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  22. <title>Anti Aging Creams &#8211; Do They Really Work</title>
  23. <link>https://ioyerms.info/anti-aging-creams-do-they-really-work,html</link>
  24. <comments>https://ioyerms.info/anti-aging-creams-do-they-really-work,html#comments</comments>
  25. <pubDate>Sun, 26 Feb 2023 10:35:33 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
  27. <category><![CDATA[Uncategorized]]></category>
  28. <category><![CDATA[Fashion Design]]></category>
  29.  
  30. <guid isPermaLink="false">http://ioyerms.info/?p=66</guid>
  31. <description><![CDATA[Confusing terminologyThe anti-aging creams advertised on television and in magazines enthuse about Leuphasyl, coffeeberry, titanium, pro-retinol, alpha-hydroxy acids and peptides. Do you understand these terms? They blind us with supposed science and we think because something has a long chemical name it must be special and therefore must work.Testing the theoriesMany creams have been tested [...]]]></description>
  32. <content:encoded><![CDATA[<p> Confusing terminologyThe anti-aging creams advertised on television and in magazines enthuse about Leuphasyl, coffeeberry, titanium, pro-retinol, alpha-hydroxy acids and peptides. Do you understand these terms? They blind us with supposed science and we think because something has a long chemical name it must be special and therefore must work.Testing the theoriesMany creams have been tested and found to be only up to 10% successful &#8211; that&#8217;s not even visible to the naked eye. Others studies show that some moisturizers are doing the same job as expensive anti-aging creams &#8211; just moisturizing and nothing else.AHAs (Alpha-hydroxy acids) were once the must-have ingredient but since have been shown to make the skin more vulnerable to damage from the sun.Radical problemsScientists do agree on one point which is that one of the most aging effects on our skin is caused by &#8220;free radicals&#8221;. These rascally radicals are in the oxygen we breathe; the air around us; in pollution; in the chemicals we ingest or bathe in and they have a consistently damaging effect on the collagen (elasticity) of our skin from the time we are just 20 years old. We probably won&#8217;t notice a problem until we&#8217;re in our 30s; but it&#8217;s happening anyway and we cannot avoid it &#8211; but we can reduce the impact with the right anti aging creams.What has been proven to be effective?Also proven by modern science is the fact that we need a large quantity of the anti-oxidants that are the enemy of free radicals. We get a number of these anti-oxidants from fresh fruit and vegetables but applying anti ageing creams that contain the highest number of these free-radical predators could certainly make a huge difference to those wrinkles. Anti-oxidant creams have received wonderful reviews and testimonials to the fact that they CAN be truly effective.ResveratrolNo, that&#8217;s not the name of a specific anti-aging product &#8211; it&#8217;s the name of the best natural anti-oxidant found to date. In fact scientists are hailing Resveratrol as the most potent anti-oxidant ingredient in anti aging creams so wouldn&#8217;t it make sense to look out for high levels of Resveratrol in any product you buy?Are wrinkles inevitable?Simple answer: yes! I have already lived on the planet for over 47 years and my skin has wrinkled just as yours will (or has) and just as a new-born baby&#8217;s will someday too. But now, at last,we can at least decrease these unsightly signs of ageing and keep our skin looking softer, more youthful and more healthy than in any decade so far.SurgeryNot everyone wants surgery or painful injections to feel better about themselves but can we now have access to the real deal: anti ageing creams that show real, noticeable and delightful results? </p>
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  36. </item>
  37. <item>
  38. <title>There is an excessive amount of traffic coming from your Region.</title>
  39. <link>https://ioyerms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html</link>
  40. <comments>https://ioyerms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html#comments</comments>
  41. <pubDate>Sun, 26 Feb 2023 02:12:19 +0000</pubDate>
  42. <dc:creator>admin</dc:creator>
  43. <category><![CDATA[Uncategorized]]></category>
  44. <category><![CDATA[Fashion Design]]></category>
  45.  
