</p>
  351. </div></div></div></div></div></div></div></div></div><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-45" data-row="script-row-unique-45" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-45"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-46"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338813663 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Elizabeth South, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Civil works continue to progress strongly, with over 75% of contracted works now complete. Precast walls have been installed for 22 of the 24 warehouses, roof sheeting is complete on 15, and storm water works are ongoing.</p>
  352. <p>Sales performance remains strong, with 7 sales executed, and several others in advanced negotiations.</p>
  353. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-46" data-row="script-row-unique-46" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-46"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-47"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338813663 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Devon Park, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Remediation works remain on schedule for completion by June. Slab removal has been completed across 50% of the site, and soil remediation is progressing as expected, with no unexpected contamination detected.</p>
  354. <p>Civil contractor tenders will be conducted throughout June, following the submission of council engineering approval in mid-May. Civil works are scheduled to commence in July 2025.</p>
  355. <p>Each lot release in the development has been well received by the market and fully sold. The sponsor will continue with staged releases to optimise value while ensuring ongoing presales compliance.</p>
  356. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-47" data-row="script-row-unique-47" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-47"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-48"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338813663 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Cowaramup, WA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The borrower is preparing the final submission for the amendment to the Local Structure Plan which will include the approved modifications. Final approvals are expected in late June.</p>
  357. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-48" data-row="script-row-unique-48" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-48"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-49"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338813663 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>New Farm, QLD</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The borrower is continuing discussions with major banks to secure a refinance, which is expected to accelerate as the facility term approaches maturity</p>
  358. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-49" data-row="script-row-unique-49" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-49"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-50"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338840499 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Icon Morwell, VIC</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Council has approved the Functional Layout Plan, marking a key milestone that materially reduces delivery risk. While there were minor delays, all required approvals to commence works have now been secured. Bulk earthworks commenced towards the end of the month and will continue into June.</p>
  359. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-50" data-row="script-row-unique-50" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-50"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-51"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338840499 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Morayfield, QLD</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>Construction is progressing steadily and the following works are currently underway:</p>
  360. <p>&#8211; Bulk earthworks are ongoing<br />
  361. &#8211; Sewer installation is well advanced<br />
  362. &#8211; Stormwater infrastructure is in progress<br />
  363. &#8211; Retaining wall construction is underway<br />
  364. &#8211; NBN installation is progressing</p>
  365. <p>Additionally, DA3 has now been approved for the residual land included in the facility, which is expected to unlock significant value within the broader project.</p>
  366. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-51" data-row="script-row-unique-51" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-51"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-52"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338840499 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Hackney, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The facility reached financial close during the month.</p>
  367. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-52" data-row="script-row-unique-52" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-52"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-53"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338840499 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="font-810153 fontsize-385977 font-weight-400" ><span>Enfield, SA</span></h3></div><div class="clear"></div></div></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column" ><p>The facility reached financial close during the month.</p>
  368. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-53" data-row="script-row-unique-53" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-53"));</script></div></div></div><div data-parent="true" class="vc_row row-container" id="row-unique-54"><div class="row no-top-padding no-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell  vc_custom_1736338840499 border-color-210407-color no-block-padding" style="border-style: solid;border-top-width: 1px ;padding-top: 100px ;padding-bottom: 100px ;" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-54" data-row="script-row-unique-54" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-54"));</script></div></div></div>
  369. </div><p>The post <a href="https://arkcapital.com.au/news-insights/investment-updates-may-2025/">Investment Updates: May 2025</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  370. ]]></content:encoded>
  374. </item>
  375. <item>
  376. <title>A Borrower’s Guide to Regulatory Compliance</title>
  377. <link>https://arkcapital.com.au/news-insights/borrowers-guide-regulatory-compliance/</link>
  379. <dc:creator><![CDATA[Marketing]]></dc:creator>
  380. <pubDate>Mon, 26 May 2025 22:00:52 +0000</pubDate>
  381. <category><![CDATA[News and Insights]]></category>
  382. <guid isPermaLink="false">https://arkcapital.com.au/?p=3317</guid>
  383.  
