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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>vapcyms.info</title> <atom:link href="http://vapcyms.info/feed/" rel="self" type="application/rss+xml" /> <link>https://vapcyms.info</link> <description></description> <lastBuildDate>Tue, 22 Aug 2023 10:17:13 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Shopping Around for the Best Commercial Loans</title> <link>https://vapcyms.info/shopping-around-for-the-best-commercial-loans/</link> <comments>https://vapcyms.info/shopping-around-for-the-best-commercial-loans/#comments</comments> <pubDate>Thu, 06 Apr 2023 18:53:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Loans]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=65</guid> <description><![CDATA[There are more commercial loan opportunities available today than ever before. That may seem strange in light of what the economies of the United States and the rest of the world have just been through, but it makes sense if you think about it. Banks and lending institutions took a beating back in 2008 because [...]]]></description> <content:encoded><![CDATA[<p> There are more commercial loan opportunities available today than ever before. That may seem strange in light of what the economies of the United States and the rest of the world have just been through, but it makes sense if you think about it. Banks and lending institutions took a beating back in 2008 because of poorly written personal loans and mortgages. All of those “creative” financial vehicles were tailored for the average consumer, not the small business owner. Commercial lending rules haven’t changed much, but the number of loan types has increased.Before you can “shop” for commercial loans, there are a few preparatory steps you need to take. A business plan will be required, so don’t think you can get by without one. If you’re legitimately trying to improve your business you should have one anyway. Evaluations of your current status and a plan for the future are two items you should have on hand at all times. They can aid you in the loan application process and help you keep your finger on what’s going on with your business.The next item on your pre-shopping list is choosing the amount that you need. Commercial loans come in all shapes and sizes. If you need a million dollars, justify asking for it by showing how it will be spent. This is also the stage of the process where you’ll start to think about what type of loan you’ll be seeking. Standard secured working capital loans are the easiest to come by, but for your situation a cash advance on credit card sales or unpaid invoices might be a better choice. Advances work best if you’re buying inventory that will be liquidated to pay back the lender.Get a firm grasp on your company’s present financial picture, a plan for the future, a preferred loan type, and an amount that you’re shooting for; now you can shop your request around. You can do this the old-fashioned way, by physically visiting a number of lending institutions, or you can use modern technology and shop your request over the internet. There are sites online where you can fill out one application and have it submitted to multiple lenders. If you’ve done the set-up work correctly, you should have the money you need in a few days. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/shopping-around-for-the-best-commercial-loans/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Bring An Aura To Both Your Home Interiors And Exteriors With St Francis Statues</title> <link>https://vapcyms.info/bring-an-aura-to-both-your-home-interiors-and-exteriors-with-st-francis-statues/</link> <comments>https://vapcyms.info/bring-an-aura-to-both-your-home-interiors-and-exteriors-with-st-francis-statues/#comments</comments> <pubDate>Thu, 06 Apr 2023 16:23:05 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[home]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[Home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=63</guid> <description><![CDATA[It is good news for all statue lovers out there who are planning to adorn their home interiors or exteriors with St. Francis statues. These items are available in a wide variety of choices ranging right from animal figures like birds and wolf or a statue along with an embracing figure of Christ or the [...]]]></description> <content:encoded><![CDATA[<p> It is good news for all statue lovers out there who are planning to adorn their home interiors or exteriors with St. Francis statues. These items are available in a wide variety of choices ranging right from animal figures like birds and wolf or a statue along with an embracing figure of Christ or the baby St. Francis statue. You will surely fall in love with these enchanting figures and they will add inimitable grace to your garden area or home interiors. They are made out of different materials like terracotta, marble, porcelain or alabaster.You can select a piece for your home as per your needs and requirements matching them with your décor. Whatever material or styles you select, a St. Francis statue brings the same amount of aura in your home space. Consider adding this statue in one of those empty corners of your living room for instant admiration from all your guests. Vouch on these statues to add great charm to your garden areas. Consider keeping them in your backyards or main garden areas to catch maximum eyeballs of the passerby. These statues bring out the natural beauty of any surroundings and each of its figurines is beautiful rendition of a particular scene that is quite familiar to all of us.When it comes to the quality and durability of a St. Francis statue, undoubtedly it is the perfect combination of class and affordability. Yes, if you only judge these statues with their looks, they may look like expensive stuffs but in reality, these statues are worth the value of your money. These figures have become the most popular choice among home decorators as price wise, they are quite affordable. What else can you ask for when you can afford a beautiful St. Francis statue that matches your budget and tastes, you got to