  46. <guid isPermaLink="false">http://ioyerms.info/?p=64</guid>
  47. <description><![CDATA[#EANF#]]></description>
  48. <content:encoded><![CDATA[<p>#EANF#</p>
  49. ]]></content:encoded>
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  51. <slash:comments>0</slash:comments>
  52. </item>
  53. <item>
  54. <title>Trying to Lose Weight &#8211; Find Out the Most Important Nutritional Factor For Fat Loss</title>
  55. <link>https://ioyerms.info/trying-to-lose-weight-find-out-the-most-important-nutritional-factor-for-fat-loss,html</link>
  56. <comments>https://ioyerms.info/trying-to-lose-weight-find-out-the-most-important-nutritional-factor-for-fat-loss,html#comments</comments>
  57. <pubDate>Sat, 25 Feb 2023 21:02:52 +0000</pubDate>
  58. <dc:creator>admin</dc:creator>
  59. <category><![CDATA[Uncategorized]]></category>
  60. <category><![CDATA[Fashion Design]]></category>
  61.  
  62. <guid isPermaLink="false">http://ioyerms.info/?p=61</guid>
  63. <description><![CDATA[Fat loss is probably the most common health and fitness goal today and there are so many different products and programs designed to make people lose fat that it is virtually impossible to keep track of them all. Having different options for achieving fat loss is important, because no single approach will work for everyone, [...]]]></description>
  64. <content:encoded><![CDATA[<p> Fat loss is probably the most common health and fitness goal today and there are so many different products and programs designed to make people lose fat that it is virtually impossible to keep track of them all. Having different options for achieving fat loss is important, because no single approach will work for everyone, although some fat loss strategies definitely work better than others.I hope this is obvious, but any good long-term approach weight loss must involve making improvements in your nutrition and any product or program that promises fat loss without addressing nutritional issues is almost certainly a gimmick and a waste of money. The product may be beneficial, but you always have to address the nutritional component. The good news is there are many different fat loss programs that are effective. Interestingly, even though some of these programs involve very different eating habits, they often have some of the same fundamental strategies at their core.Some of the more popular nutritional strategies involve minimizing insulin level fluctuations, eating natural (unprocessed) foods, eating small meals throughout the day etc. The multitude of nutritional strategies and diets, along with current obesity rates, have resulted in a lot of research being done to learn more about the process of fat loss. Many studies have compared various eating strategies to figure out which ones work better than others and analysis has been done to determine what nutritional factors are most strongly linked to weight loss and fat loss.Of course, there are many factors that influence whether or not a fat loss program will be successful, but some things have been shown to be more important than others. One of the commonly studied factors is the percentage of calories consumed from fats, protein, and carbohydrates, otherwise known as the macronutrient profile. The macronutrient profile is one of the most obvious differences between nutritional programs or diets, with different programs focusing on things like minimizing carb intake, minimizing fat intake, having a balance between all three, etc.So many programs suggest that theirs is the best for fat loss because of the particular macronutrient profile of the foods, but it turns out this is not even the most important part of a meal plan, at least from a fat loss standpoint. When it comes to weight and fat loss, the number of calories consumed is more important than what type of calories you are consuming. Of course, the type of calories you consume does effect the number of calories you consume, so it is still important. The type of calories you eat also affects your overall health, but eating for health and eating for fat loss are not always the same thing.Even though the number of calories you consume is more important for weight and fat loss than the type of calories consumed, calorie consumption is still not the factor that is most strongly linked to fat loss. The single most important nutritional for fat loss is actually something called caloric density. Caloric density is a measure of how much a food weighs compared to how many calories are contained in that food. Simply stated, foods that weigh more and have fewer calories are better for fat loss than other foods.Researchers have found that the weight of the food you eat has more of an effect on how full or hungry you feel than the number of calories contained in the food. In other words, if two people with similar appetites each eat a pound of food, they should both feel equally full, even if one person ate twice as many calories as the other person. By eating foods that have fewer calories by weight, you will be able to minimize your feelings of hunger, which is one of the keys to long-term fat loss success.I should point out that while caloric density does not measure where the calories come from (fat, protein, carb), foods that have good caloric density scores usually have healthy characteristics. This is because many healthy components of food, such as water and fiber, have weight but do not add calories, so they will improve caloric density. On the other hand, foods that are very high in fat will