  384. <description><![CDATA[<p>Regulatory compliance might not be the most exciting part of securing private credit but it’s one of the most important. </p>
  385. <p>The post <a href="https://arkcapital.com.au/news-insights/borrowers-guide-regulatory-compliance/">A Borrower’s Guide to Regulatory Compliance</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  386. ]]></description>
  387. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-55"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column text-lead" ><p>If you&#8217;re a borrower looking to secure funding, understanding the compliance landscape can help you avoid delays, unexpected costs, or worse, deals falling through at the last minute. Last month, I worked with a developer seeking funding for a large industrial warehouse development in Silverwater, NSW. My role isn’t just about lending, it’s about helping borrowers set their project up for success.</p>
  388. <p>That starts with getting compliance right, from the beginning. By taking the time to structure their borrowing entity correctly and preparing upfront for Anti Money Laundering (AML) / Counter Terrorism Financing (CTF) and responsible lending checks, we were able to move from term sheet to settlement in record time. The lesson? Compliance isn’t a hurdle when managed early, it becomes a lever for speed and certainty.</p>
  389. </div><div class="uncode_text_column" ><p>One consistent pattern I’ve seen with successful borrowers? They come to us early, with clean structures and clear documentation. It’s not flashy but it’s what gets the deals done. That’s what this guide is about, making sure nothing gets missed. We work closely with our borrowers to ensure their funding structures are both commercially sound and fully compliant. Here’s what you need to know to keep your next deal running smoothly.</p>
  390. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4" ><span>Why Compliance Matters for Borrowers</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>Regulatory compliance isn&#8217;t just a box-ticking exercise. It impacts everything—from how quickly your loan is approved to how your project is funded and managed.</p>
  391. <p>Keeping on top of the rules means:</p>
  392. <ul>
  393. <li>Faster approvals – A deal that meets compliance standards moves through due diligence quicker.</li>
  394. <li>Lower risk – Avoid legal issues or changes to lending terms mid-deal.</li>
  395. <li>Better investor confidence – Lenders are more comfortable funding deals with clear, structured compliance.</li>
  396. </ul>
  397. <p>
  398. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>3 Key Compliance Factors Borrowers Should Know</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p><strong> Know Your Borrowing Entity </strong><br />
  399. Different loan structures have different compliance requirements. Are you borrowing as an individual, a trust, or a corporate entity? Each structure carries unique legal and financial obligations.</p>
  400. <p><strong> Understand Responsible Lending Obligations </strong><br />
  401. Even in the private credit space, lenders need to ensure responsible lending practices. This means providing clear documentation of your financial standing, security position, and the project’s viability.</p>
  402. <p><strong> Stay Ahead of AML/CTF Requirements </strong><br />
  403. AML and CTF laws require borrowers to provide transparent financial records. Delays in providing this information can hold up funding approvals.</p>
  404. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>Need Funding for Your Next Project?</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>We specialise in structuring compliant <a href="https://arkcapital.com.au/borrowers/" target="_blank" rel="noopener">private credit deals that work for borrowers</a>. If you’re looking for funding and want a lender that understands both the market and the compliance landscape, let’s chat.</p>
  405. <p><a href="https://arkcapital.com.au/contact/" target="_blank" rel="noopener">Get in touch today</a>.</p>
  406. </div><div class="uncode_text_column text-small" ><p>Article written by Jonathan McGrath, Executive Director – <a href="https://www.linkedin.com/in/jonathan-mcgrath-666845a/" target="_blank" rel="noopener">View LinkedIn</a></p>
  407. <p><span class="TextRun SCXW30386806 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="none"><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">The commentary in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">this article in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">no way </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">constitutes</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> a solicitation of</span> <span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">business or product advice</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.  </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">It is expressed solely as the opinion of the author</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">,</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> and as general information for the reader</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">. It i</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">s </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">not information to be relied upon in making investment decisions</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> </span></span><span class="EOP SCXW30386806 BCX0" data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p>
  408. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-55" data-row="script-row-unique-55" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-55"));</script></div></div></div>
  409. </div><p>The post <a href="https://arkcapital.com.au/news-insights/borrowers-guide-regulatory-compliance/">A Borrower’s Guide to Regulatory Compliance</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  410. ]]></content:encoded>
  414. </item>
  415. <item>
  416. <title>Bedrock Mortgage Fund: April 2025</title>
  417. <link>https://arkcapital.com.au/news-insights/bedrock-mortgage-fund-april-2025/</link>
  419. <dc:creator><![CDATA[Marketing]]></dc:creator>
  420. <pubDate>Tue, 13 May 2025 06:46:22 +0000</pubDate>
  421. <category><![CDATA[Bedrock]]></category>
  422. <guid isPermaLink="false">https://arkcapital.com.au/?p=3211</guid>
  423.  
  424. <description><![CDATA[<p>April was another solid month for Bedrock. The return at 11.10% annualised is consistent with the previous month and continues to be at a market leading level.</p>
  425. <p>The post <a href="https://arkcapital.com.au/news-insights/bedrock-mortgage-fund-april-2025/">Bedrock Mortgage Fund: April 2025</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  426. ]]></description>
  427. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-56"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4" ><span>Importantly in less certain times, it is delivered from a diverse portfolio of 23 loans to 18 borrowers, and we feel Bedrock is absolutely achieving the goal of risk reduction in delivery of its returns.</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>The fund’s bias remains weighted toward Residential and Industrial land and civil construction loans (77%), with an additional 19% invested in Industrial built-form loans. These loan types are preferred in the fund due to their typically lower complexity and reduced risk. The fund has no investments in residential built-form loans.</p>
  428. </div><span class="btn-container" ><a href="https://arkcapital.com.au/wp-content/uploads/2025/05/ArkCapital_FactSheet_2025_Bedrock_April.pdf" class="custom-link btn border-width-0 btn-default btn-icon-left">View Full Report</a></span></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-56" data-row="script-row-unique-56" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-56"));</script></div></div></div>
  429. </div><p>The post <a href="https://arkcapital.com.au/news-insights/bedrock-mortgage-fund-april-2025/">Bedrock Mortgage Fund: April 2025</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  430. ]]></content:encoded>
  434. </item>
  435. <item>
  436. <title>Commercial real estate debt (CRED): Is it worth the risk?</title>
  437. <link>https://arkcapital.com.au/news-insights/commercial-real-estate-debt-cred-is-it-worth-the-risk/</link>
  439. <dc:creator><![CDATA[Marketing]]></dc:creator>
  440. <pubDate>Mon, 12 May 2025 05:07:49 +0000</pubDate>
  441. <category><![CDATA[News and Insights]]></category>
  442. <guid isPermaLink="false">https://arkcapital.com.au/?p=3201</guid>
  443.  