check out these ‘not-to-miss things’. </p>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/bring-an-aura-to-both-your-home-interiors-and-exteriors-with-st-francis-statues/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Highly Effective Digital Marketing Strategies</title> <link>https://vapcyms.info/highly-effective-digital-marketing-strategies/</link> <comments>https://vapcyms.info/highly-effective-digital-marketing-strategies/#comments</comments> <pubDate>Thu, 30 Mar 2023 15:35:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=61</guid> <description><![CDATA[Would you like to learn some highly effective digital marketing strategies? But first of all, what is “digital marketing”? Some people believe it’s a different form of internet marketing, but in truth, it’s actually the same thing. These days people come up with all different kinds of terms to re-describe the same thing. Digital marketing [...]]]></description> <content:encoded><![CDATA[<p> Would you like to learn some highly effective digital marketing strategies? But first of all, what is “digital marketing”? Some people believe it’s a different form of internet marketing, but in truth, it’s actually the same thing. These days people come up with all different kinds of terms to re-describe the same thing. Digital marketing is the same thing – people are just trying to profit off of a different wording of the same topic.I’m sure you’ve probably also heard the terms: “inbound marketing”, “influencer marketing”, “outbound marketing”, and etc. But all of those are the same concepts of internet marketing strategies that have been already tested and proven to work. These people are just now figuring this stuff out. So digital marketing is just internet marketing. And also, some people get it confused with eBook marketing.If you’ve ever heard of someone say “digital download”, that means that a product will be available for you to download immediately after you order. This is called a “digital product”. This is not digital marketing in its full form. Digital marketing is just a familiar term that people interchangeably use to describe tactics for promoting your products on the internet. With that out of the way, would you finally like to learn some highly effective digital marketing strategies?I want to go over a few concepts that will allow you to soar past your competitors and get you the increased traffic, sales, and profits that you are looking for. These tactics are easy to use and implement, and are simple ways that you can improve everything that you’re doing within a short period of time. Let’s take a look at the first strategy that you can use to improve your digital marketing efforts:1) Guest blog postsIt doesn’t matter what industry or niche that you operate in. With guest blog posts, you can stand out and position yourself as the “go to person” in your niche for whatever you do. You will stand out as the authority and the expert that people will instantly think of whenever your line of work comes to mind. This is essential to know, because credibility is everything online, and standing out as the obvious expert is a crucial step in gaining more new sales.So I guess you’re wondering what guest blog posts are huh? It’s okay if you don’t know. A guest blog post is simply a lengthy and informative blog post about something that you’re knowledgeable about. The blog that you submit your guest blog post to should be in your niche, and shouldn’t be a rival competitor of yours. Do you know why this is such a highly effective strategy?Usually high traffic and famous blogs in your niche will have a high readership. This means TONS of free promotion for you and your website – should your information be good – and should the blog owner request that you send more blog posts. If you can get a partnership where the blog owers wants to exclusively collaborate with you because you offer great content, this could be an endless supply of free traffic for you.Plus, you have to think about the syndication that this will get you also on social media. The more blogs you post on, and the awesome job that you do, the more your reputation will increase, and the more you will become an expert on your subject. Soon people will be coming to you, looking for more of your great information that they can use in their lives. Here’s another highly effective digital marketing strategy that you can do:2) Viral eBook marketingViral eBook marketing can do wonders for your website traffic and your business. Imagine writing a free eBook about a topic in your niche, and having it available for download on your website. You can put your website link(s) all over it, and tell the readers that they can offer it for free on their website (as a form of free content), and that they should pass it around to their friends and colleagues.This can be an amazing free traffic tool for you. The more people who download it will have the ability to use it for themselves, offer it for free, and recommend it to others. Soon with enough people downloading your free eBook, it can take off on its own and be a major traffic tool for you without you doing a thing. As long as the content is good and it benefits people, offer it on your website and let it do its thing.You will want to include your homepage link inside of it, your affiliate program link, a link to your blog or articles page, and a link to a page that has your products or services on it. That way while people are reading through your book, they will have the chance to click through to your site multiple times and potentially sign up for one of your offers. This can be a big deal.Not only that, you can submit it to the free eBook directories. eBook directories store your eBook for people to read, download, and use for promotional content on their site. Plus on some eBook directories, they require a direct link – thus giving you a high quality and relevant backlink to your site. This is digital marketing 101, and once you put it into use, you’ll see how well it can work for your business.These are 2 highly effective digital marketing strategies that you can use to improve your traffic, sales