have low caloric densities, because fat has more than twice the number of calories per weight than protein or carbs.By taking a look at the things that influence caloric density, we can see that while it does not directly measure calorie content or macronutrient profiles, the caloric density of a food is essentially a partial measure of both things. Another interesting thing is that many foods with the best caloric density scores are healthy vegetables, which are considered good foods to eat on virtually every type of nutritional program or diet.It is important to keep in mind that eating foods just based on their caloric density will not guarantee you will have a well balanced diet. You still need to include a certain amount of fat, particularly healthy fats (omega-3 oils), and quality protein if you want to achieve fat loss and good health. However, other things being similar, a person who eats foods with good caloric densities should lose more weight and more fat than a person who eats foods with poor caloric densities.Finally I want to point out that caloric density and and other nutritional components are only one part of the fat loss equation. The most successful programs always incorporate both nutrition and exercise. Following a nutrition program that focuses on eating a well-balanced combination of foods with good caloric densities should result in fat loss, but your results will be significantly better if you consistently include challenging workouts into your routine. </p>
  65. ]]></content:encoded>
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  67. <slash:comments>0</slash:comments>
  68. </item>
  69. <item>
  70. <title>How to Become a Fashion Designer Without Going to Fashion School</title>
  71. <link>https://ioyerms.info/how-to-become-a-fashion-designer-without-going-to-fashion-school,html</link>
  72. <comments>https://ioyerms.info/how-to-become-a-fashion-designer-without-going-to-fashion-school,html#comments</comments>
  73. <pubDate>Fri, 10 Feb 2023 18:30:20 +0000</pubDate>
  74. <dc:creator>admin</dc:creator>
  75. <category><![CDATA[Uncategorized]]></category>
  76. <category><![CDATA[Fashion Design]]></category>
  77.  
  78. <guid isPermaLink="false">http://ioyerms.info/?p=59</guid>
  79. <description><![CDATA[The glitz and glamour of the fashion industry is more reachable than you think. Although high-profile personalities tend to make couture wear and high-fashion seem so difficult to own, this projection exists to make people think high-end clothing can never be recreated, when the truth is, sewing these clothes together is as easy as tying [...]]]></description>
  80. <content:encoded><![CDATA[<p> The glitz and glamour of the fashion industry is more reachable than you think. Although high-profile personalities tend to make couture wear and high-fashion seem so difficult to own, this projection exists to make people think high-end clothing can never be recreated, when the truth is, sewing these clothes together is as easy as tying your shoelace.Becoming a fashion designer might have been your dream, but the high costs of sending yourself to fashion school might have discouraged you to pursue that goal. Fortunately, with the boom of the internet, learning the fundamentals of fashion designing and sewing becomes easier to acquire online. Furthermore, you do not have to leave your home and comply with piles and piles of school requirements because you can learn whenever, wherever.To become a successful designer for couture and casual wear, you need to have persistence and passion for fashion. You need to have a penchant for drawing, designing, and rebuilding new things from older sources. You need to be inventive and innovative at the same time since designs that do well in the fashion world are those that are fresh and striking.Another important lesson you need to understand is sewing; basically, you need to know how to sew, cut clothes, and picking the write textiles. Try this activity: go through your closet and simply feel the cloth used on your dresses, shirts, jackets and coats. Spend as much time as you can to understand which textile would do well for shirts, dresses and pants.There are books that tell aspiring fashion designers which cloth would go well for what type of clothing; if you have one, use this as a guide to help you with your designing, but if you don&#8217;t, there are sewing handbooks that come with a guide to help you select the right textile for clothes.The third and probably the most important thing you need to understand before becoming a fashion designer is sewing. You will be doing a lot of sewing to show customers what you have created lately. If you find work in a fashion house, you will have to create your clothes yourself and pitch your idea to your boss. If you become a freelance fashion designer, consequently, you need to show your work to your potential clients. </p>
  81. ]]></content:encoded>
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  83. <slash:comments>0</slash:comments>
  84. </item>
  85. <item>
  86. <title>Skills Needed to Run a Successful Home Business</title>
  87. <link>https://ioyerms.info/skills-needed-to-run-a-successful-home-business,html</link>
  88. <comments>https://ioyerms.info/skills-needed-to-run-a-successful-home-business,html#comments</comments>
  89. <pubDate>Fri, 10 Feb 2023 10:37:55 +0000</pubDate>
  90. <dc:creator>admin</dc:creator>
  91. <category><![CDATA[Uncategorized]]></category>
  92. <category><![CDATA[Home Business]]></category>
  93.  