  444. <description><![CDATA[<p>Are there risks in private credit? Absolutely. Commercial, particularly corporate lending can involve complex structures and limited transparency.  </p>
  445. <p>The post <a href="https://arkcapital.com.au/news-insights/commercial-real-estate-debt-cred-is-it-worth-the-risk/">Commercial real estate debt (CRED): Is it worth the risk?</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  446. ]]></description>
  447. <content:encoded><![CDATA[<div class="wpb-content-wrapper"><div data-parent="true" class="vc_row row-container" id="row-unique-57"><div class="row double-top-padding double-bottom-padding single-h-padding limit-width row-parent"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter"><div class="uncol style-light"  ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ><div class="vc_row row-internal row-container"><div class="row row-child"><div class="wpb_row row-inner"><div class="wpb_column pos-top pos-center align_left column_child col-lg-2 mobile-hidden single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" ></div></div></div></div></div><div class="wpb_column pos-top pos-left align_left column_child col-lg-10 single-internal-gutter"><div class="uncol style-light" ><div class="uncoltable"><div class="uncell no-block-padding" ><div class="uncont" style=" max-width:80%;" ><div class="uncode_text_column text-lead" ><p><span data-contrast="none">Asset-backed and unlisted securities can be challenging to monitor and value. And that&#8217;s precisely why investors need to understand the distinctions between different private credit strategies. </span><span data-ccp-props="{}"> </span></p>
  448. <p><span data-contrast="none">Real estate debt, with its tangible security and transparent valuation process, offers a compelling alternative to these more complex approaches. Critics, however, have argued that the private credit sector needs tighter regulation. However, this overlooks the substantial oversight already in place.</span><span data-ccp-props="{}"> </span></p>
  449. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4" ><span>The framework for responsible lending exists – we&#8217;ve been operating within it successfully for years.</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>As a private credit manager, Ark Capital holds an Australian Financial Services License (“AFSL”) issued and administered by ASIC, operating Managed Investment Schemes in accordance with the Corporations Act and regulated by ASIC, and complies with AML/CTF regulations administered by AUSTRAC. We undergo a statutorily required and independent annual AFSL audit, and our funds undergo independent annual financial audits. In addition, we maintain an independent risk and compliance committee.</p>
  450. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>Our strategic focus? Residential and industrial sectors.</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>This isn’t by accident. Land and land subdivision projects in particular offer shorter investment terms and lower construction risk compared to large-scale development projects. When combined with our extensive experience in development and construction, this helps us manage risk effectively while delivering consistent returns for our investors.</p>
  451. </div><div class="vc_custom_heading_wrap "><div class="heading-text el-text" ><h3 class="h4 text-color-prif-color" ><span>Our message is simple: not all private credit is created equal.</span></h3></div><div class="clear"></div></div><div class="uncode_text_column" ><p>By focusing on real estate debt, maintaining high transparency standards, and sticking to our core expertise, we&#8217;re demonstrating how private credit can deliver value to both borrowers and investors while still maintaining robust risk management standards.</p>
  452. </div><div class="uncode_text_column text-small" ><p><em>Article written by Peri Macdonald, Chief Executive Officer –<a href="https://www.linkedin.com/in/peri-macdonald-a5675612/"> View LinkedIn</a></em></p>
  453. <p><em><span class="TextRun SCXW30386806 BCX0" lang="EN-AU" xml:lang="EN-AU" data-contrast="none"><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">The commentary in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">this article in </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">no way </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">constitutes</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> a solicitation of</span> <span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">business or product advice</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.  </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">It is expressed solely as the opinion of the author</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">,</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> and as general information for the reader</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">. It i</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">s </span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">not information to be relied upon in making investment decisions</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis">.</span><span class="NormalTextRun Superscript SCXW30386806 BCX0" data-fontsize="14" data-ccp-charstyle="Emphasis"> </span></span><span class="EOP SCXW30386806 BCX0" data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></em></p>
  454. </div></div></div></div></div></div></div></div></div></div></div></div></div></div><script id="script-row-unique-57" data-row="script-row-unique-57" type="text/javascript" class="vc_controls">UNCODE.initRow(document.getElementById("row-unique-57"));</script></div></div></div>
  455. </div><p>The post <a href="https://arkcapital.com.au/news-insights/commercial-real-estate-debt-cred-is-it-worth-the-risk/">Commercial real estate debt (CRED): Is it worth the risk?</a> appeared first on <a href="https://arkcapital.com.au">Ark Capital</a>.</p>
  456. ]]></content:encoded>
  460. </item>
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