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  22. <title>Need Money Quickly?</title>
  23. <link>https://dwaebms.info/52</link>
  24. <comments>https://dwaebms.info/52#comments</comments>
  25. <pubDate>Tue, 18 Jul 2023 03:59:00 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
  27. <category><![CDATA[Online payday loan]]></category>
  28.  
  29. <guid isPermaLink="false">http://dwaebms.info/?p=52</guid>
  30. <description><![CDATA[Most of us need money quickly at some time of life to meet an unexpected financial crisis of some kind. For some of us, it&#8217;s just a short term cash flow emergency brought on by a sudden unexpected bill, but for others on low incomes it&#8217;s a continual need.So you need money quickly, what options [...]]]></description>
  31. <content:encoded><![CDATA[<p> Most of us need money quickly at some time of life to meet an unexpected financial crisis of some kind.  For some of us, it&#8217;s just a short term cash flow emergency brought on by a sudden unexpected bill, but for others on low incomes it&#8217;s a continual need.So you need money quickly, what options do you have:<br />
  32. You could borrow from friends and relatives<br />
  33. You could borrow from reputable lenders or get a new credit card<br />
  34. You could borrow from loan sharks (not recommended!)<br />
  35. You could sell your personal possessions to raise cash<br />
  36. You could use your house as security for borrowing<br />
  37. You could cut back and make savings to your outgoings<br />
  38. You could earn more money with a second income<br />
  39. You could gamble on horses or the lottery etc (again, not recommended!)<br />
  40. When an emergency occurs, stay calm, stay rational, explore your options from the list above.  Which of the options could you use to get the cash you need quickly?    When you need money quickly, the last thing you need to do is panic and dig yourself into a deeper financial hole.So back to your fast money options:<br />
  41. If you can borrow from friends and relatives, that&#8217;s all well and good.  You may lose some pride, but you won&#8217;t be dragged further into debt or risk losing your possessions.  It has to be your best option.<br />
  42. Borrowing from reputable lenders is definitely an option.  If you&#8217;re in employment and need money quickly, consider payday loans or an overdraft, or look at an additional credit card.  Interest rates on these types of borrowing are very high, so make sure you can repay the debt quickly, or your debt problems will grow out of control.<br />
  43. Borrowing from Loan Sharks is to be avoided at all times, your debts will just get worse.<br />
  44. Selling possessions is definitely an option if you need money quickly.  And with the evolution of Ebay, selling your personal stuff for a decent price has never been easier.<br />
  45. If you own your property, home equity loans are definitely an option for you to consider.  You can use the money to meet your urgent cash needs, and also to consolidate all of your debts into one loan with a manageable repayment schedule.<br />
  46. Reducing your outgoings is essential!  The fact that you need money quickly means that you&#8217;re spending above your means.  Cut back now and start saving up a contingency fund for the future.<br />
  47. Whatever you do, don&#8217;t turn to any form of gambling as a route to financial security, you&#8217;ll end up with nothing!<br />
  48. So to your final option, increasing your earnings.  Short term you can get an additional job if you need money quickly.  Increasing your earnings in the longer term though is definitely the best route to removing your money worries permanently.  Read our web site section on Ways To Make Fast Money Online, you&#8217;ll be surprised at how simple it is to earn online, and how many methods there to choose from, you don&#8217;t need a web site to be successful!<br />
  49. Hopefully if you need money quickly, this article will provide you with ideas and give you a light at the end of the tunnel.  But remember ideas are of no value without ACTION! </p>
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  52. <slash:comments>0</slash:comments>
  53. </item>
  54. <item>
  55. <title>E-Commerce Website Development And Its Benefits</title>
  56. <link>https://dwaebms.info/50</link>
  57. <comments>https://dwaebms.info/50#comments</comments>
  58. <pubDate>Mon, 10 Jul 2023 00:55:39 +0000</pubDate>
  59. <dc:creator>admin</dc:creator>
  60. <category><![CDATA[Uncategorized]]></category>
  61.  
  62. <guid isPermaLink="false">http://dwaebms.info/?p=50</guid>
  63. <description><![CDATA[An e-commerce website is one that makes it possible for you to sell your services or products using the internet. This means an online shopping cart kind of website that allows users to find the products they want and even purchase them from the comfort of where they are. You can have a secure payment [...]]]></description>
  64. <content:encoded><![CDATA[<p> An e-commerce website is one that makes it possible for you to sell your services or products using the internet. This means an online shopping cart kind of website that allows users to find the products they want and even purchase them from the comfort of where they are. You can have a secure payment gateway integrated into the website to make it easy for orders and transactions to be completed. Regardless of the kind of business you run, you will find e-commerce website development services that focus on the major operations of your business giving you the best.Shoppers have turned to the internet to purchase what they need from the comfort of their offices and homes. Online businesses are better set when they can make it all possible for the customers and this is what an e-commerce website offers. The development makes any website attractive, fully-functional and user-friendly. There are so many benefits that your business stands to enjoy when it has an e-commerce website and they include the following.</p>
  65. <p>The development fetches you a broader reach across borders and world markets for that matter. You will find it easy to sell what you have without any geographical limitations.</p>
  66. <p>You can enjoy the benefits regardless of the type of business you run or the services and products you have to offer.</p>
  67. <p>You will have an interactive website that is attractive and unique meeting all customer needs and expectations. There is nothing as valuable as satisfied customers for any business and this is what an e-commerce website will get you.</p>
  68. <p>Your visibility will be enhanced using the right and best optimization. This will get you the benefits of more traffic and conversions which is what every business is looking for nowadays.</p>
  69. <p>With an e-commerce website, you will be in a position to offer all useful information to the shoppers and customers thus making their shopping experiences most pleasant and fulfilling. They will get relevant product information, pictures and specifications from given catalogues and galleries. It is a simple way of ensuring they are sure and comfortable with the choices they make.</p>
  70. <p>With this development, you will be selling what you have round the clock. There is no closing time or operating days with an e-commerce website. Every day is a good business day for you since your store remains open all through for your customers. Your customers can find and purchase what they need even when you are sound asleep and this is most beneficial for the business.</p>
  71. <p>You enjoy customer friendly features including language, currency support, calculator and shopping cart with website development. You can make it even better by including payment gateways and shipping of products to ensure that your customers receive them safely and securely.</p>
  72. <p>With this kind of site, you will find it easy to maintain orders, inventory, stocks and customer data. You will be in better control of every aspect of your business, creating a path for growth and expansion. </p>
  73. ]]></content:encoded>
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  76. </item>
  77. <item>
  78. <title>Auto Loans And Credit &#8211; Who Qualifies</title>
  79. <link>https://dwaebms.info/48</link>
  80. <comments>https://dwaebms.info/48#comments</comments>
  81. <pubDate>Tue, 28 Mar 2023 16:11:57 +0000</pubDate>
  82. <dc:creator>admin</dc:creator>
  83. <category><![CDATA[Uncategorized]]></category>
  84. <category><![CDATA[Online Auto Loans]]></category>
  85.  