  94. <guid isPermaLink="false">http://ioyerms.info/?p=57</guid>
  95. <description><![CDATA[Home business have become a profitable option for many people during the recession. It helps a lot to solve the unemployment problem. Combining the best home business idea with the best home business opportunity is the key to get success and make a profit.Skills you require at home businesses One of the most important skills [...]]]></description>
  96. <content:encoded><![CDATA[<p> Home business have become a profitable option for many people during the recession. It helps a lot to solve the unemployment problem. Combining the best home business idea with the best home business opportunity is the key to get success and make a profit.Skills you require at home businesses<br />
  97. One of the most important skills you need to start your work from home venture is self-discipline. You will be your own boss. As a business owner, you have to make plans and stick to them.<br />
  98.  That is why it is essential to have an idea about time management. It should include your working hours as well as time to spend with your family. Make sure that you will get time for both occasions.<br />
  99. To start work from home, some business skills are required as well. It is important to implement your business idea effectively. You should have basic knowledge about your home based business. You should also be clear about legal issues.<br />
  100. While starting a home based business, you should need problem solving skills and inventiveness. Creativity is often needed even before starting your venture.<br />
  101. Finally it is important to have personable skills to run a successful business from home. No business can be run in seclusion. You have to maintain a good relationship with your suppliers and customers.<br />
  102. Basic requirements-Even if you have a home based business, you may have to accept credit card payments. It will be helpful if you have an e-commerce website.-You should hire a person who can easily handle your accounting responsibilities.-If you run a retail business, it would be tough to store products. In that case, you can contact with fulfillment services companies.-The best possible way to promote your work from home is internet marketing. A well-designed website is the best option to reach your customers. Some of the useful online marketing methods are SEO pay-per-click advertisements and e-mail marketing options.- Before starting your venture, you should make a list of the things required and prepare a budget.Make it a success storyFirst an entrepreneur should ensure that will side with his home based business and give his best effort to reach to his potential customers. That&#8217;s why right attitude is important at home based businesses. After that, you have to find out your strength and weakness.If a home based business entrepreneur wants to become successful, he has to follow the tips and suggestions of other marketers. You can browse through various social media sites, blogs and home based business marketing forums to find useful contacts.It is essential to make out the profiles of different marketers as they all are good on certain topics. By this way a marketer can increase his followers.You should also know how to use your natural strength and abilities effectively. You have to add your own style to home business marketing strengths. It will help the brand to grow.And last but not the least is advertising. You need active marketing to grow your work from home. </p>
  103. ]]></content:encoded>
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  105. <slash:comments>0</slash:comments>
  106. </item>
  107. <item>
  108. <title>Home Business: Additional Sources of Income</title>
  109. <link>https://ioyerms.info/home-business-additional-sources-of-income,html</link>
  110. <comments>https://ioyerms.info/home-business-additional-sources-of-income,html#comments</comments>
  111. <pubDate>Thu, 09 Feb 2023 15:14:57 +0000</pubDate>
  112. <dc:creator>admin</dc:creator>
  113. <category><![CDATA[Uncategorized]]></category>
  114. <category><![CDATA[Home Business]]></category>
  115.  