and profits right away. There are many more techniques that you can use to boost your sales for your website, but these 2 alone can put you over and above your competitors. The biggest thing to understand is that it takes repetitive efforts, and daily work to make any digital marketing strategy work. You don’t get results and make money if you’re lazy. So keep that in mind. Good luck! </p>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/highly-effective-digital-marketing-strategies/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Stages of Technology Adoption</title> <link>https://vapcyms.info/5-stages-of-technology-adoption/</link> <comments>https://vapcyms.info/5-stages-of-technology-adoption/#comments</comments> <pubDate>Thu, 30 Mar 2023 14:06:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=58</guid> <description><![CDATA[Schools across the globe are going through a growth spurt of sorts, which is both painful and unavoidable. I’m talking, of course, about technology integration. Maybe your class is using a COW (Computer on Wheels) cart once a week or maybe every student in your school is suddenly holding an iPad and administrators are throwing [...]]]></description> <content:encoded><![CDATA[<p> Schools across the globe are going through a growth spurt of sorts, which is both painful and unavoidable. I’m talking, of course, about technology integration. Maybe your class is using a COW (Computer on Wheels) cart once a week or maybe every student in your school is suddenly holding an iPad and administrators are throwing around the dreaded phrase “going paperless.” Whatever the level of technology integration, we all seem to be in some state of transition toward new technology at any given time. The painful truth, though, is that no matter how many professional development sessions we receive or how many tools we are given, many adults struggle to adapt to new technology. We approach the new school year fully aware that our students will hack the media and turn it to their own deviant uses before we as teachers even learn to turn the device on. The solution to this problem is simple. It’s time to take a page from our students’ playbook. We need to jump quickly over the hurdles of trepidation, fear, and distrust, in order to come out ahead in the technology race.Beat the Fear of New TechnologyNot unlike the 5 Stages of Loss and Grief, all people (not just adults) go through a series of predictable reactions when confronted with new technology. Knowing that these stages are the same for everyone and that it’s not just you against the world, you can start to move through the stages more quickly. You can learn to follow the lead of your students and turn fear into excitement and ultimately, acceptance.Stage 1- DenialAs teachers, we work hard to hone our craft. Year to year we make small adjustments to the curriculum, our lesson plans, and our classroom management systems in order to maximize our efficacy. Therefore, it can feel like a real shock when administrators declare an abrupt and sweeping change, such as a paperless classes, and 1:1 technology integration (where each student works on a device, whether it is a computer, tablet, or even their phone). Many teachers will experience an automatic response to the news. The general reaction is “This is never going to work!”It turns out this is a normal reaction toward new technology. Even children, who seem flexible and enthusiastic about every new wave of technological development, go through an initial uncertainty. The key to successful technology adoption is to accept that you will feel frustrated and scared. It is normal. Simply acknowledging your fear can help you move through this phase more quickly. The last thing you want is to let the fear take over and for paralysis to set in. It’s OK to say “I’m freaked out and I don’t like this.” But don’t stop there. Move past the fear and try the technology.Stage 2- Bargaining”They can put this in my classroom, but they can’t make me use it!” Maybe you’ll tell yourself that you will learn the bare minimum. You’ll use the technology during a principal’s observation of your class, or you’ll use it in the first week of school and then put it away and go back to your regular, proven, routines. Bargaining isn’t actually a bad thing in this situation. It can smooth the pathway toward actually using the new device. Even technology enthusiasts will say “I’ll try using this but if it doesn’t work for me, I’m not going to pursue it.” As a teacher, tell yourself that you will give the technology a try. If you don’t like it, you can use it as minimally as possible, but you will at least be giving yourself permission to try it out without a heavy feeling of risk.Stage 3- ExperimentationThis is the key stage to successful technology adoption. It’s the figurative turning point for your mindset as a technology user. Once you allow yourself permission to experiment with the technology and actually begin clicking through it (whether it is a new device such as an iPad or a new website like Edmodo.com) it is through experimentation that we really overcome our fears.While experimenting with the new technology you may hit a roadblock. Your frustration may spike, your fear may flare up again, but don’t let that stop you. Trust that you will not damage the device just by clicking around on it. You can always reboot, restart, or reload. Look for a help button, user guide, or even YouTube tutorial videos that can help you overcome these roadblocks. As you experiment, keep an open mind and look for anything interesting or helpful to you.Stage 4- ExcitementMore often than not, experimentation with a new tool will lead teachers to become excited about the application for their classroom. Teachers are by their very nature creative and innovative people. We always look at materials with an eye for differentiation and adaptation for our students. It is likely that you will begin to think of ways this new tool will fit into your lessons while you are experimenting with it. Conversations with other teachers are key to ironing out the details and paving the way toward actual