  86. <guid isPermaLink="false">http://dwaebms.info/?p=48</guid>
  87. <description><![CDATA[Auto purchase loans could be understood as the disclosure contract signed by a lender which finances an automobile and the loan seeker that uses the banks finance to buy a new vehicle. Auto loans are the easier procedure to obtain a new car quickly instead of having to wait till you have saved the entire [...]]]></description>
  88. <content:encoded><![CDATA[<p> Auto purchase loans could be understood as the disclosure contract signed by a lender which finances an automobile and the loan seeker that uses the banks finance to buy a new vehicle. Auto loans are the easier procedure to obtain a new car quickly instead of having to wait till you have saved the entire amount required to purchase a car. Unfortunately, on the flip side, auto financing means that, over the scheduled loan term, you will certainly be paying more than the original price of your car in the form of interest that you will pay to the loan company on top of the original amount borrowed.Before going for an auto loan, there are crucial things you need to do to increase your chances of approval. However it is not difficult for loan seekers that do have good credit to achieve this mission. However, if you are not one of the favorable loan seekers which have good credit there are always many easy ways in which you may raise your odds of being successful in a matter of 3 to 6 months.To begin, you definitely want to prepare your credit so it enables you to become qualified for getting auto loans. This demands a detailed investigation of your credit report along with repairing the negative debts found on your credit. You can obtain your credit report from the credit reporting bureaus like TransUnion, Experian, and Equifax. A complete investigation of your current credit will divulge to you the necessary negative which should be removed or resolved to increase your credit rating.You need to take measures to dispute the undesirable accounts that do not belong to you besides having the incorrect and outdated records are rectified. Dependent on the severity of undesirable accounts found on your credit report, a refurbishing can help to increase your FICO score. In the case of applicants with a young credit history, removing unsatisfactory marks can display an initial fall in the credit score. Despite this, it will invariably show a remarkable gain within a few months as the record ages. Certainly your auto loan lender will certainly check that you have a forward-looking and sound credit history that shows your desire to take care of your financial obligations on time every month. In addition, adding new positive accounts will also help you increase your score. Once you have gained an awesome credit rating, you can easily get auto loans even without a co-signer.Besides several other options, receiving online auto financing is quick and pretty simple. However, the initial challenge lies in tracking down the best loan service among the several hundreds of web services that offers auto loans. The Internet resource which provides online auto loans may also guide you to obtain on a terrific bargain from a new car dealership. The greatest advantage with Internet auto loan services is that your financing is in place even before you arrive at the dealer, putting you in a more desirable position to negotiate when it comes to asking prices.The most important thing that you must guard against when shopping for auto financing online is the risk of personal information abuse. While every online auto loan services will require your social security number, you need to be cautious of scams and personal information theft. You should make sure that their loan application is encrypted with advanced security tools. With a cautious mind you will definitely locate a reputable lender who will finance your automobile very quickly. </p>
  89. ]]></content:encoded>
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  91. <slash:comments>0</slash:comments>
  92. </item>
  93. <item>
  94. <title>It Is Possible to Get an Auto Loan With Bad Credit</title>
  95. <link>https://dwaebms.info/45</link>
  96. <comments>https://dwaebms.info/45#comments</comments>
  97. <pubDate>Tue, 28 Mar 2023 13:57:18 +0000</pubDate>
  98. <dc:creator>admin</dc:creator>
  99. <category><![CDATA[Uncategorized]]></category>
  100. <category><![CDATA[Auto Loans]]></category>
  101.  
  102. <guid isPermaLink="false">http://dwaebms.info/?p=45</guid>
  103. <description><![CDATA[Looking for a car requires making a lot of decisions. There are many factors to consider, such as price and payment. You have taken all the test drives you need. You have selected the manufacturer, model and color. Now you need to decide how to pay for the vehicle. If you have bad credit, this [...]]]></description>
  104. <content:encoded><![CDATA[<p> Looking for a car requires making a lot of decisions. There are many factors to consider, such as price and payment. You have taken all the test drives you need. You have selected the manufacturer, model and color. Now you need to decide how to pay for the vehicle. If you have bad credit, this can seem to be a big problem.It was not that long ago when it was relatively easy to get a loan. Today it is not easy to get money when you need it. This is true for auto loans also. The choice often seems to be to take out two auto loans to finance the car. This choice results in further damage to your credit history. You should consider your payment options before you even start to look for the vehicle so that you are ready when you find the right car.Auto Loan BasicsAuto loans are generally considered secured loans. This is because the vehicle itself is collateral for the loan. If you have bad credit, this factor alone will help you obtain the loan you need to pay for the vehicle.Secured loans generally will have lower interest rates than do loans for the same amount for the same person. This is because the collateral can be repossessed to pay off the loan balance. For auto loans, the car can be repossessed to pay off the auto loan balance.As you determine the type of loan which will work for you, you need to next consider the down payment on the vehicle. The down payment will also affect your interest rate and the size of your monthly payments. The more you put down, the smaller the loan will be. The less you have to borrow from the lender, the smaller the monthly payment will be. The more you borrow from the lender, the higher your interest rate will be and the longer you will be paying off the loan.Shopping for an Auto LoanIf you have bad credit, almost every type of loan you might need is best found online. There will be many places you can get the loan. The auto dealership could offer you credit. Your bank could offer you a loan. If you belong to a credit union, you could get a loan through them. All of these sources can be more difficult to work with if you have bad credit. Chances are, if the lender has a physical, bricks and mortar presence, they will also have stricter qualifications for granting loans to people with bad credit.Looking online is your best option. Like most loans, you will need to demonstrate a steady job with a reasonable length of employment. The paycheck must be reliable. This will make it harder to qualify if you are self-employed or have irregular paychecks. You will need to have proof of citizenship when applying for an online loan.The Loan is Out ThereIt is possible to get an auto loan if you have bad credit. As with the actual purchase of the car, you will need to balance between what you want and what you can afford.Once you know the answer to that question, you can research a variety of lending sources open to you. Compare their rates and repayment requirements. Shop for the loan like you will shop for the vehicle. Just as you will look for the best price for the make and model you want, so you should look for the best auto loan available. By comparison shopping, you will be able to not only find the car you desire but you will also be able to get the loan you need to buy it. Bad credit does not need to stop you at all. </p>
  105. ]]></content:encoded>
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  107. <slash:comments>0</slash:comments>
  108. </item>
  109. <item>
  110. <title>Must-Have Features in the Travel Business Portal</title>
  111. <link>https://dwaebms.info/43</link>
  112. <comments>https://dwaebms.info/43#comments</comments>
  113. <pubDate>Tue, 21 Mar 2023 09:58:45 +0000</pubDate>
  114. <dc:creator>admin</dc:creator>
  115. <category><![CDATA[Uncategorized]]></category>
  116.  