  116. <guid isPermaLink="false">http://ioyerms.info/?p=55</guid>
  117. <description><![CDATA[If you are looking for an additional business system to earn for you some extra money, why not start up a business at home itself. Today there are various ways one can make good additional income from home. Home business has predominantly increased in the recent years because of its scope and flexibility. Unlike the [...]]]></description>
  118. <content:encoded><![CDATA[<p> If you are looking for an additional business system to earn for you some extra money, why not start up a business at home itself. Today there are various ways one can make good additional income from home. Home business has predominantly increased in the recent years because of its scope and flexibility. Unlike the regular office job, home business is not time dependent for running successfully. All it requires is a good understanding of what business you should start and how to make your business reach the market.Most home business systems however are dependent on the Internet. So, primarily it is important that you have a computer and a good internet facility at home. Nevertheless, having an internet connection and computer will help you enlarge your network across many location and ultimately across the globe. The entire business set up you plan depends on what product or service you are capable of selling. There are various streams of home business that you can choose from depending your experience, skills, or knowledge.Affiliate MarketingOne of the most established home business includes affiliate marketing. In this business, you basically contribute selling products and services of other brands through your own web site. This business works best for people having a strong understanding of such marketing strategies. This kind of business is even more appealing, if you have knowledge of what products to choose for promoting. The more the product is sold, the higher revenue is generated by the owner of the product. A small part of that revenue is the remuneration for your contribution. So, it is vital that you know which products are in demand and how to promote them through your web site. The faster the product sale is, the higher your earnings are.Direct Product SellingDirect product selling is different from affiliate marketing in that you have to sell your own products. However, there are two different approaches in this stream of home business.Selling Used ProductsFirst, you can sell all unused household stuff through some online shopping site, such as e-bay. It is likely that there are certain products always lying at home unused but may be helpful for other people in your locality or other areas. In this approach you may need to do minor repairing of the products to make them worth usable. You must also do some good researching in finding potential buyers to purchase your product for the cost you quote.Selling New ProductsSecond, you can create new products and sell them in the market, either in person or online. This approach of home business is applied to certain skilled people. For example, if you are skilled in creating software or hardware that can help your neighbors avoid spending for similar but expensive products, you are good to start a suitable home business. Most home mothers are good in making jewelry. Jewelry is something that every neighboring woman would love to purchase without having to move around in a busy market. There are many such products people find hard to find in markets. So selling new or used products can be one of the suitable home businesses for some additional income. However, you need to spend quality time in widening your products and promoting them efficiently.Writing and PublishingAre you a good writer and do you understand what many of the readers prefer reading? If so, let your writing skills make a good business for you at home at your own comfortable time. There are various websites that allow you to publish relevant articles from a variety of topics. While readers navigate through the Internet (say Google), they click the links displayed to read an entire topic. So, if the link is the link to the article you have written and published, you gain traffic to your web page. It is important that your article is reader-friendly, simple, and based on some current trending topics. You should also know how to pull traffic to your web page. Many ad campaign services, such as Google Adsense, Kontera, etc., also generate revenue when people visit their posts while going through your webpage. Based on the number of visitors to your article page and the revenue generated by the ad services, your income is calculated. Therefore, it is important that your article must have maximum traffic to make a good extra income for you.You can also write a helpful e-book and publish on various websites or even sell them through websites, such as Docstoc and Constant Content. E-book business has been a most reliable source of additional income.So, by utilizing your writing skills you can spare a few hours of your day and writing articles and publish them daily. To publish an e-book, you will need to spend time regularly to complete writing an e-book with quality and useful information and then make it worth selling.Freelancing ServicesFreelancing jobs are predominant nowadays because it results in immediate access to your earnings. There are various websites posting freelancing jobs where the client posts the desired job for a fixed or hourly price and contractors bid on the job with an amount they think they can work for. One or more suitable candidates get the job to be completed within a specified timeline for a finalized price. Even this home business requires a computer with internet facility so that one can find a suitable freelancing job and communicate with the client as and when required.Catering ServicesAnother important and interesting home business streams is providing catering services. In localities where students or employees staying alone have no time to cook their own food, one can offer to prepare food for them at a nominal price. In many offices, employees require good food from a reliable caterer. Catering services can be done at your home if you have the minimum space required to meet the needs of setting up this business. In the beginning, you can do it alone if the number of customers is less. However, as your home business grows, you may need to hire people to join your business so that you can run your catering service effectively.Door-To-Door Service OfferingDoor-to-door service offering is an open-ended business. This kind of business may not always be done from your home, but your home is the best place to start this kind of business. The various services that you can provide in this approach include:</p>