application in your class. Research the technology online and read teacher blogs and reviews to get to know the product even better and see how others are applying it effectively in their classes.Stage 5- AcceptanceThe faster you can move yourself through the previous stages, the sooner you will feel confident using the new technology. Acceptance means you are ready to write this technology into your lesson plans, maximize its usefulness, and truly get the most out of this initiative for the benefit of your students.Everyone moves through the stages of technology adoption at their own rate. However being aware that you will feel an initial push-back, you can move past your fears toward a productive level of exploration and acceptance more quickly. As teachers, we don’t always have control over new educational reforms or program initiatives in our school, but the one thing we can control is how we react to these changes. By moving past the fear we can spend our energy in more productive ways. Good luck with whatever your school has planned for the coming year. You can handle it. Even if you’re “going paperless”! </p>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/5-stages-of-technology-adoption/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Server not found</title> <link>https://vapcyms.info/server-not-found/</link> <comments>https://vapcyms.info/server-not-found/#comments</comments> <pubDate>Tue, 28 Feb 2023 04:20:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=56</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/server-not-found/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Website Development for Entertainers</title> <link>https://vapcyms.info/website-development-for-entertainers/</link> <comments>https://vapcyms.info/website-development-for-entertainers/#comments</comments> <pubDate>Mon, 27 Feb 2023 16:53:05 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=53</guid> <description><![CDATA[In this day and age of technology it seems like every professional must have a website that showcases who they are and what they have to offer to the world. Entertainers are individuals that can truly benefit from having an established website that describes their experience, skills and reputation in the entertainment industry. In order [...]]]></description> <content:encoded><![CDATA[<p> In this day and age of technology it seems like every professional must have a website that showcases who they are and what they have to offer to the world. Entertainers are individuals that can truly benefit from having an established website that describes their experience, skills and reputation in the entertainment industry. In order to create the best website an entertainer needs to team up with a website development company that specializes in website development for entertainers. Entertainers are a special class of professionals that use their skills and experience in order to add to the pleasure of the general public. The general public truly focuses on the latest happenings and gossip when it comes to individuals that are part of that is the world. With this said, an entertainer can have the true ability to connect with their fans and followers through a personalized website that is created by a company that specializes in website development for entertainers.These types of companies understand what entertainer needs in order to showcase who they truly are and what they plan to do in the future in the best possible way. A website can serve as a sort of online virtual resume for talent agents that wish to scout out an entertainer for work in the near future. In addition, entertainer can use the ability to have website development for entertainers in order to make their mark in the entertainment industry in both the United States and across the globe. Actors in the United States and entertainers are loved by fans that are based in countries other than the United States. In fact the majority of an entertainer’s fans may not originate from their home country.This is why an entertainer needs to have a website that is developed and custom tailored just for them in order to ensure that they have the ability to connect with their fans that may be located in other countries that may not have the chance to view the entertainer in a live setting. In addition, entertainer can also put up a previous presentations on a website of their own. This is a great option because it allows an entertainer to showcase their skills to individuals that may not have had the chance to come across their work and who they are through attending a previous event.Finally, website development for entertainers has the unique opportunity to give the entertainer the chance to have a voice that can’t be heard at all times and without boundaries or limits. </p>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/website-development-for-entertainers/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>An American Universal Health Care System</title> <link>https://vapcyms.info/an-american-universal-health-care-system/</link> <comments>https://vapcyms.info/an-american-universal-health-care-system/#comments</comments> <pubDate>Thu, 26 Jan 2023 12:43:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Health Care]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=51</guid> <description><![CDATA[Health Care System Needs Reform, Not a Government Takeover Believe it or not, America boasts some of the world’s best doctors, the most advanced health care system, and the most technically superior resources in the world, bar none. Those who travel globally and have gotten sick know that their first choice for treatment would be [...]]]