  117. <guid isPermaLink="false">http://dwaebms.info/?p=43</guid>
  118. <description><![CDATA[Gone are the days, when one used to invest days and months to design a perfect traveling plan. Today neither you need to go and stand in queue for transportation tickets nor roam here and there to find the best hotels for the stay. The travel industry has already shifted from offline to online mode, [...]]]></description>
  119. <content:encoded><![CDATA[<p> Gone are the days, when one used to invest days and months to design a perfect traveling plan. Today neither you need to go and stand in queue for transportation tickets nor roam here and there to find the best hotels for the stay. The travel industry has already shifted from offline to online mode, a few years back. Now travellers are ready with their list of traveling wishes, and it&#8217;s the responsibility of travel agency business to make their wishes come true.To run a successful travel agency business, one must need travel booking software. Your software must be smart and advanced to ease the process of booking transportation tickets, hotels, restaurants, etc. However, who would like to travel somewhere with the responsibility of looking after other activities?If you are planning to start your traveling agency, here are the must-have features for your travel agency software:<br />
  120. Profile Creation and booking process</p>
  121. <p>The profile creation process on the travel portal should be easy. Allow the multiple profile creation options like creating using email id, through social media, or from mobile number. The profile creation will be the first action taken by the user on your society to book tickets.The booking process should be easy and short. Make sure you are not asking for too much detail in the ticket booking form, as it can divert the user to other travel agency portals to save their time.If your booking process is smooth, the customer will come again and again to book their tickets.<br />
  122. Customization packaging option</p>
  123. <p>For traveling, tour packaging is one of the important features. Today people are very particular about their travel accommodations, activities, food, etc. Offering an option to add and subtract few activities from the travel package, will help the customer to buy the best travel package as per their requirement.Providing limited tour packages will not give your customer the vacation of their dreams. Gone are the days, when people used to make travel plans as per the availability of travel packages in travel agencies. The personalized experience will drag them to visit your travel agency software again for the best traveling experience.Also, offer them multiple packages of a particular destination by making changes like a number of days, stay in the hotel, participation in any local and cultural activities, etc. While buying travel agency software, make sure you are hiring an experienced company.<br />
  124. Payment method</p>
  125. <p>Keep in mind the payment process is the last step of buying your product and services. Provide your customer&#8217;s payment flexibility. Offer multiple payment options like third-party payment applications, payment apps, usage of credit or debit cards.As everything is digital and fast now, make sure your payment process is fast and secure. The customer will be adding her personal and bank information, the transaction should be safe for you and the customer both. Keeping multiple payment options will even help international travellers to book tickets or hotels without facing any issues.The more options you will give, the more area of the audience you can attract. Either you can hire software development services to build your Travel agency software from scratch, or buy a white label travel solution like MakeMyTrip from them.<br />
  126. Multi-lingual and currency</p>
  127. <p>How frustrating will it be to convert each word into a local language? While running a travel agency, you will have a wider audience. Your travel agency must be for people from different corners of the world. It is your responsibility to provide a personalized and rich experience to all the visitors.To attract an international audience, your travel agency software must have multiple languages and currencies supporter features. These features will help you to serve customers of different countries and your revenue will be more.There are many countries where people speak their local language. While booking any travel package or ticket, for sure they will check the prices. What if you cut the step of transferring the mentioned currency into local currency? It will be a huge deal for them. Reading content on your software will help them to understand your services and they will visit your software over again.<br />
  128. Search Option</p>
  129. <p>Today, we are just one search away from the required information. The customer will not have enough time to go through your software, in brief, to find what she is looking for. Make sure your travel agency should have the search option feature. It will give the liberty to all the customers to directly find the information they are looking for.Also, you can make it a predictive search. When the customer types the keywords to find the information or services, a drop-down list will be automatically popped up below the search option. This is a great way of eliminating the long list of search results and help the customer to find the relevant information instantly.<br />
  130. Gallery</p>
  131. <p>Will you blindly buy the product without seeing any picture? No, right! For the Travel agency business, the gallery plays an important role. Visuals are the best way to communicate with your audience. Your customers must be looking for breath-taking pictures of their vacation destination. Moreover, it will assist them while choosing hotels, vacation destinations, restaurants, etc.Make sure the gallery has the best pictures. Try to provide multiple pictures for a single destination or service. Also, you can ask your customers to provide their vacation pictures for the credibility of a customer&#8217;s travel agency.Conclusion<br />
  132. Traveling is not merely a way of taking a break from regular life, now it has become a profession. People look for the best and affordable packages to travel. These features will help you to build a safe and secure platform for all travellers. Prefer buying the pre-build travel software to avoid the huge investment and last-minute rush. White label travel solutions like MakeMyTrip are the best for people who are new in this business. </p>
  133. ]]></content:encoded>
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  136. </item>
  137. <item>
  138. <title>Do You Need Debt Management?</title>
  139. <link>https://dwaebms.info/41</link>
  140. <comments>https://dwaebms.info/41#comments</comments>
  141. <pubDate>Mon, 20 Mar 2023 14:41:10 +0000</pubDate>
  142. <dc:creator>admin</dc:creator>
  143. <category><![CDATA[Uncategorized]]></category>
  144.  