  119. <p>Tutoring school kids<br />
  120. Counseling people in your locality for higher education of their children<br />
  121. Providing support for gardening at your neighbors&#8217; garden<br />
  122. Looking after working couple&#8217;s kids as in daycare<br />
  123. Working as a financial advisor or insurance advisorThe scope of home business is vast in terms of finding a suitable business stream to start right from your home. But the success of home business greatly depends on your skills, knowledge, interest, and efforts. Like every business, home business requires a well defined plan for execution. Start making extra income by setting up a suitable home business stream. </p>
  124. ]]></content:encoded>
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  126. <slash:comments>0</slash:comments>
  127. </item>
  128. <item>
  129. <title>Is Business For Sale By Owner a Good Investment?</title>
  130. <link>https://ioyerms.info/is-business-for-sale-by-owner-a-good-investment,html</link>
  131. <comments>https://ioyerms.info/is-business-for-sale-by-owner-a-good-investment,html#comments</comments>
  132. <pubDate>Sun, 05 Feb 2023 00:43:27 +0000</pubDate>
  133. <dc:creator>admin</dc:creator>
  134. <category><![CDATA[Uncategorized]]></category>
  135. <category><![CDATA[accounting]]></category>
  136. <category><![CDATA[Business]]></category>
  137. <category><![CDATA[companies]]></category>
  138. <category><![CDATA[google]]></category>
  139. <category><![CDATA[near me]]></category>
  140. <category><![CDATA[offices]]></category>
  141. <category><![CDATA[restaurant]]></category>
  142. <category><![CDATA[sale]]></category>
  143. <category><![CDATA[services]]></category>
  144.  
  145. <guid isPermaLink="false">http://ioyerms.info/?p=53</guid>
  146. <description><![CDATA[Buying a business for sale by owner is not a decision that should be taken lightly, not only is it a huge investment in terms of money it is also a big investment of time, skills, and knowledge. While there are thousands of businesses in the offering, deciding on which one to put your money [...]]]></description>
  147. <content:encoded><![CDATA[<p> Buying a business for sale by owner is not a decision that should be taken lightly, not only is it a huge investment in terms of money it is also a big investment of time, skills, and knowledge. While there are thousands of businesses in the offering, deciding on which one to put your money requires time and research to make a good business decision.Do a through research; find the business you would be interested in, and all other information you need to know before signing on the dotted line.Here are some questions you need to ask yourself before you begin your search:Decide on the type of business do you would like to invest in?<br />
  148. What skills and knowledge do you have in running a successful business?<br />
  149. How much do you wish to invest in a business?<br />
  150. Who will run the business and what staff requirements are needed to make the business profitable and successful?Once you have decided what type of business you wish to invest in, you then need investigate all aspects about the business. What is required to run a successful business? The location of the business and what competition is already in place, it&#8217;s no use buying a business when there are 20 other similar business doing the same thing. Healthy competition is good for business but if the market it over saturated then there is very little chance of it being successful.What legal aspects need to be dealt with, do you have sufficient knowledge to be able to complete the transaction?Search for the sale by owner business that you are interested in, and then find out everything you can about it. Why the owner wishes to sell. Ask to see the books and study them carefully. What are the running costs, if you inherit the staff, what are their salaries, incentive bonuses, do a survey among other business owners in the local and find out what sort of reputation the business has.Is the business run from leased premises or is the building owned by the business. If owned, check if the sale includes the building or of a lease can be negotiated. Be aware of what outstanding debts and if you inherit these debts. Buying a sale by owner business if researched thoroughly can be a good investment and you will be richly rewarded. </p>
  151. ]]></content:encoded>
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  153. <slash:comments>0</slash:comments>
  154. </item>
  155. <item>
  156. <title>A Look At Social Networking For The Automotive Industry</title>
  157. <link>https://ioyerms.info/a-look-at-social-networking-for-the-automotive-industry,html</link>
  158. <comments>https://ioyerms.info/a-look-at-social-networking-for-the-automotive-industry,html#comments</comments>
  159. <pubDate>Sat, 04 Feb 2023 20:59:57 +0000</pubDate>
  160. <dc:creator>admin</dc:creator>
  161. <category><![CDATA[Uncategorized]]></category>
  162. <category><![CDATA[aftermarket]]></category>
  163. <category><![CDATA[auto market]]></category>
  164. <category><![CDATA[auto shop]]></category>
  165. <category><![CDATA[auto.used cars]]></category>
  166. <category><![CDATA[automobile]]></category>
  167. <category><![CDATA[automotive news]]></category>
  168. <category><![CDATA[autos]]></category>
  169. <category><![CDATA[car news]]></category>
  170. <category><![CDATA[dealer]]></category>
  171. <category><![CDATA[mechanic]]></category>
  172. <category><![CDATA[parts]]></category>
  173. <category><![CDATA[vehicle]]></category>
  174.  