></description> <content:encoded><![CDATA[<p> Health Care System Needs Reform, Not a Government Takeover Believe it or not, America boasts some of the world’s best doctors, the most advanced health care system, and the most technically superior resources in the world, bar none. Those who travel globally and have gotten sick know that their first choice for treatment would be in the U.S. Though health care in America is, more expensive than any other country, many of the worlds wealthiest come to the U.S for surgical procedures and complex care, because it holds a worldwide reputation for the gold standard in health care.To examine the complex health care issue, a small research study was conducted from randomly selected doctors in a best doctors database. We ask 50 top doctors, located in different states and who practice different specialty fields, ” Is a universal health care plan good for America?” Forty-eight of these doctors essentially responded that it was a “bad idea” that would have negative impacts on the quality of our nation’s health care.Social Engineering MedicineOne of the greatest mis-conceptions some people have relied on with regard to the health care debate is that, given a universal health care system, every person in the U.S. would receive the highest quality health care – the kind our nation is renowned for and that we currently receive. However, unlike some public amenities, health care is not a collective public service like police and fire protection services, therefore the Government cannot provide the same quality of health care to everyone, because not all physicians are equally good orthopedic surgeons, internists, neurosurgeons, etc, in the same way that not all individuals in need of health care are equally good patients.As an analogy – stay with me – when you design a software program, there are many elements that are coded on the back-end, and used to manipulate certain aspects of the software program, that your average “John Doe” who uses the software (the end user) does not understand or utilize, nor do they care about these elements. Certain aspects of the program are coded, so that when one uses that portion of the program, other elements of the program are manipulated and automatically follow the present or next command.Likewise, once a universal care plan is implemented in America and its massive infrastructure is shaped, private insurance companies will slowly disappear, and as a result, eventually patients will automatically be forced to utilize the government’s universal health care plan. As part of such a system, patients will be known as numbers rather than patients, because such a massive government program would provide compensation incentive based on care provided, patients would become “numbers,” rather than “patients.” In addition, for cost savings reasons, every bit of health information, including your own, will be analyzed, and stored by the Government. What are the consequences? If you’re a senior citizen and need a knee replacement at the age of 70, the government may determine that you’re to old and it’s not worth the investment cost, therefore instead of surgery, you may be given medication for the rest of your life at a substantial cost savings to the government, and at a high quality of life price to you.Solutions:Fixing the current U.S. health care system might require that we;1. Encourage prevention and early diagnosis of chronic conditions and management.<br />2. Completely reform existing government are programs, including Medicare and Medicaid.<br />3. Forgive medical school debt for those willing to practice primary care in under-served areas.<br />4. Improve access to care, provide small businesses and the self-employed with tax credits, not penalties for providing health care.<br />5. Encourage innovation in medical records management to reduce costs.<br />6. Require tort reform in medical malpractice judgments to lower the cost of providing care.<br />7. Keep what isn’t broken-research shows 80% of Americans are happy with their current insurance, therefore, why completely dismantle it?<br />8. Reimburse physicians for their services.<br />9. Innovate a system in which Medicare fraud is dramatically decreased.Devil In the Details Socialized medicine means:1. Loss of private practice options, reduced pay for physicians, overwhelming numbers of patients, and increasing burn-out may reduce the number of doctors pursuing the profession.2. Patient confidentiality will need to be compromised, since centralized health information will be maintained by the government and it’s databases.3. Healthy people who take care of themselves will pay for the burden of those with unhealthy lifestyles, such as those who smoke, are obese, etc.4. Patients lose the incentive to stay healthy or aren’t likely to take efforts to curb their prescription drug costs because health care is free and the system can easily be abused.5. The U.S. Government will need to call the shots about important health decisions dictating what procedures are best for you, rather than those decisions being made by your doctor(s), which will result in poor individualized patient care.6. Tax rates will rise substantially-universal health care is not free since citizens are required to pay for it in the form of taxes.7. Your freedom of choice will be restricted as to which doctor is best for you and your family.8. Like all public programs, government bureaucracy, even in the form of health care, does not promote healthy competition that reduces costs based on demand. What’s more, accountability is limited to the budgetary resources available to police such a system.9. Medicare is subsidized by private insurers to the tune of billions of dollars, therefore if you take them out of the equation, add a trillion dollars or more to the current trillion dollar-plus cost estimates.10. Currently, the government loses an estimated $ 30 billion a year due to Medicare fraud. Therefore, what makes anyone think that this same government will be able to run & operate a universal health care system that is resistant to fraud and save money while doing so?. </p>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/an-american-universal-health-care-system/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>No End To Rising Health Care Costs</title> <link>https://vapcyms.info/no-end-to-rising-health-care-costs/</link> <comments>https://vapcyms.info/no-end-to-rising-health-care-costs/#comments</comments> <pubDate>Thu, 26 Jan 2023 12:41:36 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Health Care]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=49</guid> <description><![CDATA[Everyone knows the cost of health care is rising every year with no end in site. Many families are burdened with premiums that are eating up a large portion of their budget. Those with health insurance plans through work are seeing their out of pocket costs grow. Some employees are even paying more for benefits [...]]]