  145. <guid isPermaLink="false">http://dwaebms.info/?p=41</guid>
  146. <description><![CDATA[The need for debt management among American debtors has probably never been more intense. Economic turmoil throughout the nation has sent stock values dipping and real estate values relinquishing all of the growth we&#8217;ve seen over the last few decades, and it doesn&#8217;t look like there&#8217;s going to be a turnaround any time soon. Unfortunately [...]]]></description>
  147. <content:encoded><![CDATA[<p> The need for debt management among American debtors has probably never been more intense. Economic turmoil throughout the nation has sent stock values dipping and real estate values relinquishing all of the growth we&#8217;ve seen over the last few decades, and it doesn&#8217;t look like there&#8217;s going to be a turnaround any time soon. Unfortunately &#8211; and, to be honest, not so coincidentally &#8211; consumers spent the boom times spending like there was no tomorrow. Virtually nobody put their earnings in savings. Instead, we borrowed more and more money and watched their credit card balances spiral out of control. Now, as even the minimum payments are increasingly difficult to make and full satisfaction of all financial obligations seems beyond the debtor&#8217;s wildest imagination, debt management has become an absolute necessity for virtually every American. The time for purchasing without restraint has ended, and it is past time for the country to work on paying back all that has been borrowed.However, while we agree that debt management must be seen as a priority for all consumers, that does not mean that you need to immediately start shopping for debt management firms. Much as the advertising campaigns of everyone from bankruptcy attorneys to Consumer Credit Counseling companies would have you believe that experienced professionals are necessary elements of any successful debt management approach, the reality is that many individual consumers can handle their own affairs with only disciplined budgeting and a change of perspective about their spending habits. It will take some investigation of both your own situation and an education of the verbiage and philosophies employed by experts in the field, but all of that should be within the capacity of most ordinary Americans. While it is true that some of the programs we shall discuss will truly require the assistance of businesses specializing in specific forms of debt management, that certainly is not true for all forms. More importantly, there are aspects of debt relief that should be adopted without delay no matter your own particular situation.After all, most of what the debt management companies are paid to suggest ends up being essentially common sense not all that different from what your parents probably advised once upon a time. While their help may be of some obvious importance, it is probably not (for every borrower) worth the time or money spent, or, at the least, it&#8217;s true that the time and money spent for aggrieved debtors could be better used elsewhere. Debt management professional services do not come cheaply, remember. The actual amount of the fees will change depending on the emphasis of the debt management approach and the amount of debt the borrower client currently holds. Most of the companies, particularly home equity mortgage lenders (and, in the case of refinancing, that can run into the tens of thousands of dollars), base the money they will collect from borrowers upon the total size of the balance they are dealing with. Once again, for specific forms of debt management these costs may be considered justifiable, but the fundamental principles suggested by most debt counselors could be fully understood by consumers without having to pay such high prices for the authorities&#8217; wisdom.At the start of the process, if you have not done so already, borrowers will need to talk to representatives of the creditors. This will most assuredly be the first step that the debt management professionals would take, but, much as there is a value to be found in time-worn experience with the industry and skillful rapport with their employees, every consumer should at least give this a try on their own behalf. After all, there&#8217;s nothing you have to lose. If for no other reason, speaking to the credit card reps will allow you to know exactly on a given day the parameters of your debt (balance, interest rate, payments, and so forth) which a surprising amount of borrowers have never bothered to record. Write down all of this information on a single page to help with your subsequent budgeting and debt analysis. While speaking with the representative, though, it would be in your best interest to attempt to negotiate a reduction of interest rates or waiver of some of the past fees you had incurred from bills that had not arrived on time. Don&#8217;t even bother with attempting to lower the actual balances; that can be done, through a program known as Debt Settlement, but it actually does require the assistance of trained professionals and a legitimate enterprise.While you can&#8217;t expect your balances to be diminished, many borrowers are surprised to find just how conciliatory the credit card representatives seem. If you speak confidently, with an air of dignity, and expect your requests to be honored, most lenders will agree to some sort of arrangement that at least partially eliminates the fees and, quite often, lowers the interest rates. If you are currently behind in your payments, they will ask you to bring your accounts current, but they are also likely to be open to working with a different payment schedule as well. This is not, of course, because the multinational credit card corporations are concerned about your finances. No, even though Chapter 7 bankruptcy protection remains a poor choice of debt management after recent changes to the United States bankruptcy code, it still does remain an option for the most desperate borrowers as the lenders are all too well aware. With the threat, however remote, of bankruptcy lingering about every problem credit account, the representatives are trained to cater to debtors&#8217; worries and comply with every effort to mollify their troubles so as to maintain them as clients. Make no mistake, bankruptcy will be no real solution to your credit card debt dilemma. Even if you could manage to qualify for the debt elimination program after the alterations to the law, your credit rating would be utterly ruined for a decade and virtually every asset or possession would be subject to seizure for court auction.Regardless, this fear of Chapter 7 bankruptcy protection is one of the primary reasons that the credit card companies are so quick to restructure payments. They would like nothing better than to ensure that you continue to slowly repay your credit cards (and the ever accumulating interest) for the remainder of your life, and, because of this, they will bend over backwards to please their clients through interest rate reduction, fee waivers, and other similar benefits that &#8211; all things considered &#8211; are of negligible harm to them compared to the steady income guaranteed from debtors&#8217; regularly sent minimum payments. In some circumstances, the credit card companies will even allow the account to be, as they call the term, re-aged. In other words, for those borrowers with late or missed payments whose credit ratings and FICO scores reflected their delinquencies, the lenders would agree to send information to the three credit bureaus reporting that the accounts were actually current. Once again, this would only be possibly because of the credit card companies&#8217; fears that, should the borrower believe his or her credit has already been irrevocably destroyed, he or she may first consider bankruptcy, and the representative will do everything in their power to keep their client within the throes of revolving debt.This, of course, is where proper debt management techniques come in to play. It&#8217;s not rocket science, after all. All you have to do is figure out a workable household budget and stick to it. Done correctly, this type of debt management should allow sufficient additional income for the borrower to start paying down their credit card debt above and beyond the minimums. As well, this should help the borrower to save funds for accidents in case the worst would happen; keep in mind that should you suddenly be out of work or needing medical attention you do not want to get further in debt. Forward thinking should be the most important element of debt management. There&#8217;s no need to maintain several credit card accounts for emergencies if you already have money in the bank for just such an occasion. Keep one or two cards open, to be sure, if for no other reason than to safeguard your credit rating, but you should only maintain those accounts that boast the lowest interest rates nor the highest available balances. Also, you should make sure that the interest rates of those cards are firmly set with written documentation. In the hope of a sincere attempt at debt management, an unfortunate number of borrowers transfer their various balances to cards featuring (what should be a suspiciously low) interest rate only to find out too late that the fine print indicated the interest rate was adjustable. Unwary debtors have found their assembled debts suddenly collecting interest at percentages of twenty percent or even higher.Of course, should debt management plans be correctly organized, you won&#8217;t need to transfer credit card balances: you will be too busy paying them off. Budgeting is so important in the early stages of debt management. Cut corners where ever you can.  