  175. <guid isPermaLink="false">http://ioyerms.info/?p=50</guid>
  176. <description><![CDATA[Social networking for the automotive industry seems a bit hard to fathom. With all of the sites out there doing it, but only concentrating on a couple of different sectors of the industry. The way I see it for this to work, it needs to be more all-inclusive.The automotive a whole is having hard times [...]]]></description>
  177. <content:encoded><![CDATA[<p> Social networking for the automotive industry seems a bit hard to fathom. With all of the sites out there doing it, but only concentrating on a couple of different sectors of the industry. The way I see it for this to work, it needs to be more all-inclusive.The automotive a whole is having hard times right now, and believe me they are all looking for ways to make their businesses perform better. They go to the web because it&#8217;s one of the best places to push their businesses without having to spend more money then they can afford.With all of the buzz on the net about social networking, you can bet they are looking in to it, just as I did. A lot of them are probably finding the exact same thing as I did, that there are no social networks that are directly related to their business.Why on earth would you join a social network that doesn&#8217;t relate to your business? I know I wouldn&#8217;t do it, if they are looking to promote their business by the use of a social network, it just makes sense to look for like minded people in the social networks.It stands to reason that a person who is looking to promote their auto restoration shop, doesn&#8217;t want to join an automotive social network that is aimed at new car dealers. What point is there to spend the time that it takes to network with people there.Social networking takes a lot of time to do right. You need to figure out the best way to use it for your business. It takes hours of studying to get it right, you need to know demographics, and why the customers would respond to your as opposed to another person.If you on the network that is aimed at you specific sector you increase you chances of it working for you greatly. Although a lot of the automotive industry still has no place to go for this, people are out there wondering why automotive social networking seems to be failing as a whole.The bottom line is there is no such a thing as the idea of as a whole, it is just a few sectors of the industry that are covered in the social networking universe. I wonder how these people have come to a conclusion that it&#8217;s failing as a whole, when that doesn&#8217;t exist yet.When you take a slice of pie, you can&#8217;t know the entire story of that pie. No I don&#8217;t think that automotive social networking as a whole has failed, I think that it need to have deeper exploration. The automotive industry is a tough way to make a living.A lot of the people in the industry feel as if they got left out in the cold, if you give them a nice warm fuzzy place to call home, you can bet they will swoon right on it. They will attack like a pack of vultures, but they need to fell like they are getting something from it.In the automotive industry we don&#8217;t have piles of money sitting around to experiment with, we need things to work the first time. I realize that most of these web sites don&#8217;t charge to join them, but it does take a person a lot of time to make them work. </p>
  178. ]]></content:encoded>
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  181. </item>
  182. <item>
  183. <title>Crypto Currency Vs Fiat Currency</title>
  184. <link>https://ioyerms.info/crypto-currency-vs-fiat-currency,html</link>
  185. <comments>https://ioyerms.info/crypto-currency-vs-fiat-currency,html#comments</comments>
  186. <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate>
  187. <dc:creator>admin</dc:creator>
  188. <category><![CDATA[Uncategorized]]></category>
  189. <category><![CDATA[cash]]></category>
  190. <category><![CDATA[Crypto currency]]></category>
  191. <category><![CDATA[currency]]></category>
  192.  