></description> <content:encoded><![CDATA[<p> Everyone knows the cost of health care is rising every year with no end in site. Many families are burdened with premiums that are eating up a large portion of their budget. Those with health insurance plans through work are seeing their out of pocket costs grow. Some employees are even paying more for benefits at work then they would on their own.A RAND Corp study, released in September of 2011, examined the health care an the average American family’s budget from 1999 to 2009. While the average family saw a 30% increase in their income, much of that was wiped out by greater gains in the cost of medical care. Inflation and higher taxes further decimated the gains.They found that monthly premiums for health insurance grew by 128% over the decade studied. This is well beyond the rate of inflation. Prices on all goods tend to go up over time due to the devaluation of currency called inflation. But when a price for a good goes up faster then inflation, it becomes relatively more expensive then other goods in the economy. This is precisely what is happening with health care. When people are forced to spend relatively more on a good, they feel they are taking a step backward in terms of the living standard.Making matters worse, many people who receive their health benefits through their employer are seeing lower wage gains. An employer has to take the total cost of an employee into account, and that includes what the employer spends on health benefits. When health care costs increase for the employer, they have actually increased the amount they spend per employee, only it doesn’t feel that way to the worker. The worker is indeed getting a raise, it is just going directly to their health care costs. As health care costs for employers continue to rise, it will put downward pressure on wages.Health care costs are going up for a variety of reasons. First and foremost, patients now have access to cutting edge – and expensive – medical procedures that were not available before. While these procedures extend people’s lives and well being, they are very expensive and have to be paid for. Additionally, with few patients paying the direct cost of medical care, rather paying their insurance company, the market for medical care becomes distorted.Another reason for the recent surge in health care costs is the recent Affordable Care Act. One of the new requirements is that employer plans now cover children up to the age of 26. While that may help provide insurance to young adults, it comes at a cost. A survey by the Kaiser Family foundation found that the cost for premiums on employer heath insurance plans increased by 9% in 2010. The increase in premiums has put even more downward pressure on wages during the weak economy.Many employers are now putting some, if not all, of the cost of health care on to their employees. Many workers are now paying part of the monthly premium and often a large deductible as part of their plan. Often times, if they are young and have no pre-existing conditions, they can purchase private health insurance at a lower price then they are paying for their work plan.There is no end in sight to rising health care costs. Medical advances will continue, the American population is aging, and reforms in Washington do not seem likely to help reduce the cost of health care. </p>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/no-end-to-rising-health-care-costs/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://vapcyms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/</link> <comments>https://vapcyms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/#comments</comments> <pubDate>Thu, 26 Jan 2023 12:40:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Online Education]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=47</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>S&P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows</title> <link>https://vapcyms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/</link> <comments>https://vapcyms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/#comments</comments> <pubDate>Wed, 26 Oct 2022 05:47:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[Branding]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://vapcyms.info/?p=42</guid> <description><![CDATA[Key Insights The strong pullback in the U.S. dollar provided significant support to stocks. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500. A move above 3730 will push S&P 500 towards the resistance level at 3760. Advertisement Pfizer Rallies After Announcing A Huge Price [...]]]></description> <content:encoded><![CDATA[<p>Key Insights<br />The strong pullback in the U.S. dollar provided significant support to stocks.<br />Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.<br />A move above 3730 will push S&P 500 towards the resistance level at 3760.<br />Advertisement</p><p>Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines<br />S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.</p><p>The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.</p><p>Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.</p><p>Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.</p><p>Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.</p><p>From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.</p><p>S&P 500 Tests Resistance At 3730</p><p>S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.</p><p>If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.</p><p>On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.</p>]]></content:encoded> <wfw:commentRss>https://vapcyms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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