Most Americans spend so much so foolishly that, once they actually begin paying attention to where their earnings go, they&#8217;re amazed how quickly new money becomes available once they&#8217;ve changed spending habits and started looking for ways to reduce household costs. It&#8217;s almost like a second income suddenly presents itself! As a nation, we have become so used to buying what we want whenever we want, that we forget that so many seemingly necessary purchases can wait. Even with home appliances, it&#8217;s better to take the time to replace the washer or refrigerator when you have the cash on hand compared to charging it to a credit card or even signing on to yet another lay away plan. It won&#8217;t be easy and, depending upon your needs, will require no little patience and resolve, but the inevitable satisfaction you will receive once your debts have been eliminated should easily outweigh the momentary strife.As we have written, most of debt management should be thought of as being just good common sense. Figure out a proper budget, shave away all household costs that are not completely necessary, and then calculate the most advantageous form of debt repayment. Obviously, all bills will need to be paid and paid on time. There should be no reason to ever risk the potential of another credit card charge for checks arriving a few days too late &#8211; for that matter, it&#8217;s written into the contract of some loans that interest rates will rise inversely proportionate to a falling FICO score (inevitable consequence of such missed payments).That said, the next step should be to put all available money freed from careful budgeting, no matter how small the amounts, towards satisfying the credit card balances themselves. Some family economists counsel that the highest interest rate accounts should be tackled first, while only paying minimums for the others, in order to best counter the greatest threats to financial security. On the other hand, there&#8217;s a school of thought that argues that the lowest balances should gain priority both to remove the number of accounts left open and improve motivation for the borrower to continue his efforts. You would be shocked to learn how effective eliminating even the slightest of bills can be for the harried consumer. Of course, as you would expect, the actual decision depends so greatly upon the specific fortunes and deficits of the consumer that no competent debt analyst or counselor could hope to knowledgably advise one approach over another without a close reading of the finances of the borrower in question.In this way, it is at times useful to avail yourself of the help of debt professionals and the debt management companies. For some borrowers there is simply no other way to accurately discern their best method of action, and, while maintaining a budget and putting an end to poor spending choices should go without saying, some forms of debt management may actually do a disservice to the individual or family if incorrectly calculated. Moreover, for borrowers in especially dire circumstances (those borrowers whose debt to income ratios, with debts assessed at their minimum monthly payments foregoing utilities, ranging above forty percent), there simply be no other option.This does not mean the borrowers should abandon all personal attempts toward debt management. There&#8217;s much that can still be done, whether from increasing income or reducing purchases, within the realm of any household. However, by looking soberly at your prospective earnings and ultimate debt load, you should be able to reasonably estimate the time it would take to eradicate all existent financial obligations while yet setting aside sufficient savings for whatever emergency may occur. For some hopeless candidates, bankruptcy may truly be their only option. For others, provided they have the right sort of unsecured debt, the previously mentioned Debt Settlement alternative could be a blessing and, in a matter of days, cut half of their credit card balances away without much lasting effect upon credit reports. It&#8217;s all up to the borrowers, as (if you&#8217;ll excuse) it should be, but you will never know if you have made the right decision until you educate yourself about the possibilities and do everything you can to eliminate debts through your own actions. </p>
  148. ]]></content:encoded>
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  152. <item>
  153. <title>Ecommerce Trends To Watch For In 2017</title>
  154. <link>https://dwaebms.info/38</link>
  155. <comments>https://dwaebms.info/38#comments</comments>
  156. <pubDate>Mon, 20 Mar 2023 12:56:35 +0000</pubDate>
  157. <dc:creator>admin</dc:creator>
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  161. <description><![CDATA[Many studies have shown a double-digit rise in worldwide ecommerce sales in 2016. Many analysts even predict that the worldwide ecommerce sales will increase consistently till 2020. However, the number of people accessing ecommerce websites on their mobile devices has been increasing rapidly. Likewise, a number of studies have shown a steady increase in mobile [...]]]></description>
  162. <content:encoded><![CDATA[<p> Many studies have shown a double-digit rise in worldwide ecommerce sales in 2016. Many analysts even predict that the worldwide ecommerce sales will increase consistently till 2020. However, the number of people accessing ecommerce websites on their mobile devices has been increasing rapidly. Likewise, a number of studies have shown a steady increase in mobile commerce sales driven by customers&#8217; mobile engagement behavior.Each enterprise needs to ensure that its ecommerce website keep users engaged by functioning like a mobile app. It must optimize its ecommerce website for mobile devices and allow users make payment through popular mobile wallets. At the same time, the business also needs to keep track of the emerging ecommerce trends to accomplish higher conversion rate and increase digital commerce revenue. There is a series of trends that will impact and shape ecommerce sales in 2017.7 Trends that will Impact and Shape Ecommerce Business in 20171) Personalized Shopping ExperienceUnlike mobile apps, websites lack the capability to personalize user experience by taking advantage of the features of underlying device and operating system. But many enterprises nowadays use analytics tools to gather a wide variety of customer data. The data collected through analytics tools help businesses to identify the preferences and understand the behavior of individual customers. Also, an ecommerce business can leverage the information to engage customers by showing the right product, content, ads, and deals to each customer. It can further personalize the shopping experience of each customer and boost ecommerce sales by delivering app-like user experience.2) Social SellingThe data posted on various websites depict that people spend more time on social networking platforms than other websites. Many businesses promote their products or services on popular social networks to divert visitors to their ecommerce websites regularly. There are a number of social networking websites that allow users to buy products or services directly without visiting an ecommerce website. Many social networks are even planning to roll out new features to generate more revenue by facilitating social selling. The ecommerce business owners can take advantage of these social selling options to promote their products more effectively and boost sales.3) Chat BotsMany high-traffic websites nowadays interact with customers through chat bots. In addition to working as customer service executives, the chat bots also help users to perform commercial activities like shopping and booking. Many ecommerce website developers and owners will soon explore ways to keep visitors engaged by interacting with the machines efficiently. However, an enterprise has to deploy a variety of chat bots to meet the varying needs and preferences of customers. Some ecommerce companies have already used chat bots to provide personal shopping service and send messages. Many enterprises will soon use chat bots to make their ecommerce website more interactive and make shopping experience personalized.4) Artificial IntelligenceThe popular mobile platforms make people use artificial intelligence on a daily basis. A large number of people nowadays perform common tasks by talking to their machines through Google&#8217;s Assistant, Apple&#8217;s Siri, or Microsoft&#8217;s Cortana. Large ecommerce companies like Amazon have already started using artificial intelligence to chat