  193. <guid isPermaLink="false">http://ioyerms.info/?p=48</guid>
  194. <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description>
  195. <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p>
  196. <p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p>
  197. <p>In cashless society- crypto money play a huge role</p>
  198. <p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p>
  199. <p>Crypto currency and fiat currency are always at loggerheads</p>
  200. <p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p>
  201. <p>Differentiating in what the currencies stand for</p>
  202. <p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p>
  203. <p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn&#8217;t have any backup from the central government or bank.<br />
  204. Hence, the difference between crypto currency and fiat currency is noted as follows:</p>
  205. <p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p>
  206. <p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p>
  207. <p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p>
  208. <p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p>
  209. <p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p>
  210. <p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p>
  211. <p>The different types of crypto and fiat currencies</p>
  212. <p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p>
  213. <p>The differences in the anonymity between the two currencies</p>
  214. <p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don&#8217;t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don&#8217;t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p>
  215. <p>Fiat currency vs crypto currency: transparency level</p>
  216. <p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others&#8217; transactions.</p>
  217. <p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p>
  218. <p>A comparative historical roots</p>
  219. <p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p>
  220. <p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p>
  221. <p>A comparative history of the two currencies:</p>
  222. <p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p>
  223. <p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p>
  224. <p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p>
  225. <p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn&#8217;t receive as much attention as Bitcoin.</p>
  226. <p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p>
  227. <p>The traits of both the currencies</p>
  228. <p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p>
  229. <p>Let us compare their traits with respect to certain factors.</p>
  230. <p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p>
  231. <p>• As per the portability is concerned both the currencies secure more or less the same position.</p>
  232. <p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p>
  233. <p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p>
  234. <p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p>
  235. <p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p>
  236. <p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p>
  237. <p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p>
  238. <p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p>
  239. <p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p>
  240. <p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p>
  241. <p>The process of the functioning of the currencies</p>
  242. <p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don&#8217;t need any third party association.</p>
  243. <p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p>
  244. <p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p>
  245. <p>Is Bitcoin, a crypto currency better than the fiat-currency?</p>
  246. <p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p>
  247. <p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p>
  248. <p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p>
  249. <p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p>
  250. <p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p>
  251. <p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p>
  252. <p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p>
  253. <p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p>
  254. <p>Crypto currencies seem to be a favorable option among the people</p>
  255. <p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p>
  256. <p>Send money anywhere directly without waiting for the bank&#8217;s approval</p>
  257. <p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don&#8217;t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn&#8217;t come under the law and regulations of the government, nobody has any power to do anything with your account.</p>
  258. <p>The blockchain technology has a very big role to play</p>
  259. <p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>
  260. ]]></content:encoded>
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  264. <item>
  265. <title>Are You Choosing the Right Stock Market Advisory Company</title>
  266. <link>https://ioyerms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link>
  267. <comments>https://ioyerms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments>
  268. <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate>
  269. <dc:creator>admin</dc:creator>
  270. <category><![CDATA[Uncategorized]]></category>
  271. <category><![CDATA[financial]]></category>
  272. <category><![CDATA[help you]]></category>
  273. <category><![CDATA[planners]]></category>
  274. <category><![CDATA[point]]></category>
  275.  
  276. <guid isPermaLink="false">http://ioyerms.info/?p=46</guid>
  277. <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn&#8217;t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description>
  278. <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn&#8217;t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p>
  279. <p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p>
  280. <p>How much assistance do you actually require?</p>
  281. <p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p>
  282. <p>Choose a top ranked advisory company</p>
  283. <p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p>
  284. <p>Asking for a sample financial plan initially makes sense</p>
  285. <p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p>
  286. <p>Conclusion</p>
  287. <p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p>
  288. <p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>
  289. ]]></content:encoded>
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