with customer. But the ecommerce websites will need a variety of personal assistant to optimize the end-to-end shopping experience. More and more ecommerce businesses will take advantage of artificial intelligence to interact with customers in a smarter way and without deploying additional staff.5) Contactless PaymentThe mobile commerce apps enable users to choose from many payment modes &#8211; debit/credit card, internet banking and mobile wallets. A large number of buyers nowadays prefer making payment through their mobile wallets to debit or credit cards. In USA, some companies like Starbucks are using contactless payment options successfully to generate more revenue. Hence, the customers will love to buy product from an ecommerce website that allows them to use contactless payment options. Hence, many enterprises have to redesign their ecommerce websites in 2017 to accommodate the emerging mobile and contactless payment options.6) Same Day Delivery and ReturnThere are many people who still prefer brick-and-mortar stores to web stores due to instant delivery. The web store owners must focus on reducing the delivery time of online orders to make more people buy products online. A number of studies have also shown that many customers do not hesitate to pay extra for same-day delivery. Hence, the ecommerce businesses have to explore ways to reduce delivery time of orders. Some companies will even provide flexible delivery option to customers and set up local drop-off points to ensure faster delivery. Likewise, they also need to ensure that each customer has option to return orders without putting extra time, effort and money.7) User Generated ContentMany people nowadays read the product review and comments posted by other buyers before buying a product. Likewise, many people even choose a web store based on the shopping experience posted by other customers. Hence, enterprises can easily boost ecommerce sales by providing additional information about the products through pictures, description, specifications, and user reviews. Many ecommerce businesses will encourage customers to write reviews and share their shopping experience. They will even explore ways to promote the product more effectively through the user generated content.However, the ecommerce trends keep changing at regular intervals. Hence, an enterprise has to keep track of the emerging trends to generate more ecommerce revenue. At the same time, it must explore ways to attract and retain customers by improving discovery, logistics and delivery through latest technologies. </p>
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  167. <item>
  168. <title>How to Choose the Best Children Entertainer, Clowns, Magician For Your Kids Party</title>
  169. <link>https://dwaebms.info/35</link>
  170. <comments>https://dwaebms.info/35#comments</comments>
  171. <pubDate>Sun, 26 Feb 2023 16:02:54 +0000</pubDate>
  172. <dc:creator>admin</dc:creator>
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  174. <category><![CDATA[Fashion Design]]></category>
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  177. <description><![CDATA[The purpose of this article is to shed some light on some key points to consider when hiring entertainment for your child&#8217;s party.* Age appropriate:What is the age range of the kids that you are looking to entertain? Usually, a parent would want entertainment not only for their child but for the guests as well. [...]]]></description>
  178. <content:encoded><![CDATA[<p> The purpose of this article is to shed some light on some key points to consider when hiring entertainment for your child&#8217;s party.* Age appropriate:What is the age range of the kids that you are looking to entertain? Usually, a parent would want entertainment not only for their child but for the guests as well. your child likes Elmo, but you have invited other kids to the party as well. You may want to consider entertainment that would cater to the appropriate age group invited as opposed to just the birthday child. A professional entertainer would know how to make the birthday child feel special without making the other kids feel not included.* A clown isn&#8217;t just a clown:Please consider the person behind the make up. Performers vary greatly in approach and style. The best example is when people hire a costumed character, let&#8217;s say Elmo. Please, consider the person who will be wearing that costume. Kids have an amazing intuition and can pick up on each others fears. A seasoned professional will know how to calm those anxieties very early on and bring the group together into the fun zone.* Use your best judgment:Do some homework on the performer before you commit:Are they a full time kids entertainer?Are they patient and genuinely like children? (Kids require a lots of patience)* Budget:Like any other service, you sometimes get what you pay for. Consider entertainment into your budget, a good entertainer can make your party all the worthwhile. It&#8217;s not about quantity, it&#8217;s about quality. If you want someone to do a magic show, a puppet show, sculpt balloon animals and do face painting for $150, then hire your neighbor&#8217;s teenage son. Make sure to give him a $50 advance to get the supplies from the dollar store.* Logistics:Consider to ask the performer these logistical questions before you commit:How much space do you need?Can you perform indoors and outdoors?Do you provide your own sound equipment?What do you need us to prepare for your act? </p>
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  184. <title>There is an excessive amount of traffic coming from your Region.</title>
  185. <link>https://dwaebms.info/33</link>
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  187. <pubDate>Mon, 06 Feb 2023 00:25:33 +0000</pubDate>
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  198. <description><![CDATA[#EANF#]]></description>
  199. <content:encoded><![CDATA[<p>#EANF#</p>
  200. ]]></content:encoded>
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  203. </item>
  204. <item>
  205. <title>Eight Tips for Building a Successful Cash Flow Business</title>
  206. <link>https://dwaebms.info/31</link>
  207. <comments>https://dwaebms.info/31#comments</comments>
  208. <pubDate>Sun, 05 Feb 2023 03:43:02 +0000</pubDate>
  209. <dc:creator>admin</dc:creator>
  210. <category><![CDATA[Uncategorized]]></category>
  211. <category><![CDATA[accounting]]></category>
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  222. <description><![CDATA[The note business is truly an amazing market.As with any business, there is a learning curve involved with consistently making the largest profits possible with the smallest amount of effort. So, to ensure that you close the most deals possible, follow these eight simple guidelines:Tip #1: Build relationships, not one-time deals.Regardless of whether you are [...]]]></description>
  223. <content:encoded><![CDATA[<p> The note business is truly an amazing market.As with any business, there is a learning curve involved with consistently making the largest profits possible with the smallest amount of effort. So, to ensure that you close the most deals possible, follow these eight simple guidelines:Tip #1: Build relationships, not one-time deals.Regardless of whether you are a full-time note broker or just working with notes part-time, conduct business to ensure that every transaction ends on a positive note. While it is true that there are billions of dollars in cash flow notes in North America, the actual network of finders, brokers and investors who work in the secondary finance market is fairly well-connected and tight-knit.If you plan on being in the business for longer than a few months, you want to build a reputation as a knowledgeable, efficient and honorable businessperson. The odds of you conducting repeat business with a past contact are good if you leave a good impression in the minds of the note holder, co-finder, or investor &#8211; even if the deal falls through and does not close.Word that you take care of business and treat people as you would want to be treated will spread fast. The only message that will travel faster is the grumbling of dissatisfied customers. The impression that will radiate throughout the note community about you is ultimately up to you.The heart of the note business is not really numbers and dollar signs. It&#8217;s people working with other people to find a workable solution to a problem. The human and personable service you provide is a large part of what will make others in the note business remember your name, keep your business card, and call you FIRST the next time they need help with liquidating a note.Tip #2: Follow through to maximize your note deals.Don&#8217;t make the mistake of assuming that &#8220;following up&#8221; or calling people back after you haven&#8217;t heard from them in a week or so will be construed as being too eager or annoying. Most note deals are not closed on the first attempt. And the vast majority of them do not get sold to the first offer, or even the highest bidder.The importance of following up has been clearly illustrated by the National Sales Executive Association (NSEA), a trade organization for professional salesmen. Their remarkable statistics demonstrate that vast majority of deals are closed from the 5th through the 12th contact! Here is the data compiled from research by the NSEA:2% of sales are made on the 1st contact<br />
  224. 3% of sales are made on the 2nd contact<br />
  225. 5% of sales are made on the 3rd contact<br />
  226. 10% of sales are made on the 4th contact<br />
  227. 80% of sales are made on the 5th -12th contactEven more compelling &#8211; 95% of your competition will drop a prospect after the third try. Notice that the figures above show that putting out 25% more effort than your competition (by making the fourth contact) will typically improve your sales by 100%!Also, specific to the note business &#8211; you may often hear from a prospect, &#8220;Sorry, the note is already sold.&#8221;Keep in mind that different people have different interpretations of the term &#8220;sold.&#8221; Unless the note holder and finder(s) have actually received their payments and all the paperwork is signed and filed, the deal is still in limbo.So if you&#8217;re told &#8220;sorry, the note&#8217;s already sold&#8221; you should always respond -&#8221;Well, congratulations! I&#8217;m sure you&#8217;re glad the sales process is over and that you&#8217;re happy to have received your check. Do you mind me asking how much you got, so I can get a feel for the market value of a note like yours in the future?&#8221;If they end up telling you they haven&#8217;t actually gotten the check yet, BINGO! The note isn&#8217;t sold yet. Now find out if the seller has signed a commitment letter with an investor yet to sell their note. If you are told they haven&#8217;t even done that yet, then you are still able to make an offer.Always take another 30 seconds to inquire a little deeper and make sure the deal is really gone. Don&#8217;t give up the second you hear &#8220;the note is sold.&#8221;Even a seller who has verbally promised an investor that they are going with their offer can change their mind and go with a different investor if they haven&#8217;t signed a COMMITMENT LETTER yet. So always ask if they&#8217;ve done this. If not, tell them that you might be able to bring them an offer that gives them $500-1000 more &#8211; if they can give you a day or so to work up a competitive offer. Wouldn&#8217;t you be willing to wait a day for that much more money?<br />
  228. Even if you&#8217;re told they HAVE signed a commitment letter, you can mark your calendar to call this contact again in about 3-4 weeks. Just inquire again if they have a note for sale, as if you&#8217;ve never talked to them before. If the note deal hasn&#8217;t closed by then, most likely there&#8217;s been a problem with the previous deal, and the note holder will be open to getting new offers to buy again.Tip #3: Don&#8217;t neglect your local market.Even if you live in a rural area, you can typically develop more than enough referral business in your own backyard. In a well-developed residential community or urban environment, your &#8220;hometown&#8221; market may not need to be any bigger than the county you live in. In more rural areas, you may need to add a few surrounding counties to your target. But, just a few radio stations or publications generally cover a sparsely populated region, so the amount of advertising you will find necessary should not be excessive.Generally speaking, people tend to respond better to local businesspersons. Remember what was stated in tip #1 &#8211; you&#8217;re building relationships with people, not just conducting business. Local dialect and common knowledge of local areas or customs can go a long way to warming up your client and helping them to drop their guard and start treating you like a person, not an adversary. Take advantage of that intrinsic benefit by conducting effective marketing locally first.<br />
  229. You may find that doing local marketing can be less expensive and ultimately increase your Return On Investment as well (look at Tip #8 below). The important thing is to always make a concerted effort to contact as many of your hometown targets as soon as possible.Tip #4: Call, don&#8217;t email.Email has become an incredible tool for efficient and low-cost communication. Effective communication is a key aspect of any business, but especially the note business.Because of the ability to work on deals long distance, you&#8217;ll often work on deals with people you&#8217;ve never met in person or seen face to face. After all, as long as you can send faxes, mail documents, type emails, or talk on the phone, you can close note deals with people far away!As a note finder, you are not a salesperson. You&#8217;re simply looking for people that already want what you offer &#8211; the ability to trade money later for money now. If the note holder doesn&#8217;t want to sell, you shouldn&#8217;t waste a lot of time trying to convince them otherwise.Still, you need to &#8220;sell&#8221; yourself &#8211; your abilities, your knowledge about notes, the accuracy of your market assessment, and certainly your honesty and your character. Because of the fact that the other party may never actually see you in person, it is that much more important that you develop a relationship where both of you are comfortable with the other.Always strive to establish a real &#8220;connection&#8221; with the other party, despite the distance. When given a choice, make an effort to interact with prospective note sellers, finders, or other contacts by phone rather than e-mail. This is especially true if it&#8217;s your first time &#8220;meeting.&#8221;Calling your contacts on the phone generally gives you much better results than e-mail, for four reasons:1. You&#8217;ll be able to develop a sense of trust and rapport between yourself and the contact much more effectively on the phone.2. Any key questions asked via e-mail are more likely to go unanswered, glossed over or even ignored completely.3. You can more effectively communicate a sense of excitement, urgency, positivity, or anything else you want to convey through your voice inflections, volume, and tone.4. On the phone, you will have much better control of the situation, especially if you&#8217;re trying to get more information, or negotiate a note deal.When you&#8217;re ready to close a deal, issues of control during communication are even more important.Making an offer to buy a note via e-mail is not recommended. If you&#8217;ve been working with a client that prefers email communication, you can certainly email them and tell them you have an offer ready for them, but you need to talk to them for a few minutes to go over the details. If the note holder truly wants to sell, is should not be too much to ask for them to talk to you for a while, regarding the LARGE AMOUNT OF MONEY you are ready to offer them.On the phone, after you make an offer, you might hear &#8220;well, that offer is not high enough&#8221; or &#8220;I&#8217;ll think about it and get back to you,&#8221; or maybe even dead silence.In all of these situations, you have recourse. You can ask:&#8221;What is the price you&#8217;re seeking that would convince you to sign a commitment letter with me to sell the note immediately?&#8221;or -&#8221;OK, but I can only honor this offer for about 24 hours. Can I ask what is keeping you from making your decision today?&#8221;E-mail doesn&#8217;t give you the ability to immediately respond to the seller&#8217;s statements or thoughts. In fact, it puts you at a disadvantage, because waiting for an answer to your e-mail puts you on the seller&#8217;s schedule as you wait for a reply.On the phone, you have the opportunity to STAY IN CONTROL and maximize your odds of closing the deal.Tip #5: Be open to any type of cash flow that you could profit from.The cash flow market is a lot bigger than simply notes secured by conventional Single Family Residence (SFR) and private residential homes. While the residential seller-financed note market is already estimated to be an over $91 billion industry &#8211; with nearly $3 billion of new notes created annually &#8211; there are even more opportunities for unbelievable profits for note finders and investors out there.By allowing yourself to take a crack at notes on manufactured housing, commercial and multi-unit rental properties, and manufactured homes in parks and on private lots, you will literally expand your potential for profits two or three-fold.There are an estimated $105 billion in business notes &#8211; cash flows secured by a company or corporate entity &#8211; as well as another $70 billion in manufactured housing industry! And these industries will continue to expand &#8211; about $25 billion in new business notes come into play each year. In fact, approximately 90% of all business sales are financed by a &#8220;carry back&#8221; note by the seller.It is estimated that 43,000 or more mobile home notes come into the secondary cash flow market each year. Roughly 900,000 used mobile homes are being re-sold every year in a market with limited financing. A safe assumption is that nearly half of those re-sales can be attributed to used mobile homes in parks.By using an Internet search engine, you can easily make contact with mobile home retailers and park community managers who could clue you in to a huge market of residential notes that you have previously been ignoring.Don&#8217;t neglect to consider vacant land or development property as well &#8211; contractors, land developers, attorneys, and realtors can all tip you off to the existence of notes on land parcels &#8211; and the note holders who are looking to get rid of them.You can also look into cash flows that are not secured by real estate &#8211; the possibilities are nearly limitless. A few examples are structured settlements, court judgments, military pensions, large vehicle notes on automotive fleets, RVs, trucks, buses, planes, and boats, lottery payouts, large casino winnings, trust funds, and pensions.Payment contracts on expensive purchases, such as water filtration equipment or commercial leases on computer hardware and office equipment, can be a lucrative, specialized market for any qualified note finder or investor.Just about any situation where an individual or company is receiving scheduled payments for a promise made or services/products rendered can be a source of profitable note deals. Use your imagination, think outside of the constraints of just &#8220;regular notes,&#8221; and you&#8217;ll soon find a niche market you can &#8220;own&#8221; in your area or even nationally.By passing up notes in the &#8220;other&#8221; category, you&#8217;re literally leaving money on the table. Don&#8217;t miss out on the opportunity to expand your note operations beyond purely SFR and residential real estate.Tip # 6: Always make sure you cover the three &#8220;Money Questions&#8221; thoroughly.The most important thing you can do when gathering information on a note is to determine if you have a motivated seller or not.A common pitfall that inexperienced finders fall into is wasting time chasing deals that they can&#8217;t close. In order to get a note sold, the holder must have a valid reason to sell in the first place, and the price expectations they have needs to be somewhat in line with market value. These three simple questions will give lead you towards the answers you need:1) Why are you selling this note now?<br />
  230. 2) What are your expectations?<br />
  231. 3) How much do you need?Stemming from 3), you can add these two questions:3a. Have you received other offers?3b. Is there a &#8220;magic number&#8221; that will get this deal closed? In other words, what is the dollar figure that you won&#8217;t say &#8220;no&#8221; to?Don&#8217;t be afraid to ask these questions. While it&#8217;s certainly the seller&#8217;s right not to answer them, it casts a shadow of doubt over their status as a serious seller if they aren&#8217;t willing to talk about these very relevant topics. If the seller gives you vague answers or refuses to address your questions, you probably have an unmotivated or unrealistic seller.Don&#8217;t forget that your time is valuable too. Even if you have plenty of time for all the notes you&#8217;re investigating, the answers to the three &#8220;Money Questions&#8221; will help you determine which note deal is the priority for you (i.e., the one that you feel has the best odds for success).Lots of professional negotiators use variations of these three questions to feel out a sale. Mortgage brokers, loan officers and most successful salesmen in many fields use a variation of this technique.If your note holder tells you that no one else who is calling them about their note is asking these questions, this would be a good time to politely suggest that perhaps nobody else they&#8217;ve talked to is really serious about buying their note. After all, what kind of buyer wouldn&#8217;t want to know what the selling price is on an item for sale? Even if the price can be negotiated, a starting point is not too much to ask.If you consistently ask these three critical questions and explore the responses, your number of profitable note closings will increase, and the amount of time spent on unsuccessful inquires will decrease.Tip # 7: Be flexible and open-minded to cash in with &#8220;creative&#8221; deal-smithing.The most common way to buy or sell a note is to make a discounted offer today for forthcoming future payments. This is the driving force behind selling for most note holders &#8211; the desire to have a large amount of liquid funds immediately, rather than having to wait for small payments stretched over the long term.Still, creative note finders and buyers will be able to close more deals and make more money by trying to find a creative solution when the risk factors make the price that the seller needs impossible.If you take the time to learn how to create and become comfortable with partial purchases, split funding solutions, reverse partials, and future option agreements, you will have very unique tools in your &#8220;bag of tricks.&#8221;Learning how to apply these more uncommon cash flow techniques can be the difference between saying &#8220;Sorry, I can&#8217;t meet the price you need &#8211; good luck&#8221; and being able say this to your note seller:&#8221;I understand that you need this much in order sell your payments today. Unfortunately, I can&#8217;t match the figure you&#8217;ve specified. But, I have another solution that I think you will find very attractive . . .&#8221;Tip # 8: Three words: marketing, marketing, and marketing.You&#8217;ve probably heard that &#8220;marketing&#8221; is the key to successful business:&#8221;If you&#8217;re not marketing, you&#8217;re not in business.&#8221;Or, perhaps more harshly . . .&#8221;If you&#8217;re not marketing your business, you&#8217;ll soon be out of business!&#8221;Even so, most people do not fully appreciate the critical role that marketing plays in any business, but especially the note industry. Even the most experienced and successful professionals can neglect to keep up on the basics! You should always have a few business cards on hand &#8211; even on weekends, or in casual social settings. Keep them in your wallet, and check to make sure you have some every time you check on your cash level. Take some time to practice or refine your &#8220;elevator speech&#8221; &#8211; something that you say in less than 30 seconds to sum up your business and what you do.You can indirectly market your business by forwarding an online business, special interest or news article that has relevance to your company to people in your email contact or past customers list. Just write a brief &#8220;I thought of you when I saw this article&#8221; message to accompany it. Have your business name and contact information in the email of course.When was the last time you updated or revamped your website? Many businesses make the mistake of hastily throwing up a website, and then doing nothing to keep it current or improve it. An outdated or unprofessional-looking website will scare away more customers than you imagine.Your website&#8217;s attractiveness, layout and ease of operation are critical. Internet customers are typically impatient. If they can&#8217;t figure out how to get what they want out of your website in the first ten seconds, the odds are good that they will move on, seeking what they could have purchased from you from another merchant.Also, make sure that your phone number, email address, physical or mailing address, and your hours of operation are on your site. Put this critical information where it&#8217;s easy to spot.Optimizing your website&#8217;s content for search engine optimization can have a huge impact on your overall visibility on the World Wide Web. Do the research to find out how to do it yourself, or pay someone to do it for you. Either way, it will be well worth the time or money spent.Finally, don&#8217;t forget about unconventional marketing techniques. There&#8217;s more you can do than print, direct mail, web, and phone directory advertising. Today, you can put your business name and contact information almost anywhere &#8211; on the back of a cab, on the side of a bus, on a bus station bench, in a restaurant bathroom. All of these could be a low-cost way to reach new customers.Don&#8217;t neglect to think outside the box. Contemplate who your customers are, where they are, and what you could easily do to make a meaningful and memorable impact.Sponsor a local youth athletic league if you want to reach the lucrative market composed of parents or baby boomers. Volunteer your note services or a free cash flow evaluation for a fundraiser raffle. Send out inexpensive &#8220;thank you&#8221; gift baskets to remind your top repeat customers that you appreciate their patronage.Building a successful note business doesn&#8217;t take advanced education, a mind for math, or natural sales ability. Working with cash flows is an opportunity for lucrative profits available to anyone willing to learn the basics, work diligently and honestly, and continually promote their business.Those who incorporate all of these practical business guidelines into their everyday note business are sure to come up head and shoulders